A

SUMMER TRAINING PROJECT

ON
A COMPARATIVE STUDY OF ULIP PLANS OFFERED BY DLF
PRAMERICA AND OTHER LIFE INSURANCE COMPANIES

Submitted To:
Kurukshetra university, kurukshetra

FOR THE PARTIAL FULFILLMENT OF THE AWARD OF DEGREE

OF MASTER OF BUSINESS ADMINISTRATION

(Session 2012-13)
UNDER GUIDANCE OF:

SUBMITTED BY;
Shikha kamboj
MBA

Mr. Naresh Thapa

(Managing Director)

MAHARAJA AGRASEN

INSTITUTE

OF
MANAGEMENT AND TECHNOLOGY

TABLE OF CONTENTS

CHAPTER

TOPIC

PAGE NO

INTRODUCTION OF THE TOPIC

1-9

LITERATURE REVIEW

10-12

INDUSTRY PROFILE

13-19

COMPANY PROFILE

20-37

OBJECTIVES & RESEARCH METHODOLY

38-40

ANALYSIS & INTERPRETATION OF DATA

41-50

FINDINGS

51

RECOMMENDATIONS & CONCLUSION

52-53

NO.

BIBLIOGRAPHY
ANNEXURES

INTRODUCTION

LITERATURE REVIEW

INDUSTRY PROFILE

COMPANY PROFILE

OBJECTIVES& RESEARCH
METHODOLOGY

ANALYSIS &
INTERPRETATION OF
DATA

FINDINGS

RECOMMENDATIONS &
CONCLUSION

BIBLIOGRAPHY

Bibliography

Industry profile Retreived from

http://www.dlfpramericalife.com/Profile.aspx

introduction of ulip plan Retreived from

http://www.dpli.com/

Company Profile and their product Retreived from

http://www.dlfpramericalife.com/Profile.aspx

terms and conditions Retreived from

www.dlfpramericalife.com/TermsAndConditions.aspx
BOOKS:
S.J. Gidwam, IRDA Certification, Insurance Institute of India IC 33
P.R. Khanna ,Tax benefits,Taxmann life insurance Agent.

ANNEXURE

ANNEXURE
1. Are you satisfied with present insurer?
A) YES

B) NO

Which are the main issues that you take into consideration while purchasing any life
insurance policy?
A) Security
B) Returns
a. Tax saving
b. Others please specify_________

3. Are you aware of Unit Linked Insurance Plans offered by various companies in India?
A) DLF PRAMERICA

B)OMKOTAK MAHINDRA

C) TATA AIG

D) BAJAJ ALLIANZ

E) LIC

F) SBI

G) MAX NEW YORK

H) BIRLA SUNLIFE

4). What is peoples main concern while taking a insurance policy (ULIP)?
A) Security
B) Returns
C) tax rebate
5). Are you aware of Lifetime Super introduced by DLF PRAMERICA?
A) Yes
B) No

6) What is your perception about the Unit link insurance plans, are they give you a sense of
security?
A) YES

B) NO

7) Do you know how a Unit Linked Insurance Plan works?

A) YES

B) NO

8)Can you please highlight risk attached with them?

A) HIGH

B) MODERATE
C) LOW
9)What is your perception about the Unit link insurance plans, are they give you a sense of
security?
A) YES
B) NO
10) Are you aware of Lifetime pension plan introduced by DLF PRAMERICA ?
A) YES
B) NO
11) If you are given a choice, which one you take:
A)DLF PRAMERICA

B) OM KOTAK MAHINDRA

C) TATA AIG

D) BAJAJ ALLIANZ

E) LIC

F) SBI

12) What other plans or flexibility you expect from Insurance companies?
A) Fewer premiums
B) More returns
C) Complementary gifts
13) Are you interested in buying products of DLF PRAMERICA?
A) YES
B) NO