Car Lease Worksheet

Print This Lease Payment Worksheet and Use it With a Pocket Calculator

Lease Kit Home

Lease Evaluator

This Worksheet is not an electronic or online form. It is specifically designed to be printed and used manually for lease
payment calculations when a computer is not available and online calculation is not possible. Take it with you when
shopping for a lease. Otherwise, use our online Lease Calculator.

Maximum Lease Terms

A Microsoft Excel electronic version of this worksheet is available for download here.

Vehicle Lease Ratings

Dealer Profit Margins

Payment Tables
Lease Worksheet
Residual Calculator
Contract Checklist

Vehicle Information
Vehicle Make: _____________________

Vehicle Model: _____________________

Description: ___________________________________________________________
Options: ______________________________________________________________
Dealer Name / Location: _________________________________________________

Sample Lease Contract

Lease Inspector
Early Termination
Guide
Lease-End Advisor
Affordability Calculator
Lease Guide eBook
Fax Lease Quotes

Pricing Information
A. MSRP

$ ________

Manufacturer's Suggested Retail Price (sticker price) of vehicle. Include

destination charge and prices for all optional equipment on vehicle.

B. Dealer Invoice Price

$ ________

This is the dealer's base cost. See Edmunds.com for dealer invoice prices,
rebates, and holdbacks.

C. Rebates

$ ________

Determine if there are rebates or factory-to-dealer incentives currently in

effect on your vehicle, which reduces the dealer's overall cost.

D. Holdbacks

$ ________

Holdbacks are paid to the dealer by the manufacturer after vehicles are sold
or leased, and further reduces the dealer's cost for a vehicle.

E.

Net Dealer Cost

(B-C-D)

$ ________

Subtract any rebates and holdbacks from dealer invoice price. This is the
actual dealer's cost for the vehicle, and your starting point for negotiation.

F.

Dealer Profit Potential

(A-E)

$ ________

Subtract dealer's cost from MSRP (sticker price) to determine how much
profit he could potentially make if he sold/leased the vehicle to you at full
price. Negotiate your price based on this figure.

Lease Information
G. Vehicle Price

$ ________

This is the vehicle price you negotiated with the dealer.

H. Fees & Charges

$ ________

Acquisition fee (bank fee), and other charges that may be added to your
financed lease. Ask your dealer for these figures.

I.

Gross Cap Cost

(G+H)

$ ________

Add vehicle price and other fees and charges included in financed lease

J.

Cap Cost Reductions

$ ________

Trade-in credit and / or down payment cash and / or rebates

K. Adjusted Cap Cost

(I-J)

$ ________

Adjusted cost of your vehicle. This is the cost that your lease is based on.

L.

$ ________

This is the estimated value of the vehicle at the end of the lease and comes
from your dealer. Ask them to give you this figure.

Residual Value

M. Money Factor
N. Lease Term

________

This is the lease finance rate, expressed as a small decimal number such as
.00315, and comes from the dealer. Ask them to give you this figure.

________

The number of months in the lease.

O. Base Monthly Payment

$ ________

Use the Lease Payment Formula (see here for details):

( K - L ) / N + ( K+ L) x M

P.

$ ________

In most states and in Canada, sales tax is calculated based on your monthly
payment. Simply multiply your local tax rate by your payment amount.

$ ________

Sales tax is added to your monthly lease payment to determine your total
monthly payment amount.

Sales Tax
( O x tax rate )

Q. Total Monthly Payment

( O + P)

Printing problems? If parts of your worksheet don't print completely across the page, set your browser's Print Properties to
Landscape mode, or set your Printer Settings to Landscape mode.

Comments,questions, and problems should be directed to Contact @ LeaseGuide.com

Content Author: Al Hearn - Copyright 1996-2013 LeaseGuide.com. No reproduction permitted without permission.

Home

Legal

Privacy