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Date:__________
NAME_______________________________:
ADDRESS:_____________________________
CITY,_____________ STATE___________ ZIP___________
The purpose of this letter is to confirm, based on our conversation of [date], that National
Loan Modification Advisors, LLC will represent you in the pre-qualification, preparation and
negotiation of a loan modification with your lender(s). We will provide the requisite
services, necessary documents and forms to apply for a loan modification for you.
Please note: We Do Not Accept any Fees until we obtain a loan modification for you. If we
do not obtain a loan modification for you, you will not incur any charges.
If you have any questions about your modification, application, our services or this
Engagement Agreement, you should contact us immediately.
This firm has not been engaged to provide any other service than the service listed in
Paragraph 1 of this Engagement Agreement, including without limitation, the following
services: bankruptcy advice, debt counseling, foreclosure rescue, foreclosure defense,
eviction defense, credit/collection harassment and violation of the Fair Credit Act. Any
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ENGAGEMENT LETTER
requests for information related to anything other than the service to be provided in
Section 1, shall require an attorney or service willing to provide such advice. Nothing we say
or do should be construed as providing legal advice or advice regarding matters that should
be properly handled by an attorney or licensed individuals otherwise trained to render such
advice.
While it is impossible to predict how long it will take to conclude your loan modification(s), a
general time frame is provided below. Again, this is only an estimate, and the actual time
required to conclude this matter may be greater than expected. It may take a little as three
(3) weeks to obtain approval of a loan modification(s) and as long as four (4) months. The
firm cannot control the workload of the individual lenders and its staff, which causes delays
out of the control the firm. We will make every effort to provide periodic updates to you via
email and/or phone as we receive them. Of course, you are always welcome to call us
anytime for an update.
Nothing in this Engagement Letter may be construed as a promise or guarantee about the
outcome of your loan modification(s). This firm makes no such promises or guarantees and
you acknowledge that this firm has made no promise or guarantee about the outcome of
your loan modification(s). You further acknowledge that this firm has not promised or
guaranteed to stop any foreclosure sale and you should consult an attorney immediately if
you have been served with a foreclosure complaint or an action to foreclose has been filed
against you.
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ENGAGEMENT LETTER
Florida law allows you to cancel within three (3) business days from the execution of this
Engagement Agreement However, we will allow you to terminate our firm at any time,
with or without cause, by notifying us in writing.
If you have any questions about this information, please call us immediately. On behalf of
the firm, we are happy to represent you in this matter.
______________________________________ __________
Client Date
______________________________________ __________
Client Date
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PAYMENT AUTHORIZATION FORM
BILLING ADDRESS:_____________________________________________
VISA ( ) MASTERCARD ( )
CARD # _______________________
Routing #: ___________________________________________
Account #: _____________________________________________
OTHER:
(Cashier’s Check, Money Order, Western Union, Etc.)
The following payments to National Loan Modification Advisors, LLC are hereby authorized upon
satisfaction of the Engagement Agreement terms: (check applicable box(s) below)
This statement sets forth the standard terms of our engagement. Unless modified in writing
by mutual agreement, these terms will be an integral part of our agreement with you.
Therefore, we ask that you review this statement carefully and contact us promptly if you
have any questions. We suggest that you retain this statement in your file.
We will at all times act on your behalf to the best of our ability. Any expressions on our part
concerning the outcome of your loan modification or expectations for you are expressions
of our best professional judgment, but are not guarantees. Such opinions are necessarily
limited by our knowledge of the facts and are based on the state of the industry at the time
they are expressed.
How Fees Are Set
In determining the amount to be charged for the services we provide to you we will
consider:
* The time and effort required, the novelty and complexity of the issues presented,
and the skill required to perform the services promptly
* The fees customarily charged in the community for similar services and the value of
the services to you
* The amount of money or value of property involved and the results obtained
* The experience, reputation, and expertise of the personnel performing the services
* The extent to which office procedures and systems have produced a high quality
product efficiently.
Among these factors, the time and effort required are typically weighted most
heavily.
Termination
You may terminate our representation at any time, with or without cause, by notifying us in
writing.