COMPANY PROFILE

1
COMPANY PROFILE
Master Trust Group is one of the leading financial services company in India. We have a
strong belief in nurturing investment culture, attitude and inculcating a very strong
approach towards value investing forms the central part of any sound investment
philosophy. With an impeccable track record in client servicing of over two decades, we
have now grown to !"# strong employee organi$ation with over 1,!","""# client
relationships. %t Master Trust, our endeavor is to constantly meet every financial need of
our esteemed clients.
mastertrust & is a one point shop for all the investment needs of a customer. The one&
stop destination is specifically targeted towards the retail customers who re'uire a very
strong relationship driven approach towards value investing. The philosophy of
(mastertrust) has it*s genesis from Master Trust group*s belief in nurturing the
investment culture towards value investing.
Mission
To always earn the right to be our clients* first choice through personal + social wealth
ma,imi$ation
Vision
To be well diversified financial shop for wealth creation and being an ideal service
provider in our domain of business
Corporate Philosophy
-ecoming an e,pert at anything takes a strong will, unyielding determination and pure
ability
Value System
MILESONES
!"#$ . /ompany was incorporated by the name of %rora 0inancial /onsultants
1imited
!""% . %c'uired status of 23-I accredited /ategory&I Merchant -ankers under the
name Master Trust 1imited

!""& . Master /apital 2ervices 1td. ac'uired membership of 423
!""$ . Master Trust 1td. came out with an I56
!""' . -ecame 7-I approved 0ull 0ledged Money /hangers.
!""" . 1aunched 8epository 2ervices as a 8epository participant of 4281.
())! . 1aunched 8epository 2ervices as depository participant of /821
())( . 3ntered into insurance business as advisor for 1ife + General Insurance
())& . -ecame member of 4/839 and M/9
-ecame Insurance -roker under the name of M:s Master Insurance -rokers
())$ . %c'uired the membership of -ombay 2tock 3,change 1imited
/ommenced Internet Trading
-ecame 23-I 7egistered 5ortfolio Manager
())' . 2et up regional offices at -aroda, ;olkata, <yderabad, %llahabad, <issar,
-hubneshwar + %hmedabad
())# . Introduced /urrency 8erivatives trading through M/9&29 + 423
())" . 3stablished an arbitrage desk
Implemented Master 2wift
3stablished /7M
()!) . Trading turnover peaks =2>1billion:day of group companies
-ecame members of 4231 and %/3
%rbitrage desk activated in spot commodity
7ebranding e,ercise of retail services
()!! . 1aunched its flagship 5M2 product named Master ?uant 1"
2tarted algorithmic trading solutions to its trading clients named Master 5ulse:
Master Trader
6pened branches in @aipur, 5atna and Mumbai
()!( . 1aunched Integrated %mibroker and Metatrader charting platform for clients
8eclared IndiaAs best 8erivatives -roker by -23
/rossed 1",""" clients in currency segment on 423
%c'uired membership of M/9&29 IndiaAs new stock e,change in both e'uity
as well as derivatives segment
%ctivated 21-M segment on 423 as a new asset class for our esteemed
customers
*oar+ o, -ire.tors

Mr/ 0ar1eet Sin2h Arora 3FCA4 FCS54 %s a founder entrepreneur, he
has been instrumental in making Master Group one of the leading
0inancial 2ervices players in India. <e laid the foundation of the group
in 1BC! under the name of %rora 0inancials D5E 1td. <e has handled
more than 1!" public issues and has been involved in many other
merchant banking + investment banking mandates of top corporate of
India. <e has over F" years of e,perience in /orporate 0inance, /apital
Market and 0inancial %dvisory 2ervices.


Mr/ R/6/Sin2hania 3F/C/A/5 is another co&promoter of the group. <e
had over 1" years e,perience as 8irector D0inanceE with a top /orporate
before Goining the group. <e is having more than F" years e,perience in
/orporate 2trategy, Ta, 5lanning, 0inancial 3ngineering and M + %
space.


Mr/ Pa7an Chha8ra 3F/C/A/5 is having a rich e,perience of more than
H" years in 5rimary and 2econdary /apital Market, Institutional
-roking -usiness and other Merchant -anking activities.


Mr/ 9/S/ Cha:la 3*/E/4 M/*/A/4 -/*/F/5 has worked with 5ublic
0inancial Institutions + /orporate for more than 1H years. <e also has
1! years rich e,perience of /apital Market, 0inance, Merchant -anking,
7esearch, IT and other related activities with group.


Mr/ 0arin+er Sin2h ; 3*/Com4 I/C/</A/=inter5 has been monitoring
the 2econdary Market operations of the group for more than 1! years.



Mr/ San1ay Soo+ 3F/C/A/5 is having more than 1! years of e,perience
in Merchant -anking, 0oreign 3,change Management, 0inancial and
7etail services.<e ceased to be director of the /ompany w.e.f.
"1."I.H"1I



Mr/ Puneet Sin2hania; 3M/*/A/4 C/F/A/5 is involved in new initiatives
in the group and assists other 8irectors in corporate strategy. 5rior to
@oining the /ompany, he was working with I4G Investment
Management in India in their e'uity fund management department.


Mr/>ashan Arora; 3A/C/A/5 is overseeing the arbitrage business and also marketing
initiatives on all India 1evel. <e is actively involved on the I&-anking front and private
e'uity deals for the company.
Finan.ial Plannin2
Finan.ial Plannin2 is a process for you to meet your financial goals keeping in mind
your assets, liabilities, income, e,penses + price inflation together. -ut do you really
need financial planningJ 4ot really if you have a money machine at your home and
can print as much money as you want but that is not the case even with Mr/ Mu?esh
Am8ani or Mr/ *ill 9ates
E7eryone nee+s ,inan.ial plannin2 to ans:er @uestions li?eA
<ow much do I need in ten years time to buy a houseJ
<ow much should I invest now to get that money in ten yearsJ
What should be my return on investmentsJ
What instruments would give me those kind of returnsJ
%re the instruments suitable for me based on my risk tolerance and risk taking
capacityJ
<ow do I monitor the investmentsJ
Many a times people are not able to differentiate between risk tolerance and risk
taking capacity and that is where e,pert financial planners at (mastertrust) help you
differentiate between the two and answer and implement all your 'uestions above.
Finan.ial Plannin2 in.lu+es
Investment planning,
7isk Management + Insurance 5lanning,
7etirement 5lanning,
Ta, 5lanning + 3state 5lanning.
Pu8li. O,,erBs 0an+le+

5ublic 6ffer of following Target companies has been handled as Managers.

1. 3steem /apital + Management services 1td.
H. Mohan 0ibre 5roducts 1td.
F. 6swal 6verseas 1td.
I. %3/ India 1td.
!. %3/ 3nterprises 1td.
. 5olo <otels 1td.
K. Lokogawa -luestar 1td.
C. 2hivalik %gro 5oly 5roducts 1td.
ForeC
With dedicated fore, bureaus offering travel related foreign e,change services from
special counters even beyond banking hours, we offer one of the largest bou'uet of
09 2ervices at very competitive prices. These fore, bureau also offer door delivery of
foreign e,change to corporate and other specified customers.
Ser7i.es O,,ere+
7etail 0oreign 3,change
2ale + 5urchase of /urrency 4otes + Travellers /he'ues
3ncashment of Travellers /he'ues
Western =nion Money Transfer
Travel Insurance

En.ashment o, ra7ellers Che@ues
We encash all maGor brands of travelers che'ues including Thomas /ook, %merican
3,press, Misa, -ank of %merica and /iticorp etc., at the most competitive rates.
<estern Dnion Money rans,er
Western =nion is a global leader in money transfer services, with a history of pioneering
service dating back more than 1!" years.
We have tied up with -TI 2IT% an agent of Western =nion for secure transfer of money
into India from almost anywhere in the world. Lou can 'uickly and easily receive money
from over H"",""" Western =nion %gent locations in over 1B" countries worldwide.
Money transfers make it easy for you to assist family or friends back home.
When youAve got to receive money, and youAve got to do it fast, turn to (mastertrust)
Insuran.e
0uture is uncertain and one needs to provide for the uncertainty today. We at
NmastertrustN help you secure your future through insurance products. 1ife insurance
is a uni'ue investment that helps you to meet your dual needs & saving for lifeAs
important goals, and protecting your assets.

Li,e Sta2e Primary Nee+ Li,e Insuran.e Pro+u.t
Loung DunmarriedE %sset buildup Wealth creation products
Loung DmarriedE
%sset buildup and
protection
Wealth creation and mortgage
protection products
Married + ;ids
/hildrenAs
education
%sset buildup and
protection
3ducation, mortgage protection +
wealth creation products
Middle aged +
Teenage /hildren
7etirement planning
and asset protection
7etirement solutions + mortgage
protection products
%ny 1ife 2tage <ealth plans <ealth Insurance products

Our hrust is

To give value added and 'uality services to the insuring public and enable
them to get proper insurance coverage that will ade'uately indemnify them in
time of need.
To give risk management back up to clients through our team of managers and
e,perienced e,ecutives.
To work together with the customers, combining our skills, technologies and
e,perience & no matter what your business is or how difficult the situation is &
we give it the correct perception.
6ur approach to insurance broking is holistic. (mastertrust) critically views the need
and ade'uacy of Insurance from a clientAs perspective.
8efine risk profile
5ropose a risk management plan
2ource insurance 'uotes
3valuate 'uotes with recommendations
0ocus on coverage and cost optimi$ation
5lacement of insurance as per clients choice
Malidate the policy in line with proposal
5olicy updation
6ur motto is NTotal /ustomer 2atisfaction.N
6ur core value helps us to build and sustain enduring corporate relationships.
%s always, we put your needs first.
Insuran.e Pro+u.t
9eneral Insuran.e Pro+u.ts
Mediclaim Insurance
<ouseholder 5olicy
5ersonal %ccident 5olicy
Motor Insurance
6verseas Mediclaim 5olicy
2hop ;eeper Insurance 5olicy

Li,e Insuran.e Pro+u.ts
=nit 1inked Insurance 5lans
3ndowment 5lans
Term 5lans
Money -ack
/hild 5lans
7etirement 2olutions
0ire + 1oss 6f 5rofit
Insurance
5ublic 1iability Insurance
Group Mediclaim Insurance
O..and many more products
2ingle 5remium 5lans
;eyman*s + 5artners Insurance
O..and many more products
INRO-DCION
O
MDDAL FDN-
INRO-DCION
There are a lot of investment avenues available today in the financial market for an
investor with an invest able surplus. <e can invest in -ank 8eposits, /orporate
8ebentures, and -onds where there is low risk but low return. <e may invest in 2tock of
companies where the risk is high and the returns are also proportionately high. The recent
trends in the 2tock Market have shown that an average retail investor always lost with
periodic bearish tends. 5eople began opting for portfolio managers with e,pertise in stock
markets who would invest on their behalf. Thus we had wealth management services
provided by many institutions. <owever they proved too costly for a small investor.
These investors have found a good shelter with the mutual funds.
1ike most developed and developing countries the mutual fund cult has been
catching on in India. The reasons for this interesting occurrence are.
1. Mutual funds make it easy and less costly for investors to satisfy their need for
capital growth, income and:or income preservation.
H. Mutual fund brings the benefits of diversification and money management to the
individual investor, providing a 6pportunity for financial success that was once
available only to a select few.
0ISORY

=nit Trust of India is the first Mutual 0und set up under a separate act, =TI %ct in
1BF, and started its operations in 1BI with the issue of units under the scheme
=2&I1. In 1BKC =TI was delinked from the 7-I and Industrial 8evelopment
-ank of India DI8-IE took over the
7egulatory and administrative control in place of 7-I.
In the year 1BCK 5ublic 2ector banks like 2tate -ank of India, 5unGab 4ational
-ank, Indian -ank, -ank of India, and -ank of -aroda have set up mutual funds.
%part from these above mentioned banks 1ife Insurance /orporation P1I/Q and
General Insurance /orporation PGI/Q too have set up mutual fund. 1I/
established its mutual fund in @une 1BCB.while GI/ had set up its mutual fund in
8ecember 1BB".The mutual fund industry had assest under management of 7s.
IK,""I crores.
With the entry of 5rivate 2ector 0unds a new era has started in Mutual 0und
Industry Pe.g.& 5rincipal Mutual 0und.Q
MDDAL FDN- RE9DLAIONS
The second is the =TI Mutual 0und 1td, sponsored by 2-I, 54-, -6- and 1I/. It is
registered with 23-I and functions under the Mutual 0und 7egulations. With the
bifurcation of the erstwhile =TI which had in March H""" more than 7s.K,""" crores of
assets under management and with the setting up of a =TI Mutual 0und, conforming to
the 23-I Mutual 0und 7egulations, and with recent mergers taking place among different
private sector funds, the mutual fund industry has entered its current phase of
consolidation and growth. %s at the end of 2eptember, H""I, there were HB funds, which
manage assets of 7s.1!F1"C crores under IH1 schemes.
ypes o, Mutual Fun+s S.heme in In+ia
Wide variety of Mutual 0und 2chemes e,ist to cater to the needs such as financial
position, risk tolerance and return e,pectations etc. The table below gives an overview
into the e,isting types of schemes in the Industry.
-y 2tructure
o 6pen & 3nded 2chemes
o /lose & 3nded 2chemes
o Interval 2chemes
-y Investment 6bGective
o Growth 2chemes
o Income 2chemes
o -alanced 2chemes
o Money Market 2chemes
6ther 2chemes
o Ta, 2aving 2chemes
o 2pecial 2chemes
Inde, 2chemes
2ector 2pecfic
A-VANA9ES OF MDDAL FDN-S
There are numerous benefits of investing in mutual funds and one of the key reasons for
its phenomenal success in the developed markets like =2 and =; is the range of benefits
they offer, which are unmatched by most other investment avenues.
Diversification
The nuclear weapon in your arsenal for your fight against 7isk. It simply means
that you must spread your investment across different securities Dstocks, bonds, money
market instruments, real estate, fi,ed deposits etc.E and different sectors Dauto, te,tile,
information technology etc.E.
Tax Benefits
%ny income distributed after March F1, H""H will be subGect to ta, in the assessment of
all =nit holders. <owever, as a measure of concession to =nit holders of open&ended
e'uity&oriented funds, income distributions for the year ending March F1, H""F, will be
ta,ed at a concessional rate of 1".!R.
Regulations
2ecurities 3,change -oard of India D(23-I)E, the mutual funds regulator has clearly
defined rules, which govern mutual funds. These rules relate to the formation,
administration and management of mutual funds and also prescribe disclosure and
accounting re'uirements. 2uch a high level of regulation seeks to protect the interest of
investors
Affordability
% mutual fund invests in a portfolio of assets, i.e. bonds, shares, etc. depending upon the
investment obGective of the scheme. %$n investor can buy in to a portfolio of e'uities,
which would otherwise be e,tremely e,pensive.
Features related mutual funds
7eliance was the first fund house to launch sector funds with fle,ibility to
invest in a range of "R to 1""R in either e'uity or debt instruments.
Mutual fund investments linked to an %TM:debit card a 7eliance innovation
India*s first long&short fund comes from 7eliance Mutual 0und .
%s at F1st May H""C, more than . million people had invested in 7eliance
Mutual 0undSthe investments comprised 1R of the country*s entire mutual
fund.
COMPANY PROFILE OF RELIANCE
RELIANCE IN-DSRIES LIMIE-
7eliance Group <oldings has grown from a small office data&processing
e'uipment firm in 1B1 into a maGor insurance and financial&services group in one
generation under one chief.
7elianceAs insurance operations constitute the nationAs HKth&largest property
and casualty operation. The parent company also includes a development subsidiary in
commercial real estate. 7elianceAs international consulting group contains several
subsidiaries in energy, environment, and natural resources consulting. % financial arm
invests in other businesses, primarily television stations.
7eliance Insurance started as the 0ire %ssociation of 5hiladelphia in 1C1K,
organi$ed by ! hose and 11 engine fire companies. It became the nationAs first association
of volunteer fire departments.
-usiness got a boost as a result of the Great /hicago 0ire of 1CK1.The
association soon developed a field of agents to write policies across the country. 0or the
first two years, shareholders received dividends twice a year of >! a share, which
increased gradually to >1" in 1CK.

In 1BKH, the 7eliance insurance group divided its pool so that 7eliance Insurance
/ompany and its subsidiaries handled most standard lines, while =nited 5acific Insurance
/ompany handled the nonstandard and other operations.
In 1BKK, the company moved into real estate, forming /ontinental /ities
/orporation, which became 7eliance 8evelopment Group, Inc. This division handled all
real estate operations of the parent company and other subsidiaries.
7eliance /apital Group, 1.5. constituted the investment branch of the 7eliance
conglomerate.
In 8ecember 1BCB, 7eliance /apital sold its investment, 8ays /orporation, parent
company of 8ays Inn of %merica, the worldAs third&largest hotel chainS it had been
purchased in 1BCI.

7eliance Industries 1imited. The GroupAs principal activity is to
produce and distribute plastic and intermediates, polyester filament yarn, fibre
intermediates, polymer intermediates, crackers, chemicals, te,tiles, oil and gas. The
refining segment includes production and marketing operations of the 5etroleum refinery.
The petrochemicals segment includes production and marketing operations of
petrochemical products namely, <igh and 1ow density 5olyethylene.
NGrowth has no limit at Reliance. I ee! revising my vision.
"nly when you can dream it# you can do it.$
8hirubhai %mbani founded 7eliance as a te,tile company and led its evolution as a
global leader in the materials and energy value chain businesses.
<e is credited to have brought about the e'uity cult in India in the late seventies and is
regarded as an icon for enterprise in India. <e epitomi$ed the spirit Adare to dream and
learn to e,celA.
The 7eliance Group is a living testimony to his indomitable will, single&minded
dedication and an unrelenting commitment to his goals.
RELIANCE MDDAL FDN-

This groupdominates this key areain the financial sector..This megabusiness
houses show that it has assetsunder management of7s. B",BFC croreD=2> HH.KF billionE
andan investor base of over. million D2ource.www.amfiindia.comE.7eliance*s mutual
fundschemes are managed by7eliance /apital %ssetManagement 1imited7/%ME, a
subsidiary of
7eliance /apital 1imited,which holds BF.FKR ofthe paid&up capitalof 7/%M.
The company notchedup a healthy growth of7s. 1,F!I croreD=2> I."B
billionEin assets under management in 0ebruaryH""C and helped propelthe total industry&
wide%=M to 7s. !!,I!B crore D=2> 1I1.F billionED2ource. indiainvestments.comE. %
sharp rise infi,ed maturity plans D0M5sE and collection of7s. K""" crore D=2> 1.K!
billionE through newfund offers D406sE created this surge. In %=rankings, 7eliance
continues to be in thenumber one spot.
In+iaEs *est O,,erin2A Relian.e Mutual Fun+
Investing has become global. Today, a lot of countries are waking up to the reality
that in order to gain financial growth, they must encourage their citi$ens to not only save
but also invest. Mutual funds are fast becoming the mode of investment in the world.
In India, a mutual fund company called the 7eliance Mutual 0und is making waves.
7eliance is considered IndiaAs best when it comes to mutual funds. Its investors number to
I. billion people. 7eliance /apital %sset Management 1imited ranks in the top F of
IndiaAs banking companies and financial sector in terms of net value.
The %nil 8hirubhai %mbani Group owns 7elianceS they are the fastest growing
investment company in India so far. To meet the erratic demand of the financial market,
7eliance Mutual 0und designed a distinct portfolio that is sure to please potential
investors. 7eliance /apital %sset Management 1imited manages 7M0.
Vision An+ Mission
7eliance Mutual 0und is so popular because it is investor focused. They show their
dedication by continually dishing out innovative offerings and unparalleled service
initiatives. It is their goal to become respected globally for helping people achieve their
financial dreams through e,cellent organi$ation governance and customer care. 7eliance
Mutual fund wants a high performance environment that is geared at making investors
happy.
7M0 aims to do business lawfully and without stepping on other people. They want to be
able to create portfolios that will ensure the li'uidity of the investment of people in India
as well as abroad. 7eliance Mutual 0und also wants to make sure that their shareholders
reali$e reasonable profit, by deploying funds wisely. Taking appropriate risks to reach the
companyAs potential is also one of 7eliance Mutual 0undAs obGectives.
S.hemes
To make their packages more attractive, 7eliance Mutual 0und created proposals called
The 3'uity: Growth scheme, 8ebt:Income 2cheme, and 2ector 2pecific 2cheme.
i/ -e8tFIn.ome S.heme4 an+ Se.tor Spe.i,i. S.heme/
The 3'uity: Growth scheme give medium to long term capital increase. The
maGor part of the investment is on e'uities and they have fairly high risks. The
scheme gives the investors varying options like, capital augmentation or dividend
preference. The choices are not deadlocked because if you want you may change
the options later on.
5roviding steady and regular income is one of the 8ebt:Income 2chemeAs
primary goals. The 8ebt:Income scheme has in its portfolio government
securities, corporate debentures fi,ed income securities, and bonds. returns on
2ector 2pecific 2cheme are dependent on the performance of the industry at
which your money is invested upon. /ompared to diversified funds this is a lot
more risky and you will need to really give your time on observing the market.
%lthough 7M0 is gaining good ground in the financial market, remember
that they are a risk taking bunch. They give higher profit because they take a lot of
risks. 2o, if you are faint hearted, then 7eliance Mutual 0und is not for you.
9RO<0 OF RELIANCE MONEY 0ROD90 RECO9NIION


9ro:th throu2h Re.o2nition
7eliance has merited a series of awards and recognitions for e,cellence for businesses
and operations.
Corporate Ran?in2 an+ Ratin2s.
7eliance featured in the 0ortune Global !"" list of TWorld*s 1argest /orporations* for the
fourth consecutive year.
7anked HBth in H""K having moved up KF places from the previous year.
0eatured as one of the world*s Top H"" companies in terms of 5rofits.
%mong the top H! climbers for two years in a row.
0eatured among top !" companies with the biggest increase in 7evenues.
7anked Hth within the refining industry.
7eliance is ranked 1CHnd in the 0T Global !"" Dup from previous year*s HCIth rankE.
5etro0ed, an ape, hydrocarbon industry association, conferred the 5etro0ed H""K
awards in the categories of (7efinery of the Lear) and (3,ploration + 5roduction
& /ompany of the Lear).
-rand 7eliance was conferred the (-ron$e %ward) at The -u$$iest -rands
%wards H""C, organi$ed by agencyfa'sU
Institute of 3conomic 2tudies conferred the (=dyog 7atna) award in 6ctober
H""K for contributions to the industry.
/hemtech 0oundation conferred the (<all of 0ame) in 0ebruary H""C for sterling
contributions to the industry.
/hemtech 0oundation conferred the (6utstanding %chievement & 6il 7efining)
for work at the @amnagar Manufacturing 8ivision.
5etroleum 0ederation of India conferred the (7efinery of the Lear %ward & H""K) to
@amnagar Manufacturing 8ivision
(The 5lastics 3,port 5romotion /ouncil & 5139/6=4/I1 3,port %ward) in the
category of 5lastic 5olymers for the year H""&H""K was awarded to 7eliance
being the largest e,porter in this category.
0EAL0AG
@amnagar Manufacturing 8ivision was conferred the (Golden 5eacock %ward for
6ccupational <ealth + 2afety & H""K) by Institute of 8irectors.
@amnagar Manufacturing 8ivision was conferred the (I// %ward for Water
7esource Management in /hemical Industry).
@amnagar Manufacturing 8ivision was conferred the (Good <ouse ;eeping
%ward) from -aroda 5roductivity /ouncil.
@amnagar Manufacturing 8ivision was conferred the (-31&I48) %ward for the
best scientific paper at the !Cth 4ational /onference of 6ccupational <ealth.
4aroda Manufacturing 8ivision was conferred the (2afety %ward and /ertificate
of %ppreciation) presented by GuGarat 2afety /ouncil + 8irectorate of Industrial
2afety + <ealth, GuGarat 2tate for the recognition of safety performance at the
HBth 2tate 1evel %nnual 2afety /onference.
8aheG Manufacturing 8ivision received (-2/ !&2tar) rating from -ritish 2afety
/ouncil, =;.
8henkanal Manufacturing 8ivision received the (Hnd 5ri$e for 1ongest %ccident
0ree 5eriod) from the <on*ble Minister of 1abour, 2tate of 6rissa.
<oshiarpur Manufacturing 8ivision bagged the 0irst 5ri$e in (2afety in 5unGab),
organi$ed by 5unGab 2afety /ouncil.
5atalganga Manufacturing 8ivision won the (Gold Medal at /%2<e D/hange
%gents for 2afety, <ealth and 3nvironmentE /onference). It also won the III 5ri$e
in 5rocess Management category for 5resentation on 2afety through 8esign in
chemical process industry in 5etrosafe H""K /onference.
;urkumbh Manufacturing 8ivision won the (Greentech 2afety %ward silver
trophy) for outstanding achievement in safety management in chemical sector.
<a$ira Manufacturing 8ivision received the (T37I /orporate 3nvironmental
%ward D/ertificate of %ppreciationE) for 53T recycling proGect.
4agothane Manufacturing 8ivision received the (2hrishti G&/ube %ward for Good
Green Governance) from Minister for /ommerce and Industry, on World 3arth 8ay.
rainin2 an+ -e7elopmentAG
@amnagar 7efinery was adGudged the winner of the (Golden 5eacock 4ational
Training %ward &H""K).
5atalganga Manufacturing 8ivision won the (%2T8 D%merican 2ociety for
Training + 8evelopmentE 3,cellence in 5ractice %ward) for innovative practice
titled 1earning 0unction*s role as -usiness partner. 3mpowering people with
;nowledge to achieve -usiness Goals.
7eliance won the /4-/ TM&1C instituted @obstreet.com @obseekers* 3mployer of
/hoice %ward.
Ener2y EC.ellen.eAG
3,ploration + 5roduction D3+5E 8ivision won (The Infraline 3nergy 3,cellence
%wards H""K. <ydrocarbon /olumbus %ward for 3,cellence in 5etroleum
3,ploration).
5atalganga Manufacturing 8ivision won the 0irst 5ri$e in (3nergy /onservation
in 2tate of Maharashtra) organi$ed by Maharashtra 3nergy 8evelopment %gency
DM38%E.
@amnagar Manufacturing 8ivision won the (6il + Gas /onservation %ward
&H""K) from the /entre for <igh Technology, Ministry of 5ower + 4atural Gas
for the e,cellent performance in reduction:elimination of steam leaks in the plant.
@amnagar Manufacturing 8ivision was the recipient of the (Infraline 3nergy
%ward&H""K) by Ministry of 5ower.
<a$ira Manufacturing 8ivision won the Government of India 3nergy
/onservation %ward DH""KE conferred by the -ureau of energy efficiency and
Ministry of 5ower.
<a$ira Manufacturing 8ivision was adGudged (3,cellent 3nergy 3fficient =nit)
at 3nergy 2ummit & H""K by /II.
Madodara Manufacturing 8ivision received the /II award for (3,cellence in 3nergy
Management & H""K) as energy efficient unit. This division also received the Hnd
pri$e in (4ational 3nergy /onservation %ward VH""K) from -ureau of 3nergy
efficiency, Ministry of 5ower, Government of India.
The /ompany*s manufacturing divisions at Madodara and <a$ira were honoured with
/II&4ational award for e,cellence in water management & H""K as water efficient unit
in (Within the fence) category. %dditionally, <a$ira Manufacturing 8ivision was
honoured as water efficient unit (-eyond the 0ence) category.
HualityAG
0or the first time ever, globally, a petrochemical company bagged the (8eming
5ri$e for Management ?uality). (The ?uality /ontrol %ward for 6perations
-usiness =nit H""K) was awarded to the <a$ira Manufacturing 8ivision for
6utstanding 5erformance by 5racticing Total ?uality Management.
(?=%1T3/< 57IW3 H""K), which recogni$es e,traordinary results in
improvement and innovation, was won by <a$ira Manufacturing 8ivision for its
2mall Group %ctivity 5roGect.
Madodara Manufacturing 8ivision*s 5olypropylene&IM D55&IME plant was
conferred the (2pheripol 5rocess 6perability %ward&H"") for the highest
operability rate with an on stream factor BC.BKR by M:s. -%2311, Italy.
%llahabad Manufacturing 8ivision won the (3,cellent /ategory %ward) at 4ational
/onvention of ?uality /ircle D4/?/E & "K.
SiCGSi2maAG
1ean 2i, sigma proGect on (7educing retention time of caustic soda lye tankers at
@amnagar) won the 1st pri$e in the national level competition held by Indian
2tatistical Institute DI2IE.
5atalganga Manufacturing 8ivision*s 2i, 2igma 5roGect on Improve Transfer
3fficiency for %utomatic winders in 50L won the Hnd 5ri$e for (-est design for
2i, 2igma 5roGect in International 2i, 2igma /ompetition) organi$ed by I?5/
DInternational ?uality and 5roductivity centerE.
-arabanki Manufacturing 8ivision won the Frd pri$e in (%ll India 2i, 2igma case
study contest H""C) for the /ase study on (7eduction of waste of 5lant H from
1R to CR).
<oshiarpur Manufacturing 8ivision won the Hnd pri$e in (2i, 2igma competition
at 4ational 1evel) organi$ed by I2I and ?uality /ouncil of India Din
manufacturing categoryE, while 8henkanal and -arabanki Manufacturing
8ivisions won the Frd pri$e.
Madodara Manufacturing 8ivision*s 2i, 2igma proGect won the 1st pri$e as the (-est
2i, 2igma proGect) at 4ational level by /II.
e.hnolo2y4 RI- an+ Inno7ationAG
Madodra Manufacturing 8ivision*s 7+8 bagged an award from Indian Institute of
/hemical 3ngineers for 3,cellence in 5rocess : 5roduct 8evelopment for the
work on (3co friendly 5rocess for %cetonitrile 7ecovery).
(82I7 4ational %ward for 7+8 3fforts in Industry DH""KE) was conferred on
<a$ira Manufacturing 8ivision for the /yclehe,ane 7ecovery 5roGect.
5atalganga Manufacturing 8ivision*s 5roGect titled %ugmentation of 3T5 and use
of biogas in 0ired heaters won the (-est Innovative 5roGect) from /II.
7eliance bagged the (Innovation %ward at Tech /onverge H""K) for innovative
developments in short&cut fibres.
<a$ira Manufacturing 8ivision won the (Golden 5eacock Innovation %ward & H""K)
for its /yclohe,ane 7ecovery 5rocess.
In,ormation e.hnolo2yAG
(/I6 of the Lear %ward) for the best IT&enabled organi$ation in India for the Lear
H""K.
(6nes to Watch & /I6 & =2% %ward), for figuring among the top H" organi$ations
fostering e,cellence in IT team.
(The 2koch /hallenger %ward) conferred for the best IT <ead Dmanaging the
most IT enabled organi$ationE of the Lear H""K.
(-est IT Implementation %ward), by 5/ ?uest for ;nowledge Management
2ystems portal D;M2E.
(/I6 3,cellence %ward) for /hemical Industry Information Technology 0orum
for e,emplary Information Technology implementation amongst global chemical
companies.
(/T6 0orum <all of 0ame %ward) for the best /I6s in India for not only providing
service to their
PRO-DC S A RELIANCE MONEY
The products on offer from 7eliance Mutual0und fall into four main categories. e'uity,
debt,sector specific and 3T0 D3,change Traded 0undE.3ach taps into a specific audience
profile fulfilling their varying needs.=nder the e'uity category, 7eliance has11C
2=537-7%482 si,teen schemes with 7eliance Growth 0undand 7eliance Mision 0und
as its flagship schemes.7eliance 3'uity 6pportunities 0und is a schemewhich operates in
the multi&cap:multi&sectorsegmentS 7eliance 3'uity 0und is a long&shortfund, 7eliance
?uant 5lus 0und is a 'uant fund.7eliance offers investments in banking, power,media,
entertainment and pharmaceuticalsS7eliance Ta, 2aver 0und and 7eliance 3'uity&1inked
2avings 0und V 2eries 1 are ta, saving schemesS an 47I&dedicated e'uity scheme is
tailored for non&resident Indians. 7eliance7egular 2avings 0und is an asset&allocation
fund with three options.=nder the debt and li'uid categories, 7eliancehas li'uid funds,
li'uid plus funds, income funds,an 47I&dedicated debt fund, gilt funds, fi,edmaturity
plans and an interval fund.In the hybrid category, 7eliance Monthlyincome 5lan is a
popular option
7eliance understands that investments in mutual fundshare a function of
knowledge dissemination and awareness of products amongst potential investors. In
building its ownbase of assets under management it will necessarily have to carry the
entire mutual fund
industry.Towards this end 7eliance has launched a t wo&pronged initiative.In the first
pincer it has created aformidable network of H,""" distributors including some of
thebiggest names in the banking sector.This who*s who of the financial industry
comprises such giants as/itibank, 2tandard /hartered, <2-/,I/I/I, %9I2, -ank of
-aroda, /entral -ank of India, %llahabad -ank andfund houses such as @M, 825 Merrill
1ynch and ;arvy in addition to a massive infrastructure of direct financial investment
officers. Thisprodigious effort is supplemented by thebrands* captive network of 1H"
branch offices
and F" financial centres. In the second prong, 7eliance has created a series of
informationpacked presentations which help dispel misinformationGroup.This mega
business house dominates this key area in the financial sector.0igures for March H""C
show that it has emerged as the top Indian mutual fund with average assets under
management of 7s. B",BFC crore D=2> HH.KF billionE and an investor base of over .
million D2ource.www.amfiindia.comE.
7eliance*s mutual fund schemes are managed by
7eliance/apital%ssetManagement1imited D7/%ME, a subsidiary of 7eliance /apital
1imited,which holds BF.FKR of the paid&up capitalof 7/%M.The company notchedup a
healthy growth of7s. 1,F!I crore D=2> I."BbillionEinassetsunder management in
0ebruaryH""C and helped propelthe total industry&wide%=M to 7s. !!,I!B croreD=2>
1I1.F billionE D2ource. indiainvestments.comE. % sharp rise infi,ed maturity plans
D0M5sEandcollection of 7s. K""" crore D=2> 1.K! billionE through new fund offers
D406sE created this surge. In%=Mrankings, 7eliance continues to be in thenumber one
spot.
7eliance was the first fund house to launch sector funds with fle,ibility to invest in a
range of "R to 1""R in either e'uity or debt instruments Mutual fund investments linked
to an%TM:debit card are a 7eliance innovationIndia*s first long&short fund comes from
7eliance Mutual 0und %s at F1st May H""C, more than . million people had invested in
7eliance Mutual 0undSthe investments comprised 1R of the country*s entire mutual
fund asset base.
A.hie7ements
In two successive Goint surveys by The 3conomic Times* -rand 3'uity and%/4ielsen,
7eliance was recognised as India*s Most Trusted Mutual 0und.Thecompanyalsowalked
away with seven other scheme pri$es V five of them being outright winners V in the Gulf
H""K 1ipper %wards.These included the 0und <ouse of the Lear by 1ipper G// as well
asI/7% 6nline and the Most Improved 0und<ouse by %sia %sset Management.It also
received the 48TM -usiness 1eadership %ward H""K in the mutual fund category and
runners* up recognition as the -est 0und <ouse in the6utlook Money&48TM 5rofit
%wards. In addition,the company received thecoveted /4-/ Web1C Genius of the Web
distinction for the -est Mutual 0und Website inthe country. 7/%M was awarded the
India 6nshore 0und <ouse H""C instituted by the%sian Investor maga$ine.The company
also won the India 3'uities award in the !&year5erformance category.
COMPARAIVE SD-Y OF MDDAL FDN-
Ma1or .ompetitior o, Relian.e Money
Company Pro,ile o, 0-FC

<80/ -%4; is one of the leading 8epository 5articipant D85E in the country with over
C 1ac demat accounts.
<80/ -ank 8emat services offers you a secure and convenient way to keep track of
your securities and investments, over a period of time, without the hassle of handling
physical documents that get mutilated or lost in transit.
<80/ -%4; is 8epository particpant both with &4ational 2ecurities 8epositories
1imited D4281E and /entral 8epository 2ervices 1imited D/821E.
Features I *ene,its
%s opposed to the earlier form of dealing in physical certificates with delays in
transaction, holding and trading in 8emat form has the following benefits .
2ettlement of 2ecurities traded on the e,changes as well as off market
transactions.
2horter settlements thereby enhancing li'uidity.
5ledging of 2ecurities.
3lectronic credit in public issue.
%uto /redit of 7ights : -onus : 5ublic Issues : 8ividend credit through 3/2.
%uto /redit of 5ublic Issue refunds to the bank account.
4o stamp duty on transfer of securities held in demat form.
4o concept of Market 1ots.
/hange of address, 2ignature, 8ividend Mandate, registration of power of
attorney, transmission etc. can be effected across companies held in demat form by a
single instruction to the 8epository 5articipant D85E.
Se.ure+ I easy transa.tion pro.essin2
<80/ -ank 1td provides convenient facility called A25338&eA DInternet based
transactionE whereby account holder can submit delivery instructions electronically
through 25338&e website Dhttps.::speed&e.nsdl.comE. 25338&e offers secured means of
transaction processing eliminating preparation of instruction slips and submission of the
same across the counter to the depository participant. The AI83%2A facility helps in
viewing the current transactions and balances DholdingsE of 8emat account on Internet on
real time basis.
Company Pro,ile o, ICICI
I/I/I8irect Dor I/I/I8irect.comE is stock trading company of I/I/I -ank. %long with
stock trading and trading in derivatives in -23 and 423, it also provides facility to invest
in I56s, Mutual 0unds and -onds. Trading is available in -23 and 423
I/I/I8irect offers F different online trading platforms to its customers
!/ In7estment A..ount
%long with stock trading and I56 investing in -23 and 423, Wise Investment
account also provide options to invest in Mutual 0unds and -onds online.
6nline Mutual funds investment allows investor to invest on&line in around 1B
Mutual 0und companies. I/I/I 8irect offers various options while investing in
Mutual 0unds like 5urchase Mutual 0und, 7edemption and switch between
different schemes, 2ystematic Investment plans, 2ystematic withdrawal plan and
transferring e,isting Mutual 0unds in to electronic mode. This account also
provides facility to in7est in 9o7ernment o, In+ia *on+s an+ ICICI *an? aC
Sa7in2 *on+s.
I/I/I8irect.com website is the primary tool to invest in Mutual 0unds, I56s,
-onds and stock trading.
Relian.e Money
Ta, 2aving funds 7eliance Money.
Ta,&saving funds Ddue to their e'uity&oriented natureE are capable of clocking
far superior returns their assured return counterparts like 4ational 2avings /ertificate
D42/E and 5ublic 5rovident 0und D550E. <owever investors must appreciate that the risk
profile of ta,&saving funds tends to be proportionately higher.
7eliance Ta, 2aver D3122E 0und D7T20E is the latest entrant in the ta,&saving funds
segment. 0lagship diversified e'uity funds D7eliance Growth 0und and 7eliance 3'uity
0undE from 7eliance Mutual 0und have emerged as top performers in their segment
across time hori$ons. <owever investors should note that these funds are managed
aggressivelyS also they have displayed an opportunistic streak by moving fluidly across
market segments Dlarge caps, mid capsE to clock superior growth. 7T20 is likely to be a
similar Dhigh risk & high returnE investment proposition within the ta,&saving funds
segment.
SYSEM INVESMEN PLAN
2I5 is a way of investing in Mutual 0unds. It is designed for those investors who
are willing to invest regularly rather than making a lump sum investment. It is Gust like a
recurring deposit with the post office or bank where we deposit some amount every
month. The difference here is that the amount is invested in a mutual fund. Mutual 0und
makes investment according to their obGective .They collect fund from investor and
invests it. 3very fund has an obGective and pattern of investing. There are various kinds of
mutual funds. There are e'uity funds and debt funds. 0urther e'uity funds can be divided
into e'uity diversified mutual fund where funds are invested in shares of different
companies , sectoral funds where investment is made in shares of some particular sector
like 0M/G, IT, %uto, 6il + Gas, -anking etc. 3very fund has a 4%M Dnet asset valueE
which is the value per unit. It is calculated as the total asset is divided by the number of
outstanding units. %s the value of asset changes, nav also changes.
The best way to invest in stock market is mutual fund through 2ystematic Investment
5lan. -ut to get the benefit of an 2I5, a long term hori$on is must.
C0APERG%
O*>ECIVE
O*>ECIVES
To study the awareness about the mutual funds among the people.
To give an idea of the types of schemes available
To analy$e reliance mutual fund strategy against its competitor.
C0APERG&
RESEARC0
ME0O-OLO9Y
RESEARC0 ME0O-OLO9Y
7esearch as a care full investigation or en'uiry specially through search for a new facts in
any branch of knowledge)
7esearch is an academic activity and such as the term should be used in technical sense.
The manipulation of things , concepts or symbols for the purpose of generali$ing to
e,tend ,correct or verify knowledge ,whether that knowledge through obGective.
ME0O-S OF -AA COLLECION
In this proGect work primary and secondary data sources of data has been used.
5rimary data. The data collected through observation, or through direct communication
or doing e,periments. % survey was conducted to collect the information from
respondents.
2econdary data. 2econdary data means already available through books ,Gournals ,
maga$ines ,newspaper.
OOLS OF ANALYSIS
0or the proper analysis of data ?uantitative Techni'ue such as percentage method was
used.
2ample 8esign .& /onvenience 2ampling
2ample 2i$e .& !"
7esearch 8esign .& 8escriptive 7esearch
C0APERG$
-AA ANALYSIS
AN-
INERPREAION
-AA ANALYSIS AN- INERPREAION
?.1 Which banks you are aware the about mutual fundJ
/ompany 4ame 4o. of respondents Rage
7eliance Money H! !"
<80/ 1" H"
I/I/I 1! F"
6thers " "
I4T37573T%TI64. !"R of respondent have 7eliance Money, F"R of respondent have
I/I/I, H"R respondents have <80/ and says that other"R.
?.H Which banking mutual fund offer you good investment planJ
/ompany 4ame 4o. of respondent Rage
7eliance HH II
<80/ H1 IH
I/I/I K 1I
I4T37573T%TI64.
IIR respondent for 7eliance, FH Rfor<dfc,1IR for I/I/I.
?.F Which banking Mutual 0und offer a lot of ta, savingJ
/ompany 4ame 4o. of respondent Rage
7eliance H" I"
<80/ 1! F"
I/I/I 1! F"
I4T37573T%TI64.
I"R respondent for 7eliance, F" R for <80/, F"R for I/I/I.
?.I Which banking mutual fund offer you a large number of product + servicesJ
/ompany 4ame 4o. of respondent Rage
7eliance 1C F
<80/ 1 FH
I/I/I 1 FH
I4T37573T%TI64.
FR respondent for 7eliance, FHR for <80/, FHR for I/I/I.
?.! Which banking mutual fund offer you a good e&mail facility J
/ompany 4ame 4o. of respondent Rage
7eliance HH II
<80/ 1! F"
I/I/I 1F H
I4T37573T%TI64.
IIR respondent for 7eliance, F"Rfor<dfc,HR for I/I/I
?. Would you recommend others to buy mutual fundsJ
Les 4o
Option Per.enta2e o, respon+ent
Les F"
4o H"
InterpretationA
The above pie chart shows that "R of respondent buy Mutual fund and I"R of
respondents is not buy mutual fund.
?.K Which source you would recommend other source to buy mutual funds.
2ources 4o. of respondent Rage
7eliance H! !"
<80/ 1! F"
I/I/I 1" H"
InterpretationA
The bar diagram shows that !"R of the respondents reliance sources recommend other
source to buy mutual funds. F"R of the respondent of <80/ and H"R of the respondents
of I/I/I.
C0APERGJ
FIN-IN9S AN- SD99ESION
FIN-IN9S AN- SD99ESION
In 3'uity 2chemes we have taken 7eliance Mision 0und and 7eliance growth 0und .
-oth schemes are open ended but 7eliance Growth fund is more valuable for 7eliance
Mutual 0und than reliance vision 0und.
In 8edt scheme we have taken 7eliance money Manager 0und and 7eliance 1i'uidty
0und .In it boths schemes are open ended but reliance money manager is more beneficial
for reliance mutual fund .
In sector specific scheme we have taken 7eliance media and entertainment fund and
7eliance 5harma fund scheme
both is more efficient for 7eliance Mutual 0und.
%bove all the schemes of 7eliance Mutual 0und 8ebt schemes are best schemes for
Mutual 0und .
There is a Good investment plan and saving scheme in reliance Mutual 0und.
SD99ESION
7eliance Money have to add some e,tra features in it with aggressive marketing
promotional strategy.
%dvertisement on television is the main source of attraction so the company must
advertise its products heavily.
5roduct must be improved .
There should be provision of complain suggestion bo,es at each branch.
C0APERG#
CONCLDSION
CONCLDSION
Mutual 0und investment is better than other raising fund.
7eliance Mutual 0und have good returns in investment .
% good brand is always welcomed over here people are more aware and conscious for the
brand so they go for they are ready to spend some e,tra bucks for the 'uality .
%t last all con be concluded by that 7eliance Money is still growing industry in India and
is still e,ploring its potential and prospects in here.
C0APERG"
LIMIAIONS
LIMIAIONS
X The time constraint was one of the maGor problems.
X The study was limited to selected mutual fund schemes.
X The lack of information sources for the analysis part.
X The respondents were hesitant to give the information.
XThe study was restricted to 1udhiana city only.
*I*LIO9RAP0Y
*I*LIO9RAP0Y
<e8sitesA
www.reliancemoney.com
www.hdfc.com
www.icicidirect.com
Re,eren.e 8oo?sA
0I4%4/I%1 I42TIT=TI642 %48 M%7;3T2 & 1.M.-<613
I4M32TM34T M%4%G3M34T & M.;.-<%11%
;othari, /.7. DH"11E, 7esearch Methodology, Methods + Techni'ues, 4ew %ge
International 5ublishers, 55.HI&FF.
HDESIONNAIRE
HDESIONNAIRE
?.1 Which banking mutual fund do you prefer for mutual 0undJ
7eliance Money
<80/
I/I/I
?.H Which banking mutual fund offer you good investment planJ
7eliance Money
<80/
I/I/I
?.F Which banking mutual fund offer a lot of ta, savingJ
7eliance Money
<80/
I/I/I
?.I Which banking mutual fund offer you a large number of product + servicesJ
7eliance Money
<80/
I/I/I
?.! Which banking mutual fund offer you a good e&mail facility J
7eliance Money
<80/
I/I/I
?. <ave you ever invested moneyJ
Les
4o
?.K Where have you invested your moneyJ
Traditional products
7eal estate
6thers
1ife Insurance
Mutual fund
?.C 0rom which source you would prefer to buy mutual fundJ
7eliance
<80/
I/I/I
?.C 8o you think that mutual fund is a better investment option then traditional
investment productsJ
Les
4o
Tick the reasons that
If yes, then why YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY
If no, then why YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY

PRO>EC REPOR
ON
ACCEPA*ILIY OF RELIANCE MDDAL FDN-
AMON9 PRIVAE *AN6
In partial fulfillment of the re'uirement for the
%ward of the degree of
MASER OF COMMERCE
3()!(G()!&5
SD*MIE- *YA PRO>EC 9DI-E A
-hawna /hopra Mr. %.;. 2ingla
M./om DH
nd
yearE <68, 8ept. of /omm.
7oll 4o.
ARYA COLLE9E4 LD-0IANA
AFFILIAE- OA
PAN>A* DNIVERSIY4 C0AN-I9AR0
PREFACE
The successful completion of this proGect was a uni'ue e,perience for me because by
visiting many place and interacting various person, I achieved a better knowledge about
sales. The e,perience which I gained by doing this proGect was essential at this turning
point of my career this proGect is being submitted which content detailed analysis of the
research under taken by me.
The research provides an opportunity to the student to devote his:her skills knowledge
and competencies re'uired during the technical session.
The research is on the topic (%cceptability of 7eliance mutual 0und in 5rivate -ank)
AC6NO<LE-9EMEN
% formal statement of acknowledgement will hardly meet the end of Gustice in the manner
of e,pression of my deep sense of gratitude and obligation to all those who helped me in
the completion of this proGect. I would firstly like to thanks Mr/ Nitish Maha1an4 2ales
manager of 7eliance Mutual 0und, who gave me the opportunity to take up my proGect in
this esteemed institution.
I also take this opportunity to prefer my deep gratitude to my proGect guide Mr A/6/
Sin2la4 Arya Colle2e4 Lu+hiana/ Who*s theoretically rigor constructive criticism and
creative inputs improved invaluable during the proGect.
This proGect would remain incomplete and devoid of its true luster if don*t e,press my
sincere gratefulness to respon+ents4 my parents and ,rien+s for their comprehensive
support and encouragement, and I would like to thanks almighty for showering his
blessing on me.
8%T3 -hawna /hopra


-ECLARAION
I -hawna /hopra do here by declare that the proGect work entitle on the A..epta8ility
Relian.e mutual Fun+ amon2 Pri7ate *an? at 1udhiana is the original work done by
me.
This proGect report presented as a partial fulfillment re'uirement for the degree of
-achelor Master of -usiness administration.

-<%W4% /<657%
M./6M DH
48
L3%7E

CONENS
Ch/ No/ opi.s Pa2e No/
1. /6M5%4L 5760I13 1&1H
H. M=T=%1 0=48 1F&1B
F. /6M5%4L 5760I13 60 731I%4/3 H"&I1
I. 6-@3/TIM32 IH&IF
!. 7323%7/< M3T<68616GL II&I!
. 8%T% %4%1L2I2 %48 I4T37573T%TI64 I&!F
K. 0I48I4G2 %48 2=GG32TI64 !I&!
C. /64/1=2I64 !&!C
1IMIT%TI642 !B&"
-I-1I6G7%5<L 1&H
?=32TI644%I73 F&!