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INTRODUCTION
Online Banking
of
the
improved
security
and
encryption
rapidly
convenience
it
due
to
offers,
the
clear
including
improvement
such
features
in
as
banking
is
the
practice
of
making
bank
to
leave
the
house.
We
can
shop
online,
Online Banking
Online Banking
INTRODUCTION:
If you're like most people, you've heard
a lot about online banking but probably
haven't tried it yourself. You still pay
your bills by mail and deposit cheques
at your bank branch, much the way your
parents did. You might shop online for a
loan, life insurance or a home mortgage,
but when it comes time to commit, you
feel more comfortable working with your
banker or an agent you know and trust.
Online Banking
the
major
effects
on
banking
relationships.
Online Banking
normal
Internet
connection
is
suitable.
No
special
networks
to
automate
millions
of
daily
Online Banking
Online Banking
TYPES OF INTERNET
BANKING
Online Banking
therefore
must
be
in
place
to
prevent
networks,
configuration
than
the
risk
with
is
higher
informational
with
this
systems.
Online Banking
SCENARIO IN INDIA
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Online Banking
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Online Banking
The
Reserve
Bank
of
India
(RBI)
has
created
BACKGROUND:
The document broadly categorizes levels of Internet
banking services into three types:
a) The basic level service in which the banks' websites
distribute
information
on
different
products
and
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Online Banking
The
deregulation
of
the
banking
industry
conducted
by
students
of
IIML,
shows
some
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interesting facts:
Online Banking
such
as
online
funds
transfer,
A PRACTICAL APPROACH:
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Online Banking
Web servers
Hardware
Application servers
Database servers
Networking equipment
Software
Systems software
Application software
Application integration with core
banking
Services
Security
Networking
Hosting Decision
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Online Banking
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Online Banking
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Online Banking
(comprising
of
Web
Sever,
Internet
failures
that
could
indicate
possible
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Online Banking
These
result
in
enhanced
customer
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Online Banking
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Online Banking
of
correspondence
between
the
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Online Banking
ELECTRONIC TRANSACTIONS
To most people, electronic banking means 24-hour access
to cash through an automated teller machine (ATM) or
paychecks deposited directly into checking or savings
accounts.
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Online Banking
Bill
Consumers
Payment
can
(EBP):
pre-authorize
bills
are
paid
automatically.
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Online Banking
bank
withdraw
almost
cash,
make
any
time.
To
deposits,
or
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Online Banking
6) Pay-by-Phone
Systems:
It
lets
one
many
banking
transactions
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Online Banking
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Online Banking
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Online Banking
BENEFITS OF INTERNET
BANKING
Easy to use
Looks like your paper checkbook, so u will feel
comfortable right away.
Balance your account more easily.
Convenient
Download up to date information on balances and
transaction on balances and transaction for checking
savings, money market, line of credit, investment,
and credit card accounts.
Carry your own banking tasks during the day or
night, from home or office.
Transfer funds between accounts within the same
bank.
Schedule bill payments up to a year in advance.
Pay bills from within Quicken or Quicken books,
where expenses are transacted.
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Online Banking
Saves time
No more writing checks, addressing envelopes,
licking stamps.
No more trips to the bank.
No data entry paying bills and recording checks
happen simultaneously.
Other
Save money avoid overdrafts; maximize checks
and recording checks happen simultaneously.
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Online Banking
ADVANTAGES OF ONLINE
BANKING
The various advantages are:
Convenience:
Unlike
the
corner
bank,
online
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Online Banking
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Online Banking
DISADVANTAGES OF ONLINE
BANKING
Hence the various disadvantages are:
Start-up may take time: In order to register for
bank's online program, one will probably have to
provide ID and sign a form at a bank branch. If you
and your spouse wish to view and manage your
assets together online, one of you may have to sign
a durable power of attorney before the bank will
display all of your holdings together.
Learning curve: Banking sites can be difficult to
navigate at first. Plan to invest some time and read
the tutorials in order to become comfortable in the
virtual lobby.
Bank
site
changes:
Even
the
largest
banks
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Online Banking
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Online Banking
have
basic
computer
skills
and
Internet
knowledge
Must be comfortable using a computer
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Online Banking
with
any
personal
identification
number
(PIN),
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Online Banking
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Online Banking
These
are
small,
malicious
programs
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Online Banking
mail.
There
are
methods
of
protection
that
b.
Virus
check
all
floppies
and
CDs
before
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Online Banking
cards
to
restrict
access
and
good
staff
management practices.
5) Hacking: It is the unauthorized use or attempt to
avoid the security mechanisms of an information
system or network. A hacker is a person who enjoys
exploring the details of computers and how to stretch
their capabilities. He is a malicious or inquisitive
meddler who tries to discover information by poking
around. A person who enjoys learning the details of
programming
systems
and
how
to
stretch
their
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Online Banking
to
fraudulently
acquire
sensitive
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Online Banking
breached,
and
if
revealing
the
activities
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Online Banking
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Online Banking
TYPES OF ATTACKS
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Online Banking
are
released
against
our
wishes
to
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Online Banking
language,
so
that
only
the
desired
parties
Interruption,
Masquerade
is
caused
when
an
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Online Banking
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Online Banking
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Online Banking
(Secure
Sockets
Layer):
It
is a
protocol
credit
card
details,
over
the
Internet.
Most
SSL
provides
important
things:
Privacy,
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Online Banking
Certificates:
electronic
"credit
card"
digital
certificate
that
establishes
is
an
your
number,
expiration
dates,
copy
of
the
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Online Banking
Firewalls
are
frequently
used
to
prevent
of
PINs:
Passwords
or
personal
Security:
General
security
over
your
and
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Online Banking
Contact
your
hardware
and
software
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Online Banking
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Online Banking
application
forms.
To
enhance
the
and
monitor
user
feedback;
provide
smooth
lines
of
business;
incorporate
third-party
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Online Banking
Technology
Vendor
Infosys
(BankAway)
Abu Dhabi
Commercial Bank
Infosys
(BankAway)
Bank of India
Centurion Bank
I-flex
Logica
Orbitech (now
Polaris)
I-flex
Citibank
Corporation Bank
Deutsche Bank
Federal Bank
HDFC Bank
HSBC
ICICI Bank
Sanchez
i-flex/ Satyam
Infosys, ICICI
Infotech
Service
offering
NetBanking
ADCB NetLink
BOIonline
MyCBOL
Citibank Online
CorpNet
db direct
FedNet
NetBanking
Online@hsbc
Infinity
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Online Banking
Infosys
IDBI Bank
IndusInd Bank
Punjab National
(BankAway)
CR2
Infosys
Bank
(BankAway)
i-net banking
IndusNet
BIBLIOGRAPHY
Websites:
www.pcquest.com
www.indiainfoline.com
www.google.com
www.pnbindia.com
www.onlinebanking.com
www.netbanker.com
www.banknetindia.com
Magazines:
Can You Bank Online? PC Quest
Personal Finance Business Today
Professional Banker
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