Chandra Shekher Sharma

325/49, Sondhi Tola Chowk| Lucknow, Uttar Pradesh 226003

Home: +91 522 2254945| Mobile: +91 941 501 0319| cssharma.1008@gmail.com

EXECUTIVE CORPORATE FINANCE PROFESSIONAL

Visionary Bank Manager with a Government Sector Bank with the ability to achieve optimal
economic capitalization through strategic planning and relationship management.

Driven, bilingual, bank manager with expertise in business development, international accounting standards, risk
assessment, acquisitions, mergers, and competitive market positioning, delivering positive outcomes with strong and
sustainable gains. Talented and inventive professional with a proven track record of accelerating revenue growth through
strategic and tactical development of structural operations to drive business growth and market development fostering
performance improvement. Capitalizes on cross-functional team leadership examining economic trends and profitable areas
of growth. Identifies and capitalizes on emerging business ventures to propel an organization.

Core Knowledge & Skills:

Operating Infrastructure
Foreign Exchange
Finance
Planning
International Accounting Standards
Competitive Market Positioning
Risk Management

Organizational Leadership

Process Improvement
Due Diligence




PROFESSIONAL EXPERIENCE

Bank Of India, Lucknow 2012- Present
Middle Management scale III
Senior Branch Manager

Identified, analyzed, and captured opportunities for new business development, optimal economic capitalization, and market
growth through successful strategic planning initiatives, structured operations, mergers, and acquisitions. Challenged to
build new market presence and maximize cash flow, while reengineering and expanding existing ventures, increasing client
base and improving corporate recognition. Researched, analyzed, and facilitated enterprise decision making processes
creating corporate vision for long-term growth themes and holding company mediation. Recently have been transferred to a
Branch as Manager which has a business Mix of over 100 crores. I have a good experience of handling SME as well as retail
loans (Housing, Personal & Vehicle Loans). I have always worked as a team and attained success by motivating staff working
under me. Banking knowledge I have sufficient legal knowledge especially related to Banking Law & practice, company Law,
Banking regulation and RTI Act etc.
Selected Accomplishments:
Increased capital ratio 2-3 points through the successful analysis of the existing local market
Increased sales 18% through the implementation Business Intelligence Solutions creating cross-sale strategy.


Bank Of India, Lucknow 2010- 2012
Middle Management scale II
Branch Manager

Spearheaded the restructuring and reengineering of new branch where I was transferred, operational risk, and control
processes, creating accountability and profit improvement opportunities. Transitioned strategy into tactical plans developing
procedures and policies to drive market growth and sales. Consulted, monitored, and recommended implementation
strategies and synergies in the SMEs ( Small and Micro Enterprise) .I have a good experience of handling SME as well as
retail loans (Housing, Personal & Vehicle Loans). I have always worked as a team and attained success by motivating staff
working under me.
Selected Accomplishments:
Conceptualized, developed business mix of branch to over 50 crores & added over 15000 new customers to
the Branch
Expanded the customer base
Promoted to Middle Management scale III through the creation and implementation of the Remittance
Network.
2 | Chandra Shekher Sharma


PROFESSIONAL EXPERIENCE CONTINUED

Bank Of India, Lucknow 2009- 2010
Branch Manager
Assessed and consolidated the Bank and Pension Funds Authorities for the Dominican Republic and Panama under IDB
project. Streamlined operating infrastructure consolidating and strengthening regulatory, risk management, operational and
performance processes. Orchestrated complex due diligence reviews in cooperation with Zonal Office of the bank to
capitalize on long-term growth and profit improvement opportunities.


Selected Accomplishments:
Analyzed and managed a newly opened metro branch establishing a comprehensive program of financial
controls and accountability to improve performance and increase customer base.






Bank Of India, Lucknow 2008- 2009
Manager Planning & Strategies


Formulated and initiated extensive statistical and financial analysis utilizing data to create process improvement in credit
processes, market and credit risk, and portfolio optimization. Evaluated, developed, and implemented corporate best
practices to mitigate risk and net losses.

Adequate of rural financing in that Branch. In year 2008 I was posted to Zonal Office (Administrative Office), where I worked
in planning department for 2 Years as Manager Planning & Strategies.

Selected Accomplishments:

1) Managed regional office for Planning & strategies.

Served promotion as an officer and for 4 years I worked as Manager deposits &Administration.
Manager in a large Rural Branch which had treasury





Bank Of India, Lucknow 2004-2008
Manager Deposits & Administration

Conceptualized an local business portal and financial and sales targeting i n i n c r e a s i n g t h e c u s t o me r b a s e .
Contributed to all aspects of creation including recruiting, organization, and system establishment. Assisted the Zonal
Managers and the economic policymakers who devise the regulations for banks and who have primary responsibility for
creating a system for imporving the deposits and focus on the customer satisfaction of the client.

Selected Accomplishments:
Raised the deposits by 75%




Bank Of India, Lucknow
Clerk 1980- 2003

Coordinated and administered FOREX and cash management, in adherence to corporate sales, and due diligence processes.
Examined and managed treasury, currency, and market risks executing investment strategies to obtain maximum
profitability. Customized and implemented clearing house accounting processes and customer credit analysis programs to
improve productivity and profit financing.


3 | Chandra Shekher Sharma




Joined Bank Of India in 1980 as clerk, Worked in almost all the departments of bank in Branch as well as administrative office
i.e. in advances, deposit and foreign exchange department.


Selected Accomplishments:
Managed utilizing comprehensive internal controls.
Coordinated asset backed securitized operations.
Managed FOREX department, examining and enhancing structured
operations.






EDUCATION & PROFESSIONAL DEVELOPMENT
UNIVERSITY OF LUCKNOW, Lucknow
Bachelor of Science, Faculty of Science

UNIVERSITY OF LUCKNOW, Lucknow
LEX LEGUM BACULLER, Faculty Of Law