Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
Finance Aptitude
Career
awareness
20%
25%
Psychometric Test
Finance
concepts
25%
25%
Business
awareness
Sales
Orientation
Drive &
Persistence
25%
30%
Applied
analytical
ability
25%
25%
Customer
Servicing
Orientation
Process
Orientation
I. Finance Aptitude
This section will have 40 questions (45 mins) that will test the candidate on the following aspects
1. Banking and Finance Concepts - It will test basic banking & finance concepts, needed for a
BFS career.
Sample Questions
i.
The correlation between ICICI Bank and Hero MotoCorp stock is -0.80. What does this imply?
a. This implies that if the ICICI Banks stock goes up, there is an 80% chance of the Hero
MotoCorps stock going up.
b. b. This implies that if the ICICI Banks stock goes up by INR 10, there is an 80% chance of
the Hero MotoCorp stock going down.
c. This implies that if the ICICI Banks stock goes up by INR 10, the Hero MotoCorp
stock will go down by INR 8.
d. This implies that if the ICICI Banks stock goes up by INR 10, the Hero MotoCorp stock will
go up by INR 8.
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Return on Sales
Ajanta Ltd
15%
Banka Ltd
1.1
12%
Clamante Ltd
0.9
20%
a) Ajanta Ltd. as its current ratio is higher than Banka Ltd and Clamante Ltd
b) Clamante Ltd. as its current ratio is lower than Ajanta Ltd and Banka Ltd
c) Cannot say, as the Current ratio is not an accurate indicator of liquidity.
d) Clamante Ltd. as it return on sales is higher than Ajanta Ltd and Banka Ltd
3. Banking & Finance Awareness This section will test candidates has, on key happenings in
the world of business
Sample Questions
i. Which of the following news headlines are likely to impact inflation in India?
a) Chinese Economy Crashes To 2-Year Low; China Stocks Plunge
b) Greece made preparations to exit Eurozone
c) Iran deal to keep crude oil prices in $55-58/bbl range
d) Both and c
ii. Which of the following statements are true?
a. Repo rate is a rate fixed by RBI while Base rate is fixed by each individual bank
b. Repo rate and Base rate have no correlation to each other
c. Repo rate can keep changing while Base rate cannot
d. Banks typically lend to good corporates at below base rate
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MBA
Customer
Acquisition
Officer/Manager
Branch
Relationship
Manager
Trade Sales Officer
Consumer
Lending
Sales Officer
(Auto Loans,
Personal Loans,
Home loans,
etc)
Sales Manager
Wealth
Management
Financial
Advisor
Relationship
Manager/
Financial
Advisor
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SME
Banking/Lending
SME Relationship
Manager
Branch
Banking
Consumer
Lending
Wealth
Management
Graduate
Operations
Credit
Officer,
Credit
Processing
Assistant
MBA
Operations
Manager
Credit
Manager
Research
Analyst
SME
Banking/Lending
Investment
Banking
Treasury and
capital Markets
Research
analysts
Risk Managers,
Research
analysts
Credit Officer
Credit
Manager/Credit
Analyst
3. Customer Servicing Orientation It will test whether the candidate can understand
customers needs and is able to maintain a long term relationship with the customer.
Candidates scoring high in this competency are more suitable for customer relationship roles, with a
revenue target responsibility. In Banking & Financial Services, these roles are typically:
Branch Banking
Graduate
Customer
Service Officer
Branch
Relationship
Manager
MBA
Personal Banker
Sales
Personal Banker
- teller
Consumer
Lending
Wealth Mgt
SME
Banking/Lending
Financial Advisor,
Service Delivery Officer
Sales
Manager
Relationship
Manager/Financial
Advisor
SME Relationship
Manager
4. Drive & Persistence It will test whether the candidate is performance oriented i.e.
energetic, dependable, self-motivated and doesnt give up. Drive and Persistence is MUST for a
candidate to perform well in any role.
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