CYPRIAN M.

OSUH
18 EAST 132ND STREET, #3B
NEW YORK, NY 10037
E-mail: domrose@netzero.net * Home Phone: 212-368-3210 * Cell Phone: 646-573-5150

OBJECTIVE:
Compliance Officer:
Over ten years experience examining small, medium, and large size state chartered banks
including foreign multi-national banks; conducted Fair Lending, Consumer Compliance, and
Mortgage Banking examinations; examiner-in-charge on various bank examinations; supervised,
trained, and mentored Bank Examiner Trainees; conducted independent, group, concurrent,
target, and special examinations; recommended several hundred thousands of Dollars in
restitution to New York State mortgage customers; trained extensively by the New York State
Banking Department, the Federal Reserve Bank of New York, Federal Deposit Insurance
Corporation, Professional Bank Services, American Association of Residential Mortgage
Regulators, and the American Express; well versed in both Federal and NYS banking regulations.

EXPERIENCE:
Sept. 2009 – Present:
Bank Examiner: New York State Banking Department, Consumer Services Division, NY, NY.
• Conducts consumer compliance examinations of state chartered banks;
• Reviews examination work-papers and First Day Letter responses from bank management;
• Prepares examination scope memo and request examination materials from bank
management;
• Prepares examination reports for submission to management on a timely basis;
• Meets bank management to discuss examination findings and conduct exit meetings.

Sept. 2006 – Sept. 2009:

Bank Examiner: New York State Banking Department, Mortgage Banking Division, NY, NY.
• Conducted examinations of state chartered banks, mortgage bankers and mortgage brokers;
• Review examination reports, First Day Letter responses, Audit Reports, etc;
• Meets with management to discuss examination findings and conduct exit meetings after
examinations;
• Supervised, trained, and mentored Bank Examiner Trainees on assignment;
• Prepares examination reports for submission to management on a timely basis meeting
deadlines;
• Confers with supervisors to discuss examination findings prior to exit meetings.

April 2001 – Sept. 2006:

Bank Examiner: New York State Banking Department, Consumer Services Division, NY, NY.
• Conducted Fair Lending examinations of state chartered banks;
• Engaged in a few Consumer Compliance examinations of state chartered banks as well;
• Trained examiners on departmental rotation as well as Bank Examiner Trainees;
• Reviewed examination work-papers and First Day Letter responses submitted by bank
management;
• Meets with bank management to discuss examination findings and conduct exit meetings.
April, 1999 – April 2001:
Bank Examiner Trainee: New York State Banking Department, NY, NY.
• Engaged in extensive two-year training program, both classroom and field trainings provided
by the Banking Department and other industry professionals;
• Paired-up with mentors who took time to teach me various aspects of bank examinations;
• Participated in various bank examinations learning on-the-job, as well as writing examination
reports;
• Interacted with both bank management and other industry personnel;
• Participated in numerous exit meetings learning how to close examination.

July, 1997 – April, 1990:

Caseworker: Quality Assurance Field Monitor, NYC Medical Assistance Program, NY, NY.
• Performed home-care quality assurance field monitoring of the elderly and handicapped in
the five boroughs of New York City;
• Conducted home visits, interviews and observe home care clients and their health conditions;
• Conferred with clients to determine if home care services are delivered by provider agencies
as authorized by New York City;
• Administered standardized questionnaire to home care clients to access areas of need;
• Conferred with supervisors to discuss completed case files and problems encountered in the
field.

July, 1996 – July 1997:

Fraud Investigator: NYC Office of Revenue and Investigations, Brooklyn, NY
• Participated in the investigation of public assistance recipients in the five boroughs of NYC;
• Evaluated public assistance recipients for eligibility for assistance;
• Conducted both office and in-house interviews of public assistance recipients to determine
continued eligibility for assistance.

Jan. 1991 – June 1996:

Consultant, (Self Employment), NY, NY
• Provided both Financial and Tax preparation services to individuals and small business
clients for a fee;
• Operated and supervised a local private delivery business;
• Sub-contracted delivery jobs from big delivery firms in New York City;
• Engaged in delivery services in the tri-states of New York, New Jersey and Connecticut.

Oct. 1990- Jan. 1991:

Sales Counselor, Circuit City Stores, Norcross, GA
• Assisted customers in the purchase of audio and video electronic systems;
• Furnished customers necessary information about the systems they are interested in;
• Aid customers with after sales needs such as setting-up the systems and operating it.

Jan. 1988 – Oct. 1988:

Loan Officer, Great Western Mortgage Corp., Duluth, GA
• Originated first and second mortgage loans utilizing real estate brokers and home builders;
• Verify client credit worthiness and eligibility for home ownership;
 • Underwrites the mortgage application and submission to management for approval.

EDUCATION:
May 1986, MBA, Finance: Alabama Agricultural and Mechanical University, Normal, AL.
July 1984, BS, (Hon.) Finance: Alabama Agricultural and Mechanical University, Normal, AL.

LEADERSHIP ACHIEVEMENTS:
2000: Elected Vice President of the Board of Directors of Madison Avenue Housing
Development Fund Corporation.
1997: Elected alternate delegate to the District Council 371, Social Services Employees’ Union.
1985: Elected treasurer to Alabama Agricultural and Mechanical University, MBA Association.

AFFILIATIONS:
Member: Association of MBA Executives, Inc., NY, NY.
Member: Alabama Agricultural and Mechanical University MBA Association.
Member: Alabama Agricultural and Mechanical University Finance Club.
Member: International Students’ Union, Alabama Agricultural and Mechanical University.
Member: Organization of Nigerian Students’ Union, USA.
Member: District Council 371, Social Services Employees’ Union.
Member: Professional Employees’ Federation.
Member: St. Matthew’s Catholic Church, 129 St. Harlem, NYC

AWARDS:
New York City Police Department: Certification for Basic Investigations - 1996.
Governor George Pataki: Certification for New York State Banking Department successful
participation in the Y2K program - 2000.
Certificate of merit from the Superintendent of Banks, New York State Banking Department, for
participation in the Y2K program -2000.

REFERENCES:
Provided upon request.