HISTORY :-

We were incorporated on January 1, 1991 as Maxi Motors Financial

Services Limited and received certificate of commencement of business on
February 19, 1991 . Our name was changed to Mahindra & Mahindra
Financial Services Limited on November 3, 1992 . We are registered with
the RBI as an NBFC with effect from September 4, 1998 under Section
45IA of the Reserve Bank of India Act 1934.

VISION:-
Our vision is to be the leading Rural Finance Company and continue to
retain the leadership position for Mahindra Products.

MISSION:-
We will be recognized as the premier provider of financial services on the
basis of our contribution to sale of Mahindra range of vehicles, tractors,
services and help M&M protect its sale through availability of finance

We will specialize in financing products based on applications and build

on the competence developed in its focus area. We will target all segments
of vehicle financing and deploy the skills acquired through an in-depth
understanding of the chosen product market.

We will provide products and services tailored to the needs of M&M, our
most favored customer, and always meet their needs. In case of demand-
supply mismatch of funds, we will do everything to find a solution

We will help M&M develop better products by providing first-hand

information received from the target market.
Our Business:-
The loan products designed by us, both in terms of amount and
tenure, are based on usage and the economic life of the vehicle
Commercially, UVs are used both for passenger as well as
goods transport. Tractors are used for both farm and haulage
applications

Our innovative and flexible repayment schedule is designed on

a case to case basis and suits the need of every borrower, with
convenient and comfortable repayment schedules and methods.
We offer quarterly, monthly, half-yearly repayment schedules
and one can repay via post-dated cheques, demand drafts and
cash.

Our customers for retail loans are small entrepreneurs or self-

employed individuals such as transport operators, taxi
operators and agriculturists. We also provide trade finance to
automobile and tractor dealers, which following the sale of a
vehicle, are converted into direct retail customer loans. Our
customers usually provide part of the amount and the balance
of the vehicle’s price is financed by us.

We believe that to operate effectively in rural and semi-urban

areas, it is necessary to be familiar with the local culture,
practices and environment. Accordingly, we endeavour to
recruit local employees into our branches and provide them
training on our tailor-made training programmes. We conduct
most of our business through our own field executives and
branch personnel, which we believe is preferable to relying on
outsourced marketing agents and sales agents
Our business has grown extensively since the time we were established.
Our loan assets, total income and profit after tax have all grown
considerably over the last few years.
STRENGTH’S :-

We believe that the following are our key strengths:

In-depth knowledge of the rural and semi-urban market

Our relationship with Mahindra & Mahindra
Our branch network
Our association with dealers
Our client base
Our loan approval and administration procedures
Experienced Board and executive management team
Our ability to borrow at competitive rates

Krazzy 4 break free lurics

heads up yo…

krazzy with a k… thst’s the way…

say k… r… a… zee… zee… y…
do it anyway… just put the k…
in k… r… a… zee… zee… y…

break free gotta get some chutti

tod do deewaron ko
break free ab kholo muthi…
chheen lo duniya se more…

break free gotta get some chutti

tod do deewaron ko
break free ab kholo muthi…
chheen lo duniya se more…

krazzy with a k… thst’s the way…

say k… r… a… zee… zee… y…
do it anyway… just put the k…
in k… r… a… zee… zee… y…

heads up yo…

i don’t play mild…i just go wild…

like there’s no tomorrow…
so get with me… and you will see…
kya hai crazy deewano…
you gotta rule… yeh na tu bhool…
ki tu hai cool oh yaaron…
zara dil khol ke mujhko bol…
what’s in your soul batado…

so if you wanna… yeah… yeah..

dil hai deewanana… yeah… yeah…
1 and 2 and 3 and 3…
swing it with me doston…

break free gotta get some chutti

tod do deewaron ko
break free ab kholo muthi…
chheen lo duniya se more…

dont’t mess with me

coz i’m crazy
anyhting you say baby
that don’t faze me
can nobody stop me now
cause i break free
lets go wild

this world will kill…

your beating dil…
magar himmat na haaro…
you got to prove…
you got the groove…
zara taaqat dikhado…

you gotta sing…

and do your thing…
jo kehta wo dil gaao…
dikhake smile…
show me your style…
churao dil hazaron…

so if you wanna… yeah… yeah..

dil hai deewanana… yeah… yeah…
1 and 2 and 3 and 3…
swing it with me doston…

break free gotta get some chutti

tod do deewaron ko
break free ab kholo muthi…
chheen lo duniya se more…

break free gotta get some chutti

tod do deewaron ko
break free ab kholo muthi…
chheen lo duniya se more…

krazzy with a k… thst’s the way…

say k… r… a… zee… zee… y…
do it anyway… just put the k…
in k… r… a… zee… zee… y…

heads up yo…