INFOSYS

Infosys is a global leader in consulting, technology, and outsourcing and next-generation

services. We enable clients in more than 50 countries to outperform the competition and stay
ahead of the innovation curve. With US$9.02 bn in LTM Q2 FY16 revenues and 187,000+
employees, we are helping enterprises renew themselves while also creating new avenues to
generate value. We provide enterprises with strategic insights on what lies ahead. We help
enterprises transform and thrive in a changing world through strategic consulting, operational
leadership, and the co-creation of breakthrough solutions, including those in mobility,
sustainability, big data, and cloud computing.

MANAGEMENT
CEO- Dr.Vishal Sikka
COO- Pravin Rao
Chairman- R.Seshasayee
Independent Directors- Carol M. Browner
Prof. John W. Etchemendy
Roopa Kudva
Jeffry Sean Lehman
Kiran Mazmudar-Shah
Ravi Venkatesan

PRODUCTS AND SERVICES

The company offers its wide range of products and services in the field of Information
Technology

Product Categories

Banking Suite
Big Data
Cloud
Customer Service
Digital Commerce
Digital Marketing

Services

Business Services

Technology Services

Application Outsourcing

Business Applications

Application Management

Business Process Outsourcing

Business Intelligence

Cloud, Infrastructure and

Security

Customer Service

Digital
Infosys Consulting
Oracle
SAP

Engineering Services

Finance & Accounting

Human Resources

Enterprise Mobility

Sourcing & Procurement

Internet of Things (IoT)

Testing
Outsourcing Services

FINANCIAL SNAPSHOT

CAPITAL STRUCTURE

Sources Of Funds
Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Networth
Secured Loans
Unsecured Loans
Total Debt
Total Liabilities

COST OF CAPITAL

Mar '15

Mar '14

Mar '13

Mar '12

Mar '11

12 mths

12 mths

12 mths

12 mths

12 mths

574.00
574.00
0.00
0.00
47,494.00
48,068.00
0.00
0.00
0.00
48,068.00

286.00
286.00
0.00
0.00
41,806.00
42,092.00
0.00
0.00
0.00
42,092.00

287.00
287.00
0.00
0.00
35,772.00
36,059.00
0.00
0.00
0.00
36,059.00

287.00
287.00
0.00
0.00
29,470.00
29,757.00
0.00
0.00
0.00
29,757.00

287.00
287.00
0.00
0.00
24,214.00
24,501.00
0.00
0.00
0.00
24,501.00

Infosys Ltd's weighted average cost of capital is 3.92%. Infosys Ltd's return on
invested capital is 45.14%. Infosys Ltd generates higher returns on investment than it costs
the company to raise the capital needed for that investment. It is earning excess returns. A
firm that expects to continue generating positive excess returns on new investments in the
future will see its value increase as growth increases.

State Bank of India

The Bank is actively involved since 1973 in non-profit activity called Community Services
Banking. All our branches and administrative offices throughout the country sponsor and
participate in large number of welfare activities and social causes. Our business is more than
banking because we touch the lives of people anywhere in many ways.

MANAGEMENT
Smt. Arundhati Bhattacharya - Chairman
Shri B.Sriram - Managing Director & Group Executive
Shri V.G.Kannan - Managing Director & Group Executive (Associates & Subsidiaries)
Shri. Rajnish Kumar - Managing Director
Shri Praveen Kumar Gupta - Managing Director (Compliance & Risk)
Dr. M.G.Vaidyan - Deputy Managing Director & Group Executive

Products and Services

The SBI offers an exhaustive range of financial products and services that answers
any business or market circumstance, backed by an assublack expertise in
customizing the product to meet the most sensitive specificities of each client and

each business context.

It is committed to understanding the finest nuances of your business objectives and

engineering cblackit and non-cblackit solutions to suit them.

Its team of highly skilled and experienced product specialists can help you forecast
your black it patterns and structure complex transaction requirements.

COST OF CAPITAL
SBI weighted average cost of capital is 4.6%. SBI return on invested capital is 16.62%. SBI
generates higher returns on investment than it costs the company to raise the capital needed
for that investment. It is earning excess returns. A firm that expects to continue generating
positive excess returns on new investments in the future will see its value increase as growth
increases.

CAPITAL STRUCTURE
Balance Sheet of State Bank of India

------------------- in Rs. Cr. -------------------

Mar '15

Mar '14

Mar '13

Mar '12

Mar '11

12 mths

12 mths

12 mths

12 mths

12 mths

Capital and
Liabilities:
Total Share Capital

746.57

746.57

684.03

671.04

635

Equity Share Capital

Share Application
Money
Preference Share
Capital

746.57

746.57

684.03

671.04

635

Reserves

127,691.65

117,535.68

98,199.65

83,280.16

64,351.04

Net Worth

128,438.22

118,282.25

98,883.68

83,951.20

64,986.04

1,576,793.24 1,394,408.51 1,202,739.57 1,043,647.36

933,932.81

Deposits
Borrowings

205,150.29

127,005.57

119,568.96

Total Debt
Other Liabilities &
Provisions

1,781,943.53 1,577,539.39 1,371,922.28 1,170,652.93

1,053,501.77

80,915.09

105,248.39

Total Liabilities

2,048,079.80 1,792,234.60 1,566,261.03 1,335,519.22

1,223,736.20

137,698.05

183,130.88

96,412.96

169,182.71

95,455.07