Investment Banking: - A specific division of banking related to the creation of capital for

other companies. Investment banks underwrite new debt and equity securities for all types of corporations. Investment banks also provide guidance to issuers regarding the issue and placement of stock. In addition to the services listed above, investment banks also aid in the sale of securities in some instances. They also help to facilitate mergers and acquisitions, reorganizations and broker trades for both institutions and private investors. They can also trade securities for their own accounts. We are going to describe 5 different type of investment banking services as follows:-

Wealth management
Wealth management is personalized professional service, provided to HNIs and their families, with the goal of sustaining and growing long term wealth. Wealth management is not just investment advice but it can encompass all parts of a personal financial life.

Protection of wealth :- insurance and principal protection Transfer of wealth :- transfer to the dependents, through succession planning Services in wealth management are further segmented into followings: Private banking:-targeted ultra HNI clients. ex- HSBC private bank Preferred banking :- targeting HNI and mass influent clients, ex-ICCI bank wealth management Retail banking: - targeting mass influent clients. ex-bank of Baroda wealth management There are three types of services are mandatory in wealth management as follows: Custodian mandate: - the customer makes all financial planning and investment decisions. Advisory mandate: - every new transaction is specifically approved by customers. Discretionary mandate :-banker carries transaction without specific approval of customers Wealth management process:1) Engage and acquire clients 2) Conduct financial planning exercise Identifying client profile Prepaid details financial need and objectives 3) Recommend the asset allocation mix Risk return based model portfolio allocation Portfolio goal setting 4) Recommend investment products Basic client model portfolio Market opportunities 5) Monitor performance and results