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CignaTTK Health Insurance

Features of Cigna TTK health insurance
CignaTTK health insures medical cover for individuals and families and also
lowers there medical cost. Cigna TTK offers variety of insurance policies as there
are different requirements of people based on their needs. They provide
worldwide health care to the policy holder in case of emergency. The expenses
such as expenses on hospitalisation, tests, drugs, treatment costs, pre and post
hospitalisation expenses etc. are covered. This plan ensures sum insured up to
4.5 lakh, emergency cover all over the world; sum insured is restored,
cumulative bonus for no claim and benefits for health maintenance and also
provides cover for expenses such as health check up, organ donor cover,
physiotherapy charges, child education fund, recovery benefit etc.
Eligibility and Restrictions
There are certain Eligibility criteria and Restrictions such as the minimum and
maximum amount i.e. the coverage amount 2.5 lakh and 4.5 lakh
simultaneously, the age to get this insurance is 18 years and the policy is
lifetime renewable.
Plans Offered
CignaTTK has introduced plans depending on requirement of individuals such as:
Prohealth Insurance Protection Plan, the key features of this plan are that up to
sum of 45 lakh can be insured, provides with benefit of maintenance of health
and cover for emergency all over the world and the minimum age for entering
into this insurance plan is 91 days for children and 18 years for adults and there
is no maximum age limit. Prohealth Insurance Protection PLUS plan. The sum
insured ranging from 4.5 lakhs to 10 lakhs, covers maternity expenses and
expenses on new born. Under this plan requirement of medical test depends
upon the age of the person to be insured and the amount of insurance taken by
the person. It covers all hospitalisation expenses and pre and post
hospitalisation expenses. This plan covers all sudden expenses on health care as
well as covers maternity expenses and the expenses on new born. Sum of 15
lakhs to 50 lakhs can be insured under the Prohealth Insurance PREFERRED
plan. This plan also covers maternity benefits, benefits of health maintenance,
restores the sum insured, and provides emergency cover up to rupees 10 lakhs
all over the world. It also includes expenses on benefits of health and tests up to
fifteen thousand rupees per year and the policy period can be between 1 to 2
years. Prohealth Insurance PREMIUM plan enables a person to insure sum of 1
crore, provides maternity expenses, benefits on health care, at each renewal,
provides emergency cover up to 10 lakhs worldwide, health check up takes
place. The aim of CignaTTK is to remove the burden of funds on people for health
care needs and to improve their health.
Documents Required

There are number of documents which have to be submitted at the time of the
reimbursement of the claim. The documents are the form for claim which should
be signed, copy of ID proof of patient, summary for the discharge from hospital,
main and break up bill of the hospital, reports of investigation, reference slip
from the doctor, pharmacy bills and reports of other medical tests conducted.