Federal Register / Vol. 72, No.
159 / Friday, August 17, 2007 / Notices 46227
Affected Public: 25 to 30 FDIC-
insured depository institutions.
Estimated Number of Respondents:
25 to 30 FDIC-insured depository
institutions.
Estimated Time per Response:
Exploratory interview—1 hour; in-depth
interview—2.5 hours.
Estimated Total Burden: 30 hours +
75 hours = 105 hours.
Total burden for this collection:
432.5 hours + 105 hours = 537.5 hours.
General Description of Collection
The FDIC has a number of initiatives
underway to encourage practical
solutions to ensure that all consumers
have reasonable access to full service
banking and other financial services.
The FDIC believes that insured
depositories can provide a path into the
financial mainstream for those who
need these financial services, and that
depository institutions can create an
array of affordable lending services to
meet the needs of all their customers.
Currently a large segment of the
population relies on a mix of non-bank
financial service providers for their
needs. The FDIC is undertaking a series
of analyses in this area, including the
proposed National Survey of Banks’
Efforts to Serve the Unbanked and
Underbanked. The survey is mandated
by section 7 of the Reform Act, which
calls for the FDIC to conduct ongoing
surveys ‘‘on efforts by insured
depository institutions to bring those
individuals and families who have
rarely, if ever, held a checking account,
a savings account or other type of
transaction or check cashing account at
an insured depository institution
(hereafter in this section referred to as
the ‘‘unbanked’’) into the conventional
finance system.’’
In this initial survey effort, the FDIC
plans to survey FDIC-insured depository
institutions on their efforts to serve
underbanked as well as unbanked
populations. The survey will consist of
two components—a questionnaire
survey of a sample of FDIC-insured
depository institutions and a limited
number of case studies of FDIC-insured
depository institutions that are
employing innovative methods to serve
unbanked and underbanked
populations.
The Reform Act mandates that the
FDIC consider the following factors and
questions in conducting the survey:
‘‘(A) To what extent do insured
depository institutions promote
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financial education and financial
literacy outreach?
‘‘(B) Which financial education efforts
appear to be the most effective in
bringing ‘unbanked’ individuals and
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families into the conventional finance
system?
‘‘(C) What efforts are insured
institutions making at converting
‘unbanked’ money order, wire transfer,
and international remittance customers
into conventional account holders?
‘‘(D) What cultural, language and
identification issues as well as
transaction costs appear to most prevent
‘unbanked’ individuals from
establishing conventional accounts?
‘‘(E) What is a fair estimate of the size
and worth of the ‘unbanked’ market in
the United States?’’
In addition to these mandated
objectives, in its questionnaire survey of
a sample of FDIC-insured depository
institutions, the FDIC seeks to identify
and quantify the extent to which
institutions serve the needs of the
unbanked and underbanked; identify
the characteristics of institutions that
are reaching out to and serving the
unbanked and underbanked; identify
efforts (for example, practices,
programs, alliances) of institutions to
serve the unbanked and underbanked;
and identify potential barriers that affect
the ability of institutions to serve the
unbanked and underbanked.
The objectives of the case studies are
to identify and share ‘‘best practice’’
programs and practices that appear to be
the most effective in bringing unbanked
and underbanked populations into the
financial mainstream, particularly the
federally-insured financial institutions.
The case studies will be designed to
collect information on the size and
scope of programs, the nature of service
offerings, program budgets, and results.
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
The FDIC will consider all comments
to determine the extent to which the
proposed information collection should
be modified prior to submission to OMB
for review and approval. After the
comment period closes, comments will
be summarized or included in the
FDIC’s request to OMB for approval of
the collection. All comments will
become a matter of public record.
PO 00000 Frm 00034 Fmt 4703 Sfmt 4703 E:\FR\FM\17AUN1.SGM
Dated at Washington, DC, this 13th day of
August, 2007.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. E7–16218 Filed 8–16–07; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisition of Shares of Bank or Bank
Holding Companies
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire a bank or bank
holding company. The factors that are
considered in acting on the notices are
set forth in paragraph 7 of the Act (12
U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the office of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than August
31, 2007.
A. Federal Reserve Bank of
Minneapolis (Jacqueline G. King,
Community Affairs Officer) 90
Hennepin Avenue, Minneapolis,
Minnesota 55480-0291:
1. First Trust Company of Onaga, N.A.
FBO LeRoy Albjerg, IRA, Arden Hills,
Minnesota; US Bancorp Piper Jaffray
custodian FBO Harold Broman, Jr.,
North St. Paul, Minnesota; Larry Dunn,
Stacy, Minnesota; and Diana Makens,
Las Vegas, Nevada, to join an existing
group acting in concert: Walter G. Fries,
Wabasha, Minnesota; Raymond B.
Pinson, Del Ray Beach, Florida; Kenneth
D. Myers, Apple Valley, Minnesota; GLA
Investments, L.L.C., Lakeville,
Minnesota, Gary Anderson as general
partner; AMSIE Enterprises, LLC, both of
Minnetonka, Minnesota, Donald Eisma
as general partner; Nancy Ludwig and
Francis N. Ludwig; Richard B. Lambert,
Jr., all of Apple Valley, Minnesota;
Russell S. Sampson, Prior Lake,
Minnesota; Curtis A. Sampson, Hector,
Minnesota; Brett D. Reese, Northfield,
Minnesota; S & L Investments, LLP,
Bloomington, Minnesota, David Stueve
as general partner; Savage Capitalists,
LLP, both of Bloomington, Minnesota,
David Stueve as general partner;
Pershing LLC FBO Richard D. Estenson
IRA, both of Northfield, Minnesota;
Charles and Cindy Beske, both of
17AUN1
 46228 Federal Register / Vol. 72, No. 159 / Friday, August 17, 2007 / Notices

Lakeville, Minnesota; and Brian Bauer,
Garvin, Minnesota; to acquire voting
shares of Access Bancshares, Inc., and
thereby indirectly acquire voting shares
of Access Bank, both of Champlin,
Minnesota.
Board of Governors of the Federal Reserve
System, August 13, 2007.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. E7–16183 Filed 8–16–07; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL RESERVE SYSTEM
Notice of Proposals to Engage in
Permissible Nonbanking Activities or
to Acquire Companies that are
Engaged in Permissible Nonbanking
Activities
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y (12
CFR Part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has
determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each notice is available for inspection
at the Federal Reserve Bank indicated.
The notice also will be available for
inspection at the offices of the Board of
Governors. Interested persons may
express their views in writing on the
question whether the proposal complies
with the standards of section 4 of the
BHC Act. Additional information on all
bank holding companies may be
obtained from the National Information
Center website at www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding the applications must be
received at the Reserve Bank indicated
or the offices of the Board of Governors
not later than September 4, 2007.
A. Federal Reserve Bank of New
York (Anne MacEwen, Bank
Applications Officer) 33 Liberty Street,
New York, New York 10045-0001:
1. HSH Nordbank AG, Hamburg,
Germany; to engage through a joint
venture investment, in financial and
investment advisory activities, pursuant
to section 225.28(b)(6)(i) of Regulation
Y.
Board of Governors of the Federal Reserve
System, August 14, 2007.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E7–16214 Filed 8–16–07; 8:45 am]
BILLING CODE 6210–01–S
GENERAL SERVICES
ADMINISTRATION
[FMR Bulletin PBS–2007–B3]
Federal Management Regulation;
Redesignations of Federal Buildings
AGENCY: Public Buildings Service (P),
GSA
ACTION: Notice of a bulletin.
SUMMARY: The attached bulletin
announces the redesignations of (6)
Federal Buildings.
EXPIRATION DATE: This bulletin expires
January 1, 2008. However, the building
redesignation announced by this
bulletin will remain in effect until
canceled or superseded.
FOR FURTHER INFORMATION CONTACT:
General Services Administration, Public
Buildings Service (P), Attn: Anthony E.
Costa, 1800 F. Street, NW., Washington,
DC 20405, e-mail at
anthony.costa@gsa.gov. (202) 501–1100.
Dated: July 25, 2007
LURITA DOAN,
Administrator of General Services
U.S. GENERAL SERVICES
ADMINISTRATION
FMR BULLETIN PBS–2007–B3
REDESIGNATIONS OF FEDERAL
BUILDINGS
TO: Heads of Federal Agencies
SUBJECT: Redesignations of Federal
Buildings
1. What is the purpose of this
bulletin? This bulletin announces the
redesignations of (6) Federal Buildings.
2. When does this bulletin expire?
This bulletin expires January 1, 2008.
However, the building redesignations
announced by this bulletin will remain
in effect until canceled or superseded.
3. Redesignations. The former and
new names of the redesignated
buildings are as follows:

Former Name New Name

United States Courthouse, 555 Independence Street, Cape Girardiau,
MO 63703
United States Courthouse, 106 South Federal Plaza, Santa Fe, NM
87501
Department of Education Building, 400 Maryland Avenue, SW., Wash-
ington, DC 20202
Clifford Davis Federal Building, 167 North Main Street, Memphis, TN
38103
Federal Building and United States Courthouse and Customhouse, 515
West First Street, Duluth, MN 55802
United States Courthouse, 2500 Tulare Street, Fresno, CA 93721
Rush Hudson Limbaugh, Sr. United States Courthouse, 555 Independ-
ence Street, Cape Girardeau, MO 63703
Santiago E. Campos United States Courthouse, 106 South Federal
Plaza,Santa Fe, NM 87501
Lyndon Baines Johnson Department of Education Building, 400 Mary-
land Avenue, SW., Washington, DC 20202
Clifford Davis and Odell Horton Federal Building, 167 North Main
Street, Memphis, TN 38103
Gerald W. Heany Federal Building and United States Courthouse and
Customhouse, 515 West First Street, Duluth, MN 55802
Robert E. Coyle United States Courthouse, 2500 Tulare Street, Fresno,
CA 93721

4. Who should we contact for further 501–1100, e-mail at DEPARTMENT OF HEALTH AND
information regarding redesignation of anthony.costa@gsa.gov. HUMAN SERVICES
these Federal Buildings? U.S. General [FR Doc. E7–15989 Filed 8–16–07; 8:45 am]
Services Administration, Public BILLING CODE 6820–23–S Health Resources and Services
Buildings Service (P),Attn: Anthony E, Administration
Costa, 1800 F. Street, NW., Washington,
ebenthall on PRODPC61 with NOTICES

DC 20405, telephone number: (202) Privacy Act of 1974; New System of

Records

AGENCY:Health Resources and Services

Administration (HRSA), HHS.

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