Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
by
government
of
Karnataka
in
coming
out
with
both
1. Introduction
Karnataka has been a pioneer in the field of e-governance in India. Its many
projects such as e-procurement, Human Resource Management System,
Bhoomi, commercial tax applications, and setting up of citizens service
centres like BangaloreOne and Nemmadi had Government have made
government services more accessible to a common man. Karnataka has
about 1000 Citizens Service Centers for a population 64 million. The internet
penetration on personal computers and desktops is just 10 percent whereas
as
Government
(G2C,G2B,G2R,G2E),
to
Government
Citizens/Business/Residents/Employees
to
Government
(G2G),
Business
to
2. Security
exposing
of
certain
government
Application
Programming
Scalability and flexibility are built into the system from the beginning itself.
The architecture is modular in nature that allows for addition and deletion of
modules on-demand without affecting the overall functionality of the
platform. This approach minimizes complex integration and accelerates
deployment of services on the Platform. The Application Programming
Interface (APIs) has been standardized in order to ensure easy and prompt
on-boarding of services that can be accessed from anywhere in the country.
The departments are provided assistance in on-boarding of their services.
Once APIs are shared by the department, the services are made across
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channels. Level 1 help desk support along with self service and remote
access facilities are also provided to the departments.
USSD
Unstructured
Supplementary Service Data
(USSD) provides a menu
driven and session based
services that work on all
GSM phones.
IVR
Interactive Voice Responses
is a way to navigate through
information
on
mobile
phones by using voice in
local language.
Mobile web
Browser
based
mobile
application that can be
accessed through internet
connectivity
on
mobile
phones.
Smart Client
It is a mobile application
designed to run on smart
phones and can leverage
features of the phone like
Benefits of Unified
Platform
1.
the
2.
SMS
Multiple payment modesNet-banking,
IMPS,
Credit/Debit
3.
wallets
Unified
card,
user
Telco
experience
discovery
Services available in both
5.
6.
operators
Departments are provided
with
7.
ability
to
go
for
targeted advertising
Integrated with PayGov
(Government
of
Payment
Indias
Gateway)
8.
and
agencies
of
government
of
Karnataka. It is modular in architecture and follows multichannel and inclusive approach for maximum adoption,
wherein services of departments are made available
across all the mobile channels like Interactive Voice
Recording (IVR), Unstructured Supplementary Service
Data (USSD), Short Text Messaging (SMS), mobile web
and mobile applications. The mobile application is also
available on Google Play Store and Apple Apps Store. A
single number 161 can be dialed for IVR, USSD and pull
SMS to access the services from anywhere in India and
also to download the application. Since the services are
available across channels anyone who has a phone, be it
a basic phone with just voice, SMS and USSD facility or a
smart phone with 3G capabilities, can access MobileOne
services on his mobile phone. This unified vision of
gateway
charges
to
citizens
Brings in
economies
of
scale
9.
departments
by
aggregating
demand
No operational overheads
for the Departments as the
project
is managed by
specialized
government
across
departments
are
Pull services on the other hand enable citizens to access services from an
interactive interface like IVR, USSD, mobile web and mobile application. A
few examples of such services are finding out the guidance value of land or
property in a particular area, finding out about the income refund status or
checking the train PNR status.
Figure 4: Pull Service
Apart from these services, Value Added Services (VAS) of third parties is also
provided on the Platform. MobileOne, in a very short time, has emerged as a
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service
provider
relationship
management,
security
and
authentication aspects that are critical for the efficient performance of the
platform from the technology perspective. Karnataka government, on its
part, provides MSP with secure space in its state data center and brings in
services from the departments for mobile enablement.
A unique business model has been developed for the project that lays
emphasis on mobile enablement and usage of services. The Managed
Service Provider (MSP) is paid on the basis of number of new services that
have been enabled on the Platform in a month. The services have been
divided in terms of complexity involved in on-boarding them on the Patform
into Pull, Push, Payment and Data Capture categories and for each category
of services, the MSP had given his financial quote for enablement . Service
enablement is a onetime payment made to the MSP on the successful
enablement of services across all the mobile channels. The MSP also gets
paid for the actual usage of channels as per the slabs for both SMS (number
of SMS sent) and IVR (number of PRI lines used). In order to ensure that the
services are well maintained on the Platform, the RFP further, stipulates that
the MSP shall be paid 15 percent of the average service enablement cost
after completion of first year , as the annual maintenance cost(AMC) for the
services that are live and working. In case of Value Added Services of the
private party, a Transaction Based Business Model has been built into the
RFP, wherein based on the number of transactions, the proceeds from the
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services are divided between the service provider, MSP and government of
Karnataka. This hybrid business model provides flexibility and sustainability
to the project at the same time appropriately hedges the risk of failure for
both government and MSP. On the part of government, there is no initial
investment that is required to be made for the project and also payments
made to the MSP are based on actual service enablement and usage of
channel. As for MSP there is immense commercial opportunity in the project
in terms of volumes and third party applications. All the payments are made
to the MSP after taking into consideration compliances with Service Level
Agreements (SLAs) that lay emphasis on provision of uninterrupted quality of
services (QoS) to the citizens.
Attempts
187
50
121
45
Completed
Transactions
35
10
12
45
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While integrating the services on the platform, the first problem faced
was the existence of disparate applications and databases of the
departments and lack of standardized Application Programming
Interface (APIs) for integration with the mobile platform. This led to
time-consuming process of writing and customizing the integration
process. It is because of this learning that CeG came out with a white
II.
III.
to
fore
and
accordingly
an
appropriate
strategy
of
the RFP.
The use of credit card as the only mode of payment in the PoC limited
its scope. In the actual implementation all the available mobile
payments modes were sought to be integrated in order to widen the
reach of the project. It was also realized to go for the correspondent
model, in the rural areas, for payment services to provide real benefit
to the underserved areas.
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V.
in
the
detailed
budget
proposal
for
implementation,
and advertising.
The provision for price discovery for G2G was also made in the RFP
after realizing that there is large demand for such services from the
departments. A price discovery in the RFP will ensure timely
VII.
VIII.
response
from
the
government
departments
and
VAS
providers. At present there are 4300 services available on the platform out of
which 658 are government services of 40 departments. A few prominent
services include government services like payment of utility bill payments,
income and property tax payment, SAKALA services, bus and railway ticket
bookings, applications for various government services and value added
services in the categories of healthcare, banking, travel, legal, agriculture
and other areas. It is noticed that government services drive volumes as VAS
are either unknown or cater to certain niche areas that have low volume. A
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break-up of government services into pull, push, payment and data capture
is given below.
Type of Service
Number of Services
Government to Citizens
637
Government to Business
Government to Employee
Government to Government
10
Number of Services
41
26 42
Pull
Push
Payment
549
Data Capture
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An analysis of total number of visitors till the end of March shows about 7.5
million hits on the platform out of which around 1.7 million are the unique
subscribers. The ratio of repeat visits and unique users is much higher in
case of Smart client application compared to any other channel because of
rich user interface and ease in navigating the pages. Even though smart
client has the highest number of hits, it is IVR followed by USSD that have
the higher proportion of unique users. This phenomenon may be attributed
to both of ease of dialing a single number for accessing services and limited
number of mobile internet/smart phone users in the country. Pull SMS, on
the other hand, has the least usage and unique user base mainly because of
complex syntaxes that are required to be entered for availing of any
services. Further, it is interesting to note that though the Mobile Web and
Smart Client have exactly same look and feel and mobile web is available
across operating system against smart client availability only on android and
ios interfaces, it is smart client that has attracted more number of users. The
reason could be that Smart Client application once downloaded resides on
the device and does not require remembering any URL and is faster because
of its ability to maintain cache of first few pages.
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4,500,000
4,000,000
3,500,000
3,000,000
2,500,000
Hits
2,000,000
Unique users
1,500,000
1,000,000
500,000
Smart App
IVR
USSD
WAP
Pull SMS
71382
36593
28095
20951
1413613227
17
20932
20000
15000
10000
6411
3894
5000
BWSSB
HESCOM
IRCTC
60
BBMP
26721
25000
20000
15000
10000
5000
3334
3276
2217
718
672
523
523
273
100
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Stakeholders Participation
MobileOne is still in the nascent stage and it would be too early to discuss
factors that may lead to its success or failure. Instead we would take up
factors that contributed to creation of both a robust mobile governance
framework
and
its
successful
initial
implementation.
Stakeholders
participation in the project, right from the inception stage, helped the project
in
finding
firm
moorings
in
the
politico-socio-economic-technological
departments were asked to give both their opinion on the project and
commitment in terms of number of services they will host on the mobile
platform at the start of the project. It is this commitment on the part of the
departments that provided big fillip to the project. Telcos were also taken onboard from the time of the PoC itself. Not only they provided prompt
integration access, their wallets were also included as the mode of payment
on the platform. Department of Telecom, Government of India and Telecom
Regulatory Authority of India helped in providing uniform number across
channels and telcos and Reserve Bank of India helped in streamlining the
mobile payment landscape in the country. Instant Mobile Payment System
(IMPS) of National Payment Corporation of India was also made part of the
project from the beginning itself and a demonstration on their payment
technology was given a platform in the PoC.
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A healthy relationship with the MSP is vital for the success of the project. It is
for this reason that the Master Service Agreement (MSA) was made part of
the RFP to elicit comments and to lay down acceptable ground rules. The
roles and responsibilities of the implementing agency, departments and MSP
are very clearly defined in the RFP. The business model is designed in such a
manner that there is an incentive for the MSP to put in its
best efforts in the project.
A few interesting
applications on MobileOne
It
Nano Ganesh
Mpower
was
Icare
Redbus
practo
is
interesting
implemented
to
note
when
that
the
Congress
project
formed
was
the
to all the mobile channels of delivery with no overhead costs. To the citizens,
the unified approach of providing all the services under one number and URL
simplifies the process of discovery and access to services. The platform
essentially acts as a middleware and the applications and data continue to
reside with the departments. The ownership of applications and data created
thereof, vests with the departments. In this way MobileOne initiative is very
different from the other e-governance initiatives like e-procurement that are
created to electronically enable a business process that was earlier available
manually and require lots of customization and need to have intellectual
rights over the solution. A commercial-off-the-shelf (cots) solution in
MobileOne helps in keeping the costs low and provides flexibility to switch to
a new solution whenever the circumstances and technological obsolesce so
demand. Also, it ensures a speedy deployment and launch of services. The
lack of proprietary rights over the platform does not in any way limit the
replicability aspect of MobileOne as it is designed to host applications of both
government and private parties. At present the platform has applications of
both government of Karnataka as well as that of central government.
The MobileOne initiative of government of Karnataka, like the other egovernance initiatives in the state, follows the basic six principles of egovernance.
Strong
institutional
and
legal
framework
provides
solid
numbers
and
syntaxes
to
access
services
as
at
one
number/URL/smart client download they can find all the government and
value added services. This unified approach in service delivery is the USP of
Mobile One and makes it stand apart from all the mobile governance
initiatives taken so far not only in India but world over. A few countries like
South Korea, Singapore and Estonia do provide a majority of government
services on mobile phones but their strategy is smart phone oriented. In
emerging countries, like India, where the penetration of smart phone is
limited, smart phone oriented strategy will not work. Though India ranks
third among the top countries for smart phone users with an estimated 117
million subscribers, behind only China and the US but the penetration of
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Way Ahead
MobileOne is a first of its kind project in the world that has come out with
both a comprehensive framework on mobile governance and a unified
approach in service delivery. Presently there are 4300 services available on
the platform that makes it a largest mobile platform in the world. But the
project is still taking shape and there is much ground left to be covered.
First of all, the study of services and user base shows it to be essentially
urban centric. In order to derive full benefits of mobile technology for
government service delivery, it is of utmost importance that MobileOne
reaches the remotest part of the state especially the rural areas. If lack of
payment instruments available in the rural area is a hindrance then a
mediated service model wherein either a local government servant like a
postman or a neighborhood shop-owner can mediate for payment services.
partner at the venture capital firm Kleiner Perkins Caufield & Byers (KPCB)
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