STOP OR SLOW

FORECLOSURE!
HOW TO FILE A:

NOTARY COMPLAINT
IS THERE A
BROKEN CHAIN OF TITLE ON
YOUR PROPERTY?

2011 www.NotaryComplaint.com

TABLE OF CONTENTS
DEDICATION

INTRODUCTION:

I.

NOTARIZED DOCUMENTS ARE THE FOUNDATION

a) the presumption is that the bank/servicer & trustee are telling the truth, why is this so?:

i.

a presumption affecting the burden of producing evidence or;

ii.

presumption affecting the burden of proof

II.

JURISDICTIONARY

III.

NOTARY PUBLIC

IV.

V.

a)

What are the Notarys responsibilities?

b)

Why go after the notarized documents?

c)

The Notary is the simplest person to challenge.

WHAT IS A CHAIN OF TITLE?

A.

The recorded history . . .

B.

You will create a situation . . .

C.

For the Chain of Title to be considered unbroken . . .

BROKEN CHAIN OF TITLE

10

a)

States that Require Notary Journals . . .

10

b)

Have you already been foreclosed on?

10

c)

Where to find Notary Laws

10

VI.

WHAT DOCUMENTS TO LOOK FOR

11

VII.

WHERE TO OBTAIN THE DOCUMENTS NEEDED

12

a)

County Recorder (Clerks) office

12

b)

Cost of Documents

12

VIII.

WHY CHECK ALL OF THE NOTARIZED DOCUMENTS?

13

a)

13

Reviewing the Documents

IX.

NOTARY LETTER PUBLIC INFORMATION OR PUBLIC RECORDS REQUEST

13

X.

WHAT TO LOOK FOR WHEN THE INFORMATION RETURNS

14

XIII

XVII.

HOW LONG DOES THIS PROCESS TAKE?

17

a)

17

Judicial States versus Non-Judicial States

OVERVIEW OF STEPS TO SUCCESS

21

1.

Review the Notary Laws in Notarys State

21

2.

Obtain Certified Documents from the County Recorders office

21

3.

Review Documents for any obvious flaws and/or violations

21

4.

Write a letter to the Notary that is a Public Information Request

21

5.

Review the information the Notary returns

22

6.

Send by Certified mail the Notary Complaint to the Secretary of State

22

7.

Prepare and send by Certified Mail (or fax) to the Notarys Bonding Company if applicable
22

8. Fax the Notary Complaint sent to the Secretary of State and the Bonding Company, to Your
Servicer, Your Trustee and their Attorneys
22
9.

XVIII.

Stay in touch with the Secretary of State, your Servicer, the Trustee

ONCE YOU GET THE NOTARY REVOCATION BACK

22

23

a)

If Your House Has Not Been Foreclosed On

23

b)

If Your House Has Already Been Foreclosed On

23

XIX.

HELP SOMEONE ELSE

24

XX.

CONTACT ASSISTANCE

24

APPENDIX 1

25

APPENDIX 2

48

APPENDIX 3

55

APPENDIX 4

67

APPENDIX 5

68

APPENDIX 6

71

DEDICATION
This E-book is dedicated to John C. Stuart, that without his tireless and unselfish
efforts to assist homeowners that are facing foreclosure, this book could not have
been written.
John C. Stuart is helping homeowners all over the country to save their homes
from imminent foreclosure, by understanding what the Banks, Servicers, Trustees
and Courts have been doing to the unsuspecting and uneducated homeowner
during this housing crisis.
To learn more about what John is doing these days, other ways of defending your
home and to donate to Johns cause, PLEASE contact him below. (John only
accepts donations as opposed to outright charging people, so please give
generously, because this book will help you fight for your home)

John can be reached at: www.ShowMeTheLoan.net

Or: John@showmetheloan.net

INTRODUCTION:
First and foremost, I want to say: GREAT JOB!! You have just separated yourself from most of
the homeowners in the United States. You are willing to FIGHT back and not let the bank
STEAL, yes, you read that right . . . STEAL your home. Did you know that less than 1% of the
people who are in Foreclosure fight back, and most of those that are fighting back have no idea
how to fight back. The objective is NOT to get a FREE & CLEAR house. The objective
is to show that even though you may actually owe the debt to someone, it is not the
Bank/Servicer/Trustee, that is in Court across the table from you. The Bank/Servicer/Trustee
that says they own the Debt is probably not the entity that owns the Deed of Trust/Mortgage and
Promissory Note. Your only challenge now, is to prove it. By following this guide you will be
able to create a situation where you may be able to Break the Chain of Title that the
Bank/Servicer/Trustee is using to foreclose on your home. Once this Chain of Title has been
broken, it is up to them to bring in ALL the paperwork that proves conclusively that you owe
them the debt. They will not be able to do this, and in the event they ever bring your Original
Promissory Note into Court, be sure to take full advantage of the opportunity that you have just
been given.
This book has been written based on what has been learned from John C. Stuart and my ability to
listen and read simple documents. It is also based on my getting up off of the couch, and joining
in a fight to save homeowners from Foreclosure. This guide is not the end all to end all way to
save your home, it is a method that can be just one part of a defense you can use to forestall and
or beat the Bank/Servicer, Court and/or Trustee from stealing your home.

This guide is by no means to be taken as legal advice, or

anything to do with how to conduct yourself in Court. This
guide is for educational and entertainment purposes only.
For competent legal assistance, please seek out an Attorney
that understands what you are attempting to do, or have
accomplished by using this method.

I.
NOTARIZED DOCUMENTS ARE THE FOUNDATION TO EVERY PARCEL
OF REAL ESTATE IN THE UNITED STATES

For over 400 years, the ability to clearly know who owns what parcel of land, and who is owed a
debt, throughout the United States has been established through the records at the County
Recorders office for your local County. With the advent of MERS (Mortgage Electronic
Registration System), in the mid 1990s by the banking industry and Wall Street, along with the
Securitization of your Promissory Note, the records at the County have become extremely
clouded and unclear.
The objective now is to use this to your advantage. Since the banks have created this monster,
you are going to learn in the following pages how you can use the documents that the bank has
recorded, against them. You may not know what each document means, what it is used for, or
even why it was used by the bank, none of that matters. You are going to learn how to use these
recorded documents against the bank to create a situation that they will ideally either slow or
stop your foreclosure, until you are able negotiate with them.
a) the presumption is that the bank/servicer & trustee are
telling the truth, why is this so?:
Presumption Blacks Law Dictionary, Sixth Edition Deluxe
An inference in favor of a particular fact. A presumption is a rule of law, statutory or judicial, by which
finding of a basic fact gives rise to existence of presumed fact, until presumption is rebutted. (Van
Wart v. Cook, Okl.App., 557 P.2d 1161, 1163).
A legal device which operates in the absence of other proof to require that certain inferences be drawn
from the available evidence. (Port Terminal & Warehousing Co v. John S. James Co., D.C.Ga., 92 F.R.D.
100, 106).
A presumption is an assumption of fact that the law requires to be made from another fact, or group of
fact found or otherwise established in the action. A presumption is not evidence. A presumption is
either conclusive or rebuttable. Every rebuttable presumption is either:
i.

a presumption affecting the burden of producing evidence or;

ii.

presumption affecting the burden of proof

See California Evidence Code, 600.

Presumption of Law: A presumption of law is one which, once the basic fact is proved and no evidence
to the contrary has been introduced, compels a finding of the existence of the presumed fact.

Look at the words that have been bolded/highlighted. The Court/Judge Presumes/Assumes that the
Bank/Servicer and/or Trustee is telling the Truth, based on the Absence, or lack of CONTRARY
evidence being introduced or provided, or until the presumption is rebutted by You.
Until you present rebuttable evidence, the Bank/Servicer & Trustee will be Presumed by the Court
(Judge) to be correct in their statements that the loan is in default, and that the Bank/Servicer & Trustee
are within their rights, according to the recorded documents, to sell your house and evict you.
DO NOT EVEN ATTEMPT to go into Court, without first having filed a Notary Complaint.
The goal is not to tell the Court/Judge how much of a low life scum bag piece of trash the Bank/Servicer,
Trustee or the Attorney is, the goal is to let the Court/Judge know you are in the process of seeking
rebuttable evidence to Banks/Servicers & Trustees claims that they can sell your home.
In the event you have already been foreclosed on, this should assist you in at least being able to stall the
eviction for a while. (This is not legal advice, and cannot be guaranteed).
In the event your home has not been foreclosed on, you can start faxing the Notary Complaint to the
Bank/Servicer & Trustee about 10 days before the Trustees Sale Date, you will be amazed how fast the
sale date gets moved. It will probably be moved out about 30 days, within 3-4 business days of your
faxing over the Notary Complaint.
Once this happens, as long as you have not received anything back from the Secretary of State for the
Notary, continue to fax the Notary Complaint to the Bank/Servicer & Trustee, about 10 days before the
Trustees Sale date NO MATTER HOW LONG IT TAKES!!
You must provide rebuttable evidence to the documents (ie: Substitution of Trustee, Assignment of
Mortgage/Deed, any Notarized Document, NOD, Trustees Deed Upon Sale.. etc), that the Bank/Servicer
& Trustee are using to Steal your house. Without the rebuttable evidence, you will have no chance at
challenging the Bank/Servicer or Trustee in any legal arena.
This Notary Complaint Guide will provide you with ability to obtain the necessary Rebuttable
Evidence, so that you can let the Bank/Servicer, Trustee & the Court know you are challenging the very
documents that the Bank/Servicer & Trustee are using in an attempt to steal your home.
This puts the Trustee in a very interesting position, because the Trustee supposed to be the Noninterested third party that does not hold either parties interest above the other. Although, most of the
time these days, the Trustees are either companies set up by the Banks and/or Servicers to hide behind, or
a law firm that was hired by the Bank/Servicer to foreclose on your home. Most of the time, there is a
conflict of interest between the Bank/Servicer & Trustee, simply because of the business arrangement that
they have, and who is actually being represented by the Law firm showing up in Court.
This is where you are going to request information about who the Present Beneficiary is based on
information that has been provided by the Trustee in the Recorded Notice of Default. (see: Present
Beneficiary The Mystery Entity in your Notice of Default).

II.

JURISDICTIONARY

So far, this is the best way to learn about the law and have a self-help course for you to help defend your
house, or any other matter you may need help with in regards to any Legal matters. This CD set was
recorded by an Attorney in Florida with over 25 years of experience. You will want to get the 4-CD set
($249.00) and go through them. The CDs will explain how you can put together a case that will have the
knowledge and facts to support it. This is not supposed to be a substitute for competent legal help. In the
event you use an Attorney, you will have the knowledge through Jurisdictionary to understand what the
Attorney is doing, and why they are doing it.
Copy and Paste this link to go to Jurisdictionary: www.jurisdictionary.com?refercode=RR0007

III.

NOTARY PUBLIC
a) What are the Notarys responsibilities?
The Notary is ONLY responsible for verifying the person standing in front of them is the
person who is signing the document. The Notary is Not responsible for checking the
authenticity or legality of the document or whether the person singing the document works
for the company that is listed on the document.

b) Why go after the notarized documents?

You are going after the Notarized documents for one simple reason; Do you have the money,
time and energy it will take, to fight Bank of America, Wells Fargo, Aurora,
Chase Bank or any other large corporation that has an army of Attorneys just waiting to
drain every penny you have?

c) The Notary is the simplest person to challenge.

The banks have a seemingly unlimited financial piggy bank to tap for legal fights against
homeowners. Since they are too big to fail they must be too big to directly take on. So, the
simplest and easiest person to challenge in the chain of Documents is the Notary.
Amazingly, they are actually the most important. Without the Notarized documents, there
can be No Foreclosure. Read that again: Without the Notarized documents, there can be
No Foreclosure. Make that your fight song Without the Notarized documents, there
can be No Foreclosure.
The Notary Commission is issued by the State that the Notary is working in, and is not subject to being
influenced by the Boss, Supervisor or Manager of the company. The Notary answers to the Secretary
of State, or other Governing body in their state and is subject to one thing, the Law that is written on the
books at this time. The Notary MUST adhere to the Law, and you are going to make sure they dotted
every I, crossed every t, and followed every single rule.

IV.

WHAT IS A CHAIN OF TITLE?

A. The recorded history of matters that affect the title to a specific parcel of real
property, such as ownership, encumbrances, and liens, usually beginning with the
original recorded source of the title. The chain of title shows the successive changes of
ownership, each one linked to the next so that a chain is formed. Ownership of a
particular property frequently passes through many hands subsequent to the original
grant. If any link is broken in a propertys chain of title, then the current owner does
not have valid title to the property. For example, if a false and/or forged deed, or any
other recorded document, were somewhere in the chain, then no subsequent grantee
would have acquired legal title to the property. (Read that again If ANY link is
broken in a propertys chain of title).
B. You will create a situation where serious questions regarding the Broken Chain of
Title so that anyone after you MUST be able to show that they are who they say
they are, and they have the right to Foreclose.
C. For the Chain of Title to be considered unbroken, the instrument must be
discoverable or traceable through linking conveyances from the present owner through
successive owners to a common grantor. If not, a gap exists in the chain, creating a
cloud on the title. In these cases, it is usually necessary to establish ownership by a
court action called a suit to quiet title. (See the paper on Quiet Title).

Unbroken Chain of Title:

V.

BROKEN CHAIN OF TITLE

Once you have created a break in the chain of title, it becomes the other persons, or companies
responsibility to Attempt to fix it. Although, in this instance, the only way to fix this, is by creating
another document, that may fall under the same situation that you have just had, a false and/or forged
document that you can challenge again.

a)

States that Require Notary Journals

(See Appendix 1)

Appendix 1 contains a list of the States that require Notary Journals, along with States that have Judicial
and/or Non-Judicial proceedings for Foreclosure actions.

b)

Have you already been foreclosed on?

In the event you have already been foreclosed on, this does not mean that the fight is necessarily over.
What it means is that you can still go back and challenge the Notarized documents to determine whether
the Trustees Sale was void. In other words, an Unlawful Foreclosure. One of the biggest questions
is, were the documents that the Lender/Servicer/Trustee used to Foreclose on you, Legally Sufficient?
In the event, through your investigation you uncover that one or more of the documents used to Foreclose
on your property were not legally sufficient, then you may be able to file a law suit against the
Lender/Servicer/Trustee for Wrongful Foreclosure and obtain money damages. You MUST consult with
competent legal counsel licensed to practice in your jurisdiction before attempting to do anything within
the area of Law. In the event you find that there were illegal documents that were used to Foreclose on
your home, contact a Lawyer to discuss your options.

c)

Where to find Notary Laws

(See Appendix 4)

1. Notary Laws. These are EXTREMELY important. Please read and understand the laws in
regarding the conduct of Notaries in the State which your Notary got his/her commission
from. You can reference Appendix 4 to use links to the Notarys States Notary Laws. The

10

State that the Notary is commissioned from can be found inside their commission seal
which is stamped next to their signature.
A. How long does the Notary have to respond? (Could vary between 21-30 days)
B. Determine the specific State code from the State the Notary is Commissioned from
which notifies the Notary this is a Public Information Request What you are looking
for is the Notary Law that states you are allowed to inquire into any public document
the Notary notarized.
C. Do you need to include a money order? Some States require that you pay for each page
requested. The cost is usually between $ 0.25 - $ 1.00 per request. Just send a $1
Money Order with each request to be safe.
D. Include a self addressed stamped return envelope
2. Understand which laws could apply
A. There will probably be more than one Notary Law that was broken
B. Examples: Determine if the Document was not actually signed while in front of the
Notary. Does the date by the signature match the date of the notarization? Do the
signatures of each individual match their signatures on other documents or in the Public
record? Is the notary journal page produced even real?
C. Do Not take any document at face value. Always make the Notary prove that they
Notarized the document correctly. A document may look correct on its face, and yet,
the supporting information proves otherwise. Until you request the information about
the document you will not know whether it is correct. You will see what this means, as
you go through the examples below.

VI.

WHAT DOCUMENTS TO LOOK FOR

When you go to the County Recorders (Clerks) office, look for any Notarized documents that have been
filed by the Bank (Servicer/Lender), Trustee or any 3rd party company against your property. Most of the
time, the documents you are going to be looking for are:
1. Deed of Trust/Mortgage This is the document that secures your home to the payment
obligation stated in your Promissory Note. The Promissory Note is not recorded but the Deed of
Trust/Mortgage is. In the event you signed the Promissory Note and Deed of Trust at the Escrow
or Attorneys office, the odds of there being anything wrong with the notarization of these
documents are slim. However, when the Refinance boom was going strong, a lot of people
mailed their signed loan docs back to the lender, and magically your loan got funded. What
you dont know is that the copy of your Drivers License and Social Security Card that you sent
back with the Loan Docs, is what the Notary used to verify that you were who you said you
were. The proof of this is usually the fact that one date is stated on your Promissory Note and
11

Deed of Trust, and a different date is listed by the notorial acknowledgement on the Deed of
Trust. This Notarization is invalid because you were not present before the notary when it was
acknowledged, and the person signing before a Notary, MUST be in front of the Notary when
they sign. Did you mail your loan docs back? If so, you need to obtain this document from the
County.
2. Substitution of Trustee This document is where you will sometimes find MERS making its
first move. This document is usually used once you have defaulted on your loan and they are
looking to start the Foreclosure process. This document substitutes or trades out the original
Trustee that was on your Deed of Trust, and puts in another entity.
3. Assignment of Deed of Trust/Mortgage This document is used to assign your Deed of
Trust/Mortgage to the next company in the Chain of Title. The ones from MERS are usually
signed by an individual listed as Assistant Secretary or Vice President or Assistant Vice
President or some other fake title.
4. Trustees Deed Upon Sale This document is filed after the foreclosure sale has taken place.
You can challenge this document, just like all the rest. What you are also looking for on this
document is who the actual party was that bought the home, and who was listed as the
beneficiary at the time of the sale. In the event the bidder/purchaser is some company you
have never heard of, there may be bigger issues with the entire Chain of Title. If so, consult with
a competent Attorney.
5. Notice of Default and Notice of Trustees Sale You will want to obtain these documents also.
In the event you find that there has been a Break in the Chain of Title, these documents become
further evidence that there was misconduct by the part of the foreclosing company. In the event
you discover a break in the Chain of Title these other documents may be considered false,
fraudulent and void in the trial of foreclosure. Please check with an Attorney before you do
anything with respect to the Law.

VII.

WHERE TO OBTAIN THE DOCUMENTS NEEDED

a)

County Recorder (Clerks) office

You will need to obtain the documents listed above by physically going to the County Recorders office
and requesting them yourself. Most of the time, the documents you need are not documents you can
obtain online. In the event you do not have the time, or are too far away, please email us at:
CountyRecorderHelp@noatrycomplaint.com for assistance. (In Southern California right now).

b)

Cost of Documents
1. Per Page 1st page Usually between $2.00 to $5.00, the rest of pages, $1.00$3.00.
2. Always get Certified Copies This can range from $1.00 - $5.00 per document.
(not per page) In the event you ever need to file a law suit, most courts will only

12

accept Certified Documents. This will save you the time and expense of going to
the County Recorders office a 2nd time.

VIII. WHY CHECK ALL OF THE NOTARIZED DOCUMENTS?

(See Appendixs 1 & 2)
The reason for checking all of the documents is so that you make sure every single document was done
correctly. The more Notarized documents you have within your Chain of Title, the more opportunity for
a screw-up there is. This is what can work in your favor. If you can show that one (1), YES, JUST ONE
document was done incorrectly, and get the Secretary of State, or whatever Governing body in the
Notarys state, to revoke the Notarys commission, you have just created a Broken Chain of Title, and
have changed the rules of the Foreclosure.

a)

Reviewing the Documents

1. When looking at the documents, be sure to look at each and every document. Does the
person signing the Substitution of Trustee happen to be the same person signing the
Assignment of Deed of Trust/Mortgage? .. if so, Did they sign as a representative of 2
different companies, and possibly sign on the same day?
2. Are the signatures legible? This can become a huge issue, if through your investigation you
may uncover the knowledge that someone else, other than the Notary may have signed the
document. Simply because the actual signature of the Notary, does not look anything like
the signature on the document.
3. Determine whether the date that the document was signed, (Usually the date is above the
signature), is different from the date it was notarized.
4. Determine whether the return address is a Trustee, or a possible company that does Robosigning for the Mortgage industry.. i.e.: LPS, DocEx., etc.
5. Determine whether the Notary actually signed the document. This can be done by
obtaining other documents that the Notary has signed. Look at the Bond, look at the letter
you received back with the information, find other documents recorded in your County
Recorders office that may have the Notarys signature on it. Compare the signatures, do
they match? This web site has a number of signatures from different Notarys and signers
on different documents: www.whatsignature.com

IX.

NOTARY LETTER PUBLIC INFORMATION

OR PUBLIC RECORDS REQUEST
1. Check with the Secretary Of State about the home/work address The S.O.S. will give you
the contact information for the Notary that they have on file at the time. Keep in mind that
all Notaries are required to notify the Secretary of State, or the governmental office in
charge of their commission, if they change locations normally within 30 days of
changing.

13

2. Include the Notary Code for the Notarys State that lets the Notary know your request is a
Public Information Request. This will be the code from the Notary Laws of their state
that allow you to request information from the Notary regarding the document in question.
Use the term Public Information Request when you send the letter to the Notary.
3. Ideally send the request to the Notarys home address. Although, sending to both the home
address and the Notarys work address, (if known, check the upper left corner of the
document in question), creates the situation where you have put both the Notary and their
employer on notice that you are looking into this document.
4. When you send the Request to the Notary, be sure to send the original signed Request letter
from yourself, and copies of the documents. Do Not send the original certified
documents, simply because, in the event you need to file in Court, you will still have the
Original, Certified copies you obtained from the County to file in Court.
5. In the event you have more than one document notarized by the same Notary, do not save
money by sending the requests in 1 envelope, send the requests in separate envelopes to
both their home and work address. Send the work envelopes, Certified. This creates the
situation that both the Notary and the employer realize you are looking into multiple
documents.
6. Be sure to keep copies of everything that you send to the Notary: ie: Your Request Letter,
Copies of the Documents sent to the Notarys home and work, The original Certified Green
slips from the Post Office, and upon the return of the Green Cards from the Notary, place
those with this file.

X.

WHAT TO LOOK FOR WHEN THE INFORMATION RETURNS

1. Complete Notary Journal Page Return to the Notary laws, and check what the Notary
Journal is required to contain to be a proper document in the Notarys State.
2. Make sure it is a Notary Journal Page you received back You may get back a work sheet,
work product or Excel spread sheet, that states your document is a specific number on the
page of 50-60 different documents. This is NOT a Notary Journal.
3. Check Signatures - Compare signatures against other documents, at this web site
www.Whatsignature.com
4. Check Dates Do the dates match? Was this document signed on the same day it was
Notarized? There are times when the person signing the documents, signs on one day, and
the Notary notarizes the document on another day.
5. Check Notarys Commission Date, are/was the Notary still an active Notary at the time of
signing. Check the Notary commission with the Secretary of State of the Notarys State.

14

Once you have the information back from the Notary, and have determined that something is a not
correct, then it is time to file the Notary Complaint with the Governing body of the Notarys State. In the
event you get the information back and find that nothing is wrong, go back and look again, you missed
something.

XI.

WHAT TO DO WHEN YOU GET NO ANSWER

(See Appendix 3)
a) File a Complaint with the Secretary of State (or proper governing body)
1. In the event the Notary does not answer your request within the time frame stipulated by
their state codes, you then must file the Notary Complaint directly with the Secretary of
State, or State Governing body, in the Notarys state. Be sure to include a copy of the
Public Information Request that was sent to the Notary, along with any documentation
that was sent to the Notary.
2. This will add another violation to your Notary Complaint. The added violation will be
that a Public Official did not respond to a Public Information Request, with respect
to the Freedom of Information Act. (FOIA)
3. By filing directly with the Secretary of State, or Governing Body, you can then use this to
slow or stop your foreclosure by faxing it directly to the
Servicer/Lender/Trustee/Attorney firm.
4. Be sure to look on the web site for the State the Notary is registered with for the correct
form to file the complaint. In the event you do not find the Notary Complaint on the web
site, contact the Secretary of States office and ask them to fax, email or mail you the
form.
5. As you look at the Document(s), note which codes may have been violated by the
Notary.
b) Fax Notary Complaint to your Servicer, Trustee and Their Attorneys:

Fax, and Certified Mail the Notary Complaint to your Servicer (company you are making the payments
to), your Trustee, (Company that filed the Notice of Default NOD), and their Attorneys. This alone
will send chills up their spines. It may also get your sale date pushed back for no apparent reason.
c) Check Bonding Requirements and Bond of Notary:
In the event there is a Bond required, and you think there may be a possible violation on the notarized
documents, ask the Public Notary Governing Body, how to obtain a copy of the bond. The bonds are
usually filed within the County that the Notary is working, with the Clerk of the County, or sometimes
called the County Clerk. This is also a very good way to get a copy of the Notarys signature because

15

they usually have to sign the bond. In the event you can obtain more than one bond, get them from the
Clerk, simply because it will give you more signatures to compare to.
Contact the Bonding company and ask how you can file a complaint against the Notarys Bond

XII HOW TO WRITE THE SECRETARY OF STATE OR GOVERNING BODY OF

THE STATE THE NOTARY HAS THEIR COMMISSION IN:
Always keep in mind when you are writing the Governing Body of the Notary, that you want them to
look into the possible unlawful actions taken by the Notary within the confines of the Notarys duties.
You are requesting that they look into the fact that one of their own may have broken the Notary Laws
they have sworn to uphold, that the Notary may have committed a crime or at the very least, been
involved in an attempt to use their public office in a less than honorable/legal endeavor.
Your ability to be very clear and to the point will assist the Governing Body, and you, in getting your
point across. When you write to the Governing Body, attempt to gather as much information as possible
prior to filing your Notary Complaint. (As long as you have the time)
1. Do you have/need more than one set of signatures for the Governing body?
This could come in handy. Especially in the event you have gone to, or contacted the County in
which the Notary has either recorded their Surety Bond or Oath of Office. These will have
officially recorded signature(s) on them that you can compare against the one on your document.
A) Google the Notarys signature: go to www.google.com , and type in:
signature of State Notary is in Notary Jane Doe
Example: signature of Minnesota Notary Jane Doe
Once you have Googled the Notarys signature, start going through the links that have been
provided looking for the Notary in question.
2. Have you ordered the Official Recorded signature from the Governing Body or County that the
Notary is in? (ie: Notary Application, Notary Oath of Office, Notary Surety Bond(may be more
than one Bond if they have been a Notary for any length of time).. etc.) In the event you have the
time to order an Officially Recorded signature(s) of the Notary, do this before filing the Notary
Complaint. It will give you a very good idea as to whether the document in your case was actually
signed by the Notary you are filing the Complaint against.
3. You may end up with different signature(s) that when you send them all to the Governing Body,
and they see that the official signature(s) do not match the document in question, they will be more
open to questioning the Notary, no matter what answer they get back from the Notary.
4. You must be able to quote some of the Notary Laws for the Notarys State. What you do not want
to do is file a general notary complaint, in which you say:
I think Notary Jane Doe may have broken a few of your Notary Laws, please look into this for
me
5. When you are able to give the Governing Body, documents and Notary Laws to back up your
allegations, your Notary Complaint will be taken with much more seriousness, than someone who

16

writes the Notary Complaint in # 4.

For a good example of why to find Official Recorded signature(s) see Appendix 1, Substitution of
Trustee (2nd Page), in which there are four (4) examples of Officially Recorded signatures of the Notary
who allegedly signed the Substitution of Trustee, and they look nothing like the signature on the
document. This is a Best case.

XIII HOW LONG DOES THIS PROCESS TAKE?

To receive information back from the Notary in the Notarys State may vary from between 21-30 days.
Once you have the information back from the Notary, and have sent it off to the Secretary of State, it
could take upwards of 6 months to hear back from the Secretary of States office. You can call to get
updates on the progress of your file. Be sure to note the File or Reference Number that the State is
using, so that any time you send more information that you have uncovered, or you call to get
information, you can include this number to ease the investigators retrieval of your file.

a)

Judicial States versus Non-Judicial States

You must turn your Non-Judicial Foreclosure into a Judicial Foreclosure:

The states that Homeowners are having the most success in challenging the banks are in states that the
banks must go to Court before they can Foreclose on a house. This means that the paperwork the bank
submits into Court to prove that the bank owns both the Deed/Mortgage and/or Promissory Note can be
challenged by the Homeowner.
The Homeowner is the Defendant in these cases. You must put yourself into a position that the bank is
forced to come into Court and prove that they have all of the paperwork, in the proper order, signed by the
right person, on the right day, by the right company. With the Securitization that was running wild from
2000 2008/09, the odds against the bank being able to produce the documents are very good.
In the event the bank somehow is able to produce the True, Correct, Current and ORIGINAL of your
Promissory Note in a Court of Law, you must be ready, willing and able to seize the opportunity.
Now, understand, the SHOW ME THE NOTE defense is DEAD, it does not work in
California, or any other Non-Judicial State. DO NOT try it, it is a waste of your time, energy and
money. Do not let anyone talk you into using this as a defense. Do you get the hint? DO NOT
USE IT!!!
The objective is going to be to use the paperwork that the bank will and has already generously provided,
against them. It is highly recommended that you seek competent legal advice before attempting anything
involving the Court system on your own.

17

XIV. NOW LET US LOOK AT THE RECORDING ORDER OF THE

DOCUMENTS
Once you have obtained your documents, do not get so fixated on the Notary Complaint that you
overlook an obvious issue with the documents:

Were the documents recorded in the correct order?

During the travels of your Promissory Note and Deed of Trust, there were certain events that took place,
before anything could happen in the way of the Substituted Trustee being able to file the Notice of
Default on your property.
The first (1st) thing that happened was that you signed your Deed of Trust and Promissory Note. (Now, as
a side note, in the event you were sent a package of loan documents, (usually happened on a refinance),
and you mailed the signed documents back to the lender with a copy of your state issued drivers license
and a copy of Social Security Account Number Card you were assigned, keep this in mind, you were
never in front of this Notary for the Notary to witness your signature on the Deed. (Violation # 1)
Once the lender had the Deed & Note back, they took the Note and sold it into a Mortgage Backed
Security pool of other loans. (See: Guide on Securitization for detailed explanation). In doing this, the
Note went through several companies, until it supposedly came to rest in some long name Trust, that
doesnt exist anymore. (This is why the Banking industry created MERS, to hide the travels of the Note)
So, as the Note traveled to these various companies to finally end up in the Mortgage Backed Securities
Trust, there should have been at least one (1) Assignment of the Deed of Trust/Rents (Assignment) filed
when the Note came to its final destination. With this in mind, the first (1st) document that you should
find in the County/Clerks Recorders office is the Deed of Trust/Mortgage.
The second (2nd) document you should find recorded is the Assignment of Deed of Trust/Rents. Most of
the time, you will either find the Substitution of Trustee (SOT) or Notice of Default (NOD) being filed
first.
The next document that should be filed is the SOT, once the loan has gone into default. (notice the
wording, I did not say YOU went into default, I said the LOAN went into default. You as a person
do not go into default, the loan as a debt went into default. Never agree or say ok, when they say You,
the Borrower went into default.. No, The Loan went into default.)
The reason this document is filed next is to give the Trustee the authority to file the NOD against the
property.
The next document to be filed should be the NOD. This document gives public notice that the loan on the
property in question is in default, and that the Trustee has been directed by the Present Beneficiary
(Who? Well get to this entity in a few minutes), to exercise the Sale clause.

18

The next document to be filed should be the Notice of Trustees Sale. This is the document that gives
public notice that the property in question will be sold to the highest bidder, at a certain location, on a
certain day, at a certain time.
The next document to be filed should be the Trustees Deed Upon Sale. This is the document that lets the
public know that the property has been sold to the highest bidder, for what price and whom that bidder is.
As John Stuart has said over and over:
There are an infinite number of ways to do this wrong, only one way to do it right
The question now becomes; Did the Bank/Servicer or Trustee do the recordings in the proper order?
So, you now know what order the documents should have been recorded in.
1st Deed of Trust
2nd Assignment of Deed of Trust/Rents
3rd Substitution of Trustee
4th Notice of Default
5th Notice of Trustees Sale
6th Trustees Deed Upon Sale
So, now the question becomes: In what order were the documents recorded against the house?
Now, there may be two (2) dates, one is when the documents were signed and notarized, the other is
when the documents were recorded. The difference may be something that can be challenged by the
Bank/Servicer or Trustee in the event 2 documents were signed on the same day, although, recorded on
different days.
What you are going to be looking for is the Recording dates of the Substitution of Trustee and the
Notice of Default. (The Assignment of Deed of Trust/Rents is discussed in the Guide on Securitization)
The Substitution of Trustee MUST be filed before the Notice of Default. It comes down to: How could
the Substituted Trustee file the Notice of Default, when they have not been officially recorded into the
public records as the new Trustee?
Executed on:

Recorded on:

Substitution of Trustee: _________________________

______________________________

Notice of Default:

_________________________

______________________________

Which came first:

_________________________

______________________________

In the event your Notice of Default was executed and recorded BEFORE the Substitution of Trustee,
you have a possible Broken Chain of Title or a Cloud on Title at the very least. (Check your state
foreclosure laws, sometimes the NOD can be filed first, as long as notice of the filing is sent out)

19

The question in the event your NOD was filed first will be this: Does the Original Lender named on
your Deed of Trust/Mortgage and Promissory Note still exist?
The reason this answer is so important is because according to Section 24 Substitute Trustee - (of
most Deeds/Mortgages): The Lender is the only one allowed to Substitute a new Trustee. It does not
say that the Lenders; Nominee, Assignee, Beneficiary, Agent, Successor or any other party may
Substitute in a new Trustee.
This becomes important simply because, in the event the NOD was filed before the Substitution, and
the Lender is no longer in business, there is No Legal Way to go back and have The Lender correct,
adjust, amend or fix in any way this mistake, because The Lender on the Deed and Note, does not exist
anymore.
In the event the NOD against the house was filed before the Substitution, you must attempt to contact
The Lender on the Deed and Note to find out whether they are still in Business. Look the lender up on
your Secretary of States web site for Business Entities, and in the event there is no longer an Agent of
Service in your state, look at the address, (usually listed on the Deed & Note), and check the state the
address is in. Call them to find out if they are still in business. In the event the lender is not in business
any longer, you have a nice defense to keep in your back pocket when the fun starts. You must find a
way to get an answer from them as to whether they still maintain an Equitable Right, Equitable Claim or
Equitable Interest in either the Deed of Trust/Mortgage or Promissory Note.
In the event you find an address for the Lender, write them and ask if they still have an Equitable
Right, Equitable Claim or an Equitable Interest in either your Deed of Trust/Mortgage or your
Promissory Note.

XV. PRESENT BENEFICIARY THE MYSTERY ENTITY IN YOUR NOTICE

OF DEFAULT
Beneficiary (Blacks Law 6th Edition Deluxe) One who benefits from the act of another. A party
who will benefit from the transfer of property or other arrangement.
Beneficial Interest (Blacks Law 6th Edition Deluxe) In trust law, refers to the interest of the
beneficiary in right to income or principal of trust funds, in contract to trustee who holds legal title.
Normally the Notice of Default (NOD) is usually 2 pages. On the second (2nd) page about of the way
down the page you will see a sentence similar to:
That by reason thereof, the present beneficiary under such deed of trust, has executed and delivered
to said duly appointed Trustee, a written Declaration of Default and Demand for same, and has
deposited with said duly appointed Trustee, such deed of trust and ALL documents evidencing
obligations secured thereby, and has declared and does hereby declare all sums secured thereby
immediately due and payable and has elected and does hereby elect to cause the trust property to be sold
to satisfy the obligations secured thereby.

20

So, there are two (2) questions to be asked and answered based on this sentence in your NOD.
1. Who is the Present Beneficiary?
2. Does the term All documents evidencing obligations include the Deed of Trust, The Promissory
Note (That should have ALL of the Endorsements or Allonges attached) and this Declaration
of Default?
The identity of this entity is very important, simply because it will let you know just who and what is
being used to attempt to foreclose on the home.
Is this Declaration of Default Notarized?
Could this be another link in the Chain of Title that can be challenged?
You will find attached simple template (NOD Present Beneficiary), to ask the Trustee, who the Present
Beneficiary is.

XVI. VOID WHERE PROHIBITED

1. Have you filed something in the County regarding your Property? In the event you have listened
to someone that told you to file a Deed of Reconveyance, a Lis pendens, a Grant Deed or a
Rescission Notice or any other document against your property that you did not receive a
Judgment from a Court authority, you must correct that RIGHT NOW!! If you did not obtain a
legal decision from a competent Court in your County, then you have just committed a felony by
filing a false document into the County Recorders office. In the event you are in California, it
is a violation of California Penal Code 115 & 115.5.
2. You may want to file a simple 1 sentence statement that says that the recorded document is Void
Where Prohibited. Be sure to include the document number, and a brief description of the
document.

XVII. OVERVIEW OF STEPS TO SUCCESS

1. Review the Notary Laws in Notarys State
This cannot be stressed enough. You must know the Notary Laws in Notarys state, so that you
will know when the information comes back, whether there are any violations.

2. Obtain Certified Documents from the County Recorders office

Always be planning ahead. In the event you end up going to Court, you will have saved time and
money by getting the documents Certified the first time.

3. Review Documents for any obvious flaws and/or violations

There are sometimes obvious mistakes, or questionable items that are on the face of the
documents. Be sure to understand the Notarys State Notary Laws, and you will catch on quick.

4. Write a letter to the Notary that is a Public Information Request

21

The Notary is a Public officer, commissioned by the State that they are in. They are required
by law to provide you with the requested information.

5. Review the information the Notary returns

Go over each page the Notary returns. Do not let them bluff you into thinking that something is
correct, just because they or their company does it a certain way. The Notary Laws are in place
in States for your protection, learn them, understand them .. .and make sure the Notary followed
them.

6. Send by Certified mail the Notary Complaint to the Secretary of State

List each violation you can find in the paperwork you get back. There will be some you miss, the
Secretary of State will catch them though. The objective is to bring as many violations as you
can find to their attention, they will take it from there.

7. Prepare and send by Certified Mail (or fax) to the Notarys Bonding Company if
applicable
This will have the effect of getting the Notarys attention real fast. Request that the Bonding
Company also look into this matter. Keep in mind that usually the Notary will get a copy of the
Complaint you send to the Bond Company. So, if you do not want the Notary calling you on the
phone, and screaming at you, be sure not to submit your phone number.

8. Fax the Notary Complaint sent to the Secretary of State and the Bonding Company,
to Your Servicer, Your Trustee and their Attorneys
You may also send by Certified Mail to be safe. This will get everyones attention. There is no
guarantee that the sale will be postponed or put off, although, they will get the message loud and
clear, that you are looking into possible Notary violations in regards to the pending foreclosure.
The last thing a Servicer/Mortgage Company/Trustee would want to do, is Foreclose on a
property that may possibly have a false document recorded that was used in the process of the
foreclose.

9. Stay in touch with the Secretary of State, your Servicer, the Trustee
This will have the effect of letting them know that you are on top of the situation, and are ready to
move forward based on the results you get back from the Secretary of State. This also gives you
the constant update on whether they are going to try to sell your house before you have the results
back.

10. Check the time line of the documents recorded against the house
Have the Substitution of Trustee and Notice of Default been recorded in the proper order?

11. Request information from the Trustee on the Present Beneficiary

Who is this mystery entity that has deposited all of the evidence of the obligation(s)?
What evidence have they deposited? Request; True, Correct & Current Certified Copies.

22

XVIII. ONCE YOU GET THE NOTARY REVOCATION BACK

a)

If Your House Has Not Been Foreclosed On

When you receive the letter back from the Notarys Secretary of State, or Governing body of the Notarys
State, and the Notary has had their Commission Revoked, you now have the ammunition you need to
throw a wrench into the foreclosure of your home.
You should have already mailed, faxed or emailed your Servicer (company you make your payments to),
the Trustee and/or their Attorneys a copy of the Notary Complaint that was sent in months earlier. Now,
mail, fax or email them a copy of the letter that you received back from the Governing body of the
Notarys State, informing you that the Notary has had their Commission Revoked, and that the document
they are attempting to use to Foreclose on you, and any other recorded documents after the one that has
been revoked, are null and void. The best thing to do at this point would be to contact a competent lawyer
that understands the power of the letter you have received, to stop your Foreclosure.

b)

If Your House Has Already Been Foreclosed On

In the event your house has already been foreclosed on, there is still hope. What you now hold in your
hands is the magic key that will create a very wonderful shock wave going through the Attorneys office,
Servicers office and the Trustees office once you have turned this letter over to a competent Attorney
who understands what you have just received. This letter breaks the Chain of Title, Before the
Foreclosure was completed.
This means that there may be a good chance, that there was an Unlawful Foreclosure preformed on
your home. To determine what your legal course of action should be next, you will need to find a
competent Attorney that understands how to negotiate with the Servicer, Trustee and their Attorneys.
Do not take either of these positions lightly. Once the letter comes back from the Secretary of State, or
Governing Body of the Notarys State saying that the Notarys Commission has been Revoked, you are
now in a VERY strong bargaining position. You have now put yourself in the drivers seat. This will
now be the time to step back, and evaluate exactly what you want to do. This would now be the time to
seek competent legal counsel.
In the event it is obvious that none of the signatures match.. .and you suspect that it was not the Notary
that signed the document, You cannot go into Court claiming that it is a false or forged document, you
must have the opinion of an Expert Handwriting Analysis completed.
You are in a fight to save not just your house, also your rights to own property in the United States.
The question becomes, are you going to roll over and let the Bank, Servicer, Trustee and/or Court Steal
your home? The one you worked hard for, the one that you have raised a family it Or are you going to
stand up, be a Man or Woman and FIGHT back?

23

That is a question; ONLY YOU can answer.

When you have completed this guide, have obtained a Notary Revocation and have saved your house:

XIX. HELP SOMEONE ELSE

One of the greatest gifts you can give is a piece of yourself.
Now that you have saved your home, your duty and responsibility is to assist your neighbors in keeping
their homes. In parting, a wise being once said: There is no try, only do! Yoda, Star Wars

XX.

CONTACT ASSISTANCE

www.NOTARYCOMPLAINT.com

For assistance, email:

NotaryComplaint@gmail.com

24

APPENDIX 1
EXAMPLE OF A PUBLIC INFORMATINION REQUEST, AND THE SUBSTITUTION OF TRUSTEE OF
LETTERS
1. On the face of this document, the only visible discrepancy is that the date the signer, Mary Jane
Sarne, Vice President of Mortgage Electronic Registration Systems, Inc. signed this document, January
5, 2009, is different than the date the Notary, Bonnie J. Dawson, Notarized the document, January 12,
2009. While this is a violation of the Notary Laws stating that the person signing the document, must
be in front of the Notary at the time of signing, it is usually not enough to get the document thrown out.
2. Letter to the Notary requesting information. You will note that it is a simple letter requesting
information regarding a specific document that was enclosed with the letter for reference. Also, note
that the California code was used when requesting the information, so there is no question on the
Notarys part that it is an official request for information.
3. Information returned by the Notary. The first tip there may be something wrong was that the
information was returned from Quality Loan Service, not Bonnie J. Dawson. Upon reading the cover
letter, you will see that it says in # 1, Her work product of January 12, 2009 this was not what was
requested, it was a line item from her Notary Journal that was requested. The next item of note is
that the next sentence says: You will find the itemized entry highlighted for ease of review on line 67,
page 2. A Notary Journal only has 8-10 lines on it, not 46. Looking at the 3 work product sheets
that were returned, you will see glaring deficancies with respect to qualifying as a Notary Journal.
A.
B.
C.
D.

There is no place for the address

There is no place for the Thumb print required in California
There is no place for Mary Jane Sarne to sign
There is no place to put the Identification information for the signer

4. In reviewing the Notary Journal page that was actually sent, it refers to a document that was not a
Substitution of Trustee, but a set of Loan Docs. It was also from February 14, 2008, not January
12, 2009.
5. Notary Complaint Letter. For California, the Notary Complaint form can be found on the California
Secretary of States web site at: http://www.sos.ca.gov/business/notary/forms/complaint-form.pdf
The letter written to the California Secretary of State is simple and precise. It states the parties
involved and the possible violations that were uncovered.
Obtaining the Bond. Upon obtaining the Bond for the particular Notary, there became apparent a very
big discrepancy with respect to the signature on the Substitution of Trustee, and the signature on the
Bond. The Substitution of Trustee signature is a series of circles, whereas, the signature on the Bond, is
clearly legible as Bonnie J. Dawson. Upon discovering this, it was then the objective to locate other
signatures of this Notary for comparison.
Other signatures for comparison. By obtaining a previously signed Bond of the Notary for another
Bonding company, and other documents, it because apparent as to what this Notarys signature
was supposed to look like, and it was not a series of circles. This prompted another letter to the
California Secretary of State informing them of the differences of the signatures that had been
uncovered. Along with the possible Notary violations associated with this discovery.

25

Jun

23 2011 9:15PM

19093935995

STATE OF CALIFORNIA
Secretary of State
Notery Public Section
PO Box 942877
Secramento, California 94277.0001

p. 1

For Official Use Only:

Comm Number
Comm Explratio~n:------County

(916) 6533595

Your Name:

Residence Address:

Drillers License No.:

Residence Telephone:

Business Address:

Business Telephone:

Name of Notary:
Business Address:

(~O~_ _ _ _ _ _

NOTARY PUBLIC INFORMATION (please print)

~t,~
~ ,~ z.>~D~
I
~:;

Commission No. (If known):

BUsiness Telephone: (~I<t)

NATURE OF COMPLAINT (Please print or attach printed or typed statementuse reverse side If needed)

OTHER QUEST
fiNS (PleallB Respond)
1.
2.
3.
4.
6.

I. your signature on the IUbJ..t documentls a forgery? YES

0
Old you p,,",onally appur befo'" the Notary on the dote .hown
8 notarial acknowledgment?
If you app red beto,.. the Natoory, did you acknowkodge signing the IU'lIIIl!.1 document/a? YES
Old you _'gn til. Notary'S oftlolsl notary loum~rd book? Yl!1!I Q!p.>
Co you po",onaUy know the Notary? YES (!jtY

IMPORTANT:
1.
2.

3.

om"",.

Pl ..... attach CERTIFIEpcoplos 01 all que.tloned documenls 10 Ihla complaint (th." may ba obtaln.d Irom the County Recordef.
Pie attach QItIIiB ",co"'" whit" pertllin to your complaint ,o..mplea-depoIRlon&, certified COplea af documonts. court recorda).
Plea r.tum thl' complaint lonn, the c.rtlfled copl ... of questioned docum""to and the otho, doc. menta to the .dd..... shown at the top 01 the

page.

my

Date

4:-

2.tf) . II

Jun 23 2011 9:15PM

19093935995

Home Ph:
Office Ph:

Cell Ph: 9 0 9 . Fax: 909-

Date: April 21, 2011

Attachment to Notary Complaint
Good Morning,
Enclosed you will find a letter to California Notary Bonnie J. Dawson, Commission #: 1628086, at the time of the
Substitution of Trustee being signed, and Notarized.
It came to my attention that there are several irregularities with respect to this document, and Bonnie J. Dawson's
Notary Journal record keeping.
I. The first and most obvious is that Mary Jane Same is attesting to signing the document on January 5, 2009,
whereas, Bonnie J. Dawson, is attesting to Notarizing the document on January 12,2009.
2. That Bonnie J. Dawson's signature is illegible on the document.

The flaws with the returned information are: That when BOlUlie 1. Dawson returned her information regarding this
document, she is trying to influence me to believe tbat the information provided in the "Work Product" sheet is
legally correct, and can be used as a Notary Journal
I. The pages of the Notary Journal that were returned with respect to "Mary Jane Same", are from a
document(Loan Docs) signed on April 14,2008, and "Do Not" apply to the Substitution ofTnlstee that is in
question, which was signed on January 12,2009.
2. The "Work Poduct" form that is being referred to in the returned letter is not legally sufficient to be used
as a Notary Journal according to California Notary Law.
3. The "Work Product" form has no place for an address
4. The "Work Product" form has no place for a thumb print
5. The "Work Product" form has no place for "Mary Jane Same" to sign
6. The "Work Product" form has no place for the Identification of the Signer

In the event that Bonnie]. Dawson is going to attempt to pass this "Work Product" form off as a Notary Journal, it
is my contention that she has violated California Notary Law: 8206 (a)(1)(2)(A)(B)(CXD)(F)(G), along with
various other California Notary Codes involving the use of a Public Commissioned office in the attempted theft of
real property from a citizen of the State of California.
I am requesting that you look Into this matter regarding the possible fraudulent use of a Public office in an obvious
scheme to defraud me out of my real property. [am requesting that YOll please keep me inforrned as \0 the
progress of the investigation as per the California Victims Rights Bill.
111t;!iS~~a~J:so~1i~~~~~;~ that since BOMie J. Dawson was able to sign over 100 documents in 1 day, that Bonnie J.

is commonly referred to as a: "Robosigner"

an~~Q1Ue!I~On$,

please feel free to contact me.

p.2

Jun

19093935995

23 2011 9:15PM

April 7,2011

To: Bonnie J. Dawson

From:!::::;;..
Re: Inquiry into Notarization Act on "Substitution of Trustee" dated: January 12,2009.
Good Morning Ms. Dawson,
Attached you will find a "Substitution of Trustee" that you Notarized on January 12,2009
for Mary Jane Same, as a Vice President, for Mortgage Electronic Registration System, as
Nominee for First Magnus Financial Corporation, an Arizona Corporation.
According to the California Governrnent Code Section 8206, you are required to maintain
a Journal of all Notary acts perfonned. I am allowed to inquire into a specific public act, and
request a copy of a Notary Journal line item according to California Government Code
8206(a)(2)(G)(c). At this time I am requesting a copy of the !jne item for the document in
question, which is enclosed.
Please provide any and all documentation requested, along with an explanation of any
other documentation that you may provide.
Could you please expedite this information, in that it is needed before April 29, 2011.
In the event you have any

qu~tions,

you can call me at: Office: 909-.

please feel free to contact me at the above address, or

, Cell: 909

locl10::oJ:l>'llllJt.d to receiving you information.

Enclosures:
Substitution of Trustee
Self Addressed Return Envelope
Money Order for $ 1.00

p.3

Jun

p.4

19093935995

23 2011 9:15PM
Recorded In

omolat

R,e:ord., t

~_/

01 Snn 'emltrdlnD

211812009

LARRY WALKER

8:00 AM

BN

AudllarlControlier - flecorder
Recording requ te<I by:

691 First American

II'1IIiIi'lr

l1II!:OI:>JtiDio RlI!Q'I1IIi:s1n in'

When r.C1)r~ TI'rILII: II'ISl!iIR.+.M:JE OOWMiff

PaDes:

19,.,

a,ee

Quality Loan Service Corp,

2141 5th Avenue
San Diego, CA 921 01
619645-7711

e,ea

PAID

Space above this. line fot recorders use

TS # CA-OI9-'9

__ CL

Order # . . . . t::>e--

Loan # 0

Substitution of Trustee
WHEREAS,
, A MARRIED MAN AS HIS SOLE AND
SEPARATE PROPERTY was the original Trustor, COMMERCE TITLE waS the original
Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC,. (nMERS"), AS
NOMINEE FOR FIRST MAGNUS FINANCIAL CORPORATfON, AN ARIZONA
CORPORATION was the original Beneficiary under that certain Deed of Trust dated 614/2007
and recorded on 6/1412007 as Instrument No, 2007
in book xxx, page xxx of Offl<:ial
Records of SAN BERNARDINO County, CA; and
WHEREAS, the undersigned is the present Beneficiary under said Deed of Trust, and
WHEREAS, the undersigned desires to substitute a new Trustee under said Deed of
Trust In place and stead of said original Trustee, or Successor Trustee. thereunder, in the
manner provided for in said Deed of Trust,
NOW, THEREFORE, the undersigned hereby substitutes QUALITY LOAN SERVICE
CORPORATION ,as Trustee under said Deed of Trust
Whenever the context hereof so requires, the masculine gender includes the feminine and/or
neuter, and the singular number includes the plural.

Page 1

_ __
0

19093935995

Jun 23 2011 9:15PM

Substitution of Tl1Jslee CA
TS # CA09
CL
Page 2

Dated: 1/5/2009
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INC

By: Mary Jane Sarne. Vice Preslderd

Siale of

California

County of

San Diego

) SS.

onl~I'"2. ~before

me, Bonnie J, Dawson a notary public, pen;onally appearad Mary Jane Same,
whg proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are
subscribed to the with in instrument and acknowledged to me that heiShelthey executed the same In
hislher/their authorized capacity(ies), and that by his/herltheir signature(s) on the instrument the
person(s), or the entity upon behalf of which the person(s) acted, executed the Instrument.
I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing
paragraph Is true and correct.

(Seal)

p.5

Jun

p.G

19093935995

23 2011 9:15PM

substitution of Trustee .. CA
TS # CA09-230186-CL
Page 2

Dated: 1/512009

CO~d.i.

./,{

"

Blllllie
Daw~on
N tal'Y Publk

By:

E closures
State 01
County of

California

) so.
}

..!m..P.lIl.9!:>

\"2 ~before

anI...
me, Bonnie J. Oil_on II tary
whb proved to me on the basis of satisfaotory livid oe .Ie
subsorlbed to the within instrument and aCknowledg d to
his/her/their authorized capacity(ies), and that by his erl'"
penson(s), or the entity upon behalf of which the pe
n(i

- !'Inlli!. '"'\.

Prinei

.1

P
SURETY BcM'l5ING COMPANY OF AMERICA
By
~
~

4..

I certify under PENALTY OF PERJURY under the la

Mary l '
paragraph is true and oorrect.
S Orn"n:m,,~_, --".

abet

r I!I
Attorney-in.Facl
. - -- - -.
.
..----.-.------.-

thtully perform all offielaf dutl

d on him/her as such off!

(Sa,maln In full Porce and elle "

urt of mpetent Jurlsdlctl 11'1 the

2009
Bonnie J. D

D~ +l.t~ 1

~.

s;: 'Sf/.c;.(./UtlH

o II "'I"'h- t- ~<j h T
I

~ f\ t.,) 11,.;'f\ 5

M~RCHANTS BONDING C

c,

~:

By

_, __"

Theresa. 1<11 I .~.II~I{*t;,; ;... '

-UTi:ilf'l),

L. /L

'0

(j

L;}LSI. ...fM. .

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AHorney-ln-Faci

purpuse ql evasion: aM thai J WIIJ

We'll

UfH4lHur-

ewer.

I!lntl

o;'\. +J... L L e. f-:r .~

C. hc.-ll /lfLfJit.- I' ~ve t'j I,

& 19 (I Cl..IV,tl.e ~

/)

d(.,ul'h.e n

'.sion No. 1628086

for term o"ramcnclng 0110712006 and

Jun

19093935995

23 2011 9:16PM

14-29555;6733
$ 1.00
PAY~A!>,!:I;\, ~.F.nOlILARANDNIl CEl'ITS

pAY to.~1! ,.:,.

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p.7

p.8

19093935995

Jun 23 2011 9:16PM

2141 Fifth Avenue

San Diego, CA 92101
Telephone 1619) 6457711
Facsimile (619) 568-3518
www.QualltyLoan.com

QM~biJJX.
April 12, 2011

==-.-CL

Re:

Borrower::~::::====::::::::====::::~"~"11
~

Property:

J am enclosing a copy of the documents you requested in the above referenced action. What follows
is inclusive of Bonnie Dawson's involvement as the notary of record.

1) He work rod
fJanuary 12, 2009, which documents the notarization of the
Substitution of Trustee for the above referenced file. You will find the itemized entry
highlighted for ease of review on line 67, page 2.
A copy of Ms. Dawson's Notary Log book which documents the physical notarization of
Mary Jane Sa n
ignatory of record on the subject Substitution of Trustee. Please note
that the Nota Book 's two pages wide across, thus copied on two separate sheets.
onsequently you will need to follow line 7 across both pages for the full entry.
Please feel free to contact me if I may be of further assistance.
S.incerely,

f'v\~
Marlene Holt
Paralegal

Q\U'.b.LU':.
Quality Loan Service Corp.
21415th Avenue, San Diego, CA 92101
Phone: (619) 6457711 Ext. 1852
Fax: (619) 5683518

23 2011 9:16PM

Jun

19093935995

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RECISSION OF NOTICE OF DEFAULT

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Jun

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1!12/2()()~

p. 11

Jun

23 2011 9:18PM
19093935995

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Jun

19093935995

23 2011 9:24PM

DEBRA BOWENlsECRETARY OF STATE

p. 14

I STATE~ CALIFORNIA

BUSINESS PROGRA;MS 1 NOTARY PUBLIC

J.500 lith Street, 2nd floor ISacramento, CA 95S14lp.O. Bole 9428771 Sac:ramento, CA 94277-00011 (916) 653'"35951 www.sos.ca.gov

May 5,2011

Reference 2011001236

This office received your

compl~int against Bonnie JeanDaw~~~ on April 26, 201 I.

The Secretary of State's office, Notary Public Section, investigates violations of law surrounding the duties of a
Notary Public and, if warranted, seeks appropriate disciplinary action. This office cannot represent you in
either a civil or a criminal matter. Additionally, the administrative law proceedings initiated by this office
will have no direct effect upon your rights under civil or criminal law.
If you wish to obtain information regarding filing a claim with the courts against a notary public surety
bond, please contact the County Clerk's office identified in the notary seal to obtain the name of the
bonding company.
If you believe that fraud or other criminal acts have been committed, such matters should be referred to the
local authorities or the District Attorney's office in the county where the fraudulent acts allegedly occurred.
You will receive further correspondence pending review of your complaint or if we need further
information.
_ _- ..___ ._No.taty..Bl:lb[lc8ectton
Investigative Services

19093935995

Jun 23 2011 9:24PM

Ph:

"i...cell
90)~~==~
I Fax:: 909;1

11

Date: May 25, 2011

To: Secretary of State
Notary Public Section/Investigations Division
1500 I IIII Street, 2nd Floor
Sacramento, CA 95814
Re: Notary Public Bonnie 1. Dawson
Reference #: ~. . . . .
near Investigative Services;
Thank you for your recent letter dated MayS, 2011, in which you state that you are looking into the complaint that
has been filed against California Notary Bonnie 1. Dawson.
Upon further investigation, there is more evidence of possible infractions by Bonnie J. Dawson. Enclosed you will
find the "Substitution nfTrustee" that Bonnie 1. Dawson notarized on January 12,2009. You will note that her
"signature" on this document is nothing more than a series of circles.
You will also find enclosed a letter that was sent to Mr.
on February 3, 2011, along with
Bonnie J. Dawson's Bond from: Merchants Bonding Company that was obtained through the Counl)l of San Diego
Clerks office, San Marcos Branch. On both the Letter to Mr.
and the Bonding Company Document, Bonnie
J, Dawson's signature is clearly legible, although, on the Substitution of Tro,tee, the signature is far from legible.
This would lead me to believe that it was "not" Bonnie J. Dawson that signed the Substitution of Trustee on January
12.2009.
This would also lead me to believe that someone "other" than Bonnie J. Dawson had used her Notary Stamp.
This would constitute a violation ofCaJifomia Notary Public Law 8207, "The seal shall be kept in a locked and
secured area, under the direct and exclusive control of the notary. Failure to secure the seal shal! b. causefor the
Secretary olStafe fo fake administrative acf/on against rhe commission held by Ihe notary public pursuant to Section
8214.1."
Upon further review, I would also like to include these possible violations of California Notary Law8214.1 (k) Failure to administer the oalh or affirmation as reql<ired by paragraph (3) afsubdivision (a) of Section 8205
(0) Failure to secure the sequential journal of official acts, pursuant to Secllon 8206, 0,. th" offldal seal, pursuant
to Section 8207.

8214.2 A notary public who knOWingly and willfully with inle,,1 to defraud performs any notarial OCf In relation to a
deed offrust on real property con$isling of a single-family residence containing not more than four dwelling unifs,
with knowledge thai the deed of trust contains any false statements or islorged in whole Or in parI, is guilty 01 a
lelollY. '_'..--....."

respect to this Complaint

p. 15

Jun

23 2011 9:24PM

19093935995

Enclosures:
"... '
Substitution of Trustee - Dated January 12,2009 -3 pages
Letter to Mr. Deon Lamar Thomas - Dated - February 3, 2011 - 1 page
Merchants Bonding Company Notary Bond - Dated - January 7, 20 I0 - 2 pages

.~~,.-,,!

p. 16

p. 17

19093935995
Jun 23 2011 9:24PM

. . ..~~~IY
Q
.ectm>:
'.

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!14:1 Fif,ti:\ A"tnu!

.~n,!l>rG~,~!A
01
l'_liIP'/:I.~iili(
t1

WWwilbJ
February 3, 2011
SENT VIA US MAIL

Mr.

Re:

8(1I.r0Wel"!!~:~~iii~::::::::::

T.S. No.; CA.OS.

Bank LOlln No.: 00

Property: .

'RM

Dear Mr. JlJI._

,

I am writing in response to YOU!' lettel'~atedJll,~u1lr:yUl~O)1 req4Ie$!ing the li1ieiitem entry in

rny Notary Publlc 100.'rnal .evi,deneingtlte !ltgJla~ of $""aAlv<!I'cZ. ~More specifically the one
pertaining to the Trustee's Deed U'PnnSalefot~tleilb'<lvl;l r\lCfrenGe~ file. Saiddbcument was
recorded as #2008
em D.ecember 10, 2008,
.W
~ Dt:/7l:

r6 ....

Please .find enclosed.a copy dieectly outofn'1yN\l~yJovmal.datedril 3rd 2008/ where Line
4 evidences Ms. Eva Alvarez's name, signature andtbU/llppl'int. As \l WI t o t e. book is
quite wide I had to copy one page' on lop;pftheotbet.,TltetefQnethllleft hand side of the book is
cop.ied ttl the top of the page while the l'igllt hi\.ildilwei!!oopied to to." H<lttom; please trace linc 4
from top to bottom.
. .
.y,t..~ 1 WI)/' "-!o(lo,]L -

B nnie Dawson
N tary Public
E closures

DOC~/

...

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p _ 18

19093935995

Jun 23 2011 9:25PM

2009-0718137

11111111111111111111111111111111111111111111111111111111111/1//1111111
DEC 29, 2009

( RECORDING REQUESTED BY
COUNTY CLERK WHEN
~\ RECORDED MAIL TO:

12:29 PM

OFFICIAL RECORDS
SAN DIEGO COUNTY RECORDER'S OFFICE
DAVID L, BUTLER. COUNTY RECORDER

~~r\\~~

FEES:

11250

12,00

PAGES:

9yS 8;tfoS> 5tree t-dkto

6"1 Cfp'11 C!.A cru;z.D

111111101110111111111.10111111011 om 011 om 0111 0111 0111 011 DI

MERCHAN~

BONDING COMPANY
2100 FLEUR DRive - DES MOINES, IOWA 50321-1158
(515) 243-8171 (515) 243-3854 FAX

NOTARY PUBLIC BOND

Bond No. _---,C",A"-'.;73::.::9-'.77::3......;_

Premium _ _...::::$5:.;:0::::,0",0_ __

KNOW ALL PERSONS BY THESE PRESENTS:

Thill we
Bonni.lean Dawson
,as Prfnclpal, and MERCHANTS BONDING
COMPANY (MUTUAL). a corporation duly licensed to do blJslnes$ In the State of California, as Surety. are held and
firmly boond unlo the State of California, In the sum of Fifteen Thousand ($16,000) Dollars, lawful money of the United
States of America. \0 be paid to the said State of Callfomla. or Its aSSigns, for which payment, well and truly to be made.
we bind OUl'$elveS and our legal representatives, joindy and severally, firmly by these presents.
THE CONDITION OF THE ABOVE OBI.IGATION IS SUCH, That whereas, the Principal was on the -2!!!...... day of
JanuorY
20_1_0_ , duly appointed a Notary Public in the State of California fDr the term of fou r
years from the date afhlslher commission,
NOW THEREFORE, If the Principal shall well, truly and faithfully perform all Official dutl
and all such additional duties as may hereafter be imposed on him/her as such offie:
Califomla. then Ihe above obligation 10 be void, oth ..rwla8 to remain in full force and effe
Any prooeedlng under \hls bond may be Inalltuted In any court of m~etent JU rledlct!

......

Signed and dated this 14th day Of_ _ _.....:::D::;cC,..:;;;m"'b.:!.r_ _-M~"""2rOO:!:9:.",..

"
.' \\0 CA'

* ~tJ\ .. . .+AI.
",Of!. ~"PO<9.i"~'.
'''l~ ~o.. ~'.;"'.
:;:0:
~ .. \ 1933

(EXecuted under penalty of pe~ury

as provided in C.C.P. 995-630b)
STATE OF California
County of San Diego

i':

.~...
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~.
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'

......-

Attorney-ln-Fael

CERTIFICATE OF ACKNOWLEDGMENT

before me,
Adam Krisl
, Nowry Public personally appeared
TIl..... Mich,lI. Krisl

whO proved to me on the basis of 3atisfactory evidence to be the person whose name Is subsctlbed to the within
inSlf\Jmenl and acknowledged to me that be/shit e~eeuted the same In .IIiWler aulhorized capacity, and Ihat by ~er
signature on the instrument the p ....son, or tne enlily upon beha~ o'whlch the person aeted, executed the Instrument
I certify under PENAL TV OF PERJURY under the laws of the Sta~ of CaUfornla that the foregoing paragraph is true and
On

IVI4I2009

correct.
WITNESS my hand and official seal.

NEO 0601 CA (10109)

Adom Krist
00 nol 5tamp 'oal below Ihi' lil1e,

Notary Public

'

p. 19

19093935995

Jun 23 2011 9:26PM

*'

..
MERCHANTS

BONQJNG COMPANY

POWER OF ATTORNEY

Bond #:

CA 739773

~now AI Person' B~ The Pre.. nlt, thai the MERCHANTS BONDING COMPANY (MUTUAL), corporaVon dUly orga.I~$d undor
!he 1_ .,tho Slat. of lowe, and h""lng Ita p~ncip.il offlce In the City ., o.s MoI""s, County .f POlk. Stat. 01 Iowa, halh modo.

canslltuted and appOinted, and does bV these presentll make, constitute and appoint

11251

Theresa MI.htlle Krist

San Diogo'

01

Ci\.

and Sta... 01

Ito lrue end lawfUl Anomey.fn.F ar:t, wHh lJIl power

and authority tJereby conferred In Its name, plawa!1d I3tead. to .'9n, e.xecute. aClnawledge and deliver In Us behalf 88 lurety any
and all bonda, unclenakJngs, reoogflilances or other written cbllOdtlona In the nature l"er~o1, .ubJect to the IImnetion thaI 8n~ such
Instrument al'1811 not e:.t~d the amount 01:

ONE HUNDRED THOUSAND (S)OO,OOO.OO) DOLLARS

and to bind tn. MERCHANTS BONDING COMPANY IMUTUAL) thereby as fully and to the me extent 8.llouoh bond or
undel1aklng wa. algned by the duly authorized om"".. 0 tho MERCHANTS BONDING COMPANY (MUTUAL), "nd oil tho ad, of
said Anomey-ln.f'act. pu,"ua"t to the authonty h.... ln givan, .... h....by r.tUled end con~nned.
This Pow.r.olAttomey I. made and ecuIed pursuanl to .nd by autl10Mty or the fottowlng Amendad Substituted and Rtated Sy
Low. adoptOd by th. S...rd of Otre"""" of the MeRCHANTS BONOING COMPANY (MUTUAL) on No.... mbSr t6. 2002,
ARTiCLI! II, SeCTION 8 The cn.llman .r the BoanS or Pr ldent or any Vice P....ldant or S'_.'Y shall h.va power .nd
a.lllority to appalnt Attomey;,.ln.Far:t. and to auth .... them to o.de on _ " oltno Company, and onoeh the Seal of !he
Compan'l thereto. bonds Ind undertaking recognllance.! eontrad.J cf Inderrrllty and tJther writings Oblig.tOry In the nature

ttlereof.
ARTICLE II, SECTION 9 Tna IIgn.lUte 01 any authori...d olllotr'nd 11\0 Sell of the Company may be am.elf by facslmtle
10 any Powor of Attomey <It Cer1lftcoUon thereof autllorlZlnm the .xecuNon and delivery of any bond, undertal<lng,
tecoonlzanc:e, or other IUf8tyshlp obllgallona of the COMpany. and such signature ar'lcJ seal when $0 I,Jsed sh,U havQ the
seme force and effect as though manualty tI~,
In Wltnoo.. Wh."of, MeRCHANTS BONDING COMPANY (MUTUAL) he.......d ,...... p"'8enll to be signed by lis Pr klenlond
lis corporet....1to belrereto affixed. 'hie
1st
dey of
April
200~

MtRCHANTS BONDING COMPAN't' IMUTUAL)

ST~Te OF IOWA
COUNTY OF POLK

On "'10
I $I
day of
April
,2009, berona rna appeared larry Tavlor. to
me person.~ MOWII, Who batng by me dUl~ lwom did aay thai he I, Pte$ldonl altho MERCHANTS BONDING COMPAtlV (MVTVAL).
111. corporaOon d.... b.d In theloregolng IMSlnlme"" and tllaltho Seat affixed to tho said In01t\Jment i$ the Corporote Slal 11\. said
Corporation and that the .ald 1nl11\lmenl WI. tioned and seared In bahalf of uk! Corpr>r.tIon by lIuthority of Ua 80ard cr DlrectOtS,
In Testimony lM'Iaraof. J have hereunto set my hand and aftl:<ed my Offld$1 Seat at the City of Oel Motl'les, 1()W'8, th'" day and year first

I Dove written.

STATE OF IOWA
COUNTY OF POLK IS.

of"'.

.tru.

I "'II ..... ""'",et. Jr" s.on:ta'Y

MERCHANTS BONOtNG COMPANY (MlITIJAL). d. h"",b1 cerllf)' that the abo ...... Iof'O\1olng
i~
and correct ~ of the POWf!R<OPATTORNEY e"'I':'Utod by NI<! MERCI1ANT5 BONDING COMPANY (MUTUAl), II/I'dCII r.

IIID In lua foret ana affee1and hal .01 been IMOlIded Otrevckad,
tn _.ss 1'.11.""".1 hoY< .ei\llJnt. sOl my hond .nd .m... the ...1of 111, CIlf11'llAY on

thIs

14th

da~o'

December

C"
~+,?". pii'~'!''''''
''''';.'c;)''
",..,'.~"
:co/(,j
:..A'~;.t.:
.,...~ -0... ~._t

2009 , .... ~~~.

.... "
:

~iC.".

.~"'.
"'o:'I~'.

POA Clooe (1/09)

..~

""......
... .....<U,.. \....."'

.........

....
..

:
If:l:::

1.33

,'_L'~

'

~'4;;."''":'' tJ!f:t--..fi.
_It)'

Jun

23 2011

9:26PM

19093935995

Home Ph: 909

Office Ph: 909

Cell Ph: 9099--!=:~

Fax: 909-d L

Date: June 6, 20 II
To: Secretary of State
Notary Public Section/Investigations Division
1500 11 ~ Street, 2nd Floor
Sacramento, CA 95814
Re: Notary Public Bonnie J. Dawson
Reference #:
Dear Investigative Services;

Upon further investigation, there has been more evidence of possible infractions by Bonnie 1. Dawson. Enclosed
you will find the "Substitution of Trustee" that Bonnie J. Dawson notarized on January 12,2009. You will note
that her "signature" on this document is nothing more than a series of circles.
You will also find enclosed Bonnie J. Dawson's Bond from: Surety Bonding Company of America that was
obtained tram Mr.
You will note that on both the I "page of the California Notary Public Bond,
and tlte Notary Public Oath and Certificate of Filing (page 2), Bonnie J. Dawson's signature is clearly legible,
although, on the Substitution of Trus!ee, the signature is far from legible.
This would lead me to believe that it was "not" Bonnie J. Dawson thai signed the Substitution of Trustee on
.January 12,2009.
This would also lead me to believe that someone "other" than Bonnie J. Dawson had used her Notary Stamp.
This would constitute a violation of California Notary Public Law - 8207, "The seal shall be kept in a locked
and secured area, under the dlrecl and exclusive control afthe notary. Failure /0 secure the seal shall be cause
for the Secretary ofStare to take administrative action against the commission held by the notary public
pursuant to Section 82 J4. J. "

Again, upon further review, [ would like to review the other possible violations of California Notary Law - (this
is by no means the complete list of possible violations.)
82[4.1 (k) Failure to adminisler the oath or affirmation as required by paragraph (3) ofsubdivision (a) of Section 8205
(0) Failure to secure the sequemial Journal Cif official acts, pursuant 10 Seclion 8206,
pursuant 10 Section 8207.

or the official seal,

8214.2 "A notary public who knowingly and willfully with Inlent to defraud performs allY /lotarial acl in ,elalion 10 a
deed qftrusl on real property consisting of a slngle-[amlly residence containing not more than/our dwelling
units. willi knowledge that the deed of trust contains any false slalements or is/orged l/l whole or in part. is
gUilty
.

Ene losures:
Substitution of Trustee Dated - January 12,2009 -3pages
Surety Bonding Company of America - Dated - December 13, 2005 I page
Notary Public Oath and Certifioate of Filing - Dated - December 13,2005 - 1 page

p.20

Jun

p.21

19093935995

23 2011 9:26PM

DOC #

2006-1103615

: I[lIUlII ~lllllrJl/IIH!lI'lnlll"l !!fll flM 1IIIIIijilnfllllllill

DEC 27. 2005

10:00 AM

OFFICIAL RECORDS

SMI PIE 130 COUNTY RECORDER'S OFFICE

GR'GOAY J. SMITH, COUNTY RECORDER

FEES;

~AGES:

IIRtJlj'YIUnlllnmnmamllllDlllllrUWUllllmtllllftlllHI

5IDI

SPACE ABO,VE TH IS LINE FOR COUNTY CU!1RK'S STMI?

7,00

\.~---., 2~(l5,,-1J036:t5._ ------'

SURETY BONNG COM~ANY OF AMERICA

.

C-JFORNIA NOTARY PUBI.JC BOND

......

..

BONO No. 2 J125!Q62N

Premium, ...$"'3"'e"'."'0"'0_ _ _ _ _ __
That .....e. Bmmit J .D;waon
ne Principal,
and SURElTY BONDING COMPANY OF AMERICA, a corpontion duly llc".....,d to do aurety busin in the
State of California, as Surety, are beld and firmly bOllad lInto. the State of CaUrornia, ;n the sum of Fifteen
Thousand ($15,000.00) DDIlIU'S, lawful money oi tbe Uni~ed States of America, to be paid to the Stat. of
California, or ita usigns. for which payn.~nt, .....en and truly to be made, we bind ourselves. and our legal
representatives, jointly and aevefaUy, firmly by th presenta.
KNOW ALL MEN BY 'l'I:tESE PRI!:S.ENTS;

Signed and dated this

Utb
da;y of
!I",,,,r

20OS,
"
THE CONDITION OF THE ABOVE OaLIGATION IS SUCH, Thilt wh~te.... , ~he above bciu~den Principal
ivason the'"
7th
day of
JanWl;(l'
,2Q06
,duly appointed. Notary
Public in tb. State of California for the'term a!,four )'ears. from tlm date of hi. commission:
NOW THEREFORE, if the said Prl;'cipal shell well, trll'lyand r8ithflllly perform all officiBl dutiea required
of him by law. and all BUch additional dutlea as may hereafter be impo$ed on him
ah affi"r by any law of
the Stat~\~\j;llllil.ornia, then the above obll41ation to be void. otherwi,
",.\. OINa""

i''''O~''''''''''''<~

1~~~~~Oq~~\~\
, B~i,(J

\~\

to romai!, in ' I force and virtue.

-,+,~~~~~~~~~~~~~
(fJ;x:IIIQutodundarp.at'(~'~urPilrjury

fl>J

.s E "'Vl~!

'*providodIn ec.p.PIU30)

'~ij\ "'"
.. ,1",.'1/-';
~....O","".'''''.".'I.v"",

~It~~i",""

...

STATE OF 1\r..lFORNIA
County of Los M<;!el,a
On

12/13(2005

O'l

before.me, r..eo y. 11&" ..4&

_.

Notary

Public, personally appeared M""y l!llinbe!i;h Il:rba

per8on~lIy

known to me (Qll ,.a.ot1 to fIJi' eli bhe-basls ofsatlsfmitotJl hidcu...) to be the parson whose nama is
BlJbacribed to tho within illotl'Urnent and acknowledged
m" th"t lwo'otw .I<ecutad the, ... rne in l!ii.l.her
authori.ed oapll'lity. anil that by'lMl!/har signature on the instrument the person, or the entity upon bohalf of
which the pereon aoted, execilted Ihe instrt1ment.
WITNESS my hand and official: SliP:!,
Signature

to

~,,~~

LeQ V.

va

p.22

19093935995

Jun 23 2011 9:27PM

NOTARY PIJ8LIC OATH ANO Clltt1FICATE OF FlUNG

MUST BE FILeD IN THE COUNTY CLERK'. OFFice BY 02..08.2006
I herelJy emify tl/(1I the Officiall1ontl tU1Ii oath ofDflice e!t/repersoll wlrose
nallle is sllowniJelolV, was filed en tile dzlte ifldicared aM Ilu)! tire following
is a copy oj said. oatil.
Slate of Calif"mla

$,AN /;)11(50

COODlyof

S@$cribed rw:I sworn /0 bela", me. and

flied In

Office.
OR
fried (1/ In)' Office, Ihis
rI'f>'

[PLACE OFFICIAL SEAL HeRe]

T. _
B<nnl.J.Ilo..,on
. do solemnly swear and (or affirm) fhllt ! will S/Ipport and.
difend lile COlwi.tutiOrl oj tire Un/led Stales CHJ(j rhe CCJ1l$tllutioll Of rhe. Stall! oj Calijorn ia against all
e!!t~mles, foreign alld domestic; thar I wllllJear true fafth flJId allegiance to Ille CorlS/lrlll/on of the United
Slates and tile O:m.stlrUJion of the Slcue oj California: IMI I take this obllgation/reely, wllhoUi (In)' menta'l
reservation or pllrpose oj evasion: and that I will well an4falthjUUy discharge IIIe all/les upon Ivhidll am
ahoul to ellter.
.----,

aounit J.
C~mmi$slon

Sta~.

of

Cou~~

No. 1628086

Da~

_ _ _ __

Self
3,07 Hilltop

D~

Lamorl Grc,TJe

91945

No 1

PU]'3IW1U to Government Cork .~r;(IQ" 82/).', any c/!allge of

{If1lI~.ss mllst /Ie 'Mt to Ihe Secrelory cr.f Slate by (enified mail.
ChMIiJ" ,0 the addres. on this form wll/ NOT updote your
"lfdress ,,;th the SeCfBtl/ry 0/ $J'rle.

For ttnn conunenclng 01/07/2006 and e09iog 01/0612010 ill lh~ Ct.'UQCY (jf SAN DIEGO.
fOR PERSONS mlNG BY MAIL

C~llfornla

of

Su/JSrrlbed lU1d SlI'I>I?t [0 (or tl/firmed) before me on

11,1.. _

day of

,20 _ , by _ _ _ _ _ _ __

10 me or proyed 10 me ,11, 'hi: bnlu (Ysarf.ifaclDy) f1ftdlru."

Ih. personW who dPpenred belcre "' .

p'''J(mr'lN'r I.::tloh'n

(SiglWl<rl

(0 ~

at NOIQl)' Pubiic Otl",illl.rt~rilig oaJh 0/0.61.'.)

[PLACe NOTARY SElI.l. HERE}

NOn:: F()R i1'IFOIlM~TJQN ON "1'fP' .AMOUNT OF mE FEES FOR FlUNG AND RF...cORDlNG T'!Iii: OFJo'fClAL
BONI> ANI> OAn!. CONfACTYOt!l! COli'NTI' CLEIU<.lRECORDER.

Cb""k her. If cOUllty !rM.Sttr.

SoctSl.t. rIP 16 IRe . 1105)

l..gt>/{ trtl/lifyr can WIly b. m!rlflf!er th, 1pU/gl o(JJh !pItf 'mId 4ql:!f bee" Nfl!

SUr< ~ t5D n""0 I r.y CAl

or -A

M.Q IfQ.;L..- PI:

m629

APPENDIX 2
EXAMPLE OF TRUSTEEs DEED UPON SALE (Note Signature of Notary)
1. By looking at the face of the document, you will note, that there are no obvious issues that
this document has. Although, when the Notary signature is looked at closely, compared to
other examples of Bonnie J. Dawsons signature, there are some discrepancies that become
obvious. The signature on this Trustees Deed Upon Sale, is not as crisp as the other signatures
on other documents. Remember, always challenge the documents.
2. Just because the document looks fine on its face, does not mean that it is. Look at the
signature that Bonnie Dawson sent back with the letter she returned to this person. The letter
signature, is a lot crisper and cleaner. The signature on the Trustees Deed is very round, they
do not look the same. The Notarys signatures are supposed to be the same on every document.
3. Once you have figured out that there is an issue with the signatures, you can move onto the
Excel Workbook that was sent, instead of the Notary Journal entry for this document. The
very first thing you notice is, this does not conform to California Notary Laws, as to what a
Notary Journal is supposed to contain with respect to signers identification, a place for signers
thumb print and a place for the signer to sign the Notary Journal.
4. Look at the actual pages of the Notary Journal that was sent. This actually qualifies as a
Notary Journal. By Comparing the Excel Workbook with the Notary Journal, you can
figure out what the differences are. Now, you just need to find the corresponding Notary Law
for the Notarys state, that lets you report the differences as: Notary Code Violations.

48

19093935995
Jun

25 2011

12:27AM

2141 Fifth Av&nue

$an Di~go. CA92101

Telll~hone (~19)$~,7111
Fa(lsimi~(~1t).56$3618

www:Qualityloan.com
February 3, 2011

SENT VIA VS MAIL

:'ts,, ..
Re:

,-RJVf
Borrowen~:~lj~l~ii!iiii:::::::::::::::::::~
...
:::~e!;~'i~~;;#8 Is'r
p [ t .1 1"nr~F

T.S. No.: CA-08

....

.!

.1

I,

Dear Mr. Thomas:

'

,
!I

I am writing in response to your lett<lr dated Janual'y 13, 201 Iteque$ting the line item entry in
my Notary Public Journal evidenc.ing the signature of Eva Alv\U"ez. tMore specifically the one
pertaining to the 'trustee's Deed Upon Sale for the above refe*nr;e~ file. Said document was
recorded as #2008
mon Dccettlber 16, 2008.
l) It '.
D

ff rt:

vJ r

Please find enclosed a copy directly out of in~ Not

Journal, ted A~ri1 ~rd 2008 where Line
4 evidences Ms. Eva Alvarez's name, signature and thumbprint. ',As t ~ width of the book is
quite wide J had to copy one page on top of the other. Therefore ,he left hand side of the book is
copied to the top ofthe page while the right hand side is copied the ~ottom; please trace line 4
from lop to bottom.
bot 1 hOT . .., A/', AIi c;... H0 7";4
1\ (1./

to

(IJ 11l ()"

F;..

Also enclosed js~""'.Io""'7~';:':"~~or.::~~~~.

L J1J.,'>

Be nnie Dawson
N tary Public

E closures

~ t 5 (l.tA.71JI'L ;.) fib:r

. \... C: I 0.[ Q -rib -::/h.e S)5 '-'''''i1/f t. (J .....
-Jh..e. '"'(r- iJ S-(.e. l j.s t> eE' d

p. 1

p.2

19093935995
Jun

25 2011

12:27AM

~oc # 2008-

16/2008 08:00A F. . :15.011l

I of 3

P"~.

Trustee's Deed Up,," Sale

!Ro,.o.d.d in Off !c1.al Reoords

Page 2

CDvnty

Re(:or<llng requested by:

~"eS&.,

Q'

Rjversj~

Larry U. Uard
CI.~k

I. R.oord

I~:!III~ 111111

WhenG,!:5rt1elj mail '0:

EMC Mortgage.CQrporation
2180 lakeVista Olive
Lewisville, TX 75067

,I~

Forward tax statements to the adaressglven above

..
TS # CA.()a. -AM

Order

#.

-4-

PAG~ S.!.?E

II

465j

426

peOR NCOR SMf

I~:

. SPa! .l)oVlHhi I ne for !Je<:<lf'(l... use

',\

dh

!,

Trustee's Deed Upon

Mise LONG RFO

S~fe

Trans/", lax:

NCHQ'

cry

UNI

,
$O.~

The documentary !ren$fer tal( Is:

Said pnC>])erty 1$ In IIle City of: MORENO VALLEY.

I.

$12I1'DlI'.~

$2:34,523,
~

County of RIVERSIDE

QUALITY LOAN SERVICECORPORAtIOr"t. as Trul$lse. fV\illllrBas sO$sign~led in the Deed of Trust

hereunder more partlcularlydescribed'or IIsdu,y appoil'lt,d'Tr\,istilej doe~herel:>Y GRANT and CONVEY
to
. ,
i
LASALLE BANK N"TIOIIAL.ASS.OCIATlO..N' A.S l:RUSTEEI'OR C.ERTIFICAtEHOLI:l
.. ERS OF BEAR STEARNS
A$SET BACKED SECURITIES I LLC, ASSEN,ACKED CI!RTII'ICATIS, SERlCs 2OP1-HE2

i~Plled,iall

(herein called Gral'llte) but without covenant or warranty. expressed or

right title and interest
conveyed 10 and now held by It as TrustileUnder the O~ ,\)fTrust in an(j to the propertY Situated In the
counjy of Rlve~SIOE. Stale of Califomia, dtsCl'lbedliS f O l l o w s ; '
i
LOT. OF TRACT NO,
Q",iN THe err; OF MeItENCl VAl-LEY, COt).NTY ell" RIVERSIDE. STATE OF
CALIFORNIA, AS S.HOWN S. APON FILE 'NBO()K_PA(iUi!_H~OI;lGH.OF III1APS. RECORDS
OF RIVERSIPEcOUNTY, CALIFORNIA.'

'r
.

CQ_I1'JI!IY'I1'!!!.~
. .'''~'
. :.'e.ml'Iij~!J~e.'lln.!!OII'milP~I~id~l)ce
.....w~.lt~I:1~J.~II.
t(j.rm.s.a.nld.Plro'Vlis.io.n8..o,.till~e...~eed
. f.T.NIB.I.executed b y "
.
. WITH RIGHT OF

T."h
.IS,,
:.'

9.'

iii RVlVORSHIP, as tn:i~'or, dated1~2'11200$,;al'ldrel!OrdedOl'l .

,
1I1QI200711$ Instrument number 200r
inBo.QXltlllt, Pag& XXlCQf tfi<:ial[Records In the DtflC~ or the
Recorder C)f RIVERSIDe. California, underlhe 8~thorlly an" powers vested in lh Truslee designated In the Deed of
Trust or a$ the duly appointed tru$lee, default having O<lCurred under the Deed of Tr\i$\ pursuant to the Notice of
Breach and Elec:tion 10 Sell under the Peed ofTrust 'ecorded nn 6f4/20~8. instni,ment~o
BOQk Page. of
Official r\\Wrde. rru$tee havij19 complied with all appH~ble$t!!Mory requnm~nts Iff the State of California and
performed all dLltI~ l'Il<!ulred bY jh<l Deed ot Trtj$t illclvdlng sElOding'a Not.I!:e.of Oefa~1I and Electlo/l to S~I Within

2 .' :11

U.

. l!'lViid

(/L'1

Loan#oo~

I)

The undel'!!isned grantor deClares:

The grantee herein IS the fotetliOsing beneft\lia!y.
The amount of th' unpaid debt to~ther with <;o&ts was:
The:amountpsic:l by the grantee at the trustlll'\! $ale wali:

copy

~ !

I,

01'1

19093935995
Jun

25 2011

TI'U$I!t~,'tI

PSge2

12:27AM

O&ed UPl111 Sale

len d8yll1li\er lIs recordillgillnd a Notice oN!llIle arJ~ast lWeI1'\\' r.fIlYS D'~.jt'lO rne
pre-paid10 eaCh person entitled klnctlcs in 1lOmJ!jllllnde With Ganl\!milt'C/I()1 '

Oate by certified mail, poslage

Qefaultoccurre<l Il~ $&tlfQrth In ~Notice ClfB(eachan(lI;lEICttpn lo:l,~JI!wI1IJllhIWllI$, recorded in the,offioe of

til" Rillecrderof.~II$C.oUnty_
'
AlireqIJlramei'lts oHaw reQlI~ifl91h& malUrneofOlill?le.,of rrt!t!~IIQr 1111 J)utilittaticm of aeopy of the"Notlce
of e~aoh and""'ctJont()~IlIlGt> the~~lIt{j.li~~'!l!fl~I.lllY',
BreaCh'and Election to
Sell and fh&PQStlngsnd pubtitll:lllonorCOI:lIIISQftl1&N\\I'tlIi!ll'Gf,$ale
' with_
Said property wall sold by lIlIId, Tr4stlleat pu~tlc,a!;letlOn on ','
01 sale, Irl\hll Cq~ntyor,~I\1E"tlII)S!CalifOmla:.illwtIlCih me,
higlTe$tbidderat such ,sale. pea/nlltl1e-purchaser
amou!"ttllel/'ig $:lrlS4,I$~;:l..sQ in IIiIWfuI~y 01 the. .
obllgationsthElIl $ecurlldby said Oeed oj Trull!'
.

' place named In,tMN()tlee

Grantee. being tI1e
to saidtflJstee the
pro t!lnto, of the

Date: 12111/2008

By.

State ofCalifQrnla

County of SBni)i~!l)

.Of'FIOe IS ATTeMPTING TOG.~~.

I;)!i'!STANO ANY IN FClRII.1ATlfON OBTAINED WILL. aE

. THAY1'!URIi'OSEi.

p.3

19093935995
Jun 25 2011

p.4

12:27AM
L'Ol'di

.]
N tar Publlc

Trilslee'sDeed UponSaole

Pagel

!en days after its ~n:jing and a Notice of Salil

E lc1o~ures

pre./>alcllo each person entitled to notice in 00111

---+1-"'"
y ana u:u~u., u",)' Vt::ll ~v,
en andlileiar be IM~&ed on him

Oefault occurred as set forth in 9,Nolice of B~

tile, ~ilcorijer of $a,ld COli/nly,

,the.wI

In

"It ultlCIDJ aUtaea requtt'ed

uell oIDeer by MY low or

to ....mal!' In, I rorce and vlrl"o,

All reqWemel1ts of law r.gardingthe maiUns of ~

of Breach and Election to, Sell or thepers()nel~EW
Sell and the postirtgand publication df,coplelioftlf
Said property ~s sold by said Trustee at public " , Mer
of Sale., In tl'ie C9unty of.RIVER$lp,E .. ,Californla,m
highest bidder at such sale, became the,purcttl!set
amou~ being U3<4,5Z:i.iG In lawful M\lflay of tire
obligaijons then secured by said O(leclof Trust,

Date: 1211112008

By:

State of Catifam la }
County of San Diejl!')

'. o.Wtl\:!h '

OIarY ",WI

ex~ute

the lnstrul

ry evltfel1 , be tlte,p
geato m that hEil$1
~'.I"'slherltl'ielr nature{ll
ad,

, 10"' No.

'I

1628086

o-CfOt:1t:Ee.~.A DEST AND ANYfN~ORMAtdON OBTAINED WILL BE

FOR THAT pu~pose,:
1

{}In ~
Tho. ~ 1'cjf\c<-~t~J
'0 A J111! (; 3 h r /"cH;,/<. i.1l f
"1h .e. Q n Q. e> 11 ~ Q. l" It ~,

of

1) tl
~.

th

iA.-

~Jt

.
1\

S1. & '>I Q I' Y

DC, (;I h Rf11

If

.....

19093935995
Jun

25 2011

12:28AM

.')--';'.'

p.5

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CA-08-186135-EO
CA-08-1825S9-W

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CA-OS-17567!HD

CA-08-1763.49-Bl
CA-0ll-132177-NF

ER

CA.{l8-146287-NF

12/11/2008
12/11/200S
12/11/200S
12/11/2008
12/11/2008
12/11/200S
12/11/2008

TDUS

mus
TDUS
TDUS
TDUS
TDUS

Bonnie 1. Dawson
Bonnie J. Dawson
Bonnie J. Dawson
Bonnie 1. Dawson
Bonnie J. Dawson
BonnieJ. Dawson
Bonnie 1. Dawson

CA
CA

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CA

I\l
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CA

CA
CA

CA-OlH84641 cEO

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CA_08-1.5!l666-J8

TC

WA-08~172719-CM

MS

ID-08-221796-TO

TO

APPOINTMENT Of SUCCESSOR TR

12/11/2008 Bonnie J. Dawson

CA-07-103234-CH

CM

Notice of reciSStOfl. of trustee sale

12/11/2008 Ro.nnie J. Dawson

cA

Al-08-189941-CH

CM

TDUS

12/11/2008 Bonnie J. Dawson

CA

WA.{l8c209~8-SH

HG

CA

WA-08c~488-SH

HG

12/11/:0008 BonnieJ, DawSon

12/11/2008 llOnnie 1. Dawson

CA

12/11/2008 BonnieJ_ Dawson

CA

CA

Bl
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WA-07-1l81j39-CM

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Al-0S-l90991-JB
NV-08-138L4}-Dl
AZ..Q8c204286cTC

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12/11/2008 Bonnie- J. Dawson

CA
12/11/2008 BonnieJ. DawsOn
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12/11/io08 Bonnie"':. DawsonCA

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12/11/2008 Banrtiel.Dawson

eA

can.eel/at:ion of trustee sate

11/11/200& BonnieJ. Dawson

12/11/2008 BonFlie J. Dawson

CA
CA.
CA

AZ-08-2HSl8-Bl

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Cancellation. of trustee sale

AZ-08-1ti4527-SH

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l\Z-07-119116-SH

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. CanCllation.of.truSt~
Cancellation of trustee sale
fDUS

CA-08-173739-RM

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CA-08-186815-RM

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CA-08-161524-SH

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ASSIGNMENT Of DEED OF TRUST

AZ-08-194B9-TC

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NV-08-180211-TD
CA-oS-164935-SH

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AZ-08-1&I>OO3-JB
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NOTJCf OF TRUSTEE SALE

NOTJCf Of TRUSTEE SALE
Notice of recissionoftrustt:e sale

CA-08-186820-RM

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CA.(l8-1-71-54i!-RM- .. .8M--

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12/11/2008
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12/11/2008
12/11/2008
12/11/2008
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( l)

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CA

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Bonnie J. Dawson
Bonnie J. Dawson
Bonnie J. Dawson
Bonnie J. Dawson
Bonnie J. Dawson

CA

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Bonnie 1. Dawson
Bonnie J. Dawson

CA

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APPENDIX 3
WHEN THE NOTARY DOES NOT ANSWER YOUR
PUBLIC INFORMATION REQUEST
1. What you will find in this section are letters that were sent to the Notary, and the Notary chose
not to answer the Public Information Request. In the event you are unable to find just how
much time you are supposed to give the Notary to answer your request, you can give them 30
calendar days from the date of receipt of your certified letter.
2. Once you have sent off your Notary Complaint to the Notarys Secretary of State, or
Governing body, be sure to follow up and verify that they received the Complaint. Once the
Secretary of State receives the Complaint, they are going to try to get in touch with the Notary..
2 or 3 times. Do not get impatient at this time. Fax the Notary Complaint over to the
Servicer/Bank/Trustee to notify them that there may be some irregularities with respect to the
Notarized documents that were used in the foreclosure of your home.
3. Now, this option is not the most ideal way to get the Notarys commission revoked. The
reason being that, it will not be the document that you are needing questioned that will
probably be revoked. The Secretary of State, or Governing body may just revoke the Notarys
commission, from that day forward. This only has the effect that the Notary is not supposed to
Notarize anything from that day forward.
4. The objective was to get the Notarys commission revoked, now that this has happened, you
should find a competent Attorney that may be able to get the Judge to buy into the fact that
the reason the Notary would not answer either you or the Secretary of State, is that they knew
there was an issue with this document. Use what you get back, with all the ability you can
find.

55

Jun

23 2011

Submit this form

No fee

p. 1

19093935995

1:43AM

STATE OF OREGON
Corporation Division - Notary
255 Capitol Street NE, Suite 151
Salem, OR 97310-1327

503-986-2593
FAX 503-986-2300

Filin InOregon. comlnota~.~_....L_ _ _~Th~i."..SlSlila'."c!!..r:FO!!,:,....,O!!!ffi!!!;lcc!,e,O!U!!se!,!O",n:>!]1L _ _

NOTARY PUBLIC COMPLAINT

PLEASE TYPE OR PRINT LEGIBLY IN BLACK INK. READ INSTRUCTIONS BEFORE FILLING OUT FORM.

All complaints filed in the office of the Secretary of State relating to notaries public are public record. This office may
provide copies of your complaint and any other documentation provided us to the person against whom the complaint has
been made or to any other person requesting copies. If you have any questions or concerns about this process, please
contact our office.

Address:
PO Box or Street Addre

CIIy, State, Zip

Phone:
Business Number & ExtensIon (Include area code)

HOI'rle Number (include area Code)

2. Complaint against: Chad Traver - Commission #: 407238

Addre and/or loc.tlon.t Which notarization took ",ace, Be as specific a. possible: I.e .. Bank, North Central,

Brano~,

1212 Bank PI., Portland, Oregon,

- - - - - - - - - - - - - - - - - - - - -..- -.

-,---~----

3 Document(s) notarized: Docunnent(s) upon which complaint Is based must be attached. Original i~ preferable,
Qf Trust
..~___ _

,~Clrporate,b.~signm~llt of MortgagelDeed

4. Name, address & telephone number of witness(es) present:

5. Note: Complaints of alleged forgery should always be directed to local law enforcement agencies first.
I have 0 I have not filed this complaint w~h a law enforcement or consumer protection agency.

Name and address of agency

Agency Name

- - - - - - - - - - - - - - - - - - - - - - - _...._--_._---

PO 80)( or Street Address

City, Slate, Zip

5071R.v 10102)

Notal}' Public Complainl. page I

Jun

23 2011

6. This Complaint

19093935995

1:43AM

does

IZJ does not

involve

p.2

a civil action (lawsuit) filed or pending in any court.

Name and address of court in which filed:

Name
PO Box or Str t Address, City, State, Zip
Type of action:

Case No.:

7. Briefiy state facts involved:

In Feb. 2009, Chad Traver Notarized an Assignment ofMortgagelDeed of Trust for Melissa Tomlin who
supposedly worked for Mortgage Electronic Registration System at the time. In February of 2011, I sent a letter
to.Chad Traver asking for~nformation regarding this transaction, The letter was returned, with no forwarding
address. In contacting the Secretary of State for Oregon, I was given the phone number: 503-686-7738, as a
contact number, When I called, Chad Traver picked up the phone. I identified myself, and b..egan to ask about the
Assignment he had signed back in 2009. He ~ecame n,:rvous, and evasive about answering. my simple questions.

He then placed me on hold, upon returning he said that his boss was trying to get a hold of the "Consumer Affairs
D-:pt:". He then told me that the_S,,(jusumer Affairs Dept. would b~. contacting me about this matter. [had called
Chad to reqnest the page from his Notary Journal that I am allowed to view based on ORS 192,420, since he is
required to maintain a Notary Journal, according to ORS 194.152, Chad told me that the address was correct,
although, he would not tell me what C?.".1pany or Department he worked at or ill, so that the letter could be
directed to him. Since my home is in forecIos':lr.~, this document is one ofthe t?undations to the foreclosure.
Could you please compel Oregon Notary Chad Traver to comply with the laws of the State of Oregon.

Please find

a more detailed letter attached

8. I certify under penalty of perjury that the foregoing Is true and correct. Signed this _ _ _-:::;2:;.5th;.;:-_ _ _ day of

March

_=:::.:..._ ' in the city of _ _ _ _ _....:cR:;::i:::al:.:::to=-_ _ _ __

State of _ _..:C;::a:;l;;it:;om:;;::.ia=-__

(City)

<'9

i't,hov

Ch.. 06~

will rd~","rtt

Mall to: Corporation Divis;on, Notary PubliC Section, Public Service Building, 255 Capitol SI. NE, Suite 151. Salem, OR 973101327

507 (Rev. 10/02)

Notary public Complaint, page 2

Jun

23 2011

1:43AM

Oregon Notary Public Compl.

19093935995

Certified Mail 7009 3410 0002 435.

'-./'

p.3

]4

March 25, 20 II

g
Oregon Secretary Of State
Kate Brown
Notary Division
Notary Public Complaint Specialist
255 Capital SI. NE Suite 151
Salem, OR 97310-1327

Oregon A ttorney General

John Kroger
Oregon Department of Justice
Criminal Investigation Division
1162 Court Street NE
Salem, OR 97301-4096

RE: Notary Public Complaint

Dear Notary Specialist,
Pursuant to Oregon Notary Law ORS 192.420 and others, I am formally requesting the Secretary of State
of the State of Oregon and the Attorney General of the State of Oregon investigate the possible notary violations
and possible criminal actions of Oregon Notary Public Chad D. Traver, Commission No. 407238.
I believe that the attached documents are false andlor forged and have been unlawfully filed into a public
office in the State of California in violation ofCaJifornia Penal Code 115 & 115.5, CA Civil Code 3294, CA
BlIsi ness &. Professions Code I 7200 and others.
I also believe Oregon Notary Public Chad D. Traver is in fact a "robo-signer" assistinS banks in
committing felonious acts of filing false andlor forged documents i.nlo a public office in California in violation of
California Penal Code 115 & 115.5, California Civil Code 3294, California Business & Professions Code 17200,
and others.
I also believe Oregon Notary Public Chad D. Traver has committed Notary Fraud and othel' feloniolls act.1
against myself: the State of California, The Calmly or San Bernardino and possibly others; and is attempting to
conceal nis criminal acts by withholding his record book, which would prove conclusively that Oregoll Notary
Public Chad D. Traver has violated his oath of office, and is assisting the banks as a "robo-signer."
1 therefore request YOLir office to investigate the actions of Oregon Notary Public Chad D. Traver and
determine a finding of fact and conclusion of law concerning the aforementioned facts. Accordingly, if your
office agrees that Oregon Notary Public Chad D. Traver has violated any of the Notary laws of Oregon, Or others,
I request the appropriate actions be taken against Oregon Notary Public Chad D. Traver and that I be informed of
all actions pursuant to California Constitution Article I. Section 28 b_ (CA Victims Bill of Rights)
I am formally notifYing your office of Oregon Notary Public Chad D. Traver possible felonious acts in
accordance with Title 18 USC 4 Misprision of Felony.
Please order Oregon Notary Public Chad D. Traver respond to this request pursuant to ORS 192.420 and
others.
Please order Oregon Notary Public Chad D. Traver produce a copy of his journal, that he must maintain
according to ORS 194.152.
In clOSing, I would like this office to consider the fact that Oregon Notary Public Chad D. Traver possible
criminal acts are being committed using a government issued authority; and under color of state law to deprive me
of my constitutionally protected civil rights: and are the sale cause and relevant factors that have allowed a bank
to commence an unlawful foreclosure on my real property.
Sincerely,

Res:erv,ed, CA Com. Code 1308

Jun
--

23 2011
_.

~w.w

1:43AM
L.ua"n

p.4

19093935995
H~

LH~~RJET

FAX

p .. ge

'.

R...,ded I. 01110111 Rord

cotv

.,11.........,..

LARRY WALKER

INS11lUMIiNT PREPARED BY AND

Alldll4lrfControRer - Rnord..

WHEN RECORDED MAIL. TO:

Wilghire Ctodil Corporation
P.O. BOK 8S 17

8&2 Cal HIIII Misc. (Rvrtlde)

\I

Portllllld. OR 97'207

L08ll:-..

Min iI: 'Y~iiiil

Tftl ..: 1
F'
TII._

Ott.. r

Mfa

APN I TII/x 10:

orate Assl

ment 01 Mort a elDeed of Trust

CElveo. tho w>dcni81lod b_by granll,ISSi.81l1 and transfers to

V.S. Bank NatIonal ASloclJltlon, 8' TI'II,tee for III. Speclqlty Underwrltlne and R",ldential Flnnee
Tru.t MDrtpp LOin AlltlBacked Ce,lIftcatet Serf" Mil-AD:!:
with,_n addte!ll of60 U"llia_t,m Ave.lle, Corponte T,... ,. SI. hal, MN !S10'

All bon,nQi~linlcros! under Ihlt certaIn MortgagoiDIIOCI of Trus! d.Uld03/Z4Il006 ano eltoClilcd by~ ""
I
1to.londe, boina WlLMlINOTON PINANCE,INC., in the original aml>unt ofS323,OOO.OO and the
Trustee beinll

-L

R.c"rde~ on 03l3Oll001S In book J(. at pale

Q,lnsbumOllt No. 2000 IE
County Iteeorcler's ottlcc ofSAN"'iJiRNARDINO, Stal~ of Clllirornl

l1li--

a 2 ofOfHcial R.ecord. in tho

Properl)' MdreJl: l1li

Thgelher with the note Dr not therein dlJscribDd I'Ir roforrld tn, the rnoo.~ due and to bccomcdrac tt\el'Co!>n with
inltrell,lnd all rl,hlliccruod or to IICCnlC uncler!hlt M4Inll8"'Oeed .rT",~

~tIt

ddt: t{~(~
...e: Mellua Tomlin
TltIe: A"';IIIII>I Soc:ll>IIIry

211812009
':00 AM
fV

Pa.o.,
18.0'"
0,0e
III.!!!

i'.le

Jun

23 2011

1:44AM

p.5

19093935995

page 2

'"

STATEOF OR
COUNTY OF Wbldlton

On V91%009 before me. Chad D T\"aver, NOII'Y Public, Pol'$()nlll), appeoonod MoU... Tomlin, who I. the ""lIt.1lI

Secretary of "MIERS" II MQrtealt Electronic Rqlstration Syltem., I..., ..I Nomllee for
WJLMIINGTON FINANCE, INC, .. Penonally mawr. to me or provad to me 011 tho bads of slti.t'aCloryevidence
to be the PCl'$on(s} wh_lUIIlle{s) islant $ubaoribed l1Ii the within inslrull1ent QIId ukno-wl,dged 10 m& that ho/aIWlhll)l
e~e~uled

the ume in hlslher!their .uthori....... "",,1011)1(1.,), l1li4 that by h islher/their sls"aIllR(B) on the "utrum ..n! the
pmon(I), or the ,nthy upon behalf of'llbleh ilia persan(s) ae1eci, executed tho Insttument.
WITNESS my hand and official soal.
I certUY under PENALTY 011' Pl!:BJl1RY .n"or lJoe I' ... o'tho Slate or Cauto,.. '. Ib.t the '''reaolhS
p....' ...ph I, true d correct.

W1TN13SS my hand and official soal,

a7?~---

Chad 0 Traver, N<ltary Public

Jun 23 2011

Submit this form

No faa

p.6

19093935995

1:44AM

STATE OF OREGON
Corporation Division - Notary
255 Capitol Street NE, SUite 151
Salem, OR 973101327
503986-2593
FAX 503986-2300
FlllnglnOre on. com/nota

This

ace For Office Use Only

NOTARY PUBLIC COMPLAINT

PLEASE TYPE OR PRINT LEGIBLY IN BLACK INK. READ INSTRUCTIONS BEFORE FILLING OUT FORM.

All complaints filed In the office of the Secretary of State relating to notaries public are publ ie record. This office may
provide copies of your complaint and any other documentation provided us to the person against whom the complaint has
been made orto any othar person requesting copies. If you have any questions or concems about this process, please
contact our office.

1. Complainant:
Address:
PO 80x or Street Ad~re.s
CII)', State, Zip
Phone:
Business Number &Extension (Include area code)

Home Number (InOlude .rea code)

2. Complainl against Lynn Noranne Evans Commission #: A413434

Add,ess andlor location at which nota,lzatlon too< place. Be as specific.a pOSSible: I.e., Bank, North Central. Branch, 1212 Bank PI.,

Po~land.

Oregon.

Unknown

3. Document(s) notarized: Document(s) upon which complaint Is based must be attached. Original Is preferable.

Substitution of Trustee

4. Name, address & telephone number of witness(es) present:

None Known

5. Nole: Complaints of alleged forgery should always be directed to local law enforcement agencies first.
I have
I have not filed this complaint with II law enforcement or consumer protection agency.

Name and address of agency

Ageocy Name
PO 80)( or Street Address

City. Stale. Zip

507 (Rev. 10102)

Notary Public Complalnl, page I

Jun

23 2011

6. This Complaint

does

p.?

19093935995

1:44AM

(l] does not

involve a civil action (lawsuit) filed or pending in any court.

Name and address of court In which filed:

Name

PO Bo. or Strt Addres City, State, Zip

Type of ectlon:

Case No.:

7. Briefly state facts involved:

In attempting to conta~t Lynn Noranne Evans through USPS Mail at the address listed with the Oregon Notary
Department, Lynn Noranne Evans did not answer the enclosed letter regarding the public request for information
with respect to this document. With the exposure of "Robo-signers" within the Real Estate industry these days, it
has come to my attention that Lynn Noranne Evans may be a "Robo-signer" that is working in the real estate
industry. Wit~ the inability to read Adam Cook's signature, it leaves room for doubt that this document was
actually sign~d by the party claiming to be the "Assistant Vice-President" of US Bank National Association for
Specialty Undelv/riting & Residential Finance Trust Mortgage Loan Asset-Backed Certificates Series 2006-AB2.
There is also "No Power of Attorney" attached as Adam States he}s an "Attorney [nFact." There is also a
discrepancy as to when this document was actually signed. Adam Cook attest~ to signing this document on May

1,2009,(51112009) although Lynn Noranne Evarts attests to signing this document on May 11,2009, a full 10
days "After" Adam signed it. A~<:()rding to Oregon Notary Law~, ..the sign"r must be in front of the Notary to
verify who the signer is. "Before" Notarizing the document. The evidence clearly shows that Adam Co()k was not
in front of Lynn Norann" Evans when this d?curnent was signed. I am requesting that t~e State of Oregon look
into Notary actions as per ORS 192.440. I believe that Lynn Noranne Evans may be using her Public Notary
Commission to assist in the theft of my home through the filing offalse andlor forged documents into the San
Bernardino County Recorders office in direct violation of California Penal Code 115 & 115.5.
Lynn Noranne Evans is required to maintain a Notary Journal according to ORS 194.152, and I requesting a copy
of this documented transaction which will be in the Notary Journal with respect to this document, along with any
other information regarding this document that she may provide.
8. I certify under penalty of perjury that the foregoing Is true and correct. Signed this _ _ _..:;2;..;7..:;th;::......___ day of

__

~=~:::;::=-':__7,20;.1;,-1

,in the city of _ _ _ _-!R.:::i:.::al~to:......_ _ __

(City)

State of _ _..:C:,:a""li""fo.:,.m.;.=ia:.:..-_
(State)

Mall to! Corporation Division, Notary Public Section, Public Service Building, 255 Capitol SI. NE, Suite 151, Salem, OR 97310-1327

507 (Rev. 10102)

Notal)' Public Complaint, page 2

19093935995
Jun

23 2011

1:44AM

February II, 20 II

To: Lynn Noranne Evans

Notary Commission # A413434

From:~==::::::::~~. .
Re'. Inquiry into Notarization Act on "Substitution of Trustee", dated: May 11, 2009
Good Morning Lynn,
Attached you will find a "Substitution of Trustee" that you Notarized on May 11,2009 for
Adam Cook,(it appears to be), as the Attorney in Fact, for Wish ire Credit Corporation,
According to the Oregon Revised Statutes. ORS 192.440(2), I am allowed to inquire into
this public act, and request a copy of the Notary Journal page you are required to maintain
under Oregon Revised Statute 194.152, along with any other related information you may
possess.
Please provide any and all documentation requested. along with an explanation of any
other documentation that you may provide.
Could you please expedite this information, in that it is need by February 28. 20 II.
In the event you have any questions, please feel free to contact me at the above address, or
3I '7 Cell: 909-_ __
you can call me at: Office: 909I look forward to receiving you information.

Enclosures:
Substitution of Trustee
Self Address Return Envelope

p.8

Jun 23 2011
u.u e.

~u.u

'~:~~HM

p.9

19093935995

1:45AM

HP LASERJET

FA~

pacr;" 1
1!III:tr000lCiny ~1Id I. OIIIelol RI"";;;':~~.Unl)l.' Son ...."""'

1II111lCIIII
01:44AM
AC

LARRY WALKER

Audllllr/ConlrDller. Recorder

88.3 LPS Defaull Tltl. &Closing

R.cordlM\l ""1u..10<1 by:

L5\
Wh~n

Doc t:

rlltorded 1\1.1/

to:

Quallt)l'Loan service Corp.

2141 5tI\ " ... nulil

1111

2009-D2

Tiles:

~II 1111111111

Pages:

PI'JD

SElIn O"egD, CA 92101

619-646-7711

fS # C"..Q1~9,,_eD

Order f# O~.CAGTI

Loan,; _ _

Substitution of Trustee
WHEREAS,
, AN UNMARRIED MAN was the original Trustor,
UNITED TITLE COMPANY was the original Trustee, and MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC AS NOMINEE FOR WILMINGTON FINANCe, INC., A
CORPORATION was !!wI original eeneflalary under !hal certain 0.00 of Trust dated 3/24/2006
and fecordlld On 313012006 as InliltNlT1enl No. 2006.0
In book xxx, PElQe xxx of Official
Records of SAN BERNARDINO County, CA; and
WHEREAS, Ihe undersigned I. the prelllnt BenefiCiary under !laid Deed of Trusl, and
WHEREAS, the undersigned desires to sl.lbs!ltute a new Trustee under said Oeed of
Trust in plac:e IiInd stead of said original Trustee, or SUe<:ellSOr Tn.tliltee, thereunder, In the
manner provided ror In said Deed of Trust,

NOW, THEREFORE, liwIl.lnclerslgned hereby substitutes QUALITY LOAN SERVICE

CORPORATION ,as Trustee under said Ceed of Trust.

Whenllv&r the conte)(.\: hereof $0 requires, the masculine gender includes the feminine andlor
neuter, and the mngular number Includet!l the plural.

Page 1

18,00

.0
.00

Jun 23 2011 1:45AM

u.~
C~
CUIU Ic:~~HM
HP LASERJET
~

p. 10

19093935995
FA~

pac::e 2

'.
Sublllitulloll 01 Trustee - CA

TS 1/ CA09

ED

Page 2

Dated: 5/1121)09

U.S. Bank National ASSOCiation. as Trustee for Iha

Specialty Underwtiting and Residential Finance Trust
Mortgage Loan Asset-Backed ClrtiflclteI1.Sarlell.2006A B 2 W r 1 l f l ' . 'Cr4tdrt (;;orpoiOfloil,
afltIm." In lad.
By; ---!~=-r.-l...."1I'.rJ...."""'===:"-"---

jw..,,,t-J.. 'v/-<A. f"d.tu.JStata of

County of
~h. L
On S"t?<tD ,
appaarall

o~egDn
Wa;n,ngton

L't 1'\1'\ ~vt>J(I"<. E..~S

Petti before me,
~ ~:: TNSF''''''' a notary public, personally
. ~
M
who prove<l to me on the baslsl)f
6atlsfaetol')' evidence to be the person(s) whcme nama(lI) i1ilflilre lubsorlbed to the within

emt..,

u__

instrument and aoknowladge(l to me that hel'he/they .)(~uted the 8.me In hiS/herlthelr

authotized OiIJ)acJl:I(les). Bnd thai by hllll1ttrlthelr slgnature(l) on the Instrument the person(s),
or tl'll!! entity upon behalf of whleh the. PM'80h(S} aOled, ellf;louted the Ine\rlJment.

I cerllfy under PENALTV OF PERJURY under the haws of the Stale of

that the foregoing paragraptl Is tru. and
WITNESS my hand and official saal.

Slgna,~4.~

oorrem.

Orw

ff

,)

Jun

23 2011

. . '- ..... ,.11".

p. 11

19093935995

1:45AM
nr-

L..Nbt:.t<..JI:.T

FR)(

pa;" 3

Affidavit of Mailing

for Substitution of Trustee By Code

TS No.:

CCA~-o:&-~7I'=I~~E.:D~IB

Truetor:_

,AN UNMARRIED MAN

I, Cynthia Tran, declare: That , am an employee of QUlllty Loan Service Corp., an agent lor
beneficiary, who.e buslne.. addre 18.;
2141 5th Avenue
Sen Diego, CA 92101
lam over the age of eighteen yeara and In accordance with California Civil Code Section 2934,
I causaa II ooPY of the attached Substitution of TrUltee to be mailed. in the manner provided In
Section 2924(b) of the CMI Code of the State of California, to the trUlotee of record under Ihe
Deed of Truat described In seld Sublltlt1Jtlon and to all paraons to whom a copy 01 the Notice 01
DetauM would be required to be maUed by the provlslonlll of saki section.
I certify (or deelare) under penalty of perjury under the laWl of the State of California that the
foregoing is tr~ and COl'T'8ct. Executed at Sen DIego, CA on 511312009.

APPENDIX 4
Judicial & Non-Judicial States
and Journal Requirements

State
Alabama
Alaska
Arizona

Judicial
x
x
x

Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky

x
x
x
x
x

Louisiana
Maine
Maryland
Mass
Michigan
Minnesota
Mississippi
Missouri

x
x
x
x

NonJudicial
x
x
x
x
x
x

x
x
x
x
x
x
x
x
x
x

x
x
x

x
x
x

Journal
Required State
x
Montana
Nebraska
x
Nevada
New
Hampshire
x
New Jersey
x
New Mexico
New York
North Carolina
x
North Dakota
Ohio
Oklahoma
x
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

x
x
x
x
x
x

x
x

67

Judicial
x
x
x

NonJudicial
x

Journal
Required

x
x
x
x
x
x
x
x
x
x
x
x
x
x
Court
Decides
x
x
x
x
x

x
x
x
x

x
x

x
x
x
x

x
x
x
x
x

x
x

APPENDIX 5
Notary Laws for Each State
Copy and Paste the web links
Alabama
http://www.nationalnotary.org/userimages/alabama.pdf
Alaska
http://www.nationalnotary.org/userimages/alaska.pdf
Arizona
http://www.nationalnotary.org/userimages/arizona.pdf
Arkansas
http://www.nationalnotary.org/userimages/arkansas.pdf
California
http://www.nationalnotary.org/userimages/california.pdf
Colorado
http://www.nationalnotary.org/userimages/colorado.pdf
Connecticut
http://www.nationalnotary.org/userimages/connecticut.pdf
Delaware
http://www.nationalnotary.org/userimages/delaware.pdf
Florida
http://www.nationalnotary.org/userimages/florida.pdf
Georgia
http://www.nationalnotary.org/userimages/georgia.pdf
Hawaii
http://www.nationalnotary.org/userimages/hawaii.pdf
Idaho
http://www.nationalnotary.org/userimages/idaho.pdf
Illinois
http://www.nationalnotary.org/userimages/illinois.pdf

Indiana
http://www.nationalnotary.org/userimages/indiana.pdf
Iowa
http://www.nationalnotary.org/userimages/iowa.pdf
68

Kansas
http://www.nationalnotary.org/userimages/kansas.pdf
Kentucky
http://www.nationalnotary.org/userimages/kentucky.pdf
Louisiana
http://www.nationalnotary.org/userimages/louisiana.pdf
Maine
http://www.nationalnotary.org/userimages/maine.pdf
Maryland
http://www.nationalnotary.org/userimages/maryland.pdf
Massachusetts
http://www.nationalnotary.org/userimages/massachusetts.pdf
Michigan
http://www.nationalnotary.org/userimages/michigan.pdf
Minnesota
http://www.nationalnotary.org/userimages/minnesota.pdf
Mississippi
http://www.nationalnotary.org/userimages/mississippi.pdf
Missouri
http://www.nationalnotary.org/userimages/missouri.pdf
Montana
http://www.nationalnotary.org/userimages/montana.pdf
Nebraska
http://www.nationalnotary.org/userimages/nebraska.pdf
Nevada
http://www.nationalnotary.org/userimages/nevada.pdf

New Hampshire
http://www.nationalnotary.org/userimages/newhampshire.pdf

New Jersey
http://www.nationalnotary.org/userimages/newjersey.pdf
New Mexico
http://www.nationalnotary.org/userimages/newmexico.pdf
New York
http://www.nationalnotary.org/userimages/newyork.pdf
69

North Carolina
http://www.nationalnotary.org/userimages/northcarolina.pdf
North Dakota
http://www.nationalnotary.org/userimages/northdakota.pdf
Ohio
http://www.nationalnotary.org/userimages/ohio.pdf
Oklahoma
http://www.nationalnotary.org/userimages/oklahoma.pdf
Oregon
http://www.nationalnotary.org/userimages/oregon.pdf
Pennsylvania
http://www.nationalnotary.org/userimages/pennsylvania.pdf
Rhode Island
http://www.nationalnotary.org/userimages/rhodeisland.pdf
South Carolina
http://www.nationalnotary.org/userimages/southcarolina.pdf
South Dakota
http://www.nationalnotary.org/userimages/southdakota.pdf
Tennessee
http://www.nationalnotary.org/userimages/tennessee.pdf
Texas
http://www.nationalnotary.org/userimages/texas.pdf
Utah
http://www.nationalnotary.org/userimages/utah.pdf
Vermont
http://www.nationalnotary.org/userimages/vermont.pdf
Virginia
http://www.nationalnotary.org/userimages/virginia.pdf
Washington
http://www.nationalnotary.org/userimages/washington.pdf
West Virginia
http://www.nationalnotary.org/userimages/westvirginia.pdf
Wisconsin
http://www.nationalnotary.org/userimages/wisconsin.pdf
Wyoming
http://www.nationalnotary.org/userimages/wyoming.pdf
70

APPENDIX 6
Secretary of State Information
Alabama

DOCUMENTS MUST BE COUNTY AUTHENTICATED BEFORE GOING TO THE SECRETARY OF STATE

Here is the contact info for the County Clerks in Alabama (look under Probate office).
Secretary of State, State Capitol
600 Dexter Ave., Rm. S 105 Montgomery, AL 36104.
Mail to :P.O. Box 5616 Montgomery, Alabama 36103-5616.
Telephone:334-242-7200 OR 334-242 7200 Fax: 334-242-4993
Alabama Secretary of State - http://www.sos.state.al.us

Alaska

Secretary of State
550 W 7th Ave , Suite 1700
Anchorage , AK 99501
Telephone: (907)269-7460 OR (907) 269-7460
State of Alaska Lieutenant Governor: http://ltgov.state.ak.us/

Arizona

Arizona Secretary of State,

Attn: Notary Department
1700 W. Washington, 7th Floor
Phoenix, AZ 85007-2888.
Telephone: 602-542-4285 OR 602-542-4285
Arizona Secretary of State - http://www.azsos.gov/

Arkansas
Secretary of State RM 256 State Capitol Building Little Rock, AR 72201
Telephone: 501-682-1010 OR 501-682-1010
Arkansas Secretary of State - http://www.sosweb.state.ar.us/

California

Office of the Secretary of State, Notary Public Division

Office Address: 1500 11th St., Second Floor; Sacramento, CA 95814
Mailing address PO Box 942877; Sacramento, CA 94277-0001
Telephone: 916-653-6814
California Secretary of State - http://www.ss.ca.gov/business/notary/notary_authentication.htm

Colorado

Secretary of State:1700 Broadway, Denver, CO 80290 Attn: Elections Division

Telephone: 303-894-2200 OR 303-894-2200
Colorado Secretary of State - http://www.sos.state.co.us/

Connecticut

Secretary of the State

Attn: Authentications 30 Trinity Street Hartford, CT 06106
Mail to: PO Box 150470, Hartford, CT 06115-0470

71

Telephone: 860-509-6002 OR 860-509-6002

Secretary of the State web site: http://www.ct.gov

Delaware

Secretary of State, Division of Corporations 401 Federal Street Suite 4 Dover, DE 19901
Attn: David Krauss 302-739-6479
Telephone: 302-739-6479
Delaware Secretary of State web site: http://corp.delaware.gov/corpsosbio.shtml

District of Columbia

Secretary of State
1350 Pennsylvania Avenue, NW, Room 419 Washington, DC 20004
Telephone: (202) 727-6306 OR (202) 727-6306
Secretary of State for District of Columbia web site: http://os.dc.gov/os/site/default.asp

Florida

Department of State:
2661 Executive Center Circle Tallahassee, FL 32301
Mail to: P.O. Box 6800, Tallahassee, FL 32314-6800
Telephone: 850-245-6945 OR 850-245-6945
http://notaries.dos.state.fl.us/notproc7.html

Georgia

Secretary of State Elections Division

2 Martin Luther King Jr. Drive SE Suite 1104, West Tower Atlanta, GA 30334-1530,
Moreland (404) 656-2852 OR (404) 656-2852
Georgia Secretary of State web site: http://www.sos.state.ga.us/elections/commissions/default.html

Hawaii

Circuit Court of the First Circuit, Legal Documents Section, Attn: Elsie
777 Punchbowl Street Honolulu, HI 96813
Telephone: (808) 539-4301 OR (808) 539-4301
Office Address: State Capitol, Room 415 Honolulu, Hawaii 96813
Phone: (808) 586-0221 OR (808) 586-0221 OR (808) 586-0222
Fax: (808) 586-0019
Notary Public web site for Hawaii: http://hawaii.gov/ag/notary/

Idaho

Secretary of State, Office Address: 304 North 8th Street ,Room 149
Mailing address: PO Box 83720; Boise ID 83720-0080
Telephone: (208) 334-2300 Fax: 208-334-2282
Idaho Secretary of State web site: http://www.idsos.state.id.us/

Illinois

Secretary of State :Jesse White

213 State Capitol Springfield, IL 62756 .
Call toll-free within Illinois: 1-800 252-8980 OR 1-800 252-8980
Telephone : (312)-793-2556 OR (312)-793-2556
(main office) 312-814-2067 OR 312-814-2067

72

Illinois Notary web site: http://www.cyberdriveillinois.com/departments/index/notary/home.html

Indiana

Secretary of State, Room 201 Statehouse

200 West Washington Street
Indianapolis, IN 46204
Telephone (317)-232-6531 OR (317) 232-6531 Fax:317.233.3283
Indiana Notary web site: http://www.in.gov/sos/ (check your notary)

Iowa

Secretary of State, Corporate Division Lucas Building, 1st Floor

321 E 12th Street
Des Moines, IA 50319
Telephone: (515)-281-8849 OR (515) 281-8849 Fax :515-281-7142
Email :sos@sos.state.ia.us
Iowa Secretary of State web site: http://www.sos.state.ia.us/

Kansas

Secretary of State, 1st Floor

Memorial Hall Attn: Georgia Lott
120 SW 10th Avenue
Topeka, KS 66612-1594
Telephone: (785) 296-4564 OR 785-296-4564 Fax: 785-291-3051
Web site: http://www.kssos.org/

Kentucky

Secretary of State
Corporate Records, Room 156
700 Capitol Avenue
Frankfort, KY 40601
Phone: (502) 564-3490 OR (502) 564-3490 Fax: (502) 564-5687
Kentucky Secretary of State web site: http://sos.ky.gov/

Louisiana

LA Secretary of State
Twelve United Plaza
8585 Archives Avenue
Baton Rouge, LA 70809
P.O. Box 94125 Baton Rouge, LA 70804-9125
Web site http://www.sec.state.la.gov
Search Notary Commissions: http://www400.sos.louisiana.gov/notary-pub/ntrinq.ht

Maine

Department of Secretary of State

148 State House Station
Augusta, Maine 04333-0148
Tel: (207)-626-8400 OR (207)-626-8400 Fax: 207-287-8598
Maine Web site: http://www.state.me.us/sos/sos.htm

73

Maryland

DOCUMENTS MUST BE COUNTY AUTHENTICATED BEFORE GOING TO THE SECRETARY OF STATE

Here's the Link to all the Circuit Courts in MD.
Secretary of State Office
16 Francis Street
Jeffrey Building, 1st Floor
Annapolis, MD 21401
Mailing address Certification Desk
State House;
Annapolis, MD 21401
Telephone: (410) 974-5521 OR (410)-974-5521
Maryland Secretary of State Web site: http://www.sos.state.md.us

Massachusetts

Secretary of the Commonwealth Public Records Division

McCormack Building, Room 1719
One Ashburton Place
Boston, MA 02108
Telephone: (617) 727-2832 OR (617) 727-2832 Fax: (617) 727-5914
Massachusetts Secretary of State web site: http://www.sec.state.ma.us/pre/precom/comidx.htm

Michigan

Michigan Department of State, Office of the Great Seal

7064 Crowner Blvd.
Lansing, MI 48918
Telephone: (517) 373-2531 Toll-free number: (888) SOS-MICH
Michigan Secretary of State web site: http://www.michigan.gov/sos

Minnesota

Secretary of State
180 State Office Building 100
Rev. Dr. Martin Luther King Jr. Blvd. Saint Paul, MN 55155
Telephone: (651) 215-1440 OR (651) 215-1440 Fax: 651-296-9073
Minnesota Secretary of State web site: http://www.sos.state.mn.us/

Mississippi

Secretary of State
401 Mississippi Street
Jackson, MS 39201-1004
Mail to: P.O. Box 136 Jackson, MS 39205-0136
Telephone: (601) 359-1350 OR (601) 359-1350 Fax: 601-359-1499
Mississippi Secretary of State web site: http://www.sos.state.ms.us/

Missouri

Secretary of State's office

Commission Division, Room 322
600 West Main
Jefferson City, MO 65101
Missouri Secretary of State: http://www.sos.mo.gov/business/commissions/certify.asp

74

Montana

Montana Secretary of State

P.O. Box 202801 , Helena, MT 59620-2801
Telephone: (406) 444-2034 OR (406) 444-2034 Fax (406) 444-3976
EMail:sos@mt.gov
Montana Secretary of State web site: http://sos.mt.gov/

Nebraska

NE Secretary of State
State Capitol, Suite 2300
Lincoln, NE 68509
Mail to: P.O. Box 94608
Lincoln, NE 68509-4608
Telephone: (402) 471-2554 OR (402) 471-2554 Fax: (402) 471-3237
Nebraska Secretary of State web site: http://www.sos.ne.gov/dyindex.html

Nevada

Secretary of State Nevada State Capitol Building

101 North Carson Street, Suite 3
Carson City, NV 89701
Telephone: (775) 684-5708 OR (775) 684-5708 FAX: (775) 684-5725
Email: sosmail@sos.nv.gov
Nevada Secretary of State web site: http://www.sos.state.nv.us/

New Hampshire

New Hampshire Dept. of State

State House, Room 204
Concord, N.H. 03301
Telephone: (603) 271-3242 OR (603) 271-3242 Fax: 603-271-6316
New Hampshire Secretary of State (Notary) web site: http://www.sos.nh.gov/notary.html

New Jersey

Secretary of State of New Jersey, Dept of Treasury

Division of Revenue Office Address Attn: Notary Section
33 West State Street
5th Floor, Trenton, NJ 08608-1214
Attention - Notary Unit Mailing
PO Box 452; Trenton, NJ 08646
New Jersey Secretary of State web site:
http://www.state.nj.us/treasury/revenue/dcr/programs/notary.html

New Mexico

Secretary of State
New Mexico State Capitol
325 Don Gaspar, Suite 300
Santa Fe, NM 87503
Telephone: (505) 827-3600 Toll Free: (800) 477-3632 Fax :505.827.8081
New Mexico Secretary of State web site: http://www.sos.state.nm.us/

75

New York

The address for NY City County authentications:

New York County Clerk/Notary Section
60 Centre Street, Room 141B New York, NY 10007
Telephone: (212) 374-8359 OR (212) 374-8589
Secretary of State
Department of State
123 William Street New York, NY 10038-3804
Telephone: (212) 417-5800 OR (212) 417-5800 Fax: (212) 417-2383
New York Department of State web site: http://www.dos.state.ny.us/

North Carolina

Note: Notarized Documents must have County and State seal embossed with seal on
NC Secretary of State Authentication Division Office
2 S. Salisbury Street; Raleigh, NC 27601-2903
Mailing Address
PO Box 29622
Raleigh, NC 27626-0622
Telephone: (919) 807-2140 OR (919) 807-2140
North Carolina Secretary of State web site: http://www.secretary.state.nc.us/authen/

North Dakota

Secretary of State
600 E. Blvd Ave, Dept 108
Bismarck, ND 58505-0500
Telephone: (701) 328-2900 OR (701) 328-2900 Fax: 701-328-1690
North Dakota Secretary of State web site: http://www.nd.gov/sos/

Ohio

Secretary of State Elections Division

Borden Building
180 East Broad Street 15th Floor
Columbus, OH 43215
Telephone: (614) 466-2655 Toll free: 877-767-345 Fax: 614-544-0649
Ohio Secretary of State web site: http://www.sos.state.oh.us/sos/

Oklahoma

Oklahoma Secretary of State

Certifications Office
2300 N. Lincoln Blvd., Ste 101
Oklahoma City, OK 73105-4897
Telephone: (405) 521-3911
Oklahoma Secretary of State web site: http://www.sos.state.ok.us

Oregon

Secretary of State
Corporation Division / Notary Public Section
255 Capitol St. NE Suite 151

76

Salem, OR 97310
Telephone: (503) 986-2593
Oregon Secretary of State web site: http://www.filinginoregon.com/notary/howtoauth.htm

Pennsylvania

Department of State
210 North Office Bldg.
Harrisburg, PA 17120
Telephone: (717) 787-5280
Pennsylvania Department of State web site: http://www.dos.state.pa.us/dos/site/default.asp

Rhode Island

Secretary of State
82 Smith Street
State House Room 217
Providence, RI 02903
Telephone: (401) 222-2357 Fax: 401-222-1356
Rhode Island Secretary of State web site: http://www.state.ri.us/

South Carolina

Secretary of State :Edgar Brown Building

1205 Pendleton Street Suite 525
Columbia, SC 29201
Mail to :P.O. Box 11350
Columbia, SC 29211
South Carolina Secretary of State web site: http://www.scsos.com/

South Dakota

Secretary of State
500 East Capitol Avenue, Suite 204
Pierre SD 57501-5070
Telephone: (605)773-3537 Fax: (605) 773-6580
South Dakota Secretary of State web site: http://www.sdsos.gov/

Tennessee

Secretary of State
312 Rosa L. Parks Avenue 6th Floor
Snodgrass Tower Nashville, TN 37243-1102 .
Telephone: (615) 741-2286 Fax: (615) 741-5962
Tennessee Secretary of State web site: http://www.state.tn.us/sos/

Texas

Texas Secretary of State

P.O. Box 12887
Austin, Texas 78711-2887
Phone: (512) 463-5650 Toll free: 800-252-8683 Fax: 512-475-2761
Texas Secretary of State web site: http://www.sos.state.tx.us

77

Utah

Utah Lieutenant Governor's Office

Utah State Capitol Complex
P.O. Box 142325
Salt Lake City, Utah 84114-2325
Telephone: (800) 705-2464 Fax 801-538-1133
Utah Secretary of State web site: http://www.utah.gov/ltgovernor/

Vermont

Office of the Secretary of State

26 Terrace Street
Montpelier, Vermont 05609
Telephone: (802)828-2363 800-439-8683 FAX: (802) 828-2496
Vermont Secretary of State web site: http://www.sec.state.vt.us/

Virginia

Secretary of the Commonwealth

P.O. Box 2454
Richmond, VA 23218
Telephone: (804) 786-2441
Virginia Secretary of the Commonwealth web site: http://www.commonwealth.virginia.gov/

Washington

Office of the Secretary of State

801 Capitol Way S
Olympia, WA 98504-0228
Mail to: PO BOX 40228
OLYMPIA WA 98504-0228
Telephone: (360) 725-0344 OR (360) 725-0345
Washington Secretary of State web site: http://www.secstate.wa.gov/

West Virginia

West Virginia Secretary Of State

Attn: Missy Phelan
Building 1, Suite 157K
1900 Kanawha Blvd. Charleston, WV 25305
Telephone: (304) 558-6000
West Virginia Secretary of State web site:
http://www.wvsos.com/execrecords/other/authentication.htm

Wisconsin

Secretary of State
P.O. Box 7848 Madison, WI 53707-7848
Telephone: (608)-266-8888

78

Wisconsin Secretary of State web site: http://www.sos.state.wi.us/

Wyoming

Secretary of State
State Capitol Building
200 West 24th Street Cheyenne, WY 82002-0020
Telephone: (307) 777-7378 Fax :307.777.6217
Wyoming Secretary of State web site: http://soswy.state.wy.us/default.aspx

79