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Davis
Cell: 810-252-0474 / Home: 810-750-3044 Home email: Al Davis@Charter.net / Alternate email: aldavis932@gmail.com
SUMMARY
Senior financial services executive with extensive, diverse experience in sales, production and operations in large regional and nationwide financial services companies. Significant experience in process improvement, budgeting, and cost control. Major strengths in staffing optimization, personnel mentoring and development, supervision and leadership. Outstanding communication and interpersonal skills. Proven ability to lead large teams in meeting and exceeding corporate objectives. Earned designations and demonstrated abilities: FHA Direct Endorsement VA/LAPP Thorough knowledge of Agency Policies, knowledge and proficiency of all levels of mortgage underwriting, including Government, Agency, Jumbo and Super Jumbo lending Thorough knowledge of complex personal and business financial analysis; expert in Tax Return and balance sheet analysis NMLS ID 395793, licensed in Michigan, Wisconsin, Iowa, California and Florida
PROFESSIONAL EXPERIENCE
JPMorgan Chase, Troy, Michigan 2013 Senior Underwriting Site Manager/VP Provide successful management and execution of underwriting oversight for a retail lending site serving a multi-state retail distribution channel. Provide consistent leadership, credit quality and decisions, process flow, customer service and risk control for the underwriting teams. Built an effective and efficient management team of Center Manager, Supervisors, and Underwriters who successfully design, develop and deliver underwriting services to the organization. Partnered with site Operations Manager and Sr. Lending Managers to implement strategies to improve service to our internal/external customers; decreased underwriting touches and cycle times. Lead the Midwest Region in quality results, improved cycle times and customer satisfaction scores. LENDERLIVE, Troy, Michigan 2010 2012 Senior Contract Underwriting Manager/VP Provide leadership and day to day direction to a team of production underwriters located onsite and in remote locations throughout the U.S. Direct the activities of the LLN Underwriting Team. Responsible for forecasting, process flow, leadership, and staff development. Participate in the development and maintenance of client relationships. NORTHWESTERN MUTUAL, Grand Blanc, Michigan 2008 2009 Financial Representative Assisted clients in creating financial security for themselves and their families. Offered the firms product solutions including life, disability, long-term care insurance, and investment solutions to address saving for education and retirement goals. Obtained license for Residential Producer for life, health, variable annuities, property and casualty; Series 6 and 63. GMAC MORTGAGE LLC, Troy, Michigan 1997 - 2008 Senior Credit Officer, Vice President, 2008 Provided credit risk direction and oversight to the retail lending associates within the Michigan Region. Worked closely with the retail production and operations staff to successfully implement and support market share growth. Worked closely with retail senior management to identify process/procedural improvements that supported continued channel growth.
Alfred E. Davis
810-252-0474
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EDUCATION
University of Detroit, Detroit, Michigan Masters in Business Administration Northern Michigan University, Marquette, Michigan Baccalaureate in Business Administration Mortgage Bankers Association of America, School of Mortgage Banking Graduate * Accredited Residential Underwriter
HONORS
Chairmans Club 20022003; designated as Top Regional Manager nationwide for production and profitability Presidents Club 20042007; Distinguished as being a Top Four Regional Manager nationwide for production and profitability Named Rescap Partner in 2006 in recognition of long-term commitment and performance exemplifying the firms Vision and Values Recipient of Key Contributor Bonus Award, 2004-2007