_*Feedback of T.I.M.E. students who attended interviews for PO posts*_ *FEEDBACK ?

1* *Name of the Bank: * *United Bank of India* *1.*What is your name? What is your native place? *2.*Why do you want to shift from IT industry to the Banking Sector? *3.*You seem very intellectual. Why do you want to waste your time with just being a bank officer. A bank officer need not be very intellectual, all he has to do is to verify transactions and manage his subordinates. Give us one example where we can make use of your intellect? *4.*Tell me in one word the transformation of banking as you mentioned ten years ago to the present scenario. *5.*Tell us about your family background. *6.*Are you willing to work anywhere in North India? -----------------------------------------------------------------------*FEEDBACK ? 2* *Name of the Bank: * *Karnataka Bank* *1.*Your husband is in Chennai, so are you willing to relocoate. Banking job is a transferable job. It is like punishment. Are you ok with that? In which company is your husband working? *2.*Which is the core banking product that Karnataka Bank is using? (Ans: Finnacle of Infy) *3.*Which other products do you know? *4.*HDFC and ICICI were in news recently? What is the issue? *5.*Tell us who is the CEO of Infosys? *6.*Who is the CEO of ICICI bank and Axis bank? *7.*Who is the governor of RBI? *8.*If we take you as a PO, other than the work of an officer where else will you fit into? (Ans: I told am a Btech(CSE).So I believe I can do well in systems department. Since the bank is more tech savy and is completely relying upon technology now, I can contribute well into that area) -----------------------------------------------------------------------*FEEDBACK ? 3*

*Name of the Bank: * *Bank of India* *Qualification: * *BTech(CSE)* *1. * Tell us about yourself. *2. * Questions about name and the school *3. * Why should a computer science engineer go for a bank job? *4. * What is financial inclusion? *5. * What is SHG? *6. * Who is the originator of SHG? *7. * What was the recent problem faced by Mr.Mohammed Younis? *8. * Are you interested in stock markets? *9. * What is Haftha? *10.*What do you know about Bank of India? *11.*Who is the Chairman? How many branches are there in India and abroad? *12.*How many branches does Bank of India have in Kerala? *13.*Why does the society need banks? *14.*What are your hobbies? *15.*How was your train journey? *16.*What are the general problems that train passengers face? *17.*Will you accept a posting in Ludhiana? How about Howrah? *18.*You also have a PO interview call from United Bank of India. Which one will you choose, if selected to both banks? -----------------------------------------------------------------------*FEEDBACK ? 4* *Name of the Bank: * *Bank of India* *Qualification: * *Bsc (Physics), B.Ed* *1. * You have done B.Ed after graduation. Why do you want to make a career in banking? *2. * Tell us about your family background? (Father is a farmer) *3. * Is the land owned by your family? What do you cultivate? *4. * You said that agriculture is your passion. Then why do you want to do a 9 to 5 office job? *5. * Are you capable of handling people? (The candidate dabbled in

campus politics during college days) *6. * Which philosophy do you believe in? Why? *7. * How do you manage trade union activities? *8. * What is your opinion about strikes? *9.*What is HRM/HRD? *10. * What is the most difficult resource to manage and why? *11.*What is cause & effect? Give examples. *12.*What are Laws of motion? -----------------------------------------------------------------------*FEEDBACK ? 5* *Name of the Bank: * *Bank of India* *Qualification: * *MBA* *1.*What is P&L Account and Balance Sheet? *2.*What are the different types of capital? *3.*What is Depreciation? *4.*Is profit a liability or an asset? *5.*What do you mean by Book Debts? *6.*What is NPA? *7.*Should we celebrate Women's day? *8.*Some Personal questions *9.*Are you ready to work in Bihar and Chattisgarh? -----------------------------------------------------------------------*FEEDBACK ? 6* *Name of the Bank: * *Bank of Baroda* *Qualification: * *BTech* *1.*Why Banking? *2.*Why don?t you try for other banks? *3.*How can you be useful to Banks? -----------------------------------------------------------------------*FEEDBACK ? 7*

*Name of the Bank: * *Associate Banks of SBI (PO)* *1.*Questions related to the hobbies stated in the resume. *2.*Questions related to the points conveyed in the GD. *3.*Why do you want to come to banking while you are working in one of the best IT companies in the world? *4.*Differences between a manager and a leader. *5.*Qualities of a good manager. Which would be better ? attitude or intelligence? *6.*Why no MBA if you desire to be a manager? *7.*Differences between politics in Bahrain & India. (The candidate studied in Bahrain) *8.*Kerala?s uniqueness in politics *FEEDBACK ? 8* *Name of the Bank: * *Associate Banks of SBI (PO)* *1. * How come you can write Arabic but not read? *2. * When was your marriage? *3. * What are the neighbouring states of Uttar Pradesh? *4. * Name all North Eastern states? *5. * Why does merger or acquisition happen? *6. * Name a company which acquired/merged for niche technology? *7. * How do credit rating agencies rate a company? *8. * Tell us about the recent news about credit rating agencies? *9. * Why do you want to join banking sector? Why not IT sector? *10.*How do you manage your family when posted far from Bangalore? *11.*Recollect today's news *12.*Name two FMCG companies. *13.*What is the Scope of Electrical and Electronics in present Indian scenario. *14.*Does the Indian power sector give a rosy picture? *15.*Name a state with no power cut. *16.*What is India's Geographical area? *17.*What percentage of area is under irrigation?

*18.*How much is India's rainfall? *19.*How much is Kerala's rainfall? *20.*What is your opinion about merging of rivers? -----------------------------------------------------------------------*FEEDBACK ? 9* *Name of the Bank:**Associate Bank of SBI* *Qualification: * *BTech* *1. * What is your name and the meaning of it? *2. * Why did you resign your job? *3. * You told during the GD that media acts as a deterrent to corruption. Do you mean to sa/y/that there exists no corruption in India due to this? *4. * Did you read today?s news paper? *5. * What happened in the Bihar assembly yesterday ? *6. * You told during the GD that children waste their precious time watching WWE Wrestling and there have been reports of causalities even? So do you mean to say that any sport (Football, Cricket, Volleyball) that brings injuries should be banned in the country? *7. * Media plays a very important role in moulding good citizens. This is your comment. Define a good citizen. *8. * How much percentage rating would you give to people of Kerala on the basis of their being good citizens? (Ans: 85%) *9. * Why do you give such a rating? *10.*How does RBI control inflation? *11.*What are the roles of RBI? *12.*What is the difference between CRR and SLR, and Repo and Reverse repo? *13.*Who allocates funds to the Government of India? *14.*Who is the chairman of the Planning Commission? *15.*What is the current fiscal deficit? *16.*What is the Greece crisis all about? *17.*Why is the subprime crisis called so? Why is it not called just a crisis? *18.*What is the Yuan issue? How does China?s decision affect India? *19.*Your hobby is travelling. Share some of your travelling experiences?

-----------------------------------------------------------------------*FEEDBACK ? 10* *Name of the Bank: * *Associate Bank of SBI* *1. * How is the Indian Telecom sector performing? *2. * Give a comparison between BSNL and Airtel. *3. * Do you advocate for privatisation? *4. * What is your opinion about disinvestment? *5. * Which is more important deregulation of petrol or diesel? *6. * What are the innovative ideas other than the adopted ones for better financial inclusion? *7. * Which sector contributes the most to India?s GDP? *8. * What is that which enabled China to overtake Japan as the world?s second largest economy? *9. * In Core banking what is the means of communication? satellite or internet? *10. * Where is Bhopal? Is it in AP or Karnataka or MP? *11. * What is the latest step favouring financial inclusion that SBI has taken up? *12. * What is BCG matrix? *13. * What is the contribution of agriculture to GDP? *14. * Difference between GDP and GNP? Which is more important? *FEEDBACK ? 11* *Name of the Bank: * *State Bank of India* *Qualification: * *Bcom* *GD topic: * *India soft nation suffering from internal/external conflicts* *1. * Tell us about your Family background. *2. * Educational qualifications *3. * You are already placed in SBT. Why SBI? *4. * You write poetry ? what kind of books do you read? *5. * Who is your role model? (Ans: Mother) *6. * Do you have a role model other than your mother? (Ans: Kamaladas)

*7. * Why? (Ans: She is very bold) *8. * Name a few Keralites who have proved in their respective fields *9. * A prominent Keralite became quite controversial. Who is she? *10. * What is the general opinion about Keralites? (Ans: Conservative) *11. * Why? *12. * You have done a course on Financial Planning & Relationship management (Ans: Yes).They asked few questions on that. *13. * How do you see relationships in life? *14. * Idea of marriage: contract or built on love *15. * Divorce rates on the rise .Why? *16. * Recent discussions on tax structures, financial reforms. *17. * Name the Kerala Prof. whose hand was chopped off. Status now? *18. * Greatest regret in life -----------------------------------------------------------------------*FEEDBACK ? 12* *Name of the Bank:**State Bank of India* *GD Topic:**Democracy is not suitable for countries having larger population* *1. * Explain the various profiles handled by you in ICICI Securities Ltd?( The student has worked in ICICI securities for 3.5 years) *2. * You have a good salary at ICICI, then why would you join in SBT? *3. * What were you doing in the last one year after leaving your earlier job? *4. * On what basis will you fix the targets per month? *5. * What do you mean by Future and options? *6. * What is meant by Sector Fund and Balanced Fund? *7. * What is the difference between Benevolent dictatorship and Dictatorship? *8. * What is at the bottom of the pyramid in marketing? *9. * What is demographic Dividend? *10. * What is Market Segmentation? *11. * What is currently happening in Kerala? (other than Mulla Periyar) *12. * What are your views about democracy?(From GD topic)

*13. * What is time Management? How do you manage your time? *14. * What is the relationship between a banker and a customer? -----------------------------------------------------------------------*FEEDBACK ? 13* *Name of the Bank:**State Bank of India* *GD Topic:**Youth in India are becoming greedy by the day* *1. * Define greed. *2. * What is demographic dividend? (The term was used by the candidate in the Group Diccussion) *3. * What are the problems with demographic dividend? *4. * What is the difference between ethics and morality? (These two terms were used by the candidate in the Grup Discussion) *5. * What are your views on the GD topic? *6. * What is the trend of the youth in employment selection? *7. * You might have prepared for Qs. on banking. Tell us in which section in banking you are comfortable with? (Ans:- General banking) *8. * What is the difference between credit and debit cards? *9. * What are mutual funds? *10. * What is sectoral mutual fund? *11. * What are the qualities you possess? *12. * How can your presence benefit the bank? *13. * You have so many extracurricular activities, why don't you take up an entrepreneurial profession in any of these? *14. * What is at the bottom of pyramid in marketing? -----------------------------------------------------------------------*FEEDBACK ? 14* *Name of the Bank:**Union bank of India* *1. * What is clout computing? *2. * What are the functions of RBI? *3. * Tell us what do you know about Al-Queda, who is the current head? *4. * Tell us the names of any 5 new generation banks.

*5. * Why did you study MCA? -----------------------------------------------------------------------*FEEDBACK ? 15* *Name of the Bank:**Union bank of India* *1.*You completed your B.Tech in 2009. What did you do after that? *2.*knowledge of EC in the banking sector? *3. * Leadership qualities. Substantiate. *4. * Define GDP. Components? *5. * Money laundering *6. * Did you read today's newspaper? IT dept. came out with an advt.? *7. * Head of Federal Reserves *8. * Functions of a bank *9. * Functions of RBI *10.*What would you advise a person to choose one from among shares, mutual funds, ULIPs, bonds? *11.*Appreciation of dollar? *12.*IT sector and Indian Economy *13.*Define payback time. *14.*Current rate of inflation *15.*How will a company generate funds to issue bonus shares? *16.*One recent international news from politics, sports, business? -----------------------------------------------------------------------*FEEDBACK ? 16* *Name of the Bank:**Union bank of India* 1. What is DMAT account? *2. * Tell us about you experience in teaching in Engineering college *3. * What is FDI / FII and what is the difference? *4. * What is inflation and what is the current rate? *5. * What has been the trend of GDP from JAN 2010 to DEC 2010 and what is the GDP now? *6. * What is food inflation and what is the current rate?

*7. * Who is replacing Tata after Ratan Tata? *8. * Why is value of rupee falling - which sector does it affect the most? *9. * Who wrote "WINGS OF FIRE"? *10.*Who is called the missile man of India? *11.*Why should we hire you - what quality is in you that would help us grow? -----------------------------------------------------------------------*FEEDBACK ? 17* *Name of the Bank:**Union bank of India* 1. Inflation - definition and current rate *2. * Few questions on work experience *3. * Which is best for the common man - mutual funds or shares? *4. * What is mutual fund? *5. * Inflation - why does interest rate go up when inflation goes up what are the consequences of higher inflation? *6. * Who regulates insurance - IRDA - who heads it? *7. * What is buyback? Why did Reliance do it? *8. * Types of insurance - life and general insurance *9. * What are the public and private sector companies in both general and life insurance? *10.*If you should start a company, with whom should you register? what act ? *11.*What is Net profit and Gross profit? *12.*What are debentures? *13.*What is balance sheet? *14.*What are the functions of RBI? *15.*Tell us any 10 functions of the bank. -----------------------------------------------------------------------*FEEDBACK ? 18* *Name of the Bank:**Union bank of India* *Qualification:**Bsc, MBA* *Work Exp:**2 years*

*1. * What was your specialisation for MBA? *2. * Do you think that banking sector is suitable for you? *3. * How would you contribute to banking sector? *4. * Achievements? *5. * Achievements when you worked in TIME *6. * How will you market courses? *7. * Do you have an A/C with us? *8. * How do you rate the customer service of Union Bank? *9. * What is GDP? *10.*What are the contents of a balance sheet? *11 * Have you seen our balance sheet? *12.*What is a cheque? *13.*Differentiate between a cheque and a D/D? *14.*What is a negotiable instrument? -----------------------------------------------------------------------*FEEDBACK ? 19* *Name of the Bank:**UCO Bank* *GD Topic: 1. * *C**orrupt and efficient politiciana are better than honest and inefficient politicians.* *2. Mobile phones should be banned in schools.* *1. * Extracurricular activities *2. * Do you get angry? when was the last time you got angry & why? *3. * What are the functions of NABARD? Who owns it? (my father worked in NABARD) *4. * How do you define corruption? (as this was the GD topic) *5. * Do you support Anna Hazare? *6. * Who can be changed - an inefficient politician or a corrupt politician? *7. * Who is your role model? Why? *8. * What is global warming? what are its effect? *9. * Is cyclone a natural phenomena?

*10.*Do you have any siblings? what is the age gap? *11. * What advices have you given to your brother? *12.*Do you quarrel with your brother?

<javascript:window.location.replace('bankhome.asp');> General Terms and Conditions <http://www.time4education.com/tandc/tandc.asp> Privacy Statement <http://www.time4education.com/tandc/privacypolicy.asp> Refund Policy <http://www.time4education.com/tandc/refundpolicy.asp> Disclaimer on banner Ads <http://www.time4education.com/Bankhomepage-content/interview_experience_bankexa ms_po.asp#> Copyright 2013Triumphant Institute Of Management Education Pvt. Ltd. All rights reserved. Best viewed at 1024 x 768 resolution