TX TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST

WHOLESALE RATE SHEET

Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

PROGRAM LOCATOR YOUR TEAM

Aurora Classic First Liens……………………………………………………………………………… Page 2 DENVER

Aurora Loan Services
Aurora Conforming …...…………………………..…………………………………………………… Page 3 327 Inverness Dr., South
Englewood, CO 80112
Aurora Alt-A - First Liens……………………………………………………………………………. Page 4 (800) 221-1815

Aurora Alt-A - First Liens……………………………………………………………………………. Page 5

AREA MANAGERS
Aurora Choice Advantage - First Liens………………………………………………………………………Page 6
Dolan Aucoin 817.480.0961
Aurora Mortgage Maker - First Liens………………………………………………………………… Page 7

ACCOUNT EXECUTIVES

Adam Moriarty 210.601.8467

Jennifer Null 281.660.6643
Justin Brown 972.839.0248
Kathleen Mitchell 512.636.4282
Kelley Louis 713.304.0485
Leslie Garvin 469.441.5970
Mark Smith 214.732.9306
Ronald Goedecke 281.773.9068
Steve Gray 214.455.4508
Taylor Johnson 713.373.2052
MARKET INDICATIONS LOCK REMINDERS Tim Spehr 469.231.5093

1 Yr. Treasury Index 3.300% - Faxed locks received after 6:00 p.m. Mountain
receive the next days rates/prices
2 Yr. Treasury Note 2.974%
- Lock extensions cost 0.125 for every 10 days
10 Yr. Treasury Note 3.904%
- 15 Day locks on approved loans only
6 Mo. LIBOR Index 4.896%

1 Yr. LIBOR Index 4.434%

FNMA 6.0 101.781

US Prime Rate 7.500%

PRICING SPECIALS

Classic J30F Full Doc Pricing Special

#1 0.250 price improvement on all J30F Full Doc transactions

A30F Special
#2 0.500 price improvement on all A30F Full Doc, Loan Amount $100k-$417k, <=90% CLTV Loans

This information is to be provided exclusively to mortgage professionals and is not intended for public use. This is not an advertisement to extend
consumer credit as defined in Regulation Z, §226.2. All loans are subject to credit and property approval. Programs, rates, terms and conditions
are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply.
Lender is Lehman Brothers Bank, FSB. ©2006 Aurora Loan Services, LLC. All Rights Reserved.

Page 1 of 7 Pages
 PRICING SPECIALS TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST
Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
Make sure to check out our pricing
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
specials shown on the cover page
Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

CLASSIC 1ST LIENS

5/1 Yr. LIBOR (J51L) Caps 5/2/5 10/6 Mo. LIBOR (J10L) Caps 6/2/6
5/6 Mo LIBOR (J56L) Caps 6/2/6 10/1 Yr. LIBOR (J101) Caps 5/2/5 30 Yr. Fixed (J30F)
2.25% Margin 2.25% Margin 20 Yr. Fixed (J20F)
Max Price 102.875 102.875 102.125 102.000 Max Price 102.625 102.625 102.125 102.000 Max Price 103.750 103.750 103.125 102.875
3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay
Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day
7.750 (4.000) (3.750) (3.125) (3.000) 8.375 (4.000) (3.750) (3.250) (3.125) 8.500 (2.750) (2.625) (2.750) (2.750)
7.625 (3.875) (3.625) (3.000) (2.875) 8.250 (3.875) (3.625) (3.125) (3.000) 8.375 (2.625) (2.500) (2.500) (2.500)
7.500 (3.625) (3.375) (2.750) (2.625) 8.125 (3.750) (3.500) (3.000) (2.875) 8.250 (2.500) (2.375) (2.375) (2.375)
7.375 (3.500) (3.250) (2.625) (2.500) 8.000 (3.500) (3.250) (2.750) (2.625) 8.125 (2.375) (2.250) (2.250) (2.250)
7.250 (3.250) (3.000) (2.375) (2.250) 7.875 (3.375) (3.125) (2.625) (2.500) 8.000 (2.250) (2.125) (2.125) (2.125)
7.125 (3.000) (2.750) (2.250) (2.125) 7.750 (3.250) (3.000) (2.500) (2.375) 7.875 (2.000) (1.875) (2.000) (2.000)
7.000 (2.750) (2.500) (2.000) (1.875) 7.625 (3.125) (2.875) (2.375) (2.250) 7.750 (1.875) (1.750) (1.875) (1.875)
6.875 (2.375) (2.125) (1.875) (1.750) 7.500 (2.875) (2.625) (2.125) (2.000) 7.625 (1.750) (1.625) (1.750) (1.750)
6.750 (2.125) (1.875) (1.625) (1.500) 7.375 (2.625) (2.375) (2.000) (1.875) 7.500 (1.625) (1.500) (1.625) (1.625)
6.625 (1.750) (1.500) (1.375) (1.250) 7.250 (2.375) (2.125) (1.750) (1.625) 7.375 (1.500) (1.375) (1.375) (1.375)
6.500 (1.375) (1.125) (1.125) (1.000) 7.125 (2.000) (1.750) (1.500) (1.375) 7.250 (1.250) (1.125) (1.250) (1.250)
6.375 (1.125) (0.875) (0.875) (0.750) 7.000 (1.625) (1.375) (1.250) (1.125) 7.125 (1.125) (1.000) (1.000) (1.000)
6.250 (0.750) (0.500) (0.625) (0.500) 6.875 (1.250) (1.000) (1.000) (0.875) 7.000 (0.875) (0.750) (0.875) (0.875)
6.125 (0.375) (0.125) (0.375) (0.250) 6.750 (0.750) (0.500) (0.625) (0.500) 6.875 (0.750) (0.625) (0.625) (0.625)
6.000 (0.125) 0.125 (0.125) 0.000 6.625 (0.375) (0.125) (0.375) (0.250) 6.750 (0.500) (0.375) (0.375) (0.375)
5.875 0.250 0.500 0.125 0.250 6.500 0.000 0.250 0.000 0.125 6.625 (0.125) 0.000 0.000 0.000
5.750 0.500 0.750 0.375 0.500 6.375 0.375 0.625 0.250 0.375 6.500 0.375 0.500 0.375 0.375
5.625 0.750 1.000 0.625 0.750 6.250 0.875 1.125 0.750 0.875 6.375 0.750 0.875 0.750 0.750
5.500 1.000 1.250 0.875 1.000 6.125 1.250 1.500 1.125 1.250 6.250 1.250 1.375 1.250 1.250

15 Yr. Fixed (J15F) Classic First Lien LTV

Max Price 103.125 103.125 102.875 102.750 PRICE Adjustments - Add to Base Price <=65 65.01-70 70.01-75 75.01-80 80.01-85 85.01-90 90.01-95
3Yr Hard 3Yr Soft 1Yr Hard No Prepay Amt<= $100k 0.000 0.000 0.000 0.000 0.000 0.125 0.500
Note Rate 30 Day 30 Day 30 Day 30 Day Amt > $417k to $650k 0.000 0.000 0.000 0.000 0.125 0.125 0.500
8.625 (2.000) (1.875) (1.875) (1.750) Amt > $650k to $1M 0.000 0.000 0.000 0.000 NA NA NA
8.500 (1.875) (1.750) (1.750) (1.625) Amt > $1M to $1.5M 0.000 0.000 0.000 NA NA NA NA
8.375 (1.750) (1.625) (1.625) (1.500) Amt > $1.5M to $2M 0.500 0.500 NA NA NA NA NA
8.250 (1.625) (1.500) (1.500) (1.375) Cashout/Debt Consolidation 0.250 0.375 0.375 0.375 NA NA NA
8.125 (1.500) (1.375) (1.375) (1.250) 2nd Home 0.000 0.000 0.000 0.125 0.250 NA NA
8.000 (1.250) (1.125) (1.250) (1.125) 2 Units 0.250 0.250 0.250 0.500 0.500 0.500 0.500
7.875 (1.125) (1.000) (1.125) (1.000) Low Rise Condo 0.000 0.000 0.000 0.000 0.250 0.500 0.750
7.750 (0.750) (0.625) (0.750) (0.750) High Rise Condos 0.000 0.250 0.375 0.375 0.750 1.000 1.500
7.625 (0.375) (0.250) (0.375) (0.375) Co-op 0.250 0.250 NA NA NA NA NA
7.500 0.125 0.250 0.000 0.125 FICO Score >=760 (0.375) (0.375) (0.375) (0.375) (0.375) (0.375) (0.375)
7.375 0.500 0.625 0.500 0.500 FICO Score >= 720 - 759 (0.125) (0.125) (0.125) (0.125) (0.125) (0.125) (0.125)
7.250 1.000 1.125 0.875 1.000 FICO Score < 720 0.000 0.000 0.000 0.000 0.000 0.000 0.000
Stated Doc 0.875 0.875 1.000 1.000 1.125 NA NA
Escrow Waiver 0.125 0.125 0.125 0.125 0.125 0.125 NA
Interest Only (Fixed Rate Products) 0.125 0.125 0.125 0.125 0.125 0.125 0.125
Interest Only (Adjustable Rate Products) 0.000 0.000 0.000 0.000 0.000 0.000 0.000
Non-Web Registration and Lock 0.125 0.125 0.125 0.125 0.125 0.125 0.125

Additional Classic First Lien with Sub Financing (Adj Set #2) CLTV
PRICE Adjustments - Add to Base Price 80.01-85 85.01-90 90.01-95
Fixed Rate 0.250 0.375 0.375
Adjustable Rate Products 0.375 0.500 0.500

Lock Period Points

15 Day (0.125)
30 Day (base) 0.000
45 Day 0.125
60 Day 0.250
75 Day 0.500

Page 2 of 7 Pages
 PRICING SPECIALS TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST

CONFORMING 1ST LIENS

Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
Make sure to check out our pricing
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
specials shown on the cover page Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

30 Yr. Fixed Rate (301) 15 Yr. Fixed Rate (201) Price Adjustments Lock Period Points
Max Price 103.000 Max Price 103.000 Investor <= 75% LTV 1.500 15 Day (0.125)
No Prepay No Prepay Investor 75.01 to 80% LTV 2.000 30 Day (base) 0.000
Note Rate 30 Day Note Rate 30 Day Investor 80.01 to 90% LTV 2.500 45 Day 0.125
7.000 (4.082) 6.875 (3.754) Cashout/Debt Consolidation 70.01 to 80%LTV 0.500 60 Day 0.250
6.875 (3.829) 6.750 (3.729) Cashout/Debt Consolidation 80.01 to 90%LTV 0.750 75 Day 0.500
6.750 (3.649) 6.625 (3.645) ARM with LTV > 90% 0.250
6.625 (3.444) 6.500 (3.501) 2 Unit 90.01% to 95% LTV 0.500
6.500 (3.220) 6.375 (3.262) Owner Occupied 3-4 Unit 1.500
6.375 (2.993) 6.250 (3.062) FICO < 620 and LTV > 70% 0.500
6.250 (2.794) 6.125 (2.864) Escrow Waiver 0.250
6.125 (2.531) 6.000 (2.647) Non-Web Registration and Lock 0.125
6.000 (2.200) 5.875 (2.339)
5.875 (1.817) 5.750 (2.133) Loans with Subordinate Financing
5.750 (1.507) 5.625 (1.894) LTV Range CLTV Range
5.625 (1.096) 5.500 (1.620) 65.01% - 75.00% 90.01% - 95.00% 0.250
5.500 (0.596) 5.375 (1.287) 75.01% - 95.00% 90.01% - 95.00% 0.250
5.375 (0.221) 5.250 (1.056) 75.01% - 90.00% 75.01% - 90.00% 0.000
5.250 0.260 5.125 (0.741)
5.125 0.923 5.000 (0.339)

3/1 Yr. LIBOR ARM (331L) 5/1 Yr. LIBOR ARM (351L)
2.25% Margin Caps 2/2/6 2.25% Margin Caps 5/2/5 Expanded Approval
Max Price 103.000 Max Price 103.000 Rate Price
No Prepay No Prepay EA Level I - Fixed Rate Products 0.500 0.750
Note Rate 30 Day Note Rate 30 Day EA Level II - Fixed Rate Products 0.750 0.750
6.250 (1.190) 6.375 (1.675) EA Level II Cashout Condo 0.000 0.750
6.125 (1.088) 6.250 (1.522)
6.000 (0.966) 6.125 (1.330) Loan Amount Adjustments
5.875 (0.867) 6.000 (1.097) Amt <$40k 1.000
5.750 (0.732) 5.875 (0.949) Amt =>$40k to $100k 0.250
5.625 (0.559) 5.750 (0.784) Amt >$250k (0.125)
5.500 (0.349) 5.625 (0.601)
5.375 (0.185) 5.500 (0.401)
5.250 0.003 5.375 (0.222)
5.125 0.217 5.250 (0.022)
5.000 0.459 5.125 0.200
4.875 0.659 5.000 0.442
4.750 0.863 4.875 0.667
4.625 1.067 4.750 0.913

Page 3 of 7 Pages
 PRICING SPECIALS TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST

ALT-A 1ST LIENS

Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
Make sure to check out our pricing
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
specials shown on the cover page
Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

3/6 Mo LIBOR (A36L) Caps 6/2/6 5/6 Mo LIBOR (A56L) Caps 6/2/6 7/6 Mo LIBOR (A76L) Caps 6/2/6
3/1 Yr LIBOR (A31L) Caps 2/2/5 5/1 Yr LIBOR (A51L) Caps 5/2/5 7/1 Yr LIBOR (A71L) Caps 5/2/5 10/6 Mo LIBOR (A10L) Caps 6/2/6
2.25% Margin 2.25% Margin 2.25% Margin 10/1 Yr LIBOR (A101) Caps 5/2/5
For A31L price +0.250 to A36L For A51L price +0.250 to A56L For A71L price +0.125 to A76L 2.25% Margin
Max Price 102.750 102.750 102.250 102.000 Max Price 103.000 103.000 102.250 102.000 Max Price 102.750 102.750 102.125 102.000 Max Price 102.750 102.750 102.125 102.000
3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay
Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day
10.125 (4.000) (3.750) (3.125) (2.875) 9.375 (4.375) (4.125) (3.125) (2.875) 9.500 (4.250) (4.000) (3.250) (3.125) 10.750 (4.500) (4.250) (3.625) (3.500)
10.000 (3.875) (3.625) (3.000) (2.750) 9.250 (4.250) (4.000) (3.000) (2.750) 9.375 (4.000) (3.750) (3.125) (3.000) 10.625 (4.375) (4.125) (3.375) (3.250)
9.875 (3.625) (3.375) (2.750) (2.500) 9.125 (4.000) (3.750) (2.750) (2.500) 9.250 (3.875) (3.625) (2.875) (2.750) 10.500 (4.125) (3.875) (3.250) (3.125)
9.750 (3.500) (3.250) (2.625) (2.375) 9.000 (3.875) (3.625) (2.625) (2.375) 9.125 (3.625) (3.375) (2.750) (2.625) 10.375 (4.000) (3.750) (3.000) (2.875)
9.625 (3.250) (3.000) (2.500) (2.250) 8.875 (3.625) (3.375) (2.375) (2.125) 9.000 (3.500) (3.250) (2.500) (2.375) 10.250 (3.750) (3.500) (2.875) (2.750)
9.500 (3.000) (2.750) (2.375) (2.125) 8.750 (3.500) (3.250) (2.250) (2.000) 8.875 (3.250) (3.000) (2.375) (2.250) 10.125 (3.625) (3.375) (2.625) (2.500)
9.375 (2.750) (2.500) (2.125) (1.875) 8.625 (3.250) (3.000) (2.000) (1.750) 8.750 (3.125) (2.875) (2.125) (2.000) 10.000 (3.375) (3.125) (2.500) (2.375)
9.250 (2.500) (2.250) (2.000) (1.750) 8.500 (3.000) (2.750) (1.750) (1.500) 8.625 (2.875) (2.625) (1.875) (1.750) 9.875 (3.250) (3.000) (2.250) (2.125)
9.125 (2.250) (2.000) (1.750) (1.500) 8.375 (2.625) (2.375) (1.500) (1.250) 8.500 (2.625) (2.375) (1.625) (1.500) 9.750 (3.000) (2.750) (2.125) (2.000)
9.000 (2.000) (1.750) (1.625) (1.375) 8.250 (2.375) (2.125) (1.250) (1.000) 8.375 (2.375) (2.125) (1.500) (1.375) 9.625 (2.875) (2.625) (1.875) (1.750)
8.875 (1.750) (1.500) (1.375) (1.125) 8.125 (2.000) (1.750) (1.000) (0.750) 8.250 (2.125) (1.875) (1.125) (1.000) 9.500 (2.625) (2.375) (1.750) (1.625)
8.750 (1.500) (1.250) (1.125) (0.875) 8.000 (1.750) (1.500) (0.750) (0.500) 8.125 (1.750) (1.500) (0.875) (0.750) 9.375 (2.250) (2.000) (1.500) (1.375)
8.625 (1.250) (1.000) (0.875) (0.625) 7.875 (1.375) (1.125) (0.500) (0.250) 8.000 (1.250) (1.000) (0.625) (0.500) 9.250 (2.000) (1.750) (1.250) (1.125)
8.500 (1.000) (0.750) (0.500) (0.250) 7.750 (1.125) (0.875) (0.250) 0.000 7.875 (0.875) (0.625) (0.375) (0.250) 9.125 (1.500) (1.250) (0.875) (0.750)
8.375 (0.625) (0.375) (0.125) 0.125 7.625 (0.750) (0.500) 0.000 0.250 7.750 (0.375) (0.125) 0.000 0.125 9.000 (1.000) (0.750) (0.500) (0.375)
8.250 (0.250) 0.000 0.250 0.500 7.500 (0.375) (0.125) 0.375 0.625 7.625 0.125 0.375 0.375 0.500 8.875 (0.500) (0.250) (0.125) 0.000
8.125 0.125 0.375 0.625 0.875 7.375 0.000 0.250 0.625 0.875 7.500 0.750 1.000 0.875 1.000 8.750 (0.125) 0.125 0.250 0.375
8.000 0.625 0.875 1.125 1.375 7.250 0.375 0.625 1.000 1.250 7.375 1.250 1.500 1.375 1.500 8.625 0.500 0.750 0.750 0.875
7.875 1.000 1.250 1.625 1.875 7.125 0.875 1.125 1.375 1.625 7.250 1.875 2.125 2.000 2.125 8.500 1.125 1.375 1.250 1.375

30 Yr. Fixed (A30F)

20 Yr. Fixed (A20F) 6 Mo LIBOR (A6MH) Caps 1/1/6
For A20F price (0.500) to A30F 15 Yr. Fixed-A15F 2.25% Margin
Max Price 103.750 103.750 103.125 103.000 Max Price 103.750 103.750 103.125 103.000 Max Price 102.500 102.500 102.250 102.000
3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay
Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day
9.500 (3.000) (2.875) (2.875) (2.875) 10.750 (2.000) (1.875) (1.625) (1.625) 13.000 (2.250) (2.000) (1.750) (1.500)
9.375 (2.750) (2.625) (2.750) (2.750) 10.625 (1.875) (1.750) (1.500) (1.500) 12.875 (2.125) (1.875) (1.625) (1.375)
9.250 (2.625) (2.500) (2.500) (2.500) 10.500 (1.625) (1.500) (1.375) (1.375) 12.750 (2.000) (1.750) (1.500) (1.250)
9.125 (2.500) (2.375) (2.375) (2.375) 10.375 (1.500) (1.375) (1.250) (1.250) 12.625 (1.875) (1.625) (1.375) (1.125)
9.000 (2.250) (2.125) (2.250) (2.250) 10.250 (1.375) (1.250) (1.125) (1.125) 12.500 (1.750) (1.500) (1.250) (1.000)
8.875 (2.125) (2.000) (2.000) (2.000) 10.125 (1.250) (1.125) (1.000) (1.000) 12.375 (1.625) (1.375) (1.125) (0.875)
8.750 (1.875) (1.750) (1.875) (1.875) 10.000 (1.125) (1.000) (0.875) (0.875) 12.250 (1.500) (1.250) (1.000) (0.750)
8.625 (1.625) (1.500) (1.625) (1.625) 9.875 (1.000) (0.875) (0.750) (0.750) 12.125 (1.375) (1.125) (0.875) (0.625)
8.500 (1.375) (1.250) (1.375) (1.375) 9.750 (0.875) (0.750) (0.625) (0.625) 12.000 (1.250) (1.000) (0.750) (0.500)
8.375 (1.125) (1.000) (1.125) (1.125) 9.625 (0.750) (0.625) (0.500) (0.500) 11.875 (1.000) (0.750) (0.500) (0.250)
8.250 (0.875) (0.750) (0.875) (0.875) 9.500 (0.500) (0.375) (0.375) (0.375) 11.750 (0.875) (0.625) (0.375) (0.125)
8.125 (0.625) (0.500) (0.625) (0.625) 9.375 (0.375) (0.250) (0.250) (0.250) 11.625 (0.625) (0.375) (0.125) 0.125
8.000 (0.375) (0.250) (0.375) (0.375) 9.250 (0.250) (0.125) (0.125) (0.125) 11.500 (0.500) (0.250) 0.000 0.250
7.875 (0.125) 0.000 (0.125) (0.125) 9.125 0.000 0.125 0.000 0.125 11.375 (0.250) 0.000 0.250 0.500
7.750 0.125 0.250 0.125 0.125 9.000 0.500 0.625 0.375 0.500 11.250 0.000 0.250 0.500 0.750
7.625 0.375 0.500 0.375 0.375 8.875 1.125 1.250 1.125 1.125 11.125 0.375 0.625 0.875 1.125
7.500 0.625 0.750 0.625 0.625 8.750 1.875 2.000 1.875 1.875 11.000 0.625 0.875 1.125 1.375
7.375 1.000 1.125 1.000 1.000 8.625 2.750 2.875 2.750 2.750 10.875 0.875 1.125 1.375 1.625
7.250 1.250 1.375 1.250 1.250 8.500 3.625 3.750 3.625 3.625 10.750 1.125 1.375 1.625 1.875

Lock Reminders
- Lock extensions cost
0.125 for every 10 days
- 15 Day locks on approved loans only

Lock Period Points

15 Day (0.125)
30 Day (base) 0.000
45 Day 0.125
60 Day 0.250
75 Day 0.500

Page 4 of 7 Pages
 PRICING SPECIALS TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST

ALT-A 1ST LIENS

Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
Make sure to check out our pricing
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
specials shown on the cover page
Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

Alt-A First Lien (Adj Set #1) LTV Alt-A First Liens High LTV (No MI) Prog (Adj Set #3) LTV (FICO < 680) LTV (FICO >= 680)
PRICE Adjustments - Add to Base Price <=65 65.01-70 70.01-75 75.01-80 80.01-85 85.01-90 90.01-95 95.01-100 RATE Adjustments - Add to Base Rate 80.01-85 85.01-90 90.01-95 95.01-100 80.01-85 85.01-90 90.01-95 95.01-100
Amt < $40k 1.500 1.500 1.500 1.500 1.500 1.500 1.500 1.500 Amt <$75k 0.150 0.150 0.300 NA 0.150 0.150 0.300 0.300
Amt => $40k to $75k 0.500 0.500 0.500 0.500 0.500 0.500 0.500 0.500 Amt > $650k to $1M 0.125 0.125 0.125 NA 0.050 0.100 0.100 NA
Amt > $100k to $417k (A36L & A31L only) (0.375) (0.375) (0.250) (0.250) (0.250) (0.250) (0.250) (0.125) Cashout/Debt Consolidation 2.600 2.700 2.800 NA 0.050 0.100 0.150 NA
Amt > $100k to $417k (A56L & A51L only) - With MI NA NA NA NA (2.500) (2.500) (2.500) 0.000 2nd Home 0.100 0.150 NA NA 0.050 0.100 NA NA
Amt > $100k to $417k (A56L & A51L only) - No MI (3.000) (3.000) (2.750) (2.750) (0.375) (0.375) (0.375) (0.375) Non-Owner 0.400 0.450 NA NA 0.350 0.400 NA NA
Amt > $100k to $417k (A30F only) (2.500) (2.500) (2.500) (2.250) (2.500) (2.500) (2.250) 0.000 Condo 2.550 2.600 2.650 NA 0.050 0.100 2.600 2.600
Amt > $100k to $417k (A30F and no sub financing) (0.250) (0.250) (0.250) (0.250) (0.250) (0.250) (0.250) 0.000 FICO Score >= 720 NA NA NA NA 0.050 0.100 0.250 0.400
Amt > $650k to $1M 0.000 0.000 0.000 0.125 0.125 0.125 0.125 NA FICO Score 700-719 NA NA NA NA 0.150 0.200 0.400 0.650
Amt > $1M to $1.5M 0.250 0.500 0.750 NA NA NA NA NA FICO Score 680-699 NA NA NA NA 0.200 0.300 0.550 NA
Amt > $1.5M to $2M 0.750 1.250 NA NA NA NA NA NA FICO Score 660-679 0.250 0.300 0.600 NA NA NA NA NA
Amt > $2M and <= $4M 1.500 2.000 NA NA NA NA NA NA FICO Score 640-659 0.300 0.400 0.750 NA NA NA NA NA
Amt > $650k, Non Full Doc 0.000 0.000 0.000 0.000 0.000 6.000 6.000 NA Traditional, QDTI > 40% (Full and Stated Doc Only) 3.600 3.700 3.700 NA 3.550 3.550 3.550 3.550
Cashout/Debt Consolidation - With MI NA NA NA NA 0.875 1.125 NA NA Non-Traditional, QDTI > 45% (Full and Stated Doc Only) 3.600 3.700 3.700 NA 3.550 3.550 3.550 3.550
Cashout/Debt Consolidation - No MI 0.000 0.125 0.250 0.500 0.500 0.500 1.875 NA Interest Only 0.000 0.000 0.000 NA 0.000 0.000 0.000 0.000
Cashout/Debt Consolidation, Non Full Doc 0.000 0.000 0.000 0.000 6.000 6.000 NA NA Stated Doc 4.700 4.900 NA NA 0.050 0.100 0.350 NA
2nd Home 0.000 0.375 0.500 0.625 0.750 0.750 NA NA No Ratio 4.700 4.900 NA NA 0.100 0.150 0.550 NA
Non-Owner 0.875 1.625 2.250 3.000 3.500 3.500 NA NA A6MH/A36L/A31L 0.350 0.350 1.200 NA 0.200 0.200 1.000 1.800
2 Units 0.000 0.125 0.250 0.250 0.250 0.375 0.375 0.500 A56L/A51L 0.150 0.150 1.000 NA 0.050 0.050 0.800 1.650
2 Units, Non Full Doc 1.000 1.000 1.250 1.500 6.000 6.000 6.000 NA A76L/A71L/A10L/A101 0.250 0.250 1.100 NA 0.150 0.150 0.900 1.700
3-4 Units 1.000 1.500 1.500 1.750 NA NA NA NA A30F/A20F/A15F 3.150 3.150 3.800 NA 3.050 3.050 3.550 4.200
Low Rise Condo 0.125 0.250 0.375 0.375 0.375 0.375 0.375 0.375
High Rise Condos 0.125 0.250 0.375 0.375 0.375 0.375 0.375 0.375
Condotel (in addition to condo adj.) 0.500 0.500 0.500 NA NA NA NA NA
FICO Score >= 720 (Fixed Rate Products) (0.250) (0.250) (0.250) (0.250) (0.125) (0.125) 0.000 0.000 Adjustment Index
FICO Score >= 720 (Adjustable Rate Products) (0.250) (0.250) (0.250) (0.250) (0.125) (0.125) 0.000 0.000 For <= 80% LTV loans:
FICO Score >= 700, A56L/A51L, w/o Sub Financing (1.500) (1.375) (1.375) (1.375) 0.000 0.000 0.000 0.000 use PRICE adj sets #1 and #2
FICO Score >= 700, A76L/A71L, w/o Sub Financing (0.750) (0.750) (0.750) (0.750) 0.000 0.000 0.000 0.000
FICO Score >= 700, A10L/A101, w/o Sub Financing (0.750) (0.750) (0.750) (0.750) 0.000 0.000 0.000 0.000 For > 80% LTV loans with BPMI:
FICO Score >= 700, A30F, w/o Sub Financing (0.375) (0.375) (0.375) (0.375) 0.000 0.000 0.000 0.000 use PRICE adj sets #1 and #2
FICO Score 660-679 - With MI NA NA NA NA 0.375 0.625 NA NA
FICO Score 660-679 - No MI 0.000 0.125 0.375 0.500 0.500 0.500 0.500 NA For > 80% LTV loans with no MI:
FICO Score 640-659 0.750 0.875 1.125 1.625 1.625 1.625 1.875 NA use PRICE adj set #1 AND
Full Doc and Owner Occupied or 2nd Home - No MI 0.000 0.000 0.000 0.000 (0.500) (0.500) 0.000 0.750 RATE adj set #3
Full Doc and Non-Owner - No MI 0.000 0.000 0.000 0.000 0.000 0.000 NA NA
Stated Doc - With MI NA NA NA NA 0.500 0.500 0.500 NA For Loan Amounts > $4 to $6M
Stated Doc - No MI 0.250 0.375 0.500 0.625 1.875 3.250 5.500 NA Submit LPER for Pricing
No Ratio - With MI NA NA NA NA 1.000 1.000 1.125 NA
No Ratio - No MI 0.125 0.250 0.375 0.750 6.750 6.750 6.750 NA Lock Reminders
No Doc - No MI 2.625 2.750 3.500 4.000 NA NA NA NA - Lock extensions cost
Stated Doc/No Ratio and Cashout/Debt Consolidation 0.000 0.000 0.000 2.250 2.250 NA NA NA 0.125 for every 10 days
Stated Doc/No Ratio, Non-Owner, FICO Score < 680 0.000 0.000 0.000 1.500 1.500 NA NA NA - 15 Day locks on approved loans only
No Ratio, Non-Owner, I/O, Cashout/Debt Consolidation 2.250 2.250 2.250 2.250 2.250 NA NA NA
Escrow Waiver 0.125 0.125 0.125 0.125 0.125 0.125 NA NA Lock Period Points
10-year I/O (Fixed Rate Products) 0.625 0.625 0.625 0.625 0.625 0.625 0.625 0.625 15 Day (0.125)
10-year I/O (A30F,Amt>$100k-$417k) Add to FRM I/O adj 0.250 0.250 0.250 0.250 0.250 0.250 0.250 0.250 30 Day (base) 0.000
Interest Only (Adjustable Rate Products) 0.125 0.125 0.125 0.125 0.125 0.125 0.125 0.125 45 Day 0.125
Non-Web Registration and Lock 0.125 0.125 0.125 0.125 0.125 0.125 0.125 0.125 60 Day 0.250
75 Day 0.500

Additional Alt-A First Lien with Sub Financing (Adj Set #2) CLTV
PRICE Adjustments - Add to Base Price 80.01-85 85.01-90 90.01-95 95.01-100
A30F 0.250 0.250 0.500 3.500
Adjustable Rate Products 0.000 0.000 0.375 4.875
Interest Only (ARMs, Amt > $100k to $417k) Add to Adjustable 0.000 0.000 0.250 0.250
Cashout/Debt Consolidation 0.000 0.000 0.000 NA
Stated Doc/No Ratio and Cashout/Debt Consolidation 0.000 0.000 2.250 NA
FICO Score >= 720 (0.125) (0.125) 0.000 0.000
FICO Score 660-679 0.000 0.250 0.500 NA
FICO Score 640-659 0.000 0.750 1.750 NA
Non Full Doc 0.250 0.250 0.500 NA

Page 5 of 7 Pages
 PRICING SPECIALS TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST
Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
Make sure to check out our pricing
specials shown on the cover page
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

CHOICE ADVANTAGE FIRST LIENS

5/6 Mo. LIBOR ARM (A56A, A56C, A56E) Caps 6/2/6 Choice Advantage First Lien (Adj Set #1) LTV
5/1yr LIBOR ARM (A51A, A51C, A51E) Caps 5/2/5 PRICE Adjustments - Add to Base Price <=65 65.01-70 70.01-75 75.01-80 80.01-85 85.01-90
2.75% Margin Amt < $40k 1.500 1.500 1.500 1.500 1.500 1.500
For A51A, A51C, A51E Price 0.250 to A56A, A56C, A56E Amt => $40k to $75k 0.500 0.500 0.500 0.500 0.500 0.500
Max Price 103.000 103.000 102.000 102.000 Amt > $100k to $417k 0.000 0.000 0.000 0.000 0.000 0.000
3Yr Hard 3Yr Soft 1Yr Hard No Prepay Amt > $417k to $650k 0.000 0.000 0.000 0.000 0.000 0.000
Note Rate 30 Day 30 Day 30 Day 30 Day Amt > $650k to $1M 0.000 0.000 0.000 0.125 NA NA
9.125 (4.000) (3.625) (3.000) (2.750) Amt > $1M to $1.5M 0.250 0.500 0.750 NA NA NA
9.000 (3.875) (3.500) (2.875) (2.625) Amt > $1.5M to $2M 0.750 1.250 NA NA NA NA
8.875 (3.625) (3.250) (2.625) (2.375) Cashout/Debt Consolidation 0.125 0.250 0.250 0.500 1.000 1.250
8.750 (3.500) (3.125) (2.500) (2.250) 2nd Home 0.000 0.375 0.500 0.625 0.750 0.750
8.625 (3.250) (2.875) (2.250) (2.000) Non-Owner 0.375 0.625 1.000 1.625 1.750 NA
8.500 (3.125) (2.750) (2.125) (1.875) 2 Units 0.000 0.125 0.250 0.250 0.250 0.375
8.375 (2.875) (2.500) (1.875) (1.625) 3-4 Units 0.000 0.500 0.750 1.000 NA NA
8.250 (2.625) (2.250) (1.625) (1.375) Low Rise Condo 0.125 0.250 0.375 0.375 0.375 0.375
8.125 (2.250) (1.875) (1.375) (1.125) High Rise Condos 0.125 0.250 0.500 0.625 0.625 0.625
8.000 (2.000) (1.625) (1.125) (0.875) Condotel (in addition to condo adj.) 0.500 0.500 0.500 NA NA NA
7.875 (1.625) (1.250) (0.875) (0.625) FICO Score >= 720 (0.125) (0.250) (0.375) (0.375) (0.375) (0.375)
7.750 (1.375) (1.000) (0.625) (0.375) FICO Score 660-679 0.000 0.125 0.375 0.500 0.500 0.875
7.625 (0.875) (0.500) (0.250) 0.000 FICO Score 640-659 0.750 0.875 1.125 1.625 NA NA
7.500 (0.500) (0.125) 0.125 0.375 Stated Doc 0.000 0.125 0.250 0.875 1.000 NA
7.375 0.000 0.375 0.500 0.750 No Ratio 0.125 0.250 0.375 0.875 1.250 NA
7.250 0.500 0.875 1.000 1.250 No Doc 0.375 0.500 1.500 2.000 NA NA
7.125 1.000 1.375 1.375 1.625 Escrow Waiver 0.125 0.125 0.125 0.125 0.125 0.125
7.000 1.625 2.000 1.875 2.125 A56A and A51A (3.0% discount) 0.000 0.000 0.000 0.000 0.000 0.000
6.875 2.125 2.500 2.375 2.625 A56C and A51C (3.5% discount) 0.125 0.125 0.125 0.125 0.125 0.125
A56E and A51E (4.0% discount) 0.250 0.250 0.250 0.250 0.250 0.250
Non-Web Registration and Lock 0.125 0.125 0.125 0.125 0.125 0.125

Additional Choice Advantage First Lien with Sub Financing (Adj Set #2) CLTV
PRICE Adjustments - Add to Base Price 75.01-80 80.01-85 85.01-90
All Products 0.000 0.125 0.625
Non Full Doc 0.000 0.000 NA

Lock Period Points

15 Day (0.125)
30 Day (base) 0.000
45 Day 0.125
60 Day 0.250
75 Day 0.500

Page 6 of 7 Pages
 PRICING SPECIALS TEXAS RATESHEET Web Locks Accepted Until: 8:00pm MST

MORTGAGE MAKER 1ST LIENS

Price Code: 941991 Faxed Locks Accepted Until: 6:00pm MST
Make sure to check out our pricing
12/3/07 7:15 AM Lock Desk Phone: (888) 303-0575
specials shown on the cover page
Website: www.AuroraWholesale.com Lock Desk Fax: (888) 303-0572
E-mail: commitmentdesk@alservices.com Lock Desk Hours: 8:00am-6:00pm MST

3/6 Mo. LIBOR (G36L) Caps 2/2/6 5/6 Mo. LIBOR (G25L) Caps 6/2/6
5.00% Margin 3.25% Margin Mortgage Maker First Lien (Adj Set #1) LTV
Max Price: 102.750 102.750 102.625 102.375 Max Price: 102.750 102.750 102.625 102.375 Adjustment Index PRICE Adjustments - Add to Base Price <= 60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85 85.01-90 90.01-95 95.01-97
3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay For <= 80% LTV loans: Amt < $40k 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250
Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day use PRICE adj sets #1 and #2 Amt => $40k to $50k 1.125 1.125 1.125 1.125 1.125 1.125 1.125 1.125 1.125
11.500 (4.250) (3.875) (3.375) (3.125) 11.625 (5.375) (4.375) (4.000) (3.625) Amt > $100k to $417k (0.375) (0.250) (0.125) 0.000 0.000 0.000 0.000 0.000 0.000
11.375 (4.125) (3.750) (3.250) (3.000) 11.500 (5.250) (4.250) (3.875) (3.500) For > 80% LTV loans with BPMI: Amt > $417k to $650k 0.125 0.125 0.250 0.625 0.750 0.500 0.500 0.500 0.500
11.250 (4.000) (3.625) (3.125) (2.875) 11.375 (5.000) (4.000) (3.625) (3.250) use PRICE adj sets #1 and #2 Amt > $650k to $1M 0.250 0.500 1.000 1.375 1.875 NA NA NA NA
11.125 (3.875) (3.500) (3.000) (2.750) 11.250 (4.875) (3.875) (3.500) (3.125) Amt > $1M to $1.5M 0.750 1.000 1.750 2.375 NA NA NA NA NA
11.000 (3.625) (3.250) (2.750) (2.500) 11.125 (4.750) (3.750) (3.375) (3.000) Amt > $1.5M to $2M 1.000 1.750 2.375 3.000 NA NA NA NA NA
10.875 (3.500) (3.125) (2.625) (2.375) 11.000 (4.625) (3.625) (3.250) (2.875) Amt > $2M and <= $4M 2.250 2.375 3.000 NA NA NA NA NA NA
10.750 (3.375) (3.000) (2.500) (2.250) 10.875 (4.375) (3.375) (3.000) (2.625) Amt > $417k, FICO<700, Non Full Doc 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 NA
10.625 (3.125) (2.750) (2.375) (2.125) 10.750 (4.250) (3.250) (2.875) (2.500) Cashout/Debt Consolidation 0.250 0.250 0.375 0.750 0.875 0.875 0.875 NA NA
10.500 (3.000) (2.625) (2.125) (1.875) 10.625 (4.000) (3.000) (2.750) (2.375) Lock Period Points 2nd Home 0.500 0.500 0.500 0.625 0.750 0.750 0.750 NA NA
10.375 (2.750) (2.375) (2.000) (1.750) 10.500 (3.875) (2.875) (2.625) (2.250) 15 Day (0.125) 2nd Home, FICO<700, Non Full Doc 0.000 0.000 0.000 0.000 0.000 0.000 0.000 NA NA
10.250 (2.625) (2.250) (1.875) (1.625) 10.375 (3.750) (2.750) (2.375) (2.000) 30 Day (base) 0.000 Non-Owner 0.750 0.750 1.000 1.375 1.625 1.625 1.625 NA NA
10.125 (2.375) (2.000) (1.750) (1.500) 10.250 (3.500) (2.500) (2.250) (1.875) 45 Day 0.125 3-4 Units 0.375 0.750 0.750 1.000 1.000 1.000 NA NA NA
10.000 (2.250) (1.875) (1.500) (1.250) 10.125 (3.375) (2.375) (2.125) (1.750) 60 Day 0.250 Low Rise Condo 0.250 0.250 0.375 0.625 1.000 1.000 1.000 1.000 1.000
9.875 (2.000) (1.625) (1.375) (1.125) 10.000 (3.250) (2.250) (2.000) (1.625) 75 Day 0.500 High Rise Condos 0.750 0.750 1.000 1.000 1.125 1.125 1.125 1.250 1.375
9.750 (1.875) (1.500) (1.250) (1.000) 9.875 (3.000) (2.000) (1.750) (1.375) Condotel (In addition to Condo adjustment) 0.750 0.750 0.750 0.750 NA NA NA NA NA
9.625 (1.625) (1.250) (1.125) (0.875) 9.750 (2.750) (1.750) (1.500) (1.125) FICO Score >=700 (Except G25L) (0.750) (0.625) (0.625) (0.500) (0.500) 0.500 0.750 1.000 1.500
9.500 (1.375) (1.000) (0.875) (0.625) 9.625 (2.500) (1.500) (1.250) (0.875) FICO Score >=700 (G25L Only) (0.500) (0.375) (0.375) (0.250) (0.250) 0.500 0.750 1.000 1.500
9.375 (1.125) (0.750) (0.625) (0.375) 9.500 (2.250) (1.250) (1.125) (0.750) FICO Score 680 - 699 (0.500) (0.375) (0.375) (0.250) (0.125) 0.750 1.000 1.750 2.250
9.250 (0.875) (0.500) (0.375) (0.125) 9.375 (1.875) (0.875) (0.875) (0.500) FICO Score 640 - 679 - W/ MI NA NA NA NA NA 2.000 2.750 4.000 5.000
9.125 (0.500) (0.125) (0.125) 0.125 9.250 (1.625) (0.625) (0.625) (0.250) FICO Score 640 - 679 - No MI 0.125 0.250 0.500 0.500 0.500 NA NA NA NA
9.000 (0.250) 0.125 0.125 0.375 9.125 (1.250) (0.250) (0.250) 0.125 Traditional, QDTI > 45% (Full and Stated Doc On 0.000 0.125 0.375 0.375 0.375 0.375 0.375 0.375 0.375
8.875 0.375 0.750 0.750 1.000 9.000 (0.875) 0.125 0.125 0.500 Non-Traditional, QDTI > 50% (Full and Stated Do 0.000 0.125 0.375 0.375 0.375 0.375 0.375 0.375 0.375
8.750 1.000 1.375 1.375 1.625 8.875 (0.125) 0.875 0.750 1.125 Stated Doc, No Ratio - W/ MI NA NA NA NA NA 0.750 1.125 1.625 NA
Stated Doc - No MI 0.125 0.250 0.250 0.500 0.750 NA NA NA NA
30 Yr. Fixed Rate (G30F) No Ratio - No MI 0.125 0.250 0.500 0.750 1.000 NA NA NA NA
20 Yr. Fixed Rate (G20F) G20F price (0.125) to G30F 15 Yr. Fixed Rate (G15F) No Doc - No MI 0.375 0.500 0.750 1.000 1.125 NA NA NA NA
Max Price: 102.875 102.875 102.750 102.625 Max Price: 102.875 102.875 102.750 102.625 10-yr Interest Only (Fixed Rate Products) 0.500 0.500 0.500 0.500 0.625 0.625 0.625 0.625 0.625
3Yr Hard 3Yr Soft 1Yr Hard No Prepay 3Yr Hard 3Yr Soft 1Yr Hard No Prepay Interest Only (Adjustable Rate Products) 0.250 0.250 0.250 0.375 0.375 0.375 0.375 0.375 0.375
Note Rate 30 Day 30 Day 30 Day 30 Day Note Rate 30 Day 30 Day 30 Day 30 Day Escrow Waiver 0.250 0.250 0.250 0.250 0.250 0.250 0.250 NA NA
12.250 (2.875) (2.750) (2.500) (2.500) 12.250 (3.500) (3.375) (3.125) (3.000) Non-Web Registration and Lock 0.125 0.125 0.125 0.125 0.125 0.125 0.125 0.125 0.125
12.125 (2.750) (2.625) (2.375) (2.375) 12.125 (3.250) (3.125) (2.875) (2.875)
12.000 (2.500) (2.375) (2.250) (2.125) 12.000 (3.125) (3.000) (2.750) (2.750)
11.875 (2.375) (2.250) (2.125) (2.000) 11.875 (2.875) (2.750) (2.625) (2.500)
11.750 (2.250) (2.125) (2.000) (1.875) 11.750 (2.750) (2.625) (2.500) (2.375)
11.625 (2.000) (1.875) (1.750) (1.750) 11.625 (2.625) (2.500) (2.250) (2.250) Additional Mortgage Maker First Lien with Sub Financing (Adj Set #2) CLTV
11.500 (1.875) (1.750) (1.625) (1.625) 11.500 (2.375) (2.250) (2.125) (2.125) PRICE Adjustments - Add to Base Price 80.01-85 85.01-90 90.01-95 95.01-100
11.375 (1.750) (1.625) (1.500) (1.375) 11.375 (2.250) (2.125) (2.000) (1.875) Fixed Rate Products 3.000 4.000 5.000 5.000
11.250 (1.500) (1.375) (1.375) (1.250) 11.250 (2.125) (2.000) (1.875) (1.750) Non Owner 0.125 0.125 NA NA
11.125 (1.375) (1.250) (1.250) (1.125) 11.125 (1.875) (1.750) (1.625) (1.625) Adjustable Rate Products 3.000 4.000 5.000 5.000
11.000 (1.250) (1.125) (1.000) (1.000) 11.000 (1.750) (1.625) (1.500) (1.500) Non Full Doc 0.375 0.375 0.375 NA
10.875 (1.000) (0.875) (0.875) (0.875) 10.875 (1.500) (1.375) (1.375) (1.250) Cashout/Debt Consolidation 0.000 0.000 0.000 NA
10.750 (0.875) (0.750) (0.750) (0.625) 10.750 (1.375) (1.250) (1.250) (1.125) 2nd Home, FICO<700, Non Full Doc 0.000 0.000 0.000 NA
10.625 (0.625) (0.500) (0.500) (0.500) 10.625 (1.250) (1.125) (1.000) (1.000) Amt>$417k, FICO<700, Non Full Doc 0.000 0.000 0.000 NA
10.500 (0.375) (0.250) (0.375) (0.250) 10.500 (1.000) (0.875) (0.875) (0.875) Fico Score >=700 0.000 0.000 0.000 3.000
10.375 (0.250) (0.125) (0.125) (0.125) 10.375 (0.875) (0.750) (0.750) (0.625) Fico Score 680-699 0.000 0.500 1.000 7.750
10.250 0.000 0.125 0.000 0.125 10.250 (0.750) (0.625) (0.625) (0.500) Fico Score 660-679 0.000 1.000 1.500 9.500
10.125 0.250 0.375 0.250 0.375 10.125 (0.500) (0.375) (0.375) (0.375) Fico Score 640-659 1.000 2.000 4.000 10.250
10.000 0.625 0.750 0.625 0.625 10.000 (0.250) (0.125) (0.125) (0.125)
9.875 1.000 1.125 0.875 1.000 9.875 0.000 0.125 0.125 0.125
9.750 1.375 1.500 1.250 1.375 9.750 0.250 0.375 0.375 0.375
9.625 1.750 1.875 1.625 1.750 9.625 0.750 0.875 0.625 0.750
9.500 2.125 2.250 2.125 2.125 9.500 1.375 1.500 1.375 1.375

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