Annual Report Seb On 207071

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p2]Zon] ljut aif{x?df h:t} o; aif{ ;d]t k"j{ d]lrb]lv klZrd dxfsfnL;Dd b]zsf ljeGg
:yfgx?df kF"hL ahf/ ;DaGwL hgr]tgf clea[l4 tyf nufgLstf{ k|lzIf0f sfo{qmdx? ;+rfng u/]sf]
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lwtf]kqsf] s]Gb|Lo lgIf]k k|0ffnLdf cfj4 x'g] cj;/ k|bfg x'G5 . o;/L af]8{n] ahf/ lasf;sf nflu
u/]sf pk/f]Qmfg';f/sf sfo{x?sf] kmn:j?k k"FhLahf/k|lt nufgLstf{x?sf] laZjf;df clea[l4 tyf
;xeflutfdf j[l4 eO{ ut cfly{s aif{sf] cGtdf %!*=## df /x]sf] g]K;] kl/;"rs cfly{s aif{
@)&)&! sf] cGtdf !)#^=!! laGb'df k'u]sf] 5 . g]kfn :6s PS;r]Ghsf] laBdfg sf/f]af/ k|0ffnLsf]
Ifdtf clea[4L u/L k"0f{ :jrflnt OG6/g]6df cfwfl/t cgnfO{g k|0ffnL agfpg] sfo{ ;d]t b'|t ultdf
cufl8 a9L/x]sf] 5 . ;du|df of] jif{ ahf/sf] cj:yf pT;fxa4{s ePsf] kfO{Psf] 5 . o;sf cltl/Qm
b]zsf ljleGg If]qsf hg;d'bfoaf6 lwtf]kqsf] v/Lb laqmL ;]jf :yfgLo :t/af6 g} ug{ kfpg'kg]{
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5 . ;"lrs[t ;+ul7t ;+:yfx?sf] lwtf]kq ahf/ ;"rgf k|jfx tyf ;+:yfut ;'zf;gsf] l:ylt
;'wf/f]Gd'v /x]sf]] 5 . a:t' ahf/sf] lgodg lwtf]kq af]8{n] ug]{ k[i7e"lddf pQm ahf/sf] lgodgsf
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lgsfox?M g]kfn ;/sf/, cy{ dGqfno, sfg"g tyf Gofo ;+ljwfg ;ef tyf ;+;bLo Joj:yf dGqfno,
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kbflwsf/L / sd{rf/Lx?sf] hfgsf/L tyf sfo{ bIftf clej[l4df ;xof]u k'ofpg] ef/t ;/sf/, ljZj
a}+s, Pl;ofnL ljsf; a}+s, Financial Services Agency-Japan, Securities and Exchange
Surveillance Commission- Japan, US Securities and Exchange Commission, Asia-Pacific
Economic Cooperation, Korea Financial Investment Association, Securities Commission,
Malaysia, Organisation for Economic Co-operation and Development (OECD) tyf Securities
and Exchange Board of India nufot cGo ;a} ;DalGwt ;xof]uL lgsfox?nfO{ klg wGoafb lbg
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;g @)!$ df s]xL ;'wf/ cfO{ @=* k|ltzt /xg] k|If]k0f sf]ifsf] /x]sf] 5 . cfGtl/s dfudf ePsf] pNn]Vo j[l4sf
sf/0f cd]l/sL cfly{s j[l4df qmdzM ;'wf/ x'Fb} hfg] cg'dfg ul/Psf] 5 . To:t} ;g\ @)!# df )=@ k|ltztn]
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!=% k|ltzt /x]sf] hfkfgsf] j[l4b/ ;g\ @)!$ df !=$ k|ltzt dfq /xg] cg'dfg 5 .
;g\ @)!# df $=& k|ltztn] j[l4 ePsf] cg'dfg ul/Psf] pbLodfg / ljsf;zLn b]zx?sf] cy{tGq ;g\ @)!$
df $=( k|ltztn] a9g] k|If]k0f 5 . 7"nf PlzofnL b]zx? dWo] ef/tLo tyf lrgLof cy{tGq ;g @)!# df qmdzM
$=$ k|ltzt / &=& k|ltzt /x]sf]df ;g\ @)!$ df qmdzM %=$ / &=% k|ltztn] a9g] k|If]k0f sf]ifn] u/]sf] 5 .
;g\ @)!@ sf] t'ngfdf ;g\ @)!# df blIf0f PlzofnL d'n'sx? dWo] dflNbE; / >Ln+sfsf] clfy{s j[l4b/ a9]sf]
5 eg] cGo d'n'sx?sf] cfly{s j[l4b/ 36]sf] 5 . ;g\ @)!@ df !$=) k|ltzt /x]sf] ckmuflg:tfgsf] cfly{s
j[l4b/ ;g\ @)!# df #=^ k|ltztdf ;Lldt ePsf] 5 . blIf0f PlzofnL d'n'sx? cfkm} leqsf] ;+/rgfut
nufotsf ;d:ofx?af6 u|l;t /x]sf] sf/0f o; If]qsf] cfly{s j[l4b/ k|efljt ePsf] xf] . ;g\ @)!# df g]kfnsf]
cfly{s j[l4b/ #=^ k|ltzt /x]sf]df ;g\ @)!$ df cfly{s j[l4b/df s]xL ;'wf/ eO{ $=% k|ltzt k'Ug] cg'dfg
sf]ifn] /x]sf] 5 .
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cfly{s l:ylt
cfly{s jif{ @)&)&! df s'n u|fx{:y pTkfbg cfwf/e't d"Nodf %=@ k|ltzt a9L] hDdf ?= !( va{ @* ca{ %@
s/f]8 k'u]sf] 5 . cfly{s jif{ @)^(&) df of] j[l4b/ #=^ k|ltzt /x]sf] lyof] . df};dL cg's"ntf, nufgLsf]
jftfj/0fdf ;'wf/, ;dodf g} ah]6 cfpg' cflb sf/0fx?af6 s'n u|fx{:y pTkfbg cl3Nnf] jif{sf] t'ngfdf a9\g
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k'u]sf] 5 cf= j= @)^(&) df s'n /fli6o cfo ?= !& va{ * ca{ (( s/f]8 /x]sf] lyof] . To;}u/L s'n u|fx{:y
pTkfbgdf s'n ufx{:y artsf] c+z cl3Nnf] jif{sf] t'ngfdf s]lx sdL cfPsf] b]lvG5 cyf{t s'n ufx{:y
pTkfbgdf s'n ufx{:y artsf] c+z *=( k|ltzt k'u]sf] 5 . ut jif{ s'n ufx{:y art k|rlnt d"Nodf ?= ! va{
&) ca{ (@ s/f]8 /x]sf]df o; cfly{s jif{ art ?=! va{ &@ ca{
s/f]8 k'Ug] cg'dfg /x]sf] 5 .
;dLIff cjlBsf] s'n j}b]lzs Jofkf/ ?= % va{ !* ca{ &$ s/f]8 k'u]sf] 5 ;f]f cl3Nnf] cfly{s jif{df ?= ^ vj{
## cj{ ^% s/f]8 /x]sf] lyof] . o; cfly{s jif{sf] k|yd cf7 dlxgfdf ef/t tkm{sf] s'n Jofkf/ ?= # va{ $$
ca{ (# s/f]8 /x]sf] 5 eg] cGo b]z tkm{ ?= ! va{ %& ca{ *^ s/f]8 /x]sf] 5 . s'n j}b]lzs Jofkf/df
ef/ttkm{sf] c+z dfq} ^^=$( k|ltzt /x]sf] 5 eg] o; cjlwdf Jofkf/ 3f6f !^=$$ k|ltzt 5 .
ljut kfFr cfly{s jif{sf] g]kfnsf] s]xL d'Vo cfly{s ;"rsf+s tflnsf@ df k|:t't ul/Psf] 5 .
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tflnsf@ M g]kfnsf] cfly{s ;"rsf+s-k|rlnt d"Nodf_
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cfly{s jif{
qm= ;+=
ljj/0f
@)^%.^^
@)^^.^&
@)^&.^*
@)^*.^(
@)^(.&);+
98,827
119,277
136,495
152734
169264
192852
@)&).&!
k|f
!=
@=
s'n ufx{:Yo pTkfbg
s'n /fli6o cfo
100002.1
120189.1
138250.3
155078.5
170899.0
196674.1
#=
s''n /fli6o art
35446.6
42835.4
51433.1
61401.8
65349.9
89568.3
s'n u|fx:y{ art
9323.0
13658.9
19892.3
17646.1
15886.5
17203.3
%=
s'n pkef]u
89,504
105,619
117,603
135,954
154,233
175648
^=
s'n cGt/fli{6o Jofkf/
#%@!^=&
$#%!%=(
$^)%!=$
%#%(@=@
^##^%=&
51874.9
s_ ef/t
@)#$$=$
@%&!)=*
#)%@*=^
#$())=^
$!*)#=!
34493.6
v_ cGo d"n's
!$*&@=$
!&*)%=!
!%%@@=*
!*^(@=#
@!%^@=^
17381.2
j:t' tyf ;]jfx?sf] v'b lgof{t
-21,980
-31,990
-32,835
-35,908
-45372
-54302
s_ cfoft
34,254
43,420
45,006
51,295
63,490
77,722
v_ lgof{t
12,274
11,430
12,171
15,386
18,118
23,419
$=
&
*=
s'n kF'hL lgdf{0f
31,303
45,649
51,927
52,689
62,464
71,506
(=
s'n l:y/ kF'hL lgdf{0f
21,104
26,489
29,273
31,738
38,215
44,613
4,428
5,367
6,381
7,156
7,105
9,030
16,676
21,122
22,892
24,563
31,110
35,583
s_ ;/sf/L If]qsf] s'n k'FhL lgdf0f{
v_ lghL If]qsf] s'n k'FhL lgdf{0f
;+ ;+zf]lwt cg'dfg,
k|fk|f/lDes cg'dfg
! k|yd cf7 dlxgf
;|f]tM cfly{s ;j]{If0f, @)&).&!
cfly{s jif{ @)&)&! df k|rlnt d"Nodf s'n k'FhL lgdf0f{df !@=^% k|ltztn] j[l4 eO{ ?= & va{ !% ca{ ^
s/f]8 k'u]sf] 5 . o;}u/L ;ldIff jif{df s'n l:y/ k'FhL lgdf{0f ?= $ va{ $^ ca{ !# s/f]8 k'Ug] cg'dfg 5 . o;
cfly{s jif{df s'n l:y/ k'FhL lgdf{0fdf lghL If]qsf] of]ubfg &(=&^ k|ltzt / ;/sf/L If]qsf] of]ubfg @)=@$
k|ltzt /x]sf] 5 .
k"FhLahf/ l:ylt
cfly{s jif{ @)&)&! df $ jfl0fHo a}+s, @$ ljsf; a}+s, @ ljQ sDkgL, !) aLdf sDkgL / % hnljB't
sDkgL u/L s'n $% ;+ul7t ;+:yfn] ;fwf/0f ;]o/, C0fkq tyf xsk|b ;]o/ u/L s'n ?= & cj{ @^ s/f]8 ^*
nfv &% xhf/ d'No a/fj/sf] k"FhL p7fPsf 5g\ .
cfly{s jif{ @)&)&! df ahf/ k"FhLs/0f ?= !) va{ %& ca{ !& s/f]8 k'u]sf] 5 . ;f] ut cf=j= sf] t'ngfdf
!)%=% k|ltztn] j[l4 ePsf] xf] . ut cfly{s jif{sf] cGtdf ahf/ k"FhLs/0f ?= % va{ !$ ca{ $( s/f]8 /x]sf]
g]kfn lwtf]kq af]8{
lyof] . o; cfly{s jif{df ahf/ k"FhLs/0fsf] s'n ufx{:y pTkfbg;Fusf] cg'kft %$=*@ k|ltzt /x]sf] 5 pQm
cg'kft cl3Nnf] cfly{s jif{df hDdf ##=#^ k|ltzt /x]sf] lyof] .
lwtf]kqsf] sf/f]af/ tkm{ g]kfn :6s PS;r]~hdf cl3Nnf] cfly{s jif{df ?= @@ cj{ % s/f]8 a/fa/sf] lwtf]kqsf]
sf/f]af/ ePsf]df ;dLIff jif{df ?= && cj{ #) s/f]8 a/fa/sf] lwtf]kq sf/f]af/ ePsf]] 5 . ;dLIff jif{df
lwtf]kqsf] sf/f]af/ /sddf ut jif{sf] t'ngfdf @%*=^% k|ltztn] j[l4 cfPsf] 5 .
g]K;] ;"rsf+s jfli{fs ljGb'ut cfwf/df cl3Nnf] cfly{s jif{sf] t'nfgfdf ((=(@ k|ltztn] j[l4 eO{ @)&! c;f/
d;fGtdf !)#^=!! ljGb'df k'u]sf] 5 . ;f] ;"rsf+s cl3Nnf] jif{sf] ;f]xL cjlBdf hDdf #@=(( k|ltztn] j[l4 eO{
%!*=## ljGb'df /x]sf] lyof] . g]kfnsf] lwtf]kq ahf/ ;DaGwL ;"rsf+s tflnsf # df k|:t't ul/Psf] 5 .
tflnsf# lwtf]kq ahf/-k|fylds tyf bf];|f] ahf/_ kl/;"rsx?
ahf/ ;"rsf+sx?
cfly{s jif{
@)^*.^(
;fj{hlgs lgisfzg ;+Vof
@@
;fj{hlgs lgisfzg /sd -?= bznfvdf_
@()@=!*
;"lrs[t ;+ul7t ;+:yfsf] s'n ;+Vof
@!^
;"lrs[t lwtf]kqx?sf] r'Stf d"No -?= bznfvdf_
!!)^!)=()
;"lrs[t lwtf]kqx?sf] ;+Vof -?= xhf/df_
!!$))*!
lwtf]kqsf] jflif{s sf/f]af/ -?= bznfvdf_
!)@&@=&(
s"n sf/f]af/ ePsf] lbg
@#@
sf/f]af/ ePsf] sDkgLsf] ;+Vof
@#)
sf/f]af/ ePsf] s"n ;]o/ ;+Vof -?= xhf/df_
$!$&*=()
sf/f]af/ ;+Vof
@(#$*(
;"lrs[t lwtf]kqsf] ahf/ k'FhLs/0f -?= bznfvdf_
#&!!!%=&$
ahf/ k'FhLs/0fdf sf/f]af/sf] k|ltzt
@=&&
s'n u|fx{:y pTkfbgdf ahf/ k'FhLs/0fsf] k|ltzt
@#=$!
g]K;] kl/;"rs
#*(=&$
*s'n ufx{:y pTkfbg -k|rlnt d"No_sf] ;+zf]lwt cfwf/df
@)^(.&)
#$
!)^*%@=#!
@#)
!@^$*)=^)
!@(&*$!
@@)$*=*&
@#@
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@(@#^^
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# s'n ufx{:y pTkfbg -k|rlnt d"No_ sf] k|f/lDes cg'dfgsf] cfwf/df

;|f]tM cflys{ ;j]{If0f, @)&)&!, g]kfn :6s PS;r]Gh ln= sf] jflif{s sf/f]af/ k|ltj]bg, @)&)&!
g]kfn lwtf]kq af]8{
@= g]kfn lwtf]kq af]8{

@=! p2]Zo tyf sfo{x?M
@! cf}+ ztfAbLdf b]zsf] cfly{s ljsf;sf] cfwf/ :tDesf] ?kdf k"FhLahf/ agL/xFbf g]kfndf klg ljleGg If]qsf
;+ul7t ;+:yfx?n] k"FhLahf/ dfkm{t cfkm"nfO{ cfjZos k"FhL ;+sng u/L 5l/P/ /x]sf] artnfO{ b]z ljsf;sf]
sfo{df k|of]u ub} cfO/x]sf 5g\ . k"FhLahf/sf] ljsf;, lj:tf/ / lgodg u/L Jojl:yt ug{sf nflu g]kfn
;/sf/af6 lj= ;+= @)%) h]i7 @% df :yflkt g]kfn lwtf]kq af]8{n] cfkm\gf] :yfkgfsf] @! jif{ k'/f ul/;s]sf] 5 .
o; cjlBdf af]8{n] lwtf]kqdf nufgL ug]{ nufgLstf{x?sf] lxt ;+/If0f, lwtf]kqsf] lgisfzg, vl/b, laqmL, ljt/0f
/ ljlgdo sfo{nfO{ k|efjsf/L agfpg], lwtf]kq ahf/ / lwtf]kq Joj;fodf ;+nUg JolQmx?sf] sfd, sf/afxLnfO{
lgoldt tyf Jojl:yt ug]{ / lwtf]kq ahf/sf] ljsf;nfO{ cfjZos gLlt lgod th'{df ug]{ sfo{x? ul//x]sf] 5 .
lwtf]kq ;DaGwL P]g, @)^# cg';f/ af]8{sf] d'Vo sfd, st{Jo / clwsf/ b]xfo adf]lhd /x]sf 5gM
lwtf]kq ;fj{hlgs ?kdf lgisfzg ug{ ;Sg] u/L :yfkgf ePsf] ;+ul7t ;+:yfsf] lwtf]kq btf{ ug]{ .
lwtf]kq ;fj{hlgs lgisfzgsf nflu tof/ ul/g] ljj/0fkq :jLs[t ug]{ .
lwtf]kq ahf/ ;+rfng ug{ rfxg] ;+ul7t ;+:yfnfO{ lwtf]kq ahf/ ;+rfng ug{ cg'dlt lbg] .
lwtf]kq ahf/sf] sfd sf/afxLsf] lgodg tyf cg'udg ug]{ .
lwtf]kq Joj;fo ;+rfng ug{ rfxg] sDkgL jf ;+:yfnfO{ lwtf]kq Joj;fo ;+rfng ug{ cg'dltkq lbg] .
lwtf]kq Joj;foLsf] sfd sf/afxLsf] lgodg tyf cg'udg ug{] .
;fd"lxs nufgL sf]if ;+rfng ug{ :jLs[lt lbg] .
lwtf]kq ;DaGwL cfjZos lgod, ljlgod tyf lgb]{lzsfx? agfpg] .
lwtf]kq ljlgdo ahf/, lwtf]kq Joj;foL, lwtf]kq sf/f]af/ tyf ;du| lwtf]kq ahf/sf] ;'k/Lj]If0f tyf
cg'udg ug]{ .
lgodg Joj:yfsf] kfngf gug]{ ;+:yfx?nfO{ P]g, lgod cg';f/ sf/jfxL cufl8 a9fpg] .
lwtf]kq ahf/ ;DaGwdf cWoog, cg';Gwfg u/L lgb]{zg ug]{ tyf r]tgf clej[l4d"ns sfo{qmd ;~rfng
ug]{ .
lwtf]kq ahf/;Fu ;DalGwt ljifodf gLlt tyf sfo{qmd th'{df ug{ g]kfn ;/sf/nfO{ cfjZos k/fdz{
lbg] .
@=@ ;~rfns af]8{

g]kfn lwtf]kq af]8{df ljleGg ;/sf/L tyf lghL If]qsf lgsfox?sf] k|ltlglwTj /xg] u/L & ;b:oLo af]8{ x'g]
Joj:yf lwtf]kq ;DaGwL P]g, @)^# df /x]sf] 5 . af]8{df k"0f{sfnLg sfo{ ug{] u/L g]kfn ;/sf/f/f lgo'Qm
cWoIf x'g'sf ;fy} g]kfn ;/sf/, cy{ dGqfnosf ;x;lrj, g]kfn ;/sf/, sfg'g, Gofo, ;+ljwfg;ef tyf
5
g]kfn lwtf]kq af]8{
;+;bLo Joj:yf dGqfnosf ;x;lrj, g]kfn /fi6 a}+ssf k|ltlglw, g]kfn pBf]u jfl0fHo dxf;+3sf k|ltlglw /
g]kfn rf6{8{ PsfpG6]G6\; ;+:yfsf k|ltlglw tyf lwtf]kq ahf/ Joj:yfkg, kF'hL ahf/ ljsf;, ljQLo jf cfly{s
If]q;Fu ;DalGwt lj1xdWo]af6 g]kfn ;/sf/n] dgf]lgt u/]sf] JolQm ;b:o /xg] Joj:yf /x]sf] 5 .
;dLIff cjlBdf af]8{df k|ltlglwTj ug]{ tLg-#_ hgf af]8{ ;b:ox?sf] kl/j{tg ePsf] 5 . g]kfn ;/sf/, cy{
dGqfnosf] tkm{af6 ;x;lrj >L hGdho /]UdLn] k|ltlglwTj ug'{ePsf]df ldlt @)&!)@@@ b]lv ;x
;lrj >L /fdz/0f lrdf}l/ofn] k|ltlglwTj ug'{ePsf] 5 . g]kfn pBf]u jfl0fHo dxf;+3af6 tTsfnLg
pkfWoIf >L k|bLkh+u kf08]n] k|ltlglwTj ug'{ePsf]df ldlt @)&!)@@@ b]lv xfnsf pkfWoIf >L lbg]z
>]i7n] k|ltlglwTj ug'{ePsf] 5 . ;fy} g]kfn rf6{8{ PsfpG6]G6\; ;+:yfaf6 tTsfnLg pkfWoIf >L g/]Gb|
e/fO{n] k|ltlglwTj ug'{ePsf]df ldlt @)&!)%)$ b]lv xfnsf pkfWoIf >L k|sfz nD;fnn] k|ltlglwTj
ug'{ePsf] 5 . cfly{s jif{ @)&)&! df ;+rfns af]8{sf] a}7s !* k6s a;L k"FhLahf/;Fu ;DalGwt
gLlt lgdf{0f ;DaGwL lg0f{ox? ul/Psf] lyof] .
@=# ;+u7g ;+/rgf
k"FhLahf/sf] bfo/f lbg k|lt lbg a9\b} uO{/x]sf] kl/k|]Iodf lwtf]kq ahf/, ;"lrs[t ;+ul7t ;+:yf, lwtf]kqsf]
s]GLo lgIf]k sDkgL, lgIf]k ;b:o, ;fd"lxs nufgL sf]if, qm]l86 /]l6 sDkgL, lwtf]kq bnfn tyf dr]{06 a}+s/x?
/ ;]o/ /lhi6f/ u/L em08} #%) eGbf a9L sDkgLx?sf] lgodg tyf ;'kl/j]If0f ug'{kg]{ lhDd]jf/L af]8{n] k'/f ub}{
cfO/x]sf] 5 . cfkm\gf] lhDd]jf/LnfO{ k|efjsf/L ?kdf ;DkGg ug{sf nflu af]8{n] cfkm\gf] ;+:yfut Ifdtfdf
;dofg's'n clej[l4 ug'{ kg]{ s'/fnfO{ dWogh/ ub}{ ljBdfg ;+u7g 9fFrfdf k'g/fjnf]sg u/L gofF ;+u7g ;+/rgf
af]8{ ;~rfns ;ldltsf] a}7saf6 kfl/t u/L nfu" ul/Psf] 5 . pQm ;+u7g ;+/rgf cg';f/sf] cfjZos b/aGbL
l;h{gfsf nflu g]kfn ;/sf/, cy{dGqfno ;dIf k]z ul/Psf] 5 . af]8{df xfn hDdf @* hgf sd{rf/Lx? sfo{/t
/x]sf 5g\ . gofF ;+u7g ;+/rgf cg';"rL! df k|:t't ul/Psf] 5 .
@=$ ;ldltx?
af]8{sf] sfd sf/jfxLxnfO{ k|efjsf/L ?kdf ;Dkfbg ug{ tyf cfjZos ;xof]usf nflu af]8{df ljleGg :yfoL
k|s[ltsf ;ldltx sfo{/t /x]sf 5g\ . pQm ;ldltx?n] u/]sf] sfd sf/jfxLx? lgDgfg';f/ /x]sf 5g\ .
@=$=! sfg'g tyf k|jnLs/0f ;ldlt
af]8{af6 tof/ ug{'kg]{ ljleGg lgodfjnL, lgb]{lzsf tyf cGo sfg'gL Joj:yfx?sf] d:of}bf tof/ ug{ tyf af]8{
;dIf k]z ePsf hl6n sfg"gL ljifosf ;DaGwdf cWoog tyf cg';Gwfg u/L k/fdz{ lbgsf] ;fy} lwtf]kq
;DaGwL P]g lgodsf] kfngfnfO{ k|efjsf/L u/fpg] h:tf sfd sf/afxLsf] nflu g]kfn ;/sf/, sfg"g, Gofo,
;+ljwfg;ef tyf ;+;bLo Joj:yf dGqfnoaf6 k|ltlglwTj ug'{ x'g] af]8{ ;b:o ;+of]hs /x]sf]] sfg'g tyf
k|jnLs/0f ;ldlt
6
(Legal and Enforcement Committee)
g]kfn lwtf]kq af]8{
af]8{df /x]sf] 5 . pQm ;ldltdf af]8{sf] lgodg ljefu

tyf sfg"g ljefusf k|d'v ;b:o tyf Ps lj1 ;b:o x'g'x'G5 . cfly{s jif{ @)&)&! df pQm ;ldltn] lgDg
sfo{x? u/]sf] 5 .
s_ lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)^% sf] k'g/fjnf]sg u/L ;'wf/sf] nflu gofF lgodfjnL
k|:tfj u/]sf] .
v_ a:t' ahf/ sf/f]af/nfO{ lgodg ug]{ ;DaGwdf ljw]ossf] d:of}bf tof/ u/]sf] .
@=$=@ ljQLo k|zf;g tyf ;"rgf ljZn]if0f ;ldlt
af]8{sf] jflif{s sfo{qmd tyf ah]6 tof/ u/L clGtd ?k lbg, jflif{ s ah]6 tyf vr{sf] cfjlws ?kdf
k'g/fjnf]sg ug{ tyf n]vfkl/Ifsaf6 k|fKt n]vfk/LIf0f k|ltj]bg cWoog u/L ;f] ;DaGwL k|To'Q/ d:of}bfnfO{
clGtd ?k lbO{ n]vfk/LIf0f k|ltj]bgnfO{ clGtd ?k lbg] tyf ljQLo ;"rgf ljZn]if0f / ljQLo k|zf;g ;DaGwL
cGo sfo{x? ug{ af]8{df ljQLo k|zf;g tyf ;"rgf ljZn]if0f ;ldlt /x]sf] 5 . pQm ;ldltdf g]kfn rf6{8
PsfpG6]G6;\ ;+:yfaf6 af]8{df k|ltlglw ug'{x'g] af]8{ ;b:o ;+of]hs /xL af]8{sf] Joj:yfkg ljefu tyf ljQLo
;"rgf ljZn]if0f ljefusf k|d"v / af]8{sf] ljQ zfvf x]g]{ zfvf k|d"v ;b:o ;lrj /x]sf 5g\ . cfly{s jif{
@)&)&! df pQm ;ldltn] b]xfo adf]lhdsf] sfo{x? u/]sf] 5 .
s_ af]8{sf] cfly{s jif{ @)&!&@ sf] jflif{s sfo{qmd tyf ah]6sf] d:of}bf tof/ u/]sf] .
v_ n]vfk/LIfsaf6 k|fKt k|ltj]bgsf] cWoog u/L k|To'Q/ tof/ u/]sf] .
u_ af]8{sf] nufgL of]Uo /sdnfO{ ljleGg a}+sx?df /fVgsf nflu l;kmfl/z u/]sf] .
3_ af]8{df /x]sf] df}Hbft k|ltkmn k|fKt x'g] cf}hf/df nufgL u/]sf] .
@=$=# n]vfk/LIf0f ;ldlt
af]8{sf] ljQLo ljj/0fsf] k'g/fjnf]sg ;DaGwdf ;+rfns ;ldltnfO{ ;xof]u ug{, af]8{sf] lgod kfngfsf]
cj:yfsf] k'g/fjnf]sg ;DaGwdf ;+rfns af]8{nfO{ ;xof]u k'/\ofpg, cfly{s kf/blz{tf / ;+:yfut z';f;gnfO{
dha''t agfpg, cfGtl/s n]vfk/LIfssf] lgo'lQm ug{, kfl/>lds tyf ;'ljwf lgwf{/0f ug{, :jtGq n]vfk/LIfssf]
n]vfk/LIf0f k|s[of lgwf{/0f ug{ tyf d"Nofs+g ug]{ h:tf sfo{x? ug{sf nflu g]kfn rf68{ PsfpG6]G6;\ ;+:yfaf6
af]8{df k|ltlglwTj ug'{x'g] af]8{ ;b:o ;+of]hs /xL, g]kfn /fi6 a}+ssf] tkm{af6 af]8{df k|ltlglwTj ug'{x'g] af]8{
;b:o tyf af]8{sf] sfg"g ljefusf k|d'v ;b:o /xg] u/L af]8{df ldlt @)&))^@) df n]vfk/LIf0f ;ldlt
u7g ul/Psf] 5 .
@=% ljQLo l:ylt

cfly{s jif{ @)^^)^& ;Dd g]kfn ;/sf/sf] ljQLo cg'bfgdf ;~rfng ePsf] af]8{ cfly{s jif{ @)^&)^*
b]lv k"0f{?kdf cfkm\gf] cfDbfgLaf6 ;~rfng x'Fb} cfO{/x]sf] 5 . af]8{sf] k|d'v cfly{s ;|f]t lwtf]kq btf{, ljj/0fkq,
ckm/ 8s'd]G6 tyf xsk|b ;]o/ lgisfzg ;DaGwL ljj/0fxsf] k|zf]wg z"Ns, lwtf]kq sf/f]af/ z"Ns, lwtf]kq
7
g]kfn lwtf]kq af]8{
ahf/ tyf lwtf]kq Joj;foL cg'dltkq tyf gjLs/0f z"Ns, lwtf]kq Joj;fo z"Ns, lgj]bg b:t'/, ;fd"lxs
nufgL sf]if tyf s]Gb|Lo lgIf]k sDkgL cg'dlt tyf gjLs/0faf6 k|fKt x'g] cfDbfgL cflb /x]sf 5g\ .
cfly{s jif{ @)&)&! df af]8{sf] s'n cfo ?= * s/f]8 %& nfv (# xhf/ /x]sf] 5 eg] s'n Joo ?= $ s/f]8
!& nfv ^% xhf/ % ;o /x]sf] 5 . cfDbfgL tkm{ ljz]if\t lwtf]kq btf{ tyf lgisfzgsf nflu :jLs[tL k|bfg ubf{,
;fd"lxs nufgL sf]if, qm]l86 /]l6, l;l8P; sDkgL, lwtf]kq ahf/ cg'dlt kq, dr]{G6 a}ls tyf a|f]s/ k|df0fkq
gljs/0f, lwtf]kq sf/f]af/ b:t'/, cfj]bg z'Ns, ljj/0fkq k|zf]wg z'Ns / k|df0fkq btf{ z'Ns af6 ?= ^ s/f]8
$^ nfv $% xhf/ cfDbfgL ePsf] lyof] eg] vr{ tkm{ d'VotM sd{rf/L / cGo k|zf;lso vr{ tkm{ ?= $ s/f]8
!& nfv ^% xhf/ vr{ ePsf] lyof] . ut cfly{s jif{ @)^(&) df af]8{sf] s'n cfo ?= * s/f]8 $^ nfv @*
xhf/ lyof] eg] s'n Joo ?= $ s/f]8 !& nfv #* xhf/ $ ;o !( /x]sf] lyof] . cf=j= @)^(&) sf] t'ngfdf
ahf/df ;fj{hlgs lgisfzg ug]{ ;+ul7t ;+:yfx?sf] ;+Vof a[l4 tyf bf];|f] ahf/ sf/f]af/df ePsf] j[l4n] artdf
j[l4 ePsf] xf] . af]8{sf] cfly{s jif{ @)&)&! sf] jf;nft, cfoJoo ljj/0f tyf gub k|jfx ljj/0f cg';"rL@
df k|:t't ul/Psf] 5 .
@=^ cGt{/fli6o ;DaGw

g]kfn lwtf]kq af]8{n] lwtf]kq ahf/;Fu ;DalGwt ljleGg cGt/fli6o ;+3 ;:yfx?;Fu lg/Gt/ ;DaGw /fVb} cfPsf]
5 . lwtf]kq nufgLstf{sf] lzIff tyf ;r]tgf ;DaGwdf cfjZos 1fg tyf ;"rgfx cfbfg k|bfg ug]{ /
nufgLstf{sf] lzIff tyf ;r]tgf ;DaGwdf ;xof]u / ;dGjo ug]{ p2]Zon] ;g @)!) df :yflkt
Investor Education (AFIE)
Asia Forum for
sf] ;+:yfks ;b:osf] ?kdf e"ldsf lgjf{x u/L af]8{ pQm ;+:yfsf] ;b:o /x]sf] 5 .
lwtf]kqsf] s]Gb|Lo lgIf]k k|0ffnL ;+rfngsf nflu cfjZos

kf6{g/ ;b:otf af]8{n] k|fKt u/]sf] 5 . af]8{af6
Association of National Numbering Agencies (ANNA)
International Securities Identification Number(ISIN) gDa/
sf]
hf/L
ug{sf nflu l;l8P; P08 lSnol/ ln= nfO{ clwsf/ k|Tofof]hg ul/Psf]df pQm ln= n] ;dLIff cjlBdf ljleGg
sDkgLsf]
ISIN
gDa/ k|bfg u/]sf] 5 . ;fy} af]8{af6
ANNA
n] cfof]hgf ug]{ a}7s tyf ;]ldgf/x?df ;xeflutf
/xFb} cfPsf] 5 .
af]8{af6 lwtf]kq ahf/ lgodg lgsfoxsf] cGt/f{li6o ;+:yf
(IOSCO)
International Organization of Securities Commission
sf] klg ;b:otf lng] ;DaGwdf cWoog ul//x]sf] 5 . ;fy} ljZj a}+s, PlzofnL ljsf; a}+s tyf
Pacific Economic Cooperation
tyf ljleGg b]zsf lwtf]kqsf] lgofds lgsfox?n] cfof]hgf ug]{ k'FhLahf/ ;DaGwL
sfo{qmdxdf af]8{sf] tkm{af6 ;xeflutf /xb} cfPsf] 5 .
g]kfn lwtf]kq af]8{
Asia
@=& cfly{s jif{ @)&)&! sf] ah]6 jQmJodf k"FhLahf/

g]kfn ;/sf/sf] cfly{s jif{ @)&)&! sf] ah]6 aQmJodf g]kfnsf] k"FhLahf/ ljsf; ;DaGwdf lgDgfg';f/sf
sfo{qmdx? lgwf{/0f ul/Psf] lyof] .
ljQLo :yfloTj sfod ug]{, ljQLo kx'Fr a9fpg] / ljQLo If]qsf] ljsf; Pjd lj:tf/af6 b|'t cfly{s j[l4
xfl;n ug{ ;3fp k'/\ofpg] / a}+s ljQLo ;+:yfx?sf] u'0ffTds ljsf; Pj+ k"FhLahf/ tyf aLdf If]qsf]
;du| kIfnfO{ ;'b[9 agfpg ljQLo If]q ljsf; /0fgLlt tof/ ul/g]5 .
k"FhLahf/df ;xeflutf a9fpg lwtf]kq sf/f]af/nfO{ ;/n / ;xh agfO{g] 5 . g]kfn :6s PS;r]~hsf]
sf/f]af/nfO{ ljB'tLo dfWodaf6 ;~rfng ul/g] 5 . k"FhLahf/df ;+:yfut tyf u}/ cfj;Lo g]kfnLx?sf]
nufgL cfslif{t ul/g] 5 .
7"nf k"jf{wf/ cfof]hgfx?df bL3{sfnLg nufgLsf nflu pRr:t/sf] qm]l86 /]l6+u ePsf cGt{/fli6o
;+:yfx?nfO{ :yfgLo d'b|fdf C0fkq hf/L ug{ lbg] Joj:yf ldnfOg] 5 .
sdf]l86L ahf/sf] lgodg g]kfn lwtf]kq af]8{n] ug]{ u/L cfjZos Joj:yf ldnfOg] 5 .
ah]6 aQmJo dfkm{t 3f]lift sfo{qmdx?sf ;DaGwdf af]8{af6 b]xfo cg';f/sf sfo{x? ul/Psf] 5 .
g]kfn ;/sf/af6 tof/ e}/x]sf] ;du| ljQLo If]q ljsf; /0fgLlt cGt{ut k"FhLahf/;Fu ;DalGwt /0fgLlt
tof/Lsf nflu af]8{df Ps pk;ldlt u7g ul/Psf] 5 . ;f] ;ldltn] k"FhLahf/ ljsf; /0fgLlt tof/L u/L
k|fljlws ;ldltdf k]z u/]sf] 5 .
g]kfn lwtf]kq af]8{sf] % jif]{ /0flgtLs of]hgf-@)!@@)!&_ tof/ ePsf]df ;f] df /x]sf sfo{qmdx?nfO{
af]8{sf] jflif{s sfo{qmddf ;dfj]z u/L sfof{Gjog ul//x]sf] 5 .
k"FhLahf/df ;xeflutf a9fpg o; cfly{s jif{ b]zsf ljleGg !# :yfgdf nufgLstf{ k|lzIf0f
sfo{qmdx? ;DkGg ul/Psf] 5 .
g]kfn :6s PS;r]~h ln= sf] sf/f]af/ k|0ffnLnfO{ cfw'lgsLs/0f ug{sf nflu g]kfn :6s PS;r]~hnfO{
lgb]{zg lbOPsf] 5 tyf sf/f]af/ z'Ns k'g/fjnf]sg ;DaGwdf g]K;]nfO{ pQm ;+:yfsf] sf/f]af/
ljlgodfjnL tof/ u/L k]z ug{ lgb]{zg lbOPsf]df pQm ln= n] o; ;DaGwdf cWoog ul//x]sf] /
k|ltj]bg k|fKt eP kZrft cfjZos sfo{ ul/g] hfgsf/L u/fPsf] 5 .
k"FhLahf/df ;+:yfut tyf u}/ cfj;Lo g]kfnLx?sf] nufgL cfslif{t ug{sf nflu ;Da4 kIfx?;Fu
5nkmn tyf cGt/ls|of sfo{qmdx? cfof]hgf ul/Psf] 5 .
sdf]l86L ahf/sf] lgodgsf nflu af]8{af6 ul7t sfg"g k|jnLs/0f ;ldltn] tof/ u/]sf] a:t' ahf/
;DaGwL P]gsf] d:of}bfdf ;/f]sf/jfnfsf] /fo ;'emfj lngsf] nflu cGt/s[of sfo{qmd ;d]t u/L
d:of}bfnfO{ clGtd ?k lbOPsf] 5 .
9
g]kfn lwtf]kq af]8{
@=* cg'dltkq k|bfg tyf gjLs/0f

@=*=! lwtf]kq bnfn Joj;foLx?sf] cg'dltkq gjLs/0f
lwtf]kq ;DaGwL P]g, @)^# tyf lwtf]kq Joj;foL -lwtf]kq bnfn, lwtf]kq Jofkf/L tyf ahf/ lgdf{tf_
lgodfjnL, @)^$ sf] lgod * df /x]sf] Joj:yf adf]lhd %) lwtf]kq bnfn Joj;foLx?af6 cg'dltkq
gjLs/0fsf nflu lgj]bg k|fKt ePsf]df ;Dk"0f{ lwtf]kq bnfn Joj;foLx?sf] cg' dltkq gjLs/0f ul/Psf] 5 .
cg'dltkq gjLs/0f u/]sf lwtf]kq bnfn Joj;foLxsf] gfdfjnL cg';"rL( df k|:t't ul/Psf] 5 . af]8{af6
;dLIff jif{df s'g} klg sDkgLnfO{ lwtf]kq bnfn Joj;fo ug{sf nflu cg'dltkq k|bfg ul/Pg .
@=*=@ g]kfn :6s PS;r]Gh lnld6]8sf] cg'dltkq gjLs/0f
lwtf]kq ;DaGwL P]g, @)^# tyf lwtf]kq ahf/ ;+rfng lgodfjnL, @)^$ sf] Joj:yf cg';f/ g]kfn :6s
PS;r]Gh ln= af6 cg'dltkq gjLs/0fsf nflu lgj]bg k|fKt ePsf]df pQm lnld6]8sf] cg'dltkq gjLs/0f
ul/Psf] 5 .
@=*=# dr]{G6 a}+s/sf] cg'dltkq k|bfg, gjLs/0f / vf/]hL
cfly{s jif{ @)&)&! df dr]{G6 a}+s/ sfo{sf nflu cg'dlt k|fKt ug]{ sDkgLsf] ;+Vof !$ /x]sf] 5 . ;dLIff
cjlBdf af]8{af6 >L s[lt Soflk6n P08 OGe]id]G6\; ln= nfO{ nufgL Joj:yfkg ;DaGwL sfo{ ug{sf nflu
cg'dltkq k|bfg ul/Psf] 5 .
;dLIff jif{df !# j6f dr]{G6 a}+s/xsf] cg'dltkq gjLs/0f ul/Psf] 5 . af]8{af6 cg'dltkq k|fKt dr]{G6 a}+s/
;DaGwL ljj/0f cg";'rL!) df k|:t't ul/Psf] 5 .
;dLIff jif{df >L Pg=P;= Pd= dr]{G6 a}+ls P08 OGe]i6d]G6 ln= n] dr]{G6 a}ls Joj;fo gug]{ egL lg0f{o u/L
af]8{ ;dIf cg'dltkq vf/]hLsf nflu lgj]bg k]z u/]sf]n] pQm ln= sf] cg'dltkq af]8{af6 vf/]h ul/Psf] 5 .
;fy} >L :6s Dofg]hd]G6 P08 l8= lk= ln= n] ;d]t ;f] Joj;fo gug]{ egL lg0f{o u/L af]8{ ;dIf dr]{G6 a}+ls
sfo{sf] cg'dltkq vf/]hLsf nflu lgj]bg k]z u/]sf]n] pQm ln= sf] cg'dltkq ;d]t vf/]hLsf] qmddf /x]sf] 5 .
@=*=$ lgIf]k ;b:o btf{
lwtf]kq ahf/df ;"lrs[t ePsf tyf ljB'tLo dfWoddf lgIf]k ug{ ldNg], ljt/0f jf afF8kmfF8 ePsf, lwtf]kq jf
pks/0fx ;DalGwt lwtf]kqwgLaf6 cfgf] lhDdfdf lnO{ lwtf]kqwgLxsf] lwtf]kq;DaGwL lxtu|fxL vftf /fVg]
tyf lwtf]kq jf pks/0fxsf] gfd;f/L jf vftfdf clen]v s]Gb|Lo lgIf]k sDkgL dfkm{t ul/G5 . lwtf]kq
ahf/df ;"lrs[t ePsf tyf ljB'tLo dfWoddf lgIf]k ug{ ldNg], ljt/0f jf af6Fkmf8F ePsf lwtf]kq jf
pks/0fx? ;DalGwt lwtf]kq wgLx?af6 cfkm\gf] lhDdfdf lnO{ lwtf]kqwgLx?sf] lwtf]kq ;DaGwL lxtu|fxL vftf
10
g]kfn lwtf]kq af]8{
vf]Ng] tyf lwtf]kq jf pks/0fx?sf] gfd;f/L jf vftfdf clen]v /fVg] sfo{sf nflu af]8{df lgIf]k ;b:o sfo{sf
nflu cg'dlt k|bfg ul/G5 . o:tf lgIf]k ;b:ox?dfkm{t nufgLstf{x?n] lwtf]kqdf nufgL ug{ l8Dof6 PsfpG6
vf]nL lwtf]kqsf] s]Gb|Lo lgIf]k k|0ffnLdf cfj4 x'g] cj;/ k|fKt x'G5 . cfly{s jif{ @)&)&! ;Dd af]8{af6
lwtf]kqsf] s]Gb|Lo lgIf]k ;]jf lgodfjnL, @)^& sf] Joj:yf adf]lhd lgIf]k ;b:osf] sfd ug{ rfxg] ljleGg
If]qsf hDdf !$ j6f sDkgLx?nfO{ lgIf]k ;b:osf] ?kdf btf{ u/L k|df0fkq k|bfg ul/Psf] 5 .
@=*=% q]ml86 /]l6 sDkgLsf] cg'dltkq gjLs/0f
lwtf]kq lgisfzgstf{ sDkgLx?sf] ;du| ljQLo ljj/0f, sfo{ ;Dkfbg tyf Joj:yfkg / ;'zf;gsf] cj:yf
cflbsf] uxg cWoog tyf cg';Gwfg u/L d"Nofs+g ug]{ k|0ffnLnfO{ qm]l86 /]l6 elgG5 . pQm d"Nofs+gnfO{
ljleGg ;f+s]lts efiffdf ;/n ?kn] a'em\g ;lsg] u/L k|:t't ul/g] x'Fbf ;j{;fwf/0f nufgLstf{x?nfO{ nufgL ug'{
k"j{ ;DalGwt sDkgLx?sf] l:ylt af/] a'em\g / nufgLsf] hf]lvdnfO{ Go"gLs/0f ug{ ;d]t ;xof]u k'Ub5 . g]kfndf
q]ml86 /]l6 lgodfjnL, @)^* sf] Joj:yf adf]lhd >L Oqmf g]kfn ln= nfO{ q]ml86 /]l6 ;]jf ;+rfngsf nflu
cg'dltkq k|bfg ul/Psf]df pQm ;:+yfsf] cg'dlt kq gjLs/0f ul/Psf] 5 .
@=( sfg'gL Joj:yf tyf k|jnLs/0f

@=(=! sfg'gL Joj:yf
@=( =!=! a:t' ljlgdo ahf/ ;DaGwL ljw]ossf] d:of}bf
a:t' ahf/sf] lgodg g]kfn lwtf]kq af]8{n] ug]{ g]kfn ;/sf/sf] gLlt tyf ah]6 aQmJodf ;d]t pNn]v ul/P
adf]lhd af]8{af6 tof/ ul/Psf] a:t' ahf/ ;DaGwL P]gsf] d:of}bfdf ;/f]sf/jfnfsf] /fo ;'emfj lngsf] nflu
cGt/s[of sfo{qmd ;d]t u/L d:of}bfnfO{ clGtd ?k lbOPsf] 5 .
@=(=!=@ ;fd"lxs nufgL sf]if lgodfjnL, @)^& df ;+zf]wg
;fd"lxs nufgL sf]if lgodfjnL, @)^& df bf];|f] ;+zf]wgsf] nflu g]kfn ;/sf/, cy{ dGqfno ;dIf k]z ul/Psf]
5.
@=(=!=# lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&) sf] d:of}bf
lwtf]kq btf{ tyf lgisfzg k|lqmofnfO{ ;do;fk]If ;'wf/ tyf Jojl:yt / ;/n agfpgsf] nflu gofF lwtf]kq btf{
tyf lgisfzg lgodfjnL, @)&) sf] d:of}bf af]8{ ;dIf k|:t't ePsf] tyf af]8{sf] lgb]{zg cg';f/
;/f]sf/jfnf;Fu /fo ;'emfj lng af]8{sf] j]a;fO6df ;d]t /flvO;s]sf] / xfn k|fKt /fo ;'emfj adf]lhd cGo
kl/dfh{g ug]{ qmddf /x]sf] 5 .
@=(=!=$ lwtf]kq sf/f]af/ /fkm;fkm tyf km5\of}+6 ljlgodfnLdf ;+zf]wg
s]Gb|Lo lgIf]k ;]jfnfO{ Jojl:yt ?kdf ;~rfng ug{ s]Gb|Lo lgIf]k ;]jf sDkgLsf] lwtf]kq sf/f]af/ /fkm;fkm tyf
km5\of}+6 ljlgodfjnL, @)&) df ;+zf]wgsf nlfu af]8{ ;dIf k]z ePsf]df ;f]df :jLs[tL k|bfg ul/Psf] 5 .
11
g]kfn lwtf]kq af]8{
@=( =!=% clgjfo{ e|d0f-:jb]z_ ljbf sfo{ljlB

g]kfn lwtf]kq af]8{ sd{rf/L ;]jf zt{ lgodfjnL, @)^* sf] Joj:yf adf]lhd af]8{df sfo{/t sd{rf/Lx?sf] nflUf
clgjfo{ e|d0f-:jb]z_ ljbf ;DaGwL sfo{ljlw agfO{ nfu" ul/Psf] 5 .
@=(=@ sfg'gL k|jnLs/0f
@=(=@=! af]8{ lj?4 k/]sf] d'2fsf] lsgf/f
cfly{s jif{ @)&)&! df af]8{nfO{ ljkIfL jgfO{ ljleGg cbfntx?df -;jf]{Rr cbfnt, k"g/fj]bg cbfnt /
lhNnf cbfnt_ bfo/ ePsf cf7-*_ j6f d'2f dfldnfdf af]8{sf] tkm{af6 k'k{If -lnlvt hjfkm, k|ltpQ/ kq /
ax; k}/jL cflb_ ul/Psf]df b'O{ d'2f vf/]h ePsf] / cGo d'2fx? xfn cbfntdf larf/fwLg cj:yfdf /x]sf 5g] .
@=(=@=@ u'gf;f] ;dfwfg
cfly{s jif{ @)&)&! df af]8{df ;j{;fwf/0f nufgLstf{x?sf tkm{af6 lwtf]kqsf] sf/f]af/ ;DaGwL, g]kfn
a+unfb]z a}+ssf] ;]o/ lalqm eO{ gfdf;f/L gePsf] nufotsf ljleGg ^ j6f u'gf;fx? k|fKt ePsf] / u'gf;f]
;dfwfgsf] nflu cfjZos hfgsf/L dfu u/L u'gf;fx? ;dfwfg ul/Psf] 5 .
@=!) ;'k/Lj]If0f tyf cg'udg

@=!)=! k|fylds lgisfzgsf] cg'udg
lwtf]kqsf] ;fj{hlgs lgisfzg sfo{sf] u}/:ynut cg'udg cGt{ut lwtf]kq ;DaGwL lgodfjnL tyf
lgb]{lzsfdf ePsf] Joj:yfcg';f/ cfj]bg kmf/fd ;+Vof tyf /sd ;+sng, ljj/0f tf]lsPsf] ;doleq k]z
ePgePsf], ;+sng s]Gb|af6 k|fKt ljj/0f tyf lgisfzg tyf laqmL k|aGwsaf6 af]8{df k]z ul/Psf] kl5Nnf]
ljj/0fdf km/s ePgePsf], laqmL aGb ePsf] !% lbgleqdf 8fkm\6 ;DaGwL ljj/0f af]8{df k]z ePgePsf],
;+slnt /sd laqmL aGb ePkl5 tf]lsPsf] ;doleq tf]lsPsf] ;do;Ddsf nflu g]kfn /fi6 a}+sdf hDdf
u/]gu/]sf], lwtf]kq afF8kmf6sf] gd"gf afF8kmf+6 ug'{eGbf tLg sfo{lbg cl3 af]8{df k]z u/]gu/]sf], lwtf]kqsf]
afF8kmf6 tyf lkmtf{ e'QmfgL tf]lsPsf] ;doleq u/]gu/]sf], ;+slnt /sd lgisfzg a}+sdf hDdf u/]sf] ;DaGwL
ljj/0f af]8{df k]z ePgePsf], tf]lsPsf] ;doleq ;]o/sf] ;"rLs/0fsf nflu lgj]bg lbP glbPsf] ;DaGwdf
lgoldt ?kdf cg'udg ug]{ ul/Psf] 5 .
@=!)=@ lwtf]kq sf/f]af/sf] cg'udg

lwtf]kq bf];|f] ahf/sf] sf/f]af/nfO{ lgoldt / Jojl:yt u/fpg af]8{af6 g]kfn :6s PS;r]Gh ln= ;F u l;wf
;Dks{ :yflkt u/L ljB'tLo dfWod dfk{mt tTsfn} ;'k/Lj]If0f ug]{ k|0ffnL
(Real Time Surveillance)
ljsf; ul/Psf]
5 . af]8{af6 lgodlt ?kdf sf/f]af/sf] cg'udg tyf lg/LIf0f ug]{ ul/Psf] 5 / sf/f]af/ e}/x]sf] ljj/0fsf]
cWoog u/L z+sf:kb sf/f]af/ gf]6 ug]{ tyf cfjZostf cg'?k ;DalGwt lwtf]kq bnfnnfO{ ljj/0f :ki6 ug{
12
g]kfn lwtf]kq af]8{
nufpg] ul/Psf] 5 . ;f] k|0ffnL dfk{mt af]8{af6 k|To]s lbg lwtf]kq sf/f]af/ ug]{ AolQm tyf ;+:yf nufot
sf/f]af/ ePsf] ;+ul7t ;+:yf, sf/f]af/ d'No / ;]o/ ;+Vof ;DaGwdf cg'udg ug]{ ul//x]sf] 5 .
lwtf]kqsf] bf];|f] ahf/ sf/f]af/ cg'udgsf qmddf b}lgs sf/f]af/ ;DaGwL ;+lIfKt k|ltj]bg, ;fKtflxs sf/f]af/sf]
;+lIfKt k|ltj]bg, Ans sf/f]af/ ;DaGwL k|ltj]bg, ;fKtflxs ?kdf lwtf]kq bnfnx?sf] s'n sf/f]af/ /sd ;DaGwL
;+lIfKt ljj/0f, tLg dlxgfeGbf j9L ;do;Dd sf/f]af/ x'g g;s]sf lwtf]kqx?sf] ljj/0f, ;+:yfks ;]o/
sf/f]af/sf] clen]v tof/ ug'{sf ;fy} lgoldt ?kdf cfjZostf cg';f/ dr]{G6 a}+s/x?n] ug]{ sf/f]af/sf] clen]v
tof/ ug]{ u/]sf] 5 .
@=!)=# dr]{G6 a}+s/sf] ljj/0f k|jfxsf] cg'udg

dr]{G6 a}+s/n] cfly{s jif{ ;dfKt ePsf] # dlxgf leq cfkm"n] u/]sf] lwtf]kq sf/f]af/;lxt gfkmf gf]S;fg lx;fj,
jf;nft tyf gub k|jfx ljj/0f ;lxtsf] jflif{s k|ltj]bg af]8{ ;dIf k]z ug{'kg{] Joj:yf /x]sf]df !) dr]{G6
a}+s/n] cf=j= @)^(&) sf] jflif{s k|ltj]bg af]8{df k]z u/]sf 5g . o; cfly{s jif{df !$ lgisfzg tyf laqmL
k|aGwsx? dWo] * j6f sDkgLx?n] dfq lwtf]kq lgisfzg tyf laqmL k|aGw ;DaGwL sfo{ u/]sf 5g\ .
@=!)=$ lwtf]kq ahf/sf] ljj/0f k|jfxsf] cg'udg

lwtf]kq ahf/ ;~rfng lgodfjnL, @)^$ n] lwtf]kq ahf/n] k|To]s cfly{s jif{ ;dfKt ePsf] tLg dlxgfleq
pQm cfly{s jif{sf] n]vfk/LIf0f ePsf] ljQLo ljj/0f / jflif{s k|ltj]bg, k|To]s q}dfl;s cjlw ;dfKt ePsf] #)
lbgleq q}dfl;s k|ltj]bg k]z ug'{kg]{ Joj:yf u/]sf] 5 . pQm Joj:yf cGt{ut g]kfn :6s PS;r]~h lnld6]8af6
cf=j= @)^(&) sf] jflif{s k|ltj]bg, n]vfk/LIf0f k|ltj]bg / q}dfl;s k|ltj]bgx? af]8{df k|fKt ePsf 5g\ .
@=!)=% lwtf]kq bnfn Joj;foLsf] ljj/0f k|jfxsf] cg'udg

lwtf]kq Joj;foL -lwtf]kq bnfn, lwtf]kq Jofkf/L tyf ahf/ lgdf{tf_ lgodfjnL, @)^$ df lwtf]kq bnfn
Joj;foLx?n] cfkm\gf]] lwtf]kq sf/f]af/ nufot gfkmf gf]S;fg lx;fj, jf;nft, gub k|jfx ljj/0f ;lxtsf] jflif{s
k|ltj]bg cfly{s jif{ ;dfKt ePsf] # dlxgf leq af]8{;dIf k]z ug{'kg{] Joj:yf /x]sf] . af]8{af6 cg'dlt k|fKt %)
lwtf]kq bnfn Joj;foLx? dWo] $* lwtf]kq bnfnx?n] cfly{s jif{ @)^(&) sf] jflif{s ljj/0f af]8{ ;dIf k]z
u/]sf 5g\ . cl3Nnf] cfly{s jif{df ;d]t $* lwtf]kq bnfn Joj;foLx?n] To:tf] ljj/0f af]8{ ;dIf k]z u/]sf
lyP . af]8{df k|ltj]bg k]z gug]{ @ lwtf]kq bnfn Joj;foLx? >L 8fOgflds dgL Dofg]h/ ;]So'/Ll6h k|f= ln= /
>L ;'Gwf/f ;]So'/Ll6h ln=nfO{ ;f] k|ltj]bg cljnDa af]8{df k]z ug{sf nflu kqfrf/ ul/Psf] tyf cfufdL lbgdf
;dodf g} ljj/0f k]z ug{sf nlu ;r]t u/fO{Psf] 5 . lwtf]kq bnfn Joj;foLx?sf] jflif{s ljj/0f k|jfx ;DaGwL
ljj/0f cg'';"rL!! df k|:t't ul/Psf] 5 .
13
g]kfn lwtf]kq af]8{
lwtf]kq Joj;foL -lwtf]kq bnfn, lwtf]kq Jofkf/L tyf ahf/ lgdf{tf_ lgodfjnL, @)^$ df lwtf]kq bnfn
Joj;foLx?n] k|To]s q}dfl;s cjlB ;dfKt ePsf] tL; lbgleq q}dfl;s k|ltj]bg af]8{ ;dIf k]z ug'{kg]{ Joj:yf
/x]sf]df cfly{s jif{ @)&)&! df $^ n] k|yd q}dfl;s k|ltj]bg, $% n] bf];|f] q}df; k|ltj]bg, $* n] t];|f]
q}dfl;s ljj/0f / $% lwtf]kq bnfn Joj;foLx/n] rf}yf] q}dfl;s ljj/0f af]8{ ;dIf k]z u/]sf 5g\ . cl3Nnf]
cfly{s jif{df $* lwtf]kq bnfn Joj;foLx?n] k|yd q}dfl;s k|ltj]bg, $( bnfn Joj;foLn] bf];|f] / t];|f]
q}dfl;s ljj/0f tyf $^ n] rf}yf] q}dfl;s ljj/0f af]8{ ;dIf k]z u/]sf lyP . ;dodf g} ljj/0f ga'emfpg]
Joj;foLx?nfO{ ;dod} ljj/0f a'emfpgsf nflu ;r]t u/fpFb} kqfrf/ ul/Psf]d f o; jif{ ljj/0f k|jfx ug]{
lwtf]kq bnfn Joj;foLx?sf] ;+Vof j[l4 ePsf] 5 . o; ;DaGwL ljj/0f cg';"rL!@ df k|:t't ul/Psf] 5 .
@=!)=^ lwtf]kq bnfn Joj;foLx?sf] :ynut lg/LIf0f

af]8{af6 lwtf]kq ;DalGw P]g lgodsf] kfngf ;DaGwdf lwtf]kq ahf/ / lwtf]kq Joj;foLx?sf]-lwtf]kq bnfn,
dr]{G6 a}+s/_ sfd sf/jfxL tyf ultljlwx?sf] :ynut tyf u}/:ynut ;'k/Lj]If0f
Supervision)
(Onsite and Offsite
ub}{ cfO{/x]sf] 5 . o; cfly{s jif{df af]8{af6 ldlt @)&))$)@ b]lv @)&))%)( ;Dd
;Dk"0f{ lwtf]kq bnfn Joj;foLx?sf] -%) j6f_ :ynut lg/LIf0f tyf cg'udg ul/Psf] 5 . To;}u/L $ j6f
dr]{G6 a}+s/x?sf] :ynut cg'udg tyf lg/LIf0f ul/Psf] 5 . :ynut lg/LIf0fsf] qmddf lwtf]kq Joj;foLx?n]
P]g, lgoddf pNn]v eP adf]lhd /fVg'kg]{ ljj/0f tyf sfuhft cBfjlws /fv]g/fv]sf], lwtf]kq v/Lb shf{sf
nflu ul//x]sf cEof;, tyf ;DklQ z'4Ls/0f;Fu ;DalGwt ljifodf ckgfpg'kg]{ ;hutf ckgfPgckgfPsf]
;DaGwdf s]Gb|Lt ul/Psf] lyof] . cg'udg tyf lg/LIf0fsf qmddf sdL sdhf]/L b]lvPsf @@ lwtf]kq bnfn
Joj;foLx?nfO{ ;f] ;'wf/sf nflu lgb]{zg lbO{ ;f] sf] lg/Gt/ cg'udg ul/Psf] 5 .
@=!)=& ;"rLs[t ;+ul7t ;+:yfx?sf] ljj/0f k|jfxsf] cg'udg

lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)^% sf] lgod @@ sf] pklgod -!_ adf]lhd af]8{df lwtf]kq btf{ u/]sf
;+ul7t ;+:yfn] k|To]s cfly{s jif{ ;dfKt ePsf] ldltn] kfFr dxLgfleq cg';"rL!# adf]lhdsf] jflif{s k|ltj]bg
af]8{;dIf k]z ug'{ kg]{ Joj:yf adf]lhd o; cfly{s jif{df ;"rLs[t @## ;+ul7t ;+:yfx?dWo] $% ;"rLs[t
;+ul7t ;+:yfn] tf]lsPsf] ;dodf tyf !@# ;+ul7t ;+:yfx?n] l9nf] u/L cf= j= @)^(&) sf] aflif{s k|ltj]bg
af]8{df a'emfPsf 5g\ . o;/L af]8{df ljj/0f a'emfpg] ;"rLs[t ;+ul7t ;+:yfx?sf] ;+:yf !^* /x]sf] 5 .
To;}u/L lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)^% sf] lgod @@ sf] pklgod -@_ adf]lhd af]8{df k]z ug'{kg]{
q}dfl;s ljj/0f k|jfx tkm{ !^* ;+ul7t ;+:yfx?n] k|yd rf}dfl;s ljj/0f, !*! ;+ul7t ;+:yfx?n] bf];|f]
rf}dfl;s ljj/0f, !*@ ;+ul7t ;+:yfx?n] t];|f] rf}dfl;s ljj/0f / !^# ;+ul7t ;+:yfx?n] rf}yf] rf}dfl;s
ljj/0f af]8{df a'emfPsf 5g\ .
14
g]kfn lwtf]kq af]8{
af]8{n] P]g lgod cg';f/ af]8{df k]z ug'{kg]{ jflif{s k|ltj]bg jf ljQLo ljj/0f tyf cGo ljj/0fx? k]z ug]{ tyf
gug]{ ;a} ;"rLs[t ;+ul7t ;+:yfx?sf] ljj/0f tof/ ug]{ u/]sf] 5 . ;fy} lgodfg';f/ ;dodf ljj/0f k]z gug]{
;"rLs[t ;+:yfx?nfO{] ljj/0f k]z ug{sf nflu ;r]t u/fOPsf] 5 . ;fy} ;dodf g} ljj/0f a'emfpg] ;"rLs[t
;+ul7t ;+:yfx?nfO{ xl/of], l9nf] a'emfpg]nfO{ kx]nf] / ljj/0f ga'emfpg]nfO{ /ftf] ;+s]tn] O+lut u/L ;"rLs[t
;+ul7t ;+:yfx?sf] ljj/0f k|jfx ;DaGwL hfgsf/L af]8{sf] j]a;fO{6df /flvPsf] 5 .
@=!)=* ;"rLs[[t ;+:yfx?sf] jflif{s ;fwf/0f ;ef

;"rLs[t ;+ul7t ;+:yfx?n] cfly{s jif{ ;dfKt ePsf] ldltn] ^ dlxgf leq jflif{s ;fwf/0f ;ef u/fpg'kg{]
Joj:yf /x] adf]lhd s'n ;"rLs[t ;+ul7t ;+:yfx? dWo] ^# ;+ul7t ;+:yfn] tf]lsPsf] ;dofjwL leq jflif{s
;fwf/0f ;ef u/]sf 5g\ . cfly{s jif{ @)&)&! df jfl0fHo a}+s ;d"xsf @*, ljsf; a}+s ;d"xsf %@, ljQ
sDkgL ;d"xsf $$, aLdf sDkgL ;d"xsf @!, xf]6n ;d"xsf #, pTkfbg tyf k|zf]wg sDkgL ;d"xsf (, Jofkf/
;d"xsf @, cGo ;d"xsf @ u/L hDdf !^! ;"rLs[t ;+ul7t ;+:yfx?n] cfly{s jif{ @)^(&) sf] jflif{s ;fwf/0f
;ef ;DkGg u/]sf 5g\ . af]8{af6 ;fwf/0f;ef gug]{ ;+ul7t ;+:yfx?nfO{ ;fwf/0f;ef ;dodf g} ug{sf nflu
;r]t ;d]t u/fOPsf] lyof] .
@=!! nufgLstf{ k|lzIf0f tyf tflnd sfo{qmd

k'FhLahf/sf] ljsf; / nufgLstf{x?sf] lxt ;+/If0f ug]{ clek|fon] af]8{n] b]ze/ 5l/P/ /x]sf ;j{;fwf/0f
nufgLstf{, pBf]u Joj;foL, ljBfyL{ nufot ;DalGwt kIfx?nfO{ k|lzIf0f tyf cGt/s[of sfo{qmdx? dfkm{t
g]kfnsf] k"FhLahf/sf] ;DaGwdf hfgsf/L k|bfg ub}{ cfO{/x]sf] 5 . ;dLIff jif{df ;d]t af]8{af6 b]zsf laleGg
:yfgx?df k"FhLahf/ ;DaGwL hgr]tgf clej[l4 tyf nufgLstf{ k|lzIf0f sfo{qmd ;+rfng ul/Psf] lyof] . o;
cfly{s jif{df ;DkGg ePsf sfo{qmdx? b]xfo cg';f/ /x]sf 5g .
af]8{n] :yfgLo pBf]u jfl0fHo ;+3x?sf] ;+o'Qm cfof]hgfdf qmdzM ldlt @)&).)^.@! df df]/sf]
lj/f6gu/df, ldlt @)&).)^.@# df Onfdsf] Onfdahf/df, ldlt @)&).!).!# df k;f{sf] lj/u~hdf, ldlt
@)&).!).!% df /f}tx6sf] uf}/df, ldlt @)&).!).!& df ;nf{xLsf] dn+ujfdf, ldlt @)&).!).@* df
lrtjgsf] /Tggu/df, ldlt @)&).!!.)# / !!.)$ df qmdzM /;'jfsf] ;f]dbf tyf w'Gr]df, ldlt
@)&!.)@.)% df l;Gw'nLsf] l;Gw'nLu9Ldf, ldlt @)&!.)@.)^ df ;'g;/Lsf] w/fgdf, ldlt @)&!.)@.)* df
t]x|y'dsf] Dofn'df, ldlt @)&!.)@.)( df wgs'6fsf] wgs'6fahf/df / ldlt @)&!.)#.@) df
sfe|]knf~rf]ssf] ag]kf u/L b]zsf ljleGg !# :yfgdf nufgLstf{ k|lzIf0f sfo{qmd ;~rfng u/L s/La
!%)) hgf hlt :yfgLo pBf]uL, Joj;foL, k|fWofks, sfg'g Joj;foL tyf ljBfyL{x?nfO{ k"FhLahf/sf
ljljw kIfx?sf] af/]df k|lzIf0f lbPsf] 5 .
15
g]kfn lwtf]kq af]8{
pkTosfsf] klAns o'y SofDk;df cWoog/t s/La $)) ljwfyL{x?nfO{ k"FhLahf/sf ljljw kIfx?sf] af/]df
hfgsf/L k|bfg ul/Psf] 5 .
af]8{n] o:tf] sfo{qmdx?df ;|f]t JolQmsf] ?kdf af]8{sf sd{rf/Lsf ;fy} g]kfn :6s PS;r]~h ln=, l;l8P;
P08 lSnol/ ln= / lwtf]kq bnfn Joj;foLx? ;d]t kl/rfng ug]{ u/]sf] 5 .
k"FhLahf/df ;r]t nufgLstf{ a9fpg b]zJofkL?kdf nufgLstf{ k|lZfIf0f tyf hgr]tgf clea[l4 u/fpg]
sfo{nfO{ cfufdL cfly{s jif{x?df cem k|efjsf/L?kdf ;~rfng ug]{ nIo af]8{sf] 5 .
@=!@ tflnd tyf ;]ldgf/df ;xeflutf

g]kfn lwtf]kq af]8{n] sd{rf/Lx?sf] ;Lk tyf sfo{ut bIftf clea[l4sf nflu k'FhLahf/ ;DaGwL ljleGg tflnd,
;]dLgf/ tyf cGo sfo{qmdx?df ;xefuL u/fpFb} cfPsf] 5 . cfly{s jif{ @)&)&! df
2013 Korea Capital
Market Seminar Overview, South Korea, Money Laundering in the Capital Market: Threats, Vulnerabilities
and Controls, Sri Lanka, APEC FRTI Regional Seminar on Supervision and Suriveillance of Market
Intermediaries, Srilanka, Third Multi-Stake Holders Advocacy Moot on Regional Financial Integration,
Pakisthan, 9th ASF Tokyo Round Table, Japan, APEC FRTI Regional Seminar on Understanding Global Financial
Markets and Product, Cambodia, Study Visit and Asia Derivative Conference, Singapore, 2014 th Tokyo
Seminar on Secuities Market Regulation, Japan, Programme on International Capital Markets: Develoments
and Policy Issues, India, Korea High-Level Global Symposium on Financial Education: Promoting Long-term
Saving and Investment Seminar, South Korea, Builiding education program for investors and market,
Cambodia, Corporate Governance and Compliance, Maldives, International Institute for Securities Markets
Development Program, USA, Conference on Global and European Trends in Financial Education: New
Challenges, Turkey, ANNA General Meeting, Iceland
Capital Market Compliance and Examination, USA
2014 Thomas A. Biolsi International Institute for
h:tf tflnd tyf ;]ldgf/df af]8{sf sd{rf/Lx?nfO{ ;xefuL
u/fO{Psf] lyof] .
;dLIff jif{df
Money Laundering in the Capital Market: Threats, Vulnerabilities and Controls, Sri Lanka,
Third Multi-Stake Holders Advocacy Moot on Regional Financial Integration, Pakisthan, Study Visit and
Asia Derivative Conference, Singapore, Korea High-Level Global Symposium on Financial Education:
Promoting Long-term Saving and Investment Seminar, South Korea, Builiding education program for
investors and market
h:tf ;]ldgf/ tyf sfo{qmdx?df af]8{sf cWoIf tyf kbflwsf/Lx?sf] ;xeflutf /x]sf]
lyof] .
16
g]kfn lwtf]kq af]8{
@=!# k|sfzg tyf ;"rgf k|jfx

@=!#=! lwtf]kq tYof+s k|0ffnL
;"rLs[t sDkgLx?sf] aflif{s k|ltj]bgdf ;dflji6 ljut !& aif{cl3 b]lvsf tYof+sx? tyf /fli6o Pj+ cGt/f{li6o
If]qsf kF'hL ahf/ tyf cy{tGq;Fu ;DalGwt tYof+sx? ;+sng u/L lwtf]kq tYof+s Aoj:yfkg k|0ffnL :yfkgf
ul/Psf]df pQm k|0ffnLdf /x]sf ljj/0fx? cWofjlBs u/L ;fj{hlgs ug]{ sfo{nfO{ lg/Gt/tf lbO{Psf] 5 . o;
k|0ffnLaf6 lwtf]kq ahf/df nufgL ug{ rfxg] ;j{;fwf/0f nufgLstf{x?n] cfkm'n] nufgL ug{ rfxg] ;"rLs[t
;+ul7t ;+:yfx?sf] ljlQo ljj/0f k|fKt ug{ ;xh ePsf] 5 .
@=!#=@ jflif{s k|ltj]bg tyf ;]af]g Go'hn]6/

lwtf]kq ;DaGwL P]g, @)^# sf] bkmf @^ n] u/]sf] Joj:yf cg';f/ lwtf]kq ahf/df ePsf sfdsf/jfxL, ultljlw
/ ahf/ ljsf;sf nflu ePsf k|of;x? ;dfj]z u/L af]8{n] cfly{s jif{ @)^(&) sf] jflif{s k|ltj]bg -g]kfnL
tyf c+u|]hL ;+:s/0f_ k|sfzg u/L ljt/0f u/]sf] 5 . ;fy} lwtf]kq ahf/sf ljleGg ultljlwx?nfO{ ;d]6L tof/
ul/Psf] ;]af]g Go"hn]6/sf] c+s ( -g]kfnL ;+:s/0f_ k|sfzg u/L ljt/0f ul/Psf] 5 .
@=!#=# ;r]tgfd"ns ;fdfu|Lx?

lwtf]kqdf nufgL ubf{ cjnDag ug'{kg]{ ;hutf ;DaGwdf nufgLstf{x?sf] hfgsf/Lsf] :t/ clea[l4 ug{] p2]Zon]
af]8{n] nufgLstf{x?n] hfGg'kg]{ s'/fx? tyf lwtf]kqdf nufgL ug'{ cl3 Wofg lbg'kg]{ s'/fx? ljifo zLif{sdf
k'l:tsf k|sfzg u/L ljt/0f u/]sf] 5 . lwtf]kqsf nufgLstf{x?n] lwtf]kqdf nufgL ubf{ Wofg lbg'kg]{ s'/fx?
;DaGwdf af]8{n] kDkn]6 k|sfzg tyf ljt/0f u/]sf] 5 . ;fy} lwtf]kqsf nufgLstf{x?nfO{ lwtf]kqdf nufgL ubf{
Wofg k'ofpg'kg]{ s'/fx?sf ;DaGwdf ;r]t u/fpg af]8{n] ljleGg /fli6o kqklqsf, 6]lnlehg nufotsf
;+rf/dfWodx? dfkm{t ;r]tgfd"ns ;fdfu|Lx? k|sfzg tyf k|;f/0f ug]{ sfo{nfO{ lg/Gt/tf lbOPsf] 5 .
@=!#=$ lwtf]kq sfg'g ;+u|x

lwtf]kq ;DaGwL P]g, lgodfjnL tyf lgb{]lzsfx? ;dfj]z u/L lwtf]kq ;DaGwL sfg'g ;+u|x, @)&) k|sflzt
ul/Psf] 5 .
@=!#=% j]a;fO6
lwtf]kq ahf/sf ljljw kIfx? ;DaGwdf ;Dj4 kIfx?nfO{ lg/Gt/ ?kdf hfgsf/L pknAw u/fpg] p2]Zon]
lwtf]kq ahf/;Fu ;DalGwt P]g, lgod tyf lgb]{lzsfx?, g]kfn lwtf]kq af]8{sf] kl/ro, af]8{sf] jflif{s k|ltj]bg /
af]8{df u'gf;f] lbg] 9fFrfsf ;fy} nufgLstf{sf nflu hfgsf/L tyf r]tgfd"ns ;fdfu|Lx? ;dfj]z u/L af]8{n]
cfkm\gf] j]j ;fO6 tof/ u/]sf] 5 . af]8{sf] j]a;fO6 dfkm{t lwtf]kq ahf/, lwtf]kq Aoj;foL tyf ;"rLs[t ;+ul7t
;+:yfx?sf] P]g lgodsf] kfngfsf] l:ylt ;DaGwL ljj/0f ;fj{hlgs u/]sf] 5 .
17
g]kfn lwtf]kq af]8{
@=!#=^ x6nfO{g 6]lnkmf]gsf] Joj:yf

lwtf]kq ahf/sf nufgLstf{x?sf] ;d:of, u'gf;f, ;Nnfx / ;'emfj ;xh ?kdf k|fKt ug{ ;lsof]; eGg] x]t'n] o;
cfly{s jif{ b]lv k};f gnfUg] x6nfO{g kmf]gsf] Joj:yf ul/Psf] 5 . af]8{sf] x6nfOg g+ !$$))!$$$## /x]sf]
5.
@=!$ cWoog tyf cg';Gwfg

cfly{s jif{ @)&)&! df af]8{n] sdf]l86Lh 8]l/e]l6e ahf/ lgodg ug]{ ;DaGwdf cWoog u/fO{
;/f]sf/jfnfx?sf] ;'emfjx? ;d]t ;d]6L k|ltj]bg tof/ u/L a:t' ahf/ ;DaGwL P]gsf] d:of}bf tof/ u/]sf] 5 .
o; cfly{s jif{df af]8{n] k':tsfno dfkm{t nufgLstf{, ljBfyL{, cg';Gwfgstf{ tyf ljZjljBfnosf
cWofksx?nfO{ lwtf]kq ahf/;DjGwL ;+slnt tYof, af]8{sf k|sfzg tyf cGo ljljw ;"rgf tyf hfgsf/Lx?
pknAw u/fPsf] 5 . ah]6 jQmAo dfkm{t NofOg] ;/sf/sf] gLlt tyf sfo{qmddf ;dfj]z ug'{kg{] lwtf]kq ahf/
;DaGwL ljifoj:t' tof/ u/L g]kfn ;/sf/, cy{ dGqfnodf k7fOPsf] 5 .
18
g]kfn lwtf]kq af]8{
#= k|fylds ahf/sf] cj:yf

;+ul7t ;+:yfn] cfkm\gf] lwtf]kq v/Lb ug{sf nflu ;fj{hlgs ?kdf cfJxfg u/L ;j{;fwf/0faf6 /sd p7fpg]
sfo{nfO{ k|fylds ahf/ lgisfzg elgG5 . k|fylds ahf/af6 ;+ul7t ;+:yf tyf ;/sf/L lgsfon] ;j{;fwf/0fdf
ljleGg k|sf/sf lwtf]kq lgisfzg u/L kF'hL kl/rfng ug{ ;Sb5g\ . Kf|fylds ahf/ k|fo 7"nf] cfsf/sf] tyf
bL3{sfnLg kF'hL kl/rfng ul/g] k|d'v ;|f]t xf] . k|fylds ahf/df k"FhL cfjZos x'g] kIfn] art x'g] kIfnfO{
lwtf]kq hf/L u/L /sd ;+sng ub5{ . cfly{s jif{ @)&)&! df ;di6Lut ?kdf k|fylds ahf/ ;fdfGo
b]lvPsf] 5 . ;dLIff cjlBdf k|fylds ahf/tkm{ b]xfo adf]lhdsf sfo{x? ePsf 5g\ .
#=! lwtf]kq btf{ tyf ljj/0fkq :jLs[lt

lwtf]kq ;DaGwL P]g, @)^# df ;+ul7t ;+:yfxn] lgisfzg ug{] lwtf]kqx af]8{df btf{ u/fpg' kg{] Joj:yf
ePg';f/ cfly{s jif{ @)&)&! df $ jfl0fHo a}+s, @$ ljsf; a}+s, @ ljQ sDkgL, !) aLdf sDkgL / %
hnljB't sDkgL u/L s'n $% ;+ul7t ;+:yfxsf] ;fwf/0f ;]o/, C0fkq tyf xsk|b ;]o/ u/L s'n ?= & cj{ @^
s/f]8 ^* nfv &% xhf/ d'No a/fj/sf] lwtf]kq af]8{df btf{ u/fPsf 5g\ .
cfly{s jif{ @)^(&) df !! jfl0fHo a}+s, !^ ljsf; a}+s, $ ljQ sDkgL, @ aLdf sDkgL / ! hnljB't sDkgL
u/L s'n #$ ;+ul7t ;+:yfxn] ;fwf/0f ;]o/, C0fkq tyf xsk|b ;]o/ u/L s'n ?= !) cj{ ^* s/f]8 %@ nfv
d'No a/fj/sf] lwtf]kq btf{ ul/Psf] lyof] . ;dLIff jif{df k"FhL kl/rfng ug]{ sDkgLx?sf] ;+Vof j[l4 ePtf klg
k"FhL kl/rfng #!=(( k|ltztn] sdL cfPsf] 5 . cl3Nnf] cfly{s jif{df # 7"nf jfl0fHo a}+sx?n] ;fj{hlgs
lgisfzg u/]sf] / o; cf=j=df ljsf; a}+sx?sf] dfq ;fj{hlgs lgisfzg ePsf]n] ;f] sdL cfpg uPsf] xf] .
lwtf]kq
lgisfzgsf]
cj:yfnfO{
lgDgfg';f/sf]
rf6
tyf cg';"rL#
df k|:t't
ul/Psf]
lwtf]kq lgisfzg /sd -?=s/f]*df_

2000
1682=85
1500
1000
1068=52
1082=24
996=82
685=40
500
167=23
726=68
244=33
295=01
229=55
0
2061.62
2062.63
2063.64
2064.65
2065.66
2066.67
2067.68
2068.69
2069.70
2070.71
cfly{s jif{
19
g]kfn lwtf]kq af]8{
#=!=! ;fj{hlgs lgisfzg cg'dlt tyf lgisfzg

;fjh{lgs lgisfzg cg'dlt tkm{ ;dLIff cjlBdf af]8{af6 ! afl0fHo a}+s, !@ ljsf; a}+s, # hnljB't sDkgL
u/L hDdf !^ ;+ul7t ;+:yfsf] ? ! cj{ %& s/f]8 #% nfv a/fa/sf] lwtf]kq btf{ u/L ;f]sf] ;fj{hlgs
lgisfzgsf nflu ljj/0fkq :jLs[tL k|bfg ul/Psf] 5 . cfly{s jif{ @)^(&) df # afl0fHo a}+s, !$ ljsf;
a}+s, # ljQ sDkgL, ! hnljB't sDkgL, / ! jLdf sDkgL u/L hDdf @@ ;+ul7t ;+:yfsf] ? # cj{ !* s/f]8
&$ nfv a/fa/sf] lwtf]kq af]8{df btf{ ul/Psf] lyof] . o; cfly{s jif{df ;fj{hlgs lgisfzg cg'dlt k|fKt
u/]sf ;+ul7t ;+:yfx?sf] ljj/0f cg';"rL$ df k|:t't ul/Psf] 5 .
;fjh{lgs lgisfzgtkm{ o; cf= j= df af]8{af6 k|fylds ;]o/-;fwf/0f ;]o/_ lgisfzgsf cflu cg'dlt k|fKt
u/]sf !^ j6} ;+ul7t ;+:yfx?n] ;j{;fwf/0fdf ;]o/ lalqm v'nf u/L lgisfzg ul/;s]sf 5g\ . o; cfly{s jif{ ?=
! cj{ %& s/f]8 #% nfv a/fa/sf] ! s/f]8 %& nfv #% xhf/ lsQf ;]o/sf] k|fylds lgisfzg u/]sf 5g\ .
;fj{hlgs lgisfzg ul/Psf] ;a} ;+ul7t ;+:yfsf] ;]o/ k"0f{?kdf lalqm ePsf] 5 / ;]o/sf] afF8kmfF6 ;d]t
e};s]sf] 5 . lt dWo] !# ;+ul7t ;+:yfsf] ;]o/ g]kfn :6s PS:r]Gh lnld6]8df ;"rLs[t ;d]t eO{ sf/f]af/ ;d]t
z'? e};s]sf] 5 .
#=!=@ C0fkq :jLs[tL tyf lgisfzg
cfly{s jif{ @)&)&! df # j6f afl0fHo a}+sx?n] ?= ! cj{ $% s/f]8 j/fj/sf] dfq C0fkqsf] ;fj{hlgs
lgisfzgsf] nflu af]8{af6 :jLs[lt kfPsf 5g hals cfly{s jif{ @)^(&) df & j6f afl0fHo a}+sx?n] ?= #
cj{ %% s/f]8 j/fj/sf] C0fkqsf] ;fj{hlgs lgisfzgsf] nflu af]8{af6 :jLs[lt kfPsf lyP . cfly{s jif{
@)&)&! df C0fkq lgisfzgsf nflu cg'dlt k|fKt u/]sf ;+ul7t ;+:yfx?sf] ljj/0f cg';"rL% df k|:t't
ul/Psf] 5 .
af]8{af6 C0fkqsf] ;fj{hlgs lgisfzgsf nflu :jLs[lt k|fKt u/]sf # j6} ;+ul7t ;+:yfx?n] ?= ! cj{ $% s/f]8
a/fa/sf] !$ nfv %) xhf/ lsQf l8j]~r/sf] k|fylds lgisfzg u/L afF8kmfF6 ;d]t ul/;s]sf 5g\ . To;}u/L
cl3Nnf] cfly{s jif{df :jLs[t eO{ lgisfzg x'g afFsL /x]sf] >L l;l6hG;\ a}+s OG6/g]zgn ln= sf] ?= %) s/f]8
a/fa/sf] l8a]~r/sf] lgisfzg klg o; cfly{s jif{df ePsf] 5 .
#=!=# xsk|b ;]o/ btf{ tyf lgisfzg
;dLIff jif{df !@ ljsf; a}+s, @ ljQ sDkgL, !) jLdf sDkgL / @ hnljB't u/L s"n @^ sDkgLn] ljBdfg
;]o/wgLx?df laqmL ljt/0fsf nflu hDdf ?= $ cj{ @$ s/f]8 ## nfv !# xhf/ d"No j/fj/sf] xsk|b ;]o/
af]8{df btf{ u/]sf 5g\ . cfly{s jif{ @)^(&) df ! jfl0fHo a}+s, @ ljsf; a}+s, ! ljQ sDkgL, ! jLdf sDkgL
u/L s"n % sDkgLn] ljBdfg ;]o/wgLx?df laqmL ljt/0fsf nflu hDdf ?= # cj{ (# s/f]8 %@ nfv @) xhf/
d"No j/fj/sf] dfq xsk|b ;]o/ af]8{df btf{ u/]sf lyP . o; cfly{s jif{df xsk|b z]o/ btf{ u/]sf ;+ul7t
;+:yfx?sf] ljj/0f cg';"rL^ df k|:t't ul/Psf] 5 .
cf=j= @)&)&! df xsk|b lgisfzgsf nflu cg'dlt k|fKt u/]sf @^ ;+ul7t ;+:yfx?dWo] @) sDkgLn] xsk|b
lgisfzg u/L /sd ;+sng ul/;s]sf 5g\ . To;}u/L cl3Nnf] cfly{s jif{df :jLs[t k|bfg ul/Psf] >L u08sL
ljsf; a}+s ln= sf] ?= & s/f]8 a/fa/sf] xsk|b ;]o/ klg o; cfly{s jif{df lgisfzg ePsf] 5 . o; cfly{s
jif{df ;+ul7t ;+:yfx?sf] ?= $ cj{ !! s/f]8 !# nfv (% xhf/ a/fa/sf] $! s/f]8 !! Nffv #( xhf/ lsQf
a/fa/sf] ;]o/ lgisfzg ePsf] 5 .
20
g]kfn lwtf]kq af]8{
#=!=$ ;+:yfks ;]o/ btf{

cfly{s jif{ @)&)&! df af]8{df ! jfl0fHo a}+s, !@ ljsf; a}+s, / @ hnljB't sDkgL u/L s'n !% ;+ul7t
;+:yfsf] ?= ! cj{ *! s/f]8 ^) nfv ^# xhf/ a/fa/sf] ;+:yfks z]o/ btf{ ul/Psf] 5 . ut cfly{s jif{df
af]8{df $ jfl0fHo a}+s, !% ljsf; a}+s, # ljQ sDkgL, ! aLdf sDkgL tyf ! hnljB't sDkgL u/L s'n @%
;+ul7t ;+:yfsf] ?= & cj{ &* nfv !@ xhf/ a/fa/sf] ;+:yfks z]o/ btf{ ul/Psf] lyof] . cl3Nnf] cfly{s jif{df
# 7"nf jfl0fHo a}+sx?sf] ;+:yfks ;]o/ btf{ ePsf]df o; cf=j=df t'ngfTds ?kdf ;fgf sDkgLx?sf] dfq
;+:yfks ;]o/ btf{ ePsf]n] /sddf clns km/s cfPsf] xf] . o; cfly{s jif{df af]8{df ;+:yfks z]o/ btf{
u/fpg] ;+ul7t ;+:yfx?sf] ljj/0f cg';"rL& df k|:t't ul/Psf] 5 .
#=!=% af]g; ;]o/ btf{

o; cfly{s jif{df af]8{df !^ jfl0fHo a}+s, #% ljsf; a}+s, @! kmfOgfG; sDkgL, !) OG:of]/]G; sDkgL, @
hnljB't, ! xf]6n, tyf ! Jofkf/ sDkgL u/L hDdf *^ j6f ;+ul7t ;+:yfxsf] ?= ^ cj{ ^^ s/f]8 #! nfv
&* xhf/ ( ;o !) a/fa/sf] af]g; ;]o/ btf{ ul/Psf] 5 . ut cfly{s jif{ af]8{df !) jfl0fHo a}+s, !( ljsf;
a}+s, @) kmfOgfG; sDkgL, !$ OG:of]/]G; sDkgL, @ hnljB't, ! xf]6]n, tyf @ Jofkf/ sDkgL u/L ^* j6f
;+ul7t ;+:yfxsf] ?= $ cj{ %( s/f]8 (^ nfv *@ xhf/ ^ ;o !) a/fa/sf] af]g; ;]o/ btf{ ul/Psf] lyof] .
o; cfly{s jif{df af]8{df af]g; ;]o/ btf{ u/]sf ;+ul7t ;+:yfx?sf] ljj/0f cg';"rL* df k|:t't ul/Psf] 5 .
#=@ ;fd"lxs nufgL sf]if / of]hgf btf{ tyf lgisfzg

;fd"lxs sf]if lgodfjnL, @)^& sf] Joj:yf cl3Nnf] cfly{s jif{df af]8{df ^ j6f ;fd"lxs nufgL sf]if btf{
ePsf]df ;dLIff cjlBdf af]8{df s'g} klg sf]if btf{ ePgg\ . af]8{df btf{ ePsf ;fd"lxs nufgL sf]ifx? qmdzM
l;4fy{ Do'r'on km08, gljn Do'r'on km08, nIdL Do'r'on km08, PgPdaL Do'r'on km08, PgcfO{ljPn Do'r'on
km08 / Unf]an Do'r'on km08 /x]sf 5g\ .
;fd"lxs nufgL sf]ifsf] of]hgf Joj:yfkg ug{ tyf sf]ifsf] l8kf]lh6/Lsf] ?kdf sfo{ ug{ af]8{n] o; cfly{s jif{df
>L nIdL Soflk6n ln= / >L PgcfO{laPn Soflk6n ln= nfO{ of]hgf Joj:yfks / l8kf]lh6/Lsf] sfo{ ug{ cg'dlt
k|bfg u/]sf] 5 . ;fy} sf]ifdf ;xefuLx?sf] lxt ;+/If0f tyf sf]if cGt{ut x'g] sfd sf/afxLsf] ;'kl/j]If0fsf
nflu ;dLIff cjlBdf >L nIdL Do'r'on km08 / >L PgcfO{laPn Do'r'on km08x?sf] sf]if ;'kl/j]Ifs lgo'lQmsf
nflu :jLs[tL lbOPsf] 5 .
cfly{s jif{ @)&)&! df l;4fy{ nufgL sf]if cGt{utsf] l;4fy{ OlSj6L u|f]y :sLd cGt{utsf] ?= *) s/f]8
a/fa/sf] *) nfv o'lg6 aGbd'vL ;fd"lxs of]hgf af]8{df btf{ ul/Psf] 5 . pQm of]hgfn] ;j{;fwf/0fsf nflu
OsfO{ v/Lbsf nflu cfJxfg u/]sf]df ;j{;fwf/0faf6 a9L OsfO{sf] dfu eP cg'?k lgodfg';f/ z'?sf] lgisfzg
OsfO{df @% k|ltztn] yk u/L afF8kmfF6 u/]sf] lyof] xfn pQm of]hgf g]kfn :6s PS;r]~hdf ;"rLs[t e}
sf/f]af/;d]t z'? e};s]sf] 5 . ut cfly{s jif{df af]8{df qmdzM ?=$) s/f]8 a/fa/sf] $ s/f]8 OsfO{ tyf ?=
%) s/f]8sf] % s/f]8 OsfO{ /x]sf @ j6f ;fd'lxs nufgL of]hgf btf{ ul/Psf] lyof] .
21
g]kfn lwtf]kq af]8{
$= lwtf]kq bf];|f] ahf/sf] cj:yf

;+ul7t ;+:yfx?n] ;j{;fwf/0fx?aLr hf/L u/]sf] lwtf]kqx?sf] sf/f]af/ ug{sf nflu :yfkgf ul/Psf] ahf/ bf];|f]
ahf/ xf] . lwtf]kq vl/bstf{ tyf laqm]tfnfO{{ Ps} 7fpFdf NofO{ lg/Gt/ ?kdf lwtf]kqsf] vl/b, laqmL jf ljlgdo
sfo{ bf];|f] ahf/ dfkm{t ul/G5 . kF'hLahf/df nufgL ug{ rfxg] nufgLstf{nfO{ nufgLsf] cj;/ of] ahf/sf]
dfWodaf6 k|fKt x'G5 . g]kfn :6s PS;r]~h ln= dfkm{t g]kfndf bf];|f] ahf/sf] sf/f]af/ e}/x]sf] 5 . ;dLIff
jif{df lwtf]kqsf] bf];|f] ahf/ cGt{ut ePsf sfdsf/jfxLx? lgDgfg';f/ /x]sf 5g\ .
$=! lwtf]kq ;"rLs/0f

$=!=! ;fwf/0f ;]o/ ;"rLs/0f
cfly{s jif{ @)&).&! df ;fwf/0f ;]o/ hf/L u/]sf @ afl0fHo a}+s, !% ljsf; a}+s, @ ljQ sDkgL / @ hnljB't
sDkgL u/L @! ;+ul7t ;+:yf / s[lif ljsf; a}+ssf] yk ;fwf/0f ;]o/ u/L ? & cj{ %$ s/f]8 !@ nfv @% xhf/
a/fa/sf] ;fwf/0f ;]o/ ;"rLs/0f u/fPsf 5g\ . ut cfly{s jif{df @) ;+ul7t ;+:yfsf] ?= & cj{ #$ s/f]8 ^)
nfv a/fa/sf] ;fwf/0f ;]o/ ;"rLs/0f ul/Psf] lyof] .
$=!=@ xsk|b ;]o/ ;"rLs/0f
cfly{s jif{ @)&).&! df # afl0fHo a}+s, ^ ljsf; a}+s, * ljdf sDkgL, @ hnljB't sDkgL tyf ! ljQ sDkgL
u/L @) ;"rLs[t ;+ul7t ;+:yfx?n] ?= % cj{ *^ s/f]8 *@ nfv @ xhf/ a/fa/sf] xsk|b ;]o/ g]kfn :6s
PS;r]Gh ln= df ;"rLs/0f u/fPsf 5g\ . ut cfly{s jif{df hDdf ( j6f ;"rLs[t ;+:yfx?sf] ?= @ cj{ *)
s/f]9 (* nfv a/fa/sf] xsk|b ;]o/ g]kfn :6s PS;r]~hdf ;"rLs/0f ePsf] lyof] .
$=!=# C0fkq ;"rLs/0f
o; cfly{s jif{df ;"rLs[t ;+ul7t ;+:yfx? dWo] % jfl0fHo a}+sx?n] ?= @ cj{ #) s/f]8 a/fa/sf] C0fkqx?
g]kfn :6s PS;r]Gh ln= df ;"rLs/0f u/fPsf 5g\ . o; cfly{s jif{df klg gofF ;/sf/L C0fkqx? g]kfn :6s
PS;r]Gh ln= af6 ;"rLs[t ePg . ut cfly{s jif{ ^ jfl0fHo a}+sx?sf] ?= @# cj{ &@ s/f]8 #^ nfv a/fa/sf]
C0fkqx? g]kfn :6s PS;r]Gh ln= df ;"rLs/0f u/fPsf lyP .
$=!=$ af]g; ;]o/ ;"rLs/0f
cf=j= @)&).&! df !^ jfl0fHo a}+s, #) ljsf; a}+s, @) ljQ sDkgL, !! OG:of]/]G; sDkgL, @ hnljB't, !
Jofkf/ / ! xf]6n u/L *) ;"rLs[t ;+ul7t ;+:yfx?n] ?= ^ cj{ #^ s/f]8 &# nfv %) xhf/ a/fa/sf] af]g;
;]o/ g]kfn :6s PS;r]~hdf ;"rLs/0f u/fPsf 5g\ . ut cfly{s jif{df %* ;"rLs[t ;+:yfx?sf] ?= $@ cj{ #)
s/f]8 ## nfv a/fa/sf] af]g; ;]o/ ;"rLs/0f ul/Psf] lyof] .
22
g]kfn lwtf]kq af]8{
$=!=% ;fd"lxs nufgL of]hgf ;"rLs/0f

o; cfly{s jif{df s'g} klg ;fd"lxs nufgL of]hgf g]K;]df ;"rLs/0f ePgg\ . ut cfly{s jif{df ?= ! cj{ @%
s/f]8 a/fa/sf @ of]hgfx? g]kfn :6s PS;r]~hdf ;"rLs/0f ePsf lyP .
$=!=^ ;"rLs[t ;+ul7t ;+:yfx?sf] juL{s/0f
lwtf]kq ;"rLs/0f ljlgodfjnL, @)%# df slDtdf # jif{ cufl8 b]lv d'gfkmfdf /x]sf], ;]o/sf] r'Qmf d'No eGbf
lstfjL d'No a9L ePsf], cfly{s jif{ ;dfKt ePsf] ^ dlxgfleq pQm cfly{s jif{sf] sf/f]af/ tyf cfo Joo
ljj/0f :6s PS;r]Ghdf k]z u/]sf], r'Qmf kF'hL slDtdf ?=@ s/f]8 ePsf], ;fwf/0f ;]o/jfnfx?sf] ;+Vof slDtdf
!))) ePsf] / g]kfn :6s PS;r]Gh ln= sf] ;"rLs/0f ljlgodfjnLdf tf]lsP cg';f/sf] dfqfdf ;j{;fwf/0fnfO{
;]o/ laqmL u/]sf] ;"rLs[t ;+ul7t ;+:yfnfO{ s ju{df / cGonfO{ v ju{df juL{s/0f ug]{ Joj:yf /x]sf] 5 .
ljlgodfjnLsf] Joj:yfg';f/ o; cfly{s jif{df ln= n] @% jfl0fHo a}+s, %* ljsf; a}+s, @& ljQ sDkgL, !$
aLdf sDkgL, ! pTkfbg tyf k|zf]wg sDkgL, ! xf]6n, # hnljB't / ! cGo ;d"xsf] sDkgL u/L hDdf !#) j6f
;"rLs[t ;+ul7t ;+:yfx?nfO{ s ju{df juL{s/0f u/]sf] 5 .
$=!=& ;"rLs[t ;+ul7t ;+:yfx?sf] ;d'xut ljj/0f
ut jif{df s'n ;"rLs[t ;+ul7t ;+:yfsf] ;+Vof @#) /x]sf]df o; cfly{s jif{df # j6f sDkgL yk eO{ ;"rLs[t
sDkgLsf] ;+Vof @## sfod ePsf] 5 . xfn ;"rLs[t sDkgLx?df @( jfl0fHo a+}s, (% ljsf; a+}s, %% ljQ
sDkgL, @@ aLdf sDkgL, $ xf]6n, !* pTkfbg tyf k|zf]wg sDkgL, $ Jofkf/ sDkgL, @ cGo sDkgL / $
hnljw't sDkgLx? /x]sf 5g\ . ;"rLs[t ;+ul7t ;+:yfx?sf] ;d'xut ljj/0f tflnsf! df k|:t't ul/Psf] 5 .
tflnsf$ ;"rLs[t ;+ul7t ;+:yfx?sf] ;d"xut ljj/0f
qm= ;+=
;d"x
;"rLs[t ;+ul7t ;+:yfsf] ;+Vof
k|ltzt
jfl0fHo a}+s
29
12.45
ljsf; a}+s
95
40.77
ljQ sDkgL
55
23.61
aLdf sDkgL
22
9.44
pTkfbg tyf k|zf]wg
18
1.72
xf]6n
7.73
&
Jofkf/ sDkgL
1.72
hnljB't
0.86
cGo
1.72
@##
!))=))
hDdf
;|f]tM g]kfn :6s PS;r]~h ln=

23
g]kfn lwtf]kq af]8{
$=@ lwtf]kq sf/f]af/

cfly{s jif{ @)&)&! df lwtf]kq ahf/sf] sf/f]af/ /sddf pNn]Vo j[l4 ePsf] 5 . ut cfly{s jif{df ?= @@
cj{ % s/f]8 a/fa/sf] lwtf]kq sf/f]af/ ePsf]df o; cfly{s jif{df ?= && cj{ #) s/f]8 a/fa/sf] lwtf]kq
sf/f]af/ ePsf]] 5 . ;dLIff jif{df lwtf]kqsf] sf/f]af/ /sddf ut jif{sf] t'ngfdf @%*=^% k|ltztn] j[l4 cfPsf]
5 . nufgLstf{x?df ahf/ k|ltsf] wf/0ff ;sf/fTds /x]sf]n] lwtf]kqsf] sf/f]af/df pNn]Vo j[l4 cfpsf] b]lvG5 .
lwtf]kqsf] jflif{s sf/f]af/ -?=bznfvdf_
100000
77300
80000
60000
40000
20000
22821
4508
3451
21681
8360
22048
11851
6665
10279
0
2061/62 2062/63 2063/64 2064/65 2065/66 2066/67 2067/68 2068/69 2069/70 2070/71
cfly{s jif{
$=# ahf/ k"FhLs/0f
cfly{s jif{ @)&)&! df ahf/ k"FhLs/0f ?= !) va{ %& ca{ !& s/f]8 k'u]sf] 5 . ;dLIff jif{df ahf/ k"FhLs/0f
ut cfly{s jif{sf t'ngfdf !)%=% k|ltztn] j[l4 ePsf] xf] . ut cfly{s jif{sf] cGTodf ahf/ k"FhLs/0f ?= %
va{ !$ ca{ $( s/f]8 /x]sf] lyof] . o; cfly{s jif{df ahf/ k"FhLs/0fsf] s'n ufx{:y pTkfbg;Fusf] cg'kft
%$=*@ k|ltzt /x]sf] 5 pQm cg'kft ut cf=j= df hDdf ##=#^ k|ltzt /x]sf] lyof] .
ahf/ k"FhLs/0fdf If]qut c+z x]bf{ a}+s tyf ljQLo ;+:yfx?sf]-aLdfsf] ;d]t_ &&=^# k|ltzt, cGosf] (=#!
k|ltzt, hnljw'tsf] *=^( k|ltzt, pTkfbg tyf k|zf]wg If]qsf] !=(! k|ltzt, xf]6nx?sf] @=#^ k|ltzt tyf
Jofkfl/s ;+:yfx?sf] )=! k|ltzt /x]sf] 5 .
;'rLs[t lwtf]kqsf] ahf/ k'FhLs/0f -?=s/f]8df_
ahf/ k'FhLs/0f
120000
105716.=58
100000
80000
60000
40000
20000
51449=21
51293=90
18630=13
6136=59
0
2061.62
9681=37
2062.63 2063.64
37687=13
36624=75
2064.65
2065.66
32348=43
2066.67
2067.68
36826=21
2068.69
2069.70
2070.71
cfly{s jif{
24
g]kfn lwtf]kq af]8{
$=$ ;"rLs[t lwtf]kqsf] r'Qmf d"No

;dLIff cjlBdf ;"rLs[t sDkgLx?sf] r'Qmf d'No ?= ! vj{ $& cj{ (# s/f]8 #$ nfv /x]sf] 5 . ut cfly{s
jif{sf] r'Qmf d'No ?= ! vj{ @^ cj{ $* s/f]8 ^ nfv /x]sf] lyof] . o; jif{sf] lwtf]kqsf] r'Qmf d"Nodf ut
cfly{s jif{sf] t'ngfdf ^=!@ k|ltztn] j[l4 cfPsf] 5 . of] cfly{s jif{df ?= !( cj{ &^ s/f]8 a/fa/sf] ljleGg
z]o/x? g]kfn :6s PS;r]~hdf ;"rLs[t ePsf sf/0f r'Qmf k"FhLdf j[l4 ePsf] xf] .
$=% g]K;] kl/;"rs
cfly{s jif{ @)&).&! df lwtf]kq ahf/df pNn]Vo ;'wf/ ePsf] 5 . g]K;] ;"rsf+s jfli{fs ljGb'ut cfwf/df
cl3Nnf] cfly{s jif{sf] t'ngfdf ((=(@ k|ltztn] j[l4 eO{ @)&! c;f/ d;fGtdf !)#^=!! ljGb'df k'u]sf] 5 . ut
cfly{s jif{sf] c;f/ d;fGtdf pQm ;"rsf+s %!*=## /x]sf] lyof] . ;f] ;"rsf+s cl3Nnf] jif{sf] ;f]xL cjlBdf
hDdf #@=(( k|ltztn] j[l4 eO{ %!*=# ljGb'df /x]sf] lyof] . g]K;] ;"rsf+ssf] jflif{s k|j[ltnfO{ lgDgfg';f/sf]
rf6{df ;d]t k|:t't ul/Psf] 5 .
g]K;] kl/;"rs -ljGb'df_
1200
963=36
1036=11
g]K;] kl/;"rs
1000
749=10
800
683=95
600
362=85
400
286=67
389=74
386=86
200
518=33
477=73
0
2061.62
2062.63
2063.64
2064.65
2065.66
2066.67
2067.68
2068.69
2069.70
2070.71
cfly{s jif{
25
g]kfn lwtf]kq af]8{
%= ;d:of tyf r'gf}tL / sfo{of]hgf

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g]kfndf k"FhLahf/sf] :yfoL tyf lbuf] ljsf;sf nflu af]8{af6 lgDgfg';f/sf ;d:of tyf r'gf}tLx?nfO{ ;Daf]wg
ug'{ kg]{ b]lvPsf] 5 .
g]kfndf lwtf]kq ahf/sf] cfsf/ j[l4 eP ;Fu;Fu} af]8{sf] ;+:yfut Ifdtf clej[l4 -oyf;dodf hgzlQm
1.
j[l4_ x'g g;s]sf]n] lwtf]kq ahf/sf] lgodg tyf cg'udgnfO{ ;zQm ?kn] cufl8 a9fpg sl7gfO{
e}/x]sf] 5 .
;j{;fwf/0f nufgLstf{ / lwtf]kq Joj;foLx?sf nflu Jofks?kdf k|efjsf/L ljQLo lzIff tyf tflnd
2.
sfo{qmdx? ;~rfng u/L lwtf]kq ahf/sf] lbuf] ljsf; ug]{ sfo{ r'gf}tLk"0f{ /x]sf] 5 .
ljleGg lgsfox?sf] cys k|of;sf afah'b cGo If]qsf sDkgLx? -jf:tljs If]qsf sDkgLx?_ ahf/df
3.
k|j]z gePsfn] k'FhL ahf/k|lt ;j{;fwf/0f nufgLstf{x?sf] cfs{if0f a9fpg] sfo{ r'gf}tLk"0f{ /x]sf] 5 .
4.
ahf/df ;+:yfut nufgLstf{x?sf] ;+Vofdf ck]lIft j[l4 eO{ g;s]sf], nufgLstf{x?nfO{ nufgLsf
ljsNksf ?kdf yk ljQLo pks/0fx? pknJw gePsf] tyf lwtf]kqsf] sf/f]af/
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dfkm{t ;+rfngdf cfpg g;s]sf] cj:yfn] ubf{ lwtf]kq ahf/sf] lj:tf/ sfo{ r'gf}tLk"0f /x]sf] 5 .
5.
lwtf]kq ahf/df xfn pkTosf aflx/ k"j{ d]rLb]lv klZrd dxfsfnL;Dd 7"nf] ;+Vofdf nufgLstf{x Pj+
u}/ cfjf;Lo g]kfnLx? tyf lab]zL ;+:yfut nufgLstf{x?n] ;d]t nufgL ug{ vf]lh/x]sf] ePtf klg u}/
cfjf;Lo nufgLstf{x?sf nflu bf];|f] ahf/df nufgL ;DaGwL :ki6 sfo{ljlwsf] cefj, ljb]zL ;+:yfut
nufgLstf{x?nfO{ lwtf]kqsf] bf];|f] ahf/ k|j]z u/fpg sfg"gsf] cefj tyf pknAw lwtf]kq ;DaGwL
;fwgx?df ;fwf/0f ;]o/sf] dfq afx'Notf tyf ljsl;t cf}hf/
Future, Options
tyf Index futures sf]
cefj, ljB'tLo sf/f]jf/ k|0ffnL -Internet based trading_ sf] cefj, ;xfos bnfn Joj;foL ;]jf
b]zsf ;a} If]qdf pknAw gx'g'n] ahf/sf] lj:tf/ sfo{ r'gf}tLk"0f{ /x]sf] 5 .
kF"hL ahf/ ;DaGwL lg/Gt/ cWoog, cg';Gwfg, nufgLstf{ lzIff tyf hgr]tgf clej[l4 / tflnd
6.
;]jfsf] ;+:yfut Joj:yfsf nflu k|lti7fgsf] :yfkgf u/L kF"hL ahf/nfO{ lbuf] Pj+ ljZj;gLo k"FhL
kl/rfngsf] dfWod agfpg] sfo{ sl7g Pj+ r'gf}tLk"0f{ /x]sf] 5 .
lwtf]kqsf] gfd;f/L k|s[of Gl6nf] Pj+ nfdf] ;do nfUg] tyf ;f]sf nflu sf7df8f}+ pkTosfd} cfpg'
7.
kg]{ cj:yf / lwtf]kq ahf/ ;DaGwL hfgsf/L clea[l4 Pj+ nufgL k|lzIf0f sfo{qmd b]zsf ;a} If]qdf
;~rfng gx+'bf, lwtf]kqsf] bf];|f] ahf/ ;]jf sf7df8f}+ pkTosf s]Gb|Lt eO{ pkTosf aflx/af6 lwtf]kqsf]
bf];|f] ahf/df kFh
" L kl/rfng x'g g;ls/x]sf]df o; ahf/nfO{ b]zJofkL Pj+ cGt/f{li6os/0f ug{] sfo{
sl7g Pj+ r'gf}tLk"0f{ /x]sf] 5 .
8.
af]]8{sf] cfkm\g} ejg gePsf]n] af]8{sf sfo{x? k|efjsf/L?kdf ;~rfng ug{ sl7gfO{ e}/x]sf] 5 .
26
g]kfn lwtf]kq af]8{
%=@ sfo{of]hgf
pk/f]Qm ;d:of tyf r'gf}tLx?nfO{ b[li6ut u/L af]8{n] b]xfo cg';f/sf] sfo{of]hgf lgwf{/0f u/L cfkm\gf] sfd
sf/jfxLnfO{ cufl8 a9fO{/x]sf] 5 .
1.
g]kfn lwtf]kq af]8{sf] k|:tfljt gofF ;+u7g ;+/rgf cg'?k yk hgzlQmsf] Joj:yfkg tyf Ifdtf
clej[l4 u/L af]8{sf] lgodgsf/L sfo{nfO{ cem k|efjsf/L agfpg] .
2.
lwtf]kq ahf/nfO{ b]zJofkL tyf cGt/fli6o :t/sf] agfpg ljBdfg sf/f]af/ k|0ffnLnfO{
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sf] ?kdf ljsf; u/L bf];|f] ahf/ sf/f]af/nfO{ b]zJofkL agfO{ b]ze/sf nufgLstf{sf]
;xeflutfdf u'0ffTds j[l4 Nofpg ;xhLs/0f ug]{ .

3.
s]Gb|Lo lgIf]k k|0ffnLnfO{ k"0f{ / lg/Gt/ sfof{Gjogdf NofO{ b]zsf] k|d'v zx/x?af6 lwtf]kq sf/f]af/sf]
/fkm;fkm tyf km5of}{6sf] Joj:yf e/kbf]{ / lbuf] agfpg ;xhLs/0f ug]{ .
4.
jf:tljs If]qsf ;+ul7t ;+:yfx?sf] pkl:ylt a9fO{ k"FhL ahf/sf] lbuf] ljsf;sf nflu To:tf ;+ul7t
;+:yfx?nfO{ lwtf]kq ahf/df k|j]zsf nflu s/ 5'6 nufotsf k|f]T;fxg Kofs]h k|bfg u/L cfsifL{t ug{
cfjZos sfo{ ug]{ .
5.
6.
7.
;"rLs[t ;+ul7t ;+:yfxn] ;dod} ljQLo ljj/0fxsf] n]vf kl/If0f gu/fpg], n]vf kl/If0f ul/Psf
ljj/0fx Ps csf]{ If]qsf ;+ul7t ;+:yfx jLr t'ngfof]Uo gx'g] h:tf k|j[lQdf ;'wf/ Nofpg
cGt/f{li6o ljQLo ljj/0f k|jfx :t/ -International Financial Reporting Standards-IFRS_ nfu" u/L ;du|
;++:yfut If]qnfO{ kf/bzL{ agfpg sfo{ ug]{ .
;+:yfut C0fkq, ;fd"lxs nufgL sf]if tyf l8kf]lh6/L ;]jfdf ;xefuL x'g] lxtu|fxLsf] lxt ;'/Iffsf
nflu 6i6Lsf] ckl/xfo{tf /x]tfklg 6i6Lsf] lgodg ;DjGwL Joj:yf eO{ g;s]sf] cj:yfdf lwtf]kq jhf/
ljsf;df ;xof]u k'/\ofpg 6i6L ;DaGwL 5'6\6} P]g th'{df ug]{ .
;fj{hlgs ?kdf lwtf]kq lgisfzg u/]sf ;+ul7t ;+:yfx?df ;+:yfut ;'zf;g tyf ;+:s[ltsf ljsf;sf
nflu ;+:yfut ;'zf;g cfrf/;lx+tf tof/ u/L k|efjsf/L ?kdf nfu" ug]{ .
8.
lwtf]kqsf] bf];|f] ahf/ k|d'v ?kdf ;fwf/0f z]o/sf] sf/f]jf/d} ;Lldt /x]sf] cj:yfdf ;/sf/L tyf
;+ul7t ;+:yfx?n] hf/L u/]sf C0fkq, cu|flwsf/ z]o/, l8a]Gr/ / a08sf] lgisfzg sfo{nfO{ clej[l4
u/L To:tf] lwtf]kqsf] sf/f]af/df j[l4 Nofpg] .
9.
k"FhLahf/sf] ljsf;sf nflu ;dli6ut If]qdf cfjZostf cg';f/sf] hgzlQm tof/ ug{ k"FhLahf/
;DaGwL tflnd s]Gb| :yfkgf ug]{ .
10. lwtf]kqsf]
gfd;f/L tyf /fkm;fkm sfo{nfO{ l56f] 5l/tf] agfpg s]Gb|Lo lgIf]k ;DaGwL sfo{ d'n'ssf]
k|d'v zx/x?af6 ug{ ;lsg] Joj:yf ug{ ;xhLs/0f ug]{ .

11.
a:t'ahf/sf] lgodgsf nflu sfg"gL Joj:yf ug{ cfjZos cGo sfo{x? ug]{ .
12.
af]8{sf] cfkm\g} ejg lgdf{0fsf nflu kxn ug]{ .
27
g]kfn lwtf]kq af]8{
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28
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231,489,225.42
189,069,627.83
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231,489,225.42
hDdf
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29
189,069,627.83
g]kfn lwtf]kq af]8{
27,247,754.84
26,999,404.34
21,567,902.14
18,717,589.89
5,679,852.70
8,281,814.44
228,899,429.35
175,592,283.03
32,612,934.19
51,524,583.17
7,014,997.57
7,543,463.04
12,673,088.73
7,333,667.02
52,301,020.49
66,401,713.23
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(26,254,267.00)
(35,622,877.79)
(29,136,806.92)
(25,583,301.88)
(3,090,053.43)
5,195,533.56
231,489,225.42
189,069,627.90
cg';"lr @ -qmdzM_
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67,195,791.84
19,293,653.22
15,661,355.70
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1,770,882.74
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hDdf cfDbfgL
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21,027,443.25
19,160,346.78
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2,850,313.06
ckn]vg vr{ -Aofh cfDbfgLdf clu|d s/ sL_
3,389,761.42
41,765,566.02
41,738,419.50
jrt -Joo eGbf a9L ePsf] cfo_
44,028,265.62
42,889,610.78
s'n jrt
44,028,265.62
42,889,610.78
hDdf vr{
afF8kmFf8
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10,722,402.70
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30
g]kfn lwtf]kq af]8{
44,028,265.62
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cg';"lr@ -qmdzM_
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hfjnfv]n, nlntk'/
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ljj/0f
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o; jif{sf] afF8kmFf6 k'j{sf] jrt
hf]8M Xf; sl vr{
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hf]8M cf}iflw vr{ Joj:yf
hf]8M sd{rf/L labf vr{ Aoj:yf
hf]8M sd{rf/L ladf vr{ Aoj:yf
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Go'gM SDMS kl/of]hgf cGt{ut k|fKt ;DklQsf] xf;sL jfkt cfo
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sfo{lzn k'Flh k"j{sf] ;+rfng gub k|jfx
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hf]8M ut jif{sf] cGtdf k|fKt ug{ afFsL Aofh
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31
g]kfn lwtf]kq af]8{
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44,028,265.62
42,889,610.78
2,850,313.06
2,807,290.32
3,232,141.25
3,389,761.42
1,303,864.49
4,358,555.91
(1,608,668.03)
(19,293,653.22)
(1,593,672.75)
(15,661,355.70)
32,015,689.00
(4,048,259.74)
34,686,764.15
(5,486,291.12)
(11,854,537.16)
16,112,892.10
13,088,210.88
19,293,653.22
4,000,255.09
(4,762,951.59)
18,530,956.72
(248,351.50)
(53,307,146.30)
42,288,683.91
15,661,355.70
2,085,106.90
(4,000,255.09)
13,746,207.51
(1,031,976.93)
(25,272,728.74)
(35,024,541.08)
(12,558,498.16)
(18,911,648.98)
29,730,185.75
51,524,583.17
32,612,934.19
21,794,397.42
51,524,583.17
cg';"rL#
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34
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36
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37
g]kfn lwtf]kq af]8{
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