CYNTHIA WILSON

Decatur, GA 30033 (404) 538-1347 Paralegal Reliable, diligent, and skilled professional with experience in banking, legal administrative support, and financial services. Demonstrated in-depth knowledge in federal policies and regulations, including real estate law, and account management functions. Possess extensive underwriting and legal research experience, and expertise in bank examination and audits. AREAS OF EXPERTISE Financial Planning and Analysis Risk and Loss Mitigation Foreclosure and Bankruptcy Legal Research Audit and Compliance Data Analysis and Documentation Foreclosure, Loss Mitigation, Bankruptcy Knowledge Financial Analysis Marketing Strategy Community Outreach Operational Management Market Analysis Regulatory Risk Resource Management Business Decisions Statistical & Quantitative Analysis Presentations Microsoft Office PACER LexisNexis Westlaw CaseAware PROFESSIONAL EXPERIENCE RUBIN LUBLIN, LLC Norcross, GA Loss Mitigation Coordinator, 2009-Present Managed, oversaw and implemented efficient loss mitigation procedures associated with bankruptcy, preforeclosure, foreclosure, and short sale process Drafted legal documents for real estate (Warranty Deeds, Deeds of Trust) in accordance with state regulations Served as mediator for lenders and borrowers and provided options to maintain borrowers residency Collaborated with in-house attorneys to ensure successful legal research and implementation Authored legal documents, such as Forbearance Agreements, Repayment Plans, and responses to Fair Debt Complaints as required by attorneys Key Accomplishments: Liaised between borrowers, attorneys and lenders, advising borrowers in identifying financial capability to reinstate mortgage and maintain financial obligations in successful mortgage reinstatements Subject matter expert in Making Home Affordable Program, and other government programs designed to keep homeowners in their homes Received bonuses for successfully assisting clients in loss mitigation and foreclosure issues WM PAGE & ASSOCIATES, INC. (The Lifeline Program), Tucker, GA Senior Paralegal, 2008 Advised two senior management members and the sales manager regarding life settlement transactions, corporate notices, and matters affecting daily operations Monitored compliance with various state insurance rules and regulations for Life Settlement Contracts Sustained expertise in Transactional Reference Guide (TRG) to include policy source updates, and maintained relations with customers related to TRG Created corporate resolutions and trust certifications, and conducted extensive research on public records in relation to liens, bankruptcies, and other matters of public record Key Accomplishments: Provided account administration assisting, streamlining processes related to relationship managers Reviewed prefunding files for inaccuracies with a 100% success rate and assisted in quarterly and annual state filings KELLY LAW REGISTRY (U.S. Bank), Atlanta, GA Trust Review Analyst, 2007-2008 Ensured compliance of financing statements (UCCs) with Uniform Commercial Code, Article 9 and submitted UCC documentation for filing with appropriate state, county, or city authority Reviewed and maintained compliance of legal documents governing commercial financing obligations Collaborated with relationship managers to maintain efficient account management cyn.wilson93@gmail.com

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REGULATORY COUNSEL GROUP, INC., Alpharetta, GA Account Executive, 2006-2007 Verified completeness and compliance of clients mortgage brokering and banking applications applicable to the State of Georgia Supported clients in completing necessary applications for appropriate licensing and corporate governance for the State of Georgia Served as key point of contact for over 100 clients in completing necessary documentation Assisted clients with needs pertinent to MARI Reports, Bankruptcy, and Credit Reports MCCALLA RAYMER, Atlanta, GA Objections Paralegal, 2005-2006 Leveraged knowledge of bankruptcy law to determine requirements for Chapter 13 Bankruptcy Plans Authored and submitted numerous referrals for objections to confirmation of bankruptcy plan Collaborated with five in-house attorneys to determine actions for Objection to Plan Confirmation Confirmed appropriate jurisdictions and utilized ECF in filing pleadings WELLS FARGO HOME MORTGAGE, Atlanta, GA Compliance Auditor, 2003-2005 Ensured compliance of closed loan files with applicable mortgage/banking State and Federal rules and regulations Key Accomplishments: Streamlined audit procedures to provide accurate findings to senior and corporate management with an improvement of 94% Reduced deficiencies from 30% to 6% through strategic solutions recommended to management INDYMAC BANK, Norcross, GA Underwriter, 2001-2002 Conformed to FHLMC / FNMA guidelines in underwriting residential mortgage loans Established productive working relationship with hundreds of mortgage brokerage firms and provided credit and collateral analysis decisions Performed in-depth analysis on borrowers income, assets, and liabilities Prior Positions Include: Finance Credit Officer (Security Pointe Financial Management Corporation), Asset Marketing Specialist (Resolution Trust Corporation), Liquidation Specialist (Federal Deposit Insurance Corporations), Regulatory Analyst (Office of Thrift Supervision), Policy Analyst/Bank Examiner (Federal Home Loan Bank of Dallas) EDUCATION & AFFILIATIONS Gainesville State College, Gainesville GA, Paralegal Certificate University of Albuquerque, Albuquerque NM, Bachelor of Business Administration Notary Member of Georgia Association of Paralegals Received Merit Awards from FDIC/RTC for development of manuals, policies and procedures for liquidation process of assets, 1990 and 1991