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CAPITAL
PROTECTION
ICICI Pru Guaranteed Wealth Protector is a unit linked insurance plan that offers the potential for high
returns, by investing a portion of your money in equity, while also providing the dual assurances of
capital guarantee and life cover.
FEATURES
Enjoy equity exposure of up to 60% through
Guaranteed Wealth Protector strategy
Protect your savings from market
downturns through an Assured Benefit
Pay premium just once or
for a limited period of 5 years
Get rewarded with Loyalty Additions and
Wealth Booster
Secure your familys future with
the benefit of life insurance cover
Get tax benefits on premiums paid and
benefits received, as per prevailing tax laws T&C 1
Up to
60%
One Pay
Single Premium
Single
10 years
Sum Assured
1.25 X Single
Premium
8 years
70 years
18 years
80 years
Five Pay
5 years
Annual, Half yearly, Monthly
10 years
Age of Life Assured Sum Assured
(in years)
8 - 44
10Annual Premium
45 - 54
7 or 10Annual Premium
55 - 60
7Annual Premium
8 years
60 years
18 years
70 years
Life
Growth Fund:
An equity
oriented
fund
2
Life
Secure Fund:
A debt
oriented
fund
Policy year
1- 4
60%
40%
45%
55%
40%, increasing
55%, increasing
60%, reducing
45%, reducing
systematically each systematically each systematically each systematically each
policy quarter in
policy quarter in
policy quarter in
policy quarter in
equal proportion
equal proportion
equal proportion
equal proportion
30%
70%
22.5%
77.5%
7-8
20%
80%
15%
85%
9-10
10%
90%
10%
90%
Benefits in detail
Death Benefit
Maturity Benefit
Sum Assured
Fund Value
including Loyalty Additions
and Wealth Booster
Assured Benefit
As described below
Loyalty additions
Wealth Booster
You pay
` 1,00,000
p.a.
You get
Returns @ 4% p.a.
Fund Value at Maturity including
Loyalty Additions and Wealth Booster
` 5,29,686
Returns @ 8% p.a.
` 7,24,607
1 PAY
Age at entry: 35 years
You pay
` 1,00,000
Single Premium
1
PAY
You get
Returns @ 4% p.a.
Fund Value at Maturity including
Loyalty Additions and Wealth Booster
Returns @ 8% p.a.
` 1,13,853
` 1,67,243
These illustrations are for a healthy male. The above are illustrative maturity values, net of all charges, service tax and education cess.
The above illustrative maturity values do not apply if the policy is bought directly from the Companys website. Since your policy offers
variable returns, the given illustration shows different rates of assumed future investment returns. The returns shown in the benefit
illustration are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends
on a number of factors including future investment performance.
PAY
FOR
PAY
Year 1
Year 2
Year 3
Year 4 and 5
Year 6 onwards
Annual
6%
5%
4%
4%
NIL
Half-yearly / Monthly
4%
4%
3.5%
3%
NIL
FOR
1 PAY
FOR
5 PAY
Policy year
Year 1 to PPT
Thereafter
1.35% p.a.
There will be an additional charge of 0.50% p.a. towards investment guarantee, which will be
adjusted from the NAV on a daily basis. This charge will be a percentage of the Fund Value and
applies to both Life Growth Fund and Life Secure Fund.
Mortality Charges
Mortality charges will be levied every month by redemption of units based on the Sum at Risk.
ICICI Prudential Life Insurance Company Limited. IRDA Regn. No. 105. CIN: U66010MH2000PLC127837.
Unlike traditional products, unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be
responsible for his/her decision. The names of the Company, product names or fund options do not indicate their quality or future guidance on returns. Funds
do not offer guaranteed or assured returns.
2014, Registered Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Insurance is the subject matter of the
solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Life Growth Fund SFIN: ULIF 134 19/09/13 LGF 105, Life Secure Fund - SFIN: ULIF 135 19/09/13 LSF 105. ICICI Pru Guaranteed Wealth Protector: Form No.: U98, U99. UIN:
105L143V01. Advt.No.: L/II/1278/2013-14.
Call us on 1-860-266-7766 (10am - 7pm, Monday to Saturday, except national holidays. Valid only for calls made from India)
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDA clarifies to public that
IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.