BANK Clerks Model Paper REASONING

1. In a certain code BOND is written as 1543 and DEAN is written as 3864. How is BED written in that code ? (1) 153 ( ) 183 (3) 138 (4) 143 (5) None How !an" s#ch $airs o% &etters are there in the word '()I*E each o% which has as !an" &etters +etween the! in the word as in the En,&ish a&$ha+et ? (1) One ( ) (wo (3) (hree (4) -o#r (5) None . is the +rother o% /. 0 is sister o% /.( is +rother o% .. How is / re&ated to ( ? (1) Brother ( ) 'ister (3) Brother or 'ister (4) Data inade1#ate (5) None

3. 4.

How !an" s#ch di,its are there in the n#!+er 83165 each o% which is as %ar awa" %ro! the +e,innin, o% the n#!+er as when the di,its are rearran,ed in ascendin, order within the n#!+er ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three B- is re&ated to DH in the sa!e wa" as .' is re&ated to 22222 ? (1) '3 ( ) '* (3) )* (4) )3 (5) None (5) None

5. 6. 5.

In a certain code NA0E' is written as (-NBO. How is 4)ANE written in that code ? (1) -0B/D ( ) D'BO(3) -OB'D (4) -BOD'

How !an" !eanin,%#& En,&ish words can +e !ade with the &etters E)(3 #sin, each &etter on&" once in each word ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three 1 is re&ated to 15 in the sa!e wa" as 15 is re&ated to 222222 (1) 4 ( ) 1 (3) 18 (4) 16 (5) None

8. 6.

.ointin, to a +o"7 'ee!a said 8He is the son o% !" ,rand%ather9s on&" chi&d:. How is +o" re&ated to see!a ? (1) Brother ( ) 4o#sin (3) 'ister (4) Data inade1#ate (5) None 0ohan is o&der than .ra+h#7 '#resh is "o#n,er than $ra+h#. 0ahesh is o&der than '#resh +#t "o#n,er than .ra+h#. <ho a!on, the %o#r is the "o#n,est ? (1) .ra+h# ( ) 0ahesh (3) 0ohan (4) '#resh(5) Data inade1#ate <hat wo#&d co!e ne=t in the %o&&owin, n#!+er se1#ence ? 3 34 345 3456 34565 34 (1) 6 ( )5 (3) 8

1;.

11.

(4) 6

(5) None

1 .

In a certain code >,o ho!e9 is written as >ta na9 and >nice &itt&e ho!e9 is written as >na ?a $a9. How is >,o9 written in that code ? (1) ta ( ) na (3) ?a (4) na or ta (5) None I% >@> !eans >added to >A9 !eans >s#+tracted %ro!9 B >C9 !eans >!#&ti$&ied +"B and >D9 !eans >diEided +"9B then ; A 1 D 4 F 16 C 5 G ? (1) 15 ( ) 8; (3) 63 (4) 65 (5) None Rank School of Banking

13.

14. 15.

>.ict#re9 is re&ated to >'ee9 in the sa!e wa" as 8BooH9 is re&ated to (1) Iisten ( ) )ead (3) B#" (4) Bo= 8-ootwear9 is re&ated to >4o++&er9 in the sa!e wa" as >%#rnit#re9 is re&ated to 2222 (1) 0ason ( ) Jo&ds!ith (3) 4ar$enter (4) .otter

(5) None (5) None

16.

Directions !"#$%& '# In each 1#estions +e&ow are three state!ents %o&&owed +" two conc&#sions n#!+ered I and II. Ko# haEe to taHe the three ,iEen state!ents to +e tr#e eEen i% the" see! to +e at Eariance %ro! co!!on&" Hnown %acts and then decide which o% the ,iEen conc&#sions &o,ica&&" %o&&ows %ro! the three state!ents disre,ardin, co!!on&" Hnown %acts. JiEe answer (1) i% on&" conc&#sion I %o&&ows JiEe answer ( ) i% on&" conc&#sion II %o&&ows JiEe answer (3) i% either I or II %o&&ows JiEe answer (4) i% neither I nor II %o&&ows JiEe answer (5) i% +oth I and II %o&&ow. State(ents ' A&& shoes are $ens 'o!e $ens are raLors 'o!e raLors are desHs Concl)sions ' I. so!e desHs are shoes II. so!e raLors are shoes State(ents ' 'o!e +enches are windows 'o!e windows are wa&&s 'o!e wa&&s are trains Concl)sions ' I. 'o!e trains are +enches II. No trains is +ench State(ents ' A&& +r#shes are choco&ates A&& choco&ates are !irrors A&& !irrors are ta+&es Concl)sions ' I. 'o!e ta+&es are +r#shes II. 'o!e !irrors are choco&ates State(ents ' 'o!e $enci&s are HniEes A&& HniEes are $a$ers 'o!e $a$ers are +ooHs Concl)sions ' I. 'o!e +ooHs are $enci&s II. 'o!e $a$ers are $enci&s State(ents ' 'o!e roo%s are %i,#res A&& %i,#res are &ions A&& &ions are ,oats Concl)sions ' I. 'o!e ,oats are roo%s Rank School of Banking

15.

18.

16.

;.

II.

A&& ,oats are %i,#res

1. .

Directions $!#$*&'# -o&&owin, 1#estions are +ased on the %iEe three di,its n#!+ers ,iEen. 513 48 351 634 165 <hich o% the %o&&owin, is the !idd&e di,it o% the second hi,hest n#!+er a!on, these n#!+ers ? (1) 1 ( )4 (3) 5 (4) 3 (5) 6 <hich o% the %o&&owin, is the &ast di,it o% the !idd&e n#!+er when the" are arran,ed in ascendin, order ? (1) 3 ( )8 (3) 1 (4) 4 (5) 5 I% the $osition o% the %irst and the third di,its in each o% these n#!+ers are interchan,ed7 which o% the %o&&owin, wi&& +e the hi,hest n#!+er a!on, the! ? (1) 513 ( ) 48 (3) 351 (4) 634 (5) 165 I% the $ositions o% the %irst and the second di,its in each o% the! n#!+ers are interchan,ed7 which o% the %o&&owin, wi&& +e the &owest n#!+er a!on, the! ? (1) 513 ( ) 48 (3) 351 (4) 634 (5) 165 <hich o% the %o&&owin, re$resents the tota& o% a&& the three di,its o% the &owest n#!+er a!on, the! (1) 6 ( ) 15 (3) 11 (4) 13 (5) 14 Directions $"#+%&'# 't#d" the %o&&owin, arran,e!ent care%#&&" and answer the 1#estions ,iEen +e&ow M B INO43H5E).6NA6<8(31*D5-

3.

4.

5.

6.

<hich o% the %o&&owin, is the third to the ri,ht o% the tenth %ro! the ri,ht end o% the a+oEe arran,e!ent ? (1) 3 ( )6 (3) ( (4) E (5) None How !an" s#ch n#!+ers are there in the a+oEe arran,e!ent each o% which is i!!ediate&" $receded +" a Eowe& and i!!ediate&" %o&&owed +" a consonant ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three How !an" s#ch consonants are there in the ,iEen arran,e!ent each o% which is i!!ediate&" %o&&owed +" a n#!+er +#t not i!!ediate&" $receded +" a Eowe& ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three -o#r o% the %o&&owin, %iEe are a&iHe in a certain wa" and so %or! a ,ro#$ +ased on their $ositions in the ,iEen arran,e!ent which is the one that does not +e&on, to that ,ro#$ ? (1) NO4 ( ) .)E (3) 6NA (4) 8(3 (5) 1*D <hat sho#&d co!e in $&ace o% the 1#estion !arH (?) in the %o&&owin, series +ased on the ,iEen arran,e!ent ? N 4H E. ? (1) N6 ( ) N< (3)A< (4) 6A (5) None Directions +!#+*&'# -o&&owin, 1#estions are +ased on the in%or!ation $roEided +e&ow M >A A B9 !eans >A7 is !other o% B9. >A F B9 !eans >A is +rother o% B9. >A D B9 !eans >A is sister o% B9. >A C B9 !eans >A is %ather i% B9 Rank School of Banking

5.

8.

6.

3;.

31. 3 . 33. 34. 35.

<hich o% the %o&&owin, !eans >)9 is !aterna& #nc&e o% >(9 ? (1) ) F 0 A ( ( ))D0A( (3) ( A 0 F )

(4) ( D 0 C )

(5) None (5) None (5) None (5) None

<hich o% the %o&&owin, !eans >-9 is $aterna& ,rand%ather o% >H9 ? (1) - F N C H ( )-CNFH (3) - C N C H (4) H C N C How is O re&ated 0 in ) C 0 F O ? (1) 'on ( ) Da#,hter (3) Ne$hew (4) 4annot +e deter!ined (4) N A 0

How wi&& >0 is da#,hter o% N9 +e written ? (1)0 D D A N ( )NC0D< (3) N C 0

How is >H re&ated to D9 in >D C ) F 0 A H9 ? (1) Jrandson ( ) Jrandda#,hter (3) Jrandson or Jrandda#,hter(4) Data inade1#ate (5) None Directions +"#,%&'# 't#d" the %o&&owin, in%or!ation care%#&&" and answer the 1#estions ,iEen +e&ow M <7 K7 (7 07 )7 H and D are seEen $ersons sittin, aro#nd a circ&e %acin, at the centre. ( is %o#rth to the ri,ht o% 0 who is second to the ri,ht o% ). < is third to the &e%t o% ). H is not an i!!ediate nei,h+o#r o% 0. D is not an i!!ediate nei,h+o#r o% <. <ho is the i!!ediate &e%t o% < ? (1) K ( )0 (3) D (4) Data inade1#ate (5) None <ho is to the i!!ediate ri,ht o% H ? (1) < ( )( <ho is third to the ri,ht o% H ? (1) 0 ( )) <ho is third o% the ri,ht D ? (1) 0 ( )) (3) ) (3) K (3) < (4) Data inade1#ate (4) D (4) D (5) None (5) None (5) None

36. 35. 38. 36. 4;.

<hat is K9s $osition with res$ect to ( ? (1) (hird to the ri,ht ( ) -o#rth to the &e%t (3) 'econd o% the ri,ht (4) 'econd o% the &e%t (5) None Directions ,!#,*&'# Each o% the %o&&owin, 1#estions +e&ow consists o% a 1#estion and two state!ents n#!+ered I and II ,iEen +e&ow it. Ko# haEe to decide i% the data $roEided in the state!ents are s#%%icient to answer the 1#estion. )ead +oth state!ents and Gi-e ans.er !& i% the data in state!ent I a&one are s#%%icient to answer the 1#estion7 whi&e the data in state!ent II a&one are not s#%%icient to answer the 1#estion. Gi-e ans.er $& i% the data in state!ent II a&one are s#%%icient to answer the 1#estion7 whi&e the data in state!ent I a&one are not s#%%icient to answer the 1#estion Gi-e ans.er +& i% the data either in state!ent I a&one or in state!ent II a&one are s#%%icient to answer the 1#estion. Gi-e ans.er ,& i% the data ,iEen in +oth the state!ents I and II to,ether are not s#%%icient to answer the 1#estion7 and Gi-e ans.er *& i% the data in +oth the state!ents I and II to,ether are necessar" to answer the 1#estion. <ho is in the !idd&e o% the row co!$risin, A7 B7 47 D and E ? I) B is to ri,ht o% 47 who is second %ro! the &e%t. II) A is standin, to the &e%t o% 47 who is D9s nei,h+or <hat is 'hi&$a9s ranH in the c&ass? Rank School of Banking

41. 4 .

43. 44. 45.

I) (he c&ass stren,th is 45 II) 'hi&$a is ei,ht ranHs +e&ow 0ahesh who stood 15th <ho r#ns the %astest a!on, I7 07 N and .? I) . r#ns %aster than I7 who is the s&owest II) 0 r#ns %aster than N +#t s&ower than .. One which da" o% the weeH did 'atish watch a !oEie? I) 'atish on&" watches !oEies with his %riends. II) 'atish went o#t %or dinner on (#esda" How is Jita re&ated to Janesh? I) Jita9s +rother is Janesh9s %ather9s e&dest son I). Janesh9s wi%e9s !other@in@&aw is Jita9s !other. Directions ,"#*%&'# In each 1#estions +e&ow is ,iEen a ,ro#$ o% di,its %o&&owed +" %o#r co!+inations o% &etters or s"!+o&s n#!+ered (1)7 ( )7 (3) and (4). Ko# haEe to %ind o#t which o% the co!+inations correct&" re$resents the ,ro#$ o% di,its +ased on the codin, s"ste! and the conditions ,iEen +e&ow and !arH the n#!+er o% that co!+ination as "o#r answer. I% none o% the co!+inations correct&" re$resents the ,ro#$ o% di,its7 !arH (5)7 i.e. >None o% these9 as "o#r answer. Digits ' 5 1 3 4 6 6 8 5 /etter0S1(2ol Code ' . A O P ) Q D R 0 Conditions' (i) I% the %irst di,it is odd and the &ast di,it is eEen7 the codes %or the %irst and &ast di,its are to +e interchan,ed (ii) I% +oth the %irst and the &ast di,its are eEen7 +oth are to +e coded as S. (iii) I% +oth the %irst and the &ast di,its are odd7 +oth are to +e coded as T. 15346 (1) )A.OPR ( ) SA.OPT (3) TA.OPT (4) R.AOP) (5) None 651 54 (1) Q0AR.P 813466 (1) )AOPQD 5648 1 (1) 0)PDRA 5614 6 (1) Q)APR. ( ) T0AR.T ( ) DAOPQ) ( ) A)PDR0 ( ) .)APRQ (3) S0AR.S (3) DA.PQ) (3) 0P)DR0 (3) QA)PR. (4) P0AR.R (4) SAOPQS (4) T)PDRT (4) T)APRS (5) None (5)None (5) None (5)None

46. 45. 48. 46 5;.

N3MERICA/ ABI/I45
51. 5 . 53. 54. Directions *!#6*&'# <hat sho#&d co!e in the $&ace o% the 1#estion !arH (?) in the %o&&owin, 1#estions ? 8664 F 4158 F ;64 G ? (1) 5 ; ( ) 5 6 (3) 53; (4) 534 (5) None 315 A 114 F 1565 G ? (1) 34534 ( ) 34435 1 56 C (3 A ;. 5) G ? (1) 16; ( ) 154 66. A 18.4 A 4.5 G ? Rank School of Banking (3) 34345 (3) 165 (4) 33445 (4) 155 (5) None (5) None

(1) 55 6.56 55. 56. 3. A 6.8 A 6.5 G ? (1) ;5.6 153 A 63 F 1555 G ? (1) 41 5;
8 5 1; 5 =?

( ) 565 .56 ( ) ; .65 ( ) 43 5;

(3) 5 56.56 (3) ;6. 5 (3) 4 35;

(4) 556 .56 (4) ;5.5 (4) 44 5;

(5) None (5) None (5) None

55.

(1) 6 58.
3 5 of 3 4 of 5 6 of 66 =?

( )

5 8

(3)

4 5

(4)

3 4

(5) None

(1) 388 56. 6;. 61. 6 . 63. 64. 65.

? +15 = 661

( ) 36; ( ) 56 ( ) 3.545

(3) 35 (3) 5

(4) 356 (4) 166 (4) 1.365 (4) 1;63; (4) 6.66 (4) 668635 (4) 1458 (4) 41

(5) None (5) None (5) None (5) None (5) None (5) None (5) None (5) none

(1) 166 1 3 C 6 C ;.8 G ? (1) 5.6 5

(3) 5.455 (3) 1;61; (3) 14.16 (3) 666653 (3) 146; (3) 14

3645 D 4868 D 1 ; D 165 G ? (1) 1;83; ( ) 1;85; 4.65 A ? F 5.18 G 31. 51 (1) 6.84 ( ) 1 .14 513866 F 463; D 1;685 G ? (1) 563666 ( ) 563666 (6)3 C 4 A (3)3 G ? (1) 1448 116; C 5 (1) 1 ( ) 1456 ( )1 1

5 A ? G 3;64

66.

456 85 13 =? 6 5 663 15 8 (1) 33

( )

3 11

(3)

8 66

(4)

8 33

(5) None 65. 68.

? 3136 = 184

(1) 15 1

( ) 1681

(3) 1444 (3) 556

(4) 1846 (4) 636

(5) None (5) None

(;.68 A 6.3) D (? C 1 ) G 58.154 (1) 648 ( )6 4

.5 6.4 =? ; .8

66. 5;.

(1) 8
3 344

( ) 15 A ? D 148 G 166

(3) .8

(4) 4

(5) None

Rank School of Banking

(1) 516; 51. 5 . 53. 54.

( ) 616

(3) 55; (3) 1 ; (3) @4656 (3) 6.55 (3) 3388

(4) 4816 (4) 11 (4) 4651 (4) 5.65 (4) 858

(5) None (5) None (5) None (5) None (5) None

( 5P o% 1 ;) D (4;P o% ;) G ? (1) 115 ( )1 @ 351 D (@441) A (@1 ) G ? (1) 4851 ( ) @4641 (6.3 A 5.5) C ( .5 A 3.6) G ? (1) 5.15 ( ) 8.65 3 685 D 3346 G 33158 D ? (1) 588 ( ) 3 58
8 3 + 4 5 =? 8 1 ; 4

55.

(1) (5) None 56.

( )

11

3 8

(3)

1;

1 8

(4) 15 4

<hat wo#&d +e the co!$o#nd interest o+tained on an a!o#nt o% )s. 1 5; at the rate o% 8 $er cent $er ann#! a%ter "ears ? (1) )s. ;; ( ) )s. ;8 (3) )s. 1 (4) )s. ; (5) None (he owner o% a stationar" sho$ char,es his c#sto!er 8P !ore than the cost $rice. I% a c#sto!er $aid )s. 4544 %or schoo& +ooHs7 then what was the cost $rice o% the schoo& +ooHs ? (1) )s. 3755; ( ) )s. 375;; (3) )s. 3745; (4) )s. 374;; (5) None (he di%%erence +etween 58P o% a n#!+er and 36P o% the sa!e n#!+er is 45. <hat is 6 P o% that n#!+er ? (1) 173;; ( ) 8;6 (3) 554 (4) 1715; (5) None I% (1 )3 is s#+tracted %ro! the s1#are o% a n#!+er7 the answer so o+tained is 656. <hat is the n#!+er ? (1) 58 ( ) 56 (3) 54 (4) 5 (5) None (he aEera,e o% 5 consec#tiEe n#!+ers A7 B7 47 D and E is 48. <hat is the $rod#ct o% A and E ? (1) 16 ( ) ;8 (3) ; 4 (4) 3;; (5) None <hat is the &east n#!+er to +e added to 3686 to !aHe it a $er%ect s1#are ? (1) 118 ( ) 65 (3) 11; (4) 1;; (5) None

55.

58.

56.

8;. 81. 8 .

I% an a!o#nt o% )s. 5;156 is distri+#ted e1#a&&" a!on,st 3 $ersons. How !#ch a!o#nt wo#&d each $erson ,et ? (1) )s. 17555 ( ) )s. 17458 (3) )s. 1746; (4) )s. 17568 (5) None 0s. 'andh"a de$osits an a!o#nt o% )s. 3174;; to o+tain a si!$&e interest at the rate o% 1 $er cent $er ann#! %or8 "ears. <hat tota& a!o#nt wi&& 0s. 'andh"a ,et at the end o% 8 "ears ? (1) )s. 317144 ( ) )s. 617544 (3) )s. 417544 (4) )s. 3;7144 (5) None I% the %ractions U57 3U47 4U57 5U5 and 6U11 are arran,ed in ascendin, order o% their Ea&#es7 which one wi&& +e the %o#rth ? (1) U5 ( ) 3U4 (3) 4U5 (4) 6U11 (5) 5U5 Rank School of Banking

83.

84.

85.

<hat appro7i(ate Ea&#e sho#&d co!e in $&ace o% the 1#estions !arH (?) in the %o&&owin, 1#estion?
A 5.36 G ?

(1) 35; 86.

( ) 33;

(3) 4;

(4) 8;

(5) 41;

<hat a!o#nt o% co!$o#nd interest can +e o+tained on the $rinci$a& a!o#nt o% )s. 158;; at the rate o% 6 $er cent $er ann#! at the end o% "ears ? (1) )s. 17866 ( ) )s. ;1 .48 (3) )s. 1765 .88 (4) )s. 17656 (5) None (he aEera,e o% %iEe n#!+ers is 81. the aEera,e o% the %irst two n#!+ers is 8; and the aEera,e o% the &ast two n#!+ers is 158.5. what is the third n#!+er ? (1) 488 ( ) 336 (3) 8 (4) 464 (5) None <hat sho#&d co!e in the $&ace o% the 1#estion !arH (?) in the %o&&owin, n#!+er series ? 18 38 1 ; ? 48; 1461; (1) 364 ( ) 45; (3) 46 (4) 486 (5) None I% 36a D 36+ G 887 what is the aEera,e o% a and + ? (1) 8 ( )4 (3) <hat is 3;P o% 5P o% 3U5th o% 68;;? (1) 433 ( ) 453 (3) 441 (4) 1; (4) 361 (5) None (5) None

85.

88.

86. 6;. 61.

(he di%%erence +etween the a,es o% a +oss and his s#+ordinate is 16 "ears. -o#r "ears a,o7 the res$ectiEe ratio o% the a,es o% the +oss and the s#+ordinate was 11 M 5 then. <hat is the $resent a,e o% the s#+ordinate ? (1) 3 "ears ( ) 8 "ears (3) 36 "ears (4) 4; "ears (5) None I% 5= D 5" G ; and 1 = D 5" G 557 what is the Ea&#e o% =" ? (1) 5 ( ) 18 (3) 3; (4) 4annot +e deter!ined (5) None

6 . 63. 64. 65.

I% area o% a circ#&ar ?o,,in, tracH is 358; s1. !etres. <hat is the circ#!%erence o% the ?o,,in, tracH (1) 5 !etres ( ) 14 !etres (3) ; !etres (4) 35 !etres (5) None <hat is 4; $er cent o% 5;; ? (1) 165; ( ) 158; (3) 156; (4) 151; (5) None

In a sa&e7 a $air o% tro#sers is aEai&a+&e at 15P disco#nt on the se&&in, $rice. I% the tro#sers disco#nted se&&in, $rice is )s. 835. 5 in the sa&e. <hat was the ori,ina& se&&in, $rice o% the tro#sers (1) )s. 665 ( ) )s. 66; (3) )s. 17;;5 (4) )s. 685 (5) )s. 17;1 (he aEera,e a,e o% 3 %riends is 3 "ears. I% the a,e o% the %o#rth %riend is added. (heir aEera,e a,e co!es to 31 "ears. <hat is the a,e o% the %o#rth %riend ? (1) 3 "ears ( ) 8 "ears (3) 4 "ears (4) 6 "ears (5) None I% ( 6) is s#+tracted %ro! s1#are o% a n#!+er7 the answer so o+tained is 546. what is the n#!+ers ? (1) 35 ( ) 33 (3) 6 (4) 41 (5) None A train r#nnin, at s$eed o% 6; H!. $er ho#r crosses a $&at%or! do#+&e its &en,th in 36 seconds <hat is the &en,th o% the $&at%or! in !etres ? (1) 45; ( ) ;; (3) 3;; (4) 4annot +e deter!ined (5) None A s#! o% !one" is to +e diEided a!on, V7 W7 K in the res$ectiEe $ro$ortion o% 4 M 5 M 6 and another s#! to +e diEided +etween A and B e1#a&&". I% V ,ot )s. ;;; &ess than A7 how !#ch did W ,et ? Rank School of Banking

66.

65. 68. 66.

(1) )s. 1;7;;; 1;;.

( ) )s. 57;;;

(3) )s. 47;;; (4) )s. 4annot +e deter!ined (5) None

'#r?eet9s 'in,h9s sa&ar" is 8;P o% )an?eet9s sa&ar" and 1 ;P o% Ia&itha9s sa&ar". <hat is '#r?eet 'in,h9s sa&ar" i% )an?eet sa&ar" is )s. 15;;; ? (1) )s. 1;7;;; ( ) )s. 187;;; (3) )s. 1 75;; (4) )s. 1;75;; (5) None

MARKE4ING 8 COMP34ERS
1;1. 4ross@se&&in, coEers (1) identi%"in, c#sto!er needs (3) conEincin, the c#sto!ers o% $rod#ct +ene%its c#sto!ers ( ) !atchin, the $rod#cts to c#sto!er needs (4) res$ondin, to 1#estions and o+?ections o% (5) A&& o% these

1; .

A $ros$ect !eans (1) an" c#sto!er who wa&Hs into the +anH ( ) an e!$&o"ee o% the +anH (3) a c#sto!er who is &iHe&" to +e interested in +anH9s $rod#ct or serEice (4) a de$ositor o% the +anH (5) a +orrower o% the +anH A &ead !eans (1) a $ros$ect who is !ore &iHe&" to aEai& o% the BanH9s .rod#ct. (3) a re&i,io#s &eader (4) a +anH chair!an InnoEation !eans (1) co!$ensation ( ) ins$iration (4) i!$&e!entin, new ideas or new !ethods ( ) a $o&itica& &eader (5) None

1;3.

1;4.

(3) additiona& $er1#isites (5) None (3) ca&&in, on $ros$ectiEe c#sto!ers (5) ca&&in, on re&atiEes (3) 0er,er o% +anHs (5) 'e&&in, Eario#s ite!s in +anHs

1;5.

A ca&& !eans (1) ca&&in, in %riends ( ) ca&&in, on +anH e!$&o"ees (4) to !aHe te&e$hone ca&&s BanH !arHetin, !eans (1) 'e&&in, o% +anHs ( ) B#"in, o% +anHs (4) 'e&&in, +anH9s $rod#cts and serEices .ro$er $ricin, is needed %or (1) E=tra chan,es %or e=tra serEices (4) .#ttin, +#rden on the c#sto!er A &ead !eans (1) A BanH9s !arHetin, sta%% (4) (ar,et c#sto!er A ,ood sa&es!an sho#&d +e (1) A,,ressiEe ( ) $#sh" )e&ationshi$ se&&in, !eans (1) .re$arin, a &ist o% re&atiEes (4) se&&in, to stran,ers

1;6.

1;5.

( ) IeE" o% *A( (3) Jood c#sto!er serEice (5) 'erEice with e=tra %aci&ities ( ) A re&i,io#s &eader (3) BanH9s chair!an (5) Ieash tied to a do, (3) %ierce (4) $o&ite7 +#t %ir! (5) (a&HatiEe

1;8.

1;6. 11;.

( ) 4ross se&&in, (5) (e&e!arHetin,

(3) se&&in, to re&atiEes

111.

-ind the incorrect state!ent (1) 0arHetin, has no re&eEance in $#+&ic sector +anHs ( ) 0arHetin, has no re&eEance in $riEate sector +anHs Rank School of Banking

(3) 0arHetin, has no re&eEance in %orei,n +anHs 11 .

(4) A&& o% these

(5) None

0arHetin, is not re1#ired in one o% the %o&&owin, $rod#cts. (hat is (1) 'a&e o% creditUde+it cards ( ) 'a&e o% net +anHin, (3) 'a&e o% cor$orate &oans (4) 'a&e o% )etai& &oans (5) None HNI !eans (1) Hi,h&" ne,atiEe indiEid#a& (4) Hi,h&" necessar" indiEid#a& Di,ita& BanHin, !eans (1) BanHin, with ca&c#&ators (3) Internet +anHin, and te&e+anHin, Ho!e &oans are ,ranted to (1) IndiEid#a&s ( ) Instit#tions ( ) Hi,h networth indiEid#a& (3) hi,h ne#tra& indiEid#a& (5) A&& o% these ( ) BanHin, with di,ita& instr#!ents (4) E=$ort %inance (3) B#i&ders (4) A&& o% these

113.

114.

(5) None (5) None

115. 116.

4redit cards are #sed %or (1) 4ash withdrawa&s ( ) $#rchase o% air ticHets (3) $#rchase o% cons#!a+&e ite!s %ro! retai& o#t&ets (4) A&& o% these (he A(0s are (1) Branches o% +anHs (4) A&& o% these ( ) 0anned co#nters o% +anHs (5) None

(5) None

115.

(3) 3n!anned7 cash dis$ensers

118.

Internet BanHin, !eans (1) 0eetin, o% BanHs on the Net (3) BanHin, transactions thro#,h internet

( ) Net .ractice (4) (ransactions with %orei,n co#ntries(5) A&& o% these

116.

4#sto!er Io"a&t" !eans (1) 'hi%tin, o% c#sto!ers %ro! one +anH to another ( ) 4#sto!ers +anHin, with one +anH e=c&#siEe&" (4) 4#sto!er ,iEin, ,i%ts to +anHs A !arHetin, $&an is necessar" %or (1) HaEin, a %oc#ssed a$$roach to !arHetin, (3) (o decide $rod#ct strate," (5) A&& o% these .#+&ic re&ations is re1#ired %or (1) i!$roEin, c#sto!er serEice in the co!$an" ( ) I!$roEin, !arHetin, %#nctions in the co!$an" (4) A&& o% these

(3) 4#sto!ers ret#rnin, &ost ite!s (5) None ( ) (o decide !arHetin, strate,ies (4) (o decide adEertisin, strate,"

1 ;.

1 1.

(3) Better at!os$here in the co!$an" (5) None

1 3. 1 4.

One o% the %o&&owin, 1#&ities is not re1#ired %or e%%ectiEe !arHetin,. (hat is (1) 'e&%@!otiEation ( ) E%%ectiEe co!!#nication sHi&&s (3) (ea! worH (4) .erseEerance (5) '"!$ath" Ji%t o% the ,a+ !eans (1) Distri+#tin, ,i%ts ( ) 4o&&ectin, ,ar+a,e (3) 0#&ti@&in,#ist (4) Jood co!!#nication sHi&&s (5) 'hort@te!$ered )#ra& !arHetin, inEo&Ees (1) 'e&&in, to %ar!ers and a,ric#&t#rists ( ) 'e&&in, to r#ra& ho#seho&ds (3) 'e&&in, to r#ra& ind#stries (4) Arran,in, !ea&s (5) A&& o% these Rank School of Banking

1 5.

-ind the incorrect state!ent (1) 0arHetin, is red#ndant in co!$#teriLed +anHs ( ) 0arHetin, is red#ndant in %orei,n co#ntries (3) 0arHetin, is red#ndant in $riEate esta+&ish!ents (4) 0arHetin, is red#ndant in JoEern!ent esta+&ish!ents <hat !en# is se&ected to c#t7 co$"7 and $aste ? (1) -i&e ( ) (oo&s (3) '$ecia& (he !ost i!$ortant or $ower%#& co!$#ter in a t"$ica& networH is (1) desHto$ ( ) networH c&ient (3) networH serEer (he $ri!ar" $#r$ose o% so%tware is to t#rn data into (1) <e+ sites ( ) in%or!ation (3) $ro,ra!s (4) Edit

(5) A&& o% these (5) None (5) None (5) None (5) None

1 6. 1 5. 1 8. 1 6. 13;.

(4) networH station (4) o+?ects

(he a+i&it" to %ind an indiEid#a& ite! in a %i&e i!!ediate&" 2222 is #sed (1) %i&e a&&ocation ta+&e( ) director" (3) se1#entia& access (4) direct access

(o !aHe a note+ooH act as a desHto$ !ode&7 the note+ooH can +e connected to a 2222 which is connected to a !onitor and other deEices. (1) +a" ( ) docHin, station (3) $ort (4) networH (5) None Ko# can #se the ta+ He" to (1) !oEe a c#rsor across the screen (3) !oEe the c#rsor down the screen A co&&ection o% re&ated %i&es is ca&&ed a (1) character ( ) %ie&d ( ) indent a $ara,ra$h (4) On&" (1) and ( ) (3) data+ase (4) record

131.

(5) None (5) None (5) None (5) None (5) None

13 . 133. 134. 135. 136.

'tora,e that retains its data a%ter the $ower is t#rned o%% is re%erred to as (1) Eo&ati&e stora,e ( ) non@Eo&ati&e stora,e(3) se1#entia& stora,e(4) direct stora,e <hich o% the %o&&owin, is an e=a!$&e o% connectiEit" ? (1) internet ( ) %&o$$" disH (3) $ower cord 22222 is the $rocess o% %indin, errors in so%tware code. (1) 4o!$i&in, ( ) (estin, (3) )#nnin, (4) data (4) De+#,,in,

A 22222 contains s$eci%ic r#&es and words that e=$ress the &o,ica& ste$s o% an a&,orith! (1) '"nta= ( ) $ro,ra!!in, str#ct#re (3) $ri,ra!!in, &an,#a,e (4) &o,ic chart (5) None 4han,in, an e=istin, doc#!ent is ca&&ed 2222 the doc#!ent. (1) creatin, ( ) editin, (3) !odi%"in, (4) ad?#stin, (5) None

135. 138.

136.

*irt#a& !e!or" is (1) !e!or" on the hard disH that the 4.3 #ses as an e=tended )A0 ( ) In )A0 (3) on&" necessar" i% "o# do not haEe an" )A0 in "o#r co!$#ter (4) a +acH #$ deEice %or %&o$$" disHs (5) None 4o!$#ters #se the 2222 n#!+er s"ste! to store data and $er%or! ca&c#&ations. (1) deci!a& ( ) he=adeci!a& (3) octa& (4) +inar" Rank School of Banking

(5) None

14;. 141. 14 . 143.

(he 2222 He" wi&& &a#nch the state +#ttons. (1) esc ( ) shi%t

(3) windows

(4) shortc#t (4) enter

(5) None (5) None (5) None

(o !oEe to the +e,innin, o% a &ine o% te=t7 $ress the 2222 He". (1) ho!e ( )a (3) $a,e #$

<hen sendin, an e@!ai&7 the 2222 &ine descri+es the contents o% the !essa,e. (1) to ( ) s#+?ect (3) contents (4) 44

<hich ,ro#$in,s do "o# worH with when %or!attin, te=t in word ? (1) (a+&es7 $ara,ra$hs and inde=es ( ) $ara,ra$hs7 inde=es and se&ections (3) characters7 sections and $ara,ra$hs (4) inde=es7 characters and ta+&es (5) None <hich o% the %o&&owin, is the &ar,est #nit o% stora,e ? (1) JB ( ) OB (3) 0B (he 2222 te&&s the co!$#ter how to #se its co!$onents. (1) #ti&it" ( ) networH (4) a$$&ication $ro,ra! (5) None (4) (B (3) o$eratin, s"ste! (5) None

144. 145.

146.

<hen "o# are worHin, on a doc#!ent on .47 where is the doc#!ent te!$orari&" stored ? (1) )A0 ( ) )O0 (3) (he 4.3 (4) -&ash !e!or" (5) (he 4D@)O0 How are data or,aniLed in a s$readsheet ? (1) Iines and s$aces ( ) Ia"ers and $&ans (4) )ows and co&#!ns (5) None (3) Hei,ht and width

145.

148.

0a,netic ta$e is not $ractica& %or a$$&ications where data !#st +e 1#icH&" reca&&ed +eca#se ta$e is (1) a rando!@access !edi#! ( ) a se1#entia& access !edi#! (3) a read on&" !edi#! (4) %ra,i&e and easi&" da!a,ed (5) an e=$ensiEe stora,e !edi#! (he +&inHin, s"!+o& on the co!$#ter screen is ca&&ed the (1) !o#se ( ) &o,o (3) hand <hen c#ttin, and $astin, the ite! c#t is te!$orari&" stored in. (1) )O0 ( ) Hard driEe (3) DisHette (4) $a&! (5) c#rsor

146. 15;.

(4) Dash+oard (5) 4&i$+oard

GENERA/ ENG/IS9
Directions !*!#!"*& '# )ead the %o&&owin, two $assa,es care%#&&" and answer the 1#estions ,iEen +e&ow the!. 4ertain wordsUe=$ressions are ,iEen in +o&d in $assa,e I to he&$ "o# &ocate the! whi&e answerin, so!e o% the 1#estions. Passage I ' (-or /s. 151@16;) M@ Jhansh"a! Das Bir&a was a ,reat architect o% India9s ind#stria& ,rowth. He started his career in Ho&Hata at the +e,innin, o% ;th cent#r". He set #$ !an" ind#stries. He entered the %ie&d o% +#siness d#rin, the da"s o% the %irst wor&d war and esta+&ished hi!se&% a%ter the war "ears. -irst7 he esta+&ished a cotton !i&& in 'a+Li 0andi7 De&hi7 %o&&owed +" Heshora! cotton 0i&&s and Bir&a ?#te !i&&s aro#nd 16 ;. (he Heshora! 0i&&s were set #$ with the e%%ects o% Andrew "#&e. In 16167 with an inEest!ent o% )s. 5; &aHhs7 Bir&a Brothers Ii!ited was %or!ed and therea%ter a !i&& was set #$ in Jwa&ior. 0r. Bir&a rea&iLed that $o&itica& %reedo! %ro! British r#&e was i(perati-e %or the ind#stria& ,rowth o% India. In 16 ;7 he ca!e into contact with Jandhi?i and +eca!e his disci$&e. In the decade o% the 3;9s he set #$ s#,ar and $a$er !i&&s. -ro! 1643 to 16467 with the stocH e=chan,e gaining Rank School of Banking

gro)nd7 Bir&a Brothers Eent#red into the areas o% cars7 cotton7 !achiner" and !an!ade %a+rics. 3nited co!!ercia& BanH was set #$ d#rin, this $eriod. .rior to this7 he had esta+&ished )#+"7 Asiatic ins#rance 4o. and in&and Air serEice. A%ter inde$endence7 the Bir&as e=$anded their +#siness and started $rod#ction in !an" %ie&ds. Near 0irLa$#r7 he7 in co&&adoration with 4aesar7 an A!erican %riend7 set #$ an a&#!in#! $&ant Hinda&co in record ti!e. He +o#,ht the cent#r" 0i&& %ro! %ro! 'ir 4h#nni&a& *.0ehta7 the co#sin o% 'ir $#rshotta! Das (haH#r Das. He a&so +o#,ht tea estates and started ce!ent and %erti&iLer %actories. He esta+&ished a new st"&e o% !ana,e!ent. In his +irth $&ace $i&ani7 and at !an" other $&aces he started !an" ed#cationa& instit#tions. (o his credit ,o !an" te!$&es7 $&anetari#!s and hos$ita&s. In 16837 he died whi&e in Iondon7 +#t not +e%ore seein, his +#siness flo)rish as one o% the to$!ost esta+&ish!ents in India. D#rin, the decades o% 5;9s and 8;9s7 Bir&a Brothers was a!on, the to$!ost ind#stria& Ho#ses in India. Passage II ' (-or /s. 161@165) M@ Anna 'ahe+ OarEe9s &i%e was as si!$&e and c&ean as that o% an ancient ascetic ()ishi 0#ni). He was &i+era& in his Eiews and s"!$athetic in his attit#de. He was dee$&" !oEed +" the tro#+&es and tri+#&ations o% wo!en %o&H. <hat Anna 'ahe+ did %or the #$&i%t!ent o% wo!en in the &ast decade o% the nineteenth cent#r" was +e"ond the i!a,ination o% the $eo$&e. He created an awaHenin, a!on, wo!en thro#,h his writin, in Hesari. He was a sta#nch s#$$orter o% widow re!arria,e. On 0arch 117 18637 he set an e=a!$&e %or societ" +" ta&Hin, the +o&d ste$ o% !arr"in, a window. (he co#$&e dedicated their &iEes to socia& worH and re%or!. He esta+&ished an or$hana,e in $#ne. Anna 'ahe+ rea&ised the i!$ortance o% ed#cation %or wo!en. He s$ared no e%%oct in startin, the Bharati"a 0ahi&a *id"a$eeth7 the %irst #niEersit" %or wo!en. In 16 17 he traEe&ed to E#ro$e and A!erica and !et %a!o#s $eo$&e &iHe A&+ert Einstein and %or!#&ated his o$inions re,ardin, worH. In 16587 he was awarded the >Bharat )atna9 in reco,nition o% his serEices in ed#cationa& and socia& re%or!s. 151. Jhansh"a! Das Bir&a was +etter Hnown to India as (1) a %reedo! %i,hter a,ainst British r#&e ( ) an architect o% te!$&es in Eario#s cities (3) a $ioneer o% te!$&es in Eario#s cities (4) an architect o% the te=ti&e ind#str" in India (5) None Jhansh"a! Das Bir&a9s %irst ind#stria& Eent#re was (1) a te=ti&e re&ated ind#str" ( ) a cotton !i&&7 Jwa&ior (3) Oeshora! 4otton 0i&&s7 De&hi (4) car !an#%act#rin, co!$an"

15 .

(5) None

153.

<hat was Andrew K#&e9s ro&e in Jhansh"a! Das Bir&a9s career ? (1) He he&$ed Jhansh"a! Das Bir&a in settin, #$ cotton !i&&s in 'a+Li 0andi7 De&hi. ( ) He inEested )s.5; &aHhs in Heshora! cotton 0i&&s (3) He e=tended a &ot o% he&$ to Jhansh"a! Das +ir&a in his second Eent#re. (4) He he&$ed Jhansh"a! Das Bir&a in the %ie&d o% +#siness +e%ore the -irst wor&d <ar. (5) None <hat was Jhansh"a! Das Bir&a9s Eiew a+o#t the British r#&e in India ? (1) (he British r#&e was Eer" atrocio#s ( ) (he British r#&e was co#nter $rod#ctiEe to india9s ind#stria& ,rowth (3) (he British r#&e was not a hindrance to india9s ind#stria& ,rowth. (4) (he ind#stria& ,rowth o% India had nothin, to do with ,ainin, %reedo! %ro! the British (5) None

154.

155.

<hich o% the %o&&owin, can +e in%erred %ro! the $assa,e ? (A) Jhansh"a! Das Bira co#&d set #$ a &ar,e n#!+er o% diEerse ind#stries d#e to British r#&e in India. Rank School of Banking

(B) Jhansh"a! Das Bir&a7 with his %a!i&" !e!+ers7 started Eario#s ind#stries d#e to %&o#rishin, o% the stocH E=chan,e. (4) Jhansh"a! Das Bir&a was i!$ressed +" Jandhi?i9s $hi&oso$h". (1) Both (A) and (B) ( ) Both (A) and (4) (3) A&& the three (4) On&" (B) and (4) (5) None 156. <hich o% the %o&&owin, state!ents is -AI'E in the conte=t o% the $assa,e ? (A) Jhanash"a! Das Bir&a #n%ort#nate&" died +e%ore rea&iLin, the $ro,ress his +#siness had !ade. (B) Hinda&co was set #$ in a Eer" short ti!e s$an (4) Jhanash"a! Das Bir&a9s !ana,e!ent st"&e was di%%erent %ro! the traditiona& one. (1) (A) on&" ( ) (B) on&" (3) (4) on&" (4) Both (A) and (B) (5) Both (A) and (4) Directions !*6#!*:& '# 4hoose the wordU,ro#$ o% words which isUare !ost near&" the 'A0E in !eanin, to the wordU,ro#$ o% words ,iEen in 2old as #sed in the $assa,e. 155. 158. I!$eratiEe (1) triEia& ( ) dis$ensa+&e (3) inade1#ate (4) i!$ro$er (5) #naEoida+&e

Jainin, Jro#nd (1) o+tainin, &and (4) ,ro#ndin, d#e to &osses

( ) !aHin, adEances (3) &osin, heaEi&" (5) haEin, &eEe& $&a"in, %ie&d

Directions !*;#!"%&'# 4hoose the word which is !ost OPPOSI4E in the !eanin, o% the word $rinted in 2old as #sed in the $assa,e. 156. 16;. 161. E=$anded (1) increased -&o#rish (1) %o&wer ( ) e=tended ( ) tarnish (3) +anned (3) ,ain (4) c#rtai&ed (4) dis,race (5) $erished (5) deteriorate

<hich o% the %o&&owin, !aHes Anna 'aha+ OarEe co!$ara+&e to an ascetic ? (1) His e!$hasis on the i!$ortance o% ed#cation ( ) His e%%orts in %o#ndin, Bharati"a 0ahi&a *id"a$eeth (3) His &i+era& Eiews and dee$ s"!$ath" and sensitiEit" %or wo!en and si!$&e and c&ean &i%e. (4) His winnin, the Bharat )atna Award (5) He was an o&d !an. <hat did Anna 'ahe+ OarEe do to $roEe that he $ractised what he $reached ? (1) He wrote artic&es in >Oesari9 %or creatin, awareness a!on, wo!en ( ) He esta+&ished an or,$hana,e in $#ne (3) He e=$ressed Eer" stron, Eiews in s#$$ort o% widow re !arria,e (4) He !arried a window (5) None <hat was OarEe9s ideo&o," in startin, Bharati"a 0ahi&a *id"a$eeth ? (A) <o!en !#st haEe ,reater access to and o$$ort#nities %or ed#cation (B) <indows and %orsaHen wo!en sho#&d ,et o$$ort#nities %or +ein, se&%@re&iant (4) 3$&i%tin, o% wo!en who had re!ained #nder$riEi&e,ed %or "ears. (1) A&& the three ( ) Both (A) and (4) (3) Both (B) and (4) (4) On&" (4) (5) On&" (A) Anna 'ahe+ OarEe was %e&icitated with the >Bharat )atne9 Award %or M (A) his reco,niLin, that ed#cationa& re%or! a&one was the so&#tion to a&& the $ro+&e!s that wo!en %aced Rank School of Banking

16 .

163.

164.

(B) his contri+#tion to the ed#cation o% wo!en and their socia& trans%or!ation (4) his inte&&ect#a& disc#ssions with wor&d %a!o#s scientists and socia& re%or!ers. (1) (A) on&" ( ) (B) on&" (3) (4) on&" (4) On&" (A) and (B) (5) A&& the three 165. <hich o% the %o&&owin, state!ents is de%inite&" ()3E in the conte=t o% the $assa,e ? (A) Be%ore the &ast decade o% 16th cent#r"7 widow re!arria,es were socia&&" #nacce$ta+&e.(B) Anna 'ahe+ OarEe tho#,ht that ed#catin, wo!en was one o% the !ost e%%ectiEe wa"s o% their #$&i%t!ent. (4) Anna 'ahe+ OarEe9s wi%e actiEe&" ?oined hi! in his socia& serEice. (1) Both (A) and (B) ( ) Both (B) and (4) (3) Both (A) and (4) (4) A&& the three (5) None Directions !""#!:%& '# )ead each o% the %o&&owin, sentences to %ind o#t whether there is an" ,ra!!atica& error in it. (he error7 i% an"7 wi&& +e in one $art o% the sentence. (he n#!+er o% that $art is the answer. I% there is no error7 the answer is (5). i.e. >No Error9. (i,nore the errors o% $#nct#ation7 i% an"). 166. 165. 168. 166. 15;. 151. 15 . 153. 154. 155. 156. 155. 158. (he road %ro! the (1)U riEer +anH to the h#t ( )U was !ore di%%ic#&t than (3)U we haEe %eared. (4). No error (5). I %o#nd that (1)U I had had the ( )U hardest ti!e in writin, dia&o,#es (3)U %or e&der&" $eo$&e. (4)U No error (5). D#rin, the co#rse o% the e=hi+ition7 (1)U the o&d !an who was ( )U &ooHin, #s#a&&" cheer%#& (3)U He$t on taHe notes. (4)U No error (5). 3na+&e to decide (1)U what to do7( )U he stared at the %o#ntain (3)U at the centre o% the $arH. (4)U No error (5). (he +anH e!$&o"ees co#&d re!e!+er ?ohn (1)U as he has +een !aintained ( )U his acco#nt with the +anH (3)U %or the &ast ten "ears.(4)U No error (5). (here has not a (1)U !o!ent when the ,ates ( )U o% the +#n,a&ow (3)U were not +ein, watched (4)U No error (5) HaEen9t "o# notice (1)U that %or the $ast one !onth ( )U he hasn9t +een here (3)U at his re,#&ar $&ace ?(4)U No error (5) It see!ed to hi! (1)U that the !ana,er o% the ( )U +anH &ooHin, at hi! (3)U in a rather s#s$icio#s !anner. (4)U No error (5)X (he $o&ice!an went awa"7 (1)U a$$arent&" conEincin, ( )U +#t he did not (3)U %ee& sa%e at a&&. (4)U No error (5) It was with that !o!ent (1)U that the %ront door scanner ( )U warned #s that (3)U so!eone was a$$roachin,. (4)U No error (5) <e a&& see!ed to %or,et (1)U %or a whi&e that ( )U so!ethin, Eer" stran,e&" and terri+&" (3)U had ha$$ened (4)U No error (5) He is one (1)U o% the re&i,io#s re%or!ers ( )U who has s$oHen o#t (3)U stron,&" a,ainst casteis!. (4)U No error (5) I +eco!in, an ad!inistrator (1)U was not &iHed ( )U +" !" $arents (3)U and o#r we&& wishers. (4)U No error (5) Rank School of Banking

156. 18;.

<ith his !an" ta&ents (1)U and d"na!ic &eadershi$ ( )U he serEed his co#ntr" (3)U in co!!enda+&e and &astin, wa"s. (4)U No error (5) He was not (1)U a &eader who ( )U was desirin, o% !aHin, (3)U co!$ro!ises with the r#&ers. (4)U No error (5) Directions !:!#!:*& '@ <hich o% the $hrases at (1)7 ( )7 (3) and (4) ,iEen +e&ow sho#&d re$&ace the $hrase ,iEen in 2old in the sentence to !aHe the sentence ,ra!!atica&&" !eanin,%#& and correct. I% the sentence is correct as it is and >No correction is re1#ired97 !arH (5) as the answer. An"one with a &itt&e interest in s$orts is 2o)nd to fa(iliar with 'achin (end#&Har9s na!e. (1) +indin, to %a!i&iar ( ) +o#nd to +e %a!i&iar (3) +indin, to +e %a!i&iar (4) +o#nd to haEe %a!i&iar (5) No correction re1#ired He asHed !e i% I .ill accept his conditions i% he he&$ed !e. (1) that i% I wi&& acce$t ( ) that i% I wo#&d acce$t (4) i% wo#&d I +e acce$tin, (5) No correction re1#ired (3) i% I wo#&d acce$t

181.

18 .

183.

(he shi$ was not fit to s)r-i-e another stor! as the da!a,e was +e"ond re$air. (1) %itted to s#rEiEe ( ) %it to +e s#rEiEin, (3) %ittin, %or s#rEiEa& (4) %it with s#rEiEa& (5) No correction re1#ired His chan,ed attit#des did not go .ell .ithin his %a!i&". (1) had not ,one we&& within ( ) went not we&& within (4) did not ,o we&& with (5) No correction re1#ired (3) co#&d not ,o we&& into

184.

185.

<hat all this (ean7 is that the disci$&es are !ore $ower%#& than their teacher. (1) a&& this !eans ( ) does a&& this !ean (3) a&& the !eanin, (4) does this a&& !ean (5) No correction re1#ired Directions !:"#!;%&'# In the %o&&owin, $assa,e7 a set o% seEen state!ents denoted +" (A)7 (B)7 (4)7 (D)7 (E)7 (-) and (J) are ,iEen. Oee$in, (A) as the %irst state!ent7 rearran,e the other si= state!ents (B)7 (4)7 (D)7 (E)7 (-) Y (J) to !aHe a !eanin,%#& $ara,ra$h. (hen answer the 1#estions that %o&&ow. (A) Ja&i&eo Ja&&e&i was one o% the ,reatest scienti%ic $ioneers who is sti&& re!e!+ered. (B) It darHened his &i%e and a&& his achieEe!ents (4) It shows #s the new words o% the heaEens7 stars7 etc. (D) (he 4h#rch i!$osed a +an on hi!. (E) Des$ite his %a!e7 his s#$$ort o% the co$ernican (heor" that the earth !oEed ro#nd the s#n created $ro+&e! %or hi!. (-) It was +eca#se o% this7 that he was he&d in hi,h estee!. (J) His na!e &iEes on as that o% an astrono!er who $er%ected the the re%ractin, te&esco$e. <hich o% the %o&&owin, sho#&d +e the SECOND state!ent a%ter rearran,e!ent ? (1) 4 ( )D (3) E (4) (5) J <hich o% the %o&&owin, sho#&d +e the 49IRD state!ent a%ter rearran,e!ent ? (1) 4 ( )D (3) E (4) <hich o% the %o&&owin, sho#&d +e the <I<49 state!ent a%ter rearran,e!ent ? (1) B ( )4 (3) D (4) E <hich o% the %o&&owin, sho#&d +e the SI=49 state!ent a%ter rearran,e!ent ? (1) B ( )4 (3) D (4) E Rank School of Banking (5) J (5) (5) -

186. 185. 188. 186.

16;.

<hich o% the %o&&owin, sho#&d +e the SE>EN49 /AS4& state!ent a%ter rearran,e!ent ? (1) B ( )4 (3) D (4) E (5) Directions !;!#$%%& '#In the %o&&owin, $assa,e7 there are +&anHs7 each o% which has +een n#!+ered. (hese n#!+ers are $rinted +e&ow the $assa,e and a,ainst each7 %iEe words are s#,,ested7 one o% which %its the +&anHs a$$ro$riate&". -ind o#t the a$$ro$riate word in each case. 0adan 0ohan 0a&Ei"a +e&on,ed to a $oor %a!i&". He was +orn on 5th Dece!+er7 1861. He was a +ri,ht st#dent. A%ter ,rad#atin, in 18617 he (161) &aw +#t &ater ?#!$ed into the (16 ) o% %reedo! str#,,&e. It is ironic +#t (163) that he was &oEed +" +oth Indian !asses and British o%%icers. 0r. 0a&Ei"a was an Indian (164) the +acH+one. He (165) the Indian c#&t#re and He$t his ideas (166) a&& his &i%e. He (165) na!e and %a!e +eca#se o% the worH he did %or socia&7 ethica& and ed#cationa& (168). He was ca&&ed 0aha!ana and was &oEed +" a&&. -or the $oor7 he (166) s$ecia& %ee&in,s. Dressed in an i!!ac#&ate Ohaddar ."?a!a@O#rta and a head@,ear7 his i!a,e ( ;;) eEer in the hearts o% the $eo$&e. 3n%ort#nate&" he died in 1646 a "ear +e%ore India ,ot inde$endence. (1) desi,ned ( ) inter$reted (3) ?oined (4) %ra!ed (5) e=$&ained (1) arena (1) a+s#rd (1) with (1) ad!ired (1) intact (1) as$ired (1) $rocess (1) &oEed (1) sees ( ) china ( ) #n$a&ata+&e ( ) to ( ) insisted ( ) #n%#&%i&&ed ( ) de!anded ( ) deterioration ( ) had ( ) a+so&Ees (3) &ocation (3) e=tre!e (3) at (3) de%ended (3) e!er,in, (3) ,ained (3) conserEation (3) discarded (3) worshi$s ANS?ERS (4) $oo& (5) Ea&&e"

161. 16 . 163. 164. 165. 166. 165. 168. 166. ;;.

(4) #nre&ia+&e (5) tr#e (4) o% (5) +"

(4) s#+scri+ed (5) !aintained (4) o$ened (4) wanted (4) actiEis! (4) ac1#ired (4) re!ains (5) sa%e (5) cherished (5) #$&i%t!ent (5) initiated (5) enters

(1) ( ) 1 (3) 3 (4) 3 (5) 4 (6) 3 (5) (8) (6) 1 (1;) 4 (11) (1 ) 1 (13) 4 (14) (15) 3 (16) 4 (15) 3 (18) 5 (16) ( ;) 1 ( 1) 1 ( ) 3 ( 3) ( 4) 1 ( 5) 5 ( 6) 3 ( 5) 3 ( 8) 5 ( 6) (3;) 1 (31) 1 (3 ) 3 (33) 4 (34) (35) 3 (36) 1 (35) (38) 4 (36) 3 (4;) 5 (41) 5 (4 ) (43) 5 (44) 4 (45) 4 (46) 5 (45) 3 (48) (46) 4 (5;) 1 (51) 5 (5 ) 3 (53) 4 (54) 1 (55) 5 (56) 3 (55) 1 (58) 3 (56) 4 (6;) 1 (61) 1 (6 ) (63) 3 (64) 4 (65) 1 (66) 3 (65) 1 (68) (66) 5 (5;) 3 (51) 5 (5 ) 5 (53) 5 (54) 4 (55) (56) (55) 1 (58) (56) 4 (8;) 4 (81) 3 (8 ) 4 (83) (84) (85) (86) 3 (85) 1 (88) 3 (86) (6;) 3 (61) 1 (6 ) 5 (63) 3 (64) 5 (65) 4 (66) (65) 1 (68) 5 (66) 4 (1;;) 5(1;1) 5(1; ) 3 (1;3) 1(1;4) 4(1;5) 3(1;6) 4(1;5) 3(1;8) 4(1;6) 4(11;) 3(111) 4(11 ) 5 (113) (114) 3(115) 1(116) 4(115) 3(118) 3(116) (1 ;) 5(1 1) 4(1 ) 5(1 3) 4(1 4) 5(1 5) 5(1 6) 4 (1 5) 3(1 8) (1 6) 3(13;) (131) 4(13 ) 4(133) (134) 1(135) (136) 1(135) (138) 1(136) 4(14;) 3 (141) 1(14 ) (143) 1 (144) 1(145) 3(146) 4(145) 4(148) (146) 5(15;) 5(151) 3(15 ) 1(153) 3(154) (155) 4(156) 1(155) 5(158) (156) 4(16;) 5 (161) 3(16 ) 4(163) (164) (165) 4(166) 4(165) 5(168) 4 (166) 1(15;) (151) 1(15 ) 1(153) 3(154) (155) 1(156) 3(155) 3(158) 1(156) 5(18;) 3(181) (18 ) 3 (183) 5(184) 4(185) 1 (186) 5(185) 1(188) 4(186) 3(16;) 1(161) 3(16 ) 4(163) 5(164) (165) 1(166) 1 (165) 3(168) 5 (166) ( ;;) .

BANK Po@s Model Paper

Rank School of Banking

REASONING
1. How !an" s#ch di,its are there in the n#!+er 5 36658 each o% which is as %ar awa" %ro! the +e,innin, o% the n#!+er as when the di,its are rearran,ed in ascendin, order within the n#!+er ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three In a certain code &an,#a,e 4O0.3(E) is written as INB*/'-3. How is B3IOHEAD written in that code &an,#a,e ? (1) 0*4IIEB( ) O(AIIEB(3) 0(AJNEB(4) O(AJNEB(5) None How !an" !eanin,%#& En,&ish words can +e !ade with the &etters IDE( #sin, each &etter on&" once in each word ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three -o#r o% the %o&&owin, %iEe are a&iHe in a certain wa" and so %or! a ,ro#$. <hich is the one that does not +e&on, to that ,ro#$ ? (1) HO ( ) BD (3) -I (4) 0. (5) '* -o#r o% the %o&&owin, %iEe are a&iHe in a certain wa" and so %or! a ,ro#$. <hich is the one that does not +e&on, to that ,ro#$ ? (1) (o!ato ( ) Brin?a& (3) )adish (4) .#!$Hin (5) Jo#rd How !an" s#ch $airs o% &etters are there in the word I0.O)(AN4E7 each o% which has as !an" &etters +etween the! in the word as the" haEe +etween the! in the En,&ish a&$ha+et ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three -o#r o% the %o&&owin, %iEe are a&iHe in a certain wa" and so %or! a ,ro#$. <hich is one that does not +e&on, to that ,ro#$ ? (1) Do, ( ) Horse (3) <o&% (4) NacHa& (5) 4at In a certain code &an,#a,e -I)E is written as Z P Q T and DEAI is written as R T H [. How is -AII written in that code &an,#a,e ? (1) Z S P [ ( )ZTP[ (3) Z S Q T (4) Z S R [ (5) None In a certain code &an,#a,e7 >co!e a,ain9 is written as >ho na97 >co!e oEer here9 is written as >$a na ta9 and >oEer and a+oEe9 is written as >Hi ta ?a9. How is here9 written in that code &an,#a,e? (1) $a ( ) na (3) ta (4) ?a (5) None -o#r o% the %o&&owin, %iEe are a&iHe in a certain wa" and so %or! a ,ro#$. <hich is the one that does not +e&on, to that ,ro#$ ? (1) 84 ( )1 ; (3) 5 (4) 1;8 (5) 68 Directions !!#!*&'@ In these 1#estions7 s"!+o&s Q7 Z7 P7 T and R are #sed with di%%erent !eanin,s as %o&&ows. >A Q B9 !eans >A is not s!a&&er than B9 >A Z B9 !eans >A is neither s!a&&er than nor e1#a& to B9. >A P B9 !eans >A is not ,reater than B9 >A T B9 !eans >A is neither ,reater than nor e1#a& to B9. >A R B9 !eans >A is neither s!a&&er than nor ,reater than B9 State(ents ' N Z H7 H R (7 ( T )7 ) P Concl)sions ' I. N Z ) II. ) Z III. N Z ( (1) On&" I is tr#e ( ) On&" I and II are tr#e (3) On&" III is tr#e (4) A&& are tr#e(5) None Rank School of Banking

3.

4.

5.

6.

5.

8.

6.

1;.

11.

1 .

'tate!ents M E T .7 . P H7 H Q I7 I Z O Concl)sion ' I. . R I II. I P E (1) On&" I is tr#e (4) On&" I and II are tr#e

III. H P O ( ) On&" II is tr#e (5) None

(3) On&" III is tr#e

13.

State(ents ' I Q O7 O Z )7 ) T H7 H P N Concl)sions ' I. I Z ) II. N Z ) III. I R N (1) On&" I and II are tr#e ( ) On&" either I or II is tr#e (3) On&" II and III are tr#e (4) On&" III is tr#e (5) None State(ents ' ( T *7 * P O7 O R I7 I P H Concl)sions ' I. * P H II. ( T I III. ( T H (1) On&" I and II are tr#e ( ) On&" II and III are tr#e (4) A&& are tr#e (5) None State(ents' * Q <7 < Z D7 D T 0 7 0 P Concl)sions' I. * Z D II. - Z D III. * R (1) On&" I is tr#e ( ) On&" II is tr#e (4) Both I and II are tr#e (5) None

14.

(3) On&" I and III are tr#e

15.

(3) On&" either I or II is tr#e

16.

Directions !"#$%& '# In each o% the 1#estions +e&ow are ,iEen %o#r state!ents %o&&owed +" three conc&#sions n#!+ered I7 II and III. Ko# haEe to taHe the ,iEen state!ents to +e tr#e eEen i% the" see! to +e at Eariance %ro! co!!on&" Hnown %acrs. )ead a&& the conc&#sions and then decide which o% the ,iEen conc&#sions &o,ica&&" %o&&ows %ro! the ,iEen state!ents disre,ardin, co!!on&" Hnown %acts. State(ents' 'o!e $&ates are s$oons A&& s$oons are %orHs A&& %orHs are +ow&s 'o!e +ow&s are #tensi&s Concl)sions' I. 'o!e $&ates are +ow&s II. A&& s$oons are +ow&s III. 'o!e %orHs are #tensi&s (1) On&" I %o&&ows ( ) On&" II %o&&ows (3) On&" I and III %o&&ow (4) On&" I and II %o&&ows (5) None State(ents' 'o!e +ooHs are %i&es A&& %i&es are discs 'o!e discs are +oards A&& +oards are He"s Concl)sions ' I. 'o!e +ooHs are He"s (1) On&" III %o&&ows (4) A&& %o&&ow

15.

II. No +ooH is He" III. 'o!e discs are He"s ( ) On&" I and III %o&&ows (3) Either I or II and III %o&&ows (5) None Rank School of Banking

18.

State(ents ' A&& +#ses are trains 'o!e trains are cars No car is scooter A&& scooter are ?ee$s Concl)sions' I. 'o!e cars are +#sesII. A&& ?ee$s are scooters III. No ?ee$ is train (1) On&" I %o&&ows ( ) On&" II %o&&ows (3) On&" III %o&&ows (4) On&" either I or III %o&&ows (5) None State(ents' A&& c#rtains are $i&&ows No $i&&ow is !attress 'o!e !attresses are +eds A&& +eds are so%as Concl)sions' I. No +ed is $i&&ow II. 'o!e !attresses are so%as III. 'o!e +eds are $i&&ows (1) On&" either I or III %o&&ows ( ) On&" II %o&&ows (3) On&" II and either I or III %o&&ow (4) On&" I and II %o&&ow (5) A&& %o&&ow State(ents' 'o!e $#&ses are ,rains 'o!e ,rains are s$ro#ts A&& s$ro#ts are h#ts No %r#it is n#t Concl)sion' I. 'o!e n#ts are $#&ses (1) On&" II and III %o&&ow (4) None %o&&ows

16.

;.

II. 'o!e n#ts are ,rains III. No %r#it is s$ro#t ( ) On&" I and II %o&&ow (3) On&" either I or II %o&&ows (5) None o% these

1.

Directions $!#$*&'@ 't#d" the %o&&owin, in%or!ation care%#&&" to answer these 1#estionsM 'eEen candidates@ Harish7 'a!ir7 Ni&esh7 'hai&a?a7 NiHita7 Ia=!an and '#?atha are F to +e interEiewed %or se&ection as (rainee o%%icers +" di%%erent $ane&s I to *II %or di%%erent co!$anies A7 B7 47 D7 E7 - and J not necessari&" in the sa!e order. Ni&esh is interEiewed +" $ane& I* %or co!$an" A. 'a!ir is interEiewed +" $ane& III +#t not %or co!$an" 4 or D. Harish is interEiewed %or co!$an" B +#t not +" $ane& I or II. NiHita is interEiewed +" $ane& *I %or co!$an" E. .ane& *II cond#cts the interEiew %or co!$an". 'ai&a?a is interEiewed +" $ane& I +#t not %or co!$an" 4. .ane& II does not interEiew &a=!an. 'hai&a?a is interEiewed %or which co!$an" ? (1) A ( )J (3) (4) D (5) None .ane& II cond#cts interEiew %or which co!$an" ? (1) 4 ( )(3) J <ho a!on, the %o&&owin, is interEiewed %or co!$an" J ? (1) NiHita ( ) 'a!ir (3) 'hai&a?a <ho a!on, the %o&&owin, is interEiewed %or co!$an" - ? (1) 'hai&a?a ( ) '#?atha (3) Ia=!an (5) None Rank School of Banking

. 3.

(4) B (4) Ia=!an

(5) None (5) None

4.

(4) 4annot +e deter!ined

5.

<hich candidate is interEiewed +" $ane& * ? (1) Harish ( ) Ia=!an (3) '#?ata

(4) 'hai&a?a

(5) None

6.

Directions $"#+%&'# 't#d" the %o&&owin, arran,e!ent care%#&&" and answer thea 1#estions ,iEen +e&ow M ) 5 0 E P 4 < 1 A D Z O T 3 . 6 Q - B R 8 N I 5 S H 6 / * K -o#r o% the %o&&owin, %iEe are a&iHe in a certain wa" +ased on their $ositions in the a+oEe arran,e!ent and so %or! a ,ro#$. <hich is the one that does not +e&on, to that ,ro#$ ? (1) O 3 ( )N5B (3) 4 1 0 (4) 6 * 5 (5) . - T I% a&& the s"!+o&s in the a+oEe arran,e!ent are re!oEed. <hich o% the %o&&owin, wi&& +e the %i%th to the ri,ht o% the e&eEenth %ro! the &e%t end ? (1) ( )D (3) 8 (4) B (5) None How a!n" s#ch n#!+ers are there in the a+oEe arran,e!ent7 each o% which is i!!ediate&" $receded +" a consonant +#t i!!ediate&" %o&&owed +" a consonant ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three <hich o% the %o&&owin, is the ei,hth to the ri,ht o% the nineteenth %ro! the ri,ht end o% the a+oEe arran,e!ent ? (1) R ( )P (3) D (4) H (5) None How !an" s#ch s"!+o&s are there in the a+oEe arran,e!ent7 each o% which is i!!ediate&" $receded +" a n#!+er and i!!ediate&" %o&&owed +" a consonant ? (1) None ( ) One (3) (wo (4) (hree(5) 0ore than three Directions +!#+*&'# In each 1#estion +e&ow is ,iEen a state!ent %o&&owed +" two co#rses o% action n#!+ered I and II. A co#rse o% action is a ste$ or ad!inistratiEe decision to +e taHen %or i!$roEe!ent. -o&&ow@#$ or %#rther action in re,ard to the $ro+&e!7 $o&ic"7 etc. on the +asis o% the in%or!ation ,iEen in the state!ent7 "o# haEe to ass#!e eEer"thin, in the state!ent to +e tr#e7 then decide which o% the s#,,ested co#rses o% action &o,ica&&" %o&&ow(s) or $#rs#in,. Gi-e ans.er !& i% on&" I %o&&ow Gi-e ans.er $& i% on&" II %o&&ows. Gi-e ans.er +& i% either I or II %o&&ows. Gi-e ans.er ,& i% neither I nor II %o&&ows. Gi-e ans.er *& i% +oth I and II %o&&ow. State(ent' (he &oca& co&&e,e $rinci$a& has ordered that a&& the st#dents !#st strict&" adhere to the dress code sti$#&ated +" the co&&a,e a#thorit" in the ad!ission +roch#re. Co)rses of action' I. (hose st#dents who are %o#nd to Eio&ate the dress code sho#&d +e ter!inated %ro! the co&&e,e II. (hose st#dents who are %o#nd to Eio&ate the dress code %or the %irst ti!e sho#&d +e re$ri!anded and +e warned a,ainst %#rther Eio&ation. State(ents' (he rai&wa"s haEe decided to re$air the !ain tracHs within the cit" on the %o&&owin, '#nda" and has decided to s#s$end o$erations %or the who&e da". Co)rses of action' I. (he rai&wa" a#thorit" sho#&d iss#e $#+&ic noti%ication we&& in adEance to ease inconEenience to the $assen,ers. II. A&& the &on, distance trains enterin, the cit" d#rin, the re$air ho#rs sho#&d +e ter!inated o#tside the cit" &i!it. Rank School of Banking

5.

8.

6.

3;.

31.

3 .

33.

State(ents' 0an" !otorists driEin, on the hi,hwa" within the cit" are %o#nd to +e driEin, !#ch +e"ond the $er!issi+&e s$eed &i!it. Co)rse of action' I. (he tra%%ic $o&ice sho#&d $ersona&&" !onitor the !oEe!ent o% Eehic&es on the hi,hwa" within the cit". II. (he ,oEern!ent sho#&d i!!ediate&" $#t in $&ace a !echanis! to identi%" and $#nish errin, driEers. State(ents' 0a?orit" o% the cit" e!$&o"ees in the renowned B.O co!$an" has &e%t their ?o+s to $rotest a,ainst inh#!an treat!ent !eted o#t to the! +" the co!$an". Co)rses of action' I. (he ,oEern!ent sho#&d i!!ediate&" order the B.O co!$an" to c&ose down its o$eration. II. (he B.O co!$an" sho#&d shi%t its o$erations to so!e other $&ace to contin#e its o$erations. State(ents' (he !ana,e!ent o% the or,aniLation has iss#ed a circ#&ar to a&& its e!$&o"ees statin, that each e!$&o"ee !#st re$ort %or d#t" at 1;.;; A.0.. shar$ and sho#&d re!ain in hisUher $&ace ti&& 5.3; ..0. eEer"da". Co)rses of action' I. (he !ana,e!ent sho#&d eEo&Ee a !echanis! to identi%" s#ch e!$&o"ees who !a" not adhere to the ti!e sched#&e. II. A&& s#ch e!$&o"ees who are %o#nd to +e %a&&in, to !aintain ti!e sched#&e sho#&d +e s#!!ari&" s#s$ended. Directions +"#,%&'# Be&ow is ,iEen a $assa,e %o&&owed +" seEera& $ossi+&e in%erences which can +e drawn %ro! the %acts stated in the $assa,e. Ko# haEe to e=a!ine each in%erence se$arate&" in the conte=t o% the $assa,e and decide #$on its de,ree o% tr#th or %a&sit". Mark ans.er !& i% in%erence is de%inite&" tr#e97 i.e.7 it $ro$er&" %o&&ows %ro! the state!ent o% %acts ,iEen. Mark ans.er $& i% the in%erence is >$ro+a+&" tr#e9 tho#,h not >de%inite&" tr#e9 in the &i,ht o% the %acts ,iEen. Mark ans.er +& i% the >data are inade1#ate97 i.e.. %ro! the %acts ,iEen "o# cannot sa" whether the in%erence is &iHe&" to +e tr#e or %a&se. Mark ans.er ,& i% the in%erence is >$ro+a+&" %a&se97 tho#,h not >de%inite&" %a&se9 in the &i,ht o% the %acts ,iEen. Mark ans.er *& i% the in%erence is >de%inite&" %a&se97 i.e.7 it cannot $ossi+&" +e drawn %ro! the %acts ,iEen or its contradicts the ,iEen %acts. (he &atest data to show that the oEer a&& $ower sit#ation has ,otten worse7 with the ratio %or $eaH@&oad shorta,es now the hi,hest in a decade. In a+so&#te ter!s7 the $ower de%icit has hit record &eEe&s and see!s a&!ost certain to %#rther deteriorate witho#t rea& re%or!s on the ,ro#nd. EEen as a,,ressiEe technica& and co!!ercia& &osses in the $ower s"ste! re!ain !#ch hi,h at oEer a third o% tota& ,eneration7 $an@India ca$acit" addition is now we&& +e&ow tar,et. A shorta,e o% e1#i$!ent and sHi&&s is +&a!ed %or the !arHed s&ow down in a#,!entin, $ower ca$acit". B#t the dearth o% reso#rces can on&" +e re&atiEe. In %act7 the rea& +ane o% the sector is contin#in, reEen#e &eaHa,e in the state $ower #ti&ities and #nacce$ta+&" hi,h a,,re,ate technica& and co!!ercia& &osses7 !#ch o% it $&ain the%t o% e&ectricit". JiEen the $re$onderance o% state #ti&ities in $ower s#$$&"7 the %act that the" re!ain Eer" !#ch in red does a%%ect inEestor co!%ort and ret#rn %#nds %&ow.

34.

35.

36. 35. 38.

Indian $ower ,eneration is &ar,e&" contro&&ed +" $riEate sector. )e%or!s in $ower sector in India has not "et attained its desired &eEe&. Indian $ower sector is "et to attain stat#s co!$ara+&e to deEe&o$ed co#ntries. Rank School of Banking

36. 4;.

.ower the%t is one o% the !a?or co!$onents o% reEen#e &osses in $ower sector. A,,re,ate technica& and co!!ercia& &oss is !#ch &ess then thirt" $er cent o% the tota& $ower ,eneration. Directions ,!#,*&'# In each 1#estion +e&ow is ,iEen a ,ro#$ o% di,itsUs"!+o&s %o&&owed +" %o#r co!+inations o% &etters n#!+ered (1)7 ( )7 (3) and (4). Ko# haEe to %ind o#t which o% the co!+ination correct&" re$resents the ,ro#$ o% di,itsUs"!+o&s +ased on the %o&&owin, codin, s"ste! and the conditions those %o&&ow. I% none o% the co!+inations correct&" re$resents the ,ro#$ o% &ettersUdi,its7 ,iEe (5) i.e. >None o% these9 as the answer. Di,itU'"!+o& 1 Z T 6 8 6 P Q R 5 4 S 3 5 Ietter 4ode B D E N I * ) J H O ( N . - A Conditions' (i) I% +oth the %irst and the &ast e&e!ents in the ,ro#$ are odd di,its then +oth are to +e coded as >K9 (ii) I% the %irst e&e!ent is a s"!+o& and the &ast e&e!ent is an eEen di,it7 the codes %or the %irst and the &ast e&e!ents are to +e interchan,ed. (iii) I% the %irst e&e!ent is an odd di,it and the &ast e&e!ent is a s"!+o&7 +oth are to +e coded as >V9. (iE) I% the %irst e&e!ent is an eEen di,it and the &ast e&e!ent is odd di,it7 +oth are to +e coded as the code %or the odd di,it.. 3T65Z1 (1) -ENADB ( ) BENAD(3) VENADV (4) -ENAD(5) None 8PR3Z5 (1) K)H-DK R8143ST (1) EIBN-.H 6PQ6Z3 (1) *)JNDST65 4 (1) NE*O(. ( ) A)H-DI ( ) *IBN-.K ( ) -)JND( ) .E*O(N (3) A)H-DA (3) EIBN-.Z (3) K)JND(3) KE*O(K (4) K)H-DA (4) HIBN-.E (4) V)JNDV (4) VE*O(V (5) None (5) None (5) None (5) None

41. 4 . 43. 44. 45.

46.

Directions ,"#*%&'# 't#d" the %o&&owin, in%or!ation care%#&&" and answer the ,iEen 1#estionsM A word and n#!+er arran,e!ent !achine when ,iEen an in$#t &ine o% words and n#!+er rearran,es the! %o&&owin, a $artic#&ar r#&e in each ste$. (he %o&&owin, is an i&&#stration o% in$#t and rearran,e!ent. In$#t M 51 $o#r 3 start now 3 46 ho#se 'te$ I M 3 51 $o#r 3 start now 46 ho#se 'te$ II M 3 start 51 $o#r 3 now 46 ho#se 'te$ IIIM 3 start 3 51 $o#r now 46 ho#se 'te$ I*M 3 start 3 $o#r 51 now 46 ho#se 'te$ * M 3 start 3 $o#r 46 51 now ho#se 'te$ *I M 3 start 3 $o#r 46 now 51 ho#se As $er the r#&es %o&&owed in the a+oEe ste$s7 %ind o#t in each o% the %o&&owin, 1#estions the a$$ro$riate ste$ %or the ,iEen in$#t. 'te$ II o% an in$#t is M 18 tasH +ear co&d dish 81 63 31 How !an" !ore ste$s wi&& +e re1#ired to co!$&ete the rearran,e!ent? (1) (hree ( ) -o#r (3) -iEe (4) 'i= (5) None Rank School of Banking

45.

In$#t M 5 56 35 ,o %or $icnic 4 ?o#rne" How !an" ste$s wi&& +e re1#ired to co!$&ete the rearran,e!ent (1) (hree ( ) -o#r (3) -iEe In$#t M nice %&ower 34 1 cost&" hei,ht 41 56 <hich o% the %o&&owin, wi&& +e ste$ III ? (1) 1 nice 34 hei,ht %&ower cost&" 41 56 ( ) 1 nice 34 %&ower cost&" hei,ht 41 56 (3) None

(4) 'i=

(5) None

48.

( ) 1 nice 34 hei,ht 41 %&ower cost&" 56 (4) 1 nice %&ower 34 cost&" hei,ht 41 56

46.

'te$ II o% an in$#t is M 16 Eictor" 16 36 53 store &aHe town <hich o% the %o&&owin, wi&& +e ste$ *? (1) 16 Eictor" 16 town store 36 53 &aHe ( ) 16 Eictor" 16 town 36 store 53 &aHe (3) 16 Eictor" 16 town 36 53 store &aHe (4) (here wi&& +e no s#ch ste$ (5) None 'te$ III o% an in$#t is M 15 "es 6 asH %or soa$ 4 35 <hich o% the %o&&owin, is de%inite&" the in$#t? (1) asH "es 6 15 %or soa$ 4 35 ( ) "es asH 15 6 %or soa$ 4 35 (3) 6 15 "es asH %or soa$ 4 35 (4) 4annot +e deter!ined

5;.

(5) None

A3AN4I4A4I>E AP4I43DE
51. 5 . 53. 54. 55. Directions ,*#**&'@ <hat sho#&d co!e in $&ace o% the 1#estion !arH (?) in the %o&&owin, 1#estions? (45 A 588) C ( 8 A 1 ;) G ? (1) 6. 84 ( ) 5.6 5 (3) 8. 5 (4) 8. 85 (5) None 45P o% (1) 65 4 A ?P o% 1 ; G 81;4.3 ( )6 (3) 56 (3) 15 (3) 1565 (3) 54;1 (4) 51 (4) 1 (4) 1 .5 (4) 4531 (5) None (5) None (5) None (5) None

A 51 D 354 G (?)3 (1) 16 ( ) 16 6553 C 1 A (;. ) G ? (1) 58 5 ( ) 6 .6 54156 @ ? F 3 1 F ; D 5 ; G 66864 (1) 3451 ( ) 4441

56. 55. 58. 56.

Directions *"#"%&'# <hat sho#&d co!e in $&ace o% the 1#estion !arH (?) in the %o&&owin, n#!+er series ? 1548 516 1 6 43 ? (1) 11 ( ) 1;.55 (3) 6.5 (4) 1 (5) None 646 186.8 ? (1) 48. 4 1 1 144 (1) 351 14 43.5 (1) 3168 .556 11.388 6.83 8 ( ) 53.86 16; 64 56 ? 466 ( ) 346 ? 56188 ( ) 3156 (3) 54. 6 (3) 354 (3) 1585 (4) 56.64 (4) 3 8 (4) 156; (5) None (5) None (5) None

Rank School of Banking

6;. 61.

41 164 (1) 1;4 44

6 4

? 6;45666 ( ) 64644

(3) 64464

(4) 1; 444

(5) None

(wo n#!+ers are &ess than the third n#!+er +" 5;P and 54P res$ectiEe&". B" how !#ch $er cent is the second n#!+er &ess than the %irst n#!+er ? (1) 13 ( ) 1; (3) 1 (4) 4annot +e deter!ined (5) None In how !an" di%%erent wa"s can the &etters o% the word >BIOA(INJ9 +e arran,ed ? (1) 4;3 ; ( ) 5;4; (3) 5 ; (4) ;16; (5) None

6 . 63.

(he aEera,e o% 5 n#!+ers is 3;6.4. (he aEera,e o% the %irst two n#!+ers is 431 and the aEera,e o% the &ast two n#!+ers is 14.5. <hat is the third n#!+er ? (1) 1;8 ( )5 (3) 3 1 (4) 4annot +e deter!ined (5) None -i%t" si= !en can co!$&ete a $iece o% worH in 4 da"s. In how !an" da"s can 4 !en co!$&ete the sa!e $iece o% worH ? (1) 18 ( )3 (3) 68 (4) 48 (5) None A !an taHes 6 ho#rs 35 !in#tes in wa&Hin, to a certain $&ace and ridin, +acH. He wo#&d haEe taHen ho#rs &ess +" ridin, +oth wa"s. <hat wo#&d +e the ti!e he wo#&d taHe to wa&H +oth wa"s? (1) 4 ho#rs 35 !in#tes ( ) 8 ho#rs 35 !in#tes (3) 1; ho#rs (4) 8 ho#rs 5 !in#tes (5) None Direction ""#6%& '@ 't#d" the %o&&owin, ta+&e care%#&&" and answer the 1#estions ,iEen +e&ow. N)(2er of (ales and fe(ales sta1ing in -ario)s Societies Societies Males <e(ales A 5; 35; B 4;; 15; 4 3;; 55 D 8; 3;; E 18; 5; 3 5 3;; Percentage of children Males and <e(ales& in the Societies Societies Children Male <e(ale Children Children A 5P 4;P 6;P B 4;P 55P 5P 4 16P 5P 55P D 5P 8;P ;P E 4;P 5;P 5;P 4P 46P 54P <hat is the res$ectiEe ratio o% the n#!+er o% ad#&t %e!a&es to the tota& n#!+er o% %e!a&e chi&dren sta"in, in a&& the societies to,ether ? (1) 43 M 8 ( ) 11 M 51 (3) 8 M 43 (4) 51 M 11 (5) None <hat is the tota& n#!+er o% %e!a&e chi&dren sta"in, in a&& the societies to,ether? (1) 314 ( ) 433 (3) 41; (4) 343 (5) None <hat is the res$ectiEe ratio o% the tota& n#!+er o% ad#&t !a&es in societies A and B to,ether to the tota& n#!+er o% ad#&t !a&es in societies E and - to,ether? (1) 55 M 56 ( ) 14 M 15 (3) 56 M 55 (4) 15 M 14 (5) None Rank School of Banking

64.

65.

66.

65. 68.

66. 5;.

<hat is the tota& n#!+er o% !e!+ers sta"in, in a&& the societies to,ether ? (1) 35 ; ( ) 336; (3) 41;; (4) 3;;;

(5) None

<hat is the di%%erence +etween the n#!+er o% !a&e chi&dren in societ" B and the n#!+er o% !a&e chi&dren in societ" - ? (1) 84 ( ) 14 (3) 66 (4) 6 (5) None Directions 6!#6*&' 't#d" the %o&&owin, .ie@4hart care%#&&" and answer the 1#estions ,iEen +e&ow. Percentage of people in a cit1 .orking in Night Shifts fro( -ario)s ind)stries 4otal n)(2er of people# ,%$*%&

Percentage of <e(ales fro( -ario)s ind)stries .orking in night shifts Ind)stries <e(ales I( ;P '$orts ;P 4a&& 4entre 45P 'a&es 6;P BanHin, 4;P 4he!ica& Ind#stries 15P 51. <hat is the res$ectiEe ratio o% !en to the wo!en worHin, in ni,ht shi%ts %ro! the ca&& centre ind#str"? (1) 6 M 11 ( )5M5 (3) 8 M 13 (4) 11 M 5 (5) None <hat is the appro7i(ate aEera,e n#!+er o% %e!a&es worHin, in ni,ht shi%ts %ro! a&& the ind#stries to,ether? (1) 5 ( ) 4481 (3) 33 6 (4) 8 3 (5) 41;5 <hat is the tota& n#!+er o% !en worHin, in ni,ht shi%ts %ro! a&& the ind#stries to,ether? (1) 8 65 ( ) 5588 (3) 8658 (4) 6885 (5) None (he n#!+er o% wo!en %ro! the s$orts ind#str" are what $er cent o% the tota& n#!+er o% $eo$&e worHin, in the ni,ht shi%ts %ro! a&& the ind#stries to,ether? (1) 5.6 ( ) 3.6 (3) 3. (4) 4.4 (5) None <hat is the di%%erence +etween the tota& n#!+er o% !en and the tota& n#!+er o% wo!en worHin, in ni,ht shi%ts %ro! a&& the ind#stries to,ether? (1) 13 54 ( ) 1354 (3) 135 4 (4) 13363 (5) None Rank School of Banking

5 .

53. 54. 55.

Directions 6"#:%&'# 't#d" the %o&&owin, ta+&e care%#&&" and answer the 1#estions ,iEen +e&ow. N)(2er of people .orking in -ario)s depart(ents fro( -ario)s Organisations Depart(ents Organisations A B C D E H) 1;5; 1;15 656 888 1;;4 -inance 1;15 66; 586 1; 5 663 0arHetin, 138 1384 1 55 13;; 1 6; .rod#ction 154 1545 155; 155; 158; Acco#nts 586 545 8;1 8;; 535 Ie,a& 48 48 36 3; 53 56. (he tota& n#!+er o% e!$&o"ees worHin, in the &e,a& de$art!ent are appro7i(atel1 what $er cent o% the tota& n#!+er o% e!$&o"ees worHin, in H) de$art!ent o% a&& the or,anisations to,ether? (1) 4 ( )8 (3) 1 (4) 6 (5) 1; <hat is the appro7i(ate di%%erence +etween the aEera,e n#!+er o% $eo$&e worHin, in 0arHetin, and $rod#ction de$art!ents %ro! a&& the or,anisations to,ether ? (1) 558 ( ) 31 (3) 33; (4) 1156 (5) 3;; <hat is the res$ectiEe ratio o% the tota& n#!+er o% e!$&o"ees worHin, in or,anisation A to the tota& n#!+er o% e!$&o"ees worHin, in or,aniLation E? (1) 5 M 33 ( ) 51 M 55 (3) 55 M 51 (4) 33 M 15 (5) None <hat is the tota& n#!+er o% e!$&o"ees %ro! a&& the de$art!ents worHin, in a&& or,anisations to,ether? (1) 666; ( ) 861; (3) 816; (4) 666; (5) None (he n#!+er o% $eo$&e worHin, in the %inance de$art!ent %ro! or,anisation B are appro7i(atel1 what $er cent o% the tota& n#!+er o% e!$&o"ees worHin, in or,anisation B? (1) 1 ( ) 15 (3) ; (4) 15 (5) 5 Directions :!#:*&'# 't#d" the %o&&owin, data care%#&&" and answer the 1#estions ,iEen +e&owM O#t o% a tota& n#!+er o% co!!#ters co!!#tin, dai&" in a cit"7 157 151 co!!#ters co!!#te on&" +" trains dai&". 5356 co!!#ters co!!#te on&" +e +iHes and 7;55 co!!#ters co!!#te on&" +" +#s. 147518 co!!#ters co!!#te on&" +" their $riEate cars and 476;6 co!!#ters co!!#te on&" +" a#tos. 57356 co!!#ters co!!#te on&" +" ta=is. 67683 co!!#ters co!!#te +" +#s as we&& as trains dai&". 6781 co!!#ters co!!#te +" a#tos as we&& as trains dai&". 1 7 65 co!!#ters co!!#te +" +#s as we&& as a#tos dai&". (he tota& n#!+er o% co!!#ters co!!#tin, +" trains %or! what $er cent o% the tota& n#!+er o% co!!#ters co!!#tin, dai&"? (1) ( ) 44 (3) 14 (4) 36 (5) None (he tota& n#!+er o% co!!#ters co!!#tin, +" a#tos %or! what $er cent o% the tota& n#!+er o% co!!#ters co!!#tin, dai&"? (1) 1; ( ) 18 (3) (4) 4 (5) None (he tota& n#!+er o% co!!#ters co!!#tin, +" +iHes and ta=is to,ether %or! what $er cent o% the tota& n#!+er o% co!!#ters co!!#tin, dai&"? (1) 1 ( )6 (3) 8 (4) 16 (5) None Rank School of Banking

55.

58.

56.

8;.

81.

8 .

83.

84. 85.

<hat is the tota& n#!+er o% co!!#ters in the cit" co!!#tin, dai&" ? (1) 1 65; ( ) 1 6 5; (3) 16 5; (4) 15

(5) None

(he n#!+er o% co!!#ters co!!#tin, on&" +" +#s %or! what $er cent o% the tota& n#!+er o% co!!#ters co!!#tin, dai&"? (1) 4; ( ) (3) 3 (4) 18 (5) None Directions :"#;%&'# 't#d" the %o&&owin, Jra$h care%#&&" and answer the 1#estions ,iEen +e&owM 3nits of Ra. Meterial Man)fact)red and sold 21 a co(pan1 o-er the 1ears 3nits in crores&

86. 85.

<hat is the aEera,e n#!+er o% #nits so&d oEer the "ears? (1) 44;;;;;;; ( ) 44;;;;; (3) 44;;;;

(4) 44;;;;;;

(5) None

<hat is the res$ectiEe ratio o% the di%%erence +etween the n#!+er o% #nits !an#%act#red and so&d in the "ear ;;5 to the di%%erence +etween the n#!+er o% #nits !an#%act#red and so&d in the "ear ;;6? (1) M 3 ( )1M (3) 1 M 4 (4) 3 M 5 (5) None <hat is the res$ectiEe ratio o% the n#!+er o% #nits !an#%act#red in the "ear ;;3 to the n#!+er o% #nits !an#%act#red in the "ear ;;5? (1) 5 M 11 ( ) 6 M 14 (3) 5 M 6 (4) 6 M 11 (5) None <hat is the appro7i(ate $er cent increase in the n#!+er o% #nits so&d in the "ear ;;5 %ro! the $reEio#s "ear? (1) 16; ( ) 5; (3) 6; (4) 65 (5) 115 <hat is the di%%erence +etween the n#!+er o% #nits !an#%act#red and the n#!+er o% #nits so&d oEer the "ears? (1) 5;;;;;;; ( ) 5;;;;;; (3) 5;;;;;;;; (4) 5;;;;; (5) None I% the n#!erator o% a %raction is increased +" ;;P and the deno!inator o% the %raction is increased +" 15;P7 the res#&tant %raction is 5U1;. <hat is the ori,ina& %raction? (1) 3U4 ( ) 5U1 (3) 5U11 (4) 6U11 (5) None 'hanthi7 0eera and Oowsa&"a rented a set o% D*Ds at a rent o% )s.558.I% the" #sed it %or 8 ho#rs7 1 ho#rs and 14 ho#rs res$ectiEe&"7 <hat is Oowsa&"a9s share o% rent to +e $aid? (1) )s. 38 ( ) )s. ;4 (3) )s. 16 (4) )s. 15 (5) None Oa!esh +o#,ht 65 +ooHs %or )s. 17;5; %ro! one sho$ and 5; +ooHs %or )s. 17; ; %ro! another. <hat is the aEera,e $rice he $aid $er +ooH? (1) )s. 36.4; ( ) )s. 18. ; (3) )s. 4 (4) )s. 18 (5) None Rank School of Banking

88.

86.

6;.

61.

6 .

63.

64.

In an e&ection +etween two candidates7 one ,ot 5 P o% tota& Ea&id Eotes. 5P o% the tota& Eotes were inEa&id. (he tota& n#!+er o% Eotes were 84;;. How !an" Ea&id Eotes did the other $ersons ,et? (1) 3 56 ( ) 3166 (3) 3; 4 (4) 4annot +e deter!ined (5) None (he ratio o% &en,th and +readth o% a rectan,#&ar $&ot is 8 M 5 res$ectiEe&". I% the +readth is 6; !etre &ess than the &en,th. <hat is the $eri!eter o% the rectan,#&ar $&ot? (1) 6; !etres ( ) 16;; !etres (3) 5;; !etres (4) 4annot +e deter!ined (5) None Direction ;"#!%%&'# <hat appro7i(ate Ea&#e sho#&d co!e in $&ace o% the 1#estion !arH (?) in the %o&&owin, 1#estion ? (Ko# are not e=$ected to ca&c#&ate the e=act Ea&#e)

65.

66.

3 4 3516 = ? 5 6 5

(1) 341 65.

( ) 83

(3) 54 (3) 1

(4) 3;1 (4) 8

(5) 88 (5) 18

;.;;8 D 6.;;6 C (;.5) G ? (1) 1 ( )6

68.

(1) 48 66. 1;;.

(3 5645655 5) + (3.8 5.5) = ?

( )

(3) 43 (3) . (3) 4

(4) 6 (4) ;.6 (4) 5

(5) 31 (5) ;.;8 (5) 45

68 A 585 C ( 85) G? (1) ;.3 ( ) 1.8 A ;.56 D 14.38 G ? (1) 3; ( ) 35

546

MARKE4ING 0COMP34ERS 8 GENERA/ A?ARENESS

1;1. <ho a!on, the %o&&owin, internationa& di,nitaries $aid Eisit to India in -e+r#ar" ;1;? a. .resident o% the -edera& )e$#+&ic o% Jer!an"7 Horst Ooh&er +. .a&estinian $resident7 0ah!o#d A++as se&ect the correct answer #sin, the codes ,iEen +e&owM (1) Both a and + ( ) Neither a nor + (3) On&" + (4) On&" a (5) None (he ,oEern!ent7 on -e+r#ar" 37 ;1;7 constit#ted a %iEe@!e!+er co!!ittee7 headed +" 2227 to ho&d wide@ran,in, cons#&tations with a&& sections o% the $eo$&e and a&& $o&itica& $arties and ,ro#$s in Andhra .radesh on the (e&en,ana Iss#e. (1) Nawin, 'in,h ( ) A.'. Anand (3) B. N. 'riHrishna (4) Di,Ei?a" 'in,h (5) none 4onsider the %o&&owin, state!ents re,ardin, so!e !a?or deEe&o$!ents in -e+r#ar" ;1;M a. '.4. 'inha was a$$ointed Director FJenera& o% the Nationa& InEesti,ation A,enc". +. India si,ned a 8dec&aration: on ciEi&an n#c&ear coo$eration with the 3.O. c. E!inent ?o#rna&ist Anno" HaLariHa was awarded the Dr. Nean 0a"er Award %or J&o+a& citiLenshi$ +" the 3.'.@ +ased (#%ts 3niEersit". <hich o% the state!ents ,iEen a+oEe isUare correct? 'e&ect the correct answer #sin, the codes ,iEen +e&owM (1) On&" + ( ) Both a and c (3) On&" c (4) A&& o% the a+oEe (5) none

1; .

1;3.

Rank School of Banking

1;4.

On which data in ;1; was a &and !arH dea& si,ned +etween De!ocratic 3nionist and 'inn -ein7 re!oEin, the &ast h#rd&e to ,rantin, %#&& a#tono!" to Northern Ire&and? (1) -e+r#ar" 5 ( ) -e+r#ar" 14 (3) -e+r#ar" 1 (4) -e+r#ar" 1 (5) None <hich co#ntr"7 on -e+r#ar" 87 ;1;7 anno#nced !i,ration re%or!s desi,ned to ens#re the se&ection o% 8the +est and +ri,htest: %orei,ner@a$$&icants %or sHi&&ed ?o+s? (1) 4anada ( ) Jreat Britain (3) A#stra&ia (4) Jer!an" (5) None On which data in ;1; did the Iranian .resident 0ah!o#d Ah!adine?ad dec&are the co#ntr" to +e a 8n#c&ear state7: c&ai!in, to haEe $rod#ced a 8%irst stocH: o% ; $er cent enriched #rani#! %or its n#c&ear $ro,ra!!e? (1) -e+r#ar" 8 ( ) -e+r#ar" 11 (3) -e+r#ar" 16 (4) -e+r#ar" 8 (5) None (he 4entre7 in -e+r#ar" ;1;7 decided to ,arner )s. 222 crore in ;1;@11 %ro! the sa&e o% its e1#it" in $#+&ic sector #ndertaHin,s (.'3s) a,ainst )s. 57;;; crore in the c#rrent %isca& (1) 1;7;;; ( ) ;7;;; (3) 3;7;;; (4) 4;7;;; (5) None (he #nion +#d,et ;1;@ ;11 increased the o#t&a" %or the de%ense sector +" 222 $er cent with a tota& a&&ocation o% )s. 17457344 crore as a,ainst the $reEio#s a&&ocation o% )s. 174175;3 crore (1) 3.68 ( ) . 4 (3) 4.5; (4) 5.55 (5) None 4onsider the %o&&owin, state!ents re,ardin, the 3nion B#d,et ;1;@ ;11 anno#nced in the $ar&ia!ent on -e+r#ar" 67 ;1;. B" -inance 0inister .rana+ 0#Hher?eeM a. (he 3nion +#d,et $roEided )s. 17;;;@rore hiHe in a&&ocation %or the %&a,shi$ $ro,ra!!e 0ahat!a Jandhi Nationa& )#ra& E!$&o"!ent J#arantee 'che!e +. (he 4entre ,aEe a !a?or %i&&i$ to its a!+itio#s 3ni1#e Identit" $ro?ect %or citiLens7 +" $ro$osin, a )s. 176;; cr. B#d,etar" a&&ocation %or it7 a near&" 16@%o&d increase. 'e&ect the correct answer #sin, the codes ,iEen +e&owM (1) On&" + ( ) On&" a (3) Both a and + (4) Neither a nor + (5) None (he .ri!e 0inister@a$$ointed Oirit .ariHh co!!ittee7 on -e+r#ar" 37 ;1;. )eco!!ended co!$&ete decontro& o% the $etro& and diese& $rices and %aEored a hiHe o% )s. 1;; a do!estic I.J c"&inder and an increase o% )s. 22 a &itre %or Herosene. (1) ( )4 (3) 6 (4) 8 (5) None On which data in ;1; did the 0inistries o% Hea&th and -a!i&" <e&%are and )ai&wa"s si,n a 0e!orand#! o% 3nderstandin, (0o3) %or deEe&o$in, hea&th care in%rastr#ct#re a&on, the rai&wa" net worH across the co#ntr"? (1) -e+r#ar" 3 ( ) -e+r#ar" 5 (3) -e+r#ar" 11 (4) -e+r#ar" 16 (5) None India and 2227 in -e+r#ar" ;1;7 a,reed to increase the %&ow o% trade and inEest!ents7 $artic#&ar&" -orei,n Direct inEest!ent (-DI)7 in re,ard to !arHet access %or +oth ,oods and serEices. (1) -rance ( ) Jer!an" (3) Na$an (4) Britain (5) None (he ,oEern!ent7 on -e+r#ar" 67 ;1;7 decided to set #$ a hi,h@$ro%i&e 'tandin, core Jro#$ to s#,,est !eas#res 22. a. to dea& with $rice rise +. $ro$ose ste$s %or i!$roEin, $#+&ic distri+#tion s"ste!7 $roc#re!ent o% %ood ,rains c. %or increasin, $rod#ction o% a,ric#&t#re $rod#ce 'e&ect the correct answer #sin, the codes ,iEen +e&owM (1) Both + and c ( ) On&" a (3) A&& o% the a+oEe (4) On&" c (5) None

1;5.

1;6.

1;5.

1;8.

1;6.

11;.

111.

11 .

113.

Rank School of Banking

114.

Accordin, to the second adEance esti!ates o% %ood ,rains $rod#ction re&eased in New De&hi in -e+r#ar" ;1;7 the tota& %ood ,rains o#t$#t was e=$ected to +e 22 !i&&ion tonnes as a,ainst 34.45 !i&&ion tonnes in ;;8@;6. (1) 16.85 ( ) 54.55 (3) 33.66 (4) .45 (5) None (he centre7 on -e+r#ar" 147 ;1;7 a&&owed the De&hi 'tate ind#stria& and in%rastr#ct#re DeEe&o$!ent 4or$oration to set #$ '$ecia& Econo!ic Vones %or 22 sector at Ba$ro&a. (1) Jo&d and Newe&&er" ( ) In%or!ation techno&o," (3) Both 1 and (4) On&" (5) None (he #nion 4a+inet7 on -e+r#ar" 187 ;1;7 a$$roEed )s. 18 crore %or 2227 desi,nated as the te&eco! serEice $roEider %or the %o#rth co!in, 4o!!onwea&th Ja!es in De&hi. (1) *oda%one India ( ) Bharti Airte& (3) Bharat 'anchar Ni,a! Ii!ited (4) 0ahana,ar (e&e$hone Ni,a! Ii!ited (5) None In the &ar,est cross@+order ac1#isition +" an Indian co!$an" in the s#,ar Ind#str"7 shree )en#Ha '#,ars7 on -e+r#ar" 17 ;1;7 entered into de%initiEe a,ree!ents with Jri$ E1#i$aE '.A. o% 222 to ac1#ire a 5;.8 $er cent staHe in it %or T3 6 !i&&ion. (1) 4#+a ( ) 0orocco (3) BraLi& (4) Ar,entina (5) None .resentin, the second +#d,et o% her c#rrent ter! in the IoH 'a+ha on -e+r#ar" 47 ;1;7 )ai&wa" 0inister 0a!ata Baner?ee anno#nced 22 (a) -iEe new series o% train serEices (+) 8 $airs o% $assen,ers trains (c) 15 s#+#r+an trains 'e&ect the correct answer #sin, the codes ,iEen +e&ow M (1) On&" c ( ) Both a and + (3) On&" + (4) A&& o% the a+oEe (5) None )ai&wa" !inister 0a!ata Baner?ee7 in her +#d,et s$eech in -e+r#ar" ;1;7 anno#nced 'ansHriti E=$ress 22 E$ar Ban,&a7 O$ar Ban,&a 22 in co!!e!oration o% the 15;th +irth anniEersar" o% 22 (1) 'wa!i *iEeHananda ( ) )a?a )a!!ohan )ao" (3) )a+indranath (a,ore (4) A&& o% the a+oEe (5) None (he #nion ,oEern!ent7 on -e+r#ar" 57 ;1;7 anno#nced that it wo#&d ,iEe 22 $er cent o% its ta= reEen#e to the 'tates7 +esides )s. 3.16 &aHh crore in ,rant7 in the ne=t %iEe "ears7 as reco!!ended +" the 13th -inance 4o!!ission. (1) 16.3 ( )3 (3) 5 (4) 44 (5) None (he Econo!ic '#rEe" ;;6@1;7 re&eased in -e+r#ar" ;1;7 ar,#ed %or a ,rad#a& ro&&+acH o% sti!#&#s !eas#res whi&e $ro?ectin, a ro+#st JD. e=$ansion o% #$ to 22 $er cent in ;1;@11 on the +acH o% a 8re!arHa+&e recoEer" ,rowth e=$ected at 5. $er cent %or the c#rrent %isca&. (1) 8.55 ( ) 6.5; (3) 6.55 (4) 5.5; (5) None (he west Vone7 on -e+r#ar" 67 ;1;7 s#ccess%#&&" chased the i!$osin, tar,et o% 536 in the %ina& a,ainst 'o#th Vone in H"dera+ad@a wor&d record %or a Eictorio#s chase in -irst 4&ass cricHet. Ear&ier7 this record was he&d +" the 4entra& .roEince o% 222 (1) 'o#th A%rica ( ) A#stra&ia (3) 'ri IanHa (4) .aHistan (5) None 4onsider the %o&&owin, state!ents M a. 'achin (end#&Har7 on -e+r#ar" 47 ;1;7 +eca!e the %irst $&a"er in the histor" o% cricHet to score a do#+&e cent#r" in a one da" internationa&. +. 'achine (end#&Har scored his %irst do#+&e h#ndred o% one da" internationa& a,ainst 'o#th A%rica in Jwa&ior. 'e&ect the correct answer #sin, the codes ,iEen +e&owM (1) Both a and + ( ) Neither a nor + (3) On&" a (4) On&" + (5 )None Rank School of Banking

115.

116.

115.

118.

116.

1 ;.

1 1.

1 3.

1 4.

3nion 0inister %or HeaE" Ind#stries *i&asrao Desh!#Hh7 on -e+r#ar" 17 ;1;7 %e&icitated renowned sin,er 22 with the AHHineni Na,eshwar )ao award in H"dera+ad. (1) 0anna De" ( ) Asha Bhons&e (3) Iata 0an,eshHar (4) 3dit Nara"an (5) None 4onsider the %o&&owin, state!entsM a. Indian A!erican .i&itLer .riLe winnin, a#thor Nh#!$a Iahiri was7 in -e+r#ar" ;1;7 a$$ointed a !e!+er o% 3.'. $resident BaracH O+a!a9s 4o!!ittee on the Arts and H#!anities. +. No+e& &a#reate *.'. Nai$a#&7 in -e+r#ar" ;1;7 ?oined a se&ect +and o% &iEin, %i,#res when his $ortrait was #nEei&ed in Iondon9s $resti,io#s Nationa& .ortrait Ja&&er". 'e&ect the correct answer #sin, the codes ,iEen +e&owM (1) Both a and + ( ) Neither a nor + (3) On&" a (4) On&" + (5) None )#ssian director A&e=ander J#t!an9s 222 won the Jo&den 4onch %or the Best Doc#!entar" -i&! -estiEa& o% Doc#!entar"7 Ani!ation and 'hort -i&!s in -e+r#ar" ;1;. (1) (he Jhost <riter ( ) 15 A#,#st (3) 4o#$&es )etreat (4) 4indere&&a 0an (5) None <hich o% the %o&&owin, internationa& air$orts was ranHed the %o#rth +est air$ort in the wor&d at the Air$ort 4o#nci& Internationa&9s Ann#a& Air$ort 'erEice /#a&it" Awards in -e+r#ar" ;1;? (1) Indira Jandhi Internationa& Air$ort ( ) Bei?in, Nationa& Air$ort (3) 0anhattan 4o#nt" Air$ort (4) Heathrow Air$ort7 Iondon (5) None <ho a!on, the %o&&owin, %a!o#s $ersona&ities died in -e+r#ar" ;1;? a. 0ar=ist &eader and west Ben,a& $ower !inister !rina& +aner?ee +. '.).0ani A"er7 a Eeteran in the adEertisin, %ie&d c. O.N. )a?7 wide&" res$ected deEe&o$!ent econo!ist d. .ro%essor 0.'. )a?an7 do"en o% internationa& re&ations in India se&ect the correct answer #sin, the codes ,iEen +e&owM (1) Both a and + ( ) Both c and d (3) A&& o% the a+oEe (4) On&" c (5) None On which o% the %o&&owin, dates in ;1; did the sa%e,#ard a,ree!ent with re,ard to ciEi&ian n#c&ear %aci&ities +etween India and the Internationa& Ato!ic Ener," A,enc" (IAEA) co!e into %orce? (1) -e+r#ar" 8 ( ) -e+r#ar" 1 (3) -e+r#ar" 11 (4) -e+r#ar" 4 (5) None (he Indian 0eteoro&o,ica& De$art!ent (I0D)7 in -e+r#ar" ;1;7 dec&ared 222 the war!est "ear since 16;17 the "ear it started Hee$in, records o% te!$erat#res and other weather $ara!eters. (1) ;;1 ( ) ;;6 (3) ;;6 (4) ;;4 (5) None 4ons#!er in%or!ation so#rces are (1) $ersona& so#rce and co!!ercia& so#rce ( ) $#+&ic so#rce (4) A&& o% the three a+oEe (5) On&" (1) and ( ) Vero@Based B#d,etin, (VBB) !eans (1) a too& %or !arHetin, cost ana&"sis (3) each "ear7 +#d,etin, starts %ro! a scratch (5) On&" (1) and ( ) (he adEanta,es o% te&e$hone@interEiew are 222 (1) re&atiEe&" &ow cost $er interEiew Rank School of Banking

1 5.

1 6.

1 5.

1 8.

1 6.

13;.

131.

(3) e=$erientia& so#rce

13 .

( ) a too& %or %inancia& ana&"sis (4) a certain $ercenta,e o% sa&es

133.

( ) ,ood %or reachin, i!$ortant $eo$&e who are inaccessi+&e (3) sec#rin, co@o$eration which is not a&wa"s $ossi+&e (4) A&& o% these (5) On&" (1) and ( ) 134. (he a++reEiation I'. stands %or22 (1) Internationa& '$" .ro?ect (4) Internet 'erEice .roEider (he +est adEertise!ent is 222 (1) ,&ow si,n +oards (4) .rint 0edia ( ) Indian 'ocia& .&annin, (5) None ( ) on internet (5) a satis%ied c#sto!er (3) Initia& 'erEice .roEider

135.

(3) (.*. 0edia

136. 135.

Accordin, to $rod#ct &i%e c"c&e theor"7 the $ro%it is !a=i!#! in M (1) DeEe&o$ed 'ta,e ( ) Ear&" sta,e (3) 0at#red 'ta,e (4) Dec&ined 'ta,e In +anHs )OA !eans 222 (1) )ate o% A&&ocation (4) )atio o% Assets ( ) )et#rn on Assets (5) On&" ( ) and (3)

(5) None

(3) )et#rn on AdEances

138.

In the conte=t o% ,&o+a&iLation B.O !eans 222 (1) British $etro&e#! Or,anisation ( ) British .ass$ort O%%ice (3) B#d,etin, .rocess Orientation (4) B#siness .rocess Orientation (5) B#siness .rocess O#tso#rcin, which o% the %o&&owin, e=$resses 0as&ow9s 0otiEation (hear" +est? (1) I!$ortance o% !otiEation o% c#sto!er deEe&o$!ent ( ) <h" $eo$&e are driEen +" $artic#&ar need at $artic#&ar ti!es (3) <here h#!an needs are arran,ed in a hierarch" (4) A&& o% these (5) On&" ( ) and (3) '<O( ana&"sis re%ers to 222 (1) !arHetin, too& to #nderstand constraints and $otentia&s o% se&% and co!$etitor ( )e=terna& enEiron!ent ana&"sis (3) interna& enEiron!ent ana&"sis (4) strate,ic $&annin, %or se&&in, $rod#ct(5) so#th@west or,aniLation %or trade <hich o% the %o&&owin, is a we+ +rowser? (1) .aint ( ).ower .oint (3) -ire %i= (4) <ord (5) None

136.

14;.

141. 14 .

0ost o% the co!!on&" #sed $ersona& co!$#tersU&a$to$s do not haEe a co!!and He" Hnown as 22 (1) (#rnoEer ( ) 'hi%t (3) A&ter (4) De&ete (5) Insert <hat is the %#&& %or! o% 3'B as #sed in co!$#ter re&ated actiEities? (1) 3niEersa& 'ec#rit" B&ocH ( ) 3&tra 'eria& B&ocH (3) 3nited 'erEice B&ocH (4) 3niEersa& 'eria& B#s (5) None (he 1#icHest and easiest wa" in word7 to &ocate a $artic#&ar word or $hrase in a doc#!ent is to #se the 222 co!!and. (1) )e$&ace ( ) -ind (3) IooH#$ (4) 'earch (5) None <hich o% the %o&&owin, is NO( a co!$#ter $ro,ra!!in, &an,#a,e? (1) 4 ( ) 4DD (3) NaEa (4) 4OBOI Rank School of Banking

143.

144.

145.

(5) 0icroso%t

146.

(o $re$are a $resentationUs&ide show which a$$&ication is co!!on&" #sed? (1) .hotosho$ ( ) .ower.oint (3) O#t&ooH E=$ress (4) Internet E=$&orer (5) A&& correct <hich o% the %o&&owin, is NO( a hardware o% a co!$#ter ? (1) 0onitor ( ) Oe" Board (3) <indows (4) 4entra& .rocessin, 3nit (5) 0o#se A $ro,ra! desi,ned to destro" data on "o#r co!$#ter which can traEe& to 8in%ect: other co!$#ters is ca&&ed a 222 (1) decease ( ) tor$edo (3) h#rricane (4) Eir#s (5) None 0ost o% the co!!on&" aEai&a+&e $ersona& co!$#ters. &a$to$s haEe a He"+oard $o$#&ar&" Hnown as (1) /<E)(K ( ) /OI(K (3) AI(E) (4) 34II(5) None <heneEer we haEe to ,iEe s$ace +etween the two words whi&e t"$in, on a .4 we haEe to $ress a He" Hnown as 222 (1) BacH s$ace ( ) 'hi%t (3) 4ontro& (4) Esca$e (5) '$ace Bar

145.

148.

146. 15;.

ENG/IS9 /ANG3AGE
Directions !*!#!"*&'#)ead the %o&&owin, $assa,e care%#&&" and answer the 1#estions ,iEen +e&ow it. 4ertain words haEe +een $rinted in 2old to he&$ "o# &ocate the! whi&e answerin, so!e o% the 1#estion. .o&itica& plo1s initia&&" hai&ed as !aster@stroHes o%ten end #$ as %&o$s. (he )s. 6;7;;; crore %ar! &oan waiEer anno#nced in the +#d,et writes o%% 1;;P o% oEer d#es o% s!a&& and !ar,ina& %ar!ers ho&din, #$to two hectares7 and 5P o% oEer d#es o% &ar,er %ar!ers. <hi&e India has en?o"ed 8P@6P JD. ,rowth %or the $ast %ew "ears7 the +oo! has +"$assed !an" r#ra& areas and %ar!er distress and s#icides haEe !ade news$a$er head&ines. *ario#s atte!$ts to $roEide re&ie% (e!$&o"!ent ,#arantee sche!e7 $#+&ic distri+#tion s"ste!) haEe !ade &itt&e i!$act7 thanHs to h#,e &eaHa,es %ro! the ,oEern!ent9s &o#s" de&iEer" s"ste!s. 'o7 !an" econo!ists thinH the &oan waiEer is a worthwhi&e a&ternatiEe to $roEide re&ie%. HoweEer the $oorest r#ra& %o&H are &and&ess &a+o#rers7 who ,et neither %ar! &oans nor waiEers. Ha&% o% the s!a&& and !ar,ina& %ar!ers ,et no &oans %ro! +anHs and de$end entire&" on !one"&enders7 and wi&& not +ene%it. Besides7 r#ra& India is %#&& o% the %a!i&" ho&din,s rather than indiEid#a& ho&din,s and %a!i&" ho&din,s wi&& t"$ica&&" +e !#ch &ar,er than two hectares eEen %or dirt@$oor %ar!ers who wi&&7 there%ore7 +e denied the 1;;P waiEer. It wi&& th#s %ai& in +oth econo!ic and $o&itica& o+?ectiEes. I)D. &oans to the r#ra& $oor in the 168;s de!onstrated that crooHed +anH o%%icia&s de!and +ri+es a!o#ntin, to one@third the intended +ene%its. *er" %ew o% the intended +ene%iciaries who (erited re&ie% receiEed it. A%ter the &ast %ar! &oan waiEer wi&& si!i&ar&" s&ow down %resh &oans to deserEin, %ar!ers. <hi&e oEer d#es to co@o$eratiEes !a" +e hi,her7 econo!ist '#r?it Bha&&a sa"s &ess than 5P o% %ar!er &oans to +anHs are oEer d#e i.e. oEer d#es e=ist %or on&" . 5!i&&ion o#t o% 6; !i&&ion %ar!ers. I% so7 then the 65P who haEe re$aid &oans wi&& not +ene%it. (he" wi&& +e an,r" at +ein, $ena&ised %or honest". (he +#d,et th#s ,ross&" oEeresti!ates the n#!+er o% +ene%iciaries7 it a&so #nderesti!ates the ne,atiEe e%%ects o% the waiEer@enco#ra,in, wi&&%#& de%a#&t in the %#t#re and disco#ra,in, %resh +anH &endin, %or so!e "ears. Instead o% tr"in, to reach the need"7 thro#,h a plethora o% &eaH" sche!es we sho#&d trans%er cash direct&" to the need" #sin, new techno&o," &iHe +io!etic s!art cards7 which are now +ein, #sed in !an" co#ntries7 and !o+i&e $hones +anH acco#nts. (hen +ene%its can ,o direct&" to $hone acco#nts o$era+&e on&" +" those with +io!etic cards7 endin, the !assiEe &eaHa,es o% c#rrent sche!es. Rank School of Banking

151.

(he $o&itica& +ene%its o% the &oan waiEer haEe a&so +een e=a,,erated since i% on&" a s!a&& %raction o% %ar! %a!i&ies +ene%it7 and !an" o% these haEe to $a" +ri+es to ,et the act#a& +ene%it7 wi&& the waiEer rea&&" +e a !assiEe Eote winner? 0e!+ers o% ?oint %a!i&ies wi&& %ee& aggrie-ed that7 des$ite haEin, &ess than one hectare $er head7 their %a!i&" ho&din, is too &ar,e7 to 1#a&i%" %or the 1;;P waiEer. A&& %inance !inisters7 o% centra& or state ,oEern!ents7 ,iEe awa" %ree+ies in their &ast +#d,ets7 ho$in, to win e&ectrora& re,ards. Ket7 %o#r@%i%th o% a&& inc)(2ent ,oEern!ents are Eoted o#t. (his shows that +ene%iciaries o% %aEo#rs are not nota+&" ,rate%#&7 whi&e those not so %aEo#red !a" %ee& a,,rieEed7 and Eote %or the o$$osition. (hat see!s to +e wh" e&ection +#d,ets constant&" %ai& to win e&ections in India and the &oan waiEer wi&& not chan,e that $attern. <h" do econo!ists %ee& that &oan waiEers wi&& +ene%it %ar!ers in distress? (1) it wi&& i!$roEe the standard o% &iEin, o% those %ar!ers who can a%%ord to re$a" their &oans +#t are e=e!$ted. ( )Other ,oEern!ent re&ie% !eas#res haEe $roEed ine%%ectiEe (3) '#icide rates o% %ar!ers haEe dec&ined a%ter the anno#nce!ent o% the waiEer (4) -ar!ers wi&& +e !otiEated to increase the siLe o% their %a!i&" ho&din,s not indiEid#a& ho&din,s. (5) (he ,oEern!ent wi&& +e %orced to ree=a!ine and i!$roEe the $#+&ic distri+#tion s"ste!. <hat !essa,e wi&& the &oan waiEer send to %ar!ers who haEe re$aid &oans? (1) (he JoEern!ent wi&& readi&" $roEide the! with &oans in the %#t#re ( ) As o$$osed to !one" &enders +anHs are a sa%er and !ore re&ia+&e so#rce o% credit (3) Honest" is the +est $o&ic" (4) It is +ene%icia& to taHe &oans %ro! co@o$eratiEes since their rates o% interest are &ower. (5) (he" wi&& +e an,r" at +ein, $ena&ised %or honest" <hat is the a#thor9s s#,,estion to $roEide aid to %ar!ers? (1) -a!i&ies sho#&d s$&it their ?oint ho&din, to taHe adEanta,e o% the &oan waiEer. ( ) (he ,oEern!ent sho#&d increase the reach o% the e!$&o"!ent ,#arantee sche!e (3) Ioans sho#&d +e dis+#rsed direct&" into +anH acco#nts o% the %ar!ers #sin, the &atest techno&o," (4) JoEern!ent sho#&d ens#re that &oans waiEers can +e i!$&e!ented oEer the n#!+er o% "ears. (5) )#ra& in%rastr#ct#re can +e i!$roEed #sin, sche!es which were s#ccess%#& a+road. <hat was the o#tco!e o% I)D. &oans to the r#ra& $oor? (1) (he $ercenta,e o% +anH &oan sanctioned to %a!i&" owned %ar!s increased. ( ) (he &oans +ene%ited dishonest !one"&enders not &and&ess &a+o#rers (3) 4orr#$t +anH o%%icia&s were the #nintended +ene%iciaries o% the &oans (4) I% res#&ted in the JoEern!ent sanctioned thrice the a!o#nt %or the c#rrent &oan waiEer (5) None <hat are the ter!s o% the &oan waiEer (A) One@%o#rth o% the oEerd#e &oans o% &and&ess &a+o#rers wi&& +e written o%% (B) (he )s.6;7;;; crore &oan waiEer has +een sanctioned %or . 5 !i&&ion !ar,ina& %ar!ers. (4) An" %ar!er with +etween 6 $er cent to 1;; $er cent o% their &oan re$a"!ents oEerd#e wi&& +e $ena&ised. (1) On&" (A) ( ) On&" (B) (3) Both (B) and (4) (4) A&& (A)7 (B) and (4) (5) None <hat is the a#thor9s Eiew o% the &oan waiEer? (1) It wi&& haEe an adEerse $s"cho&o,ica& i!$act on those who cannot aEai& o% the waiEer. ( ) It is a ?#sti%ied !eas#re in Eiew o% the hi,h s#icide rate a!on, &and &ess &a+o#rers. (3) It !aHes so#nd econo!ic and $o&itica& sense in the e=istin, scenario. (4) It wi&& ens#re that the +ene%its o% India9s hi,h JD. are %e&t +" the r#ra& $oor. (5) None <hich o% the %o&&owin, cannot +e said a+o#t &oan waiEer? (A) '!a&& and !ar,ina& %ar!ers wi&& +ene%it the !ost Rank School of Banking

15 .

153.

154.

155.

156.

155.

(B) (he &oan waiEer $ena&ises deserEin, %ar!ers (4) A &ar,e $ercenta,e i.e. ninet"@%iEe $er cent o% distressed %ar!ers wi&& +ene%it. (1) On&" (4) ( ) Both (A) and (4) (3) On&" (A) (4) Both (B) and (4) (5) None 158. <hich o% the %o&&owin, wi&& definitel1 +e an i!$act o% &oan waiEers? (A) -a!i&" ho&din,s wi&& +e s$&it into indiEid#a& ho&din,s not e=ceedin, one hectare (B) (he $#+&ic distri+#tion s"ste! wi&& +e reEa!$ed(c) O$$osition wi&& de%inite&" win the e&ection (1) None ( ) On&" (A) (3) Both (A) and (B) (4) On&" (4) (5) A&& (A)7 (B) and (4) <hat i!$act wi&& the &oan waiEer haEe on +anHs? (1) BanHs haEe to +ear the entire +r#nt o% the write o%%. ( ) Ioss o% tr#st in +anHs +" +i, %ar!ers (3) 4orr#$tion a!on, +anH sta%% wi&& increase (4) -ar!ers wi&& !aHe it a ha+it to de%a#&t on &oans

156.

(5) None

16;.

Accordin, to the a#thor what is the ,oEern!ent9s !otiEe in sanctionin, the &oan waiEer? (1) (o enco#ra,e %ar!ers to o$t %or +anH &oans %ro! !one"&enders. ( ) (o raise 6; !i&&ion %ar!ers o#t o% inde+tedness (3) (o $roEide re&ie% to those !ar,ina& %ar!ers who haEe the !eans to +#t haEe not re$aid their &oans (4) (o ens#re the" wi&& +e ree&ected (5) None Directions !"!#!"+&'# 4hoose the word which is !ost near&" the 'A0E in !eanin, to the word $rinted in 2old as #sed in the $assa,e. Inc#!+ent (1) !andator" ( ) $resent (3) inca$a+&e (4) &aL" (5) o%%icio#s .&o"s (1) s#rEe"s a,,rieEed (1) Eindicated ( ) entreaties ( ) inti!idated (3) r#ses (3) o%%ensiEe (4) s&iders (4) wron,ed (5) ass#rances (5) dis$#ted

161. 16 . 163.

164. 165.

Directions !",#!"*&'# 4hoose the word which is !ost OPPOSI4E in !eanin, to the word $rinted in +o&d as #sed in the $assa,e. .&ethora (1) dearth ( ) !issin, (3) s#$er%&#o#s (4) s#%%icient (5) &east !erited (1)ranHed ( ) #n1#a&i%ied %or (3) &acHed (4) ine$t at (5) #nworth" o%

166. 165. 168. 166.

Directions !""#!6*&'# )ead each sentence to %ind o#t whether there is an" error in it. (he error7 i% an"7 wi&& +e in one $art is the answer. I% there is no error7 the answer is (5). (i,nore errors o% $#nct#ation7 i% an"). 'o!e o% the wor&d (1)U &ar,est water +odies are ( )U dr"in, #$ th#s threatenin, (3)U the &iEe&ihoods o% !i&&ions(4)U No error (5). A!on, the !an" (1)U cha&&en,es %acin, the co#ntr" ( )U in the ne=t decade (3)U is $oEert" and #ne!$&o"!ent (4)U No error(5) Accordin, to econo!ists (1)U not !ore than %iEe $ercent ( )U o% ed#cation &oans taHen (3) +" st#dents are oEerd#e.(4)U No error.(5) (he two candidates share (1)U a re$#tation %or ( )U co!$etenc" as we&& as (3)U %or ,ood co!!#nication sHi&&s. (4)U No error.(5) Rank School of Banking

15;. 151. 15 . 153. 154. 155.

His !ain 1#a&i%ication (1)Uon the ?o+ is ( )U his e=tensiEe e=$erience (3)U in %orei,n +ranches.(4)U No error.(5) A re$resentatiEe o% the (1)U )eserEe BanH wi&& $roEide st#dents an ( )U insi,ht into the (3)U econo!ic %#t#re o% o#r co#ntr".(4)U No error.(5) As one o% the &eader (1)U ins#rance co!$anies in ( )U India the" o%%er (3)U co!$rehensiEe %inancia& serEices (4)U No error(5) (here is a r#!o#s that (1)U this !#&tinationa& co!$an" wi&& ( )U set #$ its re,iona& head1#arters (3)U in India in short (4)U No error (5) Des$ite taHin, ste$s to (1)U enco#ra,e %orei,n inEest!ent ( )U there has +een an" (3)U s#+stantia& i!$roEe!ent in o#r econo!" (4)U No error (5) <e had !ade eEer" e%%ort (1)U to ens#re that a ( )U co!$ro!ise is reached and (3)U that dea& was si,ned (4)U No error (5) Directions !6"#!:%&'# <hich o% the $hrases (1)7 ( )7 (3) and (4) ,iEen +e&ow sho#&d re$&ace the $hrase ,iEen in 2old in the %o&&owin, sentences to !aHe the sentence ,ra!!atica&&" correct ? I% the sentence is correct as it is and there is no correction re1#ired !arH (5) i.e. >No correction re1#ired9 as the answer. D#rin, the recession !an" co!$anies wi&& 2e forced to &a" o%% worHers. (1) haEe the %orce to ( ) +e %orced into (3) %orci+&" haEe (4) %orce%#&&" (5) No correction re1#ired He wanted nothing else e7pecting to s&ee$ a%ter a stress%#& da" at worH (1) nothin, +etter than ( ) an"thin, e&se #n&ess (3) nothin, +#t haEin, (4) nothin, e&se than (5) No correction re1#ired )a!esh tooH char,e o% the $ro?ect7 within a %ew da"s o% ha-ing appointed? (1) haEin, an a$$oint!ent ( ) +ein, a$$ointed (3) a%ter +ein, a$$ointed (4) a$$ointin, (5) No correction re1#ired It is di%%ic#&t to worH with hi! +eca#se he is one o% those $ersons who think he is al.a1s ri,ht. (1) thinH the" are a&wa"s ( ) a&wa"s thinHs he is (3) is a&wa"s thinHin, the" are (4) a&wa"s thinH his (5) No correction re1#ired -orei,n +#sinesses in deEe&o$in, co#ntries haEe )s)all1 pro2le(s .ith &acH o% in%rastr#ct#re and ri,id &aws. (1) #s#a& $ro+&e!s as ( ) #s#a&&" $ro+&e!s on (3) as #s#a& $ro+&e!s &iHe (4) the #s#a& $ro+&e!s o% (5) No correction re1#ired Directions !:!#!:*&'# In each o% the %o&&owin, 1#estions %o#r words are ,iEen o% which two words are !ost near&" the sa!e or o$$osite in !eanin,. -ind two words which are !ost near&" the sa!e or o$$osite in !eanin, and indicate the n#!+er o% the correct &etter co!+ination as "o#r answer. (A) waiEe (B) s$ec#&ate (4) $#rs#e (D) reEise (1) A F B ( )4FB (3) D F 4 (4) 4 F A (5) D F B (A) contrar" (1) A F B (A) .&ia+&e (B) co!$ati+&e ( )BF4 (B) de$enda+&e (4) inco!$ara+&e (3) 4 F D (4) %&e=i+&e Rank School of Banking (D) a!+i,#o#s (4) A F 4 (D) Eia+&e (5) B F D

156. 155.

158.

156.

18;.

181. 18 . 183.

(1) A@ D 184. 185.

( )BF4

(3) B F D (4) con%ir!ed (3) 4 F B (4) reta&iate (3) A F 4

(4) 4 F D (D) endorsed (4) B F D (D) reci$rocate (4) A F B

(5) A F 4 (5) D F 4 (5) B F 4

(A) contin,ent (B) $er!issiEe (1) B F A ( )4FA (A) re$eat (1) B F D (B) reEer+erate ( )4FD

186. 185. 188. 186. 16;.

Directions !:"#!;%&'# )earran,e the %o&&owin, si= sentences (A)7 (B)7 (4)7 (D)7 (E) and (-) in the $ro$er se1#ence to %or! a !eanin,%#& $ara,ra$hB then answer the 1#estions ,iEen +e&ow the!. (A) In this ear&" $eriod a ,ood !e!or" was a $rere1#isite %or s#ccess and $oets &iHe Ho!er !e!orised their worH +e%ore it was eEer written down. (B) I% we haEe to re!e!+er eEer"thin, wi&& it not increase the %eein, o% stress? (4) (oda" !e!or" is wide&" re,arded as a #se%#& aid to s#rEiEa& (D) HoweEer it is not what we ,ras$ +#t what we %ai& to@%or,ettin, a %i&e7 He" $oints at an interEiew F which ca#ses stress (E) 'o!e $eo$&e howeEer are o% the Eiew that haEin, an e=ce$tiona& !e!or" in a wor&d o% hi,h $ress#re worHin, is a disadEanta,e (-) (o o#r ancestors tho#,h7 in the a+sence o% the $rintin, $ress it was !#ch !ore@ it was the s&ate on which histor" was recorded. <hich o% the %o&&owin, wi&& +e the 49IRD sentence a%ter rearran,e!ent? (1) A ( )B (3) 4 (4) D (5) E <hich o% the %o&&owin, wi&& +e the <IRS4 sentence a%ter rearran,e!ent? (1) A ( )B (3) 4 (4) D (5) E <hich o% the %o&&owin, wi&& +e the SECOND sentence a%ter rearran,e!ent ? (1) B ( )4 (3) D (4) E (5) <hich o% the %o&&owin, wi&& +e the SI=49 /AS4& sentence a%ter rearran,e!ent? (1) B ( )4 (3) D (4) E (5) <hich o% the %o&&owin, wi&& +e the <I<49 sentence a%ter rearran,e!ent? (1) A ( )B (3) 4 (4) D (5) E Directions !;!#$%%&'# In the %o&&owin, $assa,e there are +&anHs each o% which has +een n#!+ered. (hese n#!+ers are $rinted +e&ow the $assa,e and a,ainst each7 %iEe wordsU$hrases are s#,,ested7 one o% which %its the +&anH a$$ro$riate&". -ind o#t the a$$ro$riate word in each case. 0o+i&e +anHin, (0 +anHin,) inEo&Ees the #se o% a !o+i&e $hone or an" other !o+i&e deEice to !;!& %inancia& transaction &inHed to a c&ient9s acco#nt. 0 +anHin, is new in !ost co#ntries and !ost !o+i&e $a"!ent !ode&s eEen in deEe&o$ed co#ntries7 to date o$erate on a !;$& sca&e. A !o+i&e networH o%%ers a !;+& aEai&a+&e techno&o," $&at%or! onto which other serEices can +e $roEided at &ow cost with e%%ectiEe res#&ts. -or e=a!$&e7 0 +anHin, serEices which #se !;,& s#ch as '0' can +e carried at a cost o% &ess than one 3' cent $er !essa,e. (he &ow cost o% #sin, e=istin, in%rastr#ct#re !aHes s#ch serEices !ore !;*& to #se +" c#sto!ers with &ower $#rchasin, $ower and o$ens #$ access to serEices which did not reach the! ear&ier d#e to !;"& cost o% serEice de&iEer". A&tho#,h 0 +anHin, is one as$ect in the wider !;6& o% e@+anHin, there are reasons to sin,&e it o#t %or %oc#s@es$ecia&&" +eca#se there are reasons to sin,&e it o#t %or %oc#s@es$ecia&&" +eca#se there are a &ot !ore $eo$&e with !o+i&e $hones than +anH acco#nts in India. 0 +anHin, co#&d $roEide a !;:& so&#tion to +rin, !ore 8#n+anHed: $eo$&e to the %inancia& !ainstrea!. <itho#t traditiona& credit7 indiEid#a&s are !;;& to e=$&oitation +" a+#siEe &enders o%%erin, Eer" hi,h interest rates on short ter! &oans. A&so o% considera+&e i!$ortance are $#+&ic sa%et" i!$&ications %or the #n+anHed@ the" are o%ten Eicti!s o% cri!e +eca#se !an" o$erate on a cash on&" +asis and end #$ carr"in, si,ni%icant a!o#nts o% cash in their $%%& or store cash in their ho!es.

161.

(1) dis+#rse

( ) #ndertaHe

(3) s#+scri+e

(4) &#re

(5) a!ass

Rank School of Banking

16 . 163. 164. 165. 166. 165. 168. 166. ;;.

(1) %#&& (1) readi&" (1) $rocess (1) Ea&#a+&e (1) wanin, (1) archiEe (1) &aw a+idin, (1) inc&ined (1) $erson

( ) Eo&#!ino#s ( ) tan,i+&e ( ) waEes ( ) answera+&e ( ) sta+&e ( ) do!ain ( ) tried ( ) i!!#ne ( ) own

(3) s#+stantia& (3) ro#tine&" (3) de&iEeries (3) a!ena+&e (3) $ro$ortionate (3) $#r$ose (3) reass#rin, (3) E#&nera+&e 3) re&atiEes ANS?ERS

(4) &i!ited (5) ra$id (4) sec#re&" (5) #ni1#e (4) connection (5) channe&s (4) e=$osed (5) res$onsi+&e (4) !ar,ina& (5) hi,h (4) co!$onent (5) as$ect (4) cost e%%ectiEe(5) sto$,a$ (4) s#rrendered(5) $ress#red (4) $#rses (5) se&%

(1) ( ) (3) 3 (4) (5) 3 (6) 5 (5) (8) 1 (6) 1 (1;) 5 (11) 3 (1 ) 5 (13) 1 (14) 4 (15) 4 (16) 4 (15) 3 (18) 5 (16) 3 ( ;) 1 ( 1) 4 ( ) 1 ( 3) ( 4) 3 ( 5) 1 ( 6) 5 ( 5) 4 ( 8) 3 ( 6) 1 (3;) 3 (31) (3 ) 5 (33) 1 (34) 4 (35) (36) 3 (35) (38) 3 (36) 1 (4;) 5 (41) 5 (4 ) 3 (43) 4 (44) (45) 1 (46) 3 (45) 4 (48) 1 (46) 4 (5;) 4 (51) 3 (5 ) 1 (53) 5 (54) 4 (55) (56) (55) 4 (58) 1 (56) 5 (6;) 3 (61) 5 (6 ) 1 (63) 5 (64) (65) (66) 1 (65) 3 (68) 4 (66) 5 (5;) 3 (51) 5 (5 ) 1 (53) 4 (54) (55) 3 (56) 1 (55) (58) 5 (56) 3 (8;) 4 (81) (8 ) 3 (83) 1 (84) 1 (85) 4 (86) 4 (85) 3 (88) (86) 5 (6;) 1 (61) (6 ) 1 (63) 4 (64) 3 (65) 5 (66) (65) 3 (68) 5 (66) 4 (1;;) 1(1;1) 1(1; ) 3(1;3) 4(1;4) 1(1;5) 3(1;6) (1;5) 4(1;8) 1(1;6) 3(11;) 3(111) (11 ) 4 (113) 3(114) 1(115) 3(116) 4(115) 3(118) 4(116) 4(1 ;) (1 1) 1(1 ) 3(1 3) 1(1 4) 3(1 5) 1(1 6) (1 5) 1(1 8) 3(1 6) 4(13;) 3(131) 4(13 ) 3(133) 4(134) 4(135) 5(136) 1(135) (138) 5(136) 4(14;) 1 (141) 3(14 ) 1(143) 4 (144) (145) 5(146) (145) 3(148) 4(146) 1(15;) 5(151) (15 ) 5(153) 3(154) 3 (155) (156) 1(155) (158) 4(156) 4(16;) 4 (161) 5(16 ) 3(163) 3(164) 1(165) (166) 1(165) 4(168) 3 (166) 4(15; (151) 5(15 ) 1(153) 4(154) 3(155) 3(156) 5(155) 1(158) 3(156) 1(18;) 4(181) 4(18 ) 1 (183) 5(184) 5(185) (186) 1(185) 3(188) 5(186) 3(16;) (161) 1(16 ) 4(163) 5(164) 5(165) 3(166) 5 (165) (168) 4 (166) 3( ;;)

Rank School of Banking