Brett N Parke

www.linkedin.com/in/brettparke/ Brooklyn, NY 11218 917-859-9913

brettparke@msn.com

Senior Mortgage Underwriter Manager Compliance / Due Diligence

A highly motivated goal oriented professional with a successful +15 year track record with several Fortune 500 mortgage lenders. Excellent problem solving, decision making, analytical thinking, along with rapid orientation skills. Creative in providing new ideas, methods, processes, as well as streamlining various tasks or projects. Polished, competent, positive and ready to lead. High integrity, honesty, along with a great work ethic. Manual Underwriting | Due Diligence | Quality Assurance | 1.4 Million Lending Authority Forensic Underwriting | Compliance | Branch Management Credit Analyst | Quality Control | Fraud Risk

Professional Experience
Intrthinx, Jersey City, NJ February 2013 January 2014 A provider of several different types of mortgage consulting services for many Fortune 500 companies. Senior Mortgage Underwriter Recruited to fulfil all types of Senior Mortgage Consulting roles needed by the client. Designed an innovated a solution to meet each clients time driven goals. Proactive in complex problem solving as well as cost saving methods for both the client and the employer. Helped EverBank on a Due Diligence project to sell their Super Jumbo Mortgage Loans to investors. Forensic underwriting for RMIC to help them save millions of dollars in mortgage insurance claims. Re-Underwrite defaulted mortgage loans for Fannie Mae to determine lender liability for buy-backs. Quality Control underwriting to ensure that each mortgage loan meets the investors guidelines. Validated that all mortgage loan packages were in compliance with state and federal lending laws.

Bank of America, Newark, NJ June 2012 January 2013 World reknown bank that is valued at over 5 trillion dollars who offers all types of banking and lending services. Senior Quality Control Analyst Hired as an outside contractor to work with a 3 party consulting company called Promontory as well as with the OCC on the foreclosure look back project to establish if HARM was done to prior foreclosed homeowners. Designed several Due Diligence test cases to determine if HARM was done to a foreclosed homeowner. Proficiently used several types of technology systems to ensure that each case was audited correctly. Ensured that the bank legally foreclosed on the homeowner within state and federal regulations. Re-Underwrite closed mortgage loans to determine each borrowers financial credentials. Calculated mortgage loan closing costs to verify that they met the maximum allowed thresholds. Capital One Bank, Brooklyn, NY July 2011 June 2012 A Fortune 500 company that offers several types of banking and lending services. Mortgage Consultant Mortgage Specialist
rd

Originated Conventional, Super Jumbo as well as Government Agency mortgage loans through marketing and bank generated leads. Ensured that each loan was within state and federal compliance. Referred business to other banking channels including depository, credit card, personal loan, and financial planning services. Analyzed highly complex financial statements for final approval under the banks Super Jumbo guidelines. Maintained knowledge of company underwriting guidelines and policies. Managed service levels in regards to underwriting, clearing conditions, and loan closings. Conducted mortgage training seminars as well as marketing events on a monthly bases. Independently multi-tasked while using excellent oral and written communication skills. Bank of America, Forest Hills, NY December 2010 May 2011 World reknown bank that is valued at over 5 trillion dollars who offers all types of banking and lending services. Home Service Specialist II Hired to set up, underwrite, process, and close mortgage loans. Acted as a liaison between the loan officer, client and the bank. Ensured that each loan was within all compliance and underwriting guidelines. Proficiently used several types of technology for mortgage origination, processing, and underwriting. Worked and thrived in a highly stressful and deadline driven atmosphere. Won rewards for achieving monthly goals and completing several online mortgage training courses. Munoz Engineering P.C. New York, NY Site Technician Recruited to help manage a 5 million dollar window replacement project for the New York Housing Authority. Managed vendor relationships. Reviewed and ensured that contract specs were completed in a workman like manner. June 2009 December 2009

Professional Profile
Professional Training & Development Certified in over 25 mortgage lending courses on the All-Regs website since January 2014. Memberships / Affiliations Member of OSHA since 2009. LinkedIn Power Connector with over 2,100 primary connections that link me to over 16.5 million professionals. NMLS listed in accordance with the Federal Safe Act since 2011. NMLS #484909 Technical Skills Experienced and proficient in several mortgage operating systems such as DU, LP, CLUES, Encompass, Core Logic, Calyx, Byte, Empower, LPS, AS400, Fraud Guard, Credit Plus, Lexis-Nexis, Site X, and AVM. Education Pace University New York, NY Completed a Construction Management class and received a course completion certificate in 2009. Craig High School Janesville, WI High School Diploma and graduated in 1991 Made Honor Roll almost every quarter from 1987 - 1991 Bilingual: Fluent in English and Spanish