CHARLES J WITHEY

Grand Rapids, MI 49519 C: 734-564-5826 chaswithey@outlook.com

PROFESSIONAL SUMMARY
Business executive skilled in creation, development, expansion and financing. Results-focused professional versed
in all aspects of operations, project management, profitability and finance. Accomplished risk taker with the vision
to see the "big picture" and still focus on the details. Strengths include business creation, business expansion,
operations, project management, account management, sales and cold calling.

SKILLS
Accomplished Business Leader
Ability to visualize Corporate goals.
Business Developer
Sales Professional versed in cold calling
Enhance organizational productivity
Strategy and product development.
Feasibility assessment and analysis
Entrepreneur accomplished in concept
development and feasibility analysis
Financial Analyst skills successful at securing
funding for corporate growth

Concept development
Progressive Leadership
Operations Manager
Value Creator
Project Management
Forward Thinking
Staff Training
Strategy development
Forward thinking
Price Negotiating
Xactimate Estimating

WORK HISTORY
General Manager | Project Manager | Estimator, 10/2010 to 11/2014
F. LAX CONSTRUCTION Ferndale, MI
Private company providing construction and remodeling serviced for the insurance restoration industry, repairs to
bank owned foreclosures (Fnme & Freddie Mac) and work with several Lowes Stores doing kitchen and bathroom
projects. Started as Project Manager then moved to Division Operations Manager. During start up phase handled
100% of estimating and project management. Spearheaded all marketing and sales which included cold calls.
Located and vetted all sub contractors. Conducted weekly production meetings to review job status and resolve
critical issues. Project Manager on 50+ jobs at any point in time.
Started new division in Grand Rapids from ground up.
Grew division from zero revenues and no employees to $4,000,000 of revenue and 28 employees in 17
months.
Increased total company revenues by more than 20%
Xactimate experience to write water loss and structure losses for insurance restoration.
Negotiated prices with Sub contractors to reduce costs by 11% and increase profit margins.
Re-Negotiated building loan with Mercantile Bank that reduced monthly debt service by 39%.

President | Developer | Real Estate Broker, 08/1997 to 12/2010

WITHEY DEVELOPMENT CO Howell, MI
Real estate developer and residential builder (Single family and Condominiums). Identified property to be
developed, found investors, secured financing, assisted in site plan layout and designed the floor plans. Prepared
projections, handled all permitting, met with Planning Commission, and handled all project management. Worked
with Real Estate agents and secured marketing staff in sales models.

Project Manager
Developer
Sales Manager
Developed more than 10 subdivisions
built over 90 single family homes | condominiums

Managing Member | President | Loan Officer, 01/2002 to 12/2010

MARATHON FINANCIAL SERVICES Howell, MI
Broker Office that handled residential mortgages and worked with commercial clients to secure real estate
mortgages and working capital loans. Installed and handled all accounting, commissions and payroll. Monitored all
loans in process and decreased closing times by 6 days. Managed communication to Underwriters to decrease
loan denials by 14%. Set up marketing campaign including radio advertising and call-in shows. Obtained financing
for 18 commercial clients.
During first 5 years grew mortgage closings by 24% per year
Set up marketing campaign that increased sales by 18%.
Operations Manager
Sales Manager

EDUCATION
Bachelor of Business Administration: Accounting and Business Administration,
ALMA COLLEGE - Alma, MI

ACCOMPLISHMENTS
Start-Up, Banking, Analyst and Financing experience
Entrepreneur started plastic manufacturing company, real estate developer, mortgage company and wind
energy company.
Trained as a Financial Analyst at National Bank of Detroit
Commercial Loan Officer at National Bank of Detroit and American Financial
Handled 12 commercial liquidations and 10 bank reorganizations.
Wrote prospectus, business plan and generated projections
Worked with the bond market start up funding
Lending Career obtained Economic Development loan from State of Tennessee, working capital loans, and
real estate loans

COMMUNITY INVOLVEMENT
Red Cedar Recreation - Board Chairman and Program Director. Non profit organization the ran all sports
programming for the City of Williamston. I ran the tackle football program and all basketball programming.
Organized the teams, referees, and schedules.