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1] Govt announces interest rates for various Small Savings Schemes

The below rates will be effective from i.e. 1.4.2015.
Scheme
Rate
of
interest
w.e.f.01.04.2014
1.
2.
Savings Deposit
4.0
1 Year Time Deposit
8.4
2 Year Time Deposit
8.4
3 Year Time Deposit
8.4
5 Year Time Deposit
8.5
5 Year Recurring Deposit
8.4
5 Year SCSS
9.2
5 Year MIS
8.4
5 Year NSC
8.5
10 Year NSC
8.8
PPF
8.7
Kisan Vikas Patra
8.7
Sukanya Samriddhi Account Scheme
9.1

Rate
of
Interest
w.e.f. 01.04.2015
3.
4.0
8.4
8.4
8.4
8.5
8.4
9.3
8.4
8.5
8.8
8.7
8.7
9.2

2] The Ministry of Railways has decided to increase the Advance Reservation Period (ARP) for
booking accommodation in trains from 60 days to 120 days (excluding the date of journey).
Accordingly, from tomorrow i.e 1st April 2015 the booking in trains from train originating
stations will open and remain available for 120 days.
3] Andhra Pradesh cabinet approved Amaravati as the name of the new capital city of the
State
4] Former military ruler Muhammadu Buhari has become the first opposition candidate to win
a presidential election in Nigeria.
5] List of Important International Days in April 2015
2 April - World Autism Awareness Day
4 April - International Day for Mine Awareness and Assistance in Mine Action
6 April - International Day of Sport for Development and Peace
7 April - Day of Remembrance of the Victims of the Rwanda Genocide
7 April World Health Day

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12 April International Day of Human Space Flight.

22 April International Mother Earth Day
23 April World Book and Copyright Day
23 April English Language Day
25 April - World Malaria Day
26 April - World Intellectual Property Day
28 April - World Day for Safety and Health at Work
29 April - Day of Remembrance for all Victims of Chemical Warfare
30 April - International Jazz Day
6] The Indirect Taxes collections for the Financial Year (FY) 2014-15 has exceeded the Revised
Estimates (RE) target of FY 2014-15 by Rs. 4,000 crore.
7] PM Narendra Modi asked the Reserve Bank to prepare a 20-year road map for financial
inclusion and nudged banks to be considerate in giving loans to the poor as also while making
recoveries from them, especially farmers.
8] 12-year-old Muslim girl Maryam Asif Siddiqui won the inter-school competitionGita
Champions League and proved that religion stands for unity not for division.
9] PM Modi launches book on Pre-Modern Kutchi Navigation Techniques and Voyages The
book is a depiction and transcription of Malam Ni Pothis a collection of Gujarati
manuscripts which describe the pre-modern navigation technology of Gujarat. The book
describes expeditions undertaken by the Malams (navigators) of Kutch. The original Pothis are
dated from the 17th to 19th century.
10] Kalvari, first of the Indian Navys Scorpene class stealth submarines being built under the
Project 75, under collaboration with M/s DCNS, France, achieved a major milestone today with
her undocking at the Mazagon Dock Limited (MDL).
11] Prime Minister Narendra Modi on Monday launched the National Air Quality Index. The
index will inform the public about air quality in a simple and an easily understandable form and
would enhance public awareness and involvement in air quality improvement.

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12] Delhi government will re-launch the anti-corruption helpline today to curb corruption in
government offices. The helpline 1031 will be inaugurated by Delhi Chief Minister Arvind
Kejriwal at a function in the national capital.
13] Sania Mirza and Martina Hingis win Miami open 2015
14] PM Modi launches Pradhan Mantri MUDRA Yojana
15] On the occasion of the 240th Army Ordnance Corps Day, Lt Gen Amit Sarin, Director
General of Ordnance Services (DG OS) and Senior Colonel Commandant of the Corps paid
homage to martyrs of the Indian Army at the Amar Jawan Jyoti, India Gate, New Delhi.
16] Rural Electrification Corporation (REC) OFS Gets Fully Subscribed
17] Primary product of MUDRA Bank
The primary product of MUDRA will be refinance for lending to micro businesses / units under
the aegis of the Pradhan Mantri MUDRA Yojana. The initial products and schemes under this
umbrella have already been created and the interventions have been named Shishu, Kishor
and Tarun to signify the stage of growth / development and funding needs of the beneficiary
micro unit / entrepreneur as also provide a reference point for the next phase of graduation /
growth for the entrepreneur to aspire for:

Shishu: covering loans upto Rs. 50,000/Kishor: covering loans above Rs. 50,000/- and upto Rs. 5 lakh
Tarun: covering loans above Rs. 5 lakh and upto Rs. 10 lakh

The products initially being launched are as under:

Sector/activity specific schemes, such as schemes for business activities in Land

Transport, Community, Social & Personal Services, Food Product and Textile Product
sectors. Schemes would similarly be added for other sectors / activities.
Micro Credit Scheme (MCS)
Refinance Scheme for Regional Rural Banks (RRBs) / Scheduled Co-operative Banks
Mahila Uddyami Scheme
Business Loan for Traders & Shopkeepers
Missing Middle Credit Scheme
Equipment Finance for Micro Units

Credit Plus Approach

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MUDRA would also adopt a credit plus approach and take up interventions for development
support across the entire spectrum of beneficiary segments. The highlights of such proposed
interventions / initiatives are as under:

Supporting financial literacy

Promotion and Support of Grass Root Institutions
Creation of Framework for Small Business Finance Entities
Synergies with National Rural Livelihoods Mission
Synergies with National Skill Development Corporation
Working with Credit Bureaus
Working with Rating Agencies

18] The Visit Kerala 2015 Initiative of Kerala Tourism was launched by the Union Minister of
State for Culture (Independent Charge), Tourism (Independent Charge) and Civil Aviation, Dr.
Mahesh Sharma at a function organized in New Delhi
19] PM Modi embarks on 9-day tour of France, Germany and Canada
20] Prime Minister Narendra Modis address at the UNESCO Headquarters had words of
appreciation for UNESCO in terms of its role in the field of education and culture.
21] Former Australia cricket captain and legendary cricket commentator Richie Benaud has
died at the age of 84 as he was being treated for skin cancer.
22] India will buy 36 Rafale fighter jets in flyaway condition from France, after Prime Minister
Narendra Modi and French President Francois Hollande on Friday agreed to conclude an InterGovernmental Agreement bypassing the protracted negotiations for purchase of 126 such jets.
23] Rating agency Moodys on Thursday changed Indias outlook to positive from stable, saying
that the government is taking steps to improve economic strength and stressed that a rating
upgrade could follow in about 12-18 months times. The US-based agency said in a statement
that India has grown faster than similarly rated peers due to favorable demographics,
economic diversity and high savings and investment rates.
24] The Prime Minister, Shri Narendra Modi, during his visit to France, gifted the French
President a painting titled Tree of Life, reflecting traditional societal respect for nature in
India.
25] PM Modi visits Airbus Facility and CNES in Toulouse; pays homage at World War-1
memorial in Neuve-Chapelle
26] Nuclear Power Corporation of India Ltd. (NPCIL), a PSU under the Department of Atomic
Energy, Government of India, and M/s AREVA of France have entered into a Pre-Engineering

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Agreement (PEA) on April 10, 2015 in connection with the proposed Jaitapur Nuclear Power
Project for setting up of two EPR (Evolutional Pressurised Reactor) rectors of 1650 MWe each to
be set up in collaboration with France.
27] A Memorandum of Understanding (MOU) was in the presence of Prime Ministers of India &
France during the visit Shri Narendra Modi to France, for establishing an Institute for frontier
Marine Science & Technology Research in the five years.
28] The Vice President of India Shri M. Hamid Ansari released a book entitled My Little
Epiphanies written by Late Ms. Aisha Chaudhary.
29] On 13 Apr 1984, OPERATION MEGHDOOT was launched with an aim to wrest control of
the strategic heights on the Saltoro Ridge, overlooking the Nubra Valley.
30] PM Narendra Modi and German Chancellor Angela Merkel jointly opened Indias national
pavilion on Monday, featuring the products and services of more than 400 companies, and will
take a tour of the stands of some Indian and German exhibitors.
31] State Bank of India announced a cut in home loan interest rate by 0.25 per cent for new
borrowers. However, for other borrowers, the interest rate will be 9.90 per cent, 5 basis points
higher than the base rate or the minimum lending rate.
32] Sultan Azlan Shah Cup: India beat Korea in shoot-out to win bronze medal.
33] Sania Mirza created history by becoming the first female tennis player from India to
achieve the world number one rank in doubles.
34] The Prime Minister today gifted the German Chancellor Angela Merkel reproductions of
some manuscripts and papers by Sir C V Raman who received the Nobel Prize in physics in
1930.
35] Nation pays homage to Dr. Bhimrao Ambedkar on his 124th birth anniversary.
36] Vice President Releases a Book India and the World Through the Eyes of Indian
Diplomats Edited by AMB. Surendra Kumar.
37] World Bank predicts 8 per cent GDP growth rate for India by 2017, says strong expansion
in the country, coupled with favourable oil prices, will accelerate economic growth in South
Asia. The World Bank has predicted a GDP growth rate of 8 per cent for India by 2017
38] Fire Service Week is observed all over the country every year starting from 14th April.
39] India has successfully test-fired nuclear warhead-capable Agni-III ballistic missile. The
indigenously developed surface-to-surface missile was test fired from a mobile launcher at
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Wheeler Island off the Odisha coast by the army. AGNI III has a strike range of more than 3,000
km.
40] The Union Ministry for Development of North East Region (DoNER) headed by its Minister
Dr. Jitendra Singh, has received the Union Ministry of Information Technology (IT) Award for
outstanding Website content. The Award titled Web Ratna Award 2014.
41] The sixth edition of AIMA Managing India Awards was held on April 16, 2015 at Hotel Taj
Palace, New Delhi.

Award Winners for year 2015 are:

Entrepreneur of the Year Nita M Ambani, Founder & Chairperson, Reliance Foundation
Director of the Year Rajkumar Hirani, Director, Producer, Screenwriter and Film Editor
Transformational Business Leader of the Year Kunal Bahl, Co-Founder & CEO, Snapdeal.com
MNC in India of the Year Hyundai Motor India Ltd (B S Seo, Managing Director & CEO, Hyundai
Motor India Ltd to receive the award
Outstanding Contribution to Media Shekhar Gupta, Contributing Editor, The India Today Group
Outstanding Institution Builder M V Subbiah, Former Chairman, Murugappa Group
Business Leader of the Year Aditya Puri, Managing Director, HDFC Bank
Indian MNC of the Year Sun Pharmaceutical Industries Ltd (Dilip Shanghvi, Founder &
Managing Director, Sun Pharmaceutical Industries Ltd to receive the award).
Lifetime Contribution Award G M Rao, Group Chairman, GMR Group

42] The Prime Minister, Shri Narendra Modi will confer the `Prime Ministers Awards for
Excellence in Public Administration for the years 201213 and 2013-14 to outstanding
initiatives in Public Administration on the Ninth Civil Services Day which is being held here on
April 21, 2015
43] Dr. Nasim Zaidi has assumed charge as 20th Chief Election Commissioner (CEC) succeeding
Sh. H.S. Bramha here today. Sh. H.S. Brahma laid off his office yesterday after completing his
tenure.
44] The First ship of Project 15B,Guided Missile Destroyer, christened Visakhapatnam was
launched on 20Apr 15 at a magnificent ceremony at Mazagaon Dock Limited (MDL),
Mumbai.The ship was launched from Slip Way No. 2 in MDL, Mumbai.
45] The President of India Shri Pranab Mukherjee released a Postage Stamp commemorating
the 200 years of the Orthodox Theological Seminary or Old Seminary, Kottayam, Kerala at
Rashtrapati Bhavan today (April 21, 2015).
46] The Government has approved to set up Dr. Ambedkar International Centre at 15, Janpath,
New Delhi at an estimated cost of Rs. 195.74 crore.

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47] The government has retained the rate of interest for General Provident Fund (GPF) and
other related schemes at 8.7% for the current fiscal. The 8.7 $ interest will apply on Provident
Funds of central government employees, railways and defence forces, according to the
notification issued by the Finance Ministry.
48] A Japanese magnetic levitation train, set a world speed record Tuesday in a test run near
Mount Fuji, clocking more than 373 miles per hour (600 kilometers) an hour. The train beat the
590km/h speed it had set last week in another test.
49] The Prime Minister, Shri Narendra Modi, today said India had made the transformation
from a country worried about its brain-drain, to a country that thinks of brain-gain.
Inaugurating the first Global Exhibition on Services in New Delhi
50] National Panchayati Raj Day - 24 April
51] The annual meeting of World Economic Forum, 2015 was held at Davos, Switzerland during
21-24 January, 2015. The theme of World Economic Forum, 2015 was The New Global
Context. The discussions took place according to a pre-set agenda with specific invitees as
speakers for specific sessions. As regards Indias participation, issues discussed were related to
how India was planning to revive and accelerate economic modernization, growth and job
creation including issues related to subjects like agriculture, water, infrastructure, energy and
power, trade and investment, urban mobility, etc. Several bilateral meetings and investment
meets with counterpart ministers and top global CEOs were also held. The Make in India
initiatives were prominently highlighted through the branding exercise as well as through the
investment meets and bilateral meetings.
52] Spectacular bursts of volcanic lightning and lava lit up the night sky in southern Chile as the
Calbuco volcano erupted twice after half a century of inactivity, forcing some 5,000 people to
evacuate.
53] The Reserve Bank has revised priority sector lending norms to ensure a phased increase in
loans to small farmers, and also made it clear that smaller foreign banks will have to meet the
40 percent target over the next five years. The RBI also said overdrafts of up to Rs 5,000 being
extended by banks under the PMs new financial inclusion drive will also be treated as priority
sector lending (PSL), subject a cap on annual household incomewhich is Rs 1 lakh for rural and
Rs 1.60 lakh for non-rural households.
54] As part of the Nations overall relief effort for Nepal, IA has launched Operation Maitri.
55] Senior BJP leader and former Union Minister for Finance and External Affairs Yashwant
Sinha has been chosen for the highest French civilian honor Officier de la Legion dHonneur
(Officer of the Legion of Honour).

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56] Tribal Cooperative Marketing Development Federation of India Limited (TRIFED) functioning
under Ministry of Tribal Affairs, has bagged the National Award for Excellence in Training for
the Year 2015 in a contest organized by the Department of Personnel and Training,
Government of India.
57] The Union Cabinet chaired by the Prime Minister, Shri Narendra Modi, today gave its
approval to increase import duty on sugar from 25 percent to 40 percent.
58] The Union Cabinet chaired by the Prime Minister, Shri Narendra Modi, today gave its
approval for continuation of the minimum pension of Rs. 1,000/- per month to the pensioners
of Employees Pension Scheme, 1995 (EPS) beyond the financial year 2014-15 on perpetual
basis.
59] New Delhi to Host Grand International Buddha Poornima Celebration.
60] There are thirty one countries including India in the world which generate electricity from
nuclear source. According to the data published in 2014, by Power Reactor Information System
(PRIS) of International Atomic Energy Agency (IAEA), India ranked at 13th position in terms of
generation. However, it stood at 7th position in terms of number of reactors in operation
country-wise globally.
61] 6 more satellites are planned to be launched during 2015-16. These are two
Communication satellites GSAT-6 & GSAT-15; three Navigation satellites IRNSS-1E, IRNSS-1F &
IRNSS-1G; and one Space science satellite ASTROSAT. In addition, it is also planned to launch 13
more satellites from four countries using Polar Satellite Launch Vehicle.
62] The Indian Space Research Organisation (ISRO) successfully test-fired the indigenous
cryogenic engine CE-20 for 645 seconds. This significant development can push India into a
bigger league of nations launching satellites weighing up to five tonnes.

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