chart;s is a world leading property-casualtyand generat inslrance

organization servingmorethan40 millioncli€ntsin ovef160countriesand

jurisdictions.
Witi a 9o-yearhlstory,oneofthe industry'smostextensive
rangesof productsand services,deep claims exp€rtiseand exc€t!€nt
financialst.ength,Chartis€nablesits commerciaiafld personatinsurance
clientsaliketomanagevirtuallyanyriskwithconfidence.

Chartisis the marketingnemefor ihe wortdwideproperty-casu:try

.nd
Seneralinsuran.e operations
ofChartisInc-

HEAOOFFICI

Custong S.dice G.oup

6795AyalaAvenuecor.er
1@€. PalancaJr.cor
DelaRosaSts,
LeSa+ivi lage.129Mek riciry

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BiANCIINETWORK

rcoc. Palan@lr.con€r Unit7o47|h aloo.KeppelCenter

oela RoeaStreei,LegaspiVllbge SamarLoopcorneiCardinalRosalesAv€.
CebuEusiness Pa*,6000 CebuCity

Mez2anine
Fl@r,CrestBldg.
v.A Rufrno S:reet,$lcedo VillaSe

UnitrN-r, D/FTines Plaza.TaftAve.Unit lo4 CantasBuilding

cornerU.N.Avenue,Mrlale Legaspistret, corn€r P,Pelayo

charrisPhiippineslnsurance,
rnc,
Formerlyk.ownarAlU InsuBnce(Philippi.es)contany,
Inc,

cHARTrss'
Yourworld,insured
ChartisPhilippines
hiurance,In€.
47lF PBComTowef,
5795AyalaAve.,cor.,V.A.R!fino
1226MakatiCity,Phi'ippines
Descriptionof Benefits occurringwithin 30 daysbeforethe scheduleddeparture
oare:

MEDICALEXPENSE . Death, serious injury or sicknessof the Insured

ReimbuI'ses
expensesincurredoverseasdueto sicknessot P e r s o n ,s p o u s e ,p a r e n t , p a r e n t - i n - l a wc, h i l d ,
accidentsyou
sufferedduringthetrip, grandparent,brother,sister,businesspartneror co-
director.
. Hospital
confinementandmedicine . Unexpectedoutbreakofstrike,riot or civilcommotion
. Professionalfees attheplanneddestination.
. Ambulanceservice
. Examinationsandlaboratorytests TRIPTERMINATION
Paysfor the loss of travel fare and/or accommodaiion
MEDICALEVACUATION expersespaidin advanceand not refundable,if, after the
Arrangesfor th'emostapp.opriaiemeanstoevacuateyou commencementof the trip, you had to return to th€
to anotherlocationfor medicaltreatmentor returnvou to Philippines
duetoanyofthefollowingevents:
thePhilippines.
. Death, serious injury or sicknessof the Insured
REPATRIATION EXPENSE P e r s o n ,s p o u s e ,p a r e n t , p a r e n t - i n - l a wc, h i l d ,
Arrangesand paysfor the expensesto return th€ mortal grandparent,brother,sister,businesspartneror co-
remainsto the Philippinesin the eventof deathdue to directorwho isaresidentof thePhiliooines.
sickness
or accidentduringthetrip. Expenses
include:
BAGGAGE AND PERSONAL EFFECTS
. Costoftransportingthe
remains Loss: Paysactualorreplacement costofbaggagelostdue
. Service/supplies
providedbythe mortician totheft.
Damage:Repairsor reinstatesbaggage(with allowance
PERSONATACCIDENT for depreciation,wear andtear) damagedwhile in
Provides Pr,ooo,ooo lump sum benefit fo. deaih or the possessionofthe hotelstafforcommoncarrier,
disablementdueto a€cidentsuffered
duringthetrip.
FTIGHTDEI.AY
CHILDGUARD Reimburses expensesif flight is delayedfor morethat 12
Arrangesand paysfor transportationandaccommodation hoursdue to severeweatherconditions,strike of airline
expensesofan adult famlly memberto takecareof minor personnelor equipmentfailureofaircraft.
childrenwhoaretravelingwith youandacqompany them
homeintheeventyou arehospitalized
duringthetrip. LOSSOFTRAVELDOCUMENTS
Reimbursescosts of additional hotel. travel. and
COMPASSIONATEVISIT communicationsexpensesnecessaryin obtaining
A r r a n g e s a n d p a y s f o r t h e t r a n s p o r t a t i o na n d of lostpassportor visa.
replacemeni
accommodation expenses ofanadultfamilymemberifyou
arehospitalized for morethanfivedaysdu.ingthetrip ard PERSONAT LIABILITYABROAD
noadultfamily memberistravelingwith you. Covers you against legal liability for bodily injury or
propertydamageto third partiesdueto yournegligence.
BAGGAGEDETAY
Reimbursespurchase
ofnecessary clothingandtoiletriesif FREE 24-HOURWORLDWI DETRAVELASSISTANCE
checked-in-baggage
is delayedfor morelhan12hours. SERVTCES
Travel Guard Asia Pacific is ou. partne. in providing
TRIPCANCETTATION assistance
to travelerswho are insuredwlth us.In caseof
Pays for loss of travel fare and/or accommodation emergency,allyou haveto do is callcollect(632)878-.]28o
expenses paidin advance andnot refundable in casetrip or (6q) z77z-5672(Malaysia)anytimefrom anywherein
had to be cancetleddue to any of the following events theworld.
AvailableTravelGuardAsiapacific Services: 5, Maximumperiodofcoverageisr8o days.Noextensionis
allowed.
MEDICALASSISTANCE SERVICES
. Telephonemedical advice 5. Premiumrefund is not allowedon€e poiiry has been
. Medicalserviceproviderreferral issued.
. Evacuation
andrepatriationservice
. Arrangement ofappointment withdoctors 7. Youcanonly be coveredunderone policyfo. the same
. Arrangement of hospitaladmission tnp.
. Mon,toringof medical condit:on
whenhospitalized
. Arrangementof compassionatevisit 8. EXCTUSIONS: Pre-existing conditions(any injury or
. Arrangementof childguard sicknesscontracted18odaysp.ior to the effectivedate
. Coordinationof insurancecoverages of the policy),actsof './ar, participationin illegalacts,
professional sports,actionsports,suchas hanggliding,
TRAVEL RELATEDSERVICIS parachuting,bungee-jumping, pregnancyor childbirth,
. Pre-trioassistanceservice suicide or self-inflicted injuries, AIDS, mental and
. Lost/delayed baggage assistance
service nervousdisotdeE, active military and naval service,
. Legalass:stanceservice flight crew,offshoredrilling,mining,aerialphotography
. LostPassportservice or handlingexplosives.This policywill not coveranyloss,
. Emergency cashtransfersassistance
service injury, d!mage or legal liability arising directly or
. Emergencyticketassistanceservice indirectly from travel in, io or through Afghanistan,
Cuba,Democratic Republic ofCongo,lran,lraq,!iberia,
I mportant PolicyConditions Sudanor syria, if the lnsuredPersonis a terrorist, a
memberofa terorist organization, a narcotictrafficker,
r. Coveragecommencestwo hours before scheduled or a purveyorof nuclear,chemicalorbiologicalweapons.
departure
andceases uponreturnto the Philippines
or
Disclaimer
uponexpiryof policy,whichevercomesfirst.
This brochure contains only a general description of
coveragesand is not a statementofcontract.Allcoyerage
2. lf enrollingforindividualcoverage:
. Adults up to the age of 70 yearsold are entitled to aresubiectto the exclusions andconditionsofthe actual
roo%otall benefits
. Accompaniedchildren from 1 to 'r8 years old are
entitledto rooy"ofall benefits
. Unaccompanied childrenfrom r to t8 yearsoid are
entitleto 50%of Personal AccidentBenefitsandroooa
ofallother beflefits

l. Famllycoverageincludesnamedinsured,spouseand
accompanied
childrenbetween
I to l8yearsold.

4, lfenrolling
forfamilycoverage:
. Coveragefor spouseis egualto the coverageof the
Drincioalinsured
. Coverage for childrenis the sameasprincipal
insured
exceptfor the PersoralAccidentBenefitwhichis only
2,so
. Maximumbenefitunder the FamilyPlanwill not
exceed20006of the PersonalAccidentBenefit and
3o07.ofallotherbenefits
WorldwideInsuranceProtection& Schedule of Premiums {Pbilippine Peso)
24-HourEmergencyAssistance

StandardProtection(up to rM MedicalCover)
Asia : Hong(ong (excludingChina),Slngapore,
Malaysia,Indones:a,
TaiwanandThailand
Helpwhenyouneedit...
Worldwide : Restoftheworld
Anytime...
FamilyPlan
Asia World
Anywherein theworld.
r to 4 days 3r5 389 762 948
5to 6 days 489 614 r,197 r,5r1
7to8 days 651 85r r,5oz 2,io3
Schedul€ofCoverage gtorodays r,o4o 1,936 2,514
785
n to15days 1,014 '442 2,509 3,578
Amount (Phlllppin€Peso) j,224 4,888
16to20days 1,3oo 1,965
MedicalExpense Optionfor up to r,ooo,ooo 2r to 25days r,586 2,358 3J4o 5,868
or 2,5oo,ooo(Deductible5oo) 26to 30days 1'E3 2,750 4,65s 6,849
Additionalweek 279 392 68 952
Medical€vacuation Unlimited

RepatriationExpense Unlimited €nhancedProtection(up to 2.5MMedicalCover)

Pe6onalAccident Upto 1,ooo,ooo
Worldwide : Schengen
Countries& Restof the World
ChildGuard TravelCostsplusup to 5,ooo
perday
worldwide
Compasslonate
Visit TravelCostsplusup to 5,ooo FamilyPlan
peroay
r to 4 days 428 1,O44
SaggageDelay Upto 5,oooper u hours
5to 6 days 676 1,662
Trip Cancellation upto rjo,ooo (Deductible5oo) 7 to 8 days 935 2312
gtolodays 1,r44 2,83i
TripTermination Upto 15o,ooo(Deductible5oo) fl to r5days r,586 3,%6
rSto20days z,r6r 5'377
Baggage& Personaleffects Up to 5o,ooosubjectto limit zr to 25days 2,594 5,4s5
of 7,ooofor any oneitem 26to 30days 3,0.26 7,53+
(DeductibleJoo) Additionalweek 1,o47
430
FlightDelay Up to 40@ peri2 hours

Lossof TravelDocuments Up to jo,ooo

Family Plan includes named Insured, spouse
PersonalLiabiiity Up to 2,ooo,ooo accompaniedchildtenb€iweenr tol8yearsold.

Premiumin€ludesDocumentaryStamps
andTaxes.