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lnduslndBank
Regd. Office : 2401, Gen. Thimmayya Road, Cantonment, pune 411 001
CIN : 165191PN1994P1C076333

Segment Reporting for the quarter ended June 30,201S

Business Segments:

Sr.

Quarterended

Quarter ended

30.06.2015

31.03.2015

[unaudited)

[audited)

Qualterended
30.06.2014
(unaudited)

31.03.2015

(audited)

lal

Segment Revenue:
0) Treasury Operations
tiil Corporate / Wholesale Bankins

(ii0 RerarlBankng
(iv) Other Banking Business
rotal I ltems ti) to tiv) I
Less : Inler-segment Revenue

Total Income
rb) Segment Results:

ril
iii)
riiil
(i")

Treasury Operations
Corporate / Wholesale Banking
Retail Bankins
Other Banking Business

rotal I Iterns (t) to tM I

Addr Unallocatd Revenue
Lessr Unallocated ExDenses

74828
11\O77
141229

63439

275304

169763

155851
{r17

37SAtg

551
35.1277

644431
2533

379t79

13252ra

31035

-25534

-31811

344744

323743

247368

-115634
72()9Ea4

15136

12442

7958
21012

87784

4as44

1972A9

204

24079
51495
167

95799

aa5a3

192
777n6

3225O7

105606

685

402550

36659

775

3527

-3532

-27A6

Operating Prolit

-12685

92272

85051

309422

Lessr Provisions & Continsencies

-72333

-107 44

74307

74520
I1040
63aao

270977

27435

-24740

-21774

,91545

52504

49527

42106

L79372

2355940

2850305
2773693

Net Proftt before tux

Less: Tryes includins Deferred Ta\es
Extraordinary Profitl Loss

(c) Other Information:

SeqmentAssets
0) Treasury 0perations

(ii) Corporate / Wholesale Bankinq

2963372
2906727

2850305
2773693

tiii) RetailBankrns

4893425

(ivl Ot}er Bankins Business

Total Assets
Segment Liabilities
Treasury Operations
ii) Corporate / Wholesale Bankins
tiiil Retail Bankinq
(iv) 0ther Bankins Bus'ness
Unallocated Liabilities
CaDital & Other Reserves

Total Liabilities

"Ml
luly.q

?01s

2283243
4107 475

347543

394169

1144\590

40911592

278437
903S4A9

2172103

2079714
3974435

3501513

3967447

-38905

4493425
3941,69

10911592

1452401

2079714
3974435
3551494

2957660

291,OO7

291095

176062

291095

1118118
71441590

1o64454

947753
9035489

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RomeshSobti
Manasinc Director

BSR&Co.LLP
Chartered Accountants
1st Floor, Lodha Excelus,
Apollo lvlills Compound
N. M. Joshi Ma, Mahalaxmi

Telephone +91 (22) 3989 6000

Fax

+91 (22) 3O9O 2511

[,4umbai'400 011

Review report

To the Board of Directors

Induslnd Bank Limited
I

of

We have reviewed the accompanying Unaudited Financial Results ('the StatenleDt') of

lndrslnd Bank Limited ('the Bank') for the quarter ended 30 June2015, except for the
disclosures regardiDg 'Public Shareholding' and 'Promoters and Promoter Group
Shareholding'rvhich have been traced lrom disclosures made by management and have not
been reviewed by us. Funher, disclosures relating to 'Pillar 3 under Basel III Capital
Regulations' and 'Leverage Ratio' as have been disclosed on the Bank's website and in respect
of which a liDk has been provided in the aforesaid Statement have not beeD reviewed by us.
This Statement is the responsibility ofthe Bank's nanagement and has been approved by tbe
Board of Directors ofthe Bank in their meeting held on l3 July 2015. Our responsibility is to
is"ue a repon on the Stalement based on our rer ie*.

2.

We conducted our review in accordance with the Standard on Review Engagement (SRE)
2110, Reyien of Interim Fina cidl Infar ntion Perfomed b) the Independe t Auditor oJ the
tr?/i11, issued by the Institute ofCharlered Accountants oflndia. This standard requires that we
plan and perform the review to obtain moderate assurance as to whether the Statement is free
of material misslatement. A review is limited prirnar;ly to inquiries of Bank's personnel and
anal)lical procedures applied to financial data arrd thus provides less assurance than an audit.
We bave not pe.foflned an audit arrd accordingly, we do not express an audit opinion.
Based on our rcv;ew conducted as mentioned in paragraph 2 above, nothing has come to our
aftention that causes us to believe that the acconpanying Statement prepared in accordance
with applicable accountiDg standards specified under Section 133 ofthe Conpanics Act 2013,
read rvith Rule 7 of the Companies (Accounts) Rules, 20i4 and other recognized accounting
practices and policies has not disclosed the infornation rcquirod to be disclosod ;n teons of
Clause ,{1 of the Listing Agreenent including the manner in which it is to be disclosed, or that
it contains any material misstatement or that it has not been prepared in accordance with the
relevant prudential norrns prescribed by Reser,,e Bank of India in respect of income
recognition, asset classification, provisioning and other related matters.

FoTBSR&Co.LLP
Chartered Accauntants

Firm's Resistration No:

I 01

248WW-l 00

Akeel Master
Partner
Membership No: 046768

Mumbai
1i July 2015

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