Lic New Jeevan Anand

Mr Vinay Kumar
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com

INSURANCE ADVISOR
Name: Mr Vinay Kumar
Age: 31
Date: 15/04/2015
Plan 815: New Jeevan Anand

Introduction:
It has been decided to introduce LIC's New Jeevan Anand, a With-Profits Assurance plan
No.815) with effect from 8'h January, 2014.This is a combination of Endowment and Whole life
Assurance plan, wherein the premium is paid
regularly during the selected policy term. The benefits and other details of the plan are given below.
Features
Benefits:
(a) Death Benefit: On death during the Policy Term (which is same as premium paying term): The
Death Benefit. defined as sum of "Sum Assured on Death", vested Simple Reversionary Bonuses and
Final Additional bonus, if any, shall be payable, where "Sum Assured on Death" is higher of 125% of
Basic Sum Assured or 10 times of annualized premium. This death benefit (as defined above) shall not
be less than 105% of total premiums paid as on date of death.
(b) Benefit on Maturity: On survival to the end of the Policy Term, Basic Sum Assured along with vested
simple reversionary bonuses and Final (Additional) bonus, if any, shall be payable.
Eligibility Conditions and Restrictions;
a)Minimum age at entry
b)Maximum age at entry
C)Maximum age at maturity
d)Minimum policy term
e)Maximum policy term
f)Minimum Basic Sum Assured
g)Maximum Basic Sum Assured
: 18 years (completed)
: 50 years (nearest birthday)
: 75 years (nearest birthday)
: 15 years
: 35 years
: Rs.1,00,000/: No limit.
The Basic Sum Assured shall be in multiples of Rs. 5,000/-.

Age at entry for the Policyholder is to be taken as age nearest birthday except for the minimum age at
entry i.e.18 years (completed).
Mode of Premium Payment: The modes of premium payment allowable during the policy term are
Yearly, Half Yearly. Quarterly, and Monthly (ECS only or through salary deductions).
Loan:
Loan facility is available under this plan after payment of premiums for atleast 3 full years
This Presentation is Prepared for Private Circulation only.

You can't sip soup with a knife
(Plan

INSURANCE ADVISOR
Date: 15/04/2015
Age: 31
Presentation Details
Plan
Plan Name
815 New Jeevan Anand
Term
/ PPT
Sum
Assured
Bonus
Mode
*Premium
Total
Prem's Paid
Maturity
Year
Maturity
Amount
21/21
1800000
48
Yly
100307
2076381
2036
3794400
100307
2076381
Total:
1800000
Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
* Rider Premiums are included in Premium.
* NI is number of installments.
Rider Details
Plan
815
Term
21
PPT Rider Name
Rider Sum
Rider
Term
Rider
Premium
Total Prem's
Paid
1800000
21
1800
37800
1800
37800
21 Double Accident Benefit
Total
Agents Copy
Sr.
DOC
No.
Pn / Tm /
PPT
Sum
Assured
1 15/04/2015 815/21/21 1800000
Mode
Yearly
Half Yearly
Quaterly
Monthly
SSS/ECS
100307
50684
25608
8536
8536
100307
50684
25608
8536
8536

When your work speaks for itself, don't interrupt
Single
0
0
Per Day
No of
Inst.
274.81
274.81

INSURANCE ADVISOR
Date: 15/04/2015
Age: 31
Return's Spreadsheet
Tax Slab: 30%
Year
Age
Normal
Lifecover
Accident
Lifecover
Annual
Premium
Tax
Saved
Net
Premium
Returns
from LIC
Net Returns
Surrender
Value
Total Loan
Available
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
2055
2056
2057
2058
2059
2060
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
2336400
2422800
2509200
2595600
2682000
2768400
2854800
2941200
3027600
3114000
3200400
3286800
3373200
3459600
3582000
3677400
3772800
3868200
3981600
4104000
4244400
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
4136400
4222800
4309200
4395600
4482000
4568400
4654800
4741200
4827600
4914000
5000400
5086800
5173200
5259600
5382000
5477400
5572800
5668200
5781600
5904000
6044400
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
100307
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
98804
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
30092
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
29641
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
70215
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
69163
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3794400
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-70215
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
-69163
3794400
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
77726
179023
250657
324451
412363
511932
624388
751374
894216
1055051
1218456
1402394
1609948
1845573
2113738
2436523
2800270
3210513
3672254
470520
490320
517860
542520
567540
593100
619200
645660
672480
699840
727200
754920
782820
810540
839160
867240
895320
923400
951300
979020
1006560
1033740
1060560
1086840
1112760
0
0
69954
161121
225591
292006
371127
460739
561949
676237
804795
949545
1096610
1262154
1448953
1661016
1902364
2192871
2520243
2889461
3305028
423468
441288
466074
488268
510786
533790
557280
581094
605232
629856
654480
679428
704538
729486
755244
780516
805788
831060
856170
881118
905904
930366
954504
978156
1001484

Those we hurt the most are often those we love the most

INSURANCE ADVISOR
2061
2062
2063
2064
2065
2066
2067
2068
2069
2070
2071
2072
2073
2074
2075
2076
2077
2078
2079
2080
2081
2082
2083
2084
Total:
Note: (1)
(2)
(3)
(4)
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
Date: 15/04/2015
Age: 31
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
1800000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1800000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1800000
2076381
622912
1453469
5594400
4140931
1138320
1163160
1187640
1211400
1234440
1256940
1278720
1299780
1320300
1339920
1359000
1377360
1395720
1413360
1431360
1449180
1467540
1490940
1511460
1550340
1588320
1675800
1692000
0
The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
Calculation includes Bonus and Final Additional Bonus as per present Rates.
* Available Total Money.
we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment
starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from maturity date.
Please refer circular no: Actl / 2015 / 4 for details about settlement options.
(*) The above illustration gives an effective yield of 8.38% with tax benefit.
(*) The above illustration gives an effective yield of 5.67% without tax benefit.

The greatest failure is the failure to try
1024488
1046844
1068876
1090260
1110996
1131246
1150848
1169802
1188270
1205928
1223100
1239624
1256148
1272024
1288224
1304262
1320786
1341846
1360314
1395306
1429488
1508220
1522800
0

INSURANCE ADVISOR
Date: 15/04/2015
Age: 31
Summary
Maximum Risk Cover (Normal) 4244400

Maximum Risk Cover (Accidental) 6044400
Total Premium Paid 2076381
Total Tax Saved u/s 80C 622912
NetPremium 1453469
Returns (Maturity and Survival) 5594400
Compounded Value Of Returns 5594400
Additional Gain by Loan Recycling 0
Net Amount In Hand On 15/04/2084 5594400
Yield WithOut Tax Benefit 5.67
Yield With Tax Benefit 8.38
Breakup of Returns
Sum Assured & Survival's
Bonus
Final Additional Bonus
180000
1800000
1814400
180000
1800000
1814400

People are lonely they build walls instead of bridges

Lic New Jeevan Anand

Caricato da

Informazioni sul documento

Copyright

Formati disponibili

Condividi questo documento

Condividi o incorpora il documento

Opzioni di condivisione

Hai trovato utile questo documento?

Questo contenuto è inappropriato?

Copyright:

Formati disponibili

Lic New Jeevan Anand

Caricato da

Copyright:

Formati disponibili

Mr Vinay Kumar

LIC OF INDIA - MANISH SHAH

LIC OF INDIA - MANISH SHAH

Plan 815: New Jeevan Anand

The Basic Sum Assured shall be in multiples of Rs. 5,000/-.

This Presentation is Prepared for Private Circulation only.

LIC OF INDIA - MANISH SHAH

815 New Jeevan Anand

PPT Rider Name

21 Double Accident Benefit

1 15/04/2015 815/21/21 1800000

This Presentation is Prepared for Private Circulation only.

LIC OF INDIA - MANISH SHAH

This Presentation is Prepared for Private Circulation only.

LIC OF INDIA - MANISH SHAH

This Presentation is Prepared for Private Circulation only.

LIC OF INDIA - MANISH SHAH

Maximum Risk Cover (Normal) 4244400

This Presentation is Prepared for Private Circulation only.

Potrebbero piacerti anche