Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
1.With the aim of achieving Financial Inclusion, Reserve Bank Of India has issued guidelines
permitting the banks to employ ____ to facilitate Business Development.
(A) Business Correspondents
(B) Franchisees
(C) Business Facilitators
(D) Both a and c
(E) None of the above
2. In respect of CGTMSE (Credit Guarantee fund Trust for Micro and Small Enterprises) No
collateral and no third party guarantee for fund based and non fund based credit facilities up
to ___
(A) Rs. 10.00 lakhs
(B) Rs. 5.00 lakhs
(C) Rs.100 lakhs
(D) Rs. 5 lakhs
(E) None of the above
3. SME Stands for:
(A) Selling and Marketing Establishment
(B) Selling and Managing Employee
(C) Sales and Marketing entity
(D) Small and Medium Enterprises
(E) None of the above
4. Which of the following is the Regulator of the credit rating agencies in India?
(A) RBI
(B) SBI
(C) SIDBI
(D) SEBI
(E) None of the above
5.The branding line of Bank of Baroda is ______
(A) International bank of India
(B) Indias International bank
(C) Indians Multinational Bank
(D) Worlds local Bank
(E) None of these
6.One of the major challenges banking industry is facing these days is money laundering.
Which of the following acts/ norms are launched by the banks to prevent money laundering in
general?
(A) Banking Regulation Act
(B) Know Your Customer Norms
(C) Negotiable Instrument Act
(D) Narcotics and Psychotropic Substance Act
(E) None of these
7.Which of the following is the Capital Market regulator?
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI
8. We know that RBI is the apex bank of India. Similarly the apex Bank of the USA is:
(A) Federal Reserve Bank
(B) The Central Bank of USA
3. Which country did not participated in the 44th World Economic Forum ?
A. India.
B. Israel
C. Iran
D. None of these
E. All of these
10. In April 2013, A Bill has been introduced in the Lok Sabha to raise the
authorised capital of the Regional Rural Banks to Rs _____ .
A. 1000 Crore
B. 500 Crore
C. 2500 Crore
D. 5 Crore
E. 10 Crore
11. In Take Out Financing there is/are how many parties involve ?
A. One
B. Two
C. Three
D. Four
E. Five
C. Deposit Products
D. All of these
E. None of these
18. Your Perfect banking Partner is the punch line of ______ Bank.
A. Federal Bank
B. UTI Bank
C. BOB
D. Bank of Maharastra
E. None of these
Answers
1.A
2.A
3.D
4.C
5.D
6.D
7. C
8. A
9.A
10. B
11.C
12.D
13.A
14.D
15. D
16. A
16. A
17.A
18. A
19. C
20..C
7. Under which of the following methods of depreciation, amount of depreciation varies every
year?
a) Written Down Value Method
b) Straight Line Method
c) Amount of depreciation does not vary on year to year basis
d) Either a or b
e) None of these
10. First bank in India to launch its interactive banking service through Dish TV:
a) HSBC
b) ICICI Bank
c) HDFC Bank
d) Axis Bank
e) None of these
12. CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) has been set up on
the recommendations of:
a) Narashimham Committee
b) Ghosh Committee
c) Chore Committee
d) Kapoor Committee
e) Krishna Committee
13. The primary relationship between the banker and the customer is that of:
a) Trustee and beneficiary
b) Debtor and Creditor
c) Principal and agent
d) Lesser and lessee
e) None of these
15. In the matter of handling bills of exchange for collection, the relationship between
customer and the bank is:
a) Trustee and the beneficiary
b) Principal and agent
c) Bailor and bailee
d) All of the above
e) None of the above
19. A Usance Bill when presented for acceptance has to be accepted/ dishonoured within:
a) 24 hours
b) 36 hours
c) 48 hours
d) 60 hours
e) 26 hours
20. Invoice is a:
a) Accounting document
b) Legal document
c) Commercial document
d) All of the above
e) None of the above
ANSWERS
1. a
2. b
3. d
4. c
5. a
6. d
7. a
8. c
9. b
10. c
11. a
12. d
13. b
14. c
15. b
16. b
17. b
18. a
19. c
20. c
B.Raise Funds
C.Sell Equity
D.Purchase shares
E. None of these
6.Which among the following banks has launched the Tatkal, scheme that
enables the people to transfer money to their families in their native towns
and villages without actually opening an account?
A.State Bank of India
B.Bank of India
C.Canara Bank
D.Union Bank of India
E. Bank of Baroda
7. Who heads the National Ministerial Committee under the Architecture for
Cash Transfers?
A.Prime Minister of India
B.Finance Minister
C.Food and Consumer Affairs Minister
D.Deputy Chairman, Planning Commission
E. None of these
8. Saumitra Chaudhuri committee has been appointed to recommend revisions
to :
A.Wholesale Price Index
B.Consumer Price Index
C.Index of Industrial Production
D.Housing Develoment Index
E. None of above
9. Too much import of Gold by India adversely affects:
1. Trade Balance
2. Current Account Balance
3. Capital Account Balance
Choose the correct option from the codes given below:
A.1 & 2
B.2 & 3
C.1, 2 & 3
D.1 & 3
E. None of these
10.In which year, the Forward Contracts (Regulation) Act was enacted in India?
A.1950
B.1952
C.1962
D. 1975
E. 1978
Answers
1. A
2. B
3. A
4. B
5. B
6. B
7. A
8. C
9. A
10. B
1) c
2) b
3) e
4) d
5) a
6) d
7) c
8) b
9) d
0) d
11) b
12) a
2. The main business of banks is to accept deposits from the public. However, a bank can
refuse to permit opening an account on behalf of _______:
a) Undesirable persons
b) Artificial persons
c) Arrested persons
d) Convicted persons
e) All of the above
3. Banks are required to monitor transactions of suspicious nature for reporting to the
authorities under anti- money laundering measures. The purpose of reporting is:
a) Combating finance of terrorism
b) To check hawala transactions
c) To check the inflow of crime money
d) To check inflow of the money earned out of sale of narcotics
e) All the above
4. Acceptance of deposits by non - banking financial companies is regulated by RBI under:
a) Non - banking financial companies acceptance of public deposits (Revenue Bank) directions 1998
b) Non - banking financial companies acceptance of government deposits (Revenue Bank) directions,
1998
c) Non - banking financial companies acceptance of public deposits (Revenue Bank) directions, 1998
d) Non- banking financial companies acceptance of deposits money lenders (Revenue
Bank) directions, 1998
e) None of the above
5. If a company, which is not a non - banking financial company wants to collect public
deposits, it is governed by ___ Act:
a) RBI Act 1934
b) Banking companies Act
c) Companies Act 1956
d) Central Government
1) a
2) a
3) e
4) a
5) c
6) b
7) a
8) a
9) d
10) d
2. India's 1st Post Office Savings Bank ATM facility has been opened in which of the following places?
a) Mumbai
b) Bangalore
c) Delhi
d) Kolkata
e) Chennai
3. Which of the following Terms is not associated with banking sector ?
a) KYC
b) RTGS
c) NET
d) TRAI
e) CTS
4. The oldest stock exchange of India is _______ Stock Exchange?
a) Bombay
b)National
c)Bangalore
d) Hyderabad
e) None
5. Which institution is known as 'soft loan window' of World Bank?
a) IFC
b) IDA
c) IMF
d) IBRD
e) ICSID
6. "Rupay" has been developed by which organization?
a) Central Govt
b) Central Bank
c) National payment corporation of India
4) Excise Duty
5) Education Cess
14. 'Pradhan Mantri Jan Dhan Yojana' (PMJDY) is the dream project of the central Government
provides ......
1) At least one bank account to every house hold
2) Bank account with locker facility to keep the valuables of people
3) One bank account to every house hold and ask the bank to enroll the minor names to open the
account in future
4) None of above
5) All of above
15. Vistara is the joint venture airlines of ......
1) Tata-Malaysian Airlines (SIA)
2) Tata-Singapore Airlines (SIA)
3) Tata-Australia Airlines (SIA)
4) Tata-Jet Airlines (SIA)
5) None
16. Which of the following is the name of a country?
1) Kwanza
2) Chad
3) Krone
4) Ruble
5) Rula
ANSWERS
1. d
2. e
3. d
4. a
5. b
6. c
7. c
8. a
9. 5
10. 3
11. b
12. 1
13. 2
14. 1
15. 2
16. 2