TRADE OF SERVICE BANKING LIBERALIZATION IN INDONESIA A VIEW

FROM THE REGULATION OF GENERAL AGREEMENT ON TRADE IN

SERVICES (GATS)
(Narsif, SH.MH)
ABSTRACT

Today, there are international rules about trade of service liberalization, we can
see trade of service in GATS regulation under WTO and have been done in Marrakesh on
15th April 1994. The Agreement on Trade in Service which included in GATS were
consist of many service division and banking is one of the most interesting issue.
Banking service trading is one of trade in service activity. Service in international
trade was arranged in several international agreement, one of the famous is General
Agreement on Trade in Services (GATS). Because of service parts, banking service
trading included in The International Agreement.
The regulation in international agreement basically consist of the duty to apply
trade of service liberalization on each member of the country which done with
progressive liberalization or complete liberalization.
The liberalization must be turn into a list which called out the Schedule of
Specific Commitment. Every sector of service or sub-sector of service should mentioned
on the Schedule of Specific commitment. If the country choose Progressive
Liberalization, the country must mentioned the regulation in the Schedule of Specific
Commitment. The total sector of service or sub-sector of service must be add then before
and the regulation should reduce for the next step. While the country which choose
Complete Liberalization, all of the sector of service or sub-sector of service would
mentioned in the Schedule of Specific Commitment without any regulation.
Indonesia is one of the country that have ratify GATS, in order to apply the
regulations in GATS, Indonesia have choose Progressive Liberalization with mentioned
several service in the Schedule of Specific Commitment.
In this paper, writer have several point of problems such as how to arrange service
trading according to GATS regulations, how are Indonesias specific commitment in
banking sub-sector.

KATA PENGANTAR

Dalam rangka pengaturan Perdagangan Internasional sejumlah negara telah

membentuk perjanjian yang bertujuan untuk mengatur bea masuk perdagangan barang
Dari suatu negara ke negara lain, perjanjian ini dikenal dengan General Agreement on
Tariff and Trade (GATT) yang disetujui tahun 1947. GATT merupakan persetujuan
perdagangan yang menjadi bagian dari persetujuan International Trade Organization
(ITO) yang tidak jadi berdiri. GATT merupakan suatu persetujuan multilateral tentang
pengaturan Perdagangan Internasional yang mengikat negara-negara anggota persetujuan
yang disebut Contractives Parties. Pada dasarnya prinsip-prinsip yang diatur di dalam
GATT hanya mengatur tentang perdagangan barang saja, pada hal dilain pihak negara
maju sudah mulai merasakan bahwa perdagangan jasa juga sudah mempunyai arti
penting dalam perekonomian dunia, oleh karena itu negara-negara maju menginginkan
adanya suatu liberalisasi perdagangan jasa seperti yang dilakukan dalam perdagangan
barang.
Berkenaan dengan hal di atas penulis mencoba membahas masalah ini, untuk itu
penulis mengharapkan kritikan dan saran yang membangun demi kesempurnaan makalah
ini, serta penulis mengharapkan agar makalah ini berguna dan bermanfaat bagi pembaca.

Padang,

September 2004

Penulis

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