Presents:

WEEKLY ECONOMIC UPDATE

WEEKLY QUOTE

Everybody needs
beauty as we as
bread! "a#es to "ay
$n and "ray $n! w%ere
nature &ay %ea and
'$ve stren't% to body
and sou a$(e)*

- John Muir


WEEKLY TIP

T%$n( about "utt$n'
+,- o. your .uture
"ay ra$ses $nto your
wor("a#e ret$re&ent
"an! w%ere t%ose
doars #oud 'row
and #o&"ound n$#ey
.or your .uture)


WEEKLY /IDDLE

C%r$st$ne $(es 'ra"es
but not "otatoes) 0%e
$(es s1uas% but not
ettu#e! and "eas but
not on$ons) 2oow$n'
t%e sa&e rue! w$
s%e $(e "u&"($ns or
a""es3

Last weeks riddle:
W%at .$es w$t%out
w$n's! .ue! &us#es!
.eet and a .usea'e3

Last weeks answer:
T$&e)
0e"te&ber 4+! 5,46

SUMMER SPENDING SPREE LIFTS RETAIL SALES
T%ey $n#reased ,)7- $n Au'ust! eas$n' so&e an8$et$es about a "oss$be sowdown $n
"ersona s"end$n') Core reta$ saes 9w%$#% e8#ude auto! 'as! .ood! and %o&e
$&"rove&ent "ur#%ases and &ore #osey &at#% t%e #onsu&er s"end$n' as"e#t o.
:DP; $&"roved ,)6- ast &ont%! and were u" 6)4- year<over<year) T%e Co&&er#e
De"art&ent aso rev$sed =uy>s %ead$ne reta$ saes 'a$n u" to ,)?-)
4

CONSUMER SENTIMENT HITS A !"MONTH PEA#
At a read$n' o. @6)7! 0e"te&ber>s "re$&$nary T%o&son /eutersAUn$vers$ty o.
M$#%$'an #onsu&er sent$&ent $nde8 was 5)4 "o$nts above $ts .$na &ar( .or Au'ust)
Not ony t%at! $t advan#ed to $ts %$'%est eve s$n#e =uy 5,4?) Bouse%od $n#o&e
e8"e#tat$ons aso %$t t%e$r %$'%est eve $n a&ost s$8 years)
4

GOLD DESCENDS AGAIN$ OIL SLUMPS ON IEA FORECAST
0ett$n' 2r$day at C4!5?4)+,! t%e "re#$ous &eta .e 5)@- ast wee( on t%e COMED!
under#ut by doar stren't%) 0$ver "osted t%e sa&e wee(y oss! end$n' t%e wee( at
C4@)++) A.ter t%e Internat$ona Ener'y A'en#y redu#ed $ts 5,4+ word de&and
.ore#ast .or o$! NYMED #rude s$""ed ,)7- 2r$day to sette at CE5)5F)
5

IN%ESTORS &AIT$ &ONDER &HAT FED &ILL SA'
Gus too( a breat%er ast wee(! &u$n' w%et%er re#ent e#ono&$# $nd$#ators &$'%t
ead t%e 2edera /eserve to $ssue a s$'%ty &ore %aw($s% "o$#y state&ent t%$s
Wednesday) A#ross .$ve trad$n' days! t%e 0HP +,, retreated 4)4,- to 4!E@+)+6! t%e
NA0DAQ ,)??- to 6!+7F)7, and t%e Dow ,)@F- to 47!E@F)+4)
?

THIS &EE#I On Monday! $nvestors w$ #ons$der data on Au'ust .a#tory out"ut $n
t%e U)0) and C%$na) Tuesday o..ers t%e Au'ust Produ#er Pr$#e Inde8 as we as Q?
earn$n's .ro& Adobe 0yste&s) Wednesday! t%e 2ed wra"s u" $ts 0e"te&ber "o$#y
&eet$n' and t%e Au'ust Consu&er Pr$#e Inde8 a""earsJ Wa 0treet w$ aso "arse
earn$n's news .ro& :enera M$s! Lennar and 2edE8) T%ursday! Census Gureau
data on Au'ust bu$d$n' "er&$ts and %ous$n' starts a##o&"any t%e atest $n$t$a
Kobess #a$&s .$'ures and earn$n's .ro& Ora#e! /ed Bat! /$te A$d! P$er 4 I&"orts!
C$ntas and ConA'ra 2oods) 2r$day! t%e Con.eren#e Goard "resents $ts Au'ust ead$n'
e#ono&$# $nd$#ator $nde8 and :5, .$nan#e &$n$sters and #entra ban(ers &eet $n
Austra$a)

% CHANGE Y-T-D 1-YR CHG 5-YR AVG 10-YR AVG
DJIA +2.48 +11.02 +15.37 +6.47
NASDAQ +9.36 +22.92 +23.90 +13.91
S&P 500 +7.42 +17.95 +18.08 +7.64
REAL YIELD 9/12 RAT 1 YR AG! 5 YRS AG! 10 YRS AG!
10 YR TIPS 0.49" 0.81" 1.59" 1.81"

S#$%&'() #*+,*'.-(..&#/0 1,2&34%5(.&#/0 5%'4($%6.2#7 - 9/12/14
4050607
I*8,&'( 4%' $*/4*42'80 8# *#5 ,*&$% 9''( #% ':;'*('(0 4*8 &4**#5 1' ,*7'(5'8 ,*5# 8,%'&5+6.
T3'(' %'5$%*( 8# *#5 ,*&+$8' 8,7,8'*8(.
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88150
Securities and advisory services offered through National Planning Corporation(NPC), Me!er "#N$%&S#PC,
$egistered #nvestent %dvisor' "lagStone $etireent Consultants, ((C and NPC are separate and unrelated
copanies' "lagStone $etireent Consultants and NPC are neither endorsed !y, retained !y, or affiliated )ith the
copanies here )ithin'

T%$s &ater$a was "re"ared by Mar(et$n'Pro! In#)! and does not ne#essar$y re"resent t%e v$ews o. t%e "resent$n' "arty! nor t%e$r
a..$$ates) T%$s $n.or&at$on %as been der$ved .ro& sour#es be$eved to be a##urate) Pease note < $nvest$n' $nvoves r$s(! and "ast
"er.or&an#e $s no 'uarantee o. .uture resuts) T%e "ub$s%er $s not en'a'ed $n render$n' e'a! a##ount$n' or ot%er "ro.ess$ona serv$#es)
I. ass$stan#e $s needed! t%e reader $s adv$sed to en'a'e t%e serv$#es o. a #o&"etent "ro.ess$ona) T%$s $n.or&at$on s%oud not be
#onstrued as $nvest&ent! ta8 or e'a adv$#e and &ay not be re$ed on .or t%e "ur"ose o. avo$d$n' any 2edera ta8 "enaty) T%$s $s ne$t%er
a so$#$tat$on nor re#o&&endat$on to "ur#%ase or se any $nvest&ent or $nsuran#e "rodu#t or serv$#e! and s%oud not be re$ed u"on as
su#%) A $nd$#es are un&ana'ed and are not $ustrat$ve o. any "art$#uar $nvest&ent) T%e Dow =ones Industr$a Avera'e $s a "r$#e<
we$'%ted $nde8 o. ?, a#t$vey traded bue<#%$" sto#(s) T%e NA0DAQ Co&"os$te Inde8 $s an un&ana'ed! &ar(et<we$'%ted $nde8 o. a
over<t%e<#ounter #o&&on sto#(s traded on t%e Nat$ona Asso#$at$on o. 0e#ur$t$es Deaers Auto&ated Quotat$on 0yste&) T%e 0tandard
H PoorLs +,, 90HP +,,; $s an un&ana'ed 'rou" o. se#ur$t$es #ons$dered to be re"resentat$ve o. t%e sto#( &ar(et $n 'enera) It $s not
"oss$be to $nvest d$re#ty $n an $nde8) NY0E :rou"! In#) 9NY0EINYD; o"erates two se#ur$t$es e8#%an'esI t%e New Yor( 0to#( E8#%an'e
9t%e NY0E*; and NY0E Ar#a 9.or&ery (nown as t%e Ar#%$"ea'o E8#%an'e! or Ar#aE8M! and t%e Pa#$.$# E8#%an'e;) NY0E :rou" $s a
ead$n' "rov$der o. se#ur$t$es $st$n'! trad$n' and &ar(et data "rodu#ts and serv$#es) T%e New Yor( Mer#ant$e E8#%an'e! In#) 9NYMED;
$s t%e wordLs ar'est "%ys$#a #o&&od$ty .utures e8#%an'e and t%e "ree&$nent trad$n' .oru& .or ener'y and "re#$ous &etas! w$t%
trad$n' #ondu#ted t%rou'% two d$v$s$ons N t%e NYMED D$v$s$on! %o&e to t%e ener'y! "at$nu&! and "aad$u& &ar(ets! and t%e
COMED D$v$s$on! on w%$#% a ot%er &etas trade) Add$t$ona r$s(s are asso#$ated w$t% $nternat$ona $nvest$n'! su#% as #urren#y
.u#tuat$ons! "o$t$#a and e#ono&$# $nstab$$ty and d$..eren#es $n a##ount$n' standards) T%$s &ater$a re"resents an assess&ent o. t%e
&ar(et env$ron&ent at a s"e#$.$# "o$nt $n t$&e and $s not $ntended to be a .ore#ast o. .uture events! or a 'uarantee o. .uture resuts) Past
"er.or&an#e $s no 'uarantee o. .uture resuts) Invest&ents w$ .u#tuate and w%en redee&ed &ay be wort% &ore or ess t%an w%en
or$'$nay $nvested) A e#ono&$# and "er.or&an#e data $s %$stor$#a and not $nd$#at$ve o. .uture resuts) Mar(et $nd$#es d$s#ussed are
un&ana'ed) Investors #annot $nvest $n un&ana'ed $nd$#es) T%e "ub$s%er $s not en'a'ed $n render$n' e'a! a##ount$n' or ot%er
"ro.ess$ona serv$#es) I. ass$stan#e $s needed! t%e reader $s adv$sed to en'a'e t%e serv$#es o. a #o&"etent "ro.ess$ona)

Citati(ns)
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5 < "roa#t$ve$nvestors)#o&A#o&"an$esAnewsA+7F@5A'od<o's<+<day<su&"<wt$<dro"s<,7<at<E55F<<+7F@5)%t& OEA45A46P
? < &ar(ets)on)nyt$&es)#o&Aresear#%A&ar(etsAus&ar(etsAus&ar(ets)as" OEA45A46P
6 < &ar(ets)wsK)#o&Aus OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQD=IAH#oseDateQE-5245-524?H8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQCOMPH#oseDateQE-5245-524?H8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQ0PDH#oseDateQE-5245-524?H8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQD=IAH#oseDateQE-5244-52,EH8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQCOMPH#oseDateQE-5244-52,EH8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQ0PDH#oseDateQE-5244-52,EH8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQD=IAH#oseDateQE-524?-52,6H8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQCOMPH#oseDateQE-524?-52,6H8Q,HyQ, OEA45A46P
+ < b$'#%arts)&ar(etwat#%)#o&A%$stor$#aAde.aut)as"3sy&bQ0PDH#oseDateQE-524?-52,6H8Q,HyQ, OEA45A46P
7 < treasury)'ovAresour#e<#enterAdata<#%art<#enterA$nterest<ratesAPa'esATe8tR$ew)as"83dataQreay$ed OEA45A46P
F < treasury)'ovAresour#e<#enterAdata<#%art<#enterA$nterest<ratesAPa'esATe8tR$ew)as"83dataQreay$edA OEA45A46P
88150