Savings Interest Calculator

2015 Spreadsheet123 LTD. All rights reserved

Savings Plan Entries

Length of Investment

Initial Investment

35
Annual Tax Rate

Tax Calculations

Annual Earnings Rates

Annual Earnings Rate

Enabled

Income Tax

1,000

Min Rate

-2%
9%

Average Rate

4%

Press F9 to Recalculate

Semi-Annually

Additional Annual Deposits

Fixed

Max Rate

Scheduled Deposits
Deposit Frequency (DF)

4%

Interest Rate

10%

Deposit Amount (DA)

10,000

Interest Compounded

1,000

Daily

Summary of the Savings Plan

TOTAL

Future Value of Your Savings

Invested
Withdrawn

115,000.00
0.00

Value after 35 years

243,575.30

Generated Profit / Loss

128,575.30
14,286.14

Interest Earned (After Tax)

Total Tax Paid

Savings Projection Chart

Investments

Interest

Tax

300,000

250,000

200,000

150,000

100,000

50,000

2014 Spreadsheet123 LTD

31

30

29

28

27

26

25

24

23

22

21

20

19

18

17

16

15

14

13

12

11

10

Savings Interest Calculator by Spreadsheet123

r
2015 Spreadsheet123 LTD. All rights reserved

Plan

2014 Spreadsheet123 LTD

34

33

32

31

Tax

Savings Interest Calculator by Spreadsheet123

Contributions
Year

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
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Rate

Interest

4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
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428.3
566.4
709.7
858.2
1,012.1
1,171.7
1,337.2
1,508.7
1,686.5
1,870.9
2,062.0
2,260.2
2,465.6
2,678.6
2,899.4
3,128.3
3,365.7
3,611.7
3,866.8
4,131.2
4,405.4
4,689.6
4,984.3
5,289.7
5,606.5
5,934.8
6,275.2
6,628.1
6,993.9
7,373.2
7,766.5
8,174.1
8,596.8
9,034.9
9,489.2
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2014 Spreadsheet123 LTD

Tax

42.8
56.6
71.0
85.8
101.2
117.2
133.7
150.9
168.7
187.1
206.2
226.0
246.6
267.9
289.9
312.8
336.6
361.2
386.7
413.1
440.5
469.0
498.4
529.0
560.6
593.5
627.5
662.8
699.4
737.3
776.6
817.4
859.7
903.5
948.9
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Scheduled
Deposits
10000
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
3,000.0
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Add. Annual
Deposits or
Withdrawals

Cumulative
Balance
10000
13,385.5
16,895.3
20,534.0
24,306.3
28,217.2
32,271.7
36,475.2
40,833.0
45,350.9
50,034.7
54,890.5
59,924.7
65,143.8
70,554.5
76,164.0
81,979.5
88,008.6
94,259.1
100,739.2
107,457.3
114,422.2
121,642.8
129,128.6
136,889.4
144,935.2
153,276.5
161,924.2
170,889.5
180,184.0
189,819.9
199,809.8
210,166.5
220,903.6
232,035.0
243,575.3
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Deposits

Interest

10000
13,000.0
16,000.0
19,000.0
22,000.0
25,000.0
28,000.0
31,000.0
34,000.0
37,000.0
40,000.0
43,000.0
46,000.0
49,000.0
52,000.0
55,000.0
58,000.0
61,000.0
64,000.0
67,000.0
70,000.0
73,000.0
76,000.0
79,000.0
82,000.0
85,000.0
88,000.0
91,000.0
94,000.0
97,000.0
100,000.0
103,000.0
106,000.0
109,000.0
112,000.0
115,000.0
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428.3
994.7
1,704.4
2,562.6
3,574.7
4,746.4
6,083.5
7,592.2
9,278.8
11,149.7
13,211.7
15,471.9
17,937.5
20,616.1
23,515.6
26,643.9
30,009.6
33,621.3
37,488.0
41,619.3
46,024.6
50,714.2
55,698.5
60,988.2
66,594.7
72,529.5
78,804.7
85,432.7
92,426.7
99,799.9
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Savings Interest Calculator by Spreadsheet123

Cumulative
Tax

42.8
99.5
170.4
256.3
357.5
474.6
608.4
759.2
927.9
1,115.0
1,321.2
1,547.2
1,793.8
2,061.6
2,351.6
2,664.4
3,001.0
3,362.1
3,748.8
4,161.9
4,602.5
5,071.4
5,569.8
6,098.8
6,659.5
7,252.9
7,880.5
8,543.3
9,242.7
9,980.0
10,756.6
11,574.1
12,433.7
13,337.2
14,286.1
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2014 Spreadsheet123 LTD

Savings Interest Calculator by Spreadsheet123

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