Pear Budget

PearBudget
really simple budgeting

Welcome to PearBudget. This is a free, easy-to-use budgeting program,
enabling you to track where your money is going.
It was written by
Charlie Park (help@pearbudget.com).
Welcome to
get started (to the left), or rea
How To Use PearBudget

intro
PearBudget is meant to be a really straightforward and easy-to-use
budget program. I know thatif you're like meunless a budget's super
easy, you won't use it. The guided set-up process takes about 20 minutes,
and it'll take you about 10 minutes each week to maintain your budget.
Do it. It's important. With PearBudget, your expenses fit into one of three
categories, as seen below. Don't be overwhelmed! Just follow the
instructions below and you'll be set!
Keep in mind, you don't need to know Excel to use PearBudget. Just look
for the cells with the white background and fill in the info the program tells
you to. Please don't touch any cells that don't have a white
background.
Regular (Monthly) Expenses are those that you have to pay every
month. For example, your mortgage is $1,000 every month. Your car
insurance is $100 each month. These are going to be about the same
amount, month-in, month-out. These are not dynamic, meaning once
you set the amount for the year, you shouldn't change it.
Examples are to the right.
PearBudget started as a spreadsheet (t
Friendly tip #1: Keep the names of y

columns immediately below this) shorte
It really helps with the form
Friendly tip #2: Make sure the catego

are at the top of each column (to the
below). It's fine to leave cells on the lis
make sure the blank ones are at the bo
list.
Irregular Expenses are things that come up a couple of times a year

that you know you need to budget for. For example, you know you'll
spend about $1,800 on car maintenance over the year, but you won't
pay it on a regular schedule. So you budget $150 every month into
"Car Maintenance," and then, on some sad day, you'll have to give the
mechanic all that money. But, if you've budgeted right, at least you'll
have money to give him. Another example: Christmas. If you're planning
on spending $1,200, budget $100 a month, and you'll be covered.
Variable Expenses are those that you pay every month, but that you
might budget differently from month to month. So you might
normally budget $100 for "dining out." But if the budget's tight one
month, you might cut that to $75. These are expenses that you can plan
on (somewhat), but that you want to be able to change when needed. In
other words, these expenses change from month-to-month. See the
examples to the right.
step 1
10 mins
step 2
To the right (and a little up), you can see the three different categories
(in floating boxes), with suggested budgeting areas. Change the areas to
reflect your budgetary needs. For example, you might need to add or
remove categories. Literally, where it says "rent" under "Regular Expenses,"
click on that cell and type in the category you want to be on the list. If you
want to take some time to think about what your categories should be (use
scratch paper), that's fine. But the rest of the program will key off these
boxes, so the idea is that once you begin your year's budget, you won't
change them. You don't need to fill all 10 lines per category: It's okay to
leave some blank.
Now that you've made your list of expenses and budgeting areas, it's time
to think about how much money to budget for each area. Below are the
expense areas you just selected (see how the green columns on the left
match the columns you just filled in?). In the white cells to the right of
each pear-colored spending area, fill in the amount you want to
budget for each month.
If your cells on the left are
blank, think through the year: Are there any expenditures you might be
forgetting? Remember, only modify cells if they're white. You shouldn't
Variable Expenses
food
thadi
dining out
beverages
haircuts
academics
cell recharge
(no more than 10)
10 mins
step 3
Now that you've made your list of expenses and budgeting areas, it's time
to think about how much money to budget for each area. Below are the
expense areas you just selected (see how the green columns on the left
match the columns you just filled in?). In the white cells to the right of
each pear-colored spending area, fill in the amount you want to
budget for each month.
If your cells on the left are
blank, think through the year: Are there any expenditures you might be
forgetting? Remember, only modify cells if they're white. You shouldn't
touch the pear-colored cells. If you need to change the expense areas, go
back to step 1 and modify the items on those lists on the upper right.
Regular Expenses
rent
savings
0
0
0
0
0
0
0
0
=
=
=
=
=
=
=
=
=
=
=
$ Spent Per Month

$4,600.00
$0.00
Irregular Expenses
medical
gifts
bus journey
journey food
take up
0
0
0
0
0
=
=
=
=
=
=
=
=
=
=
=
$ Spent Per Month

$100.00
$50.00
$25.00
$50.00
$0.00
Variable Expenses
food
thadi
dining out
beverages
haircuts
academics
cell rechage
0
0
0
=
=
=
=
=
=
=
=
=
=
=
$ Spent Per Month

$350.00
$200.00
$350.00
$200.00
$100.00
$100.00
$200.00
total
$4,600.00
That's all! Your budget is set up and ready to go! See the tabs at the
bottom of the screen (Start Here, Jan, Feb, Analysis)? Those will take you
to the other charts for the year. Head over to January to get acquainted
with the monthly charts and to get started!
Each month, you'll
enter in the amounts spent in each category. You'll also enter in the
amount of income you bring in each month. Look for the white cells
those are the ones you'll enter numbers into. Check out the "Analysis" page
(look at the bottom of the screen to see its tab), and you can see how
you're doing in each category for the year.
When you head over to the January sheet (or whatever month you're
starting with), look for the red 'comments' triangle in cell B3 (the cell
underneath 'food')it'll explain the next step.
total
$225.00
total
$1,500.00
Friendly tip #5: In the budget, you

upper right of certain cells (like on this
see popup comments that
Friendly tip #6: One of the best way

central "collection point" for your rec
Sunday evening), sit down and enter
slips) in to the appropriate categories
don't let your receipts stack up, this sh
per w
donate?
This budget program is free. There's no obligation of any sort for you to use
this or to pass it on to your friends. BUT if you find it useful, and if you
decide that you'd like to send in money, you can send it via PayPal, to
help@pearbudget.com.
help
There are three ways that you can help me develop PearBudget further.
First, if you find it useful, please e-mail me and let me know! My e-mail
address is help@pearbudget.com. Second, if you know of a way that the
program can be improved, please let me know about it. Maybe there's a
description somewhere that could be clearer. Maybe there's a small
mathematical error somewhere. Maybe you have an idea for a feature that
the next version of PearBudget could include. Whatever it is, please send it
my way. Third, I'd really appreciate it if you passed the program on to
your friends. This file is completely e-mailable! They can begin
anywhere in the year with it! It doesn't have to be a January-to-December
budget! If you know someone who might possibly be interested in it, please
pass it on to them!
online
Want to try the new web-based version of PearBudget?

Get a free trial for 30 days at www.pearbudget.com!
It's even easier than this spreadsheet!
Welcome to PearBudget!
started (to the left), or read a little more about us (here )
started as a spreadsheet (the one you're looking at now). After it had been downloaded over 100,000 times, we turned it into a really simple web-base
tip #1: Keep the names of your "expense areas" (in the
three
mediately below this) shorter than 10 letters.
It really helps with the formatting of the spreadsheets later on.
p #2: Make sure the categories

e top of each column (to the right and
s fine to leave cells on the list blank, but
the blank ones are at the bottom of the
list.
Irregular Expenses
medical
gifts
bus journey
journey food
take up
Regular Expenses
rent
savings
(no more than 10)
(no more than 10)
Friendly tip #3: The PearBudget spreadsheet is

only designed to work with a maximum of 30
categories, and it's pretty difficult to add more.
But, the online version of PearBudget
(www.pearbudget.com) lets you set up an
unlimited number of categories.
total
$6,325.00
Friendly tip #4: Is the
number above
approximately your
income per month?
If not, adjust the
numbers in the "$
Spent Per Month"
columns to the left until
the number above is
close to your monthly
income.
tip #5: In the budget, you'll occasionally see red triangles in the
of certain cells (like on this one). Mouse over those cells, and you'll
see popup comments that might make things clearer.
tip #6: One of the best ways to manage your budget is to have a
collection point" for your receipts. Each week, at a set time (say,
vening), sit down and enter your receipts (and your check deposit
o the appropriate categories on that month's budget sheet. If you
our receipts stack up, this shouldn't take more than 5 to 10 minutes
per week!
If you're starting your budget later on in 2013 (or

in 2014, or later), you can adjust the years in the
table below.
It's totally fine
if you start in June, and then use the same
spreadsheet through the following May.
If you're starting your budget later on in 2013 (or

in 2014, or later), you can adjust the years in the
table below.
It's totally fine
if you start in June, and then use the same
spreadsheet through the following May.
Month
January
February
March
April
May
June
July
August
September
October
November
December
Year
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
2014
Jan 2014
31
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Jan 2014
food
$0.00
$350.00
$350.00
food
Amount Spent on Variable Expenses

(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]
0
thadi
dining out
beverages
haircuts
academics
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
thadi
Amount Spent on Regular Expenses

(same amount, spent every month)
rent
savings
0
0
$0.00
$350.00
$350.00
dining out
$0.00
$200.00
$200.00
beverages
medical
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
Amount Spent on Irregular Expenses

(changing amounts, spent at random points in the year) [Just enter in this mon
0
gifts
bus journey
journey food
take up
This
column
stays
0
0
0
0
0
0
blank.
total:
$0.00
$0.00
$0.00
$0.00
$0.00
Analysis for January 2014

How To Use This Summary Analysis
This is a summary of the month's income and expenses. At the
end of the month, it'll explain how we did this month. It gives
you the same info you see above, just with its own
interpretation. For a more in-depth look at your budget for the
year, check out the "Analysis" page.
Area
Variable
Regular
Irregular
Total
Budgeted
$1,500.00
$4,600.00
$225.00
$6,325.00
Amt. Spent
$0.00
$0.00
$0.00
$0.00
Difference
$1,500.00
$4,600.00
$225.00
$6,325.00
Variable Expenses Budgeting vs. Actual Spending

[ what we thought we'd spend / what we really spent ]
We were way off our budget for the month. We had planned to
spend $1,500.00 this month, and we ended up spending $0.00,
so our planning was over by $1,500.00.
(Keep in mind, that's just the Variable Expenses. The
"Analysis" page will show you how we're doing with Regular and
Irregular Expenses.)
Total Income
Total Expenses
Difference
$0.00
$0.00
$0.00
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left
egular Expenses
ear) [Just enter in this month's expenses here.]
0
0
0
This
This
This
column
column
column
stays
stays
stays
0
This
column
stays
blank.
blank.
blank.
blank.
Income vs. Expenses Overview

[ did we end up saving anything? ]
This month, we spent $0.00. That was ...
$0.00 spent on Variable Expenses
(like food / thadi / etc.)
$0.00 spent on Regular Expenses
(like rent / savings / etc.)
$0.00 spent on Irregular Expenses
(like medical / gifts / etc.)
We brought in $0.00 for the month, so we ended up breaking
even.
You can see a chart outlining that info to the left.
Feb 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Feb 2014
food
$0.00
$350.00
$350.00
food

(changing amounts, spent every month) [Feel free to change the budgeted amount (row
thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
(changing amounts, spent at random po
gifts
bus journey
$0.00
$0.00
Analysis for February 2014

Area
Budgeted
Amt. Spent
Difference
Variable Expenses Budgeting vs. Actual Spen

[ what we thought we'd spend / what we really sp
We were way off our budget for the month. We had p
spend $1,500.00 this month, and we ended up spend
(Keep in mind, that's just the Variable Expense
"Analysis" page will show you how we're doing with Re
Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
nge the budgeted amount (row 36).]
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

ng amounts, spent at random points in the year) [Just enter in this month's expenses here.]
0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
nalysis for February 2014
enses Budgeting vs. Actual Spending

ught we'd spend / what we really spent ]
our budget for the month. We had planned to
his month, and we ended up spending $0.00,
planning was over by $1,500.00.
, that's just the Variable Expenses. The
l show you how we're doing with Regular and

0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Mar 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Mar 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for March 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for March 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Apr 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Apr 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for April 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for April 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
May 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
May 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for May 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for May 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Jun 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Jun 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for June 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for June 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Jul 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Jul 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for July 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for July 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Aug 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Aug 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for August 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for August 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Sep 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Sep 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for September 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
nalysis for September 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Oct 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Oct 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for October 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
Analysis for October 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Nov 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Nov 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for November 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
nalysis for November 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Dec 2014
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
Dec 2014
food
$0.00
$350.00
$350.00
food

thadi
dining out
beverages
haircuts
academics
$0.00
$200.00
$200.00
thadi
$0.00
$350.00
$350.00
dining out

rent
savings
0
0
0
0
0
0
0
0
$0.00
$200.00
$200.00
beverages
medical
total:
$0.00
$0.00
$100.00
$100.00
haircuts
$0.00
$100.00
$100.00
academics
Amount
gifts
bus journey
$0.00
$0.00
Analysis for December 2014

Area
Budgeted
Amt. Spent
Difference

Variable
Regular
Irregular
Total
$1,500.00
$4,600.00
$225.00
$6,325.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$4,600.00
$225.00
$6,325.00
Total Income
Total Expenses
Difference
xpenses
0
cell recharge
This
column
stays
blank.
$0.00
$200.00
$200.00
cell recharge
0
This
column
stays
blank.
0
This
column
stays
blank.
total spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,500.00
$1,500.00
total spent
income
$0.00
what's left
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
-$4,825.00
income
what's left

0
0
0
0
journey food
take up
This
This
This
This
column
column
column
column
stays
stays
stays
stays
blank.
blank.
blank.
blank.
$0.00
$0.00
nalysis for December 2014


0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$0.00
$0.00
$0.00

even.
Don't change anything on this page. Every cell on this spreadsheet is defined elsewhere in
Regular
Spending Area
rent
savings
0
0
0
0
0
0
0
0
Total
Monthly Budgeted
Amount
$4,600.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$4,600.00
Jan
Feb
Mar
Apr
Regular Expenses: Amoun

May
$0.00
$0.00
$0.00
$0.00
$0.00
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Irregular
Spending Area
medical
gifts
bus journey
journey food
take up
0
0
0
0
0
Total
Monthly Budgeted
Amount
$100.00 ($1,200 / yr)
$50.00 ($600 / yr)
$25.00 ($300 / yr)
$50.00 ($600 / yr)
$0.00 ($0 / yr)
$0.00 ($0 / yr)
$0.00 ($0 / yr)
$0.00 ($0 / yr)
$0.00 ($0 / yr)
$0.00 ($0 / yr)
$225.00 ($2,700 / yr)
Jan
Feb
Mar
Apr
Irregular Expenses: Amoun

May
$0.00
$0.00
$0.00
$0.00
$0.00
Don't change anything on this page. Every cell on this spreadsheet is defined elsewhere in
Variable Expenses
spent
food
budgeted
difference
spent
thadi
budgeted
difference
spent
dining out
budgeted
difference
spent
beverages
budgeted
difference
spent
haircuts
budgeted
difference
spent
academics
budgeted
difference
spent
cell recharge
budgeted
difference
spent
0
budgeted
difference
spent
0
Jan
Feb
Mar
Apr
May
0
Totals
(Variable
Expenses)
budgeted
difference
spent
budgeted
difference
spent
budgeted
difference
Summary
active months
so far:
0
Total Income
Reg. Expenses
Irreg. Expenses
Variable Expenses
Total Expenses
Balance
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Jan
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Feb
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Mar
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Apr
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
May
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
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Year in Summary
adsheet is defined elsewhere in the PearBudget software. Simply use this page for analysis.
Regular Expenses: Amount Spent In ...
Jun
Jul
Aug
$0.00
$0.00
$0.00
Sep
Oct
Nov
Dec
$0.00
$0.00
$0.00
$0.00
Total Spent
$0.00
$0.00
$0.00
nation? Our PayPal address is charlie@pearbudget.com. Thanks so much!

Irregular Expenses: Amount Spent In ...
Jun
Jul
Aug
$0.00
$0.00
$0.00
Sep
Oct
Nov
Dec
$0.00
$0.00
$0.00
$0.00
Total Spent
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
adsheet is defined elsewhere in the PearBudget software. Simply use this page for analysis.
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Total
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Jun
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Jul
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Aug
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Sep
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Oct
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Nov
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Dec
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Total
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
nation? Our PayPal address is charlie@pearbudget.com. Thanks so much!

Year in Summary
Regular Expenses
Irregular Expenses
Variable Expenses
Total Expenses
Total Income
Total Saved this year
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Amount Left
$0.00
$0.00
$0.00
Amount Left
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Average
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
Average
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
EXAMPLE
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
total spent
budgeted
difference
EXAMPLE
housecare

groceries
dining out
car gas
haircuts
misc.
$89.88
$22.00
$10.00
$8.50
$11.14
$104.09
$19.00
$56.00
$25.00
$57.50
$24.00
$94.21
$16.00
$80.05
$17.17
$5.22
$25.11
$15.00
$25.00
$15.22
$30.00
$14.78
housecare
$404.48
$400.00
-$4.48
groceries
$82.50
$85.00
$2.50
dining out

rent
$900.00
phone bill
$64.50
insurance
$130.00
tithe
$255.00
donations
$30.00
savings
$50.00
college
$50.00
0
0
0
$96.00
$100.00
$4.00
car gas
car maint.
$183.10
$16.93
total:
$200.03
$56.00
$35.00
-$21.00
haircuts
$50.67
$55.50
$4.83
misc.
Amount
medical
medicine
$0.00
$0.00
Analysis for EXAMPLE MONTH

Area
Budgeted
Amt. Spent
Difference

We were really close to our budget for the month.
planned to spend $705.50 this month, and we end
spending $704.87, so our planning was over by $
Variable
Regular
Irregular
Total
$705.50
$1,469.50
$375.00
$2,550.00
$704.87
$1,479.50
$218.15
$2,402.52
$0.63
-$10.00
$156.85
$147.48
Total Income
Total Expenses
Difference
xpenses
0
0
This
This
column
column
stays
stays
blank.
blank.
0
This
column
stays
blank.
0
This
column
stays
blank.
This is how your budget might look

at
the end of a month.
total spent
income
what's left
$0.00
$2,100.00
$255.50
$111.88
$143.62
$0.00
$143.62
$0.00
$143.62
$18.50
$300.00
$425.12
$11.14
$413.98
$0.00
$413.98
$0.00
$413.98
$179.09
$234.89
$0.00
$234.89
$0.00
$234.89
$0.00
$234.89
$25.00
$209.89
$0.00
$209.89
$81.50
$128.39
$94.21
$34.18
$0.00
$34.18
$0.00
$34.18
$0.00
$34.18
$16.00
$18.18
$0.00
$18.18
-$79.04
$97.22
-$79.04
$0.00
$0.00
$200.00
$120.96
$5.22
$115.74
$0.00
$115.74
$40.11
$75.63
$0.00
$75.63
$25.00
$50.63
$0.00
$50.63
$0.00
$50.63
$704.87
$2,600.00
$50.63
$705.50
$0.63
1
total spent
income
what's left

0
0
0
0
0
gifts
This
This
This
This
This
$18.12
column
column
column
column
column
stays
stays
stays
stays
stays
blank.
blank.
blank.
blank.
blank.
$18.12
alysis for EXAMPLE MONTH

close to our budget for the month. We had
nd $705.50 this month, and we ended up
4.87, so our planning was over by $0.63.

This month, we spent $2,402.52. That was ...
(like housecare / groceries / etc.)
$1,479.50 spent on Regular Expenses
(like rent / phone bill / etc.)
0
This
column
stays
blank.
otal Income
tal Expenses
Difference
$2,600.00
$2,402.52
$197.48
(like car maint. / medical / etc.)

We brought in $2,600.00 for the month, so we ended up making
$197.48 beyond what we spent.

Pear Budget

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Pear Budget

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PearBudget

really simple budgeting

get started (to the left), or rea

How To Use PearBudget

PearBudget started as a spreadsheet (t

Friendly tip #1: Keep the names of y

Friendly tip #2: Make sure the catego

Irregular Expenses are things that come up a couple of times a year

(no more than 10)

$ Spent Per Month

$ Spent Per Month

$ Spent Per Month

Friendly tip #5: In the budget, you

Friendly tip #6: One of the best way

Want to try the new web-based version of PearBudget?

p #2: Make sure the categories

(no more than 10)

(no more than 10)

Friendly tip #3: The PearBudget spreadsheet is

If you're starting your budget later on in 2013 (or

If you're starting your budget later on in 2013 (or

Amount Spent on Variable Expenses

Amount Spent on Regular Expenses

Amount Spent on Irregular Expenses

Analysis for January 2014

Variable Expenses Budgeting vs. Actual Spending

Income vs. Expenses Overview

Amount Spent on Variable Expenses

Amount Spent on Regular Expenses

How To Use This Summary Analysis

Variable Expenses Budgeting vs. Actual Spen

Amount Spent on Irregular Expenses

nalysis for February 2014

enses Budgeting vs. Actual Spending

Income vs. Expenses Overview

(like medical / gifts / etc.)

Amount Spent on Variable Expenses

Amount Spent on Regular Expenses

How To Use This Summary Analysis

Variable Expenses Budgeting vs. Actual Spen

Amount Spent on Irregular Expenses

Analysis for March 2014

enses Budgeting vs. Actual Spending

Income vs. Expenses Overview

(like medical / gifts / etc.)

Amount Spent on Variable Expenses

Amount Spent on Regular Expenses

How To Use This Summary Analysis

Variable Expenses Budgeting vs. Actual Spen

Amount Spent on Irregular Expenses

Analysis for April 2014

enses Budgeting vs. Actual Spending

Income vs. Expenses Overview

(like medical / gifts / etc.)

Amount Spent on Variable Expenses

Amount Spent on Regular Expenses

How To Use This Summary Analysis

Variable Expenses Budgeting vs. Actual Spen

Amount Spent on Irregular Expenses

Analysis for May 2014

enses Budgeting vs. Actual Spending

Income vs. Expenses Overview

(like medical / gifts / etc.)

Amount Spent on Variable Expenses