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(Paper) BANK OF BARODA PO EXAM SOLVED QUESTION PAPER


in

BANKOFBARODAPOEXAMSOLVEDQUESTIONPAPER
BankofBarodaProbationaryOfficersExam.,2008
(Heldon5102008)
GeneralSocioEconomic&BankingAwareness:SolvedPaper
1.RBIsopenmarketoperationtransactionsarecarriedoutwithaviewto
regulate
(A)Liquidityintheeconomy
(B)Pricesofessentialcommodities
(C)Inflation
(D)Borrowingpowerofthebanks
(E)Alltheabove
2.Whenmorethanonebanksareallowingcreditfacilitiestoonepartyin
coordination
witheachotherunderaformalarrangement,thearrangementisgenerallyknownas
(A)Participation
(B)Consortium
(C)Syndication
(D)Multiplebanking
(E)Noneofthese
3.Openmarketoperations,oneofthemeasurestakenbyRBIinorderto
controlcredit
expansionintheeconomymeans
(A)SaleorpurchaseofGovt.securities
(B)Issuanceofdifferenttypesofbonds
(C)Auctionofgold
(D)Tomakeavailabledirectfinancetoborrowers
(E)Noneofthese
4.Thebankratemeans
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(A)Rateofinterestchargedbycommercialbanksfromborrowers
(B)Rateofinterestatwhichcommercialbanksdiscountedbillsoftheirborrowers
(C)Rateofinterestallowedbycommercialbanksontheirdeposits
(D)RateatwhichRBIpurchasesorrediscountsbillsofexchangeofcommercialbanks
(E)Noneofthese
5.WhatisanIndianDepositoryReceipt?
(A)AdepositaccountwithaPublicSectorBank
(B)AdepositoryaccountwithanyofDepositoriesinIndia
(C)AninstrumentintheformofdepositoryreceiptcreatedbyanIndiandepository
againstunderlyingequitysharesoftheissuingcompany
(D)AninstrumentintheformofdepositreceiptissuedbyIndiandepositories
(E)Noneofthese
6.Aninstrumentthatderivesitsvaluefromaspecifiedunderlying(currency,
gold,stocksetc.)isknownas
(A)Derivative
(B)SecuritisationReceipts
(C)HedgeFund
(D)Factoring
(E)VentureCapitalFunding
7.Fiscaldeficitis
(A)totalincomelessGovt.borrowing
(B)totalpaymentslesstotalreceipts
(C)totalpaymentslesscapitalreceipts
(D)totalexpenditurelesstotalreceiptsexcludingborrowing
(E)Noneofthese
8.IntheCapitalMarket,thetermarbitrageisusedwithreferenceto
(A)purchaseofsecuritiestocoverthesale
(B)saleofsecuritiestoreducethelossonpurchase
(C)simultaneouspurchaseandsaleofsecuritiestomakeprofitsfromprice
(D)variationindifferentmarkets
(E)Anyoftheabove
9.Reverserepomeans
(A)InjectingliquiditybytheCentralBankofacountrythroughpurchaseofGovt.
securities
(B)AbsorptionofliquidityfromthemarketbysaleofGovt.securities
(C)Balancingliquiditywithaviewtoenhancingeconomicgrowthrate
(D)Improvingthepositionofavailabilityofthesecuritiesinthemarket
(E)Anyoftheabove
10.ThestanceofRBImonetarypolicyis
(A)inflationcontrolwithadequateliquidityforgrowth
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(B)improvingcreditqualityoftheBanks
(C)strengtheningcreditdeliverymechanism
(D)supportinginvestmentdemandintheeconomy
(E)Anyoftheabove
11.CurrencySwapisaninstrumenttomanage
(A)Currencyrisk
(B)interestraterisk
(C)currencyandinterestraterisk
(D)cashflowsindifferentcurrencies
(E)Alloftheabove
12.Subprimerefersto
(A)lendingdonebybanksatratesbelowPLR
(B)fundsraisedbythebanksatsubLiborrates
(C)GroupofbankswhicharenotratedasprimebanksasperBankersAlmanac
(D)lendingdonebyfinancinginstitutionsincludingbankstocustomersnotmeetingwith
normallyrequiredcreditappraisalstandards
(E)Alloftheabove
13.EuroBondisaninstrument
(A)issuedintheEuropeanmarket
(B)issuedinEuroCurrency
(C)issuedinacountryotherthanthecountryofthecurrencyoftheBond
(D)Alloftheabove
(E)Noneofthese
14.MoneyLaunderingnormallyinvolves
(A)placementoffunds
(B)layeringoffunds
(C)integrationoffunds
(D)Allof(A),(B)and(C)
(E)Noneof(A),(B)and(C)
15.TheIMFandtheWorldBankwereconceivedasinstitutionsto
(A)strengtheninternationaleconomiccooperationandtohelpcreateamorestableand
prosperousglobaleconomy
(B)IMFpromotesinternationalmonetarycooperation
(C)TheWorldBankpromoteslongtermeconomicdevelopmentandpovertyreduction
(D)Allof(A),(B)and(C)
(E)Noneof(A),(B)and(C)
16.CapitalMarketRegulatoris
(A)RBI
(B)IRDA
(C)NSE
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(D)BSE
(E)SEBI
17.InthetermBRIC,Rstandsfor
(A)Romania
(B)Rajithan
(C)Russia
(D)Regulation
(E)Noneofthese
18.FDIrefersto
(A)FixedDepositInterest
(B)FixedDepositInvestment
(C)ForeignDirectInvestment
(D)FutureDerivativeInvestment
(E)Noneofthese
19.WhatisCallMoney?
(A)Moneyborrowedorlentforadayorovernight
(B)Moneyborrowedformorethanonedaybutupto3days
(C)Moneyborrowedformorethanonedaybutupto7days
(D)Moneyborrowedformorethanonedaybutupto14days
(E)Noneofthese
20.WhichisthefirstIndiancompanytobelistedinNASDAQ?
(A)Reliance
(B)TCS
(C)HCL
(D)Infosys
(E)Noneofthese
21.WhichofthefollowingistheRegulatorofthecreditratingagenciesinIndia
?
(A)RBI
(B)SBI
(C)SIDBI
(D)SEBI
(E)Noneofthese
22.WhoisBrandEndorsingPersonalityofBankofBaroda?
(A)JuhiChawla
(B)KiranBedi
(C)AmitabhBachchan
(D)KapilDev
(E)Noneofthese
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23.ThebrandinglineofBankofBarodais
(A)InternationalBankofIndia
(B)IndiasInternationalBank
(C)IndiasMultinationalBank
(D)WorldslocalBank
(E)Noneofthese
24.ThelogoofBankofBarodaisknownas
(A)SunofBankofBaroda
(B)BarodaSun
(C)BankofBarodasRays
(D)SunlightofBankofBaroda
(E)Noneofthese
25.Whichofthefollowingstatements(s)is/areTrueabouttheexportsof
ChinawhichisaclosecompetitorofIndia?
(i)Chinaseconomicsuccessisbasicallyonthefactthatitexportscheapergoodsto
rich
nationsliketheUSA,etc.
(ii)Intheyear2007Chinasexportsbecamealmost40%ofitsGDP.
(iii)WhencomparedtoIndiaChinasshareintheWorldExportsismorethan30%
whereasIndiasshareismere6%oftheglobalexports.
(A)Only(i)
(B)Only(ii)
(C)Both(i)and(ii)
(D)All(i),(ii)and(iii)
(E)Noneofthese
26.Oneofthemajorchallengesbankingindustryisfacingthesedaysismoney
laundering.Whichofthefollowingacts/normsarelaunchedbythebanksto
preventmoneylaunderingingeneral?
(A)KnowYourCustomerNorms
(B)BankingRegulationAct
(C)NegotiableInstrumentAct
(D)NarcoticsandPsychotropicSubstanceAct
(E)Noneofthese
27.LotofBanksinIndiathesedaysareofferingMBankingFacilitytotheir
customers.WhatisthefullformofMinMBanking?
(A)Money
(B)Marginal
(C)Message
(D)MutualFund
(E)MobilePhone
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28.Whichofthefollowingis/aretrueabouttheSubPrimeCrisis?(Theterm
wasverymuchinnewsrecently.)
(i)Itisamortgagecrisisreferringtocreditdefaultbytheborrowers.
(ii)SubPrimeborrowerswerethoseborrowerswhowereratedlowandwerehighrisk
borrowers.
(iii)Thiscrisisoriginatedbecauseofnegligenceincreditratingoftheborrowers.
(A)Only(i)
(B)Only(ii)
(C)Only(iii)
(D)All(i),(ii)and(iii)
(E)Noneofthese
29.WhichofthefollowingisnotthepartofthestructureoftheFinancial
SysteminIndia?
(A)IndustrialFinance
(B)AgriculturalFinance
(C)GovernmentFinance
(D)DevelopmentFinance
(E)PersonalFinance
30.Whichofthefollowingisnotthepartofthescheduledbankingstructurein
India?
(A)MoneyLenders
(B)PublicSectorBanks
(C)PrivateSectorBanks
(D)RegionalRuralBanks
(E)StateCooperativeBanks
31.AsweallknowGovt.ofIndiacollectstaxrevenueonvariousactivitiesin
thecountry.WhichofthefollowingisapartofthetaxrevenueoftheGovt.?
(i)TaxonIncome
(ii)TaxonExpenditure
(iii)TaxonPropertyorCapitalAsset
(iv)TaxonGoodsandServices
(A)Both(i)and(iii)only
(B)Both(ii)and(iv)only
(C)All(i),(ii),(iii)and(iv)
(D)Only(ii),(iii)and(iv)
(E)Noneofthese
32.WeveryfrequentlyreadaboutSpecialEconomicZones(SEZs)in
newspapers.TheseSEZswereestablishedwithwhichofthefollowing
objectives?
(i)Toattractforeigninvestmentdirectly.
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(ii)Toprotectdomesticmarketfromdirectcompetitionfrommultinationals.
(iii)Toprovidemorecapitaltoagriculturalandalliedactivities.
(A)Only(i)
(B)Only(ii)
(C)Only(iii)
(D)All(i),(ii)and(iii)
(E)Noneofthese
33.Whichofthefollowinggroupsofcountrieshasalmost50%shareinglobal
emissionofcarboneveryyear?
(A)US,China,India,SouthAfrica
(B)India,China,Russia,Britain
(C)SouthAfrica,Nepal,Myanmar
(D)US,Russia,China&India
(E)Noneofthese
34.WhichofthefollowingcorrectlydescribestheconceptofNuclearBank
floatedbyInternationalAtomicEnergyAgency?
(i)Itisanuclearfuelbanktobesharedbyallthenationsjointly.
(ii)Itisafacilitytohelpnationsinenrichmentofuranium.
(iii)Itisanagencywhichwillkeepaclosevigilonthenuclearprogrammeofallthe
nations.
(A)Only(i)
(B)Only(ii)
(C)Both(i)and(iii)only
(D)Only(iii)
(E)Both(i)and(ii)only
35.ManytimeswereadaboutFutureTradinginnewspapers.WhatisFuture
Trading?
(i)Itisnothingbutatradebetweenanytwostockexchangeswhereinitisdecidedto
purchasethestocksofeachotheronafixedpricethroughouttheyear.
(ii)Itisanagreementbetweentwopartiestobuyorsellanunderlyingassetinthe
future
atapredeterminedprice.
(iii)Itisanagreementbetweenstockexchangesthattheywillnottradethestocksof
each
otherunderanycircumstancesinfutureorforagivenperiodoftime.
(A)Only(i)
(B)Only(ii)
(C)Only(iii)
(D)All(i),(ii)and(iii)
(E)Noneofthese
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36.InflationinIndiaismeasuredonwhichofthefollowingindexes/indicators
?
(A)CostofLivingIndex(COLI)
(B)ConsumerPriceIndex(CPI)
(C)GrossDomesticProduct
(D)WholesalePriceIndex(WPI)
(E)Noneofthese
37.Asperthereportspublishedinthenewspapersasectionofsocietystaged
ademonstrationatthevenueoftheG8Summitrecently.Whatwas/werethe
issuestowardswhichthesedemonstratorsweretryingtodrawtheattentionof
G8leaders?
(i)Foodshortagewhichhastaken50millionpeopleinitsgrip.
(ii)InflationwhichhasgoneupsubstantiallyacrosstheGlobe.
(iii)USAsconsistentpresenceinIraq.
(A)Only(i)
(B)Only(ii)
(C)Only(iii)
(D)Both(i)and(ii)only
(E)Noneofthese
38.HillaryClintonformallysuspendedhercampaigntoensureelectionofwho
amongstthefollowingforthenextPresidentofUSA?
(A)GeorgeBush
(B)BarackObama
(C)JohnMcCain
(D)BillClinton
(E)Noneofthese
39.HugoChavezwhosenamewasrecentlyinnewsisthe
(A)PresidentofCongo
(B)PrimeMinisterofUganda
(C)PresidentofVenezuela
(D)PrimeMinisterofBrazil
(E)Noneofthese
40.TheGovt.ofIndiahasraisedtheamountoftheLoanWaivertothefarmers
by20%.Nowtheamountisnearly
(A)Rs.60,000crore
(B)Rs.65,000crore
(C)Rs.72,000crore
(D)Rs.76,000crore
(E)Rs.80,000crore
41.DelimitationCommissionhasmadearecommendationthatnextCensus
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shouldbePanchayatwise.WhenisthenextCensusdue?
(A)2010
(B)2011
(C)2012
(D)2013
(E)2015
42.TheWorldHealthOrganisationhasurgedthatadvertisementsofwhichof
thefollowingshouldbebannedtoprotectyouthfrombadeffectsofthesame?
(A)Tobacco
(B)Alcoholicdrinks
(C)JunkFood
(D)Softdrinkswithchemicalpreservatives
(E)Noneofthese
43.WhichofthefollowingcountrieshasallocatedahugeamountofUS$10
billiontoproviderelieftoitsearthquakevictims?
(A)Japan
(B)SouthKorea
(C)China
(D)SouthAfrica
(E)Noneofthese
44.IndiaandNepalhavemanyagreementsonsharingofthewaterofvarious
rivers.Whichofthefollowingriversisnotcoveredundertheseagreements?
(A)Kosi
(B)Gandak
(C)Ganga
(D)Mahakali
(E)Alltheseriversarecovered
45.Whichofthefollowingnamesisnotcloselyassociatedwithspace
programmeofIndiaoranyothercountry?
(A)CARTOSAT
(B)NLS5
(C)RUBIN8
(D)GSLV
(E)SCOPE
46.VijayHazareTrophyisassociatedwiththegameof
(A)Hockey
(B)Cricket
(C)Badminton
(D)Football
(E)Golf
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47.WhichofthefollowingwasthethemeoftheOlympicTorch?
(A)JourneyofHarmony
(B)GreenWorldCleanWorld
(C)JourneyofPeace
(D)JourneyforHungerfreeWorld
(E)Noneofthese
48.WhichofthefollowingschemesisnotasocialdevelopmentScheme?
(A)IndiraAwasYojana
(B)MidDayMeal
(C)BharatNirmanYojana
(D)SarvaShikshaAbhiyan
(E)Allaresocialschemes
49.WhichofthefollowingisnotamemberoftheASEAN?
(A)Malaysia
(B)Indonesia
(C)Vietnam
(D)Britain
(E)Singapore
50.WhichofthefollowingAwardsaregivenforexcellenceinthefieldofSports
?
(A)KalingaPrize
(B)ShantiSwarupBhatnagarAward
(C)ArjunAward
(D)PulitzerPrize
(E)Noneofthese
Answers:
1.(E)2.(B)3.(A)4.(D)5.(C)6.(C)7.(D)8.(C)9.(A)10.(E)
11.(D)12.(D)13.(C)14.(D)15.(D)16.(E)17.(C)18.(C)19.(A)20.(D)
21.(D)22.(E)23.(B)24.(B)25.(C)26.(E)27.(E)28.(D)29.(E)30.(A)
31.(C)32.(A)33.(D)34.(B)35.(B)36.(D)37.(B)38.(B)39.(C)40.(A)
41.(B)42.(A)43.(C)44.(C)45.(E)46.(B)47.(A)48.(C)49.(D)50.(C

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