Benefit Comparison A

For internal circulation and training purposes only

10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002

BENEFITS

AMHI EASY HEALTH

MAX HEARTBEAT

MAX FAMILY FIRST

Inpatient Hospitalisation

Covered

Covered

Covered

Room Rent

No Room Type Capping

Shared Room upto 3 Lacs Shared Room under Silver

of SI
Variant and Private Room
Private Room between 5 to under Gold Variant
10 Lacs of SI.
Upgraded Private Room
above 10 Lacs of SI

Nursing Expenses

AMHI ADVANTAGES

No capping on
Room Type

Covered

Covered

Covered

Surgeon's fees, Consultant's Covered

fees, Anesthetists and
Specialist's fees

Covered

Covered

Cost of medicines and drugs Covered

Covered

Covered

Emergency ambulance

Rs 2000 per hospitalisation.

Upto Sum Insured. Incase of Upto Sum Insured. Incase of

non-network hospital, limited non-network hospital, limited
to Rs 2000 per hospitalisation to Rs 2000 per hospitalisation

Pre-hospitalisation

30 Days. Can be increased to 30 Days.

60 days if intimated 5 days Covered up to 15% of Sum
prior to hospitalisation
Insured upto 3 Lacs Sum
Insured

Covered up to 20% of Sum

Insured between 3 to 10
Lacs Sum Insured
Upto Sum Insured above
10 Lacs Sum Insured

30 Days.
Covered up to 15% under
Silver Variant and 20% under
Gold Variant

60 Days. Can be increased to 60 Days

90 days if intimated 5 days Covered up to 15% of Sum
prior to hospitalisation.
Insured upto 3 Lacs Sum
No sub limit
Insured

Covered up to 20% of Sum

Insured between 3 to 10
Lacs Sum Insured
Upto Sum Insured above
10 Lacs Sum Insured

60 Days.
Covered up to 15% under
Silver Variant and 20% under
Gold Variant

Day Care Procedure

Covered

Covered

Covered

Domiciliary Treatment

Covered

Covered
For SI 2,3 Lacs- Upto Rs
15000
For SI 5,7.5,10 Lacs- Upto
Rs 50000
For SI 15,20,50 Lacs- Upto
Rs 250000

Covered
Upto Rs 15000 under Silver
Variant and Rs 37500 under
Gold Variant

Daily Cash for

Covered
accompanying insured child

Not Covered

Not Covered

Covered only
in Easy Health

Daily Cash for choosing

shared accommodation

Covered

Not Covered

Not Covered

Covered only
in Easy Health

Maternity

Covered

Covered
For SI 2,3 Lacs- Upto Rs
30000
For SI 5,7.5,10 Lacs- Upto
Rs 50000
For SI 15,20,50 Lacs- Upto
Rs 100000

Covered
upto Rs 25000 under Silver
Variant and Rs 50000 under
Gold Variant

Post-hospitalization

No capping on
Sum Insured and
60 days Covered

No capping on
Sum Insured and
90 days Covered

No capping on
Sum Insured

Copyright by Apollo Munich Health Insurance Company Limited. All Rights Reserved.
For further details, Please refer Policy Brochure.

Benefit Comparison A

For internal circulation and training purposes only

10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002

BENEFITS

AMHI EASY HEALTH

MAX HEARTBEAT

MAX FAMILY FIRST

Newborn Baby

Covered

Covered

Covered

Not Covered

Not Covered

Covered only
in Easy Health

Spectacles, Contact Lenses, Covered

Hearing Aids

Not Covered

Not Covered

Covered only
in Easy Health

E- Opinion for Critical

Illness

Covered

Covered

Not Covered

Vaccinations for Children

upto 12 Years of Age

Not Covered

Covered for SI 15,20,50 Lacs

Not Covered

Outpatient Treatment
(Consultation and
Diagnostic)

Not Covered

Covered for SI 15,20,50 Lacs

Not Covered

Health Checkup

Covered

Covered

Covered

Renewal Incentive

Cumulative Bonus of 10% for Loyalty Benefit upto 10% of

every claim-free year
renewal premium for health
services & products if policy
renewed without any break

Loyalty Benefit upto 10% of

renewal premium for health
services & products if policy
renewed without any break

Sum Insured

Rs 1,2,3,4,5,7.5,10 Lacs

Rs 2, 3, 5, 7.5, 10, 15, 20,

50 Lacs

Rs 1, 2, 3, 4, 5 Lacs for
Individual Plan and Rs 3, 4, 5,
10, 20 Lacs

Copayment

No Copayment

20% for Insured above 65

years of age

20% for Insured above 65

years of age

None

None

Critical Illness Rider

available

48 Months

48 Months

PED waiting period

of 36 months

No maximum entry age

No maximum entry age

Outpatient Dental Treatment Covered

Riders

Critical Illness Rider

PED Waiting Period

36 Months

Entry Age

91 Days to 65 Years

No Copayment

AMHI/PR/H/0013/0044/102010/P

AMHI ADVANTAGES

Copyright by Apollo Munich Health Insurance Company Limited. All Rights Reserved.
For further details, Please refer Policy Brochure.