Banking Interview Questions

Since now you have cleared your written exam, the last phase of the bank recruitment process is Interview. Along with your performance at written exam, interview will be the deciding factor if you have cracked the recruitment process successfully. While your knowledge was judged in the written exams, the employer will judge your communication, attitude, and problem solving skills.

Common Interview Questions Tell me about yourself/ describe yourself? Keep your answer to one or two minutes; dont ramble.
Do not go back to childhood experiences, just give a brief outline of where you are from and where you want to be going. Use your CV introduction as a starting base. Say only positive statements What does you name means? Why gap in education(if there is gap)? Describe your work experience(if there is..)? Why have you left your previous job? What do you know about our bank? How many bank exams(or)interviews have you attended so far? What are your strengths? What are your weakness?

Be honest but dont dwell on it and end on a positive note.

Why are you switching your career? How will your education help your banking career? What have you been doing since now after education?

Are you willing to work anywhere in india?

When mncs are paying more salaries why you are settling down for low salaries in banks? Why do you want to join in banking sector?

Dont talk about what you want; first talk about their needs and what you can do for them.
You wish to be part of their company: identify its strengths. You relish the challenge of solving their company problem/s. You can make a definite contribution to specific company goals. Why should we select you?

Because of the knowledge, experience, abilities, and skills you possess. Be very positive and confident in your reply, not vague.
How would you take it if you were not selected for this position? Do you have any questions for us? Some insiders insist that you should always ask a question when offered the opportunity, and that your question should prove to your interviewer how much research youve done on the industry and the specific firm. The sole purpose of your question is to prove that youve checked out the firms website, read its annual report, or read Investment Dealers Digest, chances

These are the most common interview mistakes 1.Arriving late Get directions from the interviewer or a map. Wear a watch and leave home early. 2.Dressing wrong You make your greatest impact on the interviewer in the first 17 seconds an impression you want to make powerfully positive. 3.Play zombie - Sit up, focus on the interviewer, and start responding. Enthusiasm is what the interviewer wants to see. 4.No smoking, no gum, no drinking. This is all comfort stuff for you, and none of it helps you here. Employers are more likely to hire non-smokers. 5.Research failure. The interview is not the time for research. Find out the companys products and services, annual sales, structure and other key information from the Internet, the public library, professional magazines or from former employees.

6.Cant articulate your own strengths and weaknesses. 7.Winging the interview - Practice! Get a friend, a list of interview questions and a tape recorder and conduct an interview rehearsal. 8.Talk, Talk, Talk. 9.Failure to connect you to the job offered How my education/experience/talents/strengths fit your needs and why I can do this job for you. 10.Not asking questions and asking too many Use your research to develop a set of questions that will tell you whether this is the job and the company for you. 11.Bad-mouth anyone - Not just your present employer, or former employer, or the competition. You dont want to look like a complainer.12.Asking about compensation and /or benefits too soon. Wait for the interviewer to bring up these issues after the discussion of your qualifications and the companys needs and wants. 12.Asking about compensation and /or benefits too soon. Wait for the interviewer to bring up these issues after the discussion of your qualifications and the companys needs and wants. 13.Failure to ask for the job. When the interviewer indicates the interview is over, convey your interest in the job and ask what the next step is.

Free Banking Interview Questions

By HackriAugust 17, 2013canara bank model paper, IBPS, interview

Since now you have cleared your written exam, the last phase of the bank recruitment process is Interview. Along with your performance at written exam, interview will be the deciding factor if you have cracked the recruitment process successfully. While your knowledge was judged in the written exams, the employer will judge your communication, attitude, and problem solving skills. Preparatory aspects of interview
Look at a few preparatory aspects that you need to know about interviews. 1.Dress code 2.Entry and initial moments in the interview room 3.Sitting posture 4.Body language 5.Language to be used in an interview 6.Conduct inside the interview room What the interviewer look for in an interviewee ? The interviewer are chiefly interested in knowing whether you are a suitable candidate for a management course as well as for taking up managerial responsibilities in future. The main qualities that the interviewer look for the candidate are: Level of knowledge the candidates possesses. Conceptual understanding of issues Clarity of thought Communication skill Planning of career Basic personality Reacting to a situation Talk about Banking what the interviewer seeks for is a person who is flexible to be along with the given timings, someone who can cope up with writing bits and bobs or a person

who can benefit them with more development .Your answer can have following bulleted points. >>Banking is a fast changing environment >>Retail banking is now very competitive from telephone banking, retailers and etc Banking is thus now largely sales driven. >>You can even talk about IT getting changes and clearing banks offers a wide range of career opportunities for graduates not just in branch banking but also in financial services, consultancy and corporate banking. Have you applied to any other areas apart from banking?

Here off course your answer will hold some other finance or sales and marketing careers insurance or accountancy, altogether these careers should have skills related to banking.

Tell me about an experience in which you had to use tact? Tact and diplomacy are important qualities in retail banking the customer is (almost!) always right. You may have to tell an account holder diplomatically why they cant have a loan for example, without provoking them into moving their account elsewhere.
What significant trends do you see in the future for our industry? This is your chance to shine. You will be fully familiar with the economic situation as it relates to banking or how recent legislation affects it. How will you be familiar? Because you will have done your research and preparation properly. You will have talked to people about the employer, you will have been reading trade magazines, journals and newspapers, and you will have poured over company brochures, annual reports or anything else you can get your hands on direct from the employer. You could talk about tele-banking, the limited range of services now being offered by the supermarket banks, the effects of technology and competition and much more. The Employment Files in the Careers Service library are an obvious first place to look. The Internet is also an excellent source of information. Be ready to have more than one significant trend to discuss!

Tell me about yourself/ describe yourself?

Tell me abt ur family Something abt urself which u dnt mention in ur resume ie., describe urself as a person
What does you name means? Why gap in education if there is gap)? Describe your work experience if there is..)?

Why dnt u go for a specialist officer post than general banking 4.Given an option to work in Infy,PNB,Google..Which one wud u choose n justify 5.Willing to relocate as we will be posting u in HP,Assam as pnb branches are more there? 6.Do u think banking career is good for girls or even anyone..coz once u get married n ur spouse is in some other sector..Will u be able to accommodate? 7.What are the qualities of a Good banker? 8.Will u be able to work under pressure where u hv to perform n deliverSo how will u do that..? 9.B4 u leavedo u wanna say anything to us..or ask any question?
Why have you left your previous job? What do you know about our bank? How many bank exams(or)interviews have you attended so far? What are your strengths? What are your weakness? Why are you switching your career?

How will your education help your banking career? What have you been doing since now after education? Are you willing to work anywhere in india? When mncs are paying more salaries why you are settling down for low salaries in banks? Why do you want to join in banking sector?

Why should we select you? How would you take it if you were not selected for this position? Do you have any questions for us?