Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
utrition is
important for
people of all
ages, but its especially
important for men and
women over the age of
50, who can dramati-
cally improve their
quality of life by eating
a well-balanced diet
filled with vitamins
and nutrients. Though
that may seem
like common sense,
research has shown
that men and women
in this age group, who
are often referred to as
Baby Boomers, are
not necessarily as
healthy as they may
seem.
While the baby
boomer generation,
which is generally regarded
as those people born
between 1946 and 1964,
boasts longer life expectan-
cies than any generation that
came before them, some of
that can likely be chalked up
to advancements in medical
care, including a booming
pharmaceutical industry that
seemingly has an antidote to
every ailment. But a 2013
study from researchers at the
West Virginia University
School of Medicine found
that baby boomers are less
healthy than the generation
that immediately preceded
them, tending to be more
likely to have higher levels
of hypertension, diabetes
and high cholesterol. While
that news might be sobering,
its never too late for men
and women over 50 to start eating
healthier diets, which can reduce
their risk of a wide range of ail-
ments, including heart disease,
stroke and osteoporosis.
The following are a few ways
men and women over 50 can alter
their diets so their bodies are get-
ting what they need to live long
and healthy lives well into their
golden years. As is always the
case, men and women should dis-
cuss any potential changes to
their diets with their physicians
to ensure the changes will be both
effective and healthy.
Balance your diet.
Kids hear of the benefits of a
balanced diet seemingly from the
moment they enter a classroom
for the first time, but many adults
fail to heed that basic advice as
they get further and further away
Nutrition and aging go hand-in-hand
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
March 5, 2014
Zone 2, Vol. 12, No. 5
We are a Family, Friendly Publication
2014
REGISTRATION
SEE PAGES 16 & 17
continued on page 5
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
MAR 8
American Legion Post 242, 700 Newark
Pompton Turnpike, Pompton Plains. will
hold their annual Corned Beef Dinner on
Saturday, March 8. Starting at 5pm. Live
music, food, beer, wine, & soda included.
Reservations are required. Tickets are
$20.00. Call or stop at the post for tickets
or call 973-839-9724. Tickets will be sold
at the door for limited seating.
MAR 12
The Suburban Womans Club of Pompton
Plains presents our Annual Tricky Tray
and Dinner on Wednesday, March 12 at
6pm at the Best Western Regency House,
140 Route 23 North, Pompton
Plains. Cost of ticket is $40 and includes
a sheet of tickets for the 1st Prize Level.
Many raffle tickets for our other prize lev-
els as well as a 50/25/25 prize will be
available. A cash bar will be opened all
evening for your convenience. For ticket
information call Janice at 973-694-
7856 or Lorraine at 973-839-3194.
MAR 15
Bagel & Books at the Lincoln Park Public
Library on Saturday, March 15 from
11am-12pm. Bring a few of your favorite
reads and tell us what you like about
them. The books can be new or old, fiction
or non-fiction, classic or contemporary.
There is no required reading, and you will
have the opportunity to learn about
books recommended by other group par-
ticipants. Bagels and coffee will be pro-
vided. There is no registration required
for this program. Please contact Rachel
Burt with any questions, at 973-694-
8283 or rachel.burt@lincolnparkli-
brary.org.
MAR 22
GST Unlimited, a non-profit helping fam-
ilies in need, will be hosting a Tricky Tray
event on Saturday, March 22 at Knights
of Columbus, 84 Lincoln Park Rd.
Pequannock. Start time 4pm. Tickets-$30.
Ticket includes food, 1 sheet of tickets,
door prizes, DJ and cash bar. Advance
visit our website at www.lifeandleisurenj.com
March 5, 2014 Page 2, Zone 2
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visit our website at www.lifeandleisurenj.com
March 5, 2014 Zone 2, Page 3
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M
y 13 year old son,
Sam, and I were dis-
cussing his fascina-
tion with the lifestyle of our
precious Pomeranian, Bella.
She will forever be a puppy, as
Pomeranians are a small breed
less than 15 pounds. She will
always look like a little fur
ball, full of pep, warmth and
eager to please, doing tricks
for a treat or just to make her
owners happy.
Before Bella, we had our
first Pomeranian, named
Zorra, who shared our lives for
16 years. Much smaller in
physical size than Bella, Zorra
weighed only 18oz when we
first met her, reaching a maxi-
mum weight of 7 pounds at
her prime. We still miss Zorra
terribly and often compare the
two dogs characteristics and
mannerisms. Frequently, we
linger on the fact that they are
so human-like, so bright and
how wonderful it would be to
live the life of one of our dogs.
Let me explain: the food and
fresh filtered water bowls are
always full and the dog has
learned that over-eating isnt
necessary because there is
never a time that she can see
the bottom of the bowl. She
regularly receives medical/
dental attention, gets plenty
of rest and relaxation and play
time is plentiful with any of
her Charnet roommates,
who are happy to snuggle her
each and every time she
desires some affection.
Bella visits the groomer
for a bath, mani-pedi and
haircut every 6 weeks or so
and weekly, my wife brushes
her teeth and bathes her giv-
ing her an oil hair treatment
with the finest of products
made exclusively for dogs.
This is also true of her diet,
snacks and treats! She has a
few fenced-in acres here to
explore and run around and in
the spring and summer all of
us play catch the ball with her,
needling each other as to
which human she prefers to
bring the ball back to. In the
summer, Bella, like Zorra
before her, swims with us in
the pool for hours even going
down the slide by herself. We
havent been able to teach her
how to climb the ladder and
doubt we ever will, but she
innately knows how to dry
herself off on a towel we place
on the pool deck for her
exclusive use. Yes, the life of
our dog is an envious one and
probably why Bella is so happy
and should enjoy a long,
healthy life like Zorra did
before her.
Kind of sounds like the
perfect retirement for humans,
doesnt it? The life of the fam-
ily dog, who is loved, amply
fed, stroked and cared for, who
returns this treatment with a
never-ending stream of puppy
kisses and affection in recog-
nition of her good fortune.
Bella also acts as the canine
burglar detection system with
no extra effort or expense. We
love our dog and feel a bit of
guilt when leaving her behind
with friends when going on
vacation. Analogously, I am
modeling our retirement after
the lifestyle of our family dog.
I want to be able to retire and
vacation wherever my wife
and I choose, have the great-
est of medical care here and
there, plan that we may never
see the bottom of the bowl
and have the best of every-
thing, wherever we may go. I
want to go down the slide by
myself someplace warm in the
dead of winter and invite my
children and grandchildren to
go with us and have my wife
receive her baths, massages,
makeovers with hot oil hair
treatments whenever she
wants or needs them. Of
course this requires a robust
retirement portfolio, one that
will never expose the bottom
of the bowl, so that we wont
outlive our money. Isnt this
what we are all working to
accomplish before we hang
visit our website at www.lifeandleisurenj.com
March 5, 2014 Page 4, Zone 2
Its a dogs life for me! By Mark Charnet
continued on next page
from kindergarten. When
changing your diet, be sure to
include plenty of protein and
carbohydrates. Protein main-
tains and rebuilds muscles,
which is especially important
for aging men and women
who might find themselves
unable to keep up with the
physical demands of everyday
life as well as they used to.
Including ample low-fat pro-
tein, which can be found in
fish, eggs and low-fat dairy
among other foods, will aid in
muscle recovery, benefitting
aging athletes as well as those
men and women over 50 who
recently started exercising as a
means to regaining their phys-
ical fitness. A diet lacking in
sufficient protein can con-
tribute to muscle deteriora-
tion, arthritis and even organ
failure, so its important for
men and women to prioritize
including protein in their
diets.
Carbohydrates are also an
important part of a balanced
diet, as they are a great source
of energy that can help men
and women stay active well
past the age of 50.
Carbohydrates found in fruits,
grains and vegetables are the
most beneficial, as these con-
tain valuable vitamins, miner-
als and nutrients.
Dont denounce dairy.
Dairy is a great source of
calcium, which promotes
strong bones and teeth. Men
and women over the age of 50
want their bones to be as
strong as possible because
aging is one of the strongest
risk factors for osteoporosis, a
potentially debilitating med-
ical condition in which loss of
tissue causes bones to become
brittle and fragile. Vitamin D
is necessary to effectively
absorb calcium, and vitamin
D can be found in certain
dairy products, including pas-
ture-raised eggs and grass-fed
cows milk, and can be gener-
ated when men and women
get enough sunlight. Other
healthy sources of vitamin D
include salmon, light tuna
packed in oil, sardines, and
sun-grown mushrooms.
Cut back on sodium intake.
Cutting back on sodium
up our hat at our job or our
vocation for the very last
time? We must all practice the
7 Ps: Proper Prior Planning
Prevents Poor Performance-
Period!
It is my goal to help you
with your retirement planning
by inviting you to the
American Prosperity Group
Retire Ready Workshop
Series: Monday through
Thursday, March 10th, 11th,
12th and 13th at our APG
Pompton Plains, NJ Learning
Center. Our green flyer
announcing all of the details is
included in this paper. This
Retire Ready series is new for
2014, it is age-based with spe-
cific strategies and techniques
(products and companies will
be discussed openly) to help
you meet and exceed your
financial goals. Bring your
spouse and invite your friends
to learn with you, refresh-
ments will be served; there are
neither costs nor fees to
attend. Should the green flyer
be missing from your paper,
please call our office and one
will be emailed or faxed to you
immediately. Looking forward
to seeing you at our program,
where you can learn how to
enjoy your retirement, living
in the lap of luxury like your
beloved pet, too!
Mark E. Charnet, CAS,CSA, is
President and Founder of Ameri-
can Prosperity Group. APG is
the Premier Retirement and Es-
tate Planning Franchise in the
United States with 19 offices in 8
states. Mr. Charnet has over
thirty three years of experience in
the Retirement and Estate Plan-
ning fields. Creator of the Trinity
Method of Investing, Mark en-
courages your inquiries and can
be reached at: 877-885-1APG
(1274) or 973-831-4424 or via
email, markcharnet@1APG.com
Check out our website:
www.1APG.com Interested in a
career in retirement and estate
planning? Check out this website:
www.APGFranchise.com Secu-
rities through: BCG Securities,
Inc. Member SIPC, FINRA and
a registered investment advisor.
Its a dogs life for me!
visit our website at www.lifeandleisurenj.com
March 5, 2014 Zone 2, Page 5
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continued from previous page
Nutrition and aging go hand-in-hand
continued from page 1
continued on page 6
T
he tooth contains the
pulp (nerve) in the
center, which is made
up of nerves and blood ves-
sels. It provides feeling, as
well as new cells that repair
the tooth. Diseases of this
area are hidden inside the
tooth, diagnosed by symp-
toms, special tests, and X-
rays. Injury to the pulp can
cause pulpitis, which causes
sensitivity to different
degrees.
Injury to the dental pulp
causes changes that build up
over time and destroy the
nerve. Most of the time it is
caused by deep tooth decay
(bacteria), deep fillings,
cracked teeth, broken fillings,
or trauma. If it is a mild
injury, inflammation will
occur and many times the
pulp will repair itself. The
tooth will be sensitive to hot
and cold things, but this
should go away in a short
period of time. If a long-
standing injury is left without
treatment, the tooths pulp
will die. Sometimes the pulp
dies without any symptoms
and may only be detected if
the tooth breaks, turns dark,
or shows up on an X-ray.
Reversible pulpitis is
mild inflammation and is
capable of healing when
treated by a dentist.
Symptoms and signs include:
1.Sensitivity to cold, sweets,
and sometimes heat
2.Pain stops in a few seconds
3.Pain is short and sharp but
doesnt occur by itself
4.Pain caused by extreme tem-
peratures, not mild ones
Irreversible pulpitis is
not capable of healing; the
tooths pulp dies and infec-
tion soon follows. Symptoms
include:
1.Lingering pain from hot or
cold
2.Initial sharp pain to cold or
hot
3.Pain from mild temperatures
4.A dull ache or throbbing pain
5.Spontaneous pain that wakes
you up at night or when you lie
down
6.Swollen face
Part 4 of this series will con-
clude with diagnosis and
treatment.
Dr. Brusco is a 1980 graduate
of The University of Pennsyl-
vania and has been practicing
in Kinnelon since 1982. Dr.
Bruscos practice is located at
170 Kinnelon Road, Suite 29A
in Kinnelon. You may reach
him by calling 973-838-5862
or visiting him on the web at
www.drbrusco.com.
Tooth Sensitivity,
Part 3 By Peter Brusco, DMD
intake can be very beneficial,
especially for men and women
over the age of 50, who are at
greater risk of diabetes, hyper-
tension and chronic kidney
disease. But cutting back on
sodium intake takes more
than just throwing the salt
shaker away. Processed foods,
soups, canned goods, salad
dressings, condiments such as
mustard and ketchup, and
breakfast cereals are just a few
of the many products that may
contain alarming amounts of
sodium. Thats important to
note, as excess sodium
increases blood pressure by
holding excess fluid in the
body. That excess fluid puts an
added burden on the heart,
potentially increasing a per-
sons risk of stroke, heart fail-
ure, osteoporosis, cancer, and
kidney disease. The problem
with cutting back on sodium is
that salt is so often relied on
to make foods taste better, and
many people find salt-free
foods bland. But the rewards
of reducing sodium intake are
so significant that its worth
making the adjustment, espe-
cially for men and women
over the age of 50.
No one is too old or too
young to embrace a nutritious
diet. But men and women
over the age of 50 are in a
unique position to vastly
improve their quality of life by
adopting a low-sodium diet
that is rich in vitamins and
minerals.
visit our website at www.lifeandleisurenj.com
March 5, 2014 Page 6, Zone 2
Nutrition and aging go hand-in-hand
continued from page 5 St. Patricks Day is an
enchanted time - a day
to begin transforming
winters dreams into
summers magic.
~Adrienne Cook
Youve heard I
suppose, long ago,
How the snakes, in a
manner most antic,
He marched to the
county Mayo, And
trundled them into
th Atlantic
~William Maginn
If a man who cannot
count finds a four-leaf
clover, is he lucky?
~Stanislaw J. Lec
Anyone acquainted with
Ireland knows that the
morning of St. Patricks
Day consists of the night
of the seventeenth of
March flavored strongly
with the morning of the
eighteenth.
~Author Unknown
visit our website at www.lifeandleisurenj.com
March 5, 2014 Zone 2, Page 7
Dr. Peter Brusco, D.M.D.
Preventing cavities,
gum problems and
saving your teeth for a
lifetime for over 30 years.
Friendly, Caring Atmosphere with Gentle, Experienced Dental Professionals.
Cosmetic Dentistry Bonding & Veneers TMJ Root Canals Teeth Whitening
Oral Surgery Mini Dental Implants Implants Dentures
973-838-5862 170 Kinnelon Rd., Suite 29A Kinnelon www.drbrusco.com
and Share at
Dr. Peter Brusco, D.M.D.
NEW PATIENT
SPECIAL
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89
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Expires 4-30-14.
Not to be combined with any other offers.
Dr. Peter Brusco, D.M.D.
973-838-5862
EXAM, DIGITAL X-RAYS, AND CLEANING
REG. $266
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Not pictured: John Ilaria, Fausto Mancero, Brian Marston, Jennifer Spadaccini, Samir Shah
POMPTON PLAINS $779,900
Uniqueopportunitytolivethegoodlifeandworkfrom
home. Haveathrivingcommercial enterpriseandgor-
geous home in an upscale community, with roomfor
guests. Total of 5,000 sq. ft. Many commercial uses
possible.
PEQUANNOCK $299,900
Prideof Ownership! Lovely4bdrm, 2bathhomeingreat
area. HDWDfloors throughout. Updated kitchen and
baths. Nothingtodobut unpack your bags. Basement,
garage, andgreat sizeproperty. Closetoschools, shop-
ping, transportation. EasycommutetoNYC!
POMPTON PLAINS $385,900
Beautiful, totallyrenovated3bdrm, 2bth1900sfarm-
house. Just stunning! Gorgeous customkitchen with
tumbled marble, all stainless steel appliances and
walk-inpantry. CustomFPinLivingRoom. Non-flood.
EasycommutetoNYC!
POMPTON PLAINS $445,000
Wonderful 4bedroomBi-Level ingreat neighborhood.
Great cul-de-sac location. HDWDfloors. Lower level
Family Roomw/sliders to patio and great backyard.
Newer roof, C/A, Original owner, Non-flood.
WAYNE $489,900
Unpack, move right into this 3 bedroomranch. New
Kitchen, baths, hardwood floors. Open kitchen over-
lookinglargefamilyroomwithgasfireplace. Don't miss
thishome. Will not last!
9 Kent Place
Pompton Plains
Sandra Rubolotta
Realtor/ Broker Associate
973-495-6403 (C)
10BeechStreet
Pequannock
MelissaFlorance-Lynch, Realtor
Bus Devl Mgr / Broker Assoc.
973-809-4401(C)
386Newark PomptonTpk,
PomptonPlains
MelissaFlorance-Lynch, Realtor
Bus Devl Mgr / Broker Assoc.
973-809-4401(C)
68Forest Drive,
PomptonPlains
MelissaFlorance-Lynch, Realtor
Bus Devl Mgr / Broker Assoc.
973-809-4401(C)
10Nimitz Road
Wayne
WilliamKivlon
Realtor/ Sales Associate
201-452-0250 (C)
EachOfficeIndependentlyOwnedandOperated. EachOfficeIndependentlyOwnedandOperated. EachOfficeIndependentlyOwnedandOperated. EachOfficeIndependentlyOwnedandOperated. EachOfficeIndependentlyOwnedandOperated.
CHAIRMANS AWARD
Realtors / Sales Associates
C
entury 21 Crest Real
Estate is pleased to
announce that Livia
Deak has been awarded the
NJAR Circle of Excellence
Award at the bronze level for
2013.
Century 21 Crest Real
Estate is proud of Livias
accomplishments, said
Patricia R. Wojtyszyn, broker/
owner. She is a vital part of
what makes this agency one of
the top-producing Century 21
agencies in the area, and we are
proud to have her as part of our
award-winning team.
For more information
on how to put Livias
several years of local real estate
experience to work for you,
contact her directly at 973-
903-2284.
Cape Cod Colonial for sale as-is:
Beautiful home, first floor dam-
aged by Sandy, can be easily
restored or build your dream
home. Value is in this one-of-a-
kind property. Waterfront living
and views from every room
without the expense! Low taxes,
private marina on street dock
your boat without maintaining a
bulkhead. Located on quiet cul-
de-sac in Brick, surrounded by
million-dollar homes, walking
distance to yacht club and river
beach, 1 mile to ocean and bay
beaches. House boasts 3 large
BRs, 2 Baths, Fireplace, 4-
Season Sun Porch, 2-car Garage.
$329,000
Contact: (732) 262-3161. Pre-
Approved, serious buyers only.
FOR SALE
visit our website at www.lifeandleisurenj.com
March 5, 2014 Page 24, Zone 2
KINNELON $225,000
Better hurry on this fab 55+ townhome. Priced
to move! 2brs/2.1bths/beautiful kit/granite &
more. Your clients will love it. Kin5672
KINNELON $599,000
Smoke Rise. Location w/privacy! Bright open
flr. Plan. In-law suite/5brs/3.1bths/3c gar. Built
1985. Kin5661
KINNELON $650,000
Smoke Rise. This 3000+sq ft federalist col.
Boasts 3brs/2.1bths/3fps & an open flr.
Plan/new kit/2c gar. Kin5648
KINNELON $610,000
Smoke Rise. Enjoy fabulous views from this
custom blt 4br/2.1ba home. SS appl/brick
fp/2c gar./gated comm. Kin5606
KINNELON $700,000
Kinnelon. New const-customize your dream
home on a 3ac lot on a cul-de-sac. Schools
rank #1 in Morris county & #5 in NJ. Kin3526
KINNELON $799,000
Smoke Rise. Stunning 5br/3ba renovated exp.
Ranch. Perfect mix of charm/character & qual-
ity on park like property. Kin3848
KINNELON $849,000
Smoke Rise. Stunning 4br contemp.! All rms
generous in size w/open flr plan & outstanding
setting. 3c gar.Kin5605
KINNELON $245,000
Beautiful 2br/2ba first fl. unit EIK, c/vac,
washer/dryer, 1car gar. Close to shopping.
Kin5668
KINNELON $497,875
Fayson Lakes. Classic 4br/2.1ba Colonial.
Updated kit/2c gar./circular driveway & more.
Kin5618
KINNELON $1,170,000
Smoke Rise. Exceptional 4br/3.2ba contemp.
Home of high architectural merit w/magnifi-
cent lake views. Kin5650
BOONTON $2,750,000
Magnificent, custom estate gracefully blends
prime location with interior finishes truly be-
yond compare. Kin3996
BUTLER $775,000
Own a piece of history! 4br Victorian col. Of-
fering a blend of old world charm & new world
amenities. Kin3919
"THE GOOD GUYS"
973.942.8925 Local & Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
www. waynemovers. com
Wayne
Local Moving Specialists
Expert Piano Moving Small Jobs Welcomed
Professional Office Moving
W
E D
O
C
LEAN
O
U
TS
!
Fully Insured
Senior Discounts
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2013
Consistent
TOP PRODUCER
in the WAYNE area.
Townhome Specialist Relocation Agent
CALL MARIA at 973-986-6914 Cell
for CURRENT MARKET VALUE OF YOUR HOME
SHORT SALE AGENT
Owe more than your home is worth?
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
MARIA FERRITO
WAYNE
$449,900
GRANDOVER POINTE
3BR, 2.5 BAwith sliders
to deck, FamRmw/ frplc
and finished bsmt.
Private Financing Available.
Livia Deak earns 2013
NJAR Circle of
Excellence Award
C
entury 21 Crest Real
Estate is pleased to
welcome Alma Gross
to its Pompton Plains office.
Gross has several years of expe-
rience in the field and most
recently worked for Coldwell
Banker in Wayne.
We are so pleased to
announce that Alma will be
joining our team! said Marie
Episale, who manages Century
21 Crest Real Estate. We
believe her experience will
greatly enhance the services we
provide to our customers in the
Pompton Plains community.
Gross specializes in resi-
dential sales in Passaic, Morris,
Bergen and Sussex Counties.
Im very excited to join
the Century 21 Crest Real
Estate office and I look forward
to sharing all of the great
resources Century 21 provides
with my clients, said Gross.
Alma Gross is a certified
real estate specialist with her
New Jersey broker license. She
has been a recipient of the
Distinguished Sales Award,
Lifetime Million Dollar Club,
International Presidents Elite
Club, and NJAR Circle of
Excellence Silver and Bronze
Awards. Her areas of expertise
are residential sales in Passaic,
Morris, Bergen and Sussex
Counties.
Alma is involved in the
local community through the
Pequannock Valley Rotary,
church and volunteer activi-
ties, and the Little Falls
Community Chorus. She
proudly serves the Pompton
Plains, Pequannock, Pompton
Lakes, Wayne, Lincoln
Park, Butler, Bloomingdale,
visit our website at www.lifeandleisurenj.com
March 5, 2014 Zone 2, Page 25
BLOOMINGDALE $299,900
$1,216per month
30Yr Fixed w/0 points. 4.5/4.609% APR
POMPTON LAKES $124,900
$506 per month
30Yr Fixed w/0 points. 4.5/4.736% APR
WEST MILFORD $429,900
$1,743per month
30Yr Fixed w/0 points. 4.5/4.582% APR
WEST MILFORD $539,900
$2,188 per month
30Yr Fixed w/0 points. 4.5/4.569% APR
LINCOLN PARK $749,900
$3,084 per month
30Yr Fixed w/0 points. 4.625/4.681% APR
BLOOMINGDALE $359,000
$1,455 per month
30Yr Fixed w/0 points. 4.5/4.594% APR
Ryan Barry
Mortgage Banker
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
ryan.barry@njlenders.com
Recognized by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2012
CENTURY 21 CREST REAL ESTATE, INC.
142 Route 23 North, Pompton Plains, NJ 07444
(973) 686-1500 (800) 950-5021
OWN THESE HOMES FOR...
To Qualified Buyers.
The Housing Market is HOT!!!
Know your buying power BEFORE beginning your home search
Call today for a FREE Mortgage Pre-qualification
PEQUANNOCK $299,900
$1,216 per month
30Yr Fixed w/0 points. 4.5/4.609% APR
PEQUANNOCK $449,900
$1,824 per month
30Yr Fixed w/0 points. 4.5/4.579% APR
PEQUANNOCK $629,900
$2,591 per month
30Yr Fixed w/0 points. 4.625/4.688 % APR
RIVERDALE $199,900
$810 per month
30Yr Fixed w/0 points. 4.5/4.654% APR
RIVERDALE $255,000
$1,034per month
30Yr Fixed w/0 points. .5/4.624% APR
RIVERDALE $499,000
$2,023 per month
30Yr Fixed w/0 points. 4.5/4.573% APR
BUTLER $1,700 WOODLAND PARK $995 RIVERDALE $1,550
PEQUANNOCK $219,900
$891 per month
30Yr Fixed w/0 points. 4.5/4.641% APR
Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based
on a 740 credit score as of February 21, 2014. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms
are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ , NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.
JEFFERSON TWP. $899,000
$3,644 per month
30Yr Fixed w/0 points. 4.5/4.549% APR
LINCOLN PARK $1,775
RENTAL PROPERTY RENTAL PROPERTY RENTAL PROPERTY RENTAL PROPERTY
Century 21 Crest Real Estate welcomes Alma Gross
continued on page 27
visit our website at www.lifeandleisurenj.com
March 5, 2014 Page 26, Zone 2
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
Top Dollars Paid
f/ cars, trucks or vans
Hassle Free,
Call for a quote.
1-800-SellaCar
0056
TRUCKS/VANS
2000 Ford E350 196K
auto,V8,AC,ABS,4w/d
power steering,am/fm
cassette. Fair cond.
Jeff 973-769-6689
0230 FIREWOOD
SPLIT,SEASONED &
DELIVERED $180.full
cord, $110.half cord.
Call 973-296-3307
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
Cleaning
& Floor Service
Residential
& Commercial
973-839-6436
0684 SER.COMM/
RESI.CLEAN
Aidas Cleaning
Service
Lincoln Pk, N.J .
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available
Call 908-764-8966
0685 SERVICES
CLEANING
Brazilian Woman
Cleans & Organizes
Homes. Refs. avail.
Karla 201-618-4036
Busy Bee
Cleaning
Residential,10yrs exp.
owner oper. Ref.
avail. Reliable,
attn to detail
Call 973-797-9951
Mariyas Cleaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction. Exper.
Refs Avail
Call 973-557-3621
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bsmnt cleaned.
Things your
garbagemen wont
pick up. WE DO !!!
CALL
862-200-1283
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0785 SER. HOME
IMPROVEMENT
0815 SERVICES
MASONRY
0860 SERVICES
PLUMBING
0886 SERVICES
ROOFING
SERVICE DIRECTORY & CLASSIFIEDS
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
ROSS
ROOFING & SIDING
973-696-5699
Free Estimates Fully Insured
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
0932 SERVICES TREE
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
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10% OFF
withthis ad
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& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
0827 SERVICES PAINTING
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
0815 SERVICES MASONRY
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
0826 SERVICES PAINT/POWER WASH 0771 SERVICES-GUTTERS
PARKING
AVAILABLE
Available Parking
for rent,
Limousines, Co.
Vans and Cars.
Call Sal for
More Information
973-519-1725
Like What
Like What
You You See? See?
See YOUR Ad
In Life & Leisures
Next Issue!
Call
Kathleen (973) 696-8008
0827 SERVICES PAINTING
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
0774 SERVICES
HANDYMAN
0774 SERVICES HANDYMAN
TRI-COUNTY
www.mrhandyman.com
INTERIOR LEAK DAMAGE
FROM WINTER WEATHER?
Call Mr. Handyman to repair and paint
your ceilings and walls!!!
973-696-9393
REMODELS, REPAIRS, MAINTENANCE & MUCH MORE!
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$25 OFF
2 + Hours of Services
Cannot be combined w/any other offer. 1 per household. Exp. 4/30/14.
0800 SERVICES LANDSCAPING
To Advertise
Call
973-696-8008
To Advertise
Call
973-696-8008
visit our website at www.lifeandleisurenj.com
March 5, 2014 Zone 2, Page 27
National Classifieds
Kinnelon, Jefferson, Riverdale,
Wanaque, West Milford,
Montville, Totowa, Little Falls,
West Paterson, Clifton,
Franklin Lakes, Oakland,
Boonton and Montville areas.
My business philosophy
is to make your transactions as
pleasant as possible and to pro-
vide the best service in an eth-
ical, professional and honest
manor, she said.
For all of your real estate
needs, Alma can be reached
directly at 973-886-8087 or
almarealtor@aol.com.
Century 21 Crest Real Estate welcomes Alma Gross
continued from page 25
May your blessings outnumber
The shamrocks that grow,
And may trouble avoid you
Wherever you go.
~Irish Blessing
Oh, Paddy, dear, an did ye hear the
news thats goin round?
The shamrock is forbid by law to grow
on Irish ground!
No more St. Patricks Day well keep,
his colour cant be seen,
For theres a cruel law agin the
Wearin o the green.
~Author Unknown
When law can stop the blades of
grass from growin as they grow,
An when the leaves in summer time
their color dare not show,
Then I will change the color, too, I
wear in my caubeen;
But till that day, plaise God, Ill stick to
the Wearin o the Green.
~Author Unknown
May the Irish hills caress you.
May her lakes and rivers bless you.
May the luck of the Irish enfold you.
May the blessings of Saint Patrick
behold you.
~Irish Blessing
So, success attend St. Patricks fist,
For hes a saint so clever;
Oh! he gave the snakes and
toads a twist,
And bothered them forever!
~Henry Bennett
Saint Patrick was a gentleman, who
through strategy and stealth
Drove all the snakes from Ireland,
heres a drink to his health!
But not too many drinks, lest we lose
ourselves and then
Forget the good Saint Patrick, and
see them snakes again!
~Author Unknown
Never iron a four-leaf clover, because
you dont want to press your luck.
~Author Unknown
Oh, the music in the air!
An the joy thats ivrywhere -
Shure, the whole blue vault of heaven
is wan grand triumphal arch,
An the earth below is gay
Wid its tender green th-day,
Fur the whole world is Irish on the
Seventeenth o March!
~Thomas Augustin Daly
When Irish eyes are smiling, sure tis
like a morn in spring.
In the lilt of Irish laughter you can
hear the angels sing,
When Irish hearts are happy all the
world seems bright and gay,
And when Irish eyes are smiling,
sure, they steal your heart away.
~Chauncey Olcott and George Graff,
Jr. (lyrics), Ernest R. Ball (music)
He was a terror to any snake that
came in his path, whether it was the
cold, slimy reptile sliding along the
ground or the more dangerous snake
that oppresses men through false
teachings. And he drove the snakes
out of the minds of men, snakes of
superstition and brutality and cruelty.
~Arthur Brisbane
Oh, while a man may dream awake,
On gentle Irish ground,
Tis Paradise without the snake -
Thats easy to be found.
~Frederick Langbridge
For tis green, green, green, where
the ruined towers are gray,
And its green, green, green, all the
happy night and day;
Green of leaf and green of sod,
green of ivy on the wall,
And the blessed Irish shamrock with
the fairest green of all.
~Mary Elizabeth Blake
ADOPTION
A CHILDLESS MARRIED COU-
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Financial security. Expenses
paid. Call/text. Patricia & Adam.
1-800-790-5260.
BUSINESS TO BUSINESS
Advertise to 500,000 Homes with
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COMPUTERS FOR SALE
DELL LAPTOP Computer.
Extremely fast, professional
grade model. Excellent condition.
Windows 7, Premium software
bundle. Perfect for home, school
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$399. 717-653-6314
FOR SALE
DISH TV Retailer. Starting at
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Happy St. Patricks Day
from the clan at Life & Leisure