RESERVE BANK OF INDIA

COLLEGE OF AGRICULTURAL BANKING

UNIVERSITY ROAD, PUNE 411 016
Appraisal ! Dair" Pr#$%&
For dairy schemes with very large outlays, detailed reports will have to be prepared. The
items of finance would include capital asset items such as purchase of milch animals,
construction of sheds, purchase of equipments etc. The feeding cost during the initial period
of one/two months is capitalised and given as term loan. Facilities such as cost of land
development, fencing, digging of well, commissioning of diesel engine/pumpset, electricity
connections, essential servants' quarters, godown, transport vehicle, milk processing facilities
etc. can be considered for loan. Cost of land is not considered for loan. owever, if land is
purchased for setting up a dairy farm, its cost can be treated as party's margin upto !"# of the
total cost of pro$ect.
The scheme should include information on land, livestock markets, availability of water,
feeds, fodders, veterinary aid, breeding facilities, marketing aspects, training facilities,
e%perience of the farmer and the type of assistance available from &tate 'overnment, dairy
society/union/federation.
The scheme should also include information on the number of and types of animals to be
purchased, their breeds, production performance, cost and other relevant input and output
costs with their description. (ased on this, the total cost of the pro$ect, margin money to be
provided by the beneficiary, requirement of bank loan, estimated annual e%penditure, income,
profit and loss statement, repayment period, etc. can be worked out and shown in the )ro$ect
report.
T$%'(i%al F$asi)ili&" * &'is +,l- )ri$!l" i(%l,-$ *
1. *earness of the selected area to veterinary, breeding and milk collection centre
and the financing bank's branch.
2. +vailability of good quality animals in nearby livestock market.
3. +vailability of training facilities.
4. +vailability of good gra,ing ground/lands.
5. 'reen/dry fodder, concentrate feed, medicines etc.
6. +vailability of veterinary aid/breeding centres and milk marketing facilities near
the scheme area.
E%(.i% Via)ili&" * &'is +,l- )ri$!l" i(%l,-$ *
1. -nit Cost
2. .nput cost for feeds and fodders, veterinary aid, breeding of animals, insurance,
labour and other overheads.
3. /utput costs i.e. sale price of milk, manure, gunny bags, male/female calves, other
miscellaneous items etc.
4. .ncome0e%penditure statement and annual gross surplus.
5. Cash flow analysis.
6. 1epayment schedule 2i.e. repayment of principal loan amount and interest3.
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
/ther documents such as loan application forms, security aspects, margin money
requirements etc. are also e%amined. + field visit to the scheme area is undertaken for
conducting a techno0economic feasibility study for appraisal of the scheme.
R$pa".$(& P$ri- ! La(
1epayment period depends upon the gross surplus in the scheme. The loans will be repaid in
suitable monthly/quarterly instalments usually within a period of about : years. .n case of
commercial schemes it may be e%tended upto ;06 years depending on cash flow analysis.
I(s,ra(%$
The animals may be insured annually or on long term master policy, where ever it is
applicable. The present rate of insurance premium for scheme and non scheme animals are
5.5:# and <."# respectively.
Pa%/a0$ ! C..( 1a(a0$.$(& Pra%&i%$s R$%..$(-$- !r Dair"
Far.$rs
=odern and well established scientific principles, practices and skills should be used to
obtain ma%imum economic benefits from dairy farming. &ome of the ma$or norms and
recommended practices are as follows >
2,si(03
1. Construct shed on dry, properly raised ground.
2. +void water0logging, marshy and heavy rainfall areas.
3. The walls of the sheds should be !.: to 5 meters high.
4. The walls should be plastered to make them damp proof.
5. The roof should be 80< metres high.
6. The cattle shed should be well ventilated.
7. The floor should be pucca/hard, even non0slippery impervious, well sloped 28 cm per
metre3 and properly drained to remain dry and clean.
8. )rovide ".5: metre broad, pucca drain at the rear of the standing space.
9. + standing space of 5 % !.": metre for each animal is needed.
10. The manger space should be !.": metre with front height of ".: metre and depth of
".5: metre.
11. The corners in mangers, troughs, drains and walls should be rounded for easy
cleaning.
12. )rovide :0!" sq. metre loaf space for each animal.
13. )rovide proper shade and cool drinking water in summer.
14. .n winter keep animals indoor during night and rain.
15. )rovide individual bedding daily.
16. =aintain sanitary condition around shed.
17. Control e%ternal parasites 2ticks, flies etc.3 by spraying the pens, sheds with =alathion
or Copper sulphate solution.
18. 4rain urine into collection pits and then to the field through irrigation channels.
19. 4ispose of dung and urine properly. + gobar gas plant will be an ideal way. ?here
gobar gas plant is not constructed, convert the dung alongwith bedding material
and other farm wastes into compost.
20. 'ive adequate space for the animals.
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
5
S$l$%&i( ! A(i.al 3
!. .mmediately after release of the loan purchase the stock from a reliable breeder or
from nearest livestock market.
5. &elect healthy, high yielding animals with the help of bank's technical officer,
veterinary/animal husbandry officer of &tate government/ @illa )arishad, etc.
8. )urchase freshly calved animals in their second/third lactation.
<. (efore purchasing, ascertain actual milk yield by milking the animal three times
consecutively.
:. .dentify the newly purchased animal by giving suitable identification mark 2ear
tagging or tattooing3.
;. 9accinate the newly purchased animal against disease.
6. Aeep the newly purchased animal under observation for a period of about two
weeks and then mi% with the general herd.
B. )urchase a minimum economical unit of two milch animals.
C. )urchase the second animal/second batch after :0; months from the purchase of
first animal.
!". +s buffaloes are seasonal calvers purchase them during Duly to February.
!!. +s far as possible purchase the second animal when the first animal is in its late
stage of lactation and is about to become dry, thereby maintaining continuity in
milk production vis0a0vis income. This will ensure availability of adequate funds
for maintaining the dry animals.
!5. Follow $udicious culling and replacement of animals in a herd.
!8. Cull the old animals after ;06 lactations.
F$$-i(0 ! 1il%' A(i.als
!. Feed the animals with best feeds and fodders.
5. 'ive adequate green fodder in the ration.
8. +s far as possible, grow green fodder on your land wherever available.
<. Cut the fodder at the right stage of their growth.
:. Chaff roughage before feeding.
;. Crush the grains and concentrates.
6. The oil cakes should be flaky and crumbly.
B. =oisten the concentrate mi%ture before feeding.
C. )rovide adequate vitamins and minerals. )rovide salt licks besides addition of
mineral mi%ture to the concentrate ration.
!". )rovide adequate and clean water.
!!. 'ive adequate e%ercise to the animals. (uffaloes should be taken for wallowing
daily. .n case this is not possible sprinkle sufficient water more particularly during
summer months.
!5. To estimate the daily feed requirement remember that the animals consume about
5.: to 8." percent of their body weight on dry matter basis.
1il/i(0 ! A(i.als
1. =ilk the animals two to three times a day.
2. =ilk at fi%ed times.
3. =ilk in one sitting within eight minutes.
4. +s far as possible, milking should be done by the same person regularly.
5. =ilk the animal in a clean place.
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
8
6. ?ash the udder and teat with antiseptic lotions/luke0warm water and dry before
milking.
7. =ilker should be free from any contagious diseases and should wash his hands
with antiseptic lotion before each milking.
8. =ilking should be done with full hands, quickly and completely followed by
stripping.
9. &ick cows/buffaloes should be milked at the end to prevent spread of infection.

V4 Pr&$%&i( a0ai(s& Dis$as$s
1. (e on the alert for signs of illness such as reduced feed intake, fever, abnormal
discharge or unusual behaviour.
2. Consult the nearest veterinary aid centre for help if illness is suspected.
3. )rotect the animals against common diseases.
4. .n case of outbreak of contagious disease, immediately segregate the sick, in0
contact and the healthy animals and take necessary disease control measures.
5. Conduct periodic tests for (rucellosis, Tuberculosis, Dohne's disease, =astitis etc.
6. 4eworm the animals regularly.
7. 7%amine the faeces of adult animals to detect eggs of internal parasites and treat
the animals with suitable drugs.
8. ?ash the animals from time to time to promote sanitation.
Br$$-i(0 Car$
1. /bserve the animal closely and keep specific record of its coming in heat,
duration of heat, insemination, conception and calving.
2. (reed the animals in time.
3. The onset of oestrus will be within ;" to B" days after calving.
4. Timely breeding will help achieving conception within 5 to 8 months of calving.
5. (reed the animals when it is in peak heat period 2i.e. !5 to 5< hours of heat3.
6. -se high quality semen preferably fro,en semen of proven sires/bulls.
Car$ -,ri(0 Pr$0(a(%"
'ive special attention to pregnant cows two months before calving by providing adequate
space, feed, water etc.

1ar/$&i(0 ! 1il/
1. =arketing milk immediately after it is drawn keeping the time between production
and marketing of the milk to the minimum.
2. -se clean utensils and handle milk in hygienic way.
3. ?ash milk pails/cans/utensils thoroughly with detergent and finally rinse with
chloride solution.
4. +void too much agitation of milk during transit.
5. Transport the milk during cool hours of the day.
Car$ ! Cal5$s
1. Take care of new born calf.
2. Treat/disinfect the navel cord with tincutre of iodine as soon as it is cut with a
sharp knife.
3. Feed colostrum to calf.
4. +ssist the calf to suckle if it is too weak to suckle on its own within 8" minutes of
calving.
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
<
5. .n case it is desired to wean the calf immediately after birth, then feed the
colostrum in bucket.
6. Aeep the calf separately from birth till two months of age in a dry clean and well
ventilated place.
7. )rotect the calves against e%treme weather conditions, particularly during the first
two months.
8. 'roup the calves according to their si,e.
9. 9accinate calves.
10. 4ehorn the calves around < to : days of age for easy management when they
grow.
11. 4ispose of e%tra calves not to be reared/maintained for any specific purpose as
early as possible, particularly the male calves.
12. The female calves should be properly reared.
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
:
ANNE6URE I
Ca&&l$ a(- B,!!al Br$$-s I.pr&a(& C'ara%&$ris&i%s7D$s%rip&i(
Sr4
N
Na.$ Br$$- 2a)i&a&71ai(
S&a&$
Br$$-i(0 Tra%&
Dis&ri%&s
Ass$.)li(0
C$(&r$s
Ar$as !
-$.a(-
R$.ar/s
1 8 9 4 : 6 ;
A< CATTLE =INDIGENOUS<
! +mrithmahal 7rstwhile =ysore
&tate now part of
Aarnataka
Tumkur and
Chitradurg
7rstwhile
=ysore &tate
Aarnataka
and
ad$oining
area
4raught
breed
5 4angi =aharashtra and
'u$arat
+hmednagar,
Ahandesh,
1aigad, *asik,
Thane, &urat
?eekly
markets in
+hmednagar,
*asik, Thane
and ?est
Ahandesh
district
1ocky ghat
areas with
heavy
rainfall
4raught
breed
8 4enoi +ndhra )radesh
Aarnataka and
=aharashtra
=edak,
*i,ambad,
=ahboobnagar,
+dilabad
'ulbarga, (idar,
/smanabad,
*anded
?eekly cattle
markets, Datras
and fairs in
(idar and
ad$oining
districts
(idar and
ad$oining
districts
4raught
purposse
breed
< 'ir 'ir ills and
forest of &outh
Aathiawar
Dunagarh, +lso
maintained by
*41.,
(angalore
E 'u$arat,
1a$asthan,
=aharashtra
4airy
purpose
breed
: allikar Aarnataka Tumkur, assan
F =ysore
4odbalapur,
Chickballapur,
arikar,
4evargudda,
Chikkuvalli,
Aaruvalli,
Chittavadgi
2T.*.3 *orth
+rcot 2T.*.3
indupur,
&omaghatta,
+nantpur
2+.).3
4harwar,
*orth
Aanara,
(ellary 2AT3
+nantur F
Chittur
2+.).3,
Coimbatore
*orth +rcot,
&alem 2T.=.3
4raught
breed
; ariana aryana and
4elhi, )un$ab,
1a$asthan
1ohtak, issar,
'urgaon, Aarnal,
)atiala, &angrur,
Daipur, Dodhpur,
+lwar, (haratpur
?estern districts
Cattle fairs at
Deha,garh,
=ahim and
(hadurgarh
21ohtak dist.3
ansi F
(hiwani
Throughout
the country
4ual
purpose
breed
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
;
2issar dist.3
6 Aangayam Tamil *adu Coimbatore +vanashi,
Tirppur,
Aannauram,
=adurai
+thicombu
&outhern
4istricts of
Tamil *adu
4raught
breed
B Aankre$ 'u$arat +hmedabad,
(anaskantha
+hmedabad,
1adhanpur
1a$asthan,
=aharashtra

C Ahillari =aharashtra &olapur,
Aolhapur, &atara
&outhern
4istricts of
=aharashtra
and ad$oining
districts of
+ndhra
)radesh and
Aarnataka
4raught
breed
!" Arishna 9alley=aharashtra,
+ndhra )radesh,
Aarnataka
?atersheds of
Arishna and
ad$oining areas
of +.). and AT
.chalkaran$i
2Aolhapur3,
Chincahli
2'ulbarga3

!! =alvi =adhya )radesh 'una, 9idisha,
1aisen &ehora,
-$$ain, .ndore,
4ewas, 'walior,
&hivpuri,
=andsaur,
Dhabus F 4har
+gar
2&ha$apur3
&inga$ 2*imar3
&ehore F
+shta 2&ehore3
4raught
purpose

1a$asthan Dhalwar and
Aotah
Aarimnagar
2+.).3

!5 *agori or
*agauri
1a$asthan Dodhpur F
*agaur
*agaur
)arbatsar
2*agpur3,
(alotra
2(armer3,
)uskar
2+$mer3,
issar, ansi
2aryana
&tate3
1a$asthan,
aryana,
-ttar )radesh
4raught
purpose
!8 /ngole +ndhra )radesh /ngole, 'untur,
*arasaraopet,
(apatla and
*ellore
+vailable in
/ngole tract of
+ndhra
)radesh
0 4ual
)urpose
!< 1athi 1a$asthan +lwar,
(haratpur, Daipur
+lwar, 1ewari
2'urgaon3,
)ushkar
2+$mer3
0
0
0
4airy
breed
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
6
!: &ahiwal )un$ab, aryana,
4elhi, -.)., (ihar,
=.)., ?.(.
&ahiwal
2erstwhile
=ontgomery3
Dullundar,
'urdaspur,
+mritsar,
Aapurthala,
Fero,epur
2)un$ab3,
*41., Aarnal,
issar, +nhora
4urg 2=.)3,
Gucknow,
=eerut, (ihar,
?.(.
0 4airy
breed
!; 1ed &indhi )akisatan +ll
parts of .ndia
0 0 0 4airy
breed
!6 &iri &ikkim, (hutan 4ar$eeling ill
Tract
4ar$eeling
2(rought by
dealers3
0 4ual
purpose
!B Tharparkar )akisatn 2sind3 -markot,
*aukot, 4horo
*aro Chor
(alotra
2Dodhpur3,
)uskar
2+$mer3,
'u$arat &tate
0 4airy
breed
B< CATTLE =E6OTIC<
! (rown
&wiss
&wit,erland 0 .ndia,
)akisatan F
other +sian
countries
0 4airy breed
5 olstein
Friesian
olland )rovince of
*orth olland
and ?est
Friesland
Through out
the country
2crossbreds3
0 4airy breed
8 Dersy (ritish .sles .sland of
Dersey
Crossbreds
available in all
states/-.Ts
0 4airy breed
B< BUFFALOES
! (hadawari -ttar )radesh,
=adhya
)radesh
(ah Tehsil in
+gra
+d$oining
areas of
'walior
Gocal markets
in (reeding
areas 2+gra,
Aanpur,
7tawah,
Dalaun, Dhansi3
0 4airy (reed
5 Daffarabadi 'u$arat Aathiawar and
onreli
(reeding
areas of
&aurashtra
0 4airy breed
8 =ehsani 'u$arat =ehsana,
(anaskantha,
&abarkantha
+hmedabad,
=ehsana and
other places of
0 4airy breed
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
B
tract in 'u$arat breeding
< =urrah aryana,
-ttar )radesh,
)un$ab
1ohtak, issar,
Aarnal, Dind,
'urgaon,
?estern parts
of -ttar
)radesh *abha
and )atiala
1ohtak,
(ahadurgarh,
4elhi,
Dahan,garh,
=ahim,
issar,
(hiwani,
ansi,
1ewari,
Fero,pur,
Dirka, *angloi,
*arela
0 4airy (reed
: *agpuri =aharashtra,
+ndhra
)radesh
?ardha,
*agpur
Heotmal,
+dilabad, and
ad$oining parts
9idarbha area
of
=aharashtra
and +dilabad
district of +.).
0 4ual purpose
breed
; *ili 1avi )un$ab Fero,epur
2=ontogomery
)akisatan3
Fero,pur
4istrict of
)un$ab
0 4airy breed
6 &urti 'u$arat Aheda,
9adodara
2Charottar
tract3
Through out
'u$arat
0 4airy breed
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
C
ANNE6URE * II
R$pr-,%&i5$ a(- Pr-,%&i5$ Para.$&$rs =Trai&s< i( I(-ia( Ca&&l$ a(- B,!!al$s
Sr4N Na.$ ! &'$
)r$$-
A0$ a&
!irs&
%al5i(0
=.(&'s<
Cal5i(0
i(&$r5al
=.(&'s<
La%&a&i(
"i$l-
=/04<
La%&a&i(
l$(0&'
=-a"s<
Dr"
p$ri-
=-a"s<
1il/ "i$l-
/07-a"
-,ri(0
la%&a&*
i(
1 8 9 4 : 6 ; >
i< Ca&&l$
a< I(-ia( )r$$-s
! 4angi :< !6 ;"" 8"" 5!" 5."
5 4eogir <B !: !,:"" 8"" !:" :."
8 4eoni :8 !< B!" 56" !:" 8."
< 'ir <B !; !,8:" 56" 5!" :."
: 'aolao <; !; ;"" 8"" !B" 5."
; allikar <; 5" ;"" 8"" 8"" 5."
6 ariana :B !8 !,5"" 5<" !:" :."
B Aangayam << !; ;"" 5<" 5<" 5.:
C Aankre$ <B !6 !,B"" 8;" !:" :."
!" Ahilari :5 !; 5<" 5<" 5<" !."
!! /ngole <" !C ;8" 5!" 8;" 8."
!5 1athi <" !C !,B!: 88" 5<" :.:
!8 1ed &indhi <5 !< !,;5" 56" !:" ;."
!< &ahiwal <" !< !,;5" 56" !:" ;."
!: Tharparkar :" !< !,;5" 56" !:" ;."
!; -mblachery <; !6 8;" 5<" 56" !.:
!6 *on0descript ;" !C <": 56" 8"" !.:
B< Crss)r$- Ca&&l$ =Bs i(-i%,s F? Bs&a,r,s 1<
Sr4N

Na.$ ! &'$
)r$$-
A0$ a&
!irs&
%al5i(0
=.(&'s<
Cal5i(0
i(&$r5al
=.(&'s<
La%&a&i(
"i$l-
=/04<
La%&a&i(
l$(0&'
=-a"s<
Dr" p$ri-
=-a"s<
1il/ "i$l-
/07-a"
-,ri(0
la%&a&i(
! % F 8< !< 5,C6" 88" C" C."
5 % (& 5C !: 5,B": 88" !5" B.:
8 % D 88 !8 5,B:" 8"" C" C.:
< ' % D 5: !8 5,;<" 88" ;" B."
: ' % F 5: !8 5,!;" 56" !5" B."
; 1& % F 5C !5 5,5C: 56" C" B.:
6 1& % 14 5B !5 5,!;" 56" C" B."
B 1& % D 5C !5 !,:"" 8"" C" :."
C 1 % D 85 !5 5,6"" 8"" ;" C."
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
!"
!" T % F 88 !8 5,::" 8"" C" B.:
!! & % F 88 !< 5,<"" 8"" !5" B."
C< B,!!al$s
! (hadawari :" !: !,"B" 56" !B" <."
5 =urrah <5 !; !,B"" 8"" !B" ;."
8 *ili01avi :< !; !,C:" 8"" !B" ;.:
< &urti << !; !,6;: 88" !:" :.:
: =ehsani :" !< !,;5" 56" !:" ;."
; Daffarabadi :" !< !,;5" 56" !:" ;."
6 )andharpuri :; !< !,8:" 56" !:" :."
B =arathwadi :" !< !,"!: 56" !:" 8.:
C *agpuri :" !< !,8:" 56" !:" :."
!" 4harwari :" !< !,8:" 56" !:" :."
!! *on0descript :" !; :<" 56" 5!" 5."
Aey > I ariana & I &ahiwal 1& I 1ed &indhi
' I 'ir T I Tharparkar G I *on0descript
1 I 1athi F I Friesian (& I (rown &wiss
14 I 1ed dane D I Dersey
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
!!
A(($?,r$ * III
U(i& %s& ! %+s a(- ),!!al$s Appr5$-
)" NABARD i( s.$ ! &'$ .a#r S&a&$s i( I(-ia
&r.
*o
&tate

C+s

B,!!al$s

-nit
Cost
21s.3
(reed Hield
2litres/
day3
-nit
cost
21s.3
(reed Hield
2litres /
day3
1 8 9 4 : 6 ; >
! +ndhra )radesh ;,"""
6:""
C:""
Crossbred
Crossbred
Crossbred
;
B
!"
6,:""
!""""
0
'raded
=urrah
'raded
=urrah
;
B
0
5 +ssam !",""" Crossbred 6 B,:"" 'raded
=urrah
6
8 (ihar !8,""" Crossbred !" C,""" 'raded
=urrah
60B
;,""" .ndigenous :0; 6,""" Gocal
2improved3
:0;
< 'u$arat i3 !<,""" Dersey J B0C i3 !8,:"" &urti :.:
ii3 !;,""" .F.J C0!" ii3 !8,""" =ehsani ;
iii3 !<,""" Daffarabadi ;
: Aarnataka i3 6,8"" Crossbred ; i3 ;,;"" 'raded &urti :
ii3 C,6"" Crossbred B ii3 6,B"" 'raded
=urrah
;
iii3 !",C"" Crossbred C iii3 C,""" )andarpuri 6
iv3 !5,!"" Crossbred !" iv3 !!,""" )ure =ehsani B
; =adhya
)radesh
i3 C,:"" Dersey J i3 6,""" 'raded
=urrah
;
ii3 ;,:"" 'ir/Tharparkr/&ahiwal B ii3 B,5:" 'raded
=urrah
6
6 iii3 ;,""" *agpuri :
6 =aharashtra i3 !!,5"" Crossbred ; i3 6,""" '=(/=ehsani 6
ii3 !<,""" Crossbred !" ii3 B,""" '=(/=ehsani B
iii3 B,<"" Tharparkar/
'ir/ariana
;06 iii3 ;,""" &urti/
Daffarbadi
;
to iv3 6,""" *agpuri/
4harwari
6
C,:"" v3 :,""" )andharpuri :
vi3 ;,""" ;
B ?est (engal i3 C,:"" Crossbred ; 0 0 0
ii3 !5,""" Crossbred B 0 0 0
C /rissa i3 ;,""" Crossbred ;

;,8"" 'raded
=urrah
;
ii3 6,""" 0do0 6
iii3 B,""" 0do0 B
!" )un$ab/aryana i3 5,6"" .ndigenous :
ii3 6,C:" Crossbred2D3 C i3 6,<:" =urrah 6
B,C"" 0do02F3 !" ii3 ;,:"" 'raded ;
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
!5
=urrah
!! 1a$asthan i3 !",<"" 0do0 B

!!,5"" 'raded
=urrah
6
ii3 !!,6"" 0do0 C C,""" &urti ;
iii3 !8,""" 0do0 !"
!5 -ttar )radesh !",""" Crossbred !"

!!,""" 'raded
=urrah
B
!8 Aerala ;,""" Crossbred ;

6,5"" 'raded
=urrah
;0
;.:
B,""" Crossbred B
!< imachal ;,;"" Crossbred B

C,""" 'raded
=urrah
;
!: Tamil *adu B,5:" Crossbred ;

C,B"" 'raded
=urrah
;
and out relevant for )rogrammes on Financing +griculture, 14)C etc prepared by C )
=ohan, 4eputy 'eneral =anager and =ember of Faculty, 1eserve (ank of .ndia, College of
+gricultural (anking, )une. The handout is 4eveloped based on the =odel &chemes
prepared by *+(+14.
&r.*o. / 1( Channel / +ppraisal of 4airy )ro$ect / +ug. 5""6 / 7ng. / !8 pgs / 9ersion !
!8