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If you have any questions or comments with respect to any of the matters
discussed in this letter or in the documents enclosed herewith, please feel free Lo comact
the undersigned at (212)-558-3721 or escuem@sullcrom.com, or Jason J. Cabral at
(212)-558-7370 or cabralj@sullcrom.com.
Michael T. Escue
(Enclosures)
cc:
Rosanne Notaro
Brian Steffey
Vivian Liu
Daniel Sullivan
(Federal Reserve Bank of New York)
Esta Stecher
Stephen SchenMatt Fremont-Smith
Carey Halio
Una Neary
Steve Elia
Thomas S. Riggs
Rosemary Spaziani
(Goldman Sachs Bank USA)
H. Rodgin Cohen
Michael M. Wiseman
Jason J. Cabral
(Sullivan & Cromwell LLP)
CONFIDENTIAL APPLICATION
PURSUANT TO
THE
BANK MERGER ACT
12 U.S.C. 1828(c)
SUBMITTED TO THE
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
FOR THE
PURCHASE AND ASSUMPTION TRANSACTION
BY ANDA...\10NG
GOLDMAN SACHS BANK USA
200 West Street
New York, New York 10282
GE CAPITAL BANK
6510 Millrock Drive, Suite #200
Holladay, Utah 84121
AND
GENERAL ELECTRIC CAPITAL CORPORATION
901 Main Ave
Norwalk, CT 06851
Submitted
August 19, 2015
SC l :393019:5. l
PUBLIC EXHIBITS
TO THE
CONFIDENTIAL APPLICATION
PURSUANT TO
THE
BANK MERGER ACT
12 U.S.C. 1828(c)
SUBMITTED TO THE
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
FOR THE
PURCHASE AND ASSUMPTION TRANSACTION
BYANDAMONG
GOLDMAN SACHS BANK USA
200 West Street
New York, New York 10282
GE CAPITAL BANK
6510 Millrock Drive, Suite #200
Holladay, Utah 84121
AND
GENERAL ELECTRIC CAPITAL CORPORATION
901 Main Ave
Norwalk, CT 06851
Submitted
August 19, 2015
SC1:3928381.1
PUBLIC EXHIBITS
Public Exhibit 1
Goldman Sachs Bank USAs Call Report for the quarter ended
June 30, 2015
Public Exhibit 2
GE Capital Banks Call Report for the quarter ended June 30, 2015
Public Exhibit 3
Public Exhibit 4
Competition Supplement
Public Exhibit 5
Public Exhibit 6
Public Exhibit 7
SC1:3928381.1
PUBLIC EXHIBIT 1
Goldman Sachs Bank USAs Call Report for the quarter ended June 30, 2015
SC1:3928381.1
City
NEW YORK
State
NY
Zip Code
10282
6/30/2015
Report Type
031
RSSD-ID
2182786
33124
26014601
Last updated on
7/30/2015
Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency
Legend: NR - Not Reported, CONF - Confidential
FFIEC 031
Quarter End Date 6/30/2015
2
1. Reporting date....................................................................................................................
2. FDIC certificate number.....................................................................................................
3. Legal title of bank...............................................................................................................
4. City.....................................................................................................................................
5. State abbreviation...............................................................................................................
6. Zip code..............................................................................................................................
20150630 1.
33124 2.
RCON9999
RSSD9050
RSSD9017
Goldman Sachs
Bank, USA
3.
RSSD9130
New York
4.
RSSD9200
NY
5.
RSSD9220
10282
6.
Contact Information
Dollar amounts in thousands
1.
1.a.
TEXTC490
TEXTC491
CONF 1.a.1.
CONF 1.a.2.
TEXTC493
CONF 1.a.3.
CONF 1.a.4.
TEXTC494
CONF 1.a.5.
TEXTC495
CONF 1.b.1.
CONF 1.b.2.
TEXTC492
1.b.
TEXTC496
TEXT8902
CONF 1.b.3.
CONF 1.b.4.
TEXT9116
CONF 1.b.5.
TEXTB962
CONF 2.a.
CONF 2.b.
TEXT4086
2.
TEXTB926
TEXTB963
TEXTB964
CONF 2.c.
CONF 2.d.
3.
3.a.
TEXTC366
TEXTC367
CONF 3.a.1.
CONF 3.a.2.
TEXTC369
CONF 3.a.3.
CONF 3.a.4.
TEXTC370
CONF 3.a.5.
TEXTC371
CONF 3.b.1.
CONF 3.b.2.
TEXTC368
3.b.
TEXTC372
TEXTC374
CONF 3.b.3.
CONF 3.b.4.
TEXTC375
CONF 3.b.5.
TEXTC373
4.
4.a.
TEXTC437
TEXTC438
TEXTC439
TEXTC440
CONF 4.a.1.
CONF 4.a.2.
CONF 4.a.3.
CONF 4.a.4.
4.b.
FFIEC 031
Quarter End Date 6/30/2015
3
1. Name.......................................................................................................................
2. Title..........................................................................................................................
3. E-mail Address........................................................................................................
4. Telephone................................................................................................................
c. Third Contact
1. Name.......................................................................................................................
2. Title..........................................................................................................................
3. E-mail Address........................................................................................................
4. Telephone................................................................................................................
d. Fourth Contact
1. Name.......................................................................................................................
2. Title..........................................................................................................................
3. E-mail Address........................................................................................................
4. Telephone................................................................................................................
TEXTC442
TEXTC443
TEXTC444
TEXTC445
CONF 4.b.1.
CONF 4.b.2.
CONF 4.b.3.
CONF 4.b.4.
4.c.
TEXTC870
TEXTC871
TEXTC872
TEXTC873
CONF 4.c.1.
CONF 4.c.2.
CONF 4.c.3.
CONF 4.c.4.
4.d.
TEXTC875
TEXTC876
TEXTC877
TEXTC878
CONF 4.d.1.
CONF 4.d.2.
CONF 4.d.3.
CONF 4.d.4.
1. Comments?........................................................................................................................
2. Bank Management Statement............................................................................................
RCON6979
No 1.
TEXT6980
2.
1. Interest income:
a. Interest and fee income on loans:
1. In domestic offices:
a. Loans secured by real estate:
1. Loans secured by 1-4 family residential properties......................................
2. All other loans secured by real estate..........................................................
b. Loans to finance agricultural production and other loans to farmers.................
c. Commercial and industrial loans.......................................................................
d. Loans to individuals for household, family, and other personal expenditures:
1. Credit cards.................................................................................................
2. Other (includes revolving credit plans other than credit cards, automobile
loans, and other consumer loans)...................................................................
e. Loans to foreign governments and official institutions.......................................
f. All other loans in domestic offices......................................................................
2. In foreign offices, Edge and Agreement subsidiaries, and IBFs..............................
3. Total interest and fee income on loans (sum of items 1.a.(1)(a) through 1.a.(2)).....
b. Income from lease financing receivables......................................................................
c. Interest income on balances due from depository institutions......................................
d. Interest and dividend income on securities:
1. U.S. Treasury securities and U.S. Government agency obligations (excluding
mortgage-backed securities).......................................................................................
2. Mortgage-backed securities....................................................................................
3. All other securities (includes securities issued by states and political subdivisions
in the U.S.)..................................................................................................................
e. Interest income from trading assets..............................................................................
1.
1.a.
1.a.1.
1.a.1.a.
RIAD4435
RIAD4436
75,000 1.a.1.a.1.
95,000 1.a.1.a.2.
RIAD4024
0 1.a.1.b.
RIAD4012
198,000 1.a.1.c.
RIADB485
0 1.a.1.d.1.
1.a.1.d.
RIADB486
13,000
1.a.1.d.2.
RIAD4056
RIADB487
0 1.a.1.e.
201,000 1.a.1.f.
RIAD4059
0 1.a.2.
RIAD4010
RIAD4065
582,000 1.a.3.
0 1.b.
RIAD4115
60,000 1.c.
1.d.
RIADB488
RIADB489
0 1.d.2.
RIAD4060
1.d.1.
1.d.3.
RIAD4069
264,000 1.e.
FFIEC 031
Quarter End Date 6/30/2015
4
f. Interest income on federal funds sold and securities purchased under agreements to
resell.................................................................................................................................
g. Other interest income...................................................................................................
h. Total interest income (sum of items 1.a.(3) through 1.g)...............................................
2. Interest expense:
a. Interest on deposits:
1. Interest on deposits in domestic offices:
a. Transaction accounts (interest-bearing demand deposits, NOW accounts, ATS
accounts, and telephone and preauthorized transfer accounts)............................
b. Nontransaction accounts:
1. Savings deposits (includes MMDAs)...........................................................
2. Time deposits of $100,000 or more.............................................................
3. Time deposits of less than $100,000...........................................................
2. Interest on deposits in foreign offices, Edge and Agreement subsidiaries, and
IBFs.............................................................................................................................
b. Expense of federal funds purchased and securities sold under agreements to
repurchase........................................................................................................................
c. Interest on trading liabilities and other borrowed money...............................................
d. Interest on subordinated notes and debentures...........................................................
e. Total interest expense (sum of items 2.a through 2.d)..................................................
3. Net interest income (item 1.h minus 2.e)............................................................................
4. Provision for loan and lease losses....................................................................................
5. Noninterest income:
a. Income from fiduciary activities.....................................................................................
b. Service charges on deposit accounts in domestic offices.............................................
c. Trading revenue.............................................................................................................
d. Not available
1. Fees and commissions from securities brokerage..................................................
2. Investment banking, advisory, and underwriting fees and commissions.................
3. Fees and commissions from annuity sales.............................................................
4. Underwriting income from insurance and reinsurance activities.............................
5. Income from other insurance activities....................................................................
e. Venture capital revenue.................................................................................................
f. Net servicing fees..........................................................................................................
g. Net securitization income..............................................................................................
h. Not applicable
i. Net gains (losses) on sales of loans and leases............................................................
j. Net gains (losses) on sales of other real estate owned.................................................
k. Net gains (losses) on sales of other assets (excluding securities)................................
l. Other noninterest income...............................................................................................
m. Total noninterest income (sum of items 5.a through 5.l)..............................................
6. Not available
a. Realized gains (losses) on held-to-maturity securities.................................................
b. Realized gains (losses) on available-for-sale securities................................................
7. Noninterest expense:
a. Salaries and employee benefits....................................................................................
b. Expenses of premises and fixed assets (net of rental income) (excluding salaries and
employee benefits and mortgage interest).......................................................................
c. Not available
1. Goodwill impairment losses....................................................................................
2. Amortization expense and impairment losses for other intangible assets..............
d. Other noninterest expense............................................................................................
RIAD4020
21,000
1.f.
RIAD4518
RIAD4107
36,000 1.g.
963,000 1.h.
2.
2.a.
2.a.1.
RIAD4508
1,000
2.a.1.a.
2.a.1.b.
RIADA517
52,000 2.a.1.b.1.
8,000 2.a.1.b.2.
RIADA518
109,000 2.a.1.b.3.
RIAD4172
RIAD0093
2.a.2.
RIAD4180
-1,000
RIAD4185
93,000 2.c.
20,000 2.d.
2.b.
RIAD4200
RIAD4074
282,000 2.e.
681,000 3.
RIAD4230
5,000 4.
RIAD4070
RIAD4073
5.
RIAD4080
19,000 5.a.
0 5.b.
RIADA220
323,000 5.c.
RIADC886
0 5.d.1.
166,000 5.d.2.
5.d.
RIADC888
RIADC887
RIADC386
RIADC387
RIADB491
RIADB492
RIADB493
0 5.d.3.
0 5.d.4.
0 5.d.5.
0 5.e.
0 5.f.
0 5.g.
5.h.
RIAD5416
RIAD5415
14,000 5.i.
0 5.j.
RIADB497
0 5.k.
458,000 5.l.
RIAD4079
980,000 5.m.
RIAD3521
RIAD3196
0 6.a.
0 6.b.
RIAD4135
99,000 7.a.
RIADB496
6.
7.
RIAD4217
3,000
7.b.
7.c.
RIADC216
RIADC232
RIAD4092
0 7.c.1.
0 7.c.2.
417,000 7.d.
FFIEC 031
Quarter End Date 6/30/2015
5
RIAD4093
RIAD4301
519,000 7.e.
1,137,000
8.
RIAD4300
430,000 9.
707,000 10.
RIAD4320
0 11.
RIAD4302
RIADG104
707,000
12.
RIADG103
2,000
RIAD4340
705,000 14.
13.
RIAD4513
0
M.1.
RIAD8431
0
M.2.
RIAD4313
0
M.3.
RIAD4507
0
M.4.
RIAD4150
393
M.5.
M.6.
RIAD9106
0
M.7.
M.8.
RIAD8757
RIAD8758
-684,000 M.8.a.
956,000 M.8.b.
RIAD8760
-7,000 M.8.c.
4,000 M.8.d.
RIADF186
54,000 M.8.e.
RIAD8759
RIADK090
-13,000
M.8.f.
RIADK094
0
M.8.g.
M.9.
RIADC890
0 M.9.a.
-62,000 M.9.b.
RIADA251
0 M.10.
RIADC889
RIADA530
No
M.11.
RIADF228
NR
M.12.
M.13.
RIADF551
202,000 M.13.a.
RIADF552
201,000
RIADF553
156,000 M.13.b.
RIADF554
118,000
M.13.a.1.
M.13.b.1.
FFIEC 031
Quarter End Date 6/30/2015
6
M.14.
RIADJ320
0 M.14.a.
0 M.14.b.
RIADJ321
RIADJ319
M.14.c.
M.15.
RIADH032
NR
M.15.a.
RIADH033
NR
M.15.b.
RIADH034
NR
RIADH035
NR M.15.d.
M.15.c.
1. Total bank equity capital most recently reported for the December 31, 2014, Reports of
Condition and Income (i.e., after adjustments from amended Reports of Income)................
2. Cumulative effect of changes in accounting principles and corrections of material accounting
errors......................................................................................................................................
3. Balance end of previous calendar year as restated (sum of items 1 and 2).......................
4. Net income (loss) attributable to bank (must equal Schedule RI, item 14).........................
5. Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock
transactions)...........................................................................................................................
6. Treasury stock transactions, net.........................................................................................
7. Changes incident to business combinations, net...............................................................
8. LESS: Cash dividends declared on preferred stock...........................................................
9. LESS: Cash dividends declared on common stock............................................................
10. Other comprehensive income...........................................................................................
11. Other transactions with stockholders (including a parent holding company) (not included
in items 5, 6, 8, or 9 above)....................................................................................................
12. Total bank equity capital end of current period (sum of items 3 through 11) (must equal
Schedule RC, item 27.a)........................................................................................................
RIAD3217
21,503,000
1.
RIADB507
0
2.
RIADB508
RIAD4340
21,503,000 3.
705,000 4.
RIADB509
RIADB510
0 6.
0 7.
5.
RIAD4356
RIAD4460
0 8.
0 9.
RIADB511
0 10.
RIAD4415
RIAD4470
11.
RIAD3210
22,208,000
12.
RIADC891
0 RIADC892
0 1.a.1.
RIADC893
0 RIADC894
RIAD3584
0 1.b.
1.a.2.
RIAD3585
1.c.
RIAD5411
RIAD5412
0
1.c.1.
FFIEC 031
Quarter End Date 6/30/2015
7
RIADC234
0 RIADC217
RIADC235
0 RIADC218
0 1.c.2.a.
0 1.c.2.b.
RIAD3588
RIAD3589
1.d.
1.e.
RIADC895
0 RIADC896
RIADC897
0 RIADC898
RIADB512
0 RIADB513
0 1.e.2.
0 1.f.
RIAD4653
RIAD4663
RIAD4654
RIAD4664
0 2.a.
0 2.b.
RIAD4655
RIAD4665
0 3.
RIAD4645
RIAD4617
RIAD4646
RIAD4618
0 4.a.
0 4.b.
RIADB514
0 RIADB515
RIADK129
0 RIADK133
0 5.a.
0 5.b.
RIADK205
0 RIADK206
RIAD4643
RIAD4627
RIAD4644
1,000
RIAD4628
0 6.
0 7.
1.e.1.
2.
4.
5.
5.c.
8.
RIADF185
0 RIADF187
RIADC880
0 RIADF188
8.a.
RIAD4635
1,000
RIAD4605
0 8.b.
0 9.
RIAD5409
RIAD5410
0
M.1.
RIAD4652
RIAD4662
M.2.
M.3.
4. Uncollectible retail credit card fees and finance charges reversed against income (i.e.,
not included in charge-offs against the allowance for loan and lease losses)........................
RIADC388
M.4.
Schedule RI-B Part II - Changes in Allowance for Loan and Lease Losses
Dollar amounts in thousands
1. Balance most recently reported for the December 31, 2014, Reports of Condition and
Income (i.e., after adjustments from amended Reports of Income).......................................
2. Recoveries (must equal part I, item 9, column B, above)...................................................
3. LESS: Charge-offs (must equal part I, item 9, column A, above less Schedule RI-B, part
II, item 4)................................................................................................................................
4. LESS: Write-downs arising from transfers of loans to a held-for-sale account...................
RIADB522
137,000
1.
RIAD4605
RIADC079
0 2.
1,000
3.
RIAD5523
0 4.
FFIEC 031
Quarter End Date 6/30/2015
8
5. Provision for loan and lease losses (must equal Schedule RI, item 4)...............................
6. Adjustments (see instructions for this schedule)................................................................
7. Balance end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4) (must equal
Schedule RC, item 4.c)..........................................................................................................
1. Allocated transfer risk reserve included in Schedule RI-B, part II, item 7, above...............
2. Separate valuation allowance for uncollectible retail credit card fees and finance charges.
3. Amount of allowance for loan and lease losses attributable to retail credit card fees and
finance charges......................................................................................................................
4. Amount of allowance for post-acquisition credit losses on purchased credit-impaired loans
accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position
03-3) (included in Schedule RI-B, Part II, item 7, above).......................................................
RIAD4230
RIADC233
RIAD3123
5,000 5.
0 6.
141,000
7.
RIADC435
0 M.1.
RIADC389
M.2.
RIADC390
M.3.
RIADC781
0
M.4.
FFIEC 031
Quarter End Date 6/30/2015
9
Schedule RI-C - Disaggregated Data on the Allowance for Loan and Lease Losses
(Column A)
Recorded
Investment:
Individually
Evaluated for
Impairment and
Determined to
be Impaired
Dollar amounts in thousands (ASC 310-10-35)
(Column B)
(Column C)
Allowance
Recorded
Balance:
Investment:
Individually
Collectively
Evaluated for Evaluated for
Impairment and Impairment
Determined to (ASC 450-20)
be Impaired
(ASC 310-10-35)
(Column D)
(Column E)
(Column F)
Allowance
Recorded
Allowance
Balance:
Investment:
Balance:
Collectively
Purchased
Purchased
Evaluated for Credit-Impaired Credit-Impaired
Impairment
Loans (ASC
Loans (ASC
(ASC 450-20)
310-30)
310-30)
1.
RCFDM708
a. Construction loans.................................................................
RCFDM709
0
RCFDM714
37,000
6,000
0
25,000
3. Credit cards.................................................................................
0
5,000
2,703,000
0
0
1,433,000
0 1.c.
RCFDM732
RCFDM737
RCFDM742
0 1.b.
RCFDM726
RCFDM731
113,000
0 1.a.
RCFDM720
RCFDM736
RCFDM741
RCFDM725
RCFDM730
27,933,000
RCFDM713
RCFDM719
11,000
79,000
6,000
RCFDM724
RCFDM735
RCFDM740
RCFDM712
RCFDM717
RCFDM729
RCFDM734
RCFDM739
828,000
RCFDM723
RCFDM728
RCFDM733
RCFDM711
RCFDM716
RCFDM722
RCFDM727
2. Commercial loans........................................................................
0
RCFDM715
RCFDM721
RCFDM710
0 2.
RCFDM738
0
RCFDM743
0 3.
RCFDM744
0 4.
RCFDM745
5. Unallocated, if any.......................................................................
0
RCFDM746
62,000
RCFDM747
11,000
RCFDM748
32,976,000
RCFDM749
130,000
5.
RCFDM750
RCFDM751
0 6.
FFIEC 031
Quarter End Date 6/30/2015
10
RIADC900
0 1.
0 2.
RIADC901
0 3.
RIADC902
0 4.a.
0 4.b.
RIADC899
4.
RIADC903
RIADC905
0 4.c.
0 4.d.
RIADC906
RIADC907
0 6.
RIADC908
RIADC909
RIADC910
0 8.
0 9.
RIADC911
RIADC904
5.
7.
10.
11.
0 12.
0 13.
RIADC913
RIADC914
1. Other noninterest income (from Schedule RI, item 5.l) Itemize and describe amounts
greater than $25,000 that exceed 3% of Schedule RI, item 5.l:
a. Income and fees from the printing and sale of checks..................................................
b. Earnings on/increase in value of cash surrender value of life insurance......................
c. Income and fees from automated teller machines (ATMs)............................................
d. Rent and other income from other real estate owned...................................................
e. Safe deposit box rent....................................................................................................
f. Net change in the fair values of financial instruments accounted for under a fair value
option................................................................................................................................
g. Bank card and credit card interchange fees.................................................................
h. Gains on bargain purchases.........................................................................................
i. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
j. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
k. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
2. Other noninterest expense (from Schedule RI, item 7.d) Itemize and describe amounts
greater than $25,000 that exceed 3% of Schedule RI, item 7.d:
a. Data processing expenses............................................................................................
b. Advertising and marketing expenses............................................................................
c. Directors' fees...............................................................................................................
d. Printing, stationery, and supplies..................................................................................
1.
0 1.a.
0 1.b.
RIADC013
RIADC014
RIAD4042
0 1.c.
0 1.d.
RIADC015
0 1.e.
RIADC016
RIADF229
369,000
1.f.
0 1.g.
0 1.h.
RIADF555
RIADJ447
1.i.
TEXT4461
RIAD4461
1.i.1.
89,000 1.i.2.
1.j.
TEXT4462
1.j.1.
RIAD4462
0 1.j.2.
1.k.
TEXT4463
1.k.1.
RIAD4463
0 1.k.2.
RIADC017
0 2.a.
0 2.b.
2.
RIAD0497
RIAD4136
RIADC018
0 2.c.
0 2.d.
FFIEC 031
Quarter End Date 6/30/2015
11
e. Postage.........................................................................................................................
f. Legal fees and expenses...............................................................................................
g. FDIC deposit insurance assessments..........................................................................
h. Accounting and auditing expenses...............................................................................
i. Consulting and advisory expenses................................................................................
j. Automated teller machine (ATM) and interchange expenses.........................................
k. Telecommunications expenses.....................................................................................
l. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
m. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
n. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Extraordinary items and other adjustments and applicable income tax effect (from Schedule
RI, item 11):
a. Disclose component, the gross dollar amount of that component, and its related income
tax:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Applicable income tax effect....................................................................................
b. Disclose component, the gross dollar amount of that component, and its related income
tax:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Applicable income tax effect....................................................................................
c. Disclose component, the gross dollar amount of that component, and its related income
tax:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Applicable income tax effect....................................................................................
4. Cumulative effect of changes in accounting principles and corrections of material accounting
errors (from Schedule RI-A, item 2) (itemize and describe all such effects):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
5. Other transactions with stockholders (including a parent holding company) (from Schedule
RI-A, item 11) (itemize and describe all such transactions):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
0 2.e.
0 2.f.
RIAD8403
RIAD4141
RIAD4146
RIADF556
CONF 2.g.
0 2.h.
RIADF558
0 2.i.
0 2.j.
RIADF559
0 2.k.
RIADF557
2.l.
TEXT4464
RIAD4464
Service fees
2.l.1.
288,000 2.l.2.
2.m.
TEXT4467
RIAD4467
2.m.1.
41,000 2.m.2.
2.n.
TEXT4468
RIAD4468
2.n.1.
36,000 2.n.2.
3.
3.a.
TEXT4469
3.a.1.
RIAD4469
0 3.a.2.
0 3.a.3.
RIAD4486
3.b.
TEXT4487
3.b.1.
RIAD4487
0 3.b.2.
0 3.b.3.
RIAD4488
3.c.
TEXT4489
3.c.1.
RIAD4489
0 3.c.2.
0 3.c.3.
RIAD4491
4.
4.a.
TEXTB526
4.a.1.
RIADB526
0 4.a.2.
4.b.
TEXTB527
4.b.1.
RIADB527
0 4.b.2.
5.
5.a.
TEXT4498
5.a.1.
RIAD4498
0 5.a.2.
5.b.
TEXT4499
5.b.1.
RIAD4499
0 5.b.2.
FFIEC 031
Quarter End Date 6/30/2015
12
6. Adjustments to allowance for loan and lease losses (from Schedule RI-B, part II, item 6)
(itemize and describe all adjustments):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
7. Other explanations (the space below is provided for the bank to briefly describe, at its
option, any other significant items affecting the Report of Income):
a. Comments?..................................................................................................................
b. Other explanations........................................................................................................
6.
6.a.
TEXT4521
6.a.1.
RIAD4521
0 6.a.2.
6.b.
TEXT4522
6.b.1.
RIAD4522
0 6.b.2.
7.
RIAD4769
No 7.a.
TEXT4769
7.b.
RCFD0081
348,000 1.a.
38,402,000 1.b.
1. Cash and balances due from depository institutions (from Schedule RC-A):
a. Noninterest-bearing balances and currency and coin..................................................
b. Interest-bearing balances.............................................................................................
2. Securities:
a. Held-to-maturity securities (from Schedule RC-B, column A).......................................
b. Available-for-sale securities (from Schedule RC-B, column D).....................................
3. Federal funds sold and securities purchased under agreements to resell:
a. Federal funds sold in domestic offices..........................................................................
b. Securities purchased under agreements to resell.........................................................
4. Loans and lease financing receivables (from Schedule RC-C):
a. Loans and leases held for sale.....................................................................................
b. Loans and leases, net of unearned income..................................................................
c. LESS: Allowance for loan and lease losses..................................................................
d. Loans and leases, net of unearned income and allowance (item 4.b minus 4.c).........
5. Trading assets (from Schedule RC-D)................................................................................
6. Premises and fixed assets (including capitalized leases)...................................................
7. Other real estate owned (from Schedule RC-M)................................................................
8. Investments in unconsolidated subsidiaries and associated companies............................
9. Direct and indirect investments in real estate ventures......................................................
10. Intangible assets:
a. Goodwill........................................................................................................................
b. Other intangible assets (from Schedule RC-M)............................................................
11. Other assets (from Schedule RC-F).................................................................................
12. Total assets (sum of items 1 through 11)..........................................................................
13. Deposits:
a. In domestic offices (sum of totals of columns A and C from Schedule RC-E, part I).....
1. Noninterest-bearing.................................................................................................
2. Interest-bearing.......................................................................................................
1.
RCFD0071
2.
RCFD1754
RCFD1773
0 2.a.
0 2.b.
3.
RCONB987
RCFDB989
0 3.a.
3,086,000 3.b.
4.
RCFD5369
RCFDB528
2,138,000 4.a.
42,425,000 4.b.
RCFD3123
141,000 4.c.
RCFDB529
42,284,000 4.d.
25,139,000 5.
RCFD3545
RCFD2145
RCFD2150
RCFD2130
RCFD3656
0 6.
0 7.
1,000 8.
0 9.
10.
RCFD3163
RCFD0426
4,000 10.a.
0 10.b.
RCFD2160
11,279,000 11.
RCFD2170
122,681,000 12.
13.
RCON6631
77,838,000 13.a.
0 13.a.1.
RCON6636
77,838,000 13.a.2.
RCON2200
FFIEC 031
Quarter End Date 6/30/2015
13
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs (from Schedule RC-E,
part II)...............................................................................................................................
1. Noninterest-bearing.................................................................................................
2. Interest-bearing.......................................................................................................
14. Federal funds purchased and securities sold under agreements to repurchase:
a. Federal funds purchased in domestic offices................................................................
b. Securities sold under agreements to repurchase.........................................................
15. Trading liabilities (from Schedule RC-D)...........................................................................
16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized
leases) (from Schedule RC-M)...............................................................................................
17. Not applicable
18. Not applicable
19. Subordinated notes and debentures................................................................................
20. Other liabilities (from Schedule RC-G).............................................................................
21. Total liabilities (sum of items 13 through 20).....................................................................
22. Not applicable
23. Perpetual preferred stock and related surplus..................................................................
24. Common stock..................................................................................................................
25. Surplus (exclude all surplus related to preferred stock)...................................................
26. Not available
a. Retained earnings.........................................................................................................
b. Accumulated other comprehensive income..................................................................
c. Other equity capital components..................................................................................
27. Not available
a. Total bank equity capital (sum of items 23 through 26.c)..............................................
b. Noncontrolling (minority) interests in consolidated subsidiaries...................................
28. Total equity capital (sum of items 27.a and 27.b).............................................................
29. Total liabilities and equity capital (sum of items 21 and 28)..............................................
1. Indicate in the box at the right the number of the statement below that best describes the
most comprehensive level of auditing work performed for the bank by independent external
auditors as of any date during 2014.......................................................................................
2. Bank's fiscal year-end date.................................................................................................
RCFN2200
285,000
RCFN6631
0 13.b.1.
285,000 13.b.2.
13.b.
RCFN6636
14.
RCFDB995
0 14.a.
7,657,000 14.b.
RCFD3548
5,810,000 15.
RCFD3190
1,760,000
RCONB993
16.
17.
18.
RCFD2930
2,000,000 19.
5,085,000 20.
RCFD2948
100,435,000 21.
RCFD3838
RCFD3230
0 23.
8,000,000 24.
RCFD3839
5,765,000 25.
RCFD3632
RCFDB530
8,443,000 26.a.
0 26.b.
RCFDA130
0 26.c.
RCFD3210
22,208,000 27.a.
38,000 27.b.
RCFD3200
22.
26.
27.
RCFD3000
RCFDG105
RCFD3300
22,246,000 28.
122,681,000 29.
RCFD6724
NR
RCON8678
NR M.2.
M.1.
(Column A) Consolidated
Bank
RCFD0022
(Column B) Domestic
Offices
0
1.
RCON0020
RCON0080
RCON0082
RCFD0083
0 1.a.
0 1.b.
617,000 2.
0
2.a.
RCFD0085
617,000
2.b.
RCON0070
192,000
3.
RCFD0073
10,000
RCFD0074
183,000
RCFD0090
37,940,000 RCON0090
RCFD0010
38,750,000 RCON0010
3.a.
3.b.
37,940,000 4.
38,749,000 5.
FFIEC 031
Quarter End Date 6/30/2015
14
(Column A)
Held-to-maturity
Amortized Cost
(Column B)
Held-to-maturity
Fair Value
(Column C)
Available-for-sale
Amortized Cost
(Column D)
Available-for-sale
Fair Value
RCFD0211
RCFD0213
RCFD1286
RCFD1287
0 1.
2.
RCFD1289
RCFD1290
0
RCFD1294
0
RCFD1295
0
RCFD8496
RCFD1291
0
RCFD1297
0
RCFD8497
RCFD1293
0 2.a.
RCFD1298
0
RCFD8498
0 2.b.
RCFD8499
0 3.
4.
4.a.
RCFDG300
1. Guaranteed by GNMA...............................................................................
RCFDG301
0
RCFDG304
0
RCFDG305
0
RCFDG308
RCFDG302
0
RCFDG306
0
RCFDG309
RCFDG303
0 4.a.1.
RCFDG307
0
RCFDG310
0 4.a.2.
RCFDG311
0 4.a.3.
4.b.
RCFDG312
RCFDG316
RCFDG313
0
RCFDG317
0
RCFDG320
RCFDG314
0
RCFDG318
0
RCFDG321
RCFDG315
0 4.b.1.
RCFDG319
0
RCFDG322
0 4.b.2.
RCFDG323
0 4.b.3.
c. Commercial MBS:
4.c.
4.c.1.
RCFDK142
RCFDK143
RCFDK144
RCFDK145
0 4.c.1.a.
FFIEC 031
Quarter End Date 6/30/2015
15
(Column A)
Held-to-maturity
Amortized Cost
(Column B)
Held-to-maturity
Fair Value
RCFDK146
RCFDK147
(Column C)
Available-for-sale
Amortized Cost
(Column D)
Available-for-sale
Fair Value
RCFDK148
RCFDK149
0 4.c.1.b.
4.c.2.
RCFDK150
RCFDK151
0
RCFDK154
RCFDK152
0
RCFDK155
RCFDK153
0
RCFDK156
0 4.c.2.a.
RCFDK157
0 4.c.2.b.
5.
RCFDC026
RCFDC988
RCFDC989
RCFDC027
0 5.a.
5.b.
RCFDG336
1. Cash..........................................................................................................
RCFDG337
0
RCFDG340
2. Synthetic....................................................................................................
0
RCFDG341
0
RCFDG344
3. Hybrid........................................................................................................
RCFDG338
0
RCFDG342
0
RCFDG345
RCFDG339
0 5.b.1.
RCFDG343
0
RCFDG346
0 5.b.2.
RCFDG347
0 5.b.3.
6.
RCFD1737
RCFD1738
0
RCFD1742
RCFD1739
0
RCFD1743
0
RCFD1744
0 6.a.
RCFD1746
0
RCFDA510
7. Investments in mutual funds and other equity securities with readily determinable
fair values..................................................................................................................
8. Total (sum of items 1 through 7) (total of column A must equal Schedule RC, item
2.a) (total of column D must equal Schedule RC, item 2.b)......................................
RCFD1741
0 6.b.
RCFDA511
0
RCFD1754
RCFD1771
RCFD1772
0 7.
RCFD1773
0 8.
FFIEC 031
Quarter End Date 6/30/2015
16
1. Pledged securities..............................................................................................................
2. Maturity and repricing data for debt securities (excluding those in nonaccrual status):
a. Securities issued by the U.S. Treasury, U.S. Government agencies, and states and
political subdivisions in the U.S.; other non-mortgage debt securities; and mortgage
pass-through securities other than those backed by closed-end first lien 1-4 family
residential mortgages with a remaining maturity or next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family residential
mortgages with a remaining maturity or next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude
mortgage pass-through securities) with an expected average life of:
1. Three years or less..................................................................................................
2. Over three years......................................................................................................
d. Debt securities with a REMAINING MATURITY of one year or less (included in
Memorandum items 2.a through 2.c above).....................................................................
3. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or
trading securities during the calendar year-to-date (report the amortized cost at date of sale
or transfer)..............................................................................................................................
4. Structured notes (included in the held-to-maturity and available-for-sale accounts in
Schedule RC-B, items 2, 3, 5, and 6):
a. Amortized cost..............................................................................................................
b. Fair value......................................................................................................................
RCFD0416
0 M.1.
M.2.
M.2.a.
RCFDA549
RCFDA550
RCFDA551
RCFDA552
RCFDA553
RCFDA554
0 M.2.a.1.
0 M.2.a.2.
0 M.2.a.3.
0 M.2.a.4.
0 M.2.a.5.
0 M.2.a.6.
M.2.b.
RCFDA555
RCFDA556
RCFDA557
RCFDA558
RCFDA559
RCFDA560
0 M.2.b.1.
0 M.2.b.2.
0 M.2.b.3.
0 M.2.b.4.
0 M.2.b.5.
0 M.2.b.6.
M.2.c.
RCFDA562
0 M.2.c.1.
0 M.2.c.2.
RCFDA248
RCFDA561
M.2.d.
RCFD1778
0
M.3.
M.4.
RCFD8782
RCFD8783
0 M.4.a.
0 M.4.b.
FFIEC 031
Quarter End Date 6/30/2015
17
(Column A)
Held-to-maturity
Amortized Cost
(Column B)
Held-to-maturity
Fair Value
(Column C)
Available-for-sale
Amortized Cost
(Column D)
Available-for-sale
Fair Value
RCFDB838
RCFDB839
RCFDB840
RCFDB841
5. Asset-backed securities (ABS) (for each column, sum of Memorandum items 5.a
through 5.f must equal Schedule RC-B, item 5.a):
M.5.
0
RCFDB842
0
RCFDB846
c. Automobile loans.............................................................................................
0 M.5.c.
RCFDB853
RCFDB856
RCFDB859
0 M.5.b.
RCFDB849
RCFDB852
RCFDB855
RCFDB858
0 M.5.a.
RCFDB845
RCFDB848
RCFDB851
RCFDB854
0 M.5.d.
RCFDB857
0
RCFDB860
0 M.5.e.
RCFDB861
0 M.5.f.
M.6.
RCFDG348
RCFDG349
0
RCFDG352
0 M.6.e.
RCFDG371
0
RCFDG374
0 M.6.d.
RCFDG367
RCFDG370
RCFDG373
0 M.6.c.
RCFDG363
RCFDG366
RCFDG369
RCFDG372
0 M.6.b.
RCFDG359
RCFDG362
RCFDG365
RCFDG368
0 M.6.a.
RCFDG355
RCFDG358
RCFDG361
RCFDG364
RCFDG351
RCFDG354
RCFDG357
RCFDG360
RCFDG350
RCFDG353
RCFDG356
0
RCFDB844
RCFDB847
RCFDB850
0
RCFDB843
0 M.6.f.
RCFDG375
0 M.6.g.
FFIEC 031
Quarter End Date 6/30/2015
18
(Column A) Consolidated
Bank
RCFD1410
(Column B) Domestic
Offices
NR
1.
1.a.
RCFDF158
102,000 RCONF158
102,000 1.a.1.
RCFDF159
749,000 RCONF159
749,000
1.a.2.
RCFD1420
50,000 RCON1420
50,000
1.b.
1.c.
RCFD1797
65,000 RCON1797
65,000
1.c.1.
1.c.2.
RCFD5368
21,000 RCON5368
5,293,000 1.c.2.a.
21,000 1.c.2.b.
RCFD1460
318,000 RCON1460
318,000 1.d.
RCFD5367
5,293,000 RCON5367
1.e.
RCFDF160
81,000 RCONF160
RCFDF161
4,289,000 RCONF161
81,000
1.e.1.
4,289,000 1.e.2.
2.
RCONB531
RCFDB532
RCFDB533
RCFDB534
0 RCONB534
2.a.1.
2.a.2.
RCONB535
RCFDB536
RCFDB537
522,000
0 2.a.
0 2.b.
522,000 2.c.
2.c.1.
2.c.2.
RCFD1590
5,000 RCON1590
RCFD1763
9,214,000 RCON1763
RCFD1764
3,385,000 RCON1764
5,000 3.
4.
9,214,000 4.a.
3,385,000 4.b.
5.
6.
RCFDB538
0 RCONB538
RCFDB539
0 RCONB539
0 6.a.
0 6.b.
RCFDK137
0 RCONK137
0 6.c.
RCFDK207
1,561,000 RCONK207
1,561,000
6.d.
RCFD2081
3,000 RCON2081
3,000
7.
RCFD2107
0 RCON2107
0
8.
RCFD1563
18,905,000
9.
RCONJ454
13,324,000 9.a.
9.b.
RCON1545
756,000
9.b.1.
RCONJ451
RCON2165
4,825,000 9.b.2.
0 10.
FFIEC 031
Quarter End Date 6/30/2015
19
(Column A) Consolidated
Bank
(Column B) Domestic
Offices
0
10.a.
10.b.
0 RCON2123
44,563,000 RCON2122
0 11.
44,563,000
12.
1. Loans restructured in troubled debt restructurings that are in compliance with their modified
terms (included in Schedule RC-C, part 1, and not reported as past due or nonaccrual in
Schedule RC-N, Memorandum item 1):
a. Construction, land development, and other land loans in domestic offices:
1. 1-4 family residential construction loans.................................................................
2. Other construction loans and all land development and other land loans...............
b. Loans secured by 1-4 family residential properties in domestic offices........................
c. Secured by multifamily (5 or more) residential properties in domestic offices..............
d. Secured by nonfarm nonresidential properties in domestic offices:
1. Loans secured by owner-occupied nonfarm nonresidential properties...................
2. Loans secured by other nonfarm nonresidential properties....................................
e. Commercial and industrial loans:
1. To U.S. addressees (domicile).................................................................................
2. To non-U.S. addressees (domicile)..........................................................................
f. All other loans (include loans to individuals for household, family, and other personal
expenditures)....................................................................................................................
1. Loans secured by farmland in domestic offices......................................................
2. Loans to depository institutions and acceptances of other banks...........................
3. Loans to finance agricultural production and other loans to farmers......................
4. Loans to individuals for household, family, and other personal expenditures:
a. Credit cards.......................................................................................................
b. Automobile loans...............................................................................................
c. Other (includes revolving credit plans other than credit cards and other consumer
loans).....................................................................................................................
5. Loans to foreign governments and official institutions.............................................
6. Other loans..............................................................................................................
7. Loans secured by real estate in foreign offices.......................................................
2. Maturity and repricing data for loans and leases (excluding those in nonaccrual status):
a. Closed-end loans secured by first liens on 1-4 family residential properties in domestic
offices (reported in Schedule RC-C, part I, item 1.c.(2)(a), column B) with a remaining
maturity or next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
b. All loans and leases (reported in Schedule RC-C, part I, items 1 through 10, column
A) EXCLUDING closed-end loans secured by first liens on 1-4 family residential properties
in domestic offices (reported in Schedule RC-C, part I, item 1.c.(2)(a), column B) with a
remaining maturity or next repricing date of:
1. Three months or less...............................................................................................
M.1.
M.1.a.
RCONK158
RCONK159
RCONF576
RCONK160
0 M.1.a.1.
0 M.1.a.2.
0 M.1.b.
0 M.1.c.
M.1.d.
RCONK161
RCONK162
0 M.1.d.1.
0 M.1.d.2.
M.1.e.
RCFDK164
0 M.1.e.1.
0 M.1.e.2.
RCFDK165
RCONK166
RCFDK167
0 M.1.f.1.
0 M.1.f.2.
RCFDK168
0 M.1.f.3.
RCFDK098
RCFDK203
0 M.1.f.4.a.
0 M.1.f.4.b.
RCFDK204
RCFDK212
RCFDK267
0 M.1.f.5.
0 M.1.f.6.
RCFNK289
0 M.1.f.7.
RCFDK163
M.1.f.
M.1.f.4.
M.1.f.4.c.
M.2.
M.2.a.
RCONA564
RCONA565
246,000 M.2.a.1.
103,000 M.2.a.2.
RCONA566
673,000 M.2.a.3.
RCONA567
RCONA568
1,621,000 M.2.a.4.
2,200,000 M.2.a.5.
RCONA569
449,000 M.2.a.6.
RCFDA570
32,231,000 M.2.b.1.
M.2.b.
FFIEC 031
Quarter End Date 6/30/2015
20
RCFDA571
RCFDA572
3,183,000 M.2.b.2.
1,447,000 M.2.b.3.
RCFDA574
489,000 M.2.b.4.
821,000 M.2.b.5.
RCFDA575
1,037,000 M.2.b.6.
RCFDA247
5,071,000
RCFDA573
M.2.c.
RCFD2746
1,392,000
M.3.
RCON5370
4,827,000
M.4.
RCFDB837
1,230,000
M.5.
RCFDC391
M.6.
M.7.
RCFDC779
RCFDC780
0 M.7.a.
0 M.7.b.
M.8.
RCONF230
0
M.8.a.
RCONF231
NR
M.8.b.
RCONF232
NR
M.8.c.
RCONF577
0
M.9.
(Column A) Consolidated
Bank
10. Loans measured at fair value (included in Schedule RC-C, part I, items
1 through 9):
a. Loans secured by real estate.......................................................... RCFDF608
1. Construction, land development, and other land loans..............
2. Secured by farmland (including farm residential and other
improvements)...............................................................................
3. Secured by 1-4 family residential properties:
a. Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit..........................
b. Closed-end loans secured by 1-4 family residential
properties:
1. Secured by first liens......................................................
2. Secured by junior liens...................................................
4. Secured by multifamily (5 or more) residential properties.........
5. Secured by nonfarm nonresidential properties..........................
b. Commercial and industrial loans..................................................... RCFDF585
(Column B) Domestic
Offices
M.10.
6,180,000
M.10.a.
RCONF578
23,000 M.10.a.1.
RCONF579
0
M.10.a.2.
M.10.a.3.
RCONF580
17,000
M.10.a.3.a.
M.10.a.3.b.
RCONF581
RCONF582
5,262,000 M.10.a.3.b.1.
21,000 M.10.a.3.b.2.
RCONF583
54,000 M.10.a.4.
RCONF584
803,000 M.10.a.5.
873,000 M.10.b.
873,000 RCONF585
FFIEC 031
Quarter End Date 6/30/2015
21
(Column A) Consolidated
Bank
(Column B) Domestic
Offices
M.10.c.
RCFDF586
0 RCONF586
RCFDF587
0 RCONF587
RCFDK196
0 RCONK196
0 M.10.c.1.
0 M.10.c.2.
RCFDK208
129,000 RCONK208
0 M.10.c.3.
129,000 M.10.c.4.
RCFDF589
2,807,000 RCONF589
2,807,000 M.10.d.
RCFDF609
6,202,000
M.11.
M.11.a.
RCONF590
23,000 M.11.a.1.
RCONF591
0
M.11.a.2.
M.11.a.3.
RCONF592
23,000
M.11.a.3.a.
M.11.a.3.b.
RCONF593
RCONF594
5,247,000 M.11.a.3.b.1.
32,000 M.11.a.3.b.2.
RCONF596
57,000 M.11.a.4.
820,000 M.11.a.5.
RCFDF597
887,000 RCONF597
887,000 M.11.b.
RCFDF598
0 RCONF598
RCFDF599
0 RCONF599
0 M.11.c.1.
0 M.11.c.2.
RCONF595
M.11.c.
RCFDK195
0 RCONK195
0 M.11.c.3.
RCFDK209
132,000 RCONK209
RCFDF601
2,809,000 RCONF601
132,000 M.11.c.4.
2,809,000 M.11.d.
(Column B)
Gross
contractual
amounts
receivable at
acquisition date
(Column C) Best
estimate at
acquisition date
of contractual
cash flows not
expected to be
collected
RCFDG091
RCFDG092
RCFDG093
12. Loans (not subject to the requirements of FASB ASC 310-30 (former
AICPA Statement of Position 03-3)) and leases held for investment
that were acquired in business combinations with acquisition dates in
the current calendar year:
M.12.
0
RCFDG094
0
RCFDG097
0 M.12.b.
RCFDG099
0
RCFDG101
0 M.12.a.
RCFDG096
RCFDG098
RCFDG100
0
RCFDG095
0 M.12.c.
RCFDG102
0 M.12.d.
FFIEC 031
Quarter End Date 6/30/2015
22
13. Construction, land development, and other land loans in domestic offices with interest
reserves:
a. Amount of loans that provide for the use of interest reserves (included in Schedule
RC-C, part I, item 1.a, column B).....................................................................................
b. Amount of interest capitalized from interest reserves on construction, land development,
and other land loans that is included in interest and fee income on loans during the quarter
(included in Schedule RI, item 1.a.(1)(a)(2))....................................................................
14. Pledged loans and leases................................................................................................
15. Reverse mortgages in domestic offices:
a. Reverse mortgages outstanding that are held for investment (included in Schedule
RC-C, item 1.c, above):
1. Home Equity Conversion Mortgage (HECM) reverse mortgages...........................
2. Proprietary reverse mortgages...............................................................................
b. Estimated number of reverse mortgage loan referrals to other lenders during the year
from whom compensation has been received for services performed in connection with
the origination of the reverse mortgages:
1. Home Equity Conversion Mortgage (HECM) reverse mortgages...........................
2. Proprietary reverse mortgages...............................................................................
c. Principal amount of reverse mortgage originations that have been sold during the year:
1. Home Equity Conversion Mortgage (HECM) reverse mortgages...........................
2. Proprietary reverse mortgages...............................................................................
M.13.
RCONG376
0
M.13.a.
RIADG377
0
M.13.b.
RCFDG378
3,788,000 M.14.
M.15.
M.15.a.
RCONJ466
RCONJ467
NR M.15.a.1.
NR M.15.a.2.
M.15.b.
RCONJ468
RCONJ469
NR M.15.b.1.
NR M.15.b.2.
M.15.c.
RCONJ470
RCONJ471
NR M.15.c.1.
NR M.15.c.2.
1. Indicate in the appropriate box at the right whether all or substantially all of the dollar
volume of your bank's "Loans secured by nonfarm nonresidential properties" in domestic
offices reported in Schedule RC-C, part I, items 1.e.(1) and 1.e.(2), column B, and all or
substantially all of the dollar volume of your bank's "Commercial and industrial loans to U.S.
addressees" in domestic offices reported in Schedule RC-C, part I, item 4.a, column B, have
original amounts of $100,000 or less.....................................................................................
2. Report the total number of loans currently outstanding for each of the following Schedule
RC-C, part I, loan categories:
a. "Loans secured by nonfarm nonresidential properties" in domestic offices reported in
Schedule RC-C, part I, items 1.e.(1) and 1.e.(2), column B.............................................
b. "Commercial and industrial loans to U.S. addressees" in domestic offices reported in
Schedule RC-C, part I, item 4.a, column B.......................................................................
RCON6999
No
1.
2.
RCON5562
NR
2.a.
RCON5563
NR
2.b.
(Column A) Number of
Loans
(Column B) Amount
Currently Outstanding
3.
RCON5564
7 RCON5565
RCON5566
4 RCON5567
0 3.a.
1,000 3.b.
RCON5568
24 RCON5569
15,000 3.c.
RCON5570
5 RCON5571
RCON5572
3 RCON5573
0 4.a.
1,000 4.b.
4.
FFIEC 031
Quarter End Date 6/30/2015
23
(Column A) Number of
Loans
(Column B) Amount
Currently Outstanding
25 RCON5575
15,000 4.c.
5. Indicate in the appropriate box at the right whether all or substantially all of the dollar
volume of your bank's "Loans secured by farmland (including farm residential and other
improvements)" in domestic offices reported in Schedule RC-C, part I, item 1.b, column B,
and all or substantially all of the dollar volume of your bank's "Loans to finance agricultural
production and other loans to farmers" in domestic offices reported in Schedule RC-C, part
I, item 3, column B, have original amounts of $100,000 or less.............................................
6. Report the total number of loans currently outstanding for each of the following Schedule
RC-C, part I, loan categories:
a. "Loans secured by farmland (including farm residential and other improvements)" in
domestic offices reported in Schedule RC-C, part I, item 1.b, column B..........................
b. "Loans to finance agricultural production and other loans to farmers" in domestic offices
reported in Schedule RC-C, part I, item 3, column B.......................................................
RCON6860
No
5.
6.
RCON5576
NR
6.a.
RCON5577
NR
6.b.
(Column A) Number of
Loans
(Column B) Amount
Currently Outstanding
7.
RCON5578
0 RCON5579
RCON5580
0 RCON5581
0 7.a.
0 7.b.
RCON5582
0 RCON5583
0 7.c.
RCON5584
0 RCON5585
RCON5586
0 RCON5587
0 8.a.
0 8.b.
RCON5588
0 RCON5589
0 8.c.
8.
(Column A) Consolidated
Bank
(Column B) Domestic
Offices
RCFD3531
5,028,000 RCON3531
RCFD3532
0 RCON3532
RCFD3533
29,000 RCON3533
5,028,000 1.
0
2.
29,000 3.
4.
RCFDG379
9,430,000 RCONG379
9,430,000
4.a.
RCFDG380
0 RCONG380
RCFDG381
0 RCONG381
0 4.c.
RCFDK197
0 RCONK197
RCFDK198
4,000 RCONK198
4.b.
4.d.
4,000 4.e.
FFIEC 031
Quarter End Date 6/30/2015
24
(Column A) Consolidated
Bank
(Column B) Domestic
Offices
5.
5.a.
RCFDG383
0 RCONG383
RCFDG384
0 RCONG384
RCFDG385
0 RCONG385
RCFDG386
646,000 RCONG386
0 5.a.1.
0 5.a.2.
0 5.a.3.
646,000 5.b.
6.
RCFDF610
11,000
6.a.
RCONF604
0 6.a.1.
RCONF605
0
6.a.2.
6.a.3.
RCONF606
0
6.a.3.a.
6.a.3.b.
RCONF607
RCONF611
0 6.a.3.b.1.
0 6.a.3.b.2.
RCONF612
0 6.a.4.
RCONF613
11,000 6.a.5.
200,000 6.b.
RCFDF614
200,000 RCONF614
RCFDF615
0 RCONF615
6.c.
RCFDF616
0 RCONF616
RCFDK199
0 RCONK199
RCFDK210
0 RCONK210
RCFDF618
88,000 RCONF618
0 6.c.1.
0 6.c.2.
0 6.c.3.
0 6.c.4.
88,000 6.d.
7.
8.
RCFD3541
197,000 RCON3541
RCFD3543
9,506,000 RCON3543
RCFD3545
25,139,000 RCON3545
197,000 9.
10.
9,506,000 11.
25,139,000
12.
13.
RCFD3546
842,000 RCON3546
842,000 13.a.
80,000 13.b.
RCFDF624
80,000 RCONF624
RCFD3547
4,888,000 RCON3547
4,888,000 14.
RCFD3548
5,810,000 RCON3548
5,810,000
15.
M.1.
RCFDF790
8,000
M.1.a.
RCONF625
0 M.1.a.1.
RCONF626
0
M.1.a.2.
M.1.a.3.
RCONF627
0
M.1.a.3.a.
FFIEC 031
Quarter End Date 6/30/2015
25
(Column A) Consolidated
Bank
(Column B) Domestic
Offices
M.1.a.3.b.
RCONF628
RCONF629
0 M.1.a.3.b.1.
0 M.1.a.3.b.2.
RCONF631
0 M.1.a.4.
8,000 M.1.a.5.
RCFDF632
210,000 RCONF632
210,000 M.1.b.
RCFDF633
0 RCONF633
RCFDF634
0 RCONF634
0 M.1.c.1.
0 M.1.c.2.
RCFDK200
0 RCONK200
RCFDK211
0 RCONK211
0 M.1.c.3.
0 M.1.c.4.
RCFDF636
85,000 RCONF636
85,000 M.1.d.
RCFDF639
0 RCONF639
RCFDF640
0 RCONF640
0 M.2.a.
0 M.2.b.
RCFDG299
0 RCONG299
RCFDG332
0 RCONG332
0 M.3.a.
0 M.3.b.
RCFDG333
0 RCONG333
0 M.3.c.
RCFDG334
0 RCONG334
RCFDG335
0 RCONG335
RCFDG651
0 RCONG651
0 M.3.e.
0 M.3.f.
RCFDG652
0 RCONG652
0 M.3.g.
RCFDG387
5,509,000 RCONG387
RCFDG388
0 RCONG388
5,509,000 M.4.a.
0 M.4.b.
RCONF630
M.1.c.
M.2.
M.3.
M.3.d.
M.4.
5. Asset-backed securities:
a. Credit card receivables.................................................................................................
b. Home equity lines.........................................................................................................
c. Automobile loans...........................................................................................................
d. Other consumer loans..................................................................................................
e. Commercial and industrial loans...................................................................................
f. Other..............................................................................................................................
6. Retained beneficial interests in securitizations (first-loss or equity tranches)....................
7. Equity securities (included in Schedule RC-D, item 9, above):
a. Readily determinable fair values...................................................................................
b. Other.............................................................................................................................
8. Loans pending securitization..............................................................................................
9. Other trading assets (itemize and describe amounts included in Schedule RC-D, item 9,
that are greater than $25,000 and exceed 25% of the item):
a. Disclose component and the dollar amount of that component:
M.5.
RCFDF643
RCFDF644
RCFDF645
RCFDF646
0 M.5.a.
0 M.5.b.
0 M.5.c.
0 M.5.d.
RCFDF647
0 M.5.e.
RCFDF648
29,000 M.5.f.
0 M.6.
RCFDF651
M.7.
RCFDF652
RCFDF653
RCFDF654
0 M.7.a.
81,000 M.7.b.
0 M.8.
M.9.
M.9.a.
FFIEC 031
Quarter End Date 6/30/2015
26
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
c. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
10. Other trading liabilities (itemize and describe amounts included in Schedule RC-D, item
13.b, that are greater than $25,000 and exceed 25% of the item):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
c. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
TEXTF655
RCFDF655
M.9.a.1.
116,000 M.9.a.2.
M.9.b.
TEXTF656
M.9.b.1.
RCFDF656
0 M.9.b.2.
M.9.c.
TEXTF657
M.9.c.1.
RCFDF657
0 M.9.c.2.
M.10.
M.10.a.
TEXTF658
RCFDF658
M.10.a.1.
71,000 M.10.a.2.
M.10.b.
TEXTF659
M.10.b.1.
RCFDF659
0 M.10.b.2.
M.10.c.
TEXTF660
M.10.c.1.
RCFDF660
0 M.10.c.2.
(TEXTF655) Investments
(TEXTF658) Fair value of loans sold not yet purchased
RCONB549
RCONB550
1,708,000
76,130,000 1.
RCON2202
2. U.S. Government...............................................................................
RCON2520
0 2.
RCON2203
RCON2530
0 3.
RCONB551
RCONB552
0 4.
RCON2213
RCON2236
RCON2216
RCON2215
0 5.
RCON2377
0
1,708,000
0 6.
RCON2210
375,000
RCON2385
76,130,000 7.
FFIEC 031
Quarter End Date 6/30/2015
27
1. Selected components of total deposits (i.e., sum of item 7, columns A and C):
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts.......................
b. Total brokered deposits.................................................................................................
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
1. Brokered deposits of less than $100,000................................................................
2. Brokered deposits of $100,000 through $250,000 and certain brokered retirement
deposit accounts.........................................................................................................
d. Maturity data for brokered deposits:
1. Brokered deposits of less than $100,000 with a remaining maturity of one year or
less (included in Memorandum item 1.c.(1) above)....................................................
2. Brokered deposits of $100,000 through $250,000 with a remaining maturity of one
year or less (included in Memorandum item 1.c.(2) above)........................................
3. Brokered deposits of more than $250,000 with a remaining maturity of one year
or less (included in Memorandum item 1.b above).....................................................
e. Preferred deposits (uninsured deposits of states and political subdivisions in the U.S.
reported in item 3 above which are secured or collateralized as required under state law)
(to be completed for the December report only)...............................................................
f. Estimated amount of deposits obtained through the use of deposit listing services that
are not brokered deposits.................................................................................................
2. Components of total nontransaction accounts (sum of Memorandum items 2.a through
2.d must equal item 7, column C above):
a. Savings deposits:
1. Money market deposit accounts (MMDAs).............................................................
2. Other savings deposits (excludes MMDAs).............................................................
b. Total time deposits of less than $100,000.....................................................................
c. Total time deposits of $100,000 through $250,000.......................................................
d. Total time deposits of more than $250,000...................................................................
e. Individual Retirement Accounts (IRAs) and Keogh Plan accounts of $100,000 or more
included in Memorandum items 2.c and 2.d above..........................................................
3. Maturity and repricing data for time deposits of less than $100,000:
a. Time deposits of less than $100,000 with a remaining maturity or next repricing date
of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years......................................................................................................
b. Time deposits of less than $100,000 with a REMAINING MATURITY of one year or
less (included in Memorandum items 3.a.(1) and 3.a.(2) above).....................................
4. Maturity and repricing data for time deposits of $100,000 or more:
a. Time deposits of $100,000 or more with a remaining maturity or next repricing date
of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years......................................................................................................
b. Time deposits of $100,000 through $250,000 with a REMAINING MATURITY of one
year or less (included in Memorandum items 4.a.(1) and 4.a.(2) above).........................
c. Time deposits of more than $250,000 with a REMAINING MATURITY of one year or
less (included in Memorandum items 4.a.(1) and 4.a.(2) above).....................................
5. Does your institution offer one or more consumer deposit account products, i.e., transaction
account or nontransaction savings account deposit products intended primarily for individuals
for personal, household, or family use?..................................................................................
M.1.
RCON2365
7,011,000 M.1.a.
45,848,000 M.1.b.
RCON2343
38,751,000 M.1.c.1.
RCON6835
M.1.c.
RCONJ472
4,961,000
M.1.c.2.
M.1.d.
RCONA243
15,235,000
M.1.d.1.
RCONK219
4,958,000
M.1.d.2.
RCONK220
1,874,000
M.1.d.3.
RCON5590
NR
M.1.e.
RCONK223
0
M.1.f.
M.2.
M.2.a.
RCON6810
RCON0352
43,776,000 M.2.a.1.
0 M.2.a.2.
RCONJ473
28,708,000 M.2.b.
13,000 M.2.c.
RCONJ474
3,633,000 M.2.d.
RCON6648
RCONF233
1,000
M.2.e.
M.3.
M.3.a.
RCONA579
RCONA580
RCONA581
RCONA582
RCONA241
1,219,000 M.3.a.1.
3,974,000 M.3.a.2.
10,333,000 M.3.a.3.
13,182,000 M.3.a.4.
5,192,000
M.3.b.
M.4.
M.4.a.
RCONA584
RCONA585
RCONA586
RCONA587
RCONK221
698,000 M.4.a.1.
2,683,000 M.4.a.2.
262,000 M.4.a.3.
3,000 M.4.a.4.
1,000
M.4.b.
RCONK222
3,371,000
M.4.c.
RCONP752
No
M.5.
FFIEC 031
Quarter End Date 6/30/2015
28
M.6.
RCONP753
NR
M.6.a.
RCONP754
NR
M.6.b.
RCONP755
NR
M.6.c.
M.7.
M.7.a.
RCONP756
NR
RCONP757
NR M.7.a.2.
M.7.a.1.
M.7.b.
RCONP758
NR
M.7.b.1.
RCONP759
NR
M.7.b.2.
Schedule RC-E Part II - Deposits in Foreign Offices including Edge and Agreement
subsidiaries and IBFs
Dollar amounts in thousands
Deposits of:
1. Individuals, partnerships, and corporations (include all certified and official checks)........
2. U.S. banks (including IBFs and foreign branches of U.S. banks) and other U.S. depository
institutions..............................................................................................................................
3. Foreign banks (including U.S. branches and agencies of foreign banks, including their
IBFs).......................................................................................................................................
4. Foreign governments and official institutions (including foreign central banks)..................
5. U.S. Government and states and political subdivisions in the U.S.....................................
6. Total....................................................................................................................................
1. Time deposits with a remaining maturity of one year or less (included in Part II, item 6
above)....................................................................................................................................
RCFNB553
RCFNB554
285,000 1.
0
2.
RCFN2625
RCFN2650
RCFNB555
0 4.
0 5.
RCFN2200
285,000 6.
RCFNA245
285,000
3.
M.1.
RCFDB556
RCFD2148
204,000 1.
243,000 2.
3.
RCFDA519
RCFDA520
RCFD1752
0 3.a.
0 3.b.
507,000 4.
5.
RCFDK201
0 5.a.
FFIEC 031
Quarter End Date 6/30/2015
29
0 5.b.
0 5.c.
RCFDK202
RCFDK270
RCFD2168
10,325,000
6.
0 6.a.
0 6.b.
RCFD2166
RCFD1578
RCFDC436
0 6.c.
0 6.d.
RCFDJ448
0 6.e.
RCFDC010
6.f.
6.g.
TEXT3549
RCFD3549
Trade date
receivable
6.g.1.
5,118,000 6.g.2.
6.h.
TEXT3550
6.h.1.
RCFD3550
0 6.h.2.
6.i.
TEXT3551
6.i.1.
RCFD3551
0 6.i.2.
11,279,000 7.
RCFD2160
1. Not available
a. Interest accrued and unpaid on deposits in domestic offices.......................................
b. Other expenses accrued and unpaid (includes accrued income taxes payable)..........
2. Net deferred tax liabilities...................................................................................................
3. Allowance for credit losses on off-balance sheet credit exposures....................................
4. All other liabilities (itemize and describe amounts greater than $25,000 that exceed 25
percent of this item)................................................................................................................
a. Accounts payable..........................................................................................................
b. Deferred compensation liabilities..................................................................................
c. Dividends declared but not yet payable........................................................................
d. Derivatives with a negative fair value held for purposes other than trading..................
e. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
f. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
g. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
5. Total....................................................................................................................................
1.
RCON3645
RCFD3646
135,000 1.a.
1,562,000 1.b.
RCFD3049
0 2.
RCFDB557
81,000 3.
RCFD2938
3,307,000
4.
0 4.a.
0 4.b.
RCFD3066
RCFDC011
0 4.c.
0 4.d.
RCFD2932
RCFDC012
4.e.
TEXT3552
RCFD3552
4.e.1.
1,154,000 4.e.2.
4.f.
TEXT3553
RCFD3553
Trade date
payable
4.f.1.
1,105,000 4.f.2.
4.g.
TEXT3554
4.g.1.
RCFD3554
0 4.g.2.
5,085,000 5.
RCFD2930
FFIEC 031
Quarter End Date 6/30/2015
30
1. Not applicable
2. Not applicable
3. Securities purchased under agreements to resell..............................................................
4. Securities sold under agreements to repurchase...............................................................
5. Other borrowed money.......................................................................................................
6. Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs................
7. Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs....................
8. Total assets (excludes net due from foreign offices, Edge and Agreement subsidiaries,
and IBFs)................................................................................................................................
9. Total liabilities (excludes net due to foreign offices, Edge and Agreement subsidiaries,
and IBFs)................................................................................................................................
1.
2.
RCONB989
RCONB995
3,086,000 3.
7,657,000 4.
RCON2163
1,760,000 5.
0 6.
RCON2941
285,000 7.
RCON3190
RCON2192
122,681,000
8.
RCON3129
100,150,000
9.
RCON0211
0 RCON1287
0 10.
RCON8492
0 RCON8495
RCON8496
0 RCON8499
0 12.
11.
13.
13.a.
RCONG389
0 RCONG390
RCON1709
0 RCON1713
0 13.a.1.
0 13.a.2.
13.b.
RCONG393
0 RCONG394
RCON1733
0 RCON1736
0 13.b.2.
RCONG397
0 RCONG398
13.b.1.
14.
RCONG399
0 RCONG400
0
15.
RCONA511
0
16.
RCON1754
0 RCON1773
0
17.
18. Equity securities that do not have readily determinable fair values..................................
RCON1752
507,000 18.
1. Total IBF assets of the consolidated bank (component of Schedule RC, item 12).............
2. Total IBF liabilities (component of Schedule RC, item 21)..................................................
RCFN2133
RCFN2898
NR 1.
NR 2.
FFIEC 031
Quarter End Date 6/30/2015
31
RCFD3381
47,064,000 1.
RCFDB558
RCFDB559
0 3.
RCFDB560
2.
4.
RCFD3365
2,899,000 5.
6.
6.a.
RCON3360
41,493,000 6.a.1.
6.a.2.
RCON3465
RCON3466
RCON3386
RCON3387
5,070,000 6.a.2.a.
5,313,000 6.a.2.b.
5,000 6.a.3.
12,395,000 6.a.4.
6.a.5.
RCONB561
RCONB562
0 6.a.5.a.
1,401,000
6.a.5.b.
RCFN3360
RCFD3401
0 6.b.
28,725,000 7.
RCFD3484
0 8.
RCFD3368
129,150,000 9.
RCON3485
701,000
10.
11.
RCONA514
50,081,000 11.a.
3,548,000 11.b.
RCONA529
27,952,000 11.c.
RCONB563
RCFN3404
379,000
12.
RCFD3353
6,857,000 13.
RCFD3355
2,146,000
14.
1. Unused commitments:
a. Revolving, open-end lines secured by 1-4 family residential properties, i.e., home
equity lines........................................................................................................................
1. Unused commitments for Home Equity Conversion Mortgage (HECM) reverse
mortgages outstanding that are held for investment in domestic offices (included in
item 1.a above)...........................................................................................................
2. Unused commitments for proprietary reverse mortgages outstanding that are held
for investment in domestic offices (included in item 1.a above)..................................
b. Credit card lines (Sum of items 1.b.(1) and 1.b.(2) must equal item 1.b)......................
1. Unused consumer credit card lines.........................................................................
2. Other unused credit card lines................................................................................
1.
RCFD3814
15,000
1.a.
RCONJ477
0
1.a.1.
RCONJ478
RCFD3815
RCFDJ455
0 1.b.
0 1.b.1.
RCFDJ456
0 1.b.2.
1.a.2.
FFIEC 031
Quarter End Date 6/30/2015
32
1.c.
1.c.1.
RCFDF164
RCFDF165
7,000 1.c.1.a.
3,268,000
1.c.1.b.
RCFD6550
RCFD3817
59,000 1.c.2.
0 1.d.
1.e.
RCFDJ457
RCFDJ458
RCFDJ459
RCFD3819
RCFD3820
RCFD3821
RCFD3822
RCFD3411
66,888,000 1.e.1.
13,510,000 1.e.2.
4,409,000 1.e.3.
3,857,000 2.
1,197,000 2.a.
1,000 3.
0 3.a.
0 4.
5.
6.
RCFD3433
34,403,000
6.a.
RCFD3432
0 6.b.
7. Credit derivatives:
a. Notional amounts:
1. Credit default swaps..................................................................
2. Total return swaps......................................................................
3. Credit options.............................................................................
4. Other credit derivatives..............................................................
b. Gross fair values:
1. Gross positive fair value.............................................................
2. Gross negative fair value...........................................................
(Column A) Sold
Protection
(Column B) Purchased
Protection
7.
7.a.
RCFDC968
72,831,000 RCFDC969
RCFDC970
2,036,000 RCFDC971
RCFDC972
50,000 RCFDC973
RCFDC974
0 RCFDC975
RCFDC219
1,615,000 RCFDC221
RCFDC220
700,000 RCFDC222
90,306,000 7.a.1.
2,170,000 7.a.2.
274,000 7.a.3.
154,000 7.a.4.
7.b.
1,385,000 7.b.1.
1,911,000 7.b.2.
7.c.
7.c.1.
RCFDG402
41,760,000 7.c.1.a.
45,106,000 7.c.1.b.
RCFDG403
33,157,000 7.c.2.a.
RCFDG401
7.c.2.
RCFDG404
1,723,000
7.c.2.b.
RCFDG405
46,075,000
7.c.2.c.
FFIEC 031
Quarter End Date 6/30/2015
33
7.d.
7.d.1.
RCFDG406
a. Investment grade...................................................................
5,923,000
RCFDG409
b. Subinvestment grade.............................................................
11,009,000
RCFDG407
31,265,000
RCFDG410
20,424,000
RCFDG408
3,096,000 7.d.1.a.
RCFDG411
3,200,000 7.d.1.b.
7.d.2.
RCFDG412
a. Investment grade...................................................................
8,900,000
RCFDG415
b. Subinvestment grade.............................................................
11,776,000
RCFDG413
39,864,000
RCFDG416
21,835,000
RCFDG414
5,920,000 7.d.2.a.
RCFDG417
4,609,000 7.d.2.b.
RCFD8765
RCFD3430
16,489,000 8.
0
9.
9.a.
RCFD3434
0 9.b.
RCFDC978
0
9.c.
9.d.
TEXT3555
9.d.1.
RCFD3555
0 9.d.2.
9.e.
TEXT3556
9.e.1.
RCFD3556
0 9.e.2.
9.f.
TEXT3557
9.f.1.
RCFD3557
0 9.f.2.
RCFD5591
RCFD3435
0 10.a.
10.
10.b.
TEXT5592
10.b.1.
RCFD5592
0 10.b.2.
10.c.
TEXT5593
10.c.1.
RCFD5593
0 10.c.2.
10.d.
TEXT5594
10.d.1.
FFIEC 031
Quarter End Date 6/30/2015
34
2. Amount of component.............................................................................................
e. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
11. Year-to-date merchant credit card sales volume:
a. Sales for which the reporting bank is the acquiring bank.............................................
b. Sales for which the reporting bank is the agent bank with risk.....................................
RCFD5594
0 10.d.2.
10.e.
TEXT5595
10.e.1.
RCFD5595
0 10.e.2.
RCFDC223
0 11.a.
0 11.b.
11.
RCFDC224
FFIEC 031
Quarter End Date 6/30/2015
35
(Column D)
Commodity and
Other Contracts
12.
RCFD8693
a. Futures contracts.............................................................................................
RCFD8694
1,502,901,000
RCFD8697
b. Forward contracts............................................................................................
RCFD8695
0
RCFD8698
4,783,778,000
RCFD8696
0
RCFD8699
389,767,000
0 12.a.
RCFD8700
0 12.b.
12.c.
RCFD8701
1. Written options...........................................................................................
RCFD8702
577,188,000
RCFD8705
2. Purchased options.....................................................................................
RCFD8703
0
RCFD8706
571,294,000
RCFD8704
0
RCFD8707
0 12.c.1.
RCFD8708
0 12.c.2.
12.d.
RCFD8709
1. Written options...........................................................................................
RCFD8710
2,885,903,000
RCFD8713
2. Purchased options.....................................................................................
73,010,000
RCFD8714
3,163,425,000
RCFD3450
e. Swaps..............................................................................................................
RCFD8711
78,042,000
RCFD3826
29,831,681,000
RCFDA126
43,291,658,000
14. Total gross notional amount of derivative contracts held for purposes other than
trading.......................................................................................................................
RCFD8725
1,632,713,000
46,660,000
RCFD8723
2,173,532,000
RCFD8726
24,512,000
5,238,000
RCFD8719
RCFDA127
13. Total gross notional amount of derivative contracts held for trading....................
1,262,000
RCFD8715
52,680,000
RCFD8727
RCFD8712
282,000 12.d.1.
RCFD8716
337,000 12.d.2.
RCFD8720
7,645,000 12.e.
RCFD8724
8,264,000 13.
RCFD8728
480,000
0 14.
RCFDA589
a. Interest rate swaps where the bank has agreed to pay a fixed rate................
14.a.
15.
15.a.
RCFD8733
708,289,000
RCFD8737
675,592,000
RCFD8734
58,176,000
RCFD8738
64,540,000
RCFD8735
792,000
RCFD8739
605,000
RCFD8736
144,000 15.a.1.
RCFD8740
143,000 15.a.2.
FFIEC 031
Quarter End Date 6/30/2015
36
(Column D)
Commodity and
Other Contracts
15.b.
RCFD8741
RCFD8742
371,000
RCFD8745
RCFD8743
RCFD8746
28,000
RCFD8744
0 15.b.1.
RCFD8747
RCFD8748
0 15.b.2.
(Column B)
Monoline
Financial
Guarantors
(Column C)
Hedge Funds
(Column D)
Sovereign
Governments
(Column E)
Corporations and
All Other
Counterparties
RCFDG418
RCFDG419
RCFDG420
RCFDG421
RCFDG422
16.
58,510,000
74,000
324,000
5,844,000 16.a.
16.b.
RCFDG423
RCFDG424
39,052,000
RCFDG428
15,865,000
71,000
6,733,000
RCFDG458
0
RCFDG454
62,449,000
205,000
110,000 16.b.5.
RCFDG452
0
RCFDG456
1,000
RCFDG460
5,000 16.b.4.
RCFDG447
RCFDG451
RCFDG455
RCFDG459
383,000 16.b.3.
RCFDG442
RCFDG446
RCFDG450
35,000 16.b.2.
RCFDG437
3,000
0
RCFDG453
RCFDG441
RCFDG445
950,000 16.b.1.
RCFDG432
RCFDG436
28,000
RCFDG449
22,000
RCFDG440
RCFDG444
111,000
6. Equity securities..........................................................................
7. All other collateral........................................................................
RCFDG427
RCFDG431
RCFDG435
RCFDG439
RCFDG448
176,000
617,000
RCFDG438
RCFDG426
RCFDG430
RCFDG434
RCFDG443
5. Corporate bonds..........................................................................
0
RCFDG429
RCFDG433
RCFDG425
0 16.b.6.
RCFDG457
0
RCFDG461
25,000
539,000 16.b.7.
RCFDG462
2,022,000 16.b.8.
FFIEC 031
Quarter End Date 6/30/2015
37
1. Extensions of credit by the reporting bank to its executive officers, directors, principal
shareholders, and their related interests as of the report date:
a. Aggregate amount of all extensions of credit to all executive officers, directors, principal
shareholders, and their related interests..........................................................................
b. Number of executive officers, directors, and principal shareholders to whom the amount
of all extensions of credit by the reporting bank (including extensions of credit to related
interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined
for this purpose in agency regulations..............................................................................
2. Intangible assets other than goodwill:
a. Mortgage servicing assets............................................................................................
1. Estimated fair value of mortgage servicing assets..................................................
b. Purchased credit card relationships and nonmortgage servicing assets......................
c. All other identifiable intangible assets...........................................................................
d. Total (sum of items 2.a, 2.b, and 2.c) (must equal Schedule RC, item 10.b)................
3. Other real estate owned:
a. Construction, land development, and other land in domestic offices............................
b. Farmland in domestic offices........................................................................................
c. 1-4 family residential properties in domestic offices.....................................................
d. Multifamily (5 or more) residential properties in domestic offices.................................
e. Nonfarm nonresidential properties in domestic offices.................................................
f. Foreclosed properties from "GNMA loans"....................................................................
g. In foreign offices............................................................................................................
h. Total (sum of items 3.a through 3.g) (must equal Schedule RC, item 7).......................
4. Not applicable
5. Other borrowed money:
a. Federal Home Loan Bank advances:
1. Advances with a remaining maturity or next repricing date of:
a. One year or less................................................................................................
b. Over one year through three years....................................................................
c. Over three years through five years...................................................................
d. Over five years...................................................................................................
2. Advances with a remaining maturity of one year or less (included in item 5.a.(1)(a)
above).........................................................................................................................
3. Structured advances (included in items 5.a.(1)(a) - (d) above)...............................
b. Other borrowings:
1. Other borrowings with a remaining maturity of next repricing date of:
a. One year or less................................................................................................
b. Over one year through three years....................................................................
c. Over three years through five years...................................................................
d. Over five years...................................................................................................
2. Other borrowings with a remaining maturity of one year or less (included in item
5.b.(1)(a) above).........................................................................................................
c. Total (sum of items 5.a.(1)(a)-(d) and items 5.b.(1)(a)-(d)) (must equal Schedule RC,
item 16).............................................................................................................................
6. Does the reporting bank sell private label or third party mutual funds and annuities?.......
7. Assets under the reporting bank's management in proprietary mutual funds and annuities.
8. Internet Web site addresses and physical office trade names:
a. Uniform Resource Locator (URL) of the reporting institution's primary Internet Web
site (home page), if any (Example: www.examplebank.com):..........................................
b. URLs of all other public-facing Internet Web sites that the reporting institution uses to
accept or solicit deposits from the public, if any (Example: www.examplebank.biz):
1.
RCFD6164
0
1.a.
RCFD6165
0
1.b.
2.
RCFD3164
RCFDA590
0 2.a.
0 2.a.1.
RCFD5507
0 2.b.
0 2.c.
RCFD0426
0 2.d.
RCON5508
0 3.a.
0 3.b.
RCFDB026
3.
RCON5509
RCON5510
RCON5511
RCON5512
RCONC979
RCFN5513
RCFD2150
0 3.c.
0 3.d.
0 3.e.
0 3.f.
0 3.g.
0 3.h.
4.
5.
5.a.
5.a.1.
RCFDF055
RCFDF056
1,497,000 5.a.1.a.
0 5.a.1.b.
RCFDF058
0 5.a.1.c.
0 5.a.1.d.
RCFD2651
RCFDF059
0 5.a.3.
RCFDF057
5.a.2.
5.b.
5.b.1.
RCFDF060
RCFDF061
RCFDF062
RCFDF063
RCFDB571
263,000 5.b.1.a.
0 5.b.1.b.
0 5.b.1.c.
0 5.b.1.d.
179,000
5.b.2.
RCFD3190
1,760,000
5.c.
RCFDB569
RCFDB570
No 6.
0 7.
8.
TEXT4087
8.a.
8.b.
FFIEC 031
Quarter End Date 6/30/2015
38
1. URL 1......................................................................................................................
2. URL 2......................................................................................................................
3. URL 3......................................................................................................................
4. URL 4......................................................................................................................
5. URL 5......................................................................................................................
6. URL 6......................................................................................................................
7. URL 7......................................................................................................................
8. URL 8......................................................................................................................
9. URL 9......................................................................................................................
10. URL 10..................................................................................................................
c. Trade names other than the reporting institution's legal title used to identify one or
more of the institution's physical offices at which deposits are accepted or solicited from
the public, if any:
1. Trade name 1..........................................................................................................
2. Trade name 2..........................................................................................................
3. Trade name 3..........................................................................................................
4. Trade name 4..........................................................................................................
5. Trade name 5..........................................................................................................
6. Trade name 6..........................................................................................................
9. Do any of the bank's Internet Web sites have transactional capability, i.e., allow the bank's
customers to execute transactions on their accounts through the Web site?.........................
10. Secured liabilities:
a. Amount of "Federal funds purchased in domestic offices" that are secured (included
in Schedule RC, item 14.a)...............................................................................................
b. Amount of "Other borrowings" that are secured (included in Schedule RC-M, items
5.b.(1)(a) - (d))..................................................................................................................
11. Does the bank act as trustee or custodian for Individual Retirement Accounts, Health
Savings Accounts, and other similar accounts?.....................................................................
12. Does the bank provide custody, safekeeping, or other services involving the acceptance
of orders for the sale or purchase of securities?....................................................................
13. Assets covered by loss-sharing agreements with the FDIC:
a. Loans and leases (included in Schedule RC, items 4.a and 4.b):
1. Loans secured by real estate in domestic offices:
a. Construction, land development, and other land loans:
1. 1-4 family residential construction loans......................................................
2. Other construction loans and all land development and other land loans....
b. Secured by farmland..........................................................................................
c. Secured by 1-4 family residential properties:
1. Revolving, open-end loans secured by 1-4 family residential properties and
extended under lines of credit..........................................................................
2. Closed-end loans secured by 1-4 family residential properties:
a. Secured by first liens..............................................................................
b. Secured by junior liens...........................................................................
d. Secured by multifamily (5 or more) residential properties.................................
e. Secured by nonfarm nonresidential properties:
1. Loans secured by owner-occupied nonfarm nonresidential properties.......
2. Loans secured by other nonfarm nonresidential properties.........................
2. Loans to finance agricultural production and other loans to farmers......................
3. Commercial and industrial loans.............................................................................
4. Loans to individuals for household, family, and other personal expenditures:
a. Credit cards.......................................................................................................
b. Automobile loans...............................................................................................
TE01N528
8.b.1.
TE02N528
8.b.2.
TE03N528
8.b.3.
TE04N528
8.b.4.
TE05N528
8.b.5.
TE06N528
8.b.6.
TE07N528
8.b.7.
TE08N528
8.b.8.
TE09N528
8.b.9.
TE10N528
8.b.10.
8.c.
TE01N529
8.c.1.
TE02N529
8.c.2.
TE03N529
8.c.3.
TE04N529
8.c.4.
TE05N529
8.c.5.
TE06N529
8.c.6.
RCFD4088
No
9.
10.
RCONF064
0
10.a.
RCFDF065
85,000
10.b.
RCONG463
No
11.
RCONG464
No
12.
13.
13.a.
13.a.1.
13.a.1.a.
RCONK170
0 13.a.1.a.1.
0 13.a.1.a.2.
RCONK171
0 13.a.1.b.
RCONK169
13.a.1.c.
RCONK172
0
13.a.1.c.1.
13.a.1.c.2.
RCONK174
0 13.a.1.c.2.a.
0 13.a.1.c.2.b.
RCONK175
0 13.a.1.d.
RCONK176
0 13.a.1.e.1.
0 13.a.1.e.2.
RCONK173
13.a.1.e.
RCONK177
RCFDK178
RCFDK179
0 13.a.2.
0 13.a.3.
13.a.4.
RCFDK180
RCFDK181
0 13.a.4.a.
0 13.a.4.b.
FFIEC 031
Quarter End Date 6/30/2015
39
c. Other (includes revolving credit plans other than credit cards and other consumer
loans).....................................................................................................................
5. All other loans and all leases..................................................................................
a. Loans to depository institutions and acceptances of other banks.....................
b. Loans to foreign governments and official institutions.......................................
c. Other loans........................................................................................................
d. Lease financing receivables..............................................................................
e. Loans secured by real estate in foreign offices.................................................
b. Other real estate owned (included in Schedule RC, item 7):
1. Construction, land development, and other land in domestic offices......................
2. Farmland in domestic offices..................................................................................
3. 1-4 family residential properties in domestic offices................................................
4. Multifamily (5 or more) residential properties in domestic offices...........................
5. Nonfarm nonresidential properties in domestic offices...........................................
6. In foreign offices......................................................................................................
7. Portion of covered other real estate owned included in items 13.b.(1) through (6)
above that is protected by FDIC loss-sharing agreements.........................................
c. Debt securities (included in Schedule RC, items 2.a and 2.b)......................................
d. Other assets (exclude FDIC loss-sharing indemnification assets)................................
14. Captive insurance and reinsurance subsidiaries:
a. Total assets of captive insurance subsidiaries..............................................................
b. Total assets of captive reinsurance subsidiaries...........................................................
15. Qualified Thrift Lender (QTL) test:
a. Does the institution use the Home Owners' Loan Act (HOLA) QTL test or the Internal
Revenue Service Domestic Building and Loan Association (IRS DBLA) test to determine
its QTL compliance? (for the HOLA QTL test, enter 1; for the IRS DBLA test, enter 2)....
b. Has the institution been in compliance with the HOLA QTL test as of each month end
during the quarter or the IRS DBLA test for its most recent taxable year, as applicable?.
16. International remittance transfers offered to consumers:
a. As of the report date, did your institution offer to consumers in any state any of the
following mechanisms for sending international remittance transfers?
1. International wire transfers......................................................................................
2. International ACH transactions...............................................................................
3. Other proprietary services operated by your institution...........................................
4. Other proprietary services operated by another party............................................
b. Did your institution provide more than 100 international remittance transfers in the
previous calendar year or does your institution estimate that it will provide more than 100
international remittance transfers in the current calendar year?.......................................
c. Indicate which of the mechanisms described in items 16.a.(1), (2), and (3) above is
the mechanism that your institution estimates accounted for the largest number of
international remittance transfers your institution provided during the two calendar quarters
ending on the report date. (For international wire transfers, enter 1; for international ACH
transactions, enter 2; for other proprietary services operated by your institution, enter 3.
If your institution did not provide any international remittance transfers using the
mechanisms described in items 16.a.(1), (2), and (3) above during the two calendar
quarters ending on the report date, enter 0.)....................................................................
d. Estimated number and dollar value of international remittance transfers provided by
your institution during the two calendar quarters ending on the report date:
1. Estimated number of international remittance transfers..........................................
2. Estimated dollar value of international remittance transfers....................................
3. Estimated number of international remittance transfers for which your institution
applied the temporary exception.................................................................................
RCFDK182
RCFDK183
0 13.a.5.
0 13.a.5.a.
13.a.4.c.
RCFDK184
RCFDK185
RCFDK186
RCFDK273
RCFNK290
0 13.a.5.b.
0 13.a.5.c.
0 13.a.5.d.
0 13.a.5.e.
13.b.
RCONK187
RCONK188
RCONK189
RCONK190
0 13.b.1.
0 13.b.2.
0 13.b.3.
0 13.b.4.
RCFNK260
0 13.b.5.
0 13.b.6.
RCFDK192
RCFDJ461
0 13.c.
0 13.d.
RCONK191
13.b.7.
RCFDJ462
14.
RCFDK193
RCFDK194
0 14.a.
0 14.b.
15.
RCONL133
NR
15.a.
RCONL135
NR
15.b.
16.
16.a.
RCONN517
RCONN518
Yes 16.a.1.
No 16.a.2.
RCONN520
No 16.a.3.
No 16.a.4.
RCONN521
No
RCONN519
16.b.
RCONN522
NR
16.c.
16.d.
RCONN524
NR 16.d.1.
NR 16.d.2.
RCONN527
NR
RCONN523
16.d.3.
FFIEC 031
Quarter End Date 6/30/2015
40
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
(Column A) Past (Column B) Past
due 30 through due 90 days or
89 days and still more and still
accruing
accruing
Dollar amounts in thousands
(Column C)
Nonaccrual
1.
1.a.
RCONF172
RCONF174
0
RCONF173
0
RCONF175
0
RCON3493
RCONF176
0 1.a.1.
RCONF177
0
RCON3494
0 1.a.2.
RCON3495
0 1.b.
1.c.
RCON5398
RCON5399
RCON5400
0 1.c.1.
1.c.2.
RCONC236
RCONC237
3,000
RCONC238
RCONC229
0
RCONC239
1,000
RCON3499
1,000 1.c.2.a.
RCONC230
0
RCON3500
0 1.c.2.b.
RCON3501
0 1.d.
1.e.
RCONF178
RCONF180
0
RCONF179
0
RCONF181
0
RCFNB572
f. In foreign offices...........................................................................
RCONF182
0
RCFNB573
0 1.e.1.
RCONF183
37,000 1.e.2.
RCFNB574
0 1.f.
2.
RCFD5377
RCFD5378
0
RCFD5380
b. To foreign banks..........................................................................
0
RCFD5381
0
RCFD1594
RCFD5379
0 2.a.
RCFD5382
0
RCFD1597
0 2.b.
RCFD1583
0 3.
4.
RCFD1251
RCFD1252
0
RCFD1254
RCFD1253
0
RCFD1255
11,000 4.a.
RCFD1256
0 4.b.
5.
FFIEC 031
Quarter End Date 6/30/2015
41
a. Credit cards.................................................................................
RCFDB576
0
RCFDK213
b. Automobile loans.........................................................................
c. Other (includes revolving credit plans other than credit cards and
other consumer loans)....................................................................
0 5.b.
RCFDK218
RCFD5390
RCFD5459
0 5.a.
RCFDK215
RCFDK217
RCFD5389
RCFDB577
RCFDK214
RCFDK216
(Column C)
Nonaccrual
0 5.c.
RCFD5391
0
RCFD5460
0 6.
RCFD5461
14,000 7.
8.
RCFDF166
RCFDF167
0
RCFDF169
0
RCFDF170
0
RCFD3505
RCFDK042
0 8.b.
RCFD3507
0
RCFDK037
0
RCFDK039
0 8.a.
RCFDF171
RCFD3506
RCFDK036
RCFDF168
0 9.
RCFDK038
0
RCFDK040
0
RCFDK043
0 10.a.
RCFDK044
0 10.b.
11. Loans and leases reported in items 1 through 8 above that are
covered by loss-sharing agreements with the FDIC:
11.
11.a.
11.a.1.
RCONK045
RCONK046
0
RCONK048
2. Secured by farmland..............................................................
RCONK047
RCONK049
RCONK051
0 11.a.1.a.
RCONK050
0
RCONK052
0 11.a.1.b.
RCONK053
0 11.a.2.
11.a.3.
RCONK054
RCONK055
RCONK056
0 11.a.3.a.
11.a.3.b.
RCONK057
RCONK058
0
RCONK060
10.
RCFDK041
RCONK059
0
RCONK061
0 11.a.3.b.1.
RCONK062
0 11.a.3.b.2.
FFIEC 031
Quarter End Date 6/30/2015
42
RCONK064
(Column C)
Nonaccrual
RCONK065
0 11.a.4.
11.a.5.
RCONK066
RCONK069
RCFDK072
RCONK067
0
RCONK070
0 11.a.5.a.
RCONK071
0
RCFDK073
0
RCFDK075
RCONK068
0 11.a.5.b.
RCFDK074
0
RCFDK076
0 11.b.
RCFDK077
0 11.c.
11.d.
RCFDK078
1. Credit cards...........................................................................
RCFDK079
0
RCFDK081
2. Automobile loans...................................................................
3. Other (includes revolving credit plans other than credit cards
and other consumer loans)........................................................
0
0
3. Other loans............................................................................
0 11.e.3.
RCFDK272
0
RCFNK292
0
RCFDK102
0 11.e.2.
RCFDK101
RCFDK271
RCFNK291
0 11.e.1.
RCFDK097
RCFDK100
RCFDK269
0 11.e.
RCFDK093
RCFDK096
RCFDK099
0 11.d.3.
RCFDK089
RCFDK092
0 11.d.2.
RCFDK086
RCFDK088
RCFDK095
RCFDK091
0 11.d.1.
RCFDK083
RCFDK085
RCFDK087
0
RCFDK082
RCFDK084
RCFDK080
0 11.e.4.
RCFNK293
0
RCFDK103
0 11.e.5.
RCFDK104
0 11.f.
M.1.
M.1.a.
RCONK105
RCONK106
RCONK108
RCONF661
RCONK111
RCONK107
0
RCONK109
0
RCONF662
0 M.1.a.2.
RCONF663
0
RCONK112
0 M.1.a.1.
RCONK110
0 M.1.b.
RCONK113
0 M.1.c.
FFIEC 031
Quarter End Date 6/30/2015
43
(Column C)
Nonaccrual
M.1.d.
RCONK114
RCONK115
0
RCONK117
RCONK116
0
RCONK118
0 M.1.d.1.
RCONK119
0 M.1.d.2.
M.1.e.
RCFDK120
RCFDK121
0
RCFDK123
0
RCFDK124
0
RCFDK126
RCFDK138
0 M.1.e.2.
RCFDK128
0
RCONK131
0
RCFDK134
0 M.1.e.1.
RCFDK125
RCFDK127
RCONK130
RCFDK122
0 M.1.f.
RCONK132
0
RCFDK135
0 M.1.f.1.
RCFDK136
0
RCFDK139
0 M.1.f.2.
RCFDK140
0 M.1.f.3.
M.1.f.4.
RCFDK274
a. Credit cards......................................................................
RCFDK275
0
RCFDK277
b. Automobile loans..............................................................
c. Other (includes revolving credit plans other than credit
cards and other consumer loans)........................................
0
0
0 M.1.f.6.
RCFNK296
0
RCFD6559
0
RCFD1248
0 M.1.f.5.
RCFDK288
RCFNK295
RCFD6558
0 M.1.f.4.c.
RCFDK285
RCFDK287
RCFNK294
0 M.1.f.4.b.
RCFDK282
RCFDK284
6. Other loans............................................................................
RCFDK286
0 M.1.f.4.a.
RCFDK279
RCFDK281
RCFDK283
0
RCFDK278
RCFDK280
RCFDK276
0 M.1.f.7.
RCFD6560
0
RCFD1249
0 M.3.
4. Not applicable
M.4.
5. Loans and leases held for sale and loans measured at fair value
(included in Schedule RC-N, items 1 through 8, above):
M.5.
RCFDC240
M.2.
RCFD1250
RCFDC241
RCFDC226
0 M.5.a.
M.5.b.
FFIEC 031
Quarter End Date 6/30/2015
44
1. Fair value...............................................................................
RCFDF665
4,000
RCFDF667
(Column C)
Nonaccrual
RCFDF666
1,000 M.5.b.1.
RCFDF668
5,000
RCFDF669
7,000 M.5.b.2.
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
Dollar amounts in thousands
RCFD3529
0 M.6.
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
Dollar amounts in thousands
6,000 M.7.
1,000 M.8.
RCFDC410
RCFDC411
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
(Column A) Past (Column B) Past
due 30 through due 90 days or
89 days and still more and still
accruing
accruing
Dollar amounts in thousands
(Column C)
Nonaccrual
M.9.
RCFDL183
a. Outstanding balance...................................................................
RCFDL184
0
RCFDL186
RCFDL185
0
RCFDL187
0 M.9.a.
RCFDL188
0 M.9.b.
Schedule RC-O - Other Data for Deposit Insurance and FICO Assessments
Dollar amounts in thousands
1. Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal
Deposit Insurance Act and FDIC regulations.........................................................................
2. Total allowable exclusions, including interest accrued and unpaid on allowable exclusions
(including foreign deposits)....................................................................................................
3. Total foreign deposits, including interest accrued and unpaid thereon (included in item 2
above)....................................................................................................................................
4. Average consolidated total assets for the calendar quarter................................................
a. Averaging method used (for daily averaging, enter 1; for weekly averaging, enter 2)....
5. Average tangible equity for the calendar quarter................................................................
6. Holdings of long-term unsecured debt issued by other FDIC-insured depository
institutions..............................................................................................................................
7. Unsecured "Other borrowings" with a remaining maturity of (sum of items 7.a through 7.d
must be less than or equal to Schedule RC-M, items 5.b.(1)(a)-(d) minus item 10.b):
a. One year or less............................................................................................................
b. Over one year through three years...............................................................................
c. Over three years through five years..............................................................................
RCFDF236
78,258,000
1.
RCFDF237
285,000
2.
RCFNF234
285,000
RCFDK652
RCFDK653
129,150,000 4.
1 4.a.
RCFDK654
21,865,000 5.
3.
RCFDK655
0
6.
7.
RCFDG466
178,000 7.a.
0 7.b.
RCFDG467
0 7.c.
RCFDG465
FFIEC 031
Quarter End Date 6/30/2015
45
RCFDG468
0 7.d.
RCFDG469
0 8.a.
0 8.b.
8.
RCFDG470
RCFDG471
RCFDG472
RCONG803
0 8.c.
2,000,000 8.d.
0
9.
RCONL190
NR 9.a.
RCFDK656
No
RCFDK657
RCFDK658
NR 10.a.
NR 10.b.
RCFDK659
No
RCFDK660
NR 11.a.
NR 11.b.
10.
11.
RCFDK661
M.1.
M.1.a.
RCONF049
RCONF050
41,017,000 M.1.a.1.
1308249 M.1.a.2.
M.1.b.
RCONF051
29,942,000
M.1.b.1.
RCONF052
12720
M.1.b.2.
M.1.c.
RCONF045
RCONF046
6,600,000 M.1.c.1.
923304 M.1.c.2.
M.1.d.
RCONF047
RCONF048
RCON5597
414,000 M.1.d.1.
887 M.1.d.2.
26,919,000
M.2.
M.3.
TEXTA545
M.3.a.
RCONA545
0 M.3.b.
M.4.
M.5.
M.6.
RCFDK663
RCFDK664
RCFDK665
RCFDK666
CONF M.6.a.
CONF M.6.b.
CONF M.6.c.
CONF M.6.d.
FFIEC 031
Quarter End Date 6/30/2015
46
7. "Nontraditional 1-4 family residential mortgage loans" as defined for assessment purposes
only in FDIC regulations:
a. Nontraditional 1-4 family residential mortgage loans....................................................
b. Securitizations of nontraditional 1-4 family residential mortgage loans........................
8. "Higher-risk consumer loans" as defined for assessment purposes only in FDIC regulations:
a. Higher-risk consumer loans..........................................................................................
b. Securitizations of higher-risk consumer loans..............................................................
9. "Higher-risk commercial and industrial loans and securities" as defined for assessment
purposes only in FDIC regulations:
a. Higher-risk commercial and industrial loans and securities..........................................
b. Securitizations of higher-risk commercial and industrial loans and securities..............
10. Commitments to fund construction, land development, and other land loans secured by
real estate for the consolidated bank:
a. Total unfunded commitments........................................................................................
b. Portion of unfunded commitments guaranteed or insured by the U.S. government
(including the FDIC)..........................................................................................................
11. Amount of other real estate owned recoverable from the U.S. government under guarantee
or insurance provisions (excluding FDIC loss-sharing agreements)......................................
12. Nonbrokered time deposits of more than $250,000 in domestic offices (included in
Schedule RC-E, Memorandum item 2.d)...............................................................................
13. Portion of funded loans and securities in domestic and foreign offices guaranteed or
insured by the U.S. government (including FDIC loss-sharing agreements):
a. Construction, land development, and other land loans secured by real estate............
b. Loans secured by multifamily residential and nonfarm nonresidential properties.........
c. Closed-end loans secured by first liens on 1-4 family residential properties................
d. Closed-end loans secured by junior liens on 1-4 family residential properties and
revolving, open-end loans secured by 1-4 family residential properties and extended
under lines of credit..........................................................................................................
e. Commercial and industrial loans...................................................................................
f. Credit card loans to individuals for household, family, and other personal expenditures.
g. All other loans to individuals for household, family, and other personal expenditures...
h. Non-agency residential mortgage-backed securities....................................................
14. Amount of the institution's largest counterparty exposure................................................
15. Total amount of the institution's 20 largest counterparty exposures.................................
16. Portion of loans restructured in troubled debt restructurings that are in compliance with
their modified terms and are guaranteed or insured by the U.S. government (including the
FDIC) (included in Schedule RC-C, part I, Memorandum item 1)..........................................
17. Selected fully consolidated data for deposit insurance assessment purposes:
a. Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Fderal
Deposit Insurance Act and FDIC regulations...................................................................
b. Total allowable exclusions, including interest accrued and unpaid on allowable
exclusions (including foreign deposits).............................................................................
c. Unsecured "Other borrowings" with a remaining maturity of one year or less..............
d. Estimated amount of uninsured deposits in domestic offices of the institution and in
insured branches in Puerto Rico and U.S. territories and possessions, including related
interest accrued and unpaid.............................................................................................
M.7.
RCFDN025
RCFDN026
CONF M.7.a.
CONF M.7.b.
M.8.
RCFDN027
RCFDN028
CONF M.8.a.
CONF M.8.b.
M.9.
RCFDN030
CONF M.9.a.
CONF M.9.b.
RCFDK676
102,000 M.10.a.
RCFDK677
RCFDN029
M.10.
M.10.b.
RCFDK669
0
M.11.
RCONK678
2,000,000
M.12.
M.13.
RCFDN177
0 M.13.a.
RCFDN178
M.13.b.
RCFDN179
M.13.c.
RCFDN180
M.13.d.
RCFDN181
M.13.e.
RCFDN182
M.13.f.
RCFDN183
M.13.g.
RCFDM963
M.13.h.
RCFDK674
CONF M.14.
CONF M.15.
RCFDL189
RCFDK673
M.16.
M.17.
RCFDL194
NR
M.17.a.
RCFDL195
NR
RCFDL196
NR M.17.c.
RCONL197
NR
M.17.b.
M.17.d.
FFIEC 031
Quarter End Date 6/30/2015
47
Schedule RC-O - Other Data for Deposit Insurance and FICO Assessments
(Column
A)
Two-Year
Probability
of
Default
(PD) <=
1%
Dollar amounts in thousands
18. Outstanding balance of 1-4
family residential mortgage loans,
consumer loans, and consumer
leases by two-year probability of
default:
RCFDM964
a. "Nontraditional 1-4 family
residential mortgage loans" as
defined for assessment
CONF
purposes only in FDIC
regulations................................
b. Closed-end loans secured by RCFDM979
first liens on 1-4 family
CONF
residential properties................
c. Closed-end loans secured by RCFDM994
junior liens on 1-4 family
CONF
residential properties................
d. Revolving, open-end loans RCFDN010
secured by 1-4 family residential
properties and extended under
CONF
lines of credit............................
(Column
B)
Two-Year
Probability
of
Default
(PD)
1.014%
(Column
C)
Two-Year
Probability
of
Default
(PD)
4.017%
(Column
D)
Two-Year
Probability
of
Default
(PD)
7.0110%
(Column
E)
Two-Year
Probability
of
Default
(PD)
10.0114%
(Column
F)
Two-Year
Probability
of
Default
(PD)
14.0116%
(Column
G)
Two-Year
Probability
of
Default
(PD)
16.0118%
(Column
H)
Two-Year
Probability
of
Default
(PD)
18.0120%
(Column
I)
Two-Year
Probability
of
Default
(PD)
20.0122%
(Column
J)
Two-Year
Probability
of
Default
(PD)
22.0126%
(Column
K)
Two-Year
Probability
of
Default
(PD)
26.0130%
(Column
L)
Two-Year
Probability
of
Default
(PD) >
30%
(Column
M)
Two-Year
Probability
of
Default
(PD)
Unscoreable
(Column
N)
Two-Year
Probability
of
Default
(PD)
Total
(Column
O) PDs
Were
Derived
Using
M.18.
RCFDM965 RCFDM966 RCFDM967 RCFDM968 RCFDM969 RCFDM970 RCFDM971 RCFDM972 RCFDM973 RCFDM974 RCFDM975 RCFDM976 RCFDM977 RCFDM978
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8a
..
RCFDM980 RCFDM981 RCFDM982 RCFDM983 RCFDM984 RCFDM985 RCFDM986 RCFDM987 RCFDM988 RCFDM989 RCFDM990 RCFDM991 RCFDM992 RCFDM993
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8b
..
RCFDM995 RCFDM996 RCFDM997 RCFDM998 RCFDM999 RCFDN001 RCFDN002 RCFDN003 RCFDN004 RCFDN005 RCFDN006 RCFDN007 RCFDN008 RCFDN009
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8c..
RCFDN011 RCFDN012 RCFDN013 RCFDN014 RCFDN015 RCFDN016 RCFDN017 RCFDN018 RCFDN019 RCFDN020 RCFDN021 RCFDN022 RCFDN023 RCFDN024
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8d
..
RCFDN040 RCFDN041 RCFDN042 RCFDN043 RCFDN044 RCFDN045 RCFDN046 RCFDN047 RCFDN048 RCFDN049 RCFDN050 RCFDN051 RCFDN052 RCFDN053 RCFDN054
e. Credit cards..........................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF M1.8e..
RCFDN055 RCFDN056 RCFDN057 RCFDN058 RCFDN059 RCFDN060 RCFDN061 RCFDN062 RCFDN063 RCFDN064 RCFDN065 RCFDN066 RCFDN067 RCFDN068 RCFDN069
f. Automobile loans...................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF M.18.f
RCFDN070 RCFDN071 RCFDN072 RCFDN073 RCFDN074 RCFDN075 RCFDN076 RCFDN077 RCFDN078 RCFDN079 RCFDN080 RCFDN081 RCFDN082 RCFDN083 RCFDN084
CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF
g. Student loans.......................
h. Other consumer loans and RCFDN085 RCFDN086 RCFDN087 RCFDN088 RCFDN089 RCFDN090 RCFDN091 RCFDN092 RCFDN093 RCFDN094 RCFDN095 RCFDN096 RCFDN097 RCFDN098 RCFDN099
revolving credit plans other than
CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF
credit cards...............................
M1
.8g
..
M1
.8h
..
RCFDN100 RCFDN101 RCFDN102 RCFDN103 RCFDN104 RCFDN105 RCFDN106 RCFDN107 RCFDN108 RCFDN109 RCFDN110 RCFDN111 RCFDN112 RCFDN113 RCFDN114
i. Consumer leases...................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF M.18.i
RCFDN115 RCFDN116 RCFDN117 RCFDN118 RCFDN119 RCFDN120 RCFDN121 RCFDN122 RCFDN123 RCFDN124 RCFDN125 RCFDN126 RCFDN127 RCFDN128
j. Total.......................................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M.18.j
FFIEC 031
Quarter End Date 6/30/2015
48
Schedule RC-P - 1-4 Family Residential Mortgage Banking Activities in Domestic Offices
Dollar amounts in thousands
1. Retail originations during the quarter of 1-4 family residential mortgage loans for sale:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
2. Wholesale originations and purchases during the quarter of 1-4 family residential mortgage
loans for sale:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
3. 1-4 family residential mortgages sold during the quarter:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
4. 1-4 family residential mortgages held for sale at quarter-end (included in Schedule RC,
item 4.a):
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
5. Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family
residential mortgage loans (included in Schedule RI, items 5.c, 5.f, 5.g, and 5.i):
a. Closed-end 1-4 family residential mortgage loans........................................................
b. Open-end 1-4 family residential mortgage loans extended under lines of credit..........
6. Repurchases and indemnifications of 1-4 family residential mortgage loans during the
quarter:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under line of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
7. Representation and warranty reserves for 1-4 family residential mortgage loans sold:
a. For representations and warranties made to U.S. government agencies and
government-sponsored agencies.....................................................................................
b. For representations and warranties made to other parties...........................................
c. Total representation and warranty reserves (sum of items 7.a and 7.b).......................
1.
RCONF066
RCONF067
0 1.a.
0 1.b.
1.c.
RCONF670
RCONF671
0 1.c.1.
0 1.c.2.
2.
RCONF068
RCONF069
0 2.a.
0 2.b.
2.c.
RCONF672
RCONF673
0 2.c.1.
0 2.c.2.
3.
RCONF070
RCONF071
0 3.a.
0 3.b.
3.c.
RCONF674
RCONF675
0 3.c.1.
0 3.c.2.
4.
RCONF072
RCONF073
0 4.a.
0 4.b.
4.c.
RCONF676
RCONF677
0 4.c.1.
0 4.c.2.
5.
RIADF184
RIADF560
0 5.a.
0 5.b.
6.
RCONF678
RCONF679
0 6.a.
0 6.b.
6.c.
RCONF680
RCONF681
0 6.c.1.
0 6.c.2.
7.
RCONL191
CONF
RCONL192
CONF 7.b.
36,000 7.c.
7.a.
RCONM288
FFIEC 031
Quarter End Date 6/30/2015
49
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFD1773
1. Available-for-sale securities....................................................................
2. Federal funds sold and securities purchased under agreements to
resell...........................................................................................................
RCFDG474
0
RCFDG478
2,017,000
RCFDG483
0
RCFDG479
RCFDG484
RCFDG485
RCFDG489
RCFDG490
0 2.
RCFDG487
602,000
RCFDG491
0 1.
RCFDG482
2,694,000
RCFDG486
RCFDG477
RCFDG481
9,387,000
RCFDG476
RCFDG480
677,000
602,000
RCFDG488
RCFDG475
8,176,000
0 3.
RCFDG492
1,211,000 4.
5. Trading assets:
5.
RCFD3543
a. Derivative assets...............................................................................
9,506,000
RCFDG497
15,633,000
RCFDF240
651,000
RCFDG502
37,796,000
RCFDF252
8. Deposits..................................................................................................
9. Federal funds purchased and securities sold under agreements to
repurchase..................................................................................................
RCFDG498
7,655,000
RCFDG495
0
RCFDG499
-17,000
RCFDF684
RCFDF692
RCFDG392
726,000
794,071,000
17,000
5,515,000
822,113,000
RCFDF253
0
RCFDG509
677,000
873,000
RCFDG505
RCFDF694
RCFDG508
11,000
RCFDG396
RCFDG504
RCFDF686
9,487,000
RCFDF241
RCFDG395
RCFDG503
800,281,000
RCFDG500
5,498,000
6,215,000
RCFDG507
RCFDG494
792,685,000
29,000
RCFDG391
RCFDG493
4,535,000
RCFDG510
RCFDG496
1,910,000 5.a.
RCFDG501
631,000 5.b.
RCFDF242
18,000
487,000 6.
RCFDG506
4,239,000 7.
RCFDF254
1,680,000 8.
RCFDG511
8,332,000
0 9.
10.
RCFD3547
a. Derivative liabilities............................................................................
4,888,000
RCFDG516
5.b.1.
RCFDG804
922,000
RCFDG512
RCFDG513
770,664,000
RCFDG517
RCFDG514
0
RCFDG518
815,000
773,713,000
RCFDG519
102,000
RCFDG515
1,839,000 10.a.
RCFDG520
5,000 10.b.
FFIEC 031
Quarter End Date 6/30/2015
50
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG521
RCFDG522
1,640,000
RCFDG526
RCFDG527
0
RCFDG805
RCFDG523
0
RCFDG528
0
RCFDG806
217,000
RCFDG531
550,000
RCFDG529
2,000
RCFDG530
0 12.
RCFDG809
653,000
RCFDG534
817,000
0 11.
0
RCFDG808
RCFDG533
771,891,000
RCFDG525
1,640,000
0
RCFDG807
RCFDG532
21,537,000
RCFDG524
112,000 13.
RCFDG535
788,975,000
3,636,000 14.
M.1.
RCFDG536
RCFDG537
0
RCFDG541
485,000
RCFDG538
0
RCFDG542
726,000
RCFDG539
0
RCFDG543
RCFDG540
0
RCFDG544
746,000
0 M.1.a.
RCFDG545
465,000 M.1.b.
FFIEC 031
Quarter End Date 6/30/2015
51
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.c.
TEXTG546
M.1.c.1.
FFIEC 031
Quarter End Date 6/30/2015
52
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG546
2. Amount of component.............................................................................
RCFDG547
RCFDG548
RCFDG549
RCFDG550
0 M.1.c.2.
FFIEC 031
Quarter End Date 6/30/2015
53
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.d.
TEXTG551
M.1.d.1.
FFIEC 031
Quarter End Date 6/30/2015
54
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG551
2. Amount of component.............................................................................
RCFDG552
RCFDG553
RCFDG554
RCFDG555
0 M.1.d.2.
FFIEC 031
Quarter End Date 6/30/2015
55
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.e.
TEXTG556
M.1.e.1.
FFIEC 031
Quarter End Date 6/30/2015
56
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG556
2. Amount of component.............................................................................
RCFDG557
RCFDG558
RCFDG559
RCFDG560
0 M.1.e.2.
FFIEC 031
Quarter End Date 6/30/2015
57
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.f.
TEXTG561
M.1.f.1.
FFIEC 031
Quarter End Date 6/30/2015
58
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG561
2. Amount of component.............................................................................
RCFDG562
RCFDG563
RCFDG564
RCFDG565
0 M.1.f.2.
M.2.
RCFDF261
RCFDF689
168,000
RCFDG566
RCFDF697
0
RCFDG567
RCFDF262
0
RCFDG568
RCFDF263
87,000
RCFDG569
81,000 M.2.a.
RCFDG570
0 M.2.b.
FFIEC 031
Quarter End Date 6/30/2015
59
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.c.
TEXTG571
M.2.c.1.
FFIEC 031
Quarter End Date 6/30/2015
60
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG571
2. Amount of component.............................................................................
RCFDG572
RCFDG573
RCFDG574
RCFDG575
0 M.2.c.2.
FFIEC 031
Quarter End Date 6/30/2015
61
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.d.
TEXTG576
M.2.d.1.
FFIEC 031
Quarter End Date 6/30/2015
62
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG576
2. Amount of component.............................................................................
RCFDG577
RCFDG578
RCFDG579
RCFDG580
0 M.2.d.2.
FFIEC 031
Quarter End Date 6/30/2015
63
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.e.
TEXTG581
M.2.e.1.
FFIEC 031
Quarter End Date 6/30/2015
64
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG581
2. Amount of component.............................................................................
RCFDG582
RCFDG583
RCFDG584
RCFDG585
0 M.2.e.2.
FFIEC 031
Quarter End Date 6/30/2015
65
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.f.
TEXTG586
M.2.f.1.
FFIEC 031
Quarter End Date 6/30/2015
66
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCFDG586
2. Amount of component.............................................................................
RCFDG587
RCFDG588
RCFDG589
RCFDG590
0 M.2.f.2.
FFIEC 031
Quarter End Date 6/30/2015
67
1. Common stock plus related surplus, net of treasury stock and unearned employee stock
ownership plan (ESOP) shares..............................................................................................
2. Retained earnings..............................................................................................................
3. Accumulated other comprehensive income (AOCI)............................................................
a. AOCI opt-out election (enter "1" for Yes; enter "0" for No.) (Advanced approaches
institutions must enter "0" for No.)....................................................................................
4. Common equity tier 1 minority interest includable in common equity tier 1 capital............
5. Common equity tier 1 capital before adjustments and deductions (sum of items 1 through
4)............................................................................................................................................
6. LESS: Goodwill net of associated deferred tax liabilities (DTLs)........................................
7. LESS: Intangible assets (other than goodwill and mortgage servicing assets (MSAs)), net
of associated DTLs.................................................................................................................
8. LESS: Deferred tax assets (DTAs) that arise from net operating loss and tax credit
carryforwards, net of any related valuation allowances and net of DTLs...............................
9. AOCI-related adjustments (items 9.a through 9.e are effective January 1, 2015) (if entered
"1" for Yes in item 3.a, complete only items 9.a through 9.e; if entered "0" for No in item 3.a,
complete only item 9.f):
a. LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report
as a positive value; if a loss, report as a negative value)..................................................
b. LESS: Net unrealized loss on available-for-sale preferred stock classified as an equity
security under GAAP and available-for-sale equity exposures (report loss as a positive
value)................................................................................................................................
c. LESS: Accumulated net gains (losses) on cash flow hedges (if a gain, report as a
positive value; if a loss, report as a negative value)..........................................................
d. LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans
resulting from the initial and subsequent application of the relevant GAAP standards that
pertain to such plans (if a gain, report as a positive value; if a loss, report as a negative
value)................................................................................................................................
e. LESS: Net unrealized gains (losses) on held-to-maturity securities that are included
in AOCI (if a gain, report as a positive value; if a loss, report as a negative value)..........
f. LESS: Accumulated net gain (loss) on cash flow hedges included in AOCI, net of
applicable income taxes, that relate to the hedging of items that are not recognized at
fair value on the balance sheet (if a gain, report as a positive value; if a loss, report as
a negative value) (To be completed only by institutions that entered "0" for No in item
3.a)...................................................................................................................................
10. Other deductions from (additions to) common equity tier 1 capital before threshold-based
deductions:
a. LESS: Unrealized net gain (loss) related to changes in the fair value of liabilities that
are due to changes in own credit risk (if a gain, report as a positive value; if a loss, report
as a negative value)..........................................................................................................
b. LESS: All other deductions from (additions to) common equity tier 1 capital before
threshold-based deductions.............................................................................................
11. LESS: Non-significant investments in the capital of unconsolidated financial institutions
in the form of common stock that exceed the 10 percent threshold for non-significant
investments............................................................................................................................
12. Subtotal (item 5 minus items 6 through 11)......................................................................
13. LESS: Significant investments in the capital of unconsolidated financial institutions in
the form of common stock, net of associated DTLs, that exceed the 10 percent common
equity tier 1 capital deduction threshold.................................................................................
14. LESS: MSAs, net of associated DTLs, that exceed the 10 percent common equity tier 1
capital deduction threshold.....................................................................................................
15. LESS: DTAs arising from temporary differences that could not be realized through net
operating loss carrybacks, net of related valuation allowances and net of DTLs, that exceed
the 10 percent common equity tier 1 capital deduction threshold..........................................
RCFAP742
13,765,000
1.
RCFD3632
RCFAB530
8,443,000 2.
0 3.
RCOAP838
RCFAP839
0 4.
3.a.
RCFAP840
22,208,000
5.
RCFAP841
RCFAP842
3,000 6.
0
7.
RCFAP843
0
8.
9.
RCFAP844
NR
9.a.
RCFAP845
NR
9.b.
RCFAP846
NR
9.c.
RCFAP847
NR
9.d.
RCFAP848
NR
9.e.
RCFAP849
0
9.f.
10.
RCFAQ258
54,000
10.a.
RCFAP850
33,000
10.b.
RCFAP851
0
11.
RCFAP852
RCFAP853
22,118,000 12.
0
13.
RCFAP854
0
14.
RCFAP855
0
15.
FFIEC 031
Quarter End Date 6/30/2015
68
RCFAP856
0
16.
RCFAP857
130,000
17.
RCFAP858
130,000
RCFAP859
21,988,000 19.
0 20.
18.
RCFAP860
RCFAP861
RCFAP862
RCFAP863
RCFAP864
0 21.
0 22.
0 23.
0 24.
RCFAP865
0 25.
RCFA8274
21,988,000 26.
2,000,000 27.
RCFAP866
RCFAP867
RCFAP868
0 28.
0 29.
30.
RCFA5310
RCFW5310
222,000 30.a.
0
30.b.
RCFAQ257
0
31.
32.
RCFAP870
2,222,000 32.a.
RCFWP870
2,000,000
32.b.
RCFAP872
0 33.
34.
RCFA5311
2,222,000 34.a.
RCFW5311
2,000,000
34.b.
35.
RCFA3792
24,210,000 35.a.
RCFW3792
23,988,000
35.b.
RCFD3368
RCFAP875
129,150,000 36.
3,000
37.
RCFAA224
0 38.
129,147,000 39.
RCFAA223
208,221,080 40.a.
RCFWA223
136,642,000
RCFAB596
40.
40.b.
FFIEC 031
Quarter End Date 6/30/2015
69
41. Common equity tier 1 capital ratio (Column A: item 19 divided by item
40.a) (Advanced approaches institutions that exit parallel run only: Column
B: item 19 divided by item 40.b)................................................................
42. Tier 1 capital ratio (Column A: item 26 divided by item 40.a) (Advanced
approaches institutions that exit parallel run only: Column B: item 26
divided by item 40.b).................................................................................
43. Total capital ratio (Column A: item 35.a divided by item 40.a)
(Advanced approaches institutions that exit parallel run only: Column B:
item 35.b divided by item 40.b).................................................................
RCFAP793
10.56% RCFWP793
16.09%
41.
RCFA7206
10.56% RCFW7206
16.09%
42.
RCFA7205
11.63% RCFW7205
17.56%
43.
RCFA7204
17.03% 44.
45.
46.
46.a.
46.b.
47.
48.
FFIEC 031
Quarter End Date 6/30/2015
70
(Column B)
Adjustments
to Totals
Reported
in Column
A
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCFDD959
RCFDS397
RCFDD960
RCFDS398
817,000
5,000
0 1.
2. Securities:
2.
RCFDD961
a. Held-to-maturity securities.......................
0
RCFDD966
b. Available-for-sale securities......................
RCFDS399
0
RCFDS402
RCFDD962
0
RCFDD967
RCFDD963
0
RCFDD968
RCFDD964
0
RCFDD969
RCFDD965
0
RCFDD970
RCFDS400
0 2.a.
RCFDS403
0 2.b.
3.
RCOND971
RCOND972
0
RCFDH171
3,086,000
RCOND973
RCONS410
RCOND974
RCONS411
0 3.a.
RCFDH172
3,086,000
3.b.
4.
RCFDS413
RCFDS414
RCFDH173
RCFDS423
RCFDS424
RCFDS425
RCFDS415
0
RCFDH175
0
RCFDS426
RCFDS416
0
RCFDH176
0
RCFDS427
RCFDS417
0
RCFDH177
0
RCFDS428
4.a.
RCFDS421
0 4.b.
RCFDS429
0 4.c.
FFIEC 031
Quarter End Date 6/30/2015
71
(Column L)
Allocation
by
Risk-Weight
Category
300%
(Column M)
Allocation
by
Risk-Weight
Category
400%
(Column N)
Allocation
by
Risk-Weight
Category
600%
(Column O)
Allocation
by
Risk-Weight
Category
625%
(Column P)
Allocation
by
Risk-Weight
Category
937.5%
(Column Q)
Allocation
by
Risk-Weight
Category
1,250%
(Column R)
Application
of Other
Risk-Weighting
Approaches
Exposure
Amount
(Column S)
Application
of Other
Risk-Weighting
Approaches
Risk-Weighted
Asset
Amount
1.
2. Securities:
2.
a. Held-to-maturity securities
2.a.
RCFDS405
b. Available-for-sale securities...........................
RCFDS406
RCFDH271
RCFDH272
0 2.b.
3.
3.a.
3.b.
4.
RCFDH273
RCFDH274
RCFDH275
RCFDH277
0 4.a.
RCFDH276
0 4.b.
RCFDH278
0 4.c.
FFIEC 031
Quarter End Date 6/30/2015
72
(Column B)
Adjustments
to Totals
Reported
in Column
A
(Column C)
Allocation
by
Risk-Weight
Category
0%
RCFDS431
RCFDS432
RCFDS433
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCFDS434
RCFDS435
RCFDS436
RCFDS437
4.
2,138,000
2,138,000
0 4.d.
5.
RCFDS439
5,314,000
RCFDS445
145,000
RCFDS440
0
RCFDS446
RCFDH178
0
RCFDH179
141,000
RCFDD976
RCFDS458
200,000
0
RCFDH180
0
RCFDS452
0
RCFDS460
496,000
RCFDS442
5,255,000
RCFDH181
0
RCFDS453
0
RCFDS461
RCFDS443
59,000
RCFDH182
0
RCFDS454
0
RCFDS462
6,000 32,282,000
5.a.
RCFDS447
145,000 5.b.
RCFDS455
62,000 5.c.
RCFDS463
0 5.d.
RCFD3123
141,000
RCFDS466
RCFDS459
RCFDS441
RCFDS469
3,970,000
6.
RCFDD977
311,000
RCFDD982
439,000
RCFDD978
0
RCFDD983
3,000
RCFDD979
8,000
RCFDD984
23,000
RCFDD980
464,000
RCFDD985
6,737,000
RCFDS467
0 7.
RCFDH185
0 8.
8.a.
8.b.
FFIEC 031
Quarter End Date 6/30/2015
73
(Column L)
Allocation
by
Risk-Weight
Category
300%
(Column M)
Allocation
by
Risk-Weight
Category
400%
(Column N)
Allocation
by
Risk-Weight
Category
600%
(Column O)
Allocation
by
Risk-Weight
Category
625%
(Column P)
Allocation
by
Risk-Weight
Category
937.5%
(Column Q)
Allocation
by
Risk-Weight
Category
1,250%
(Column R)
Application
of Other
Risk-Weighting
Approaches
Exposure
Amount
(Column S)
Application
of Other
Risk-Weighting
Approaches
Risk-Weighted
Asset
Amount
RCFDH279
RCFDH280
4.
0 4.d.
5.
RCFDH281
RCFDH282
RCFDH283
RCFDH285
0 5.a.
RCFDH284
0 5.b.
RCFDH286
0
RCFDH287
0 5.c.
RCFDH288
0 5.d.
6.
RCFDH186
7. Trading assets......................................................
RCFDH290
0
RCFDH188
RCFDH187
0
RCFDS470
RCFDH291
0
RCFDS471
RCFDH292
0
RCFDH294
0 7.
RCFDH295
RCFDH296
RCFDH298
0 8.
RCFDH297
0
112,000
0 8.a.
RCFDH299
715,000 8.b.
FFIEC 031
Quarter End Date 6/30/2015
74
(Column B)
(Column Q)
(Column T) Total (Column U) Total
Adjustments to
Exposure
Risk-Weighted
Risk-Weighted
Totals Reported Amount 1,250% Asset Amount by Asset Amount by
in Column A
Calculation
Calculation
Methodology
Methodology
SSFA
Gross-Up
9.
RCFDS475
a. Held-to-maturity securities................................................................
RCFDS476
0
RCFDS480
b. Available-for-sale securities...............................................................
0
66,000
RCFDS490
3,920,000
RCFDS495
0
RCFDS481
RCFDS485
c. Trading assets...................................................................................
RCFDS477
14,625,000
RCFDS478
0
RCFDS482
0
RCFDS486
66,000
3,909,000
11,000
RCFDS497
14,621,000
4,000
0 9.a.
RCFDS484
0
RCFDS488
RCFDS492
RCFDS496
0
RCFDS483
RCFDS487
RCFDS491
RCFDS479
0 9.b.
RCFDS489
26,000
RCFDS493
0 9.c.
RCFDS494
956,000
RCFDS498
0 9.d.
RCFDS499
6,106,000
0 10.
(Column B)
Adjustments
to Totals
Reported
in Column
A
(Column C)
Allocation
by
Risk-Weight
Category
0%
RCFD2170
RCFDS500
RCFDD987
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCFDD988
RCFDD989
RCFDD990
RCFDS503
1,316,000
5,292,000 41,685,000
207,000 11.
FFIEC 031
Quarter End Date 6/30/2015
75
RCFDS506
RCFDS507
RCFDS510
RCFDH300
11,000
112,000 11.
3,514,000
RCFDD997
RCFDD992
3,514,000
RCFDD998
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
RCFDD993
2,000
RCFDG613
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCFDD994
RCFDD995
RCFDD996
RCFDS511
1,011,000
RCFDD999
RCFDG603
14. Commercial and similar letters of credit with RCFDG606 RCFDG607 RCFDG608
0
0
0
an original maturity of one year or less..............
RCFDG612
(Column G)
Allocation
by
Risk-Weight
Category
20%
RCFDG609
RCFDG614
RCFDG615
(Column A) (Column B)
Face,
Credit
Notional, Equivalent
or Other
Amount
Amount
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
RCFDS517
RCFDS518
RCFDS519
0
RCFDG604
0
RCFDG610
0
RCFDG616
2,501,000
RCFDG605
0
RCFDG611
0
RCFDG617
0 12.
RCFDS512
0 13.
RCFDS513
0 14.
RCFDS514
0 15.
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCFDS520
RCFDS521
RCFDS522
RCFDS523
5,622,000
RCFDG618
4,725,000
RCFDS516
5,622,000
RCFDG619
4,725,000
0
RCFDG620
1,109,000
(Column F)
Allocation
by
Risk-Weight
Category
10%
0
RCFDG621
130,000
0
RCFDG622
60,000
5,622,000
RCFDG623
3,426,000
0 16.
RCFDS524
0 17.
FFIEC 031
Quarter End Date 6/30/2015
76
(Column A) (Column B)
Face,
Credit
Notional, Equivalent
or Other
Amount
Amount
Dollar amounts in thousands
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCFDS528
RCFDS529
RCFDS530
RCFDS531
18.
747,000
18.a.
18.b.
RCFDG624
RCFDG625
108,819,000
RCFDS549
27,404,000
RCFDH191
1,660,000
RCFDG628
RCFDG629
RCFDS539
195,000 27,153,000
14,000 18.c.
0
RCFDS542
RCFDG627
RCFDS541
7,529,000
RCFDG626
19.
RCFDS543
RCFDS544
723,000
RCFDS550
0 21,418,000
RCFDS551
0 27,404,000
RCFDH193
RCFDS545
RCFDS552
RCFDS554
RCFDS546
1,437,000 84,935,000
RCFDS555
0
RCFDH194
RCFDS547
RCFDS556
0
RCFDH195
RCFDS548
306,000 20.
RCFDS557
0
RCFDH196
0 21.
RCFDH197
0 22.
RCFDH302
0 16.
17.
18.
FFIEC 031
Quarter End Date 6/30/2015
77
(Column O)
(Column P)
(Column Q)
(Column R)
(Column S)
Allocation by
Allocation by
Allocation by
Application of
Application of
Risk-Weight
Risk-Weight
Risk-Weight
Other
Other
Category 625% Category 937.5% Category 1,250% Risk-Weighting Risk-Weighting
Approaches
Approaches
Credit Equivalent Risk-Weighted
Amount
Asset Amount
Dollar amounts in thousands
RCFDH303
RCFDH304
0 18.a.
18.b.
RCFDH307
RCFDH308
0 18.c.
19.
RCFDH309
RCFDH310
0 20.
21.
RCFDH198
RCFDH199
RCFDH200
22.
(Column D)
Allocation by
Risk-Weight
Category 2%
RCFDG630
RCFDS558
40,512,000
27,404,000
RCFDS560
RCFDG631
25,535,000
RCFDG632
6,984,000
RCFDG633
166,069,000
RCFDS561
527,000
23.
24.
RCFDG634
RCFDS569
548,080
RCFDS570
RCFDS571
RCFDG635
5,107,000
RCFDG636
3,492,000
RCFDG637
166,069,000
RCFDS572
790,500 25.
FFIEC 031
Quarter End Date 6/30/2015
78
23.
24.
RCFDS574
RCFDS575
RCFDS576
RCFDS577
RCFDS578
RCFDS579
187,500 25.
FFIEC 031
Quarter End Date 6/30/2015
79
26. Risk-weighted assets base for purposes of calculating the allowance for loan and lease
losses 1.25 percent threshold................................................................................................
27. Standardized market-risk weighted assets (applicable only to banks that are covered by
the market risk capital rule)....................................................................................................
28. Risk-weighted assets before deductions for excess allowance of loan and lease losses
and allocated risk transfer risk reserve...................................................................................
29. LESS: Excess allowance for loan and lease losses.........................................................
30. LESS: Allocated transfer risk reserve...............................................................................
31. Total risk-weighted assets (item 28 minus items 29 and 30)............................................
1. Current credit exposure across all derivative contracts covered by the regulatory capital
rules.......................................................................................................................................
183,997,080
RCFDS580
26.
24,224,000
RCFDS581
27.
208,221,080
RCFDB704
28.
RCFD3128
0 29.
0 30.
RCFDG641
208,221,080 31.
RCFDA222
65,391,000
RCFDG642
M.1.
M.2.
RCFDS582
a. Interest rate.................................................................................
RCFDS583
10,674,055,000
RCFDS585
454,348,000
23,142,000
e. Equity..........................................................................................
17,338,000
35,303,000
g. Other...........................................................................................
62,264,000
34,703,000
7,412,000 M.2.e.
RCFDS599
0
RCFDS601
7,108,000
8,975,000 M.2.d.
RCFDS596
9,084,000
7,849,000 M.2.c.
RCFDS593
RCFDS598
RCFDS600
154,474,000 M.2.b.
RCFDS590
RCFDS595
RCFDS597
214,724,000
RCFDS592
RCFDS594
8,663,358,000 M.2.a.
RCFDS587
RCFDS589
RCFDS591
13,055,225,000
RCFDS586
RCFDS588
RCFDS584
0 M.2.f.
RCFDS602
803,000
0 M.2.g.
M.3.
RCFDS603
RCFDS604
RCFDS605
4,855,923,000
3,435,412,000
2,337,473,000 M.3.a.
RCFDS606
RCFDS607
RCFDS608
0
RCFDS609
0
RCFDS612
e. Equity..........................................................................................
0 M.3.d.
RCFDS617
0
RCFDS619
0 M.3.c.
RCFDS614
RCFDS616
RCFDS618
0 M.3.b.
RCFDS611
RCFDS613
RCFDS615
0
RCFDS610
0 M.3.e.
RCFDS620
0 M.3.f.
FFIEC 031
Quarter End Date 6/30/2015
80
g. Other...........................................................................................
RCFDS622
RCFDS623
0 M.3.g.
FFIEC 031
Quarter End Date 6/30/2015
81
(Column B)
Home Equity
Lines
(Column C)
Credit Card
Receivables
(Column D)
Auto Loans
(Column E)
Other
Consumer
Loans
RCFDB705
RCFDB706
RCFDB707
RCFDB708
RCFDB709
RCFDB712
(Column F)
(Column G)
Commercial
All Other
and Industrial Loans, All
Loans
Leases, and
All Other
Assets
RCFDB711
RCFDB714
RCFDC394
RCFDC400
0
RCFDC395
0
RCFDC401
0
RCFDB726
0 2.a.
RCFDC399
0
RCFDC405
0
RCFDB730
RCFDB718
RCFDC398
RCFDC404
RCFDB729
RCFDB717
RCFDC397
RCFDC403
RCFDB728
RCFDB716
RCFDC396
RCFDC402
RCFDB727
RCFDB715
0 2.b.
RCFDC406
0
RCFDB731
0 2.c.
RCFDB732
0 3.
4.
RCFDB733
RCFDB734
0
RCFDB740
RCFDB735
0
RCFDB741
RCFDB736
0
RCFDB742
RCFDB737
0
RCFDB743
RCFDB738
0
RCFDB744
RCFDB739
0
RCFDB745
a. Charge-offs...................................................................
RIADB748
0
RIADB754
RIADB749
0
RIADB755
RIADB750
0
RIADB756
RIADB751
0
RIADB757
RIADB752
0 4.b.
0
RIADB758
RIADB753
0
RIADB759
0 5.a.
RIADB760
0 4.a.
RCFDB746
5.
RIADB747
b. Recoveries....................................................................
1.
2.
RCFDB713
RCFDC393
RCFDB710
0 5.b.
6.
RCFDB761
RCFDB762
RCFDB763
6.a.
FFIEC 031
Quarter End Date 6/30/2015
82
(Column A)
1-4 Family
Residential
Loans
(Column B)
Home Equity
Lines
(Column C)
Credit Card
Receivables
RCFDB500
RCFDB501
(Column D)
Auto Loans
(Column E)
Other
Consumer
Loans
(Column F)
(Column G)
Commercial
All Other
and Industrial Loans, All
Loans
Leases, and
All Other
Assets
RCFDB502
6.b.
7.
RCFDB764
RCFDB765
0
RCFDB767
RCFDB766
0
RCFDB768
7.a.
7.b.
RCFDB769
8.
RIADB770
a. Charge-offs...................................................................
RIADB771
0
RIADB773
b. Recoveries....................................................................
9. Maximum amount of credit exposure arising from credit
enhancements provided by the reporting bank to other
institutions' securitization structures in the form of standby
letters of credit, purchased subordinated securities, and other
enhancements.......................................................................
RCFDB777
RIADB774
0
RCFDB776
RIADB772
0
RCFDB778
8.a.
RIADB775
0
RCFDB779
RCFDB780
RCFDB781
8.b.
RCFDB782
0
9.
RCFDB783
RCFDB790
RCFDB784
RCFDB785
0
RCFDB791
0
RCFDB797
0
RCFDB792
0
RCFDB798
RCFDB786
0
RCFDB793
0
RCFDB799
RCFDB787
0
RCFDB794
0
RCFDB800
RCFDB788
0
RCFDB795
0
RCFDB801
RCFDB789
0
RCFDB802
0 10.
RCFDB796
0 11.
RCFDB803
12.
FFIEC 031
Quarter End Date 6/30/2015
83
1. Small business obligations transferred with recourse under Section 208 of the Riegle
Community Development and Regulatory Improvement Act of 1994:
a. Outstanding principal balance......................................................................................
b. Amount of retained recourse on these obligations as of the report date......................
2. Outstanding principal balance of assets serviced for others (includes participations serviced
for others):
a. Closed-end 1-4 family residential mortgages serviced with recourse or other
servicer-provided credit enhancements............................................................................
b. Closed-end 1-4 family residential mortgages serviced with no recourse or other
servicer-provided credit enhancements............................................................................
c. Other financial assets (includes home equity lines)......................................................
d. 1-4 family residential mortgages serviced for others that are in process of foreclosure
at quarter-end (includes closed-end and open-end loans)...............................................
3. Asset-backed commercial paper conduits:
a. Maximum amount of credit exposure arising from credit enhancements provided to
conduit structures in the form of standby letters of credit, subordinated securities, and
other enhancements:
1. Conduits sponsored by the bank, a bank affiliate, or the bank's holding company..
2. Conduits sponsored by other unrelated institutions................................................
b. Unused commitments to provide liquidity to conduit structures:
1. Conduits sponsored by the bank, a bank affiliate, or the bank's holding company..
2. Conduits sponsored by other unrelated institutions................................................
4. Outstanding credit card fees and finance charges included in Schedule RC-S, item 1,
column C................................................................................................................................
M.1.
RCFDA249
RCFDA250
0 M.1.a.
0 M.1.b.
M.2.
RCFDB804
0
M.2.a.
RCFDB805
RCFDA591
0 M.2.c.
RCFDF699
M.2.b.
M.2.d.
M.3.
M.3.a.
RCFDB806
RCFDB807
0 M.3.a.1.
0 M.3.a.2.
M.3.b.
RCFDB808
RCFDB809
0 M.3.b.1.
0 M.3.b.2.
RCFDC407
M.4.
1. Does the institution have fiduciary powers? (If "NO," do not complete Schedule RC-T.)....
2. Does the institution exercise the fiduciary powers it has been granted?............................
3. Does the institution have any fiduciary or related activity (in the form of assets or accounts)
to report in this schedule? (If "NO," do not complete the rest of Schedule RC-T.).................
RCFDA345
RCFDA346
RCFDB867
Yes 1.
Yes 2.
No
3.
FFIEC 031
Quarter End Date 6/30/2015
84
(Column B)
Non-Managed
Assets
RCFDB868
RCFDB869
NR
NR
RCFDB871
NR
NR 4.
5.
RCFDB872
RCFDB873
NR
RCFDB876
NR
RCFDB877
NR
RCFDB880
NR
NR
NR
NR
NR
NR
NR
RCFDB896
NR
NR 9.
RCFDB897
NR
NR 10.
RCFDB899
NR
RCFNB900
12. Fiduciary accounts held in foreign offices (included in items 10 and 11)............
13. Individual Retirement Accounts, Health Savings Accounts, and other similar
accounts (included in items 5.c and 11)...................................................................
NR 8.
RCFDB893
RCFDB898
NR 7.
RCFDJ258
RCFDB892
RCFDB895
NR 6.
RCFDJ254
RCFDJ257
RCFDB891
RCFDB894
NR
NR
NR
NR 5.c.
RCFDC002
RCFDB888
RCFDJ256
RCFDB890
NR
NR
NR
NR 5.b.
RCFDB883
RCFDC001
RCFDJ253
RCFDJ255
NR
NR
NR
NR 5.a.
RCFDB879
RCFDB882
RCFDB885
RCFDB886
NR
NR
NR
RCFDB875
RCFDB878
RCFDB881
RCFDB884
RCFDB874
RCFNB901
NR
RCFDJ259
NR
RCFDJ260
NR
NR 11.
RCFNB902
RCFNB903
NR
RCFDJ261
NR
NR 12.
RCFDJ262
NR
NR 13.
FFIEC 031
Quarter End Date 6/30/2015
85
RIADB904
NR 14.
RIADB905
NR 15.a.
NR 15.b.
15.
RIADB906
NR 15.c.
NR 16.
RIADB907
RIADA479
NR 17.
NR 18.
RIADJ315
RIADJ316
RIADB909
NR 19.
NR 20.
RIADB910
NR 21.
RIADA480
RIAD4070
19,000
22.
0 22.a.
NR 23.
RIADB912
RIADC058
RIADB911
NR 24.
NR 25.
RIADA491
NR 26.
RIADA488
M.1.
RCFDJ263
a. Noninterest-bearing deposits......................................................
RCFDJ264
NR
RCFDJ266
b. Interest-bearing deposits.............................................................
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR M.1.h.
RCFDJ289
NR
RCFDJ291
NR
NR M.1.g.
RCFDJ286
RCFDJ288
RCFDJ290
NR M.1.f.
RCFDJ283
RCFDJ285
RCFDJ287
NR M.1.e.
RCFDJ280
RCFDJ282
RCFDJ284
NR M.1.d.
RCFDJ277
RCFDJ279
RCFDJ281
NR M.1.c.
RCFDJ274
RCFDJ276
RCFDJ278
NR M.1.b.
RCFDJ271
RCFDJ273
RCFDJ275
NR M.1.a.
RCFDJ268
RCFDJ270
RCFDJ272
NR
RCFDJ267
RCFDJ269
RCFDJ265
NR M.1.i.
RCFDJ292
NR
NR M.1.j.
FFIEC 031
Quarter End Date 6/30/2015
86
(Column A)
(Column B)
(Column C) All
Personal Trust
Employee
Other Accounts
and Agency and Benefit and
Investment
Retirement-Related
Management
Trust and
Agency
Agency
Accounts
Accounts
Dollar amounts in thousands
RCFDJ293
RCFDJ294
NR
RCFDJ296
NR
RCFDJ297
NR
RCFDJ299
NR
NR
NR
NR
o. Miscellaneous assets..................................................................
NR
NR
NR M.1.m.
RCFDJ304
RCFDJ306
RCFDJ308
NR M.1.l.
RCFDJ301
RCFDJ303
RCFDJ305
NR M.1.k.
RCFDJ298
RCFDJ300
RCFDJ302
n. Real estate..................................................................................
RCFDJ295
NR M.1.n.
RCFDJ307
NR
RCFDJ309
NR
NR M.1.o.
RCFDJ310
NR
NR M.1.p.
RCFDJ311
(Column B) Number of
Managed Accounts
NR RCFDJ312
NR
M.1.q.
(Column A) Number of
Issues
(Column B) Principal
Amount Outstanding
M.2.
NR RCFDB928
NR RCFDJ314
NR M.2.a.
NR M.2.a.1.
NR
M.2.b.
RCFDB931
NR RCFDB932
NR M.3.a.
NR M.3.b.
RCFDB933
NR RCFDB934
RCFDB935
NR RCFDB936
RCFDB937
NR RCFDB938
RCFDB939
NR RCFDB940
RCFDB941
NR RCFDB942
NR M.3.e.
NR M.3.f.
RCFDB943
NR RCFDB944
NR M.3.g.
RCFDB945
NR RCFDB946
NR
NR M.3.c.
NR M.3.d.
M.3.h.
FFIEC 031
Quarter End Date 6/30/2015
87
(Column A)
Gross Losses
Managed
Accounts
(Column B)
Gross Losses
Non-Managed
Accounts
(Column C)
Recoveries
RIADB947
RIADB948
RIADB949
M.4.
NR
RIADB950
NR
RIADB953
NR
NR
NR M.4.b.
RIADB955
NR
RIADB957
NR
RIADB959
NR M.4.a.
RIADB952
RIADB954
RIADB956
NR
RIADB951
NR M.4.c.
RIADB958
NR
RIADB960
NR
NR M.4.d.
RIADB961
NR
NR
M.4.e.
(Column A)
Securitization
Vehicles
(Column B)
ABCP Conduits
(Column C)
Other VIEs
RCFDJ981
RCFDJ982
RCFDJ983
1.
0
RCFDJ984
b. Held-to-maturity securities...........................................................
0
RCFDJ985
0
RCFDJ987
c. Available-for-sale securities.........................................................
0
RCFDJ988
0
RCFDJ990
k. Other assets................................................................................
0 1.h.
RCFDK008
RCFDK010
RCFDK012
0 1.g.
RCFDK005
RCFDK007
RCFDK009
0 1.f.
RCFDK002
RCFDK004
RCFDK006
0 1.e.
RCFDJ998
RCFDK001
RCFDK003
0 1.d.
RCFDJ995
RCFDJ997
RCFDJ999
0 1.c.
RCFDJ992
RCFDJ994
RCFDJ996
0 1.b.
RCFDJ989
RCFDJ991
RCFDJ993
0 1.a.
RCFDJ986
0 1.i.
RCFDK011
0
RCFDK013
0 1.j.
RCFDK014
0 1.k.
2.
RCFDK015
RCFDK016
RCFDK017
0 2.a.
FFIEC 031
Quarter End Date 6/30/2015
88
(Column A)
Securitization
Vehicles
(Column B)
ABCP Conduits
(Column C)
Other VIEs
RCFDK019
RCFDK020
RCFDK018
0
RCFDK021
c. Commercial paper.......................................................................
0
RCFDK022
0
RCFDK024
0
RCFDK025
0
RCFDK027
e. Other liabilities.............................................................................
RCFDK030
RCFDK033
RCFDK026
RCFDK028
0 2.d.
RCFDK029
0
RCFDK031
0 2.e.
RCFDK032
0
RCFDK034
0 2.c.
0 2.b.
RCFDK023
0 3.
RCFDK035
0 4.
General Instructions
Dollar amounts in thousands
1.
1.a.
1.b.
1.c.
1.d.
2.
3.
4.
4.a.
4.b.
5.
5.a.
5.b.
6.
7.
7.a.
8.
9.
10.
11.
12.
13.
14.
14.a.
14.b.
14.c.
14.d.
15.
FFIEC 031
Quarter End Date 6/30/2015
89
Glossary
Dollar amounts in thousands
1. Glossary
2. Acceptances
3. Accounting Changes
4. Accounting Errors, Corrections of
5. Accounting Estimates, Changes in
6. Accounting Principles, Changes in
7. Accrued Interest Receivable Related to Credit Card Securitizations
8. Acquisition, Development, or Construction (ADC) Arrangements
9. Agreement Corporation
10. Allowance for Loan and Lease Losses
11. Applicable Income Taxes
12. Associated Company
13. ATS Account
14. Bankers Acceptances
a. Bank-Owned Life Insurance
15. Banks, U.S. and Foreign
16. Banks in Foreign Countries
17. Bill-of-Lading Draft
18. Borrowings and Deposits in Foreign Offices
19. Brokered Deposits
20. Broker's Security Draft
21. Business Combinations
22. Call Option
a. Capital Contributions of Cash and Notes Receivable
23. Capitalization of Interest Costs
24. Carrybacks and Carryforwards
25. Cash Management Arrangements
26. Certificate of Deposit
27. Changes in Accounting Estimates
28. Changes in Accounting Principles
29. Clearing Accounts
30. Commercial Banks in the U.S.
31. Commercial Letter of Credit
32. Commercial Paper
33. Commodity or Bill-of-Lading Draft
34. Common Stock of Unconsolidated Subsidaries, Investments in
35. Continuing Contract
36. Corporate Joint Venture
37. Corrections of Accounting Errors
38. Coupon Stripping, Treasury Receipts, and STRIPS
39. Custody Account
40. Dealer Reserve Account
a. Deferred Compensation Agreements
41. Deferred Income Taxes
a. Defined Benefit Postretirement Plans
42. Demand Deposits
43. Depository Institutions in the U.S.
44. Deposits
45. Derivative Contracts
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
14.a.
15.
16.
17.
18.
19.
20.
21.
22.
22.a.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
40.a.
41.
41.a.
42.
43.
44.
45.
FFIEC 031
Quarter End Date 6/30/2015
90
a. Discounts
46. Dividends
47. Domestic Office
48. Domicile
49. Due Bills
50. Edge and Agreement Corporation
a. Equity-Indexed Certificates of Deposit
51. Equity Method of Accounting
52. Extinguishments of Liabilities
53. Extraordinary Items
54. Fails
a. Fair Value
55. Federal Funds Transactions
56. Federally-Sponsored Lending Agency
57. Fees, Loan
58. Foreclosed Assets
59. Foreign Banks
60. Foreign Currency Transactions and Translation
61. Foreign Debt Exchange Transactions
62. Foreign Governments and Official Institutions
63. Foreign Office
64. Forward Contracts
65. Functional Currency
66. Futures Contracts
67. Goodwill
68. Hypothecated Deposit
69. IBF
70. Income Taxes
71. Intangible Assets
72. Interest-Bearing Account
73. Interest Capitalization
74. Interest Rate Swaps
75. Internal-Use Computer Software
76. International Banking Facility (IBF)
77. Interoffice Accounts
78. Investments in Common Stock of Unconsolidated Subsidiaries
79. Joint Venture
80. Lease Accounting
81. Letter of Credit
82. Limited-Life Preferred Stock
83. Loan
84. Loan Fees
85. Loan Impairment
86. Loan Secured by Real Estate
87. Loss Contingencies
88. Majority-Owned Subsidiary
89. Mandatory Convertible Debt
91. Mergers
92. Money Market Deposit Account (MMDA)
93. Nonaccrual Status
94. Noninterest-Bearing Account
45.a.
46.
47.
48.
49.
50.
50.a.
51.
52.
53.
54.
54.a.
55.
56.
57.
58.
59.
60.
61.
62.
63.
64.
65.
66.
67.
68.
69.
70.
71.
72.
73.
74.
75.
76.
77.
78.
79.
80.
81.
82.
83.
84.
85.
86.
87.
88.
89.
91.
92.
93.
94.
FFIEC 031
Quarter End Date 6/30/2015
91
95.
96.
97.
98.
99.
100.
101.
102.
103.
104.
105.
106.
107.
108.
109.
110.
111.
112.
113.
114.
114.a.
115.
116.
117.
118.
119.
120.
121.
122.
123.
124.
125.
126.
127.
128.
129.
130.
131.
132.
133.
134.
135.
136.
137.
138.
139.
140.
141.
142.
143.
144.
FFIEC 031
Quarter End Date 6/30/2015
92
145.
146.
147.
148.
149.
150.
151.
152.
153.
154.
155.
156.
PUBLIC EXHIBIT 2
GE Capital Banks Call Report for the quarter ended June 30, 2015
SC1:3928381.1
GE CAPITAL BANK
City
HOLLADAY
State
UT
Zip Code
84121
6/30/2015
Report Type
041
RSSD-ID
2017570
33778
124084944
Last updated on
7/29/2015
Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency
Legend: NR - Not Reported, CONF - Confidential
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
2
1. Reporting date....................................................................................................................
2. FDIC certificate number.....................................................................................................
3. Legal title of bank...............................................................................................................
4. City.....................................................................................................................................
5. State abbreviation...............................................................................................................
6. Zip code..............................................................................................................................
20150630 1.
33778 2.
RCON9999
RSSD9050
RSSD9017
GE CAPITAL
BANK
3.
RSSD9130
4.
RSSD9200
UT
5.
RSSD9220
84121
6.
Contact Information
Dollar amounts in thousands
1.
1.a.
TEXTC490
TEXTC491
CONF 1.a.1.
CONF 1.a.2.
TEXTC493
CONF 1.a.3.
CONF 1.a.4.
TEXTC494
CONF 1.a.5.
TEXTC495
CONF 1.b.1.
CONF 1.b.2.
TEXTC492
1.b.
TEXTC496
TEXT8902
CONF 1.b.3.
CONF 1.b.4.
TEXT9116
CONF 1.b.5.
TEXTB962
CONF 2.a.
CONF 2.b.
TEXT4086
2.
TEXTB926
TEXTB963
TEXTB964
CONF 2.c.
CONF 2.d.
3.
3.a.
TEXTC366
TEXTC367
CONF 3.a.1.
CONF 3.a.2.
TEXTC369
CONF 3.a.3.
CONF 3.a.4.
TEXTC370
CONF 3.a.5.
TEXTC371
CONF 3.b.1.
CONF 3.b.2.
TEXTC368
3.b.
TEXTC372
TEXTC374
CONF 3.b.3.
CONF 3.b.4.
TEXTC375
CONF 3.b.5.
TEXTC373
4.
4.a.
TEXTC437
TEXTC438
TEXTC439
TEXTC440
CONF 4.a.1.
CONF 4.a.2.
CONF 4.a.3.
CONF 4.a.4.
4.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
3
1. Name.......................................................................................................................
2. Title..........................................................................................................................
3. E-mail Address........................................................................................................
4. Telephone................................................................................................................
c. Third Contact
1. Name.......................................................................................................................
2. Title..........................................................................................................................
3. E-mail Address........................................................................................................
4. Telephone................................................................................................................
d. Fourth Contact
1. Name.......................................................................................................................
2. Title..........................................................................................................................
3. E-mail Address........................................................................................................
4. Telephone................................................................................................................
TEXTC442
TEXTC443
TEXTC444
TEXTC445
CONF 4.b.1.
CONF 4.b.2.
CONF 4.b.3.
CONF 4.b.4.
4.c.
TEXTC870
TEXTC871
TEXTC872
TEXTC873
CONF 4.c.1.
CONF 4.c.2.
CONF 4.c.3.
CONF 4.c.4.
4.d.
TEXTC875
TEXTC876
TEXTC877
TEXTC878
CONF 4.d.1.
CONF 4.d.2.
CONF 4.d.3.
CONF 4.d.4.
1. Comments?........................................................................................................................
2. Bank Management Statement............................................................................................
Yes 1.
RCON6979
TEXT6980
2.
(TEXT6980) The results presented herein reflect GE Capital Bank's change of strategy from an ongoing business to discontinued
operations and resulting treatment of all financiing recivalbes under held for sale accounting.
1. Interest income:
a. Interest and fee income on loans:
1. Loans secured by real estate:
a. Loans secured by 1-4 family residential properties...........................................
b. All other loans secured by real estate................................................................
2. Commercial and industrial loans.............................................................................
3. Loans to individuals for household, family, and other personal expenditures:
a. Credit cards.......................................................................................................
b. Other (includes revolving credit plans other than credit cards, automobile loans,
and other consumer loans)....................................................................................
4. Loans to foreign governments and official institutions.............................................
5. All other loans.........................................................................................................
6. Total interest and fee income on loans (sum of items 1.a.(1)(a) through 1.a.(5)).....
b. Income from lease financing receivables......................................................................
c. Interest income on balances due from depository institutions......................................
d. Interest and dividend income on securities:
1. U.S. Treasury securities and U.S. Government agency obligations (excluding
mortgage-backed securities).......................................................................................
2. Mortgage-backed securities....................................................................................
3. All other securities (includes securities issued by states and political subdivisions
in the U.S.)..................................................................................................................
e. Interest income from trading assets..............................................................................
1.
1.a.
1.a.1.
RIAD4436
0 1.a.1.a.
0 1.a.1.b.
RIAD4012
0 1.a.2.
RIADB485
0 1.a.3.a.
RIADB486
RIAD4056
0 1.a.4.
0 1.a.5.
RIAD4435
1.a.3.
1.a.3.b.
RIAD4058
RIAD4065
0 1.a.6.
0 1.b.
RIAD4115
0 1.c.
RIAD4010
1.d.
RIADB488
RIADB489
0 1.d.2.
RIAD4060
RIAD4069
0 1.e.
1.d.1.
1.d.3.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
4
f. Interest income on federal funds sold and securities purchased under agreements to
resell.................................................................................................................................
g. Other interest income...................................................................................................
h. Total interest income (sum of items 1.a.(6) through 1.g)...............................................
2. Interest expense:
a. Interest on deposits:
1. Transaction accounts (interest-bearing demand deposits, NOW accounts, ATS
accounts, and telephone and preauthorized transfer accounts).................................
2. Nontransaction accounts:
a. Savings deposits (includes MMDAs).................................................................
b. Time deposits of $100,000 or more...................................................................
c. Time deposits of less than $100,000.................................................................
b. Expense of federal funds purchased and securities sold under agreements to
repurchase........................................................................................................................
c. Interest on trading liabilities and other borrowed money...............................................
d. Interest on subordinated notes and debentures...........................................................
e. Total interest expense (sum of items 2.a through 2.d)..................................................
3. Net interest income (item 1.h minus 2.e)............................................................................
4. Provision for loan and lease losses....................................................................................
5. Noninterest income:
a. Income from fiduciary activities ....................................................................................
b. Service charges on deposit accounts...........................................................................
c. Trading revenue.............................................................................................................
d. Not available
1. Fees and commissions from securities brokerage..................................................
2. Investment banking, advisory, and underwriting fees and commissions.................
3. Fees and commissions from annuity sales.............................................................
4. Underwriting income from insurance and reinsurance activities.............................
5. Income from other insurance activities....................................................................
e. Venture capital revenue.................................................................................................
f. Net servicing fees..........................................................................................................
g. Net securitization income..............................................................................................
h. Not applicable
i. Net gains (losses) on sales of loans and leases............................................................
j. Net gains (losses) on sales of other real estate owned.................................................
k. Net gains (losses) on sales of other assets (excluding securities)................................
l. Other noninterest income...............................................................................................
m. Total noninterest income (sum of items 5.a through 5.l)..............................................
6. Not available
a. Realized gains (losses) on held-to-maturity securities.................................................
b. Realized gains (losses) on available-for-sale securities................................................
7. Noninterest expense:
a. Salaries and employee benefits....................................................................................
b. Expenses of premises and fixed assets (net of rental income) (excluding salaries and
employee benefits and mortgage interest).......................................................................
c. Not available
1. Goodwill impairment losses....................................................................................
2. Amortization expense and impairment losses for other intangible assets..............
d. Other noninterest expense............................................................................................
e. Total noninterest expense (sum of items 7.a through 7.d)............................................
8. Income (loss) before income taxes and extraordinary items and other adjustments (item
3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e).....................................................................
RIAD4020
RIAD4518
0 1.g.
0 1.h.
1.f.
RIAD4107
2.
2.a.
RIAD4508
0
2.a.1.
2.a.2.
RIADA517
0 2.a.2.a.
0 2.a.2.b.
RIADA518
0 2.a.2.c.
RIAD4180
RIAD4185
0 2.c.
0 2.d.
RIAD0093
2.b.
RIAD4200
RIAD4074
0 2.e.
0 3.
RIAD4230
0 4.
RIAD4070
RIAD4080
0 5.a.
0 5.b.
RIADA220
0 5.c.
RIADC886
0 5.d.1.
0 5.d.2.
RIAD4073
5.
5.d.
RIADC888
RIADC887
RIADC386
RIADC387
RIADB491
RIADB492
RIADB493
0 5.d.3.
0 5.d.4.
0 5.d.5.
0 5.e.
0 5.f.
0 5.g.
5.h.
RIAD5416
RIAD5415
0 5.i.
0 5.j.
RIADB497
0 5.k.
0 5.l.
RIAD4079
0 5.m.
RIAD3521
RIAD3196
0 6.a.
0 6.b.
RIAD4135
0 7.a.
RIAD4217
RIADB496
6.
7.
7.b.
7.c.
RIADC216
RIADC232
0 7.c.1.
0 7.c.2.
RIAD4093
0 7.d.
0 7.e.
RIAD4301
RIAD4092
8.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
5
RIAD4300
0 9.
0 10.
RIAD4320
-212,442 11.
RIADG104
-212,442
RIAD4302
12.
RIADG103
0
13.
RIAD4340
RIAD4513
-212,442 14.
0
M.1.
RIAD8431
0
M.2.
RIAD4313
0
M.3.
RIAD4507
0
M.4.
RIAD4150
178
M.5.
RIAD4024
0
M.6.
RIAD9106
0
M.7.
M.8.
RIAD8757
RIAD8758
NR M.8.a.
NR M.8.b.
RIAD8760
NR M.8.c.
NR M.8.d.
RIADF186
NR M.8.e.
RIADK090
NR
RIAD8759
M.8.f.
RIADK094
NR
M.8.g.
M.9.
RIADC890
0 M.9.a.
-264 M.9.b.
RIADA251
0 M.10.
RIADC889
RIADA530
No
M.11.
RIADF228
NR
M.12.
M.13.
RIADF551
NR M.13.a.
RIADF552
NR
RIADF553
NR M.13.b.
RIADF554
NR
M.13.a.1.
M.13.b.1.
M.14.
RIADJ319
0 M.14.a.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
6
RIADJ320
0 M.14.b.
RIADJ321
0
M.14.c.
M.15.
RIADH032
0
M.15.a.
RIADH033
0
M.15.b.
RIADH034
RIADH035
0 M.15.d.
M.15.c.
1. Total bank equity capital most recently reported for the December 31, 2014, Reports of
Condition and Income (i.e., after adjustments from amended Reports of Income)................
2. Cumulative effect of changes in accounting principles and corrections of material accounting
errors......................................................................................................................................
3. Balance end of previous calendar year as restated (sum of items 1 and 2).......................
4. Net income (loss) attributable to bank (must equal Schedule RI, item 14).........................
5. Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock
transactions)...........................................................................................................................
6. Treasury stock transactions, net.........................................................................................
7. Changes incident to business combinations, net...............................................................
8. LESS: Cash dividends declared on preferred stock...........................................................
9. LESS: Cash dividends declared on common stock............................................................
10. Other comprehensive income...........................................................................................
11. Other transactions with stockholders (including a parent holding company) (not included
in items 5, 6, 8, or 9 above)....................................................................................................
12. Total bank equity capital end of current period (sum of items 3 through 11) (must equal
Schedule RC, item 27.a)........................................................................................................
RIAD3217
3,825,032
1.
RIADB507
0
2.
RIADB508
RIAD4340
3,825,032 3.
-212,442 4.
RIADB509
RIADB510
0 6.
0 7.
5.
RIAD4356
RIAD4460
0 8.
0 9.
RIADB511
-54 10.
RIAD4470
RIAD4415
1,164
11.
RIAD3210
3,613,700
12.
RIADC891
0 RIADC892
RIADC893
395 RIADC894
0 1.a.1.
0
1.a.2.
RIAD3584
RIAD3585
0 1.b.
1.c.
RIAD5411
RIAD5412
0
1.c.1.
1.c.2.
RIADC234
0 RIADC217
RIADC235
0 RIADC218
0 1.c.2.a.
0 1.c.2.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
7
0 1.d.
RIAD3589
1.e.
RIADC895
4,961 RIADC896
RIADC897
25,159 RIADC898
0
1.e.1.
RIAD4481
RIAD4482
RIAD4638
98,869
RIAD4608
0 1.e.2.
0 2.
3.
3,538 4.
5.
RIADB514
0 RIADB515
RIADK129
0 RIADK133
0 5.a.
0 5.b.
RIADK205
0 RIADK206
RIAD4643
RIAD4627
RIAD4644
601
RIAD4628
0 6.
0 7.
RIAD4266
7,750
RIAD4267
RIAD4635
137,735
RIAD4605
RIAD5409
RIAD5410
5.c.
22 8.
3,560 9.
0
M.1.
M.2.
RIAD4652
RIAD4662
M.2.a.
RIAD4654
RIAD4664
M.2.b.
RIAD4646
RIAD4618
M.2.c.
RIADF185
0 RIADF187
0
M.2.d.
RIAD4655
RIAD4665
M.3.
4. Uncollectible retail credit card fees and finance charges reversed against income (i.e.,
not included in charge-offs against the allowance for loan and lease losses)........................
RIADC388
NR
M.4.
Schedule RI-B Part II - Changes in Allowance for Loan and Lease Losses
Dollar amounts in thousands
1. Balance most recently reported for the December 31, 2014, Reports of Condition and
Income (i.e., after adjustments from amended Reports of Income).......................................
2. Recoveries (must equal part I, item 9, column B, above)...................................................
3. LESS: Charge-offs (must equal part I, item 9, column A, above less Schedule RI-B, part
II, item 4)................................................................................................................................
4. LESS: Write-downs arising from transfers of loans to a held-for-sale account...................
5. Provision for loan and lease losses (must equal Schedule RI, item 4)...............................
6. Adjustments (see instructions for this schedule)................................................................
7. Balance end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4) (must equal
Schedule RC, item 4.c)..........................................................................................................
1. Allocated transfer risk reserve included in Schedule RI-B, part II, item 7, above ..............
RIADB522
91,768
1.
RIAD4605
RIADC079
3,560 2.
11,393
3.
RIAD4230
126,342 4.
0 5.
RIADC233
42,407 6.
RIAD5523
RIAD3123
RIADC435
0 M.1.
7.
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FFIEC 041
Quarter End Date 6/30/2015
8
2. Separate valuation allowance for uncollectible retail credit card fees and finance charges.
3. Amount of allowance for loan and lease losses attributable to retail credit card fees and
finance charges......................................................................................................................
4. Amount of allowance for post-acquisition credit losses on purchased credit-impaired loans
accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position
03-3) (included in Schedule RI-B, Part II, item 7, above).......................................................
RIADC389
NR M.2.
RIADC390
NR
M.3.
RIADC781
0
M.4.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
Quarter End Date 6/30/2015
9
Schedule RI-C - Disaggregated Data on the Allowance for Loan and Lease Losses
(Column A)
Recorded
Investment:
Individually
Evaluated for
Impairment and
Determined to
be Impaired
Dollar amounts in thousands (ASC 310-10-35)
(Column B)
(Column C)
Allowance
Recorded
Balance:
Investment:
Individually
Collectively
Evaluated for Evaluated for
Impairment and Impairment
Determined to (ASC 450-20)
be Impaired
(ASC 310-10-35)
(Column D)
(Column E)
(Column F)
Allowance
Recorded
Allowance
Balance:
Investment:
Balance:
Collectively
Purchased
Purchased
Evaluated for Credit-Impaired Credit-Impaired
Impairment
Loans (ASC
Loans (ASC
(ASC 450-20)
310-30)
310-30)
1.
RCONM708
a. Construction loans.................................................................
RCONM709
0
RCONM714
0
RCONM715
0
RCONM721
3. Credit cards.................................................................................
0
RCONM739
0
RCONM740
0 1.c.
RCONM732
RCONM737
RCONM742
0 1.b.
RCONM726
RCONM731
RCONM736
RCONM741
0 1.a.
RCONM720
RCONM725
RCONM730
RCONM735
RCONM713
RCONM719
RCONM724
RCONM729
RCONM734
RCONM712
RCONM717
RCONM723
RCONM728
RCONM733
RCONM711
RCONM716
RCONM722
RCONM727
2. Commercial loans........................................................................
RCONM710
0 2.
RCONM738
0
RCONM743
0 3.
RCONM744
0 4.
RCONM745
5. Unallocated, if any.......................................................................
0
RCONM746
RCONM747
RCONM748
RCONM749
5.
RCONM750
RCONM751
0 6.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
Quarter End Date 6/30/2015
10
1. Other noninterest income (from Schedule RI, item 5.l) Itemize and describe amounts
greater than $25,000 that exceed 3% of Schedule RI, item 5.l:
a. Income and fees from the printing and sale of checks..................................................
b. Earnings on/increase in value of cash surrender value of life insurance......................
c. Income and fees from automated teller machines (ATMs)............................................
d. Rent and other income from other real estate owned...................................................
e. Safe deposit box rent....................................................................................................
f. Net change in the fair values of financial instruments accounted for under a fair value
option................................................................................................................................
g. Bank card and credit card interchange fees.................................................................
h. Gains on bargain purchases.........................................................................................
i. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
j. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
k. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
2. Other noninterest expense (from Schedule RI, item 7.d) Itemize and describe amounts
greater than $25,000 that exceed 3% of Schedule RI, item 7.d:
a. Data processing expenses............................................................................................
b. Advertising and marketing expenses............................................................................
c. Directors' fees...............................................................................................................
d. Printing, stationery, and supplies..................................................................................
e. Postage.........................................................................................................................
f. Legal fees and expenses...............................................................................................
g. FDIC deposit insurance assessments..........................................................................
h. Accounting and auditing expenses...............................................................................
i. Consulting and advisory expenses................................................................................
j. Automated teller machine (ATM) and interchange expenses.........................................
k. Telecommunications expenses.....................................................................................
l. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
m. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
n. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Extraordinary items and other adjustments and applicable income tax effect (from Schedule
RI, item 11):
a. Disclose component, the gross dollar amount of that component, and its related income
tax:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Applicable income tax effect....................................................................................
1.
0 1.a.
0 1.b.
RIADC013
RIADC014
RIAD4042
0 1.c.
0 1.d.
RIADC015
0 1.e.
RIADF229
RIADF555
0 1.g.
0 1.h.
RIADC016
1.f.
RIADJ447
1.i.
NR 1.i.1.
0 1.i.2.
TEXT4461
RIAD4461
1.j.
NR 1.j.1.
0 1.j.2.
TEXT4462
RIAD4462
1.k.
NR 1.k.1.
0 1.k.2.
TEXT4463
RIAD4463
2.
0 2.a.
0 2.b.
RIADC017
RIAD0497
0 2.c.
0 2.d.
RIAD4136
RIADC018
0 2.e.
0 2.f.
RIAD8403
RIAD4141
RIAD4146
RIADF556
CONF 2.g.
0 2.h.
RIADF558
0 2.i.
0 2.j.
RIADF559
0 2.k.
TEXT4464
NR 2.l.1.
0 2.l.2.
RIADF557
2.l.
RIAD4464
2.m.
NR 2.m.1.
0 2.m.2.
TEXT4467
RIAD4467
2.n.
NR 2.n.1.
0 2.n.2.
TEXT4468
RIAD4468
3.
3.a.
TEXT4469
RIAD4469
RIAD4486
3.a.1.
-336,834 3.a.2.
-124,392 3.a.3.
GE CAPITAL BANK
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b. Disclose component, the gross dollar amount of that component, and its related income
tax:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Applicable income tax effect....................................................................................
c. Disclose component, the gross dollar amount of that component, and its related income
tax:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
3. Applicable income tax effect....................................................................................
4. Cumulative effect of changes in accounting principles and corrections of material accounting
errors (from Schedule RI-A, item 2) (itemize and describe all such effects):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
5. Other transactions with stockholders (including a parent holding company) (from Schedule
RI-A, item 11) (itemize and describe all such transactions):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
6. Adjustments to allowance for loan and lease losses (from Schedule RI-B, part II, item 6)
(itemize and describe all adjustments):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
7. Other explanations (the space below is provided for the bank to briefly describe, at its
option, any other significant items affecting the Report of Income):
a. Comments?..................................................................................................................
b. Other explanations........................................................................................................
3.b.
RIAD4487
NR 3.b.1.
0 3.b.2.
RIAD4488
0 3.b.3.
TEXT4489
RIAD4489
NR 3.c.1.
0 3.c.2.
RIAD4491
0 3.c.3.
TEXT4487
3.c.
4.
4.a.
NR 4.a.1.
0 4.a.2.
TEXTB526
RIADB526
4.b.
NR 4.b.1.
0 4.b.2.
TEXTB527
RIADB527
5.
5.a.
TEXT4498
5.a.1.
RIAD4498
1,164 5.a.2.
TEXT4499
NR 5.b.1.
0 5.b.2.
5.b.
RIAD4499
6.
6.a.
TEXT4521
6.a.1.
RIAD4521
42,407 6.a.2.
TEXT4522
NR 6.b.1.
0 6.b.2.
6.b.
RIAD4522
7.
TEXT4769
No 7.a.
NR 7.b.
RCON0081
94,881 1.a.
RIAD4769
1. Cash and balances due from depository institutions (from Schedule RC-A):
a. Noninterest-bearing balances and currency and coin..................................................
1.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
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b. Interest-bearing balances.............................................................................................
2. Securities:
a. Held-to-maturity securities (from Schedule RC-B, column A).......................................
b. Available-for-sale securities (from Schedule RC-B, column D).....................................
3. Federal funds sold and securities purchased under agreements to resell:
a. Federal funds sold........................................................................................................
b. Securities purchased under agreements to resell.........................................................
4. Loans and lease financing receivables (from Schedule RC-C):
a. Loans and leases held for sale.....................................................................................
b. Loans and leases, net of unearned income..................................................................
c. LESS: Allowance for loan and lease losses..................................................................
d. Loans and leases, net of unearned income and allowance (item 4.b minus 4.c).........
5. Trading assets (from Schedule RC-D)................................................................................
6. Premises and fixed assets (including capitalized leases)...................................................
7. Other real estate owned (from Schedule RC-M)................................................................
8. Investments in unconsolidated subsidiaries and associated companies............................
9. Direct and indirect investments in real estate ventures......................................................
10. Intangible assets:
a. Goodwill........................................................................................................................
b. Other intangible assets (from Schedule RC-M)............................................................
11. Other assets (from Schedule RC-F).................................................................................
12. Total assets (sum of items 1 through 11)..........................................................................
13. Deposits:
a. In domestic offices (sum of totals of columns A and C from Schedule RC-E)..............
1. Noninterest-bearing.................................................................................................
2. Interest-bearing.......................................................................................................
b. Not applicable
14. Federal funds purchased and securities sold under agreements to repurchase:
a. Federal funds purchased..............................................................................................
b. Securities sold under agreements to repurchase.........................................................
15. Trading liabilities (from Schedule RC-D)...........................................................................
16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized
leases) (from Schedule RC-M)...............................................................................................
17. Not applicable
18. Not applicable
19. Subordinated notes and debentures................................................................................
20. Other liabilities (from Schedule RC-G).............................................................................
21. Total liabilities (sum of items 13 through 20).....................................................................
22. Not applicable
23. Perpetual preferred stock and related surplus..................................................................
24. Common stock..................................................................................................................
25. Surplus (exclude all surplus related to preferred stock)...................................................
26. Not available
a. Retained earnings.........................................................................................................
b. Accumulated other comprehensive income..................................................................
c. Other equity capital components..................................................................................
27. Not available
a. Total bank equity capital (sum of items 23 through 26.c)..............................................
b. Noncontrolling (minority) interests in consolidated subsidiaries...................................
28. Total equity capital (sum of items 27.a and 27.b).............................................................
29. Total liabilities and equity capital (sum of items 21 and 28)..............................................
RCON0071
4,267,634 1.b.
RCON1754
0 2.a.
87,111 2.b.
2.
RCON1773
3.
RCONB987
RCONB989
0 3.a.
0 3.b.
4.
RCON5369
RCONB528
RCON3123
RCONB529
RCON3545
RCON2145
15,412,050 4.a.
0 4.b.
0 4.c.
0 4.d.
0 5.
0 6.
RCON2130
0 7.
32,663 8.
RCON3656
0 9.
RCON3163
0 10.a.
0 10.b.
RCON2150
10.
RCON0426
RCON2160
2,676,456 11.
RCON2170
22,570,795 12.
RCON2200
RCON6631
18,172,088 13.a.
7,571 13.a.1.
RCON6636
18,164,516 13.a.2.
13.
13.b.
14.
RCONB995
0 14.a.
0 14.b.
RCON3548
0 15.
RCONB993
RCON3190
46,799
16.
17.
18.
RCON2930
0 19.
738,209 20.
RCON2948
18,957,096 21.
RCON3838
RCON3230
0 23.
200 24.
RCON3839
2,747,441 25.
RCON3200
22.
26.
RCONB530
866,634 26.a.
-576 26.b.
RCONA130
0 26.c.
RCON3210
3,613,699 27.a.
0 27.b.
RCON3632
27.
RCON3000
RCONG105
3,613,699 28.
RCON3300
22,570,795 29.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
Quarter End Date 6/30/2015
13
1. Indicate in the box at the right the number of the statement below that best describes the
most comprehensive level of auditing work performed for the bank by independent external
auditors as of any date during 2014.......................................................................................
2. Bank's fiscal year-end date.................................................................................................
RCON6724
NR
RCON8678
NR M.2.
M.1.
1. Cash items in process of collection, unposted debits, and currency and coin:
a. Cash items in process of collection and unposted debits.............................................
b. Currency and coin.........................................................................................................
2. Balances due from depository institutions in the U.S:
a. U.S. branches and agencies of foreign banks...............................................................
b. Other commercial banks in the U.S. and other depository institutions in the U.S.........
3. Balances due from banks in foreign countries and foreign central banks:
a. Foreign branches of other U.S. banks...........................................................................
b. Other banks in foreign countries and foreign central banks..........................................
4. Balances due from Federal Reserve Banks.......................................................................
5. Total....................................................................................................................................
1.
RCON0020
RCON0080
0 1.a.
0 1.b.
2.
RCON0083
RCON0085
0 2.a.
94,881 2.b.
3.
RCON0073
RCON0074
RCON0090
RCON0010
0 3.a.
0 3.b.
4,267,634 4.
4,362,515 5.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
14
(Column A)
Held-to-maturity
Amortized Cost
(Column B)
Held-to-maturity
Fair Value
(Column C)
Available-for-sale
Amortized Cost
(Column D)
Available-for-sale
Fair Value
RCON0211
RCON0213
RCON1286
RCON1287
0 1.
2.
RCON1289
RCON1290
0
RCON1294
0
RCON1295
0
RCON8496
RCON1291
0
RCON1297
0
RCON8497
RCON1293
0
RCON8498
0 2.a.
RCON1298
0 2.b.
RCON8499
31,822
31,508 3.
4.
4.a.
RCONG300
1. Guaranteed by GNMA...............................................................................
RCONG301
0
RCONG304
0
RCONG305
0
RCONG308
RCONG302
22,436
RCONG306
0
RCONG309
RCONG303
29,472
RCONG310
22,919 4.a.1.
RCONG307
29,186 4.a.2.
RCONG311
0 4.a.3.
4.b.
RCONG312
RCONG316
RCONG313
0
RCONG317
0
RCONG320
RCONG314
0
RCONG318
0
RCONG321
RCONG315
0 4.b.1.
RCONG319
0
RCONG322
0 4.b.2.
RCONG323
0 4.b.3.
c. Commercial MBS:
4.c.
4.c.1.
RCONK142
RCONK143
RCONK144
RCONK145
0 4.c.1.a.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
Quarter End Date 6/30/2015
15
(Column A)
Held-to-maturity
Amortized Cost
(Column B)
Held-to-maturity
Fair Value
RCONK146
RCONK147
(Column C)
Available-for-sale
Amortized Cost
(Column D)
Available-for-sale
Fair Value
RCONK148
RCONK149
0 4.c.1.b.
4.c.2.
RCONK150
RCONK151
0
RCONK154
RCONK152
RCONK153
0
RCONK155
0
RCONK156
0 4.c.2.a.
RCONK157
0 4.c.2.b.
5.
RCONC026
RCONC988
RCONC989
RCONC027
3,292
3,498 5.a.
5.b.
RCONG336
1. Cash..........................................................................................................
RCONG337
0
RCONG340
2. Synthetic....................................................................................................
0
RCONG341
0
RCONG344
3. Hybrid........................................................................................................
RCONG338
0
RCONG342
0
RCONG345
RCONG339
0 5.b.1.
RCONG343
0
RCONG346
0 5.b.2.
RCONG347
0 5.b.3.
6.
RCON1737
RCON1738
0
RCON1742
RCON1739
0
RCON1743
0
RCON1744
0 6.a.
RCON1746
0
RCONA510
7. Investments in mutual funds and other equity securities with readily determinable
fair values..................................................................................................................
8. Total (sum of items 1 through 7) (total of column A must equal Schedule RC, item
2.a) (total of column D must equal Schedule RC, item 2.b)......................................
RCON1741
0 6.b.
RCONA511
0
RCON1754
RCON1771
RCON1772
87,022
0 7.
RCON1773
87,111 8.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
Quarter End Date 6/30/2015
16
1. Pledged securities..............................................................................................................
2. Maturity and repricing data for debt securities (excluding those in nonaccrual status):
a. Securities issued by the U.S. Treasury, U.S. Government agencies, and states and
political subdivisions in the U.S.; other non-mortgage debt securities; and mortgage
pass-through securities other than those backed by closed-end first lien 1-4 family
residential mortgages with a remaining maturity or next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family residential
mortgages with a remaining maturity or next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude
mortgage pass-through securities) with an expected average life of:
1. Three years or less..................................................................................................
2. Over three years......................................................................................................
d. Debt securities with a REMAINING MATURITY of one year or less (included in
Memorandum items 2.a through 2.c above).....................................................................
3. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or
trading securities during the calendar year-to-date (report the amortized cost at date of sale
or transfer)..............................................................................................................................
4. Structured notes (included in the held-to-maturity and available-for-sale accounts in
Schedule RC-B, items 2, 3, 5, and 6):
a. Amortized cost..............................................................................................................
b. Fair value......................................................................................................................
RCON0416
83,613 M.1.
M.2.
M.2.a.
RCONA549
RCONA550
RCONA551
RCONA552
0 M.2.a.1.
107 M.2.a.2.
1,247 M.2.a.3.
941 M.2.a.4.
RCONA553
3,739 M.2.a.5.
RCONA554
28,971 M.2.a.6.
RCONA555
0 M.2.b.1.
0 M.2.b.2.
M.2.b.
RCONA556
RCONA557
RCONA558
0 M.2.b.3.
0 M.2.b.4.
RCONA559
817 M.2.b.5.
RCONA560
51,288 M.2.b.6.
RCONA561
RCONA562
0 M.2.c.1.
0 M.2.c.2.
RCONA248
M.2.c.
M.2.d.
RCON1778
0
M.3.
M.4.
RCON8782
RCON8783
0 M.4.a.
0 M.4.b.
GE CAPITAL BANK
RSSD-ID 2017570
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FFIEC 041
Quarter End Date 6/30/2015
17
(Column A)
Held-to-maturity
Amortized Cost
(Column B)
Held-to-maturity
Fair Value
(Column C)
Available-for-sale
Amortized Cost
(Column D)
Available-for-sale
Fair Value
RCONB838
RCONB839
RCONB840
RCONB841
5. Asset-backed securities (ABS) (for each column, sum of Memorandum items 5.a
through 5.f must equal Schedule RC-B, item 5.a):
M.5.
0
RCONB842
0
RCONB846
c. Automobile loans.............................................................................................
0 M.5.d.
RCONB857
3,292
RCONB860
3,498 M.5.e.
RCONB861
0 M.5.f.
M.6.
RCONG348
RCONG349
0
RCONG352
0 M.6.e.
RCONG371
0
RCONG374
0 M.6.d.
RCONG367
RCONG370
RCONG373
0 M.6.c.
RCONG363
RCONG366
RCONG369
RCONG372
0 M.6.b.
RCONG359
RCONG362
RCONG365
RCONG368
0 M.6.a.
RCONG355
RCONG358
RCONG361
RCONG364
RCONG351
RCONG354
RCONG357
RCONG360
RCONG350
RCONG353
RCONG356
0
RCONB856
RCONB859
0 M.5.c.
RCONB853
0
RCONB858
0
RCONB852
RCONB855
0 M.5.b.
RCONB849
0
RCONB854
0
RCONB848
RCONB851
0 M.5.a.
RCONB845
0
RCONB844
RCONB847
RCONB850
0
RCONB843
0 M.6.f.
RCONG375
0 M.6.g.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
18
1.
1.a.
RCONF158
RCONF159
0 1.a.1.
38,951
1.a.2.
RCON1420
0
1.b.
1.c.
RCON1797
0
1.c.1.
1.c.2.
RCON5368
0 1.c.2.a.
0 1.c.2.b.
RCON1460
0 1.d.
RCON5367
1.e.
RCONF160
500,548
1.e.1.
RCONF161
RCON1288
2,768,233 1.e.2.
0 2.
2.a.
RCONB532
2.a.1.
RCONB533
2.a.2.
RCONB534
2.b.
RCONB536
RCONB537
2.c.
2.c.1.
2.c.2.
RCON1590
RCON1766
68,215 3.
11,409,025 4.
RCON1763
11,409,025
4.a.
RCON1764
4.b.
5.
6.
RCONB539
0 6.a.
0 6.b.
RCONK137
0 6.c.
RCONK207
RCONB538
6.d.
RCON2081
0
7.
RCON2107
165
8.
9.
RCONJ454
RCONJ464
RCON1545
RCONJ451
10,569
0 9.a.
10,569 9.b.
9.b.1.
9.b.2.
GE CAPITAL BANK
RSSD-ID 2017570
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19
(Column A) To Be
(Column B) To Be
Completed by Banks Completed by All Banks
with $300 Million or More
in Total Assets
Dollar amounts in thousands
RCON2165
616,344
10. Lease financing receivables (net of unearned income).......................
a. Leases to individuals for household, family, and other personal
RCONF162
0
expenditures (i.e., consumer leases)..................................................
616,344
b. All other leases................................................................................ RCONF163
RCON2123
0
11. LESS: Any unearned income on loans reflected in items 1-9 above...
12. Total loans and leases, net of unearned income (sum of items 1
RCON2122
15,412,050
through 10 minus item 11) (must equal Schedule RC, sum of items 4.a
and 4.b).....................................................................................................
10.
10.a.
10.b.
11.
12.
1. Loans restructured in troubled debt restructurings that are in compliance with their modified
terms (included in Schedule RC-C, part 1, and not reported as past due or nonaccrual in
Schedule RC-N, Memorandum item 1):
a. Construction, land development, and other land loans:
1. 1-4 family residential construction loans.................................................................
2. Other construction loans and all land development and other land loans...............
b. Loans secured by 1-4 family residential properties.......................................................
c. Secured by multifamily (5 or more) residential properties.............................................
d. Secured by nonfarm nonresidential properties:
1. Loans secured by owner-occupied nonfarm nonresidential properties...................
2. Loans secured by other nonfarm nonresidential properties....................................
e. Commercial and industrial loans...................................................................................
1. To U.S. addressees (domicile).................................................................................
2. To non-U.S. addressees (domicile)..........................................................................
f. All other loans (include loans to individuals for household, family, and other personal
expenditures)....................................................................................................................
1. Loans secured by farmland.....................................................................................
2. Loans to depository institutions and acceptances of other banks...........................
3. Not applicable
4. Loans to individuals for household, family, and other personal expenditures:
a. Credit cards.......................................................................................................
b. Automobile loans...............................................................................................
c. Other (includes revolving credit plans other than credit cards and other consumer
loans).....................................................................................................................
5. Loans to foreign governments and official institutions.............................................
6. Other loans..............................................................................................................
a. Loans to finance agricultural production and other loans to farmers included in
Schedule RC-C, part I, Memorandum item 1.f.(6), above.....................................
2. Maturity and repricing data for loans and leases (excluding those in nonaccrual status):
a. Closed-end loans secured by first liens on 1-4 family residential properties (reported
in Schedule RC-C, part I, item 1.c.(2)(a), column B, above) with a remaining maturity or
next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
M.1.
M.1.a.
RCONK158
RCONK159
RCONF576
RCONK160
0 M.1.a.1.
0 M.1.a.2.
0 M.1.b.
0 M.1.c.
M.1.d.
RCONK161
RCONK162
0 M.1.d.1.
0 M.1.d.2.
RCONK163
0 M.1.e.
0 M.1.e.1.
RCONK164
0 M.1.e.2.
RCONK165
RCONK166
0 M.1.f.1.
0 M.1.f.2.
RCONK256
M.1.f.
RCONK167
M.1.f.3.
M.1.f.4.
RCONK203
0 M.1.f.4.a.
0 M.1.f.4.b.
RCONK204
RCONK212
RCONK267
0 M.1.f.5.
0 M.1.f.6.
RCONK168
RCONK098
M.1.f.4.c.
M.1.f.6.a.
M.2.
M.2.a.
RCONA564
RCONA565
RCONA566
RCONA567
RCONA568
RCONA569
0 M.2.a.1.
0 M.2.a.2.
0 M.2.a.3.
0 M.2.a.4.
0 M.2.a.5.
0 M.2.a.6.
GE CAPITAL BANK
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b. All loans and leases (reported in Schedule RC-C, part I, items 1 through 10, column
B, above) EXCLUDING closed-end loans secured by first liens on 1-4 family residential
properties (reported in Schedule RC-C, part I, item 1.c.(2)(a), column B, above) with a
remaining maturity or next repricing date of:
1. Three months or less...............................................................................................
2. Over three months through 12 months...................................................................
3. Over one year through three years.........................................................................
4. Over three years through five years........................................................................
5. Over five years through 15 years............................................................................
6. Over 15 years..........................................................................................................
c. Loans and leases (reported in Schedule RC-C, part I, items 1 through 10, column B,
above) with a REMAINING MATURITY of one year or less (excluding those in nonaccrual
status)...............................................................................................................................
3. Loans to finance commercial real estate, construction, and land development activities
(not secured by real estate) included in Schedule RC-C, part I, items 4 and 9, column B.....
4. Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties
(included in Schedule RC-C, part I, item 1.c.(2)(a), column B)..............................................
5. Loans secured by real estate to non-U.S. addressees (domicile) (included in Schedule
RC-C, part I, items 1.a through 1.e, column B)......................................................................
6. Outstanding credit card fees and finance charges included in Schedule RC-C, part I, item
6.a..........................................................................................................................................
7. Purchased credit-impaired loans held for investment accounted for in accordance with
FASB ASC 310-30 (former AICPA Statement of Position 03-3) (exclude loans held for sale):
a. Outstanding balance.....................................................................................................
b. Amount included in Schedule RC-C, part I, items 1 through 9.....................................
8. Closed-end loans with negative amortization features secured by 1-4 family residential
properties:
a. Total amount of closed-end loans with negative amortization features secured by 1-4
family residential properties (included in Schedule RC-C, part I, items 1.c.(2)(a) and
1.c.(2)(b))..........................................................................................................................
b. Total maximum remaining amount of negative amortization contractually permitted on
closed-end loans secured by 1-4 family residential properties.........................................
c. Total amount of negative amortization on closed-end loans secured by 1-4 family
residential properties included in the amount reported in Memorandum item 8.a above..
9. Loans secured by 1-4 family residential properties in process of foreclosure (included in
Schedule RC-C, part I, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b)).............................................
10. Loans measured at fair value (included in Schedule RC-C, part I, items 1 through 9):
a. Loans secured by real estate:
1. Construction, land development, and other land loans...........................................
2. Secured by farmland (including farm residential and other improvements)............
3. Secured by 1-4 family residential properties:
a. Revolving, open-end loans secured by 1-4 family residential properties and
extended under lines of credit...............................................................................
b. Closed-end loans secured by 1-4 family residential properties:
1. Secured by first liens....................................................................................
2. Secured by junior liens.................................................................................
4. Secured by multifamily (5 or more) residential properties.......................................
5. Secured by nonfarm nonresidential properties.......................................................
b. Commercial and industrial loans...................................................................................
c. Loans to individuals for household, family, and other personal expenditures (i.e.,
consumer loans) (includes purchased paper):
1. Credit cards.............................................................................................................
2. Other revolving credit plans.....................................................................................
3. Automobile loans.....................................................................................................
M.2.b.
RCONA570
RCONA571
RCONA572
RCONA573
RCONA574
RCONA575
RCONA247
4,419,857 M.2.b.1.
603,945 M.2.b.2.
2,279,549 M.2.b.3.
4,973,229 M.2.b.4.
3,054,988 M.2.b.5.
5,106 M.2.b.6.
899,144
M.2.c.
RCON2746
11,207
M.3.
RCON5370
0
M.4.
RCONB837
0
M.5.
RCONC391
NR
M.6.
M.7.
RCONC779
RCONC780
0 M.7.a.
0 M.7.b.
M.8.
RCONF230
0
M.8.a.
RCONF231
NR
M.8.b.
RCONF232
NR
M.8.c.
RCONF577
0
M.9.
M.10.
M.10.a.
RCONF578
RCONF579
NR M.10.a.1.
NR M.10.a.2.
M.10.a.3.
RCONF580
NR
M.10.a.3.a.
M.10.a.3.b.
RCONF581
RCONF582
NR M.10.a.3.b.1.
NR M.10.a.3.b.2.
RCONF584
NR M.10.a.4.
NR M.10.a.5.
RCONF585
NR M.10.b.
RCONF586
RCONF587
NR M.10.c.1.
NR M.10.c.2.
RCONK196
NR M.10.c.3.
RCONF583
M.10.c.
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NR M.10.c.4.
NR M.10.d.
RCONK208
RCONF589
M.11.
M.11.a.
NR M.11.a.1.
NR M.11.a.2.
RCONF590
RCONF591
M.11.a.3.
NR
RCONF592
M.11.a.3.a.
M.11.a.3.b.
NR M.11.a.3.b.1.
NR M.11.a.3.b.2.
RCONF593
RCONF594
RCONF596
NR M.11.a.4.
NR M.11.a.5.
RCONF597
NR M.11.b.
RCONF598
NR M.11.c.1.
NR M.11.c.2.
RCONF595
M.11.c.
RCONF599
RCONK209
NR M.11.c.3.
NR M.11.c.4.
RCONF601
NR M.11.d.
RCONK195
(Column B)
Gross
contractual
amounts
receivable at
acquisition date
(Column C) Best
estimate at
acquisition date
of contractual
cash flows not
expected to be
collected
RCONG091
RCONG092
RCONG093
12. Loans (not subject to the requirements of FASB ASC 310-30 (former
AICPA Statement of Position 03-3)) and leases held for investment
that were acquired in business combinations with acquisition dates in
the current calendar year:
M.12.
0
RCONG094
0
RCONG097
0 M.12.a.
RCONG096
0
RCONG098
0
RCONG100
0
RCONG095
0 M.12.b.
RCONG099
0
RCONG101
0 M.12.c.
RCONG102
0 M.12.d.
13. Construction, land development, and other land loans in domestic offices with interest
reserves:
a. Amount of loans that provide for the use of interest reserves (included in Schedule
RC-C, part I, item 1.a, column B).....................................................................................
M.13.
RCONG376
0
M.13.a.
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RIADG377
RCONG378
0 M.14.
M.13.b.
M.15.
M.15.a.
RCONJ466
RCONJ467
NR M.15.a.1.
NR M.15.a.2.
M.15.b.
RCONJ468
RCONJ469
NR M.15.b.1.
NR M.15.b.2.
M.15.c.
RCONJ470
RCONJ471
NR M.15.c.1.
NR M.15.c.2.
1. Indicate in the appropriate box at the right whether all or substantially all of the dollar
volume of your bank's "Loans secured by nonfarm nonresidential properties" reported in
Schedule RC-C, part I, items 1.e.(1) and 1.e.(2), and all or substantially all of the dollar
volume of your bank's "Commercial and industrial loans" reported in Schedule RC-C, part
I, item 4, have original amounts of $100,000 or less..............................................................
2. Report the total number of loans currently outstanding for each of the following Schedule
RC-C, part I, loan categories:
a. "Loans secured by nonfarm nonresidential properties" reported in Schedule RC-C,
part I, items 1.e.(1) and 1.e.(2).........................................................................................
b. "Commercial and industrial loans" reported in Schedule RC-C, part I, item 4..............
RCON6999
No
1.
2.
RCON5562
NR
RCON5563
NR 2.b.
2.a.
(Column A) Number of
Loans
(Column B) Amount
Currently Outstanding
3.
RCON5564
0 RCON5565
RCON5566
0 RCON5567
0 3.a.
0 3.b.
RCON5568
47 RCON5569
21,754 3.c.
RCON5570
25717 RCON5571
RCON5572
6612 RCON5573
799,653 4.a.
788,657 4.b.
RCON5574
2686 RCON5575
966,599 4.c.
4.
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5. Indicate in the appropriate box at the right whether all or substantially all of the dollar
volume of your bank's "Loans secured by farmland (including farm residential and other
improvements)" reported in Schedule RC-C, part I, item 1.b, and all or substantially all of
the dollar volume of your bank's "Loans to finance agricultural production and other loans
to farmers" reported in Schedule RC-C, part I, item 3, have original amounts of $100,000 or
less.........................................................................................................................................
6. Report the total number of loans currently outstanding for each of the following Schedule
RC-C, part I, loan categories:
a. "Loans secured by farmland (including farm residential and other improvements)"
reported in Schedule RC-C, part I, item 1.b.....................................................................
b. "Loans to finance agricultural production and other loans to farmers" reported in
Schedule RC-C, part I, item 3...........................................................................................
RCON6860
Yes
5.
6.
RCON5576
0
6.a.
RCON5577
1999
6.b.
(Column A) Number of
Loans
(Column B) Amount
Currently Outstanding
7.
RCON5578
NR RCON5579
RCON5580
NR RCON5581
NR 7.a.
NR 7.b.
RCON5582
NR RCON5583
NR 7.c.
RCON5584
NR RCON5585
RCON5586
NR RCON5587
NR 8.a.
NR 8.b.
RCON5588
NR RCON5589
NR 8.c.
8.
RCON3532
NR 1.
NR 2.
RCON3533
NR 3.
RCON3531
4.
RCONG379
NR
4.a.
RCONG380
NR
RCONG381
NR 4.c.
RCONK197
NR
RCONK198
NR 4.e.
4.b.
4.d.
5.
5.a.
RCONG383
RCONG384
RCONG385
RCONG386
NR 5.a.1.
NR 5.a.2.
NR 5.a.3.
NR 5.b.
6.
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6.a.
RCONF604
RCONF605
NR 6.a.1.
NR 6.a.2.
6.a.3.
RCONF606
NR
6.a.3.a.
6.a.3.b.
RCONF607
RCONF611
NR 6.a.3.b.1.
NR 6.a.3.b.2.
RCONF613
NR 6.a.4.
NR 6.a.5.
RCONF614
NR 6.b.
RCONF615
NR 6.c.1.
NR 6.c.2.
RCONF612
6.c.
RCONF616
RCONK210
NR 6.c.3.
NR 6.c.4.
RCONF618
NR 6.d.
RCONK199
7.
8.
RCON3541
NR 9.
10.
RCON3543
RCON3545
0 11.
0 12.
13.
RCONF624
NR 13.a.
NR 13.b.
RCON3547
0 14.
RCON3548
RCON3546
15.
M.1.
M.1.a.
RCONF625
RCONF626
NR M.1.a.1.
NR M.1.a.2.
M.1.a.3.
RCONF627
NR
M.1.a.3.a.
M.1.a.3.b.
RCONF628
RCONF629
NR M.1.a.3.b.1.
NR M.1.a.3.b.2.
RCONF631
NR M.1.a.4.
NR M.1.a.5.
RCONF632
NR M.1.b.
RCONF633
NR M.1.c.1.
NR M.1.c.2.
RCONF630
M.1.c.
RCONF634
RCONK211
NR M.1.c.3.
NR M.1.c.4.
RCONF636
NR M.1.d.
RCONK200
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2. Loans measured at fair value that are past due 90 days or more:
a. Fair value......................................................................................................................
b. Unpaid principal balance...............................................................................................
3. Structured financial products by underlying collateral or reference assets (sum of
Memorandum items 3.a through 3.g must equal Schedule RC-D, sum of items 5.a.(1) through
(3)):
a. Trust preferred securities issued by financial institutions..............................................
b. Trust preferred securities issued by real estate investment trusts.................................
c. Corporate and similar loans..........................................................................................
d. 1-4 family residential MBS issued or guaranteed by U.S. government-sponsored
enterprises (GSEs)...........................................................................................................
e. 1-4 family residential MBS not issued or guaranteed by GSEs....................................
f. Diversified (mixed) pools of structured financial products..............................................
g. Other collateral or reference assets..............................................................................
4. Pledged trading assets:
a. Pledged securities........................................................................................................
b. Pledged loans...............................................................................................................
5. Asset-backed securities:
a. Credit card receivables.................................................................................................
b. Home equity lines.........................................................................................................
c. Automobile loans...........................................................................................................
d. Other consumer loans..................................................................................................
e. Commercial and industrial loans...................................................................................
f. Other..............................................................................................................................
6. Retained beneficial interests in securitizations (first-loss or equity tranches)....................
7. Equity securities (included in Schedule RC-D, item 9, above):
a. Readily determinable fair values...................................................................................
b. Other.............................................................................................................................
8. Loans pending securitization..............................................................................................
9. Other trading assets (itemize and describe amounts included in Schedule RC-D, item 9,
that are greater than $25,000 and exceed 25% of the item):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
c. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
10. Other trading liabilities (itemize and describe amounts included in Schedule RC-D, item
13.b, that are greater than $25,000 and exceed 25% of the item):
a. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
b. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
c. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
M.2.
RCONF639
RCONF640
NR M.2.a.
NR M.2.b.
M.3.
RCONG332
NR M.3.a.
NR M.3.b.
RCONG333
NR M.3.c.
RCONG334
NR
RCONG335
RCONG651
NR M.3.e.
NR M.3.f.
RCONG652
NR M.3.g.
RCONG387
NR M.4.a.
NR M.4.b.
RCONG299
M.3.d.
M.4.
RCONG388
M.5.
RCONF643
RCONF644
RCONF645
RCONF646
NR M.5.a.
NR M.5.b.
NR M.5.c.
NR M.5.d.
RCONF648
NR M.5.e.
NR M.5.f.
RCONF651
NR M.6.
RCONF652
RCONF653
NR M.7.a.
NR M.7.b.
RCONF654
NR M.8.
RCONF647
M.7.
M.9.
M.9.a.
TEXTF655
RCONF655
NR M.9.a.1.
NR M.9.a.2.
M.9.b.
TEXTF656
RCONF656
NR M.9.b.1.
NR M.9.b.2.
M.9.c.
TEXTF657
RCONF657
NR M.9.c.1.
NR M.9.c.2.
M.10.
M.10.a.
TEXTF658
RCONF658
NR M.10.a.1.
NR M.10.a.2.
M.10.b.
TEXTF659
RCONF659
NR M.10.b.1.
NR M.10.b.2.
M.10.c.
TEXTF660
RCONF660
NR M.10.c.1.
NR M.10.c.2.
GE CAPITAL BANK
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26
RCONB549
RCONB550
212
18,139,009 1.
RCON2202
2. U.S. Government...............................................................................
RCON2520
0 2.
RCON2203
RCON2530
363 3.
RCONB551
RCONB552
32,504 4.
RCON2213
RCON2236
RCON2216
RCON2215
0 5.
RCON2377
0 6.
RCON2210
212
RCON2385
18,171,876 7.
1. Selected components of total deposits (i.e., sum of item 7, columns A and C):
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts.......................
b. Total brokered deposits.................................................................................................
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
1. Brokered deposits of less than $100,000................................................................
2. Brokered deposits of $100,000 through $250,000 and certain brokered retirement
deposit accounts.........................................................................................................
d. Maturity data for brokered deposits:
1. Brokered deposits of less than $100,000 with a remaining maturity of one year or
less (included in Memorandum item 1.c.(1) above)....................................................
2. Brokered deposits of $100,000 through $250,000 with a remaining maturity of one
year or less (included in Memorandum item 1.c.(2) above)........................................
3. Brokered deposits of more than $250,000 with a remaining maturity of one year
or less (included in Memorandum item 1.b above).....................................................
e. Preferred deposits (uninsured deposits of states and political subdivisions in the U.S.
reported in item 3 above which are secured or collateralized as required under state law)
(to be completed for the December report only)...............................................................
f. Estimated amount of deposits obtained through the use of deposit listing services that
are not brokered deposits.................................................................................................
2. Components of total nontransaction accounts (sum of Memorandum items 2.a through
2.d must equal item 7, column C above):
a. Savings deposits:
1. Money market deposit accounts (MMDAs).............................................................
2. Other savings deposits (excludes MMDAs).............................................................
b. Total time deposits of less than $100,000.....................................................................
M.1.
RCON2365
0 M.1.a.
9,815,111 M.1.b.
RCON2343
9,815,111 M.1.c.1.
RCON6835
M.1.c.
RCONJ472
0
M.1.c.2.
M.1.d.
RCONA243
2,648,099
M.1.d.1.
RCONK219
0
M.1.d.2.
RCONK220
0
M.1.d.3.
RCON5590
NR
M.1.e.
RCONK223
1,165,315
M.1.f.
M.2.
M.2.a.
RCON0352
440,155 M.2.a.1.
6,567,022 M.2.a.2.
RCON6648
9,940,672 M.2.b.
RCON6810
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
27
RCONJ474
651,471 M.2.c.
572,555 M.2.d.
RCONF233
RCONJ473
M.2.e.
M.3.
M.3.a.
RCONA579
RCONA580
859,288 M.3.a.1.
1,610,471 M.3.a.2.
RCONA582
4,429,088 M.3.a.3.
3,041,825 M.3.a.4.
RCONA241
2,467,008
RCONA581
M.3.b.
M.4.
M.4.a.
RCONA584
RCONA585
423,010 M.4.a.1.
409,161 M.4.a.2.
RCONA586
64,916 M.4.a.3.
RCONA587
326,939 M.4.a.4.
RCONK221
397,407
M.4.b.
RCONK222
434,764
M.4.c.
RCONP752
Yes
M.5.
M.6.
RCONP753
0
M.6.a.
RCONP754
0
M.6.b.
RCONP755
212
M.6.c.
M.7.
M.7.a.
RCONP756
440,155
M.7.a.1.
RCONP757
0 M.7.a.2.
M.7.b.
RCONP758
6,567,022
M.7.b.1.
RCONP759
0
M.7.b.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
28
RCONB556
RCON2148
50,274 1.
0 2.
3.
RCONA520
0 3.a.
0 3.b.
RCON1752
0 4.
RCONK201
RCONK202
0 5.a.
0 5.b.
RCONK270
0 5.c.
RCONA519
5.
RCON2168
2,626,182
6.
0 6.a.
0 6.b.
RCON2166
RCON1578
RCONC436
0 6.c.
0 6.d.
RCONJ448
0 6.e.
RCONC010
6.f.
6.g.
TEXT3549
6.g.1.
RCON3549
2,398,809 6.g.2.
TEXT3550
NR 6.h.1.
0 6.h.2.
6.h.
RCON3550
6.i.
NR 6.i.1.
0 6.i.2.
TEXT3551
RCON3551
RCON2160
2,676,456 7.
1. Not available
a. Interest accrued and unpaid on deposits......................................................................
b. Other expenses accrued and unpaid (includes accrued income taxes payable)..........
2. Net deferred tax liabilities...................................................................................................
3. Allowance for credit losses on off-balance sheet credit exposures....................................
4. All other liabilities (itemize and describe amounts greater than $25,000 that exceed 25
percent of this item)................................................................................................................
a. Accounts payable..........................................................................................................
b. Deferred compensation liabilities..................................................................................
c. Dividends declared but not yet payable........................................................................
d. Derivatives with a negative fair value held for purposes other than trading..................
e. Disclose component and the dollar amount of that component:
1. Describe component...............................................................................................
2. Amount of component.............................................................................................
1.
RCON3645
RCON3646
43,088 1.a.
133,813 1.b.
RCONB557
285,200 2.
0 3.
RCON2938
276,108
RCON3049
4.
0 4.a.
0 4.b.
RCON3066
RCONC011
0 4.c.
0 4.d.
RCON2932
RCONC012
4.e.
TEXT3552
RCON3552
4.e.1.
87,929 4.e.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
29
4.f.
TEXT3553
4.f.1.
RCON3553
83,390 4.f.2.
TEXT3554
NR 4.g.1.
0 4.g.2.
4.g.
RCON3554
RCON2930
738,209 5.
RCON3381
3,244,059 1.
RCONB558
0
2.
RCONB559
52,440 3.
RCONB560
38,825
4.
RCON3365
0 5.
6.
RCON3360
16,546,794 6.a.
6.b.
RCON3465
RCON3466
RCON3387
0 6.b.1.
4,543,083 6.b.2.
11,924,429 6.c.
6.d.
RCONB561
0 6.d.1.
RCONB562
0
6.d.2.
RCON3484
0 7.
615,929 8.
RCON3368
23,332,901 9.
RCON3401
RCON3485
0
10.
11.
RCONB563
RCONA514
7,296,901 11.a.
1,297,030 11.b.
RCON3353
10,284,836 11.c.
0 12.
RCON3355
77,073
RCON3386
68,373 M.1.
RCONA529
13.
1. Unused commitments:
1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
30
a. Revolving, open-end lines secured by 1-4 family residential properties, i.e., home
equity lines........................................................................................................................
1. Unused commitments for Home Equity Conversion Mortgage (HECM) reverse
mortgages outstanding that are held for investment (included in item 1.a above)......
2. Unused commitments for proprietary reverse mortgages outstanding that are held
for investment (included in item 1.a above).................................................................
b. Credit card lines (Sum of items 1.b.(1) and 1.b.(2) must equal item 1.b)......................
1. Unused consumer credit card lines.........................................................................
2. Other unused credit card lines................................................................................
c. Commitments to fund commercial real estate, construction, and land development
loans:
1. Secured by real estate:
a. 1-4 family residential construction loan commitments.......................................
b. Commercial real estate, other construction loan, and land development loan
commitments.........................................................................................................
2. Not secured by real estate......................................................................................
d. Securities underwriting.................................................................................................
e. Other unused commitments:
1. Commercial and industrial loans.............................................................................
2. Loans to financial institutions..................................................................................
3. All other unused commitments................................................................................
2. Financial standby letters of credit.......................................................................................
a. Amount of financial standby letters of credit conveyed to others..................................
3. Performance standby letters of credit.................................................................................
a. Amount of performance standby letters of credit conveyed to others...........................
4. Commercial and similar letters of credit.............................................................................
5. Not applicable
6. Securities lent and borrowed:
a. Securities lent (including customers' securities lent where the customer is indemnified
against loss by the reporting bank)...................................................................................
b. Securities borrowed......................................................................................................
RCON3814
0
1.a.
RCONJ477
NR
1.a.1.
RCONJ478
NR
1.a.2.
RCONJ455
0 1.b.
0 1.b.1.
RCONJ456
0 1.b.2.
RCON3815
1.c.
1.c.1.
RCONF164
RCONF165
0 1.c.1.a.
447,073
1.c.1.b.
RCON6550
RCON3817
18,464 1.c.2.
0 1.d.
1.e.
RCONJ457
RCONJ458
RCONJ459
RCON3819
1,170,240 1.e.1.
0 1.e.2.
42,304 1.e.3.
34,599 2.
RCON3820
0 2.a.
RCON3821
RCON3822
10,056 3.
0 3.a.
RCON3411
2,749 4.
5.
6.
RCON3433
RCON3432
0 6.b.
6.a.
7. Credit derivatives:
a. Notional amounts:
1. Credit default swaps..................................................................
2. Total return swaps......................................................................
3. Credit options.............................................................................
4. Other credit derivatives..............................................................
b. Gross fair values:
1. Gross positive fair value.............................................................
2. Gross negative fair value...........................................................
(Column A) Sold
Protection
(Column B) Purchased
Protection
7.
7.a.
RCONC968
0 RCONC969
RCONC970
0 RCONC971
RCONC972
0 RCONC973
RCONC974
0 RCONC975
RCONC219
0 RCONC221
RCONC220
0 RCONC222
227,500 7.a.1.
0 7.a.2.
0 7.a.3.
0 7.a.4.
7.b.
0 7.b.1.
3,175 7.b.2.
7.c.
7.c.1.
RCONG401
0 7.c.1.a.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
31
b. Purchased protection..............................................................................................
2. All other positions:
a. Sold protection........................................................................................................
b. Purchased protection that is recognized as a guarantee for regulatory capital
purposes.....................................................................................................................
c. Purchased protection that is not recognized as a guarantee for regulatory capital
purposes.....................................................................................................................
RCONG402
0 7.c.1.b.
RCONG403
0 7.c.2.a.
7.c.2.
227,500
RCONG404
7.c.2.b.
RCONG405
7.c.2.c.
7.d.
7.d.1.
RCONG406
a. Investment grade...................................................................
RCONG407
0
RCONG409
b. Subinvestment grade.............................................................
RCONG408
0
RCONG410
0 7.d.1.a.
RCONG411
0 7.d.1.b.
7.d.2.
RCONG412
a. Investment grade...................................................................
RCONG413
0
RCONG415
b. Subinvestment grade.............................................................
RCONG414
0
RCONG416
205,000 7.d.2.a.
RCONG417
22,500 7.d.2.b.
RCON8765
0 8.
RCON3430
0
9.
9.a.
RCON3434
0 9.b.
RCONC978
0
9.c.
9.d.
TEXT3555
RCON3555
NR 9.d.1.
0 9.d.2.
9.e.
TEXT3556
RCON3556
NR 9.e.1.
0 9.e.2.
9.f.
TEXT3557
RCON3557
RCON5591
NR 9.f.1.
0 9.f.2.
0
10.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
32
RCON3435
0 10.a.
TEXT5592
NR 10.b.1.
0 10.b.2.
10.b.
RCON5592
10.c.
TEXT5593
RCON5593
NR 10.c.1.
0 10.c.2.
10.d.
TEXT5594
RCON5594
NR 10.d.1.
0 10.d.2.
10.e.
TEXT5595
RCON5595
NR 10.e.1.
0 10.e.2.
11.
RCONC223
RCONC224
0 11.a.
0 11.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
33
(Column D)
Commodity and
Other Contracts
12.
RCON8693
a. Futures contracts.............................................................................................
RCON8694
0
RCON8697
b. Forward contracts............................................................................................
RCON8695
0
RCON8698
RCON8696
0
RCON8699
0 12.a.
RCON8700
0 12.b.
12.c.
RCON8701
1. Written options...........................................................................................
RCON8702
0
RCON8705
2. Purchased options.....................................................................................
RCON8703
0
RCON8706
RCON8704
0
RCON8707
0 12.c.1.
RCON8708
0 12.c.2.
12.d.
RCON8709
1. Written options...........................................................................................
RCON8710
0
RCON8713
2. Purchased options.....................................................................................
13. Total gross notional amount of derivative contracts held for trading....................
0 12.d.2.
RCON8720
RCON8723
RCON8726
0 12.d.1.
RCON8716
RCON8719
RCONA127
RCON8725
RCON8712
RCON8715
RCON3826
RCONA126
14. Total gross notional amount of derivative contracts held for purposes other than
trading.......................................................................................................................
0
RCON8714
RCON3450
e. Swaps..............................................................................................................
RCON8711
0 12.e.
RCON8724
0
RCON8727
0 13.
RCON8728
0 14.
RCONA589
a. Interest rate swaps where the bank has agreed to pay a fixed rate................
14.a.
15.
15.a.
RCON8733
RCON8734
0
RCON8737
RCON8735
0
RCON8738
RCON8736
0
RCON8739
0 15.a.1.
RCON8740
0 15.a.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
34
(Column D)
Commodity and
Other Contracts
15.b.
RCON8741
RCON8742
0
RCON8745
RCON8743
RCON8746
RCON8744
0 15.b.1.
RCON8747
RCON8748
0 15.b.2.
(Column B)
Monoline
Financial
Guarantors
(Column C)
Hedge Funds
(Column D)
Sovereign
Governments
(Column E)
Corporations and
All Other
Counterparties
RCONG418
RCONG419
RCONG420
RCONG421
RCONG422
16.
0 16.a.
16.b.
RCONG423
RCONG424
0
RCONG428
0
RCONG448
6. Equity securities..........................................................................
0
RCONG453
0
RCONG458
0 16.b.6.
RCONG457
0
RCONG461
0 16.b.5.
RCONG452
RCONG456
RCONG460
0 16.b.4.
RCONG447
RCONG451
RCONG455
RCONG459
0 16.b.3.
RCONG442
RCONG446
RCONG450
RCONG454
0 16.b.2.
RCONG437
RCONG441
RCONG445
RCONG449
0 16.b.1.
RCONG432
RCONG436
RCONG440
RCONG444
RCONG427
RCONG431
RCONG435
RCONG439
5. Corporate bonds..........................................................................
0
RCONG438
RCONG426
RCONG430
RCONG434
RCONG443
0
RCONG429
RCONG433
RCONG425
0 16.b.7.
RCONG462
0 16.b.8.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
35
1. Extensions of credit by the reporting bank to its executive officers, directors, principal
shareholders, and their related interests as of the report date:
a. Aggregate amount of all extensions of credit to all executive officers, directors, principal
shareholders, and their related interests..........................................................................
b. Number of executive officers, directors, and principal shareholders to whom the amount
of all extensions of credit by the reporting bank (including extensions of credit to related
interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined
for this purpose in agency regulations..............................................................................
2. Intangible assets other than goodwill:
a. Mortgage servicing assets............................................................................................
1. Estimated fair value of mortgage servicing assets..................................................
b. Purchased credit card relationships and nonmortgage servicing assets......................
c. All other identifiable intangible assets...........................................................................
d. Total (sum of items 2.a, 2.b, and 2.c) (must equal Schedule RC, item 10.b)................
3. Other real estate owned:
a. Construction, land development, and other land..........................................................
b. Farmland.......................................................................................................................
c. 1-4 family residential properties....................................................................................
d. Multifamily (5 or more) residential properties................................................................
e. Nonfarm nonresidential properties................................................................................
f. Foreclosed properties from "GNMA loans"....................................................................
g. Total (sum of items 3.a through 3.f) (must equal Schedule RC, item 7)........................
4. Not applicable
5. Other borrowed money:
a. Federal Home Loan Bank advances:
1. Advances with a remaining maturity or next repricing date of:
a. One year or less................................................................................................
b. Over one year through three years....................................................................
c. Over three years through five years...................................................................
d. Over five years...................................................................................................
2. Advances with a remaining maturity of one year or less (included in item 5.a.(1)(a)
above).........................................................................................................................
3. Structured advances (included in items 5.a.(1)(a) - (d) above)...............................
b. Other borrowings:
1. Other borrowings with a remaining maturity of next repricing date of:
a. One year or less................................................................................................
b. Over one year through three years....................................................................
c. Over three years through five years...................................................................
d. Over five years...................................................................................................
2. Other borrowings with a remaining maturity of one year or less (included in item
5.b.(1)(a) above).........................................................................................................
c. Total (sum of items 5.a.(1)(a)-(d) and items 5.b.(1)(a)-(d)) (must equal Schedule RC,
item 16).............................................................................................................................
6. Does the reporting bank sell private label or third party mutual funds and annuities?.......
7. Assets under the reporting bank's management in proprietary mutual funds and annuities.
8. Internet Web site addresses and physical office trade names:
a. Uniform Resource Locator (URL) of the reporting institution's primary Internet Web
site (home page), if any (Example: www.examplebank.com):..........................................
b. URLs of all other public-facing Internet Web sites that the reporting institution uses to
accept or solicit deposits from the public, if any (Example: www.examplebank.biz):
1. URL 1......................................................................................................................
1.
RCON6164
1.a.
RCON6165
1.b.
2.
0 2.a.
0 2.a.1.
RCON3164
RCONA590
RCON5507
0 2.b.
0 2.c.
RCON0426
0 2.d.
RCON5508
0 3.a.
0 3.b.
RCONB026
3.
RCON5509
0 3.c.
0 3.d.
RCON5510
RCON5511
RCONC979
0 3.e.
0 3.f.
RCON2150
0 3.g.
RCON5512
4.
5.
5.a.
5.a.1.
0 5.a.1.a.
0 5.a.1.b.
RCONF055
RCONF056
RCONF058
0 5.a.1.c.
0 5.a.1.d.
RCON2651
RCONF059
0 5.a.3.
RCONF057
5.a.2.
5.b.
5.b.1.
RCONF060
RCONF061
46,799 5.b.1.a.
0 5.b.1.b.
0 5.b.1.c.
0 5.b.1.d.
RCONF062
RCONF063
RCONB571
46,799
5.b.2.
RCON3190
46,799
5.c.
No 6.
0 7.
RCONB569
RCONB570
8.
TEXT4087
8.a.
8.b.
TE01N528
NR 8.b.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
36
2. URL 2......................................................................................................................
3. URL 3......................................................................................................................
4. URL 4......................................................................................................................
5. URL 5......................................................................................................................
6. URL 6......................................................................................................................
7. URL 7......................................................................................................................
8. URL 8......................................................................................................................
9. URL 9......................................................................................................................
10. URL 10..................................................................................................................
c. Trade names other than the reporting institution's legal title used to identify one or
more of the institution's physical offices at which deposits are accepted or solicited from
the public, if any:
1. Trade name 1..........................................................................................................
2. Trade name 2..........................................................................................................
3. Trade name 3..........................................................................................................
4. Trade name 4..........................................................................................................
5. Trade name 5..........................................................................................................
6. Trade name 6..........................................................................................................
9. Do any of the bank's Internet Web sites have transactional capability, i.e., allow the bank's
customers to execute transactions on their accounts through the Web site?.........................
10. Secured liabilities:
a. Amount of "Federal funds purchased" that are secured (included in Schedule RC, item
14.a).................................................................................................................................
b. Amount of "Other borrowings" that are secured (included in Schedule RC-M, items
5.b.(1)(a) - (d))..................................................................................................................
11. Does the bank act as trustee or custodian for Individual Retirement Accounts, Health
Savings Accounts, and other similar accounts?.....................................................................
12. Does the bank provide custody, safekeeping, or other services involving the acceptance
of orders for the sale or purchase of securities?....................................................................
13. Assets covered by loss-sharing agreements with the FDIC:
a. Loans and leases (included in Schedule RC, items 4.a and 4.b):
1. Loans secured by real estate:
a. Construction, land development, and other land loans:
1. 1-4 family residential construction loans......................................................
2. Other construction loans and all land development and other land loans....
b. Secured by farmland..........................................................................................
c. Secured by 1-4 family residential properties:
1. Revolving, open-end loans secured by 1-4 family residential properties and
extended under lines of credit..........................................................................
2. Closed-end loans secured by 1-4 family residential properties:
a. Secured by first liens..............................................................................
b. Secured by junior liens...........................................................................
d. Secured by multifamily (5 or more) residential properties.................................
e. Secured by nonfarm nonresidential properties:
1. Loans secured by owner-occupied nonfarm nonresidential properties.......
2. Loans secured by other nonfarm nonresidential properties.........................
2. Not applicable
3. Commercial and industrial loans.............................................................................
4. Loans to individuals for household, family, and other personal expenditures:
a. Credit cards.......................................................................................................
b. Automobile loans...............................................................................................
TE02N528
TE03N528
TE04N528
TE05N528
TE06N528
TE07N528
NR 8.b.2.
NR 8.b.3.
NR 8.b.4.
NR 8.b.5.
NR 8.b.6.
NR 8.b.7.
TE09N528
NR 8.b.8.
NR 8.b.9.
TE10N528
NR 8.b.10.
TE01N529
NR 8.c.1.
NR 8.c.2.
TE08N528
8.c.
TE02N529
TE03N529
TE04N529
NR 8.c.3.
NR 8.c.4.
TE06N529
NR 8.c.5.
NR 8.c.6.
RCON4088
Yes
TE05N529
9.
10.
RCONF064
0
10.a.
RCONF065
0
10.b.
RCONG463
No
11.
RCONG464
No
12.
13.
13.a.
13.a.1.
13.a.1.a.
RCONK170
0 13.a.1.a.1.
0 13.a.1.a.2.
RCONK171
0 13.a.1.b.
RCONK169
13.a.1.c.
RCONK172
0
13.a.1.c.1.
13.a.1.c.2.
RCONK174
0 13.a.1.c.2.a.
0 13.a.1.c.2.b.
RCONK175
0 13.a.1.d.
RCONK176
RCONK177
0 13.a.1.e.1.
0 13.a.1.e.2.
RCONK179
0 13.a.3.
RCONK180
0 13.a.4.a.
0 13.a.4.b.
RCONK173
13.a.1.e.
13.a.2.
13.a.4.
RCONK181
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
37
c. Other (includes revolving credit plans other than credit cards and other consumer
loans).....................................................................................................................
5. All other loans and all leases..................................................................................
a. Loans to depository institutions and acceptances of other banks.....................
b. Loans to foreign governments and official institutions.......................................
c. Other loans........................................................................................................
1. Loans to finance agricultural production and other loans to farmers included
in Schedule RC-M, item 13.a.(5)(c), above.....................................................
d. Lease financing receivables..............................................................................
b. Other real estate owned (included in Schedule RC, item 7):
1. Construction, land development, and other land.....................................................
2. Farmland.................................................................................................................
3. 1-4 family residential properties..............................................................................
4. Multifamily (5 or more) residential properties..........................................................
5. Nonfarm nonresidential properties..........................................................................
6. Not applicable
7. Portion of covered other real estate owned included in items 13.b.(1) through (5)
above that is protected by FDIC loss-sharing agreements.........................................
c. Debt securities (included in Schedule RC, items 2.a and 2.b)......................................
d. Other assets (exclude FDIC loss-sharing indemnification assets)................................
14. Captive insurance and reinsurance subsidiaries:
a. Total assets of captive insurance subsidiaries..............................................................
b. Total assets of captive reinsurance subsidiaries...........................................................
15. Qualified Thrift Lender (QTL) test:
a. Does the institution use the Home Owners' Loan Act (HOLA) QTL test or the Internal
Revenue Service Domestic Building and Loan Association (IRS DBLA) test to determine
its QTL compliance? (for the HOLA QTL test, enter 1; for the IRS DBLA test, enter 2)....
b. Has the institution been in compliance with the HOLA QTL test as of each month end
during the quarter or the IRS DBLA test for its most recent taxable year, as applicable?.
16. International remittance transfers offered to consumers:
a. As of the report date, did your institution offer to consumers in any state any of the
following mechanisms for sending international remittance transfers?
1. International wire transfers......................................................................................
2. International ACH transactions...............................................................................
3. Other proprietary services operated by your institution...........................................
4. Other proprietary services operated by another party............................................
b. Did your institution provide more than 100 international remittance transfers in the
previous calendar year or does your institution estimate that it will provide more than 100
international remittance transfers in the current calendar year?.......................................
c. Indicate which of the mechanisms described in items 16.a.(1), (2), and (3) above is
the mechanism that your institution estimates accounted for the largest number of
international remittance transfers your institution provided during the two calendar quarters
ending on the report date. (For international wire transfers, enter 1; for international ACH
transactions, enter 2; for other proprietary services operated by your institution, enter 3.
If your institution did not provide any international remittance transfers using the
mechanisms described in items 16.a.(1), (2), and (3) above during the two calendar
quarters ending on the report date, enter 0.)....................................................................
d. Estimated number and dollar value of international remittance transfers provided by
your institution during the two calendar quarters ending on the report date:
1. Estimated number of international remittance transfers..........................................
2. Estimated dollar value of international remittance transfers....................................
3. Estimated number of international remittance transfers for which your institution
applied the temporary exception.................................................................................
RCONK182
RCONK183
0 13.a.5.
0 13.a.5.a.
13.a.4.c.
RCONK184
RCONK186
0 13.a.5.b.
0 13.a.5.c.
RCONK178
RCONK273
0 13.a.5.d.
RCONK187
0 13.b.1.
0 13.b.2.
RCONK185
13.a.5.c.1.
13.b.
RCONK188
RCONK190
0 13.b.3.
0 13.b.4.
RCONK191
0 13.b.5.
RCONK189
13.b.6.
RCONK192
RCONJ461
0 13.c.
0 13.d.
13.b.7.
RCONJ462
14.
RCONK193
RCONK194
0 14.a.
0 14.b.
15.
RCONL133
NR
15.a.
RCONL135
NR
15.b.
16.
16.a.
RCONN517
RCONN518
No 16.a.1.
No 16.a.2.
RCONN520
No 16.a.3.
No 16.a.4.
RCONN521
No
RCONN519
16.b.
RCONN522
NR
16.c.
16.d.
RCONN524
NR 16.d.1.
NR 16.d.2.
RCONN527
NR
RCONN523
16.d.3.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
38
(TEXT4087) http://www.gecapitalbank.com
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
(Column A) Past (Column B) Past
due 30 through due 90 days or
89 days and still more and still
accruing
accruing
Dollar amounts in thousands
(Column C)
Nonaccrual
1.
1.a.
RCONF172
RCONF174
0
RCONF173
0
RCONF175
0
RCON3493
b. Secured by farmland...................................................................
RCONF176
0 1.a.1.
RCONF177
0
RCON3494
0 1.a.2.
RCON3495
0 1.b.
1.c.
RCON5398
RCON5399
RCON5400
0 1.c.1.
1.c.2.
RCONC236
RCONC237
0
RCONC238
0
RCONC239
0
RCON3499
RCONC229
0 1.c.2.a.
RCONC230
0
RCON3500
0 1.c.2.b.
RCON3501
0 1.d.
1.e.
RCONF178
RCONF180
0
RCONF179
0
RCONF181
0
RCONB834
RCONF182
1,986 1.e.1.
RCONF183
0
RCONB835
0 1.e.2.
RCONB836
0 2.
3. Not applicable
3.
RCON1606
RCON1607
10,482
RCON1608
72,124 4.
5.
RCONB575
a. Credit cards.................................................................................
RCONB576
0
RCONK213
b. Automobile loans.........................................................................
c. Other (includes revolving credit plans other than credit cards and
other consumer loans)....................................................................
0
RCONK214
0
RCONK216
0 5.b.
RCONK218
0
RCON5390
0 5.a.
RCONK215
RCONK217
RCON5389
RCONB577
0 5.c.
RCON5391
0 6.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
39
RCON5460
608
RCON1226
1,114
262
RCONK042
1,107 8.
RCON3507
243
RCONK037
0
RCONK039
158 7.
RCON1228
RCON3506
RCONK036
RCON5461
RCON1227
RCON3505
(Column C)
Nonaccrual
33 9.
RCONK038
0
RCONK040
0
RCONK043
0 10.a.
RCONK044
0 10.b.
11. Loans and leases reported in items 1 through 8 above that are
covered by loss-sharing agreements with the FDIC:
11.
11.a.
11.a.1.
RCONK045
RCONK046
0
RCONK048
2. Secured by farmland..............................................................
RCONK047
RCONK049
RCONK051
0 11.a.1.a.
RCONK050
0
RCONK052
0 11.a.1.b.
RCONK053
0 11.a.2.
11.a.3.
RCONK054
RCONK055
RCONK056
0 11.a.3.a.
11.a.3.b.
RCONK057
RCONK058
0
RCONK060
RCONK059
RCONK061
RCONK063
0 11.a.3.b.1.
RCONK062
0
RCONK064
0 11.a.3.b.2.
RCONK065
0 11.a.4.
11.a.5.
RCONK066
RCONK069
RCONK067
RCONK068
0
RCONK070
0 11.a.5.a.
RCONK071
0 11.a.5.b.
b. Not applicable
11.b.
RCONK075
10.
RCONK041
RCONK076
RCONK077
0 11.c.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
40
(Column C)
Nonaccrual
11.d.
RCONK078
1. Credit cards...........................................................................
RCONK079
0
RCONK081
2. Automobile loans...................................................................
3. Other (includes revolving credit plans other than credit cards
and other consumer loans)........................................................
0 11.e.3.
RCONK074
0
RCONK271
0
RCONK102
0 11.e.2.
RCONK101
RCONK073
0 11.e.1.
RCONK097
RCONK100
RCONK269
0 11.e.
RCONK093
RCONK096
RCONK072
0 11.d.3.
RCONK089
RCONK092
RCONK099
0 11.d.2.
RCONK086
RCONK088
RCONK095
3. Other loans............................................................................
a. Loans to finance agricultural production and other loans
to farmers included in Schedule RC-N, item 11.e.(3),
above...................................................................................
RCONK091
0 11.d.1.
RCONK083
RCONK085
RCONK087
0
RCONK082
RCONK084
RCONK080
0
RCONK103
0 11.e.4.
RCONK104
0 11.f.
M.1.
M.1.a.
RCONK105
RCONK106
0
RCONK108
RCONK109
RCONK110
RCONF662
RCONK111
0 M.1.a.1.
RCONK107
0
RCONF661
0 M.1.a.2.
RCONF663
0
RCONK112
0 M.1.b.
RCONK113
0 M.1.c.
M.1.d.
RCONK114
RCONK115
0
RCONK117
RCONK258
RCONK120
RCONK259
0 M.1.e.
RCONK122
0
RCONK124
0 M.1.d.2.
0
RCONK121
RCONK123
0 M.1.d.1.
RCONK119
RCONK116
RCONK118
11.e.3.a.
RCONK272
0 M.1.e.1.
RCONK125
0 M.1.e.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
41
RCONK126
RCONK127
0
RCONK130
RCONK128
0
RCONK131
0
RCONK134
(Column C)
Nonaccrual
0 M.1.f.
RCONK132
0
RCONK135
0 M.1.f.1.
RCONK136
0 M.1.f.2.
3. Not applicable
M.1.f.3.
M.1.f.4.
RCONK274
a. Credit cards......................................................................
RCONK275
0
RCONK277
b. Automobile loans..............................................................
c. Other (includes revolving credit plans other than credit
cards and other consumer loans)........................................
0 M.1.f.5.
RCONK288
0
RCONK139
0
RCON6558
0 M.1.f.4.c.
RCONK285
RCONK287
RCONK138
0 M.1.f.4.b.
RCONK282
RCONK284
RCONK286
0 M.1.f.4.a.
RCONK279
RCONK281
RCONK283
6. Other loans............................................................................
a. Loans to finance agricultural production and other loans
to farmers included in Schedule RC-N, Memorandum item
1.f.(6), above........................................................................
2. Loans to finance commercial real estate, construction, and land
development activities (not secured by real estate) included in Schedule
RC-N, items 4 and 7, above..................................................................
0
RCONK278
RCONK280
RCONK276
0 M.1.f.6.
RCONK140
0
RCON6559
3. Not available
a. Loans secured by real estate to non-U.S. addressees (domicile)
(included in Schedule RC-N, item 1, above)...................................
b. Loans to and acceptances of foreign banks (included in Schedule
RC-N, item 2, above)......................................................................
RCON5380
RCON1254
RCONF166
RCON1594
RCON1249
RCON1250
0
RCON5381
0 M.3.a.
RCON5382
0
RCON1255
0 M.3.b.
RCON1256
0
RCONF167
0 M.3.c.
RCONF168
0
RCON1597
608
0 M.3.d.
RCON1583
158 M.4.
5. Loans and leases held for sale and loans measured at fair value
(included in Schedule RC-N, items 1 through 8, above):
M.5.
RCONC240
RCONC241
12,203
RCONC226
75,375 M.5.a.
M.5.b.
RCONF664
1. Fair value...............................................................................
RCONF665
0
RCONF667
M.2.
M.3.
RCON1248
M.1.f.6.a.
RCON6560
RCONF666
0
RCONF668
0 M.5.b.1.
RCONF669
0 M.5.b.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
42
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
Dollar amounts in thousands
0 M.6.
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
Dollar amounts in thousands
19,913 M.7.
377 M.8.
RCONC410
RCONC411
Schedule RC-N - Past Due and Nonaccrual Loans Leases and Other Assets
(Column A) Past (Column B) Past
due 30 through due 90 days or
89 days and still more and still
accruing
accruing
Dollar amounts in thousands
(Column C)
Nonaccrual
M.9.
RCONL183
a. Outstanding balance...................................................................
RCONL184
0
RCONL186
RCONL185
0
RCONL187
0 M.9.a.
RCONL188
0 M.9.b.
Schedule RC-O - Other Data for Deposit Insurance and FICO Assessments
Dollar amounts in thousands
1. Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal
Deposit Insurance Act and FDIC regulations.........................................................................
2. Total allowable exclusions, including interest accrued and unpaid on allowable
exclusions...............................................................................................................................
3. Not applicable
4. Average consolidated total assets for the calendar quarter................................................
a. Averaging method used (for daily averaging, enter 1; for weekly averaging, enter 2)....
5. Average tangible equity for the calendar quarter................................................................
6. Holdings of long-term unsecured debt issued by other FDIC-insured depository
institutions..............................................................................................................................
7. Unsecured "Other borrowings" with a remaining maturity of (sum of items 7.a through 7.d
must be less than or equal to Schedule RC-M, items 5.b.(1)(a)-(d) minus item 10.b):
a. One year or less............................................................................................................
b. Over one year through three years...............................................................................
c. Over three years through five years..............................................................................
d. Over five years..............................................................................................................
8. Subordinated notes and debentures with a remaining maturity of (sum of items 8.a through
8.d must equal Schedule RC, item 19):
a. One year or less............................................................................................................
b. Over one year through three years...............................................................................
c. Over three years through five years..............................................................................
d. Over five years..............................................................................................................
9. Reciprocal brokered deposits (included in Schedule RC-E, part I, Memorandum item
1.b).........................................................................................................................................
a. Fully consolidated reciprocal brokered deposits...........................................................
RCONF236
18,215,185
1.
RCONF237
0
2.
3.
RCONK653
23,332,901 4.
1 4.a.
RCONK654
3,665,715 5.
RCONK652
RCONK655
0
6.
7.
RCONG465
RCONG466
RCONG467
RCONG468
46,799 7.a.
0 7.b.
0 7.c.
0 7.d.
8.
RCONG469
RCONG470
0 8.a.
0 8.b.
RCONG472
0 8.c.
0 8.d.
RCONG803
RCONG471
9.
RCONL190
NR 9.a.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
43
10. Banker's bank certification: Does the reporting institution meet both the statutory definition
of a banker's bank and the business conduct test set forth in FDIC regulations? If the answer
to item 10 is "YES," complete items 10.a and 10.b................................................................
a. Banker's bank deduction...............................................................................................
b. Banker's bank deduction limit.......................................................................................
11. Custodial bank certification: Does the reporting institution meet the definition of a custodial
bank set forth in FDIC regulations? If the answer to item 11 is "YES," complete items 11.a
and 11.b.................................................................................................................................
a. Custodial bank deduction.............................................................................................
b. Custodial bank deduction limit......................................................................................
1. Total deposit liabilities of the bank (including related interest accrued and unpaid) less
allowable exclusions (including related interest accrued and unpaid) (sum of Memorandum
items 1.a.(1), 1.b.(1), 1.c.(1), and 1.d.(1) must equal Schedule RC-O, item 1 less item 2):
a. Deposit accounts (excluding retirement accounts) of $250,000 or less:
1. Amount of deposit accounts (excluding retirement accounts) of $250,000 or less..
2. Number of deposit accounts (excluding retirement accounts) of $250,000 or less..
b. Deposit accounts (excluding retirement accounts) of more than $250,000:
1. Amount of deposit accounts (excluding retirement accounts) of more than
$250,000.....................................................................................................................
2. Number of deposit accounts (excluding retirement accounts) of more than
$250,000.....................................................................................................................
c. Retirement deposit accounts of $250,000 or less:
1. Amount of retirement deposit accounts of $250,000 or less...................................
2. Number of retirement deposit accounts of $250,000 or less...................................
d. Retirement deposit accounts of more than $250,000:
1. Amount of retirement deposit accounts of more than $250,000.............................
2. Number of retirement deposit accounts of more than $250,000.............................
2. Estimated amount of uninsured deposits, including related interest accrued and unpaid
(see instructions)....................................................................................................................
3. Has the reporting institution been consolidated with a parent bank or savings association
in that parent bank's or parent savings association's Call Report? If so, report the legal title
and FDIC Certificate Number of the parent bank or parent savings association:
a. Legal title......................................................................................................................
b. FDIC Certificate Number..............................................................................................
4. Not applicable
5. Not applicable
6. Criticized and classified items:
a. Special mention............................................................................................................
b. Substandard..................................................................................................................
c. Doubtful.........................................................................................................................
d. Loss..............................................................................................................................
7. "Nontraditional 1-4 family residential mortgage loans" as defined for assessment purposes
only in FDIC regulations:
a. Nontraditional 1-4 family residential mortgage loans....................................................
b. Securitizations of nontraditional 1-4 family residential mortgage loans........................
8. "Higher-risk consumer loans" as defined for assessment purposes only in FDIC regulations:
a. Higher-risk consumer loans..........................................................................................
b. Securitizations of higher-risk consumer loans..............................................................
9. "Higher-risk commercial and industrial loans and securities" as defined for assessment
purposes only in FDIC regulations:
a. Higher-risk commercial and industrial loans and securities..........................................
b. Securitizations of higher-risk commercial and industrial loans and securities..............
RCONK656
No
RCONK657
RCONK658
NR 10.a.
NR 10.b.
RCONK659
No
RCONK660
NR 11.a.
NR 11.b.
10.
11.
RCONK661
M.1.
M.1.a.
RCONF049
RCONF050
14,720,243 M.1.a.1.
129482 M.1.a.2.
M.1.b.
RCONF051
3,494,942
M.1.b.1.
RCONF052
8040
M.1.b.2.
M.1.c.
RCONF045
RCONF046
0 M.1.c.1.
0 M.1.c.2.
M.1.d.
RCONF047
RCONF048
RCON5597
0 M.1.d.1.
0 M.1.d.2.
1,196,211
M.2.
M.3.
TEXTA545
RCONA545
NR M.3.a.
0 M.3.b.
M.4.
M.5.
M.6.
RCONK663
RCONK664
RCONK665
RCONK666
CONF M.6.a.
CONF M.6.b.
CONF M.6.c.
CONF M.6.d.
M.7.
RCONN025
RCONN026
CONF M.7.a.
CONF M.7.b.
M.8.
RCONN027
RCONN028
CONF M.8.a.
CONF M.8.b.
M.9.
RCONN029
RCONN030
CONF M.9.a.
CONF M.9.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
44
10. Commitments to fund construction, land development, and other land loans secured by
real estate:
a. Total unfunded commitments........................................................................................
b. Portion of unfunded commitments guaranteed or insured by the U.S. government
(including the FDIC)..........................................................................................................
11. Amount of other real estate owned recoverable from the U.S. government under guarantee
or insurance provisions (excluding FDIC loss-sharing agreements)......................................
12. Nonbrokered time deposits of more than $250,000 (included in Schedule RC-E,
Memorandum item 2.d)..........................................................................................................
13. Portion of funded loans and securities guaranteed or insured by the U.S. government
(including FDIC loss-sharing agreements):
a. Construction, land development, and other land loans secured by real estate............
b. Loans secured by multifamily residential and nonfarm nonresidential properties.........
c. Closed-end loans secured by first liens on 1-4 family residential properties................
d. Closed-end loans secured by junior liens on 1-4 family residential properties and
revolving, open-end loans secured by 1-4 family residential properties and extended
under lines of credit..........................................................................................................
e. Commercial and industrial loans...................................................................................
f. Credit card loans to individuals for household, family, and other personal expenditures.
g. All other loans to individuals for household, family, and other personal expenditures...
h. Non-agency residential mortgage-backed securities....................................................
14. Amount of the institution's largest counterparty exposure................................................
15. Total amount of the institution's 20 largest counterparty exposures.................................
16. Portion of loans restructured in troubled debt restructurings that are in compliance with
their modified terms and are guaranteed or insured by the U.S. government (including the
FDIC) (included in Schedule RC-C, part I, Memorandum item 1)..........................................
17. Selected fully consolidated data for deposit insurance assessment purposes:
a. Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal
Deposit Insurance Act and FDIC regulations...................................................................
b. Total allowable exclusions, including interest accrued and unpaid on allowable
exclusions.........................................................................................................................
c. Unsecured "Other borrowings" with a remaining maturity of one year or less..............
d. Estimated amount of uninsured deposits, including related interest accrued and
unpaid...............................................................................................................................
M.10.
RCONK676
RCONK677
677 M.10.a.
0
M.10.b.
RCONK669
0
M.11.
RCONK678
572,555
M.12.
M.13.
RCONN178
0 M.13.a.
0 M.13.b.
RCONN179
0 M.13.c.
RCONN180
RCONN181
0 M.13.e.
0 M.13.f.
RCONN177
M.13.d.
RCONN182
RCONN183
RCONM963
0 M.13.g.
0 M.13.h.
RCONK674
CONF M.14.
CONF M.15.
RCONL189
RCONK673
M.16.
M.17.
RCONL194
NR
M.17.a.
RCONL195
NR
RCONL196
NR M.17.c.
RCONL197
NR
M.17.b.
M.17.d.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
45
Schedule RC-O - Other Data for Deposit Insurance and FICO Assessments
(Column
A)
Two-Year
Probability
of
Default
(PD) <=
1%
Dollar amounts in thousands
18. Outstanding balance of 1-4
family residential mortgage loans,
consumer loans, and consumer
leases by two-year probability of
default:
RCONM964
a. "Nontraditional 1-4 family
residential mortgage loans" as
defined for assessment
CONF
purposes only in FDIC
regulations................................
b. Closed-end loans secured by RCONM979
first liens on 1-4 family
CONF
residential properties................
c. Closed-end loans secured by RCONM994
junior liens on 1-4 family
CONF
residential properties................
d. Revolving, open-end loans RCONN010
secured by 1-4 family residential
properties and extended under
CONF
lines of credit............................
(Column
B)
Two-Year
Probability
of
Default
(PD)
1.014%
(Column
C)
Two-Year
Probability
of
Default
(PD)
4.017%
(Column
D)
Two-Year
Probability
of
Default
(PD)
7.0110%
(Column
E)
Two-Year
Probability
of
Default
(PD)
10.0114%
(Column
F)
Two-Year
Probability
of
Default
(PD)
14.0116%
(Column
G)
Two-Year
Probability
of
Default
(PD)
16.0118%
(Column
H)
Two-Year
Probability
of
Default
(PD)
18.0120%
(Column
I)
Two-Year
Probability
of
Default
(PD)
20.0122%
(Column
J)
Two-Year
Probability
of
Default
(PD)
22.0126%
(Column
K)
Two-Year
Probability
of
Default
(PD)
26.0130%
(Column
L)
Two-Year
Probability
of
Default
(PD) >
30%
(Column
M)
Two-Year
Probability
of
Default
(PD)
Unscoreable
(Column
N)
Two-Year
Probability
of
Default
(PD)
Total
(Column
O) PDs
Were
Derived
Using
M.18.
RCONM965 RCONM966 RCONM967 RCONM968 RCONM969 RCONM970 RCONM971 RCONM972 RCONM973 RCONM974 RCONM975 RCONM976 RCONM977 RCONM978
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8a
..
RCONM980 RCONM981 RCONM982 RCONM983 RCONM984 RCONM985 RCONM986 RCONM987 RCONM988 RCONM989 RCONM990 RCONM991 RCONM992 RCONM993
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8b
..
RCONM995 RCONM996 RCONM997 RCONM998 RCONM999 RCONN001 RCONN002 RCONN003 RCONN004 RCONN005 RCONN006 RCONN007 RCONN008 RCONN009
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8c..
RCONN011 RCONN012 RCONN013 RCONN014 RCONN015 RCONN016 RCONN017 RCONN018 RCONN019 RCONN020 RCONN021 RCONN022 RCONN023 RCONN024
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M1
.8d
..
RCONN040 RCONN041 RCONN042 RCONN043 RCONN044 RCONN045 RCONN046 RCONN047 RCONN048 RCONN049 RCONN050 RCONN051 RCONN052 RCONN053 RCONN054
e. Credit cards..........................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF M1.8e..
RCONN055 RCONN056 RCONN057 RCONN058 RCONN059 RCONN060 RCONN061 RCONN062 RCONN063 RCONN064 RCONN065 RCONN066 RCONN067 RCONN068 RCONN069
f. Automobile loans...................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF M.18.f
RCONN070 RCONN071 RCONN072 RCONN073 RCONN074 RCONN075 RCONN076 RCONN077 RCONN078 RCONN079 RCONN080 RCONN081 RCONN082 RCONN083 RCONN084
CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF
g. Student loans.......................
h. Other consumer loans and RCONN085 RCONN086 RCONN087 RCONN088 RCONN089 RCONN090 RCONN091 RCONN092 RCONN093 RCONN094 RCONN095 RCONN096 RCONN097 RCONN098 RCONN099
revolving credit plans other than
CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF CONF
credit cards...............................
M1
.8g
..
M1
.8h
..
RCONN100 RCONN101 RCONN102 RCONN103 RCONN104 RCONN105 RCONN106 RCONN107 RCONN108 RCONN109 RCONN110 RCONN111 RCONN112 RCONN113 RCONN114
i. Consumer leases...................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF M.18.i
RCONN115 RCONN116 RCONN117 RCONN118 RCONN119 RCONN120 RCONN121 RCONN122 RCONN123 RCONN124 RCONN125 RCONN126 RCONN127 RCONN128
j. Total.......................................
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
CONF
M.18.j
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
46
1. Retail originations during the quarter of 1-4 family residential mortgage loans for sale:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
2. Wholesale originations and purchases during the quarter of 1-4 family residential mortgage
loans for sale:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
3. 1-4 family residential mortgages sold during the quarter:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
4. 1-4 family residential mortgages held for sale at quarter-end (included in Schedule RC,
item 4.a):
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under lines of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
5. Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family
residential mortgage loans (included in Schedule RI, items 5.c, 5.f, 5.g, and 5.i):
a. Closed-end 1-4 family residential mortgage loans........................................................
b. Open-end 1-4 family residential mortgage loans extended under lines of credit..........
6. Repurchases and indemnifications of 1-4 family residential mortgage loans during the
quarter:
a. Closed-end first liens....................................................................................................
b. Closed-end junior liens.................................................................................................
c. Open-end loans extended under line of credit:
1. Total commitment under the lines of credit..............................................................
2. Principal amount funded under the lines of credit...................................................
7. Representation and warranty reserves for 1-4 family residential mortgage loans sold:
a. For representations and warranties made to U.S. government agencies and
government-sponsored agencies.....................................................................................
b. For representations and warranties made to other parties...........................................
c. Total representation and warranty reserves (sum of items 7.a and 7.b).......................
1.
RCONF066
RCONF067
0 1.a.
0 1.b.
1.c.
RCONF670
RCONF671
0 1.c.1.
0 1.c.2.
2.
RCONF068
RCONF069
0 2.a.
0 2.b.
2.c.
RCONF672
RCONF673
0 2.c.1.
0 2.c.2.
3.
RCONF070
RCONF071
0 3.a.
0 3.b.
3.c.
RCONF674
RCONF675
0 3.c.1.
0 3.c.2.
4.
RCONF072
RCONF073
0 4.a.
0 4.b.
4.c.
RCONF676
RCONF677
0 4.c.1.
0 4.c.2.
5.
RIADF184
RIADF560
0 5.a.
0 5.b.
6.
RCONF678
RCONF679
0 6.a.
0 6.b.
6.c.
RCONF680
RCONF681
0 6.c.1.
0 6.c.2.
7.
RCONL191
CONF
RCONL192
CONF 7.b.
0 7.c.
7.a.
RCONM288
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
47
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCON1773
1. Available-for-sale securities....................................................................
2. Federal funds sold and securities purchased under agreements to
resell...........................................................................................................
RCONG474
87,111
RCONG478
0
RCONG479
0
RCONG483
RCONG484
RCONG488
RCONG485
RCONG489
83,613
RCONG486
RCONG490
3,498 1.
RCONG482
RCONG477
RCONG481
RCONG476
RCONG480
RCONG475
0 2.
RCONG487
0
RCONG491
0 3.
RCONG492
0 4.
5. Trading assets:
5.
RCON3543
a. Derivative assets...............................................................................
RCONG493
0
RCONG497
RCONG498
RCONF240
0
RCONG507
0
83,613
0 6.
3,498 7.
RCONF254
0
RCONG510
0 8.
RCONG511
0 9.
10.
RCON3547
a. Derivative liabilities............................................................................
RCONG512
0
RCONG516
5.b.1.
RCONG506
RCONF253
RCONG509
0
RCONG804
RCONG505
RCONF694
RCONG508
0 5.b.
RCONF242
RCONG396
RCONG504
RCONF686
RCONG501
RCONF241
RCONG395
0 5.a.
87,111
RCONF252
RCONG500
RCONF692
RCONG503
RCONG496
8. Deposits..................................................................................................
RCONG499
RCONG392
RCONG502
RCONG495
0
RCONF684
RCONG391
RCONG494
RCONG513
0
RCONG517
RCONG514
0
RCONG518
RCONG515
0
RCONG519
0 10.a.
RCONG520
0 10.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
48
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG521
RCONG522
0
RCONG526
RCONG527
0
RCONG805
RCONG523
0
RCONG528
0
RCONG806
0
RCONG531
3,175
RCONG529
RCONG533
RCONG530
0 12.
RCONG809
3,175
RCONG534
0 11.
0
RCONG808
3,175
RCONG525
0
RCONG807
RCONG532
RCONG524
0 13.
RCONG535
3,175
0 14.
M.1.
RCONG536
RCONG537
0
RCONG541
RCONG538
0
RCONG542
RCONG539
0
RCONG543
RCONG540
0
RCONG544
0 M.1.a.
RCONG545
0 M.1.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
49
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.c.
TEXTG546
NR M.1.c.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
50
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG546
2. Amount of component.............................................................................
RCONG547
RCONG548
RCONG549
RCONG550
0 M.1.c.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
51
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.d.
TEXTG551
NR M.1.d.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
52
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG551
2. Amount of component.............................................................................
RCONG552
RCONG553
RCONG554
RCONG555
0 M.1.d.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
53
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.e.
TEXTG556
NR M.1.e.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
54
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG556
2. Amount of component.............................................................................
RCONG557
RCONG558
RCONG559
RCONG560
0 M.1.e.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
55
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.1.f.
TEXTG561
NR M.1.f.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
56
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG561
2. Amount of component.............................................................................
RCONG562
RCONG563
RCONG564
RCONG565
0 M.1.f.2.
M.2.
RCONF261
RCONF689
0
RCONG566
RCONF697
0
RCONG567
3,175
RCONF262
0
RCONG568
RCONF263
0
RCONG569
3,175
0 M.2.a.
RCONG570
0 M.2.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
57
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.c.
TEXTG571
NR M.2.c.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
58
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG571
2. Amount of component.............................................................................
RCONG572
RCONG573
RCONG574
RCONG575
0 M.2.c.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
59
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.d.
TEXTG576
NR M.2.d.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
60
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG576
2. Amount of component.............................................................................
RCONG577
RCONG578
RCONG579
RCONG580
0 M.2.d.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
61
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.e.
TEXTG581
NR M.2.e.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
62
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG581
2. Amount of component.............................................................................
RCONG582
RCONG583
RCONG584
RCONG585
0 M.2.e.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
63
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
Dollar amounts in thousands
M.2.f.
TEXTG586
NR M.2.f.1.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
64
Schedule RC-Q - Assets and Liabilities Measured at Fair Value on a Recurring Basis
(Column A) Total
(Column B)
(Column C) Level (Column D) Level (Column E) Level
Fair Value
LESS: Amounts
1 Fair Value
2 Fair Value
3 Fair Value
Reported on
Netted in the
Measurements Measurements Measurements
Schedule RC Determination of
Total Fair Value
Dollar amounts in thousands
RCONG586
2. Amount of component.............................................................................
RCONG587
RCONG588
RCONG589
RCONG590
0 M.2.f.2.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
65
1. Common stock plus related surplus, net of treasury stock and unearned employee stock
ownership plan (ESOP) shares..............................................................................................
2. Retained earnings..............................................................................................................
3. Accumulated other comprehensive income (AOCI)............................................................
a. AOCI opt-out election (enter "1" for Yes; enter "0" for No.) (Advanced approaches
institutions must enter "0" for No.)....................................................................................
4. Common equity tier 1 minority interest includable in common equity tier 1 capital............
5. Common equity tier 1 capital before adjustments and deductions (sum of items 1 through
4)............................................................................................................................................
6. LESS: Goodwill net of associated deferred tax liabilities (DTLs)........................................
7. LESS: Intangible assets (other than goodwill and mortgage servicing assets (MSAs)), net
of associated DTLs.................................................................................................................
8. LESS: Deferred tax assets (DTAs) that arise from net operating loss and tax credit
carryforwards, net of any related valuation allowances and net of DTLs...............................
9. AOCI-related adjustments (items 9.a through 9.e are effective January 1, 2015) (if entered
"1" for Yes in item 3.a, complete only items 9.a through 9.e; if entered "0" for No in item 3.a,
complete only item 9.f):
a. LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report
as a positive value; if a loss, report as a negative value)..................................................
b. LESS: Net unrealized loss on available-for-sale preferred stock classified as an equity
security under GAAP and available-for-sale equity exposures (report loss as a positive
value)................................................................................................................................
c. LESS: Accumulated net gains (losses) on cash flow hedges (if a gain, report as a
positive value; if a loss, report as a negative value)..........................................................
d. LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans
resulting from the initial and subsequent application of the relevant GAAP standards that
pertain to such plans (if a gain, report as a positive value; if a loss, report as a negative
value)................................................................................................................................
e. LESS: Net unrealized gains (losses) on held-to-maturity securities that are included
in AOCI (if a gain, report as a positive value; if a loss, report as a negative value)..........
f. LESS: Accumulated net gain (loss) on cash flow hedges included in AOCI, net of
applicable income taxes, that relate to the hedging of items that are not recognized at
fair value on the balance sheet (if a gain, report as a positive value; if a loss, report as
a negative value) (To be completed only by institutions that entered "0" for No in item
3.a)...................................................................................................................................
10. Other deductions from (additions to) common equity tier 1 capital before threshold-based
deductions:
a. LESS: Unrealized net gain (loss) related to changes in the fair value of liabilities that
are due to changes in own credit risk (if a gain, report as a positive value; if a loss, report
as a negative value)..........................................................................................................
b. LESS: All other deductions from (additions to) common equity tier 1 capital before
threshold-based deductions.............................................................................................
11. LESS: Non-significant investments in the capital of unconsolidated financial institutions
in the form of common stock that exceed the 10 percent threshold for non-significant
investments............................................................................................................................
12. Subtotal (item 5 minus items 6 through 11)......................................................................
13. LESS: Significant investments in the capital of unconsolidated financial institutions in
the form of common stock, net of associated DTLs, that exceed the 10 percent common
equity tier 1 capital deduction threshold.................................................................................
14. LESS: MSAs, net of associated DTLs, that exceed the 10 percent common equity tier 1
capital deduction threshold.....................................................................................................
15. LESS: DTAs arising from temporary differences that could not be realized through net
operating loss carrybacks, net of related valuation allowances and net of DTLs, that exceed
the 10 percent common equity tier 1 capital deduction threshold..........................................
RCOAP742
2,747,641
1.
RCON3632
RCOAB530
866,634 2.
-576 3.
RCOAP838
RCOAP839
0 4.
3.a.
RCOAP840
3,613,699
5.
RCOAP841
0 6.
RCOAP842
0
7.
RCOAP843
0
8.
9.
RCOAP844
NR
9.a.
RCOAP845
NR
9.b.
RCOAP846
NR
9.c.
RCOAP847
NR
9.d.
RCOAP848
NR
9.e.
RCOAP849
0
9.f.
10.
RCOAQ258
0
10.a.
RCOAP850
0
10.b.
RCOAP851
0
11.
RCOAP852
RCOAP853
3,613,699 12.
0
13.
RCOAP854
0
14.
RCOAP855
0
15.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
66
RCOAP856
0
16.
RCOAP857
0
17.
RCOAP858
0
18.
RCOAP859
RCOAP860
RCOAP861
RCOAP862
RCOAP863
RCOAP864
3,613,699 19.
0 20.
0 21.
0 22.
0 23.
0 24.
RCOAP865
0 25.
RCOA8274
3,613,699 26.
0 27.
RCOAP866
RCOAP868
0 28.
0 29.
RCOA5310
0 30.a.
RCOAP867
30.
RCOW5310
NR
30.b.
RCOAQ257
0
31.
32.
RCOAP870
RCOWP870
0 32.a.
NR
32.b.
RCOAP872
0 33.
RCOA5311
0 34.a.
34.
RCOW5311
NR
34.b.
35.
RCOA3792
RCOW3792
3,613,699 35.a.
NR
35.b.
RCON3368
RCOAP875
23,332,901 36.
0
37.
RCOAA224
0 38.
23,332,901 39.
RCOAA223
19,046,358 40.a.
RCOAB596
40.
RCOWA223
NR
40.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
67
(Column B) Percentage
RCOWP793
NR
41.
RCOW7206
NR
42.
RCOW7205
NR
43.
RCOA7204
15.49% 44.
45.
46.
46.a.
46.b.
47.
48.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
68
(Column B)
Adjustments
to Totals
Reported
in Column
A
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCOND959
RCONS397
RCOND960
RCONS398
94,881
0 1.
2. Securities:
2.
RCOND961
a. Held-to-maturity securities.......................
0
RCOND966
b. Available-for-sale securities......................
87,110
RCONS399
0
RCONS402
RCOND962
0
RCOND967
22,919
RCOND963
0
RCOND968
29,185
RCOND964
0
RCOND969
31,508
RCOND965
0
RCOND970
3,498
RCONS400
0 2.a.
RCONS403
0 2.b.
3.
RCOND971
RCOND972
0
RCONH171
RCOND973
RCONS410
RCOND974
RCONS411
0 3.a.
RCONH172
3.b.
4.
RCONS413
RCONS414
RCONH173
RCONS423
48,256
RCONS424
RCONS425
RCONS415
0
RCONH175
0
RCONS426
RCONS416
0
RCONH176
0
RCONS427
RCONS417
0
RCONH177
0
RCONS428
4.a.
RCONS421
0 4.b.
RCONS429
48,256 4.c.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
69
(Column L)
Allocation
by
Risk-Weight
Category
300%
(Column M)
Allocation
by
Risk-Weight
Category
400%
(Column N)
Allocation
by
Risk-Weight
Category
600%
(Column O)
Allocation
by
Risk-Weight
Category
625%
(Column P)
Allocation
by
Risk-Weight
Category
937.5%
(Column Q)
Allocation
by
Risk-Weight
Category
1,250%
(Column R)
Application
of Other
Risk-Weighting
Approaches
Exposure
Amount
(Column S)
Application
of Other
Risk-Weighting
Approaches
Risk-Weighted
Asset
Amount
1.
2. Securities:
2.
a. Held-to-maturity securities
2.a.
RCONS405
b. Available-for-sale securities...........................
RCONS406
RCONH271
RCONH272
0 2.b.
3.
3.a.
3.b.
4.
RCONH273
RCONH274
RCONH275
RCONH277
0 4.a.
RCONH276
0 4.b.
RCONH278
0 4.c.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
70
(Column B)
Adjustments
to Totals
Reported
in Column
A
(Column C)
Allocation
by
Risk-Weight
Category
0%
RCONS431
RCONS432
RCONS433
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCONS434
RCONS435
RCONS436
RCONS437
4.
0 15,363,794
0 4.d.
5.
RCONS439
0
RCONS445
RCONS440
0
RCONS446
RCONH178
0
RCONH179
0
RCON3123
0
RCOND976
7. Trading assets................................................
0
RCOND981
2,709,119
RCONS458
RCONS459
RCONS441
0
RCONH180
0
RCONS452
0
RCONS460
RCONS442
0
RCONH181
0
RCONS453
0
RCONS461
RCONS443
0
RCONH182
0
RCONS454
0
RCONS462
5.a.
RCONS447
0 5.b.
RCONS455
0 5.c.
RCONS463
0 5.d.
RCON3123
0
RCONS466
0
RCONS469
6.
RCOND977
0
RCOND982
RCOND978
0
RCOND983
RCOND979
0
RCOND984
RCOND980
0
RCOND985
2,708,843
RCONS467
0 7.
RCONH185
276 8.
8.a.
8.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
71
(Column L)
Allocation
by
Risk-Weight
Category
300%
(Column M)
Allocation
by
Risk-Weight
Category
400%
(Column N)
Allocation
by
Risk-Weight
Category
600%
(Column O)
Allocation
by
Risk-Weight
Category
625%
(Column P)
Allocation
by
Risk-Weight
Category
937.5%
(Column Q)
Allocation
by
Risk-Weight
Category
1,250%
(Column R)
Application
of Other
Risk-Weighting
Approaches
Exposure
Amount
(Column S)
Application
of Other
Risk-Weighting
Approaches
Risk-Weighted
Asset
Amount
RCONH279
RCONH280
4.
0 4.d.
5.
RCONH281
RCONH282
RCONH283
RCONH285
0 5.a.
RCONH284
0 5.b.
RCONH286
0
RCONH287
0 5.c.
RCONH288
0 5.d.
6.
RCONH186
7. Trading assets......................................................
RCONH290
0
RCONH188
RCONH187
0
RCONS470
RCONH291
0
RCONS471
RCONH292
0
RCONH294
0 7.
RCONH295
RCONH296
RCONH298
0 8.
RCONH297
0 8.a.
RCONH299
0 8.b.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
72
(Column B)
(Column Q)
(Column T) Total (Column U) Total
Adjustments to
Exposure
Risk-Weighted
Risk-Weighted
Totals Reported Amount 1,250% Asset Amount by Asset Amount by
in Column A
Calculation
Calculation
Methodology
Methodology
SSFA
Gross-Up
9.
RCONS475
a. Held-to-maturity securities................................................................
RCONS476
0
RCONS480
b. Available-for-sale securities...............................................................
0
RCONS481
0
RCONS485
c. Trading assets...................................................................................
0 9.b.
RCONS489
RCONS493
RCONS497
0 9.a.
RCONS484
RCONS488
RCONS492
RCONS496
RCONS479
RCONS483
RCONS487
RCONS491
RCONS495
RCONS478
RCONS482
RCONS486
RCONS490
RCONS477
0 9.c.
RCONS494
0
RCONS498
0 9.d.
RCONS499
0 10.
(Column B)
Adjustments
to Totals
Reported
in Column
A
(Column C)
Allocation
by
Risk-Weight
Category
0%
RCON2170
RCONS500
RCOND987
4,290,553
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCOND988
RCOND989
RCOND990
RCONS503
124,066
31,508 18,076,135
48,532 11.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
73
RCONS506
RCONS507
RCONS510
RCONH300
0 11.
34,599
RCOND997
10,056
RCOND992
34,599
RCOND998
5,028
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
RCOND993
RCONG613
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCOND994
RCOND995
RCOND996
RCONS511
RCOND999
RCONG603
14. Commercial and similar letters of credit with RCONG606 RCONG607 RCONG608
2,749
550
0
an original maturity of one year or less..............
RCONG612
(Column G)
Allocation
by
Risk-Weight
Category
20%
RCONG609
RCONG614
RCONG615
(Column A) (Column B)
Face,
Credit
Notional, Equivalent
or Other
Amount
Amount
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
RCONS517
RCONS518
RCONS519
0
RCONG604
0
RCONG610
0
RCONG616
34,599
RCONG605
5,028
RCONG611
550
RCONG617
0 12.
RCONS512
0 13.
RCONS513
0 14.
RCONS514
0 15.
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCONS520
RCONS521
RCONS522
RCONS523
0
RCONG618
RCONS516
0
RCONG619
0
RCONG620
(Column F)
Allocation
by
Risk-Weight
Category
10%
0
RCONG621
0
RCONG622
0
RCONG623
0 16.
RCONS524
0 17.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
74
(Column A) (Column B)
Face,
Credit
Notional, Equivalent
or Other
Amount
Amount
Dollar amounts in thousands
(Column C)
Allocation
by
Risk-Weight
Category
0%
(Column D)
Allocation
by
Risk-Weight
Category
2%
(Column E)
Allocation
by
Risk-Weight
Category
4%
(Column F)
Allocation
by
Risk-Weight
Category
10%
(Column G)
Allocation
by
Risk-Weight
Category
20%
(Column H)
Allocation
by
Risk-Weight
Category
50%
(Column I)
Allocation
by
Risk-Weight
Category
100%
(Column J)
Allocation
by
Risk-Weight
Category
150%
RCONS528
RCONS529
RCONS530
RCONS531
18.
9,807
18.a.
18.b.
RCONG624
1,612,248
RCONS540
RCONG625
806,124
RCONG627
RCONG628
RCONG629
RCONS539
804,624
1,500 18.c.
RCONS541
16,800
0
RCONS542
0
RCONS549
0
RCONH191
RCONG626
19.
RCONS543
RCONS544
0
RCONS550
0
RCONH193
0
RCONS551
RCONS552
RCONS545
0
RCONS554
0
RCONH194
RCONS546
RCONS547
0
RCONS555
0
RCONS556
0
RCONH195
RCONS548
0 20.
RCONS557
0
RCONH196
0 21.
RCONH197
0 22.
RCONH302
0 16.
17.
18.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
75
(Column O)
(Column P)
(Column Q)
(Column R)
(Column S)
Allocation by
Allocation by
Allocation by
Application of
Application of
Risk-Weight
Risk-Weight
Risk-Weight
Other
Other
Category 625% Category 937.5% Category 1,250% Risk-Weighting Risk-Weighting
Approaches
Approaches
Credit Equivalent Risk-Weighted
Amount
Asset Amount
Dollar amounts in thousands
RCONH303
RCONH304
0 18.a.
18.b.
RCONH307
RCONH308
0 18.c.
19.
RCONH309
RCONH310
0 20.
21.
RCONH198
RCONH199
RCONH200
22.
(Column D)
Allocation by
Risk-Weight
Category 2%
RCONG630
RCONS558
4,290,553
RCONS560
RCONG631
124,066
RCONG632
31,508
RCONG633
18,930,743
RCONS561
50,032
23.
24.
RCONG634
RCONS569
RCONS570
RCONS571
RCONG635
24,813
RCONG636
15,754
RCONG637
18,930,743
RCONS572
75,048 25.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
76
23.
24.
RCONS574
RCONS575
RCONS576
RCONS577
RCONS578
RCONS579
0 25.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
77
26. Risk-weighted assets base for purposes of calculating the allowance for loan and lease
losses 1.25 percent threshold................................................................................................
27. Standardized market-risk weighted assets (applicable only to banks that are covered by
the market risk capital rule)....................................................................................................
28. Risk-weighted assets before deductions for excess allowance of loan and lease losses
and allocated risk transfer risk reserve...................................................................................
29. LESS: Excess allowance for loan and lease losses.........................................................
30. LESS: Allocated transfer risk reserve...............................................................................
31. Total risk-weighted assets (item 28 minus items 29 and 30)............................................
1. Current credit exposure across all derivative contracts covered by the regulatory capital
rules.......................................................................................................................................
19,046,357
RCONS580
26.
RCONS581
27.
19,046,358
RCONB704
28.
RCON3128
0 29.
0 30.
RCONG641
19,046,358 31.
RCONA222
RCONG642
M.1.
M.2.
RCONS582
a. Interest rate.................................................................................
RCONS583
0
RCONS585
0
RCONS586
0
RCONS588
e. Equity..........................................................................................
g. Other...........................................................................................
0 M.2.d.
RCONS596
RCONS598
RCONS600
0 M.2.c.
RCONS593
RCONS595
RCONS597
0 M.2.b.
RCONS590
RCONS592
RCONS594
0 M.2.a.
RCONS587
RCONS589
RCONS591
RCONS584
0 M.2.e.
RCONS599
0
RCONS601
0 M.2.f.
RCONS602
0 M.2.g.
M.3.
RCONS603
a. Interest rate.................................................................................
RCONS604
0
RCONS606
e. Equity..........................................................................................
0 M.3.d.
RCONS617
0
RCONS619
0 M.3.c.
RCONS614
RCONS616
RCONS618
0 M.3.b.
RCONS611
RCONS613
RCONS615
0 M.3.a.
RCONS608
RCONS610
RCONS612
0
RCONS607
RCONS609
RCONS605
0 M.3.e.
RCONS620
0 M.3.f.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
78
g. Other...........................................................................................
RCONS622
RCONS623
0 M.3.g.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
79
(Column B)
Home Equity
Lines
(Column C)
Credit Card
Receivables
(Column D)
Auto Loans
(Column E)
Other
Consumer
Loans
RCONB705
RCONB706
RCONB707
RCONB708
RCONB709
RCONB712
(Column F)
(Column G)
Commercial
All Other
and Industrial Loans, All
Loans
Leases, and
All Other
Assets
RCONB711
RCONB714
RCONC394
RCONC400
0
RCONC395
0
RCONC401
0
RCONB726
0 2.a.
RCONC399
0
RCONC405
0
RCONB730
RCONB718
RCONC398
RCONC404
RCONB729
RCONB717
RCONC397
RCONC403
RCONB728
RCONB716
RCONC396
RCONC402
RCONB727
RCONB715
0 2.b.
RCONC406
0
RCONB731
0 2.c.
RCONB732
0 3.
4.
RCONB733
RCONB734
0
RCONB740
RCONB735
0
RCONB741
RCONB736
0
RCONB742
RCONB737
0
RCONB743
RCONB738
0
RCONB744
RCONB739
0
RCONB745
a. Charge-offs...................................................................
RIADB748
0
RIADB754
RIADB749
0
RIADB755
RIADB750
0
RIADB756
RIADB751
0
RIADB757
RIADB752
0 4.b.
0
RIADB758
RIADB753
0
RIADB759
0 5.a.
RIADB760
0 4.a.
RCONB746
5.
RIADB747
b. Recoveries....................................................................
1.
2.
RCONB713
RCONC393
RCONB710
0 5.b.
6.
RCONB761
RCONB762
RCONB763
6.a.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
80
(Column A)
1-4 Family
Residential
Loans
(Column B)
Home Equity
Lines
(Column C)
Credit Card
Receivables
RCONB500
RCONB501
(Column D)
Auto Loans
(Column E)
Other
Consumer
Loans
(Column F)
(Column G)
Commercial
All Other
and Industrial Loans, All
Loans
Leases, and
All Other
Assets
RCONB502
6.b.
7.
RCONB764
RCONB765
0
RCONB767
RCONB766
0
RCONB768
7.a.
7.b.
RCONB769
8.
RIADB770
a. Charge-offs...................................................................
RIADB771
0
RIADB773
b. Recoveries....................................................................
9. Maximum amount of credit exposure arising from credit
enhancements provided by the reporting bank to other
institutions' securitization structures in the form of standby
letters of credit, purchased subordinated securities, and other
enhancements.......................................................................
RCONB777
RIADB774
0
RCONB776
RIADB772
0
RCONB778
8.a.
RIADB775
0
RCONB779
RCONB780
RCONB781
8.b.
RCONB782
0
9.
RCONB783
RCONB790
RCONB784
RCONB785
0
RCONB791
0
RCONB797
0
RCONB792
0
RCONB798
RCONB786
0
RCONB793
0
RCONB799
RCONB787
0
RCONB794
0
RCONB800
RCONB788
0
RCONB795
0
RCONB801
RCONB789
0
RCONB802
0 10.
RCONB796
0 11.
RCONB803
12.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
81
1. Small business obligations transferred with recourse under Section 208 of the Riegle
Community Development and Regulatory Improvement Act of 1994:
a. Outstanding principal balance......................................................................................
b. Amount of retained recourse on these obligations as of the report date......................
2. Outstanding principal balance of assets serviced for others (includes participations serviced
for others):
a. Closed-end 1-4 family residential mortgages serviced with recourse or other
servicer-provided credit enhancements............................................................................
b. Closed-end 1-4 family residential mortgages serviced with no recourse or other
servicer-provided credit enhancements............................................................................
c. Other financial assets (includes home equity lines)......................................................
d. 1-4 family residential mortgages serviced for others that are in process of foreclosure
at quarter-end (includes closed-end and open-end loans)...............................................
3. Asset-backed commercial paper conduits:
a. Maximum amount of credit exposure arising from credit enhancements provided to
conduit structures in the form of standby letters of credit, subordinated securities, and
other enhancements:
1. Conduits sponsored by the bank, a bank affiliate, or the bank's holding company..
2. Conduits sponsored by other unrelated institutions................................................
b. Unused commitments to provide liquidity to conduit structures:
1. Conduits sponsored by the bank, a bank affiliate, or the bank's holding company..
2. Conduits sponsored by other unrelated institutions................................................
4. Outstanding credit card fees and finance charges included in Schedule RC-S, item 1,
column C................................................................................................................................
M.1.
RCONA249
RCONA250
0 M.1.a.
0 M.1.b.
M.2.
RCONB804
0
M.2.a.
RCONB805
0
M.2.b.
RCONA591
RCONF699
1,143,320 M.2.c.
0
M.2.d.
M.3.
M.3.a.
RCONB806
RCONB807
0 M.3.a.1.
0 M.3.a.2.
M.3.b.
RCONB808
RCONB809
RCONC407
0 M.3.b.1.
0 M.3.b.2.
NR
M.4.
1. Does the institution have fiduciary powers? (If "NO," do not complete Schedule RC-T.)....
2. Does the institution exercise the fiduciary powers it has been granted?............................
3. Does the institution have any fiduciary or related activity (in the form of assets or accounts)
to report in this schedule? (If "NO," do not complete the rest of Schedule RC-T.).................
RCONA346
No 1.
No 2.
RCONB867
No
RCONA345
3.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
82
(Column B)
Non-Managed
Assets
RCONB868
RCONB869
NR
NR
RCONB871
NR
NR 4.
5.
RCONB872
RCONB873
NR
RCONB876
NR
RCONB877
NR
RCONB880
NR
NR
NR
NR
NR
NR
NR 8.
RCONB893
NR
RCONB896
NR
NR 9.
RCONB897
NR
RCONB898
NR 7.
RCONJ258
RCONB892
RCONB895
NR 6.
RCONJ254
RCONJ257
RCONB891
RCONB894
NR
NR
NR
NR 5.c.
RCONC002
RCONB888
RCONJ256
RCONB890
NR
NR
NR
NR 5.b.
RCONB883
RCONC001
RCONJ253
RCONJ255
NR
NR
NR
NR 5.a.
RCONB879
RCONB882
RCONB885
RCONB886
NR
NR
NR
RCONB875
RCONB878
RCONB881
RCONB884
RCONB874
NR 10.
RCONB899
NR
NR 11.
12.
RCONJ259
RCONJ260
NR
RCONJ261
NR
RCONJ262
NR
NR 13.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
83
RIADB904
NR 14.
RIADB905
NR 15.a.
NR 15.b.
15.
RIADB906
NR 15.c.
NR 16.
RIADB907
RIADA479
NR 17.
NR 18.
RIADJ315
RIADJ316
RIADB909
NR 19.
NR 20.
RIADB910
NR 21.
RIADA480
RIAD4070
22.
NR 23.
NR 24.
RIADC058
RIADA488
NR 25.
NR 26.
RIADB911
RIADA491
M.1.
RCONJ263
a. Noninterest-bearing deposits......................................................
RCONJ264
NR
RCONJ266
b. Interest-bearing deposits.............................................................
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR
NR M.1.h.
RCONJ289
NR
RCONJ291
NR
NR M.1.g.
RCONJ286
RCONJ288
RCONJ290
NR M.1.f.
RCONJ283
RCONJ285
RCONJ287
NR M.1.e.
RCONJ280
RCONJ282
RCONJ284
NR M.1.d.
RCONJ277
RCONJ279
RCONJ281
NR M.1.c.
RCONJ274
RCONJ276
RCONJ278
NR M.1.b.
RCONJ271
RCONJ273
RCONJ275
NR M.1.a.
RCONJ268
RCONJ270
RCONJ272
NR
RCONJ267
RCONJ269
RCONJ265
NR M.1.i.
RCONJ292
NR
NR M.1.j.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
84
(Column A)
(Column B)
(Column C) All
Personal Trust
Employee
Other Accounts
and Agency and Benefit and
Investment
Retirement-Related
Management
Trust and
Agency
Agency
Accounts
Accounts
Dollar amounts in thousands
RCONJ293
RCONJ294
NR
RCONJ296
NR
RCONJ297
NR
RCONJ299
NR
NR
NR
NR
o. Miscellaneous assets..................................................................
NR
NR
NR M.1.m.
RCONJ304
RCONJ306
RCONJ308
NR M.1.l.
RCONJ301
RCONJ303
RCONJ305
NR M.1.k.
RCONJ298
RCONJ300
RCONJ302
n. Real estate..................................................................................
RCONJ295
NR M.1.n.
RCONJ307
NR
RCONJ309
NR
NR M.1.o.
RCONJ310
NR
NR M.1.p.
(Column B) Number of
Managed Accounts
NR RCONJ312
NR
M.1.q.
(Column A) Number of
Issues
(Column B) Principal
Amount Outstanding
M.2.
NR RCONB928
NR RCONJ314
NR M.2.a.
NR M.2.a.1.
NR
M.2.b.
RCONB931
NR RCONB932
NR M.3.a.
NR M.3.b.
RCONB933
NR RCONB934
RCONB935
NR RCONB936
RCONB937
NR RCONB938
RCONB939
NR RCONB940
RCONB941
NR RCONB942
NR M.3.e.
NR M.3.f.
RCONB943
NR RCONB944
NR M.3.g.
RCONB945
NR RCONB946
NR
NR M.3.c.
NR M.3.d.
M.3.h.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
85
(Column A)
Gross Losses
Managed
Accounts
(Column B)
Gross Losses
Non-Managed
Accounts
(Column C)
Recoveries
RIADB947
RIADB948
RIADB949
M.4.
NR
RIADB950
NR
RIADB953
NR
NR
NR M.4.b.
RIADB955
NR
RIADB957
NR
RIADB959
NR M.4.a.
RIADB952
RIADB954
RIADB956
NR
RIADB951
NR M.4.c.
RIADB958
NR
RIADB960
NR
NR M.4.d.
RIADB961
NR
NR
M.4.e.
(Column A)
Securitization
Vehicles
(Column B)
ABCP Conduits
(Column C)
Other VIEs
RCONJ981
RCONJ982
RCONJ983
1.
0
RCONJ984
b. Held-to-maturity securities...........................................................
0
RCONJ985
0
RCONJ987
c. Available-for-sale securities.........................................................
0
RCONJ988
0
RCONJ990
k. Other assets................................................................................
0 1.h.
RCONK008
RCONK010
RCONK012
0 1.g.
RCONK005
RCONK007
RCONK009
0 1.f.
RCONK002
RCONK004
RCONK006
0 1.e.
RCONJ998
RCONK001
RCONK003
0 1.d.
RCONJ995
RCONJ997
RCONJ999
0 1.c.
RCONJ992
RCONJ994
RCONJ996
0 1.b.
RCONJ989
RCONJ991
RCONJ993
0 1.a.
RCONJ986
0 1.i.
RCONK011
0
RCONK013
0 1.j.
RCONK014
0 1.k.
2.
RCONK015
RCONK016
RCONK017
0 2.a.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
86
(Column A)
Securitization
Vehicles
(Column B)
ABCP Conduits
(Column C)
Other VIEs
RCONK019
RCONK020
RCONK018
0
RCONK021
c. Commercial paper.......................................................................
0
RCONK022
0
RCONK024
0
RCONK025
0
RCONK027
e. Other liabilities.............................................................................
RCONK030
RCONK033
RCONK026
RCONK028
0 2.d.
RCONK029
0
RCONK031
0 2.e.
RCONK032
0
RCONK034
0 2.c.
0 2.b.
RCONK023
0 3.
RCONK035
0 4.
General Instructions
Dollar amounts in thousands
1.
1.a.
1.b.
1.c.
1.d.
2.
3.
4.
4.a.
4.b.
5.
5.a.
5.b.
6.
7.
7.a.
8.
9.
10.
11.
12.
13.
14.
14.a.
14.b.
14.c.
14.d.
15.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
87
Glossary
Dollar amounts in thousands
1. Glossary
2. Acceptances
3. Accounting Changes
4. Accounting Errors, Corrections of
5. Accounting Estimates, Changes in
6. Accounting Principles, Changes in
7. Accrued Interest Receivable Related to Credit Card Securitizations
8. Acquisition, Development, or Construction (ADC) Arrangements
9. Agreement Corporation
10. Allowance for Loan and Lease Losses
11. Applicable Income Taxes
12. Associated Company
13. ATS Account
14. Bankers Acceptances
a. Bank-Owned Life Insurance
15. Banks, U.S. and Foreign
16. Banks in Foreign Countries
17. Bill-of-Lading Draft
18. Borrowings and Deposits in Foreign Offices
19. Brokered Deposits
20. Broker's Security Draft
21. Business Combinations
22. Call Option
a. Capital Contributions of Cash and Notes Receivable
23. Capitalization of Interest Costs
24. Carrybacks and Carryforwards
25. Cash Management Arrangements
26. Certificate of Deposit
27. Changes in Accounting Estimates
28. Changes in Accounting Principles
29. Clearing Accounts
30. Commercial Banks in the U.S.
31. Commercial Letter of Credit
32. Commercial Paper
33. Commodity or Bill-of-Lading Draft
34. Common Stock of Unconsolidated Subsidaries, Investments in
35. Continuing Contract
36. Corporate Joint Venture
37. Corrections of Accounting Errors
38. Coupon Stripping, Treasury Receipts, and STRIPS
39. Custody Account
40. Dealer Reserve Account
a. Deferred Compensation Agreements
41. Deferred Income Taxes
a. Defined Benefit Postretirement Plans
42. Demand Deposits
43. Depository Institutions in the U.S.
44. Deposits
45. Derivative Contracts
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
14.a.
15.
16.
17.
18.
19.
20.
21.
22.
22.a.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
40.a.
41.
41.a.
42.
43.
44.
45.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
88
a. Discounts
46. Dividends
47. Domestic Office
48. Domicile
49. Due Bills
50. Edge and Agreement Corporation
a. Equity-Indexed Certificates of Deposit
51. Equity Method of Accounting
52. Extinguishments of Liabilities
53. Extraordinary Items
54. Fails
a. Fair Value
55. Federal Funds Transactions
56. Federally-Sponsored Lending Agency
57. Fees, Loan
58. Foreclosed Assets
59. Foreign Banks
60. Foreign Currency Transactions and Translation
61. Foreign Debt Exchange Transactions
62. Foreign Governments and Official Institutions
63. Foreign Office
64. Forward Contracts
65. Functional Currency
66. Futures Contracts
67. Goodwill
68. Hypothecated Deposit
69. IBF
70. Income Taxes
71. Intangible Assets
72. Interest-Bearing Account
73. Interest Capitalization
74. Interest Rate Swaps
75. Internal-Use Computer Software
76. International Banking Facility (IBF)
77. Interoffice Accounts
78. Investments in Common Stock of Unconsolidated Subsidiaries
79. Joint Venture
80. Lease Accounting
81. Letter of Credit
82. Limited-Life Preferred Stock
83. Loan
84. Loan Fees
85. Loan Impairment
86. Loan Secured by Real Estate
87. Loss Contingencies
88. Majority-Owned Subsidiary
89. Mandatory Convertible Debt
91. Mergers
92. Money Market Deposit Account (MMDA)
93. Nonaccrual Status
94. Noninterest-Bearing Account
45.a.
46.
47.
48.
49.
50.
50.a.
51.
52.
53.
54.
54.a.
55.
56.
57.
58.
59.
60.
61.
62.
63.
64.
65.
66.
67.
68.
69.
70.
71.
72.
73.
74.
75.
76.
77.
78.
79.
80.
81.
82.
83.
84.
85.
86.
87.
88.
89.
91.
92.
93.
94.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
89
95.
96.
97.
98.
99.
100.
101.
102.
103.
104.
105.
106.
107.
108.
109.
110.
111.
112.
113.
114.
114.a.
115.
116.
117.
118.
119.
120.
121.
122.
123.
124.
125.
126.
127.
128.
129.
130.
131.
132.
133.
134.
135.
136.
137.
138.
139.
140.
141.
142.
143.
144.
GE CAPITAL BANK
RSSD-ID 2017570
Last Updated on 7/29/2015
FFIEC 041
Quarter End Date 6/30/2015
90
145.
146.
147.
148.
149.
150.
151.
152.
153.
154.
155.
156.
PUBLIC EXHIBIT 3
Approval of The Goldman Sachs Group, Inc. as Sole Shareholder of Goldman Sachs Bank USA
SC1:3928381.1
Date:
Gregory K. Palm
Title: Executive Vice President,
General Counsel and Secretary
PUBLIC EXHIBIT 4
Competition Supplement
SC1:3928381.1
Pre-Merger
Pre
Post
Merger Merger
Rank
Rank Institution
Type
Branch
Count
Total
Deposits
in Market
($000)
Post-Merger
Weight
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
BUYER
2
0
Bank
64,629,000
100
64,629,000
16.02
256.67
TARGET
7
0
GE Capital Bank
Bank
14,722,753
100
14,722,753
3.65
13.32
RESULTING INSTITUTION
2
Goldman Sachs Group Inc.
100
Bank
Bank
Bank
Bank
Bank
Thrift (c.a.)
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Thrift
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
1
1
2
1
1
1
35
45
1
48
1
23
1
1
43
1
1
1
1
1
1
1
7
1
7
3
1
4
4
1
1
4
1
2
3
1
3
96,362,000
56,298,644
41,572,141
40,508,678
30,556,740
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
1,575,061
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
100
100
100
100
50
100
100
100
100
100
100
100
100
100
100
100
50
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
96,362,000
56,298,644
41,572,141
40,508,678
15,278,370
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
787,531
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
Page 1 of 3
23.89
13.96
10.31
10.04
3.79
3.44
2.91
2.39
2.37
1.90
1.57
0.61
0.61
0.40
0.37
0.31
0.20
0.19
0.18
0.15
0.13
0.08
0.07
0.06
0.06
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.02
0.02
0.01
0.01
570.61
194.77
106.20
100.84
14.34
11.82
8.45
5.73
5.60
3.62
2.46
0.38
0.37
0.16
0.14
0.09
0.04
0.04
0.03
0.02
0.02
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Branch
Count
Total
Deposits
in Market
($000)
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
79,351,753
79,351,753
19.67
386.93
1
1
2
1
1
1
35
45
1
48
1
23
1
1
43
1
1
1
1
1
1
1
7
1
7
3
1
4
4
1
1
4
1
2
3
1
3
96,362,000
56,298,644
41,572,141
40,508,678
30,556,740
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
1,575,061
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
96,362,000
56,298,644
41,572,141
40,508,678
15,278,370
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
787,531
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
23.89
13.96
10.31
10.04
3.79
3.44
2.91
2.39
2.37
1.90
1.57
0.61
0.61
0.40
0.37
0.31
0.20
0.19
0.18
0.15
0.13
0.08
0.07
0.06
0.06
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.02
0.02
0.01
0.01
570.61
194.77
106.20
100.84
14.34
11.82
8.45
5.73
5.60
3.62
2.46
0.38
0.37
0.16
0.14
0.09
0.04
0.04
0.03
0.02
0.02
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Pre-Merger
Pre
Post
Merger Merger
Rank
Rank Institution
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
Type
Target Bank
Bank
All West Bancorp
Bank
Liberty Bank
Bank
First American Financial Corp.
Thrift
First Electronic Bank
Bank
Franklin Resources Inc.
Bank
America First Federal Credit Union
CU
American United Family of Credit Unions Federal CCU
Associated Federal Employees FCU
CU
Bailey Inc. Employees Credit Union
CU
Beckstrand & Associates Credit Union
CU
Chartway Federal Credit Union
CU
Chevron Federal Credit Union
CU
Cyprus Federal Credit Union
CU
Delta Community Credit Union
CU
Deseret First Federal Credit Union
CU
Firefighters Credit Union
CU
Gibbons & Reed Employees FCU
CU
Goldenwest Federal Credit Union
CU
Granite Federal Credit Union
CU
Granite Furniture Employees FCU
CU
Grantsville Federal Credit Union
CU
Health Care Credit Union
CU
Hercules Credit Union
CU
Hi-Land Credit Union
CU
HollyFrontier Employee"s Credit Union
CU
Horizon Utah Federal Credit Union
CU
Jordan Federal Credit Union
CU
LU 354 IBEW Federal Credit Union
CU
Meadow Gold Employees Credit Union
CU
MidValley Federal Credit Union
CU
Mountain America Federal Credit Union
CU
National J.A.C.L. Credit Union
CU
Operating Engineers Local Union #3 Federal Cred CU
P & S Credit Union
CU
Security Service Federal Credit Union
CU
Tanner Employees Credit Union
CU
Teamsters Local #222 Federal Credit Union
CU
Transwest Credit Union
CU
UCB Credit Union
CU
University First Federal Credit Union
CU
Utah Federal Credit Union
CU
Utah First Federal Credit Union
CU
Utah Power Credit Union
CU
Utah Prison Employees Credit Union
CU
Varian Federal Credit Union
CU
Western Federal Credit Union
CU
Branch
Count
Total
Deposits
in Market
($000)
Weight
Weighted
Deposits in
Market
($000)
1
1
1
1
1
1
40
9
2
1
1
11
2
15
1
7
1
1
6
8
1
1
8
1
1
1
3
7
3
1
1
34
1
1
1
7
1
1
5
1
17
1
6
2
1
1
1
32,734
27,233
8,465
12,663
656
504
0
145,147
27,335
868
91
0
0
600,305
0
431,815
28,747
4,815
0
309,920
434
4,334
62,567
53,366
35,020
5,247
104,549
208,855
17,471
3,847
4,204
3,500,682
27,919
0
13,366
0
5,039
2,350
107,775
1,120
611,089
15,298
226,008
454,720
3,599
11,350
0
100
100
100
50
100
100
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
32,734
27,233
8,465
6,332
656
504
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Page 2 of 3
Post-Merger
Weighted
Market
Share
(%)
Deposit
HHI
0.01
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Branch
Count
Total
Deposits
in Market
($000)
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
1
1
1
1
1
1
40
9
2
1
1
11
2
15
1
7
1
1
6
8
1
1
8
1
1
1
3
7
3
1
1
34
1
1
1
7
1
1
5
1
17
1
6
2
1
1
1
32,734
27,233
8,465
12,663
656
504
0
145,147
27,335
868
91
0
0
600,305
0
431,815
28,747
4,815
0
309,920
434
4,334
62,567
53,366
35,020
5,247
104,549
208,855
17,471
3,847
4,204
3,500,682
27,919
0
13,366
0
5,039
2,350
107,775
1,120
611,089
15,298
226,008
454,720
3,599
11,350
0
32,734
27,233
8,465
6,332
656
504
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.01
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Pre-Merger
Pre
Post
Merger Merger
Rank
Rank Institution
Type
TOTALS:
PRE-MERGER HHI:
POST-MERGER HHI:
HHI CHANGE:
Branch
Count
Total
Deposits
in Market
($000)
477
426,503,231
Weight
Weighted
Market
Share
(%)
Deposit
HHI
403,401,747
100.00
1,295.74
1,296
1,413
117
Footnotes:
*
**
Post-Merger
Weighted
Deposits in
Market
($000)
Page 3 of 3
Branch
Count
Total
Deposits
in Market
($000)
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
476
426,503,231
403,401,747
100.00
1,412.68
Pre-Merger
Pre
Post
Merger Merger
Rank
Rank Institution
Type
Branch
Count
Total
Deposits
in Market
($000)
Post-Merger
Weight
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
BUYER
2
0
Bank
64,629,000
100
64,629,000
16.69
278.42
TARGET
6
0
GE Capital Bank
Bank
14,722,753
100
14,722,753
3.80
14.45
RESULTING INSTITUTION
2
Goldman Sachs Group Inc.
100
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
Bank
1
1
2
1
1
35
45
1
48
1
23
1
1
43
1
1
1
1
1
1
7
1
7
3
1
4
4
1
1
4
1
2
3
1
3
1
1
96,362,000
56,298,644
41,572,141
40,508,678
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
32,734
27,233
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
96,362,000
56,298,644
41,572,141
40,508,678
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
32,734
27,233
Page 1 of 3
24.88
14.54
10.73
10.46
3.58
3.03
2.49
2.46
1.98
1.63
0.64
0.63
0.41
0.39
0.32
0.20
0.19
0.16
0.14
0.08
0.07
0.06
0.06
0.05
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.02
0.02
0.01
0.01
0.01
0.01
618.94
211.27
115.20
109.38
12.82
9.17
6.22
6.07
3.93
2.66
0.41
0.40
0.17
0.15
0.10
0.04
0.04
0.03
0.02
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Branch
Count
Total
Deposits
in Market
($000)
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
79,351,753
79,351,753
20.49
419.71
1
1
2
1
1
35
45
1
48
1
23
1
1
43
1
1
1
1
1
1
7
1
7
3
1
4
4
1
1
4
1
2
3
1
3
1
1
96,362,000
56,298,644
41,572,141
40,508,678
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
32,734
27,233
96,362,000
56,298,644
41,572,141
40,508,678
13,867,492
11,729,225
9,659,550
9,546,014
7,676,308
6,321,177
2,477,999
2,447,967
1,593,559
1,495,963
1,237,641
775,853
731,643
616,300
532,290
314,764
264,890
240,868
224,873
175,473
159,709
156,024
149,759
138,334
136,964
131,144
124,322
89,391
67,402
43,955
39,854
32,734
27,233
24.88
14.54
10.73
10.46
3.58
3.03
2.49
2.46
1.98
1.63
0.64
0.63
0.41
0.39
0.32
0.20
0.19
0.16
0.14
0.08
0.07
0.06
0.06
0.05
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.02
0.02
0.01
0.01
0.01
0.01
618.94
211.27
115.20
109.38
12.82
9.17
6.22
6.07
3.93
2.66
0.41
0.40
0.17
0.15
0.10
0.04
0.04
0.03
0.02
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Pre-Merger
Pre
Post
Merger Merger
Rank
Rank Institution
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
Type
Liberty Bank
Bank
First Electronic Bank
Bank
Franklin Resources Inc.
Bank
America First Federal Credit Union
CU
American United Family of Credit Unions Federal CCU
Associated Federal Employees FCU
CU
Bailey Inc. Employees Credit Union
CU
Beckstrand & Associates Credit Union
CU
Chartway Federal Credit Union
CU
Chevron Federal Credit Union
CU
Cyprus Federal Credit Union
CU
Delta Community Credit Union
CU
Deseret First Federal Credit Union
CU
Firefighters Credit Union
CU
Gibbons & Reed Employees FCU
CU
Goldenwest Federal Credit Union
CU
Granite Federal Credit Union
CU
Granite Furniture Employees FCU
CU
Grantsville Federal Credit Union
CU
Health Care Credit Union
CU
Hercules Credit Union
CU
Hi-Land Credit Union
CU
HollyFrontier Employee"s Credit Union
CU
Horizon Utah Federal Credit Union
CU
Jordan Federal Credit Union
CU
LU 354 IBEW Federal Credit Union
CU
Meadow Gold Employees Credit Union
CU
MidValley Federal Credit Union
CU
Mountain America Federal Credit Union
CU
National J.A.C.L. Credit Union
CU
Operating Engineers Local Union #3 Federal Cred CU
P & S Credit Union
CU
Security Service Federal Credit Union
CU
Tanner Employees Credit Union
CU
Teamsters Local #222 Federal Credit Union
CU
Transwest Credit Union
CU
UCB Credit Union
CU
University First Federal Credit Union
CU
Utah Federal Credit Union
CU
Utah First Federal Credit Union
CU
Utah Power Credit Union
CU
Utah Prison Employees Credit Union
CU
Varian Federal Credit Union
CU
Western Federal Credit Union
CU
Synchrony Bank
Thrift (c.a.)
CardWorks Inc.
Thrift
First American Financial Corp.
Thrift
Branch
Count
Total
Deposits
in Market
($000)
Weight
Weighted
Deposits in
Market
($000)
1
1
1
40
9
2
1
1
11
2
15
1
7
1
1
6
8
1
1
8
1
1
1
3
7
3
1
1
34
1
1
1
7
1
1
5
1
17
1
6
2
1
1
1
1
1
1
8,465
656
504
0
145,147
27,335
868
91
0
0
600,305
0
431,815
28,747
4,815
0
309,920
434
4,334
62,567
53,366
35,020
5,247
104,549
208,855
17,471
3,847
4,204
3,500,682
27,919
0
13,366
0
5,039
2,350
107,775
1,120
611,089
15,298
226,008
454,720
3,599
11,350
0
30,556,740
1,575,061
12,663
100
100
100
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,465
656
504
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Page 2 of 3
Post-Merger
Weighted
Market
Share
(%)
Deposit
HHI
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Branch
Count
Total
Deposits
in Market
($000)
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
1
1
1
40
9
2
1
1
11
2
15
1
7
1
1
6
8
1
1
8
1
1
1
3
7
3
1
1
34
1
1
1
7
1
1
5
1
17
1
6
2
1
1
1
1
1
1
8,465
656
504
0
145,147
27,335
868
91
0
0
600,305
0
431,815
28,747
4,815
0
309,920
434
4,334
62,567
53,366
35,020
5,247
104,549
208,855
17,471
3,847
4,204
3,500,682
27,919
0
13,366
0
5,039
2,350
107,775
1,120
611,089
15,298
226,008
454,720
3,599
11,350
0
30,556,740
1,575,061
12,663
8,465
656
504
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Pre-Merger
Pre
Post
Merger Merger
Rank
Rank Institution
Type
TOTALS:
PRE-MERGER HHI:
POST-MERGER HHI:
HHI CHANGE:
Branch
Count
Total
Deposits
in Market
($000)
477
426,503,231
Weight
Weighted
Market
Share
(%)
Deposit
HHI
387,329,515
100.00
1,389.91
1,390
1,517
127
Footnotes:
*
**
Post-Merger
Weighted
Deposits in
Market
($000)
Page 3 of 3
Branch
Count
Total
Deposits
in Market
($000)
Weighted
Deposits in
Market
($000)
Weighted
Market
Share
(%)
Deposit
HHI
476
426,503,231
387,329,515
100.00
1,516.75
PUBLIC EXHIBIT 5
Goldman Sachs Bank USAs Community Reinvestment Act Performance Evaluation,
dated November 5, 2012
SC1:3928381.1
PUBLIC EXHIBIT 6
Form of Newspaper Notice
Notice of Application by Goldman Sachs Bank USA for the Acquisition by Purchase and
Assumption of Certain Deposit Liabilities and Certain Very Limited Non-Financial Assets
of GE Capital Bank
Goldman Sachs Bank USA, a New York state-chartered member bank headquartered at 200
West Street, New York, New York 10282 (GS Bank), has applied to the Federal Reserve
Board (Board) pursuant to the Bank Merger Act, 12 U.S.C. 1828(c), for permission to
acquire by purchase and assumption certain deposit liabilities and certain very limited nonfinancial assets of GE Capital Bank, a Utah state-chartered non-member industrial bank
headquartered at 6510 Millrock Drive, Suite #200, Holladay, Utah 84121. The Board will
consider a number of factors in deciding whether to approve the application, including the record
of performance of applicant banks in helping to meet local credit needs.
You are invited to submit comments in writing to this application to the Federal Reserve Bank of
New York (the Reserve Bank), Attention: Bank Applications Officer, 33 Liberty Street, New
York, NY 10045, or via email: comments.applications@ny.frb.org. The comment period will not
end before September 19, 2015, and may be somewhat longer. The Boards procedures for
processing applications may be found at 12 C.F.R. Part 262. Procedures for processing protested
applications may be found at 12 C.F.R. 262.25. If you need more information about how to
submit your comments on community affairs aspects of the application or to obtain copies of
relevant procedures contact Ms. Claire Kramer, Community Affairs, (212) 720-5371; other
questions, including those relating to general procedures, should be directed to Mr. Ivan J.
Hurwitz, Vice President, Bank Applications Function, (212) 720-5885. The Board will consider
your comments and any request for a public meeting or formal hearing on the application if they
are received in writing by the Reserve Bank on or before the last day of the comment period.
SC1:3928381.1
PUBLIC EXHIBIT 7
List of Directors and Senior Executive Officers of Goldman Sachs Bank USA
Board of Directors
E. Gerald Corrigan
Esta E. Stecher
Matthew W. Barrett
Elizabeth E. Robinson
Stephen Davies
Ann F. Kaplan
Thomas C. Melzer
Simon P. Morris
Jeffrey W. Schroeder
Officers
Esta E. Stecher
Matthew T. Fremont-Smith
Thomas S. Riggs
Carey Halio
Connie J. Shoemaker
Stephen Davies
Thomas G. Young
Steven T. Elia
Felicia J. Rector
Stephanie P. Smith
Abraham Shua
Manas K. Phadnis
Thomas T. Morina
Ian Rathie