FedGlobal ACH Payments

FedGlobal ACH Payments offer efficient and flexible options for sending
cross-border Automated Clearinghouse House (ACH) payments.

FedGlobal ACH Payments

Flexible Delivery Options

FedGlobal ACH Payments offer an efficient and low-cost

means for sending cross-border ACH credit payments to
35 countries around the world, plus debit payments to
Canada only.

Two payment delivery options enable expanded access.

Payment Destinations Offer Global Reach

The FedGlobal ACH Payments suite of cross-border
ACH services is designed to help FedACH Services
customers meet their expanding global payment needs
while providing them with efficient and flexible options.

Account-to-Account. The standard option of

distributing payments between deposit accounts.
Account-to-Receiver. This option allows funds from
accounts at a U.S. depository financial institution (DFI)
to be retrieved by any receiver at either a participating
bank location or at a trusted, third-party provider in
certain receiving countries. Offers increased flexibility
to DFIs and consumers and helps to extend the reach
of ACH payments.

Cross-Border Destinations
- Argentina

- France

- Panama

- Austria

- Germany

- Peru

- Belgium

- Greece

- Poland

- Brazil

- Guatemala

- Portugal

- Canada

- Honduras

- Slovakia

- Colombia

- Ireland

- Slovenia

- Costa Rica

- Italy

- Spain

- Cyprus

- Luxembourg

- Sweden

- Czech Republic

- Malta

- Switzerland

- Denmark

- Mexico

- United Kingdom

- El Salvador

- Netherlands

- Uruguay

- Finland

- Nicaragua

Expanded Foreign Exchange Options

Tools and Resources to Support You

A range of foreign exchange options in the transfer and

receipt of cross-border payments allows financial
institutions to take advantage of the efficiencies offered
by FedGlobal ACH Payments.

The Federal Reserve Banks provide a suite of valuable

tools to help customers during the implementation of
FedGlobal ACH Payments.

F
 ixed-to-Variable (FV). U.S. dollars are converted to
a variable amount of destination currency based on
a competitive exchange rate. Settlement is between
participating U.S. financial institutions and the Federal
Reserve Banks in U.S. dollars.
F
 ixed-to-Fixed (FF) USD to USD. Payments are both
transferred and received in U.S. dollars. Settlement is
between participating U.S. financial institutions and the
Federal Reserve Banks in U.S. dollars.
F
 ixed-to-Fixed (FF) Foreign currency to foreign
currency (also known as F3X). Payments are both
transferred and received in foreign currency. The
foreign exchange rate and settlement are managed and
processed by participating U.S. financial institutions
and the respective foreign gateway operators via their
foreign correspondent banks.

C
 ustomizable marketing materials are available to aid
in launching cross-border payment offerings and in
educating customers about the services offered.
T
 he FedGlobal Formatting Aid is a complimentary,
white-label tool designed to facilitate relevant
disclosures about international ACH payments.
FedGlobal ACH customers can supplement this tool
with information gathered from their account holders
and back room processes to create a comprehensive
remittance solution.
T
 he foreign exchange resource center is a convenient
reference tool that allows users to calculate settlement
amounts for varying exchange rates and provides
history of exchange rates for additional reference.
The FedGlobal ACH Payments Service Origination
Manual, the Remittance Resource Guide and
Frequently Asked Questions provide reference for
implementation of new services.
More information about these resources can be found in
the Operations Resources section of FRBservices.org.

Comparison of Service Offerings

Payment Transfer
Options

Region

A2A

FX Options

A2R

FF

F3X

FV

North
America

Canada

Available

N/A

Available

N/A

Available

Mexico

Available

Available

N/A

Available

Available

Central and South

America

Panama

Available

N/A

Available

N/A

N/A

N/A

Available

Available

N/A

Available

Available

N/A

Available

Available

Available

All Other Countries

Europe1

1A
 ustria, Belgium, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta,
Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
2 Argentina, Brazil, Colombia, Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua, Peru, Uruguay

The FedACH Advantage

Where Can I Get More Information?

The Federal Reserve Banks are the nations largest ACH

operator, with nearly 40 years of experience and ACH expertise.
As a leader in electronic access to services, the Reserve Banks
are committed to developing innovative options to meet your
changing needs. Our combination of high dependability, security
and innovation enables you to provide the best ACH services to
your customers.

To learn more about FedGlobal ACH Payments,

use the My FedDirectory Service to find contact information
for your account executive and FedACH sales specialist or
visit FRBservices.org/ach.

The Financial Services logo, FedGlobal, FedACH and My FedDirectory are registered service marks of the Federal Reserve Banks.
A complete list of marks owned by the Federal Reserve Banks is available at FRBservices.org.

020714RPO0565