A. U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT B.

TYPE OF LOAN
SETTLEMENT STATEMENT
1. FHA 2. FMHA 3. X CONV. UNINS.
Park Place Title, Inc.
922 Lake Baldwin Lane 4. VA 5. CONV. INS.
Suite B
6. File Number: 7. Loan Number:
Orlando, Florida 32814
407-897-6999 fax: 407-897-6112
09-1102-E
8. Mortgage Ins. Case No.:

C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked
(poc) were paid outside the closing. They are shown here for informational purposes and are not included in the totals.
Stephanie Minus
D. Borrower: 7724 Pine Hawk Lane
Orlando, Florida 32822
Sonja Vann
E. Seller: 1988 Chickasaw Trail
Orlando, Fl. 32825
Sonja Vann
F. Lender:
7724 Pine Hawk Lane
G. Property: Orlando, Orange County, Florida 32822
Lot 359, Quail Trail Estates Unit Three, Book 8, Page 55, Orange County, Florida
H. Settlement Agent: Park Place Title, Inc.
Place of Settlement: 922 Lake Baldwin Lane, Suite B, Orlando, Florida 32814 Orange County
I. Settlement Date: November 16, 2009

J. Summary of Borrower's Transaction K. Summary of Seller's Transaction

100. Gross Amount Due From Borrower: 400. Gross Amount Due To Seller:
101. Contract Sales Price 80,000.00 401. Contract Sales Price 80,000.00
102. Personal Property 402. Personal Property
103. Settlement Charges to Borrower (line 1400) 1,650.45 403.
Adjustments for Items Paid by Seller in Advance: Adjustments for Items Paid by Seller in Advance:
106. City / Town Taxes 406. City / Town Taxes
County / Parish Taxes Nov 16, 2009 thru Dec County / Parish Taxes Nov 16, 2009 thru Dec
107. 293.75 407. 293.75
31, 2009 31, 2009
108. Rent Nov 15, 2009 thru Nov 16, 2009 66.67 408. Rent Nov 15, 2009 thru Nov 16, 2009 66.67
120. Gross Amount Due from Borrower: 82,010.87 420. Gross Amount Due to Seller: 80,360.42

200. Amounts Paid by or in Behalf of Borrower: 500. Reductions in Amount Due to Seller:
201. Deposit / Earnest Money 501. Excess Deposit (see instructions)
202. Principal Amount of New Loan 79,000.00 502. Settlement Charges to Seller (Line 1400) 2,898.36
203. Existing Loan(s) 503. Existing Loan(s)
204. 504. Payoff of First Mortgage
205. 505. Payoff of Second Mortgage
206. 506. Purchase Money Mortgage 79,000.00
Adjustments for Items Unpaid by Seller: Adjustments for Items Unpaid by Seller:
210. City / Town Taxes 510. City / Town Taxes
211. County / Parish Taxes 511. County / Parish Taxes
212. Assessments 512. Assessments
Total Reductions in Amount Due
220. Total Paid by / for Borrower: 79,000.00 520. 81,898.36
Seller:

300. Cash at Settlement from / to Borrower: 600. Cash at Settlement to / from Seller:
301. Gross Amount due from Borrower (line 120) 82,010.87 601. Gross Amount due to Seller (line 420) 80,360.42
Less Amount Paid by/for Borrower (line Less Reductions Amount due Seller (line
302. 79,000.00 602. 81,898.36
220) 520)

303. Cash From Borrower: $3,010.87 603. Cash From Seller: $1,537.94

Borrower Initials: _____ Stephanie Minus

Seller Initials: _____ Sonja Vann

HUD-1 May 2007 OMB No. 2502-0265

November 9, 2009 11:34 AM RESPA handbook 4305.2
Settlement Date:November 16, 2009 File Number: 09-1102-E

L. Settlement Charges
700. Total Sales / Broker's Commission: Paid from Paid from
Based on Price $80,000.00 Borrower's Seller's
Division of Commission as follows Funds Funds
701. at at
702. Settlement Settlement
703. Commission Paid at Settlement
704. Transaction/Compliance Fee
800. Items Payable in Connection with Loan:
801. Loan Origination Fee
802. Loan Discount
803. Appraisal Fee
804. Credit Report
805. Lender's Inspection Fee
806. Processing Fee
807. Mortgage Broker Fee
808. Tax Service Fee
809. Flood Certification Fee
810. Courier Fee
811. Document Prep Fee
900. Items Required by Lender to be Paid in Advance:
901. Interest from Nov 16, 2009
902. Mortgage Insurance Premium
903. Hazard Insurance Premium to Fed USA (poc $0.00 by Borrower)
904. Flood Insurance Premium
1000. Reserves Deposited with Lender:
1001. Hazard Insurance
1002. Mortgage Insurance
1003. City Property Taxes
1004. County Property Taxes
1005. Annual Assessments
1100. Title Charges:
1101. Settlement or Closing Fee to Park Place Title, Inc. 592.95
1102. Abstract or Title Search to Ticor Title Insurance Company 85.00
1103. Title Examination
1104. Title Insurance Binder
1105. Processing Fee
1106. Notary Fees
Courier / Shipping and Handling Fee
1107.
(includes above item numbers:
Title Insurance to Park Place Title, Inc.
1108. 485.00
(includes above item numbers:
Lender's
1109. 79,000.00 Premium 25.00
Coverage
Owner's
1110. 80,000.00 Premium 460.00
Coverage
1111.
1112.
1113.
1114.
1115. Wire Fee
1116. Doc Scanning Fee to
1200. Government Recording and Transfer Charges:
1201. Recording Fees: Deed 10.00 Mortgage 35.50 Releases 0.00 45.50
1202. City/County Tax/Stamps: Deed 0.00 Mortgage 0.00
1203. State Tax/Stamps: Deed 560.00 Mortgage 276.50 276.50 560.00
1204. Intangible Tax to Clerk of Circuit Court 158.00
1205.
1300. Additional Settlement Charges:
1301. Survey
1302. Pest Inspection
1303. Home Warranty
1304. 2009 Taxes to Orange County Tax Collector 2,330.86
1305. Admortization Schedule to Eileen Walker 7.50 7.50

1400. Total Settlement Charges (Enter on line 103, Section J and line 502, Section K) $1,650.45 $2,898.36

Borrower Initials: _____ Stephanie Minus

Seller Initials: _____ Sonja Vann

HUD-1 May 2007 OMB No. 2502-0265

November 9, 2009 11:34 AM RESPA handbook 4305.2
Settlement Date:November 16, 2009 File Number: 09-1102-E

A. U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

SETTLEMENT STATEMENT
Park Place Title, Inc.
922 Lake Baldwin Lane
Suite B
Orlando, Florida 32814
407-897-6999 fax: 407-897-6112

I have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and
disbursements made on my account or by me in this transaction. I further certify that I have received a copy of HUD-1 Settlement Statement.

Borrower: Seller:
Stephanie Minus Sonja Vann

The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be disbursed in
accordance with this statement.
Date: November 16, 2009
Settlement Agent:
Linda Adams

WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine or
imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010.

HUD-1 May 2007 OMB No. 2502-0265

November 9, 2009 11:34 AM RESPA handbook 4305.2