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CodeSheet 11212011
Revised 11/21/11
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CODE
1A
2A
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z
CODE
XA
XB
XC
XD
XE
XF
XG
XH
XJ
XR
CodeSheet 11212011
Revised 11/21/11
CODE
(blank)
#
$
0
1
2
3
4
5
6
7
8
8A
8P
8R
9
9P
A
B
C
D
E
F
G
H
J
M
S
U
Z
CD
CF
CJ
CN
CP
CQ
CS
CT
CU
CX
CZ
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CODE
0
1
2
3
4
5
6
7
8
0A
0C
0F
0G
10
11
12
13
15
17
18
19
1A**
1C
20
22
23
25
26
27**
29
2A
2C
30**
31**
34
37
3A
43
**
ACCOUNT TYPES
DESCRIPTION
Auto
Unsecured
Secured
Partially Secured
Home Improvement
FHA Home Improvement Loan
Installment Sales Contract
Charge Account
Real estate - Specific Type Unknown
Time Share Loan
Factoring Company Account
Construction Loan
Flexible Spending Credit Card
Business Loan
Recreational Merchandise
Education Loan
Lease
Check Credit or Line of Credit
Manufactured Housing
Credit Card
FHA Real Estate Mortgage Loan
Lender Placed Insurance
Household Goods
Note Loan
Secured by Household Goods
Secured by Household Goods and Other Collateral
VA Real Estate Mortgage Loan
Conventional Real Estate Mortgage - Purchase Money First
Real estate mortgage
Rental Agreement
Secured Credit Card
FmHA Real Estate Mortgage Loan
Summary of Accounts with the Same Status
Unknown
Debt Counseling Service
Combined Credit Plan
Auto Lease
Debit Card
Obsolete Code - provide response in Metro 2
CODE
C
I
M
O
R
PORTFOLIO TYPES
DESCRIPTION
Line of credit
Installment
Mortgage
Open account (30 or 90 days)
Revolving (open-end account)
CodeSheet 11212011
Revised 11/21/11
CODE
47
48
4D
50
5A
5B
65
66
67
68
69
6A
6B
6D
70
71
72
73
74
75
77
78**
7A
7B
85**
87**
89
8A
8B
90
91
92
93
94**
95
9A
9B
ACCOUNT TYPES
DESCRIPTION
Credit Line Secured
Collection Agency/Attorney
Telecommunications/Cellular
Family Support
Real Estate - Jr. Liens and Non-Purchase Money First
Second Mortgage
Government Unsecured Guaranteed Loan
Government Secured Guaranteed Loan
Government Unsecured Direct Loan
Government Secured Direct Loan
Government Grant
Commercial Installment Loan
Commercial Mortgage Loan
Home Equity
Government Overpayment
Government Fine
Government Fee for Services
Government Employee Advance
Government Miscellaneous Debt
Government Benefit
Returned Check
Installment Loan
Commercial Line of Credit
Agricultural
Bi-Monthly Mortgage Payments
Semi-Monthly Mortgage Payments
Home Equity Line of Credit
Business Credit Card
Deposit Related
Medical Debt
Debt Consolidation
Utility Company
Child Support
Spouse Support
Attorney Fees
Secured Home Improvement
Business Line Personally Guaranteed
**
Page 3 of 4
CODE
0
1
2
3
4
5
6
B
D
E
G
H
J
K
CODE
0**
1
2
3
4**
5
6**
7
T
W
X
Z*
ECOA CODES
DESCRIPTION
Undesignated (accounts open before 06/77)
Individual
Joint contractual liability
Authorized user
Joint
Co-Maker
On behalf of
Maker
Association with account terminated
Business/Commercial
Consumer deceased
Delete Borrower
*
**
Revised 11/21/11
CODE
1
2
6
8
10
12
14**
15
19
23
24
31
37
38
39
40
41
100
101
102
103
104
105
106
107
108
109
110
111
112
**
DISPUTE CODES
DESCRIPTION
Not his/hers
Belongs to another individual with same/similar name
Not aware of collection
Late due to change of address - never received statement
Settlement or partial payments accepted
Claims paid the original creditor before collection status or paid before charge-off
Claims paid before collection status
Credit Limit and/or High Credit amount incorrect
Included in the bankruptcy of another person
Claims account closed
Claims account closed by consumer
Contract cancelled or rescinded
Account included in bankruptcy
Claims active military duty
Insurance claim delayed
Account involved in litigation
Claims victim of natural or declared disaster
Claims account deferred
Not liable for account (i.e. ex-spouse, business)
Account reaffirmed or not included in bankruptcy
Claims true identity fraud/account fraudulently opened
Claims account take-over, fraudulent charges made on account
Disputes Dates of Last Payment/Opened/of First Delinquency/Billing/ Closed
Disputes present/previous Account Status/Payment History Profile/Payment Rating
Disputes Special Comment/Compliance Condition Code/narrative remarks
Disputes Account Type or Terms Duration/Terms Frequency or Portfolio Type disputed
Disputes current balance
Claims company will change
Claims company will delete
Claims inaccurate information
Obsolete Dispute Code
CodeSheet 11212011
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