RURAL IMMERSION PROGRAM 2014

DISTRICT - SEHORE

Rural Immersion Programme

Group 16
IIM Indore

Pradnya Ganar 2014PGP256

Pooja Banthiya 2014PGP254
Prachi Chandogothia 2014PGP255
Preeti Raheja 2014PGP249
Priyanka Bhagat 2014PGP273
Priyanka Deshpande 2014PGP274
Priyam Gupta 2014PGP272

Pranita Subhash 2014PGP263

Hande Kaushal Lalit 2014PGP125
Hardikkumar Patel 2014PGP126
Hari Balaji 2014PGP127
Hari Laxman 2014PGP128
Harish Kumar 2014PGP129
Harsh Kumar 2014PGP130

RURAL IMMERSION PROGRAMME REPORT: SEHORE

Brief Introduction of District:
Sehore is 39 Km away from the state capital Bhopal towards south and is located on the Bhopal
Indore highway. The district area is about 6578 kms. Sehore is surrounded by seven districts i.e.
Bhopal, Raisen, Hoshangabad, Dewas, Shajapur, Rajgarh and Harda. The river Seven flows through
the district. Standing in the foothills of the Vidhyachal range in the middle of the Malwa region,
Sehore stands at a height of 1500 to 2000 feet above the sea level.
The district headquarters are located in Sehore city, while the district falls under the Bhopal
division. The state capital was in fact a part of this district until 1972, when it was bifurcated and
the new district of Bhopal was formed.
District Information:
According to 2011 census, Sehore had a population of 1,311,332 of which male and female were
683,743 and 627,589 respectively. The districts population growth rate was 21.54% from 2001 to
2011. Average literacy rate of Sehore was 70.06 in 2011, the male and female literacy rate were
80.83 and 58.33 respectively. The sex ratio of the district was 918 female per 1000 male.
The district is sub divided into five administrative blocks and seven tehsils. The administrative
divisions are shown below
1. Sehore
2. Ashta
3. Ichhawar
4. Budhni
5. Nasrullaganj
There are 144 Gram Panchayats under the Sehore block.
During our visit to the district we studied the following schemes:
Indira Awaas:
Indira Awaas is a social welfare program created by Indian Government to provide housing for the
rural poor in India. The differentiation is made between the rural poor and the urban poor with a
separate set of schemes operating for the urban poor (like the basic services for urban poor). It is
one of the major flagship programs of rural development ministry to construct houses for BPL
(Below Poverty Line) population.
It was started in 1985 as a part of the Rural Landless Employment Programme and has been
operating as an independent scheme since 1996. The vision of the government is to replace all
temporary (kuchha) houses from Indian villages by 2017.
Under the scheme financial assistance worth Rs.70000 in plain areas and Rs.75000 in
difficult areas (high land areas) is provided for construction of houses.
Guidelines to be followed:
1. The house is allocated in the name of the wife or jointly between husband and wife
2. No contractors are entertained
3. Latrines are compulsory (Additional assistance is provided by Total Sanitation campaign)

Midday Meal Scheme:

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The mid-day meal scheme is a programme of the Government of India designed to improve
the nutritional status of school-age children nationwide. It was implemented in 2004.The
programme supplies free lunches on working days for children in Primary and Upper Primary
classes in Government, Government aided, local body, education guarantee scheme and alternate
innovative education centers. Serving 120,000,000 children in over 1,265,000 schools and
education guarantee scheme centers, it is the largest such programme in the world.
Toilet in schools:
The Indian Government is making great strides in the availability of clean toilets across all schools
in India as nearly two million children die from diarrheal diseases caused because of human excreta
not being removed in time and unclean toilets. In recent years, the focus has been on building
separate toilets for boys and girls together with a hand-washing facility in every school. Under
Prime Minister Modis clean India scheme, schools get Rs.54000 (previously Rs.35000) for
constructing toilets.
Samagra debit card scheme:
The Pradhan Mantri Jan Dhan Yojana (Peoples Money scheme) is an ambitious scheme for
comprehensive financial inclusion launched by his Excellency Narendra Modi on 28 th August 2014.
On the inauguration day, 1.5 crore bank accounts were opened under this scheme and by
September, 3.02 crore accounts were opened with around Rs.1500 crore being deposited.
Bank account for every household
Account holders will be provided zero balance bank account with Rupay debit card, in
addition to accidental insurance cover of Rs.1 lakh
After six months of opening of the bank account, holders can avail Rs.5000 loan from the
bank.

FIELD STUDY:
As part of the field study, the group visited the following four villages and met the Sarpanch of the
respective Gram Panchayats. The group also had an interaction with the natives of the village to
study about the awareness level of the various policies, their implementation and their support in
improving the natives' standard of living.
1. Thuna Kalan Village
Village Demography

Village Economy
P 1558 Agriculture
oDiary, Milk production
p
Business
u
lOthers
a
t
i
o
n
L 80%
i
t
e
r
a
c
y

80%
10%
8%
2%

Schemes

Mid-Day Meals: The village has a primary school with about 171 students, which
comprises of 86 boys and 85 girls. 3 cooks and women from one self-help group
have been assigned the task of preparing the mid-day meals to the students. These
cooks follow a particular time-table which is common across all villages in the
district. The food was hygienic, healthy and prepared in time. There was a higher
turnout on Tuesday on which day, the special food comprising of puri, alu and kheer
was served.
Toilets in schools: Separate toilets for both girls and boys were present. The toilets
had enough water for maintenance. There was a hand pump and a tank where the
water was stored. Students were observed washing their hands before having food
and after coming from toilets. It was seen that there was no assigned person to clean
the toilets from time to time. Even though the toilet had an Indian commode, it was
locked and made unavailable for the students for utilization.

Apart from schools, in the villages people were encouraged to use the toilets by
beating drums by a pack of kids when they preferred to go out in open rather than
use toilets.
Indira Awas Yojana: In this scheme, about Rs.70000 was allocated to a person in a
family to build his own pukka house. The criteria for allocating the amount was his
financial condition. A series of reviews were undertaken after the disbursement to
check the proper use of money. One more yojana called Grameen Awas included
lending loans up to Rs.100000 by Bank of India to the privileged to get them build
their pukka houses.
Debit Card issued in samagra: As a part of the Jan Dhan Yojana and other schemes
like samagra, the financial inclusion of the village reached 85% (at least one account
per house). The debit cards are yet to be issued on these accounts.

2. Chitaulia Laakha Village

Village Demography and Economy
Population

1595

Agriculture

95%

Literacy
rate
BPL

90%

Services and business

4%

88

Others

1%

Mid-day meals: The village has a primary school with about 30 students and the
middle school has about 11 students. 2 cooks and women from one self-help group
have been assigned the task of preparing the mid-day meals to the students. The food
was hygienic, healthy and prepared in time. A teacher was assigned the task of
tasting the food before serving it to the students.
Toilets in schools: Separate toilets for both girls and boys were present. The toilets
had enough water for maintenance. There was a hand pump and a tank where the
water was stored. Students were observed washing their hands before having food
and after coming from toilets. It was seen that there was no assigned person to clean
the toilets from time to time.
Apart from schools, about 98% of the houses have toilets.
Indira Awas Yojana: In this scheme, about Rs.70000 was allocated to a person in a
family to build his own pakka house. The criteria for allotting the amount was based
on his financial condition. A series of reviews were undertaken after the
disbursement to check the proper use of money. One more yojana called Grameen
Awas included lending loans up to Rs.1,00,000 by Bank of India to the privileged to
get them build their pukka houses. 25% of the houses were kaccha in the village. 2
houses of the kaccha houses were implemented under this scheme this year

3. Jamuna Talav
Village Demography and Economy
Population

2800

BPL

212

Female
Male
Literacy
rate

47.5 52.5

Agriculture

80%

>85%

Labour and Shops

20%

The Gram Panchayat comprises of 2 villages namely Chandwari and ThunaKuli

Mid-day meals: The government school has over 400 students. The primary school
has 3 cooks and the middle school has 4 cooks. These cooks follow a particular
time-table which is common across all villages in the district. The food was
hygienic, healthy and prepared in time. There was a higher turnout on Tuesday on
which day, the special food comprising of puri, alu and kheer was served. A teacher
is appointed to taste the mid-day meal prepared before offering it to the kids.

Toilets in schools: Separate toilets for both girls and boys were present. The toilets
had enough water for maintenance. It was seen that there was no assigned person to
clean the toilets from time to time.
The school also undertook the task of getting the adivasi girls from far-away tribal
villages. The basic necessities for hygiene were provided in a kit and the kids were
groomed for the future.

Indira Awas Yojana: In this scheme, about Rs.70000 was allocated to a person in a family
to build his own pakka house. The criteria for allotting the amount were based on his
financial condition. A series of reviews were undertaken after the disbursement to check the
proper use of money. Under this yojana, 54 houses stand completed. One more yojana called

Grameen Awas included lending loans up to Rs.1,00,000 by NJGB to the privileged to get
them build their pukka houses. And under Grameen Awas, 6 pukka houses were constructed.

Debit Card issued in samagra: As a part of the Jan Dhan Yojana and other schemes
like samagra, the financial inclusion of the village reached 95% (at least one account per
house). 850 accounts were opened in Jan Dhan Yojana in Narmada Jhabua Gramin
Bank. Two bank accounts per family is to be opened as per the scheme.
Before the implementation of debit card, the village had kiosks where withdrawal was done
by accessing the accounts with the help of fingerprints.
This particular village was identified as the cleanest village of all the villages in Sehore
under the Swachh Bharath Yojana
4. Khari

Village Demography and Economy

Population
Female
Male
Literacy
rate

1985

85%

BPL

136

Agriculture

70%

Labour

30%

The gram Panchayat comprises of 2 villages namely Khari and Semalghata

Mid-day meals: There were 84 students in primary and 107 in middle. These cooks
followed a particular time-table which is common across all villages in the district.
The food was hygienic, healthy and prepared in time. A teacher is appointed to taste
the mid-day meal prepared before offering it to the kids.
Toilets in schools: Separate toilets for both girls and boys were present. The toilets
had enough water for maintenance. It was seen that there was no assigned person to

clean the toilets from time to time. In Semalghata, lift pumps were used to transfer
water from hand pumps to the taps. In general, in the village only 75 out of 310
houses had toilets.
Indira AwasYojana: In this scheme, about Rs.70000 was allocated to a person in a
family to build his own pakka house. Under this yojana, 36 houses stand completed.
One more yojana called Grameen Awas included lending loans up to Rs.1,00,000 by
NJGB to the privileged to get them build their pukka houses. And under Grameen
Awas, 1 pukka house was constructed.
Debit Card issued in samagrah: As a part of the Jan Dhan Yojana and other
schemes like samagra, the financial inclusion of the village reached 100% (at least
one account per house). 2 bank accounts per family is to be opened as per the
scheme.
The banks given the responsibility of Jan Dhan in this village are SBI, Bilkizgarg and SBI,
Sehore.

SUGGESTIONS FOR IMPROVEMENT

Debit Card Support
The Debit card implementation is almost complete and is in well condition. But at start of the stage
some villages were charged around 20 INR for opening the account. They came to know about full
information in a day or so. Making sure that people are completely informed about the scheme
before the implementation can help them save from such pilferages. Though almost 90% people
have their accounts opened we need to make sure that people use this account regularly or this
could be another Adhar Card like fiasco where no is using it. For that people need to be pursued
regularly.
Indira Avas Yojana
There were very few Indira Avas built with this Yojana. Many of the villagers were unaware of the
scheme and its procedures. The villagers need to be aware about the benefits and procedures of this
scheme. The scheme seems to be progressing slowly. Insufficient amount of funds allocation from
government seems to be the reason for it. Also after building the half house with 35000 INR,
approval takes lots of time to get another approval for rest of 35000 INR.
Toilets in School
The toilets were built properly among the schools, but the water problem during summers creates
major difficulties for the student to use it. There need to be a water reserve system should be
maintained near toilets which can provide proper water harvesting during summers. Also the in
some school water tanks were maintained far from the toilets. Students need to walk some distance
to bring water to the toilet. The water tanks can be maintained near the toilet to reduce the efforts of
the students.
Midday Meal
Students were happy with the midday meal. The hygiene level was also good. But throughout the
year same menu was used. We suggest the different seasonal menu so that students can get the
different seasonal food as well as some variety. Also more fruits should be included as part of the
midday meal.

LEARNING FROM THE PROGRAMME

1. Mid- Day Meal- In the villages which we visited, mid-day meal scheme is implemented
more or less in a proper and well planned way. Students are content with the regularity and
taste of the meal provided under this scheme. All schools in the district follow the same
fixed menu throughout the week.
2. There were self-help groups (SHGs) having the charge of 2-3 nearby schools which used to
arrange for all the ingredients required in preparation of the mid-day meal and there were 23 cooks per school.
3. Government transfers the payment to the SHGs directly through their accounts and makes
the payment to the cooks by transferring their payment to the teachers accounts of their
respective schools.
4. Toilets- 90 % of households in villages of Sehore district have toilet facilities. Also,
government has scheme of reimbursing INR 12000 per household post building the toilet.
5. Though all the government schools have separate toilets for boys and girls, in many schools,
maintenance is required to ensure cleanliness. Moreover, rooftops are open in some schools
and some schools have their toilets locked due to concerns of maintenance.
6. Some villages have started a new initiative whereby, groups of children beat drums and
follow people to homes who defecate in open areas so as to make them conscious and
embarrassed while using open areas.
7. In many schools, children have to fetch water from hand pumps after using toilets which are
far from toilets. Also, hand wash facility should be provided near toilets.
8. Indira Awaas Yojana- While studying this scheme, we learnt that BPL families are
provided help from government in 2 kinds- A) Indira Awaas Yojana, which offers INR
70,000 of funds each to approximately 2-3 households per year (based on population/
number of applications) for constructing pakka house. Selection for sanction of these funds
to selected households is done by local panchayats/ Sarpanch. B) Mukhyamantri Awaas
Yojana, which offers loan of INR 100,000 out of which INR 50000 is subsidized.
9. People availing these schemes are not educated and not well aware of the details and interest
rates and they seem a little dissatisfied with its implementation by the government.
10. Debit Card Schemes- Till date; bank accounts have been opened for 95-100% households
in Sehore district with all the databases prepared containing details regarding bank account
numbers, aadhar card/ voter ID/ ration card details etc. But still, debit cards, pass books and
cheque books are in process of getting issued. Accounts have been opened with nearby
nationalized banks like BOI, PNB, and UCO bank etc. Specialty of these accounts is they
can be started with zero balance.
11. Others- In some schools, there were well equipped Science and computer labs. This should
be encouraged in every school.
Rain Water Harvesting

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Rain water harvesting is being encouraged heavily by the government in the form of soak
pits and wells in households and schools

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