Documenti di Didattica
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OBJECTIVE
To have a challenging position that will utilize my experience and unique abilities. A high-impact
leadership position requiring creative and innovative approaches to problem solving, strategy
development and fulfillment of my personal goals.
PROFESSIONAL EXPERIENCE
Responsibilities:
• Analysis of the RMBS, CDO loans issued by top US banks and preparing a data tape of
critical factors such as prepayment history, foreclosure, delinquency, Bankruptcy to rate the loans
issued by the lending banks for a leading credit rating agency.
• Analysis of CDO loans in Pool level and Class level to provide a detailed report on the
performing, non-performing, impaired, delinquent collaterals both in asset and class level.
Analysis of impact of purchase and sales of made by a commercial borrower with CDO loans
on the loan prepayment.
• Analysis of the Commercial borrower’s profile across various property types such as Office,
Retail and Multi-family, analyzing financial statements, property leases, commitment letters and other
real estate and credit documents, Analysis of debt service coverage ratio of the borrower of the
lending bank..
• Analysis of various attributes for loan issuance such as Cash flow trends during the loan
term, borrower’s credit summary, Reserves and Escrows, Roll over risk, market rent, and termination
rights of the tenants in the borrower’s collateral for the lending bank.
• Underwriting the risk involved in the borrower’s cash flow during the loan term.
• Preparing Asset Summary report based on the market report, lease documents.
• Reviewing the analysis done by the analyst.
• Assumption underwriting of the loan where the loan is transferred to another borrower who is
creditworthy. Analysis of Liquidity, Net worth, Management ability of the proposed borrower. Analysis
of loan structure, Loan type, Lock out and Defeasance period and preparing a statement on 1031
exchange pooling.
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Anu Priya. M
Projects Handled:
SKILLS
Area of Interest:
ACADEMIC QUALIFICATION
2007 MBA from Kongu Engineering College, Tamil Nadu with 79%
2005 B.E in Electronics & Communication in Priyadharshini Engineering College, Vellore with
75%
th
2001 12 from St.Mary’s Hr Sec School, Vellore, Tamil Nadu with 89%
1999 10th from St.Mary’s Hr Sec School, Vellore, Tamil Nadu with 90.5%
ACHIEVEMENTS
CO-CURRICULAR ACTIVITIES
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Anu Priya. M
Projects
Papers Presented:
• Won first prize for the paper presented on “Blue Ocean Strategy” in VLB Janakiammal
Engineering College, Coimbatore.
Example: A current example of this strategy is the success of the Nintendo Wii, which
Nintendo designed to target audiences not traditionally known to play videogames.
• Won second prize for the paper presented on “Business Process Outsourcing” in KSR
Engineering College, Erode.
PERSONAL DETAILS
• Nationality : Indian
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