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KAREN BOBACK
Serving the people of the 117 Legislative District
th
PAID
HARRISBURG, PA
PERMIT NO. 529
Winter/Spring 2009
www.RepBoback.com
Annual Legislative Survey
Because I value the opinions of those I serve and want to accurately represent your views in Harrisburg, I am asking you
to complete the following survey and return it to any of my three full-time offices, listed on the back page, at your earliest
convenience. The answers that were provided from last year’s survey impacted my committee and floor votes. The survey is
also available on my Web site, RepBoback.com. I look forward to reading your answers!
1. Have you personally been impacted by the national 6. With Pennsylvania facing a budget shortfall expected
mortgage foreclosure crisis? to exceed $2 billion by the end of the fiscal year in June,
Yes No what do you think the General Assembly should do to
resolve the deficit?
2. Have you personally been impacted by a job cut, Ask for a federal assistance package
layoff or down-sizing? Cut spending on programs
Yes No Raise the personal income tax
Expand gambling to include table games and
3. With appropriate Department of Environmental poker machines in bars
Protection oversight, do you favor drilling on state- Other, please explain: _________________
owned lands into the Marcellus Shale for natural gas?
Yes No ___________________________________
4. Do you think Pennsylvania should institute a 7. Would you be interested in participating in an upcom-
“Severance Tax” on natural gas extraction, even as ing Energy Expo?
the price of natural gas has been cut by more than 60 Yes No
percent?
Yes No 8. Would you prefer to receive newsletters from my
office via e-mail rather than in your mailbox?
5. What should be the top priority of the General Yes No
Assembly in 2009? Please choose one.
Road and bridge repair Name: ____________________________________
Economic development and job creation
Solving the health care crisis Address: ____________________________________
Improving education
Investing in alternative energy ____________________________________
Other, please explain: _________________
E-mail: ____________________________________
___________________________________
www.RepBoback.com
Property Tax/Rent Rebate
Applications Available
Applications for the state’s Property Tax/ Rent Rebate program for 2008 are
now available.
Eligible participants who are 65 years or older, widows and widowers 50 years
or older, and those 18 years or older with disabilities can receive a rebate of up
to $650 based on the rent or property taxes paid in 2008.
Because of the needs of the veterans in
Income limits for homeowners are set at the following levels, excluding her district, Boback established a veterans
50 percent of Social Security, Supplemental Security Income, and Railroad advisory comittee and hosts veterans outreach
Retirement Tier 1 benefits: hours in her district offices. Dan Walsh of the
• $0 to $8,000, maximum $650 rebate (Homeowners and renters) Governor’s Veterans Outreach and Assistance
• $8,001 to $15,000, maximum $500 rebate (Homeowners and renters) Center visits her offices to explain services
• $15,001 to $18,000, maximum $300 rebate (Homeowners only) and benefits to area veterans. Pictured with
• $18,001 to $35,000, maximum $250 rebate (Homeowners only) Walsh and Boback are Richard Wren, director
Remember to apply before June 30 and to provide all the necessary income, of Luzerne County Veteran’s Affairs and Tom
property tax or rental information required to process claims quickly and Owens, director of Wyoming County Veteran’s
accurately. Affairs.
Finally, with revenue from slot machines now providing supplemental property
tax rebates, you may receive extra relief in your rebate check if you pay more
than 15 percent of your household income in property taxes. The Department Volunteer
of Revenue will calculate eligibility for you.
Property Tax/Rent Rebate claim forms are available by contacting any of my Responders May Be
offices or by visiting my Web site at RepBoback.com.
Eligible for Tax Credit
In July, the Volunteer Responder Retention
Help for Struggling Homeowners and Recruitment Tax Credit was signed into law,
providing a $100 tax credit to fire department,
rescue and emergency medical service volunteers
If you are a homeowner who is facing higher interest rates from an adjustable who meet the program’s criteria.
rate mortgage, you may be eligible for the REfinance to an Affordable Loan (REAL) Eligibility is based on a points system, and
program, which offers a lower interest fixed 30-year rate for those who qualify. points are earned for participation in activities
To be eligible for REAL, you must have a combined gross annual income less than such as certification, emergency response rate
$120,000 and may be no more than 59 days past due on your existing mortgage. and attendance at organizational meetings.
Additionally, you must have a credit score of at least 620 or: A complete list of point-earning activities is
• Your mortgage payment adjusted in the last 12 months to a higher interest available at osfc.state.pa.us.
rate or a fully amortized payment and you have made no more than two, The deadline to apply for the tax credit is April
30-day late payments since the adjustment. (Your mortgage payment history 15, 2009. Applications are available in my district
12 months prior to the adjustment must show no history of late payments.) office, or at revenue.state.pa.us.
• Your credit history of other debt (carloan, credit cards, etc.) shows no more Legislation has also been introduced in the
than three, 30-day late payments 12 months prior to the adjustment of your House to make this a permanent tax credit and
mortgage. to raise the credit amount to $500 per year by
• You may borrow up to 100 percent of your home’s value based upon a current 2013.
appraisal (or 95 percent for borrowers with a credit score below 620). The REAL The men and women who selflessly volunteer
loan may be used to finance items such as subordinate mortgages, closing costs, as first responders deserve a tax credit for giving
prepayment penalties, delinquent property taxes, and arrearages that have their time and risking their personal safety
occurred within the past 12 months after the loan reset to a higher monthly for the protection of our communities. This
payment amount. tax credit is also an investment into volunteer
• Your monthly total debt costs (credit cards, car loans, installment loans, REAL services, which are having great difficulty with
mortgage payment, student loans, etc.) may not exceed 50 percent of your recruitment and retention. Volunteer emergency
total gross monthly income (or 45 percent for borrowers with a credit score service organizations save our local governments
below 620). an immeasurable amount of money because
If you believe you qualify, contact this toll-free consumer information hotline (800) municipalities do not have to hire professional
822-1174 for more details and the name of a participating lender in your area. first responders or purchase expensive life-saving
equipment.
6 Cross Country Complex / Tunkhannock, PA 18657 / PHONE: (570) 836-4777 / FAX: (570) 836-4772
7844 Blue Ridge Trail / Mountain Top, PA 18707 / PHONE: (570) 868-7780 / TOLL FREE: 1 (800) 278-3930 / FAX: (570) 868-4658
E-mail: kboback@pahousegop.com
www.RepBoback.com