New Fund Briefing

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PGRBF & PIGRBF OCT 2015

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In cycling competition, you need

speed and balance
win.
PGRBFto
& PIGRBF
OCT 2015

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Life is like riding a bicycle.

To keep your balance, you
must keep moving.
- Albert Einstein

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PGRBF & PIGRBF OCT 2015

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Introducing

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PGRBF & PIGRBF OCT 2015

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Focus on capital growth over

the medium to long-term period
through a balanced asset
allocation approach
Existing balanced funds, seeks to provide a steady
income and capital growth over the medium to
long-term period.
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PGRBF & PIGRBF OCT 2015

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Lower Risk Level for capital growth fund type

*Most capital growth funds with risk level 4 or 5

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PGRBF & PIGRBF OCT 2015

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Take advantage of the recent

retracement in the domestic
market, accumulate stocks which
are currently trading at below
valuations, especially on sectors

with positive long term

growth prospects.
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PGRBF & PIGRBF OCT 2015

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Invest in Local &

exposure to Foreign
Markets
* China, South Korea, Japan, Taiwan, Hong Kong,
Singapore, Indonesia, Thailand, Philippines

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PGRBF & PIGRBF OCT 2015

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PIGRBF is the only

Islamic balanced fund in
Public Series of Shariah
based funds.

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PGRBF & PIGRBF OCT 2015

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Telecommunications

Construction

Technology

Building materials

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PGRBF & PIGRBF OCT 2015

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Fund Name

Stocks
Selection
Profile

Region

Risk Level

Blue Chip &

Income &
Growth
Capital Growth

Domestic 1

Public Growth
Blue chip, Capital Growth
Balanced Fund Index, Growth
Public Islamic
Blue chip, Capital Growth
Growth
Index, Growth
Balanced Fund
Public Far East Blue Chip &
Income &
Balanced Fund
Growth
Capital Growth

Domestic 2

Domestic 2

Foreign

Public
Balanced Fund

Fund Type

The fund may invest up to 30% of its NAV in foreign markets for diversification.
2
The fund may invest up to 25% of its NAV in foreign markets for diversification.
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PGRBF & PIGRBF OCT 2015

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To achieve CAPITAL
GROWTH over the
medium to long term
period through a
balanced asset
allocation approach

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PGRBF & PIGRBF OCT 2015

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 Retail and corporate investors

Medium to long term investors (At least 3 years)
Able to withstand ups and downs of the stock
market in pursuit of capital growth and to a
lesser extent income (Risk Level 3)

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PGRBF & PIGRBF OCT 2015

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Fixed Income securities

and liquid assets
The balance

Equity

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40% to 60%

PGRBF & PIGRBF OCT 2015

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All rights reserved. The information published may not be reproduced or copied to any person or incorporate into
another document or other materials without the prior written consent of Public Mutual Berhad.

PGRBF & PIGRBF OCT 2015

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PGRBF
60% FTSE Bursa
Malaysia KLCI
40% 3-Month
Kuala Lumpur
Interbank
Offered Rate
(KLIBOR)

PIGRBF
60% FTSE Bursa
Malaysia Hijrah
Shariah Index
40% 3-Month
Islamic Interbank
Money Market
(IIMM) rate

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PGRBF & PIGRBF OCT 2015

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40.00%

PGRBF Benchmark

PIGRBF Benchmark

34.87%

35.00%
30.00%

25.37%
25.00%
20.00%

13.34%

15.00%

8.47%

10.00%
5.00%
0.00%
-5.00%
-10.00%

Source: Lipper

-4.30%

-3.14%

5-year

3-year

1-year
Data source: Lipper as at 30 June 2015

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PGRBF & PIGRBF OCT 2015

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Name
Public Balanced Fund (PBF)
Benchmark of PBF

Public Far East Balanced

Fund (PFEBF)
Benchmark of PFEBF
Benchmark of PGRBF
Benchmark of PIGRBF

Risk
Level

Performance (%)

1-Year

3-Year

5-Year

10-Year

2.16%

19.71%

22.97%

107.22%

-4.30%

8.47%

25.37%

71.05%

11.25%

25.78%

29.65%

12.73%

30.30%

38.60%

-4.30%

8.47%

25.37%

-3.14%

13.34%

34.87%

Data source: Lipper as at 30 June 2015.

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PGRBF & PIGRBF OCT 2015

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1. Capital Growth Potential

Invest up to 60% of its NAV in equities

2. More Stable Return

The potentially higher but more volatile returns from equity
investments are moderated by the fairly stable performance from
fixed income securities.

3. Portfolio Diversification
Diversified portfolio of blue chip stocks, index stocks, growth
stocks and fixed income securities.

4. Exposure to Foreign Markets

Invest up to 25% of the NAV.
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PGRBF & PIGRBF OCT 2015

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 Market risk
Specific security risk
Liquidity risk
Interest rate risk
Credit risk

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PGRBF & PIGRBF OCT 2015

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NAV Per Unit

RM 0.25
Sales Charge (During Offer Period)
5%: RM 10,000 and above
5.25%: RM 5,000 < RM 10,000
5.5%: < RM 5,000

DDI: 5.25%
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PGRBF & PIGRBF OCT 2015

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Management Fee

1.5% per annum of NAV

Trustee Fee

0.06% per annum of NAV

(min RM18,000 to max RM600,000 per annum)

Trustee
AmanahRaya Trustees Bhd
Fees

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Value

PGRBF & PIGRBF OCT 2015

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Charges

Redemption
charge
Switching
charges*

% / RM

Nil

Within 90 days: Up to 0.75% or minimum

RM50
After 90 days: RM25
Transfer charges RM25

*During the offer period, switching of loaded units

(i.e units which have incurred a sales charge of 3%
or more) into PGRBF & PIGRBF is not allowed.
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PGRBF & PIGRBF OCT 2015

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Minimum Initial Investment (PII) :

RM 1,000

Minimum Additional Investment (PAI) :

RM 100

Bank Account No : TBA

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PGRBF & PIGRBF OCT 2015

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Min. Repurchase
1,000 Units
Min. Balance 1,000
Units

Within 10 calendar days

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PGRBF & PIGRBF OCT 2015

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PGRBF
Fund Category

Balanced

Fund Type

Capital Growth

Financial Year End

31 October

Distribution Policy

Incidental

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another document or other materials without the prior written consent of Public Mutual Berhad.

PIGRBF
Balanced
(Shariah- compliant)

PGRBF & PIGRBF OCT 2015

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Non-EPF Scheme
(Sales Charge of 5.5%)
Rank

Personal

Personal/ Group
Overriding

Total

UTC
UTC-AS

2.75%
2.75%

0.57%

2.75%
3.32%

UTC-AM / CM

2.75%

0.94%

3.69%

UTC-GAM/ SCM

2.75%

1.20%

3.95%

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PGRBF & PIGRBF OCT 2015

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PSNAV

Personal CB

First 3 Million ( 0 3m)

0.21%

Next 3 Million ( > 3m 6m)

0.22%

Next 4 Million ( > 6m 10m)

0.23%

Next 5 Million ( > 10m 15m)

0.24%

Next 10 Million ( > 15m 25m)*

0.25%

GSNAV

Group CB

UTC - AS
UTC AM/CM
UTC GAM/SCM

0.04%
0.06%
0.08%

* Note: More CB for higher amount

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PGRBF & PIGRBF OCT 2015

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All rights reserved. The information published may not be reproduced or copied to any person or incorporate into
another document or other materials without the prior written consent of Public Mutual Berhad.

PGRBF & PIGRBF OCT 2015

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 A compulsory page will appear at

UTC Connect for UTCs who have not
attended the new fund briefing
(classroom) effective 1st Oct 2015.
2 CPD points will be awarded to UTCs
who have:
Attended new fund briefing (classroom)
OR
Completed the assessment questions
via UTC Connect with 80% passing rate.

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PGRBF & PIGRBF OCT 2015

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All rights reserved. The information published may not be reproduced or copied to any person or incorporate into
another document or other materials without the prior written consent of Public Mutual Berhad.

PGRBF & PIGRBF OCT 2015

| 31