IBM Sales and Distribution

Solution Brief
Banking
Bank fraud, money
laundering and nancial
crime prevention
Help prevent, detect and investigate bank fraud and
nancial crimes
Highlights

Improves your view across business

units to help reduce risk with anti-
money laundering and fraud detection

Helps prevent and detect money laun-

dering and fraud through an integrated
crime platform

Helps reduce nancial loss with

improved responsiveness through
automated crime prevention
Financial crimes threaten your organization at multiple points of vul-
nerability. Focusing on a single channel or line of business can hinder
management visibility and allow fraud and money laundering to go
undetected. A single, holistic management framework that integrates
disparate detection systems with alert and case management can
automate crime prevention and help protect your organization from
the nancial and reputational loss associated with nancial crimes.
Leveraging detection systems for both fraud prevention and detection
and anti-money laundering (AML) processes can reduce risk while
helping improve analyst efficiency.
IBMs services to help you address nancial crimes include risk-
monitoring, prevention, detection and remediation capabilities
for your operational environment. Our services can provide an
enterprisewide view of suspicious activity by implementing an inte-
grated nancial crime monitoring platform. We help you synthesize
data into actionable intelligence to enable more strategic decision
making and help ease compliance management. You can leverage
IBMs demonstrated expertise in risk management, AML initiatives
and fraud prevention and detection for a more holistic approach
to addressing nancial crimes.
Providing a consolidated, enterprisewide view
of business threats
Financial crime prevention services from IBMhelp you implement
a consolidated case management system to enhance your visibility
with a comprehensive view of fraud and money laundering across most
business channels. One of the benets of monitoring nancial crimes
across channels is that it can prevent criminals from exploiting process
weaknesses between channels. We can enable a consolidated view of
your operational environment so you can collect and synthesize risk-
related data from different lines of business and make more timely
business decisions. Improved intelligence through a more holistic view
help you reduce fraud losses and improve operational efficiency.
Please Recycle
Enabling an integrated crime platform to help
prevent illegal activities
Our nancial crime prevention services can integrate multiple
crime-monitoring tools into a single platform to help you proactively
prevent and detect nancial crimes such as bank fraud and money
laundering. We help you implement near-real-time monitoring capa-
bilities, anti-nancial crimes analytics, AML and fraud investigations,
know your customer (KYC) with credit risk scoring controls and
compliance-management solutions. By combining disparate detection
models and alerting systems that typically do not interact with one
another, you can identify and isolate the point of compromise more
efficiently and preemptively deal with nancial crimes across all points
of vulnerability.
Automating crime prevention to help reduce
risk exposure and costs
You can reduce your reliance on inconsistent and unstructured
manual methods with automated crime prevention capabilities. We
help improve your responsiveness to emerging threats and reduce
your risk exposure with capabilities like the IBMCustomer Behavior
Filter. You can reduce false-positive alerts and workloads as well as
the signicant nancial loss associated with actual threats.
Why IBM?
IBM was positioned in the Leaders quadrant for Global Business
Intelligence and Performance Management Service in February 2011
by Gartner, Inc.
1
Along with industry recognition, we have extensive
experience helping nancial service rms manage the issues associated
with nancial crimes. Our strategic relationships with industry-leading
nancial crime technology providers enable us to focus on quality and
cost management. We can offer a deep understanding of many vendor
technologies and provide you with a comprehensive solution to
address your unique business needs.
For more information
To learn more about our services for nancial crime prevention, please
contact your IBM marketing representative or visit the following
website: ibm.com/banking/risk
Copyright IBMCorporation 2011
International Business Machines Corporation
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Produced in the United States of America
July 2011
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1
Magic Quadrant for Global Business Intelligence
and Performance Management Service Providers,
January 27, 2011, Alex Soejarto, Neil Chandler.
The Magic Quadrant is copyrighted January 2011 by
Gartner, Inc. and is reused with permission. The Magic
Quadrant is a graphical representation of a marketplace at
and for a specic time period. It depicts Gartners analysis
of how certain vendors measure against criteria for that
marketplace, as dened by Gartner. Gartner does not
endorse any vendor, product or service depicted in the Magic
Quadrant, and does not advise technology users to select
only those vendors placed in the "Leaders" quadrant. The
Magic Quadrant is intended solely as a research tool, and is
not meant to be a specic guide to action. Gartner disclaims
all warranties, express or implied, with respect to this
research, including any warranties of merchantability or
tness for a particular purpose.
IIS03003-USEN-011