P

Supported
O
Not Supported
Portfolio Product Features Column1
Loan Data Mart Data Mart Creation
Extraction from Data Mart
Initial Process Pre-check Data Master
EIR Payment Generator
EIR Computation
Amortization Process
Specific Product Workaround
Fee/Cost Allocation and PRK Product
Fee/ Cost Materiality Check
Different currency for drawdown and Fee/cost
Adjustment Fee/cost
Exception handling
Fully amortize txn cost/fee when impaired
Individual Impairment Individual Grouping
Customer Grading Process
Threshold Limit for customer
Automatic Trigger
Checklist Trigger (Objective Evidence)
Estimated future cashflow
Unwinding Interest Income - Individual
Document attachment
IA Provision Movement
Collective Impairment - Automation Flexible Segmentation (collective group)
PD Methodology
LGD Methodology
LIP
Override PD/LGD/LIP
CA Provision Movement (Charge, Write Back)
PD Product Hierarchy
LGD Product Hierarchy
Unwinding Intrerest Income - Collective
Collective Impairment - Manual Fixed Segmentation
Manual PD & LGD
Manual PD
Manual LGD
Special Bucket Provision
PD Rating base on customer grading
LGD Parameter base on collateral code
Wholesale banking process
Recovery Data For LGD
GL Module & Accounting Setup GL Post Grouping
GL file download from Application
Branch reclassification
Reconciliation of unamortized amount
Journal parameter for Each transaction cost/fee
Liabilities Saving
Deposito
Regulatory Reporting
PSAK - PTBC
Column2 Current Condition
Providing Data Mart O
Reconciling Data Before Batch (Providing Report) O
Extraction from Data Mart O
P
Annuity P
Baloon Payment P
Multi Tier Rate O
Simple Interest O
Fixed Principal O
Fixed Interest O
Progressive Disbursement O
Irregular Payment O
IRR O
XIRR O
GoalSeek P
EIR Amortization P
SOD Amortization O
SL Amortization P
Exclusion for specific Product (Government Product) O
Loan with interest below market P
Reversal Annual Fee Credit Card O
Prorate From GL to Account
Prorate from facility to account O
Allocate to account and SL amortization until Full Disbursement
from transaction parameter P
Facility Level amortization ( SL ) till the drawdown and allocate to account based on
percentage of drawdown to limit. Continue SL amortization for the remaining fee at facility
level
O
Facility Fee amortization ( base on parameter ) P
User Defined in Transaction parameter P
Special FEE/Cost amortized using SL for specific period base on parameter P
base on currency & amount P
P
Additional / Reversal will be effective on next payment date P
Additional / Reversal will be effective on transaction date P
Exception EIR Engine P
Fully amortize txn cost/fee when impaired P
Customer Number grouping P
O
O
Bankcruptcy Flag O
Individual Significant P
MIA > 3 P
O
Customer level P
Account level P
Facility Level O
Unwinding Interest Interest - Individual P
Upload future cashflow per customer level P
Upload future cashflow per account level P
Assessment Level O
Amount Provision Movement Month to Month (Beg. Balance, Charge/Writeback and End.
Balance)
O
Specific PD Segmentation across portfolios O
Specific PD Sub Segmentation for certain PD Segment O
Specific LGD Segmentation across portfolios O
Specific LGD Sub Segmentation for certain LGD Segment O
Roll Rate / Net Flow Rate P
Migration Analysis P
Vintage Analysis O
Cash/Expected Recoveries O
Collateral Shortfall O
Loss on disposal O
LIP O
Override PD/LGD/LIP O
Amount Provision Movement Month to Month (Beg. Balance, Charge/Writeback and End.
Balance)
O
O
O
O
Segment_Code and CA Segmentation P
Upload Manual Textfile P
Upload PD manual file P
Upload Recovery Matrix file P
Override PD LGD for specific Loan Account O
O
O
O
O
Per Product Group, Per GL Account P
Reverse Previous Month, Book Current Month P
Show the GL File posted through Web Application P
GL or Journal Parameter P
Reconcile between Journal Collective and Detail Transaction O
P
O
O
Payment Generator O
Payment Generator O
CKPN in account level O
Fair Value in account level O
Unamortized fee, Amortization of Fee in account level O
Unamortized cost, Amortization of cost in account level O
Unwinding Interest Income in account level O
Remarks
Currently all the loan will convert to IDR