Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
floats &
malts
flurrys
sundaes
old
fashioned
malts
frozen
custard
slushies
LIQUOR BEER
KEG BEER
WINE DELI DEPT
LOTTO
PARTY PLANNING
BARTENDERS
GIFT BASKETS
Your Highland Lakes Realtor Connection
1wice the Knowledge, 1wice the Experience,
1wice the Service!
We`ve helped many oI your neighbors and are
ready to help you. If you are thinking of buying
or selling, please give us a call!
Real Estate One Northville / Novi
41430 Grand River Ave, Suite D
Novi, MI 48375 Mary Ketelhut
734-634-8128
1ohn O`Brien
248-756-0414
'The Customer Experience is
the Heart oI My Business
'Nobody works harder Ior
satisIactory results.
31
WHATS COOKING!
Send us your favorite soup & stew recipes!
The feed-back on this feature has been very positive, but we need your help to continue. Please drop
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decreasing the brown sugar.
Preheat oven to 375. Combine the first 5 ingredients in a medium bowl. Stir in the remaining ingredients;
mix well. Pour mixture into an 8 square baking dish coated with cooking spray. Bake for 20-30 minutes,
or until brown around the edges. Serve warm. Microwave left-overs.
BAKED OATMEAL
2 cups uncooked oats (either kind)
1/2 cup packed brown sugar (or less)
1/3 cup raisins, dried cherries or other dried fruit
1/4 cup chopped nuts (almonds, walnuts or pecans)
1 teaspoon baking powder
In large soup pot, saute onions, potatoes, carrots, and celery in olive oil and butter until onions are
transparent. Add zucchini, green beans and garlic; saute a few minutes longer. Add drained beans,
herbs, chicken stock, stewed tomatoes, and ham. Cover, heat, and then simmer 30 minutes. Add
noodles and cook until tender (10 minutes). Ladle soup into bowls and top with grated Parmesan.
Serve with crusty bread, if desired.
MINESTRONE SOUP
1 1/2 cups 2% or fat-free milk
1/2 cup applesauce
2 Tablespoons butter, melted (optional)
1 large egg, beaten
Cooking spray
1/4 cup olive oil
2 Tablespoons butter
2 medium onions, chopped
3 medium potatoes, diced (about 1 lb.)
2 cups chopped carrots (4 medium)
1 cup chopped celery (2 stalks)
2 cups chopped zucchini (10 0z.)
1 1/2 cups chopped fresh green beans (6 oz.)
2 cloves garlic, minced
1 (15 0z.) can navy or cannellini beans,
rinsed and drained
2 Tablespoons dried basil
1 1/2 teaspoons dried oregano
2 bay leaves
2 (32 oz.) cartons chicken stock
1 (14 oz.) can stewed tomatoes, undrained and
chopped
1 ham bone or 8 oz. deli smoked ham, cubed
1/2 cup noodles ( ditalini or macaroni),
uncooked
4 oz. grated fresh Parmesan cheese
E
n
j
o
y
!
32
1-2-3 TAXI TRAVEL
A:nron1 - Cns:o - Ho1r:
Pay by the Hour,
by the Day,
or by the Mile
248.933.7374
20010 Bnv Mnwn C1., Non1nv:::r, MI 48167
PARENTS: Depending on
weather conditions among other
things, the ice that covers our
lakes during the winter may be
thin in areas and it
is recommended that you do not
leave your children unattended.
PLEASE BE CAREFUL!
Important Safety Information
OBRIEN
SULLIVAN
FUNERALS, CREMATIONS, PREARRANGEMENTS
41555 Grand River Ave, Novi, MI 48375-1822
248-348-1800
www.obriensullivanfuneralhome.com
Family Owned
Est. 1898
Offering Pre Need & Aftercare Programs
SAVE MONEY ON HOME
REPAIRS & REMODELING!!
Great rates, mature, friendly, trustworthy service.
From leaky faucets to a complete bathroom or kitchen make-over.
Basement fnishing
Kitchen remodeling
Bathroom remodeling
Custom built shelving
Furniture restoration
Tile repair or replacement
Sink, tub, toilet installation
Drywall repair
Cabinet repair/replacement
Speaker installation
Painting
Garbage disposal installation
Decks (spring, summer)
Furniture Kit assembly
Wallpapering
CALL:
Andy Wright
Evening appointments are available!
(248) 348-1028 (home)
(248) 752-8908 (cell)
Call now to schedule your free estimate!!
FREE ESTIMATES!! 10% Senior Discount
FIREPLACE DECOMMISSIONED? DONT PLAN TO REPLACE? CALL ME!
33
For further information about the Highland
Lakes Womens Club, you can contact
Peggy Zonca (248)348-5283 or
mmzonca@sbcglobal.net
SAVE THESE DATES:
FEBRUARY 6, 2014:
Champps Restaurant
19470 Haggerty Rd., Livonia
- Coordinated by: Rosemary Campion
MARCH 6, 2014:
Breakfast Club
38467 W 10 Mile Rd, Farmington
- Coordinated by: Wilma Leonard
APRIL 3, 2014:
To Be Announced
Highland Lakes
Womens Club Luncheon
All adult female residents of Highland Lakes are invited to
mcc| ui|n us cn |nc frs| Tnursaq cf cacn mcn|n.
34
Call
Rob
The
Builder
Robert E. Lee
248.437.1400
robthebuilder123@gmail.com 30 Years Experience
Kitchen Remodeling,
Garage Repair,
Finished Basements,
Storage Building
& Much More!
S
ENIOR
COMPANION CARE
Feel comfortable leaving your loved one with a
caring companion when you need to be away
for a few hours or overnight.
Call 248.735.8797
Providing transportation, light meal preparation, and
housekeeping. Loving care also given to your pet if
needed. PET SITTING SERVICE AVAILABLE.
Flex in the city.
300 E Cady St, Northville, MI 48167 (248) 349-9336
Kelly & Kelly, P.C.
The Power of Experience.
Family Law/Divorce
Child Custody/Support
Paternity Disputes
Pre & Post-Nuptials
Criminal Defense
Drunk Driving
Traffic Offenses
Juvenile Legal Issues
Estate Planning
Wills & Trusts
Probate Litigation
Business Law
Real Estate
Contract Disputes
IRS Issues
422 LasI MaIn SIrccI, MorIhvIIIc, MI 4To7 ,24) 34-04o www.KcIIyKcIIyIaw.con
John P. Kelly*, Michele D. Kelly*, Ryan Mae Kelly*, Jonathan A. Paul, Michael B. Kelly* MMichele D. Kelly*, Ryan Mae Kelly*, Jonathan AA. Paul,
Attorneys & Counselors at Law
*HLCA Residents
Mention this ad
and receive a
special discount!
p
I M I SI I M Ih III MI 4To7 ,24) 34 04o K II K II I
Celebrating 25 years of serving the Northville Community!
35
F I N A N C I A L C O L U M N
Four Tips to Help Maximize Social Security
Incorporating Social Security into a retirement strategy is a smart move. Te money taken out of your paycheck
every month may be unwelcome now, but it can give you monthly income later in life.
However, some question if Social Security will last long enough for those in the work force now to be able to
receive these benefts. According to Social Security trustees, enough reserves exist for the system to pay 100
percent of promised benefts until 2033, without further reform. Full benefts are available at age 65 for those
born before 1938, gradually increasing to age 67 for those born in 1960 or later. Tere is more to Social Security
than just applying for retirement benefts when you are eligible at age 62 or over. By waiting, you can maximize
your benefts, which will increase every year you choose to wait to fle for Social Security retirement benefts.
Trivent Financial suggests you consider these four tips before applying for Social Security.
1. Dont assume it wont be there. Social Security is projected to last at least until 2033, so the frst mistake
is writing it of as a resource that wont be available. Planning early for the role Social Security will play in
your retirement will prevent you from being caught of guard and missing out on increased benefts once
you are ready to start collecting.
2. Know your situation. Retirement income planning is critical. Social Security has many nuances, so a
personalized approach is necessary to get a better grasp of your retirement future. By using your current
information from the Social Security Administration, fnancial representatives may be able to create
scenarios to give you an idea of how the age you begin receiving distributions can afect the monthly
amounts you will receive. For example, if youre divorced or widowed, a fnancial representative will be
able to calculate the diferent ways you can claim benefts and how they can afect your retirement strategy.
3. Wait to draw. Now that you are planning for it, you can fgure out when the right time for you to start
receiving benefts. For many people, this will most ofen be afer the age that you are eligible to start
collecting full benefts. For every year that you delay, Social Security benefts will increase by a set percentage,
eventually putting your monthly beneft above 100 percent. Delaying can also multiply the benefts afer it
is adjusted for cost-of-living and can potentially reduce the number of years benefts are subject to income
taxes. Factors to consider as to when to fle for your Social Security benefts include: health status, life
expectancy, need for income, future employment, and survivor needs. A fnancial representative can help
you build all of this information into an overall retirement strategy.
4. Get your fnancial house in order. If you delay your Social Security benefts, you will need to have another
way to pay for your needs while you are not working. If you planned early enough, you will likely have
adjusted your fnances so that you are prepared. Again, talking to a representative can help you plan the
best option for the interim time before Social Security paychecks.
Social Security can be confusing, but talking to a representative can help you clarify the role it can play in your
retirement strategy. Once you have a strategy in place, you will better be able to enjoy your retirement years,
without worrying about the next paycheck.
Dan Freeman of Lehigh Court has ofered to submit a series of articles concerning fnancial and retirement planning.
Tese should prove interesting and helpful. Next month will concern taxes... April 15 is coming! Dan is a fnancial planner.
36
Highland Lakes Court Captains
Anchor
Tracey Green.. ....................321-4614
Althea
Sue Tocco.. .........................348-3396
Amboy
Brad Todorov......................380-1611
Andover
Pam Takacs.......................374-0864
Aqueduct
Frank Eisenhauer..............348-9650
Bryn Mawr
Robert Gorczyca...........734-751-7828
Dartmouth
Sue Misiulis.......................344-4949
Dearborn
Clem Tulley........................349-3125
Dorothy Gay
Sonya Flegal.....................344-9789
Eddington
David Duey..................586-996-2098
Farragut
Lorraine Scully (B 89 & 90)....344-8703
Janice Booher (B 88)...........344-4229
Hayes
D. & G. Loudy (B 30, 31 & 32)
........................................ .349-3308
Chuck Weidner (B 28, & 29)
........................................ .946-1479
Inlet
Catherine Frazier..........313-405-3707
Iron Gate
Nancy Schneider...............797-0853
Ironwood
Esther Allison.....................880-1673
Itham
Bob Rudolph.....................924-2600
Juliet
Sandy Nolan........................349-3587
Kenyon
Elizabeth Dombles..............Unlisted
Lagoon
Chris Van Arnam ..............982-3984
Lehigh
Frances Moore.....................380-0552
Lehigh Lane
Dianne Hartman................229-3884
Leidel
Barbara Adams..................982-8247
Lilac
Barbara Evans....................348-3087
Longwood
Jim OConnor....................344-6600
Lyric
Ray Parzych......................349-9370
Madison
Carolyn Toyer ................... 348-9745
Malvern
Connie Haworth...................349-5047
Myra Santoni......................344-2568
Mann
Liz Thuss....................734-558-0220
Mariner
Douglas Perrin.....................Unlisted
Neptune
Robert Armstrong..............912-0266
Norwood
Donna McNally..................347-0999
Oakland
Earl Smith..........................349-6478
Old Bridge
Linda Tomica.....................349-6107
Pond
Diane Pittaway..................347-1078
Queen Anne
Kathy Baldwin...................380-6429
Richards
Martin Tingstad..................344-4928
Sandy
Beverly Brenner.................348-2982
Savoy
Judy & Jim Weaver.........313-613-1479
Schoolhouse
Peggy Zonca.....................348-5283
Seabrook
Anne Marie Kuneman...........719-7722
Valiant
Ilio Alessandri....................449-6959
View Point
Stanley Roberson..............596-1239
Whitman
Frank Jensen.......................880-2011
Windsor
Tom Werner.......................349-4459
NOTE: ALL AREA CODES ARE 248 UNLESS INDICATED OTHERWISE
37
Murder she wrote. The worst crime imaginable has occurred
in an association very near ours. Most of you have undoubtedly
read about it or seen the news coverage on the television. The criminal
was not a resident of the community but was staying with relatives. A woman in her
eighties was savagely strangled and stabbed. Her jewelry was taken and subsequently found in the
condo where the perpetrator was staying. He has a long criminal record and was recently released
from prison in Florida. If this murderers past record had been known to local police, the outcome
of this story might have been much different. The victim had just sold her home and would have
gone to North Carolina to join her children.
This tragedy should be a wake-up call to all of us. Bad things do happen in nice places. We live
in our own little village where we share expenses for gas and water. We even share common
walls. In other words, we live in very close proximity to one another. It is so important to keep
our eyes and ears open for suspicious persons or unusual activity and report it. Never be hesitant
to report to the authorities any individual whose behavior makes you uneasy. It could be a matter
of life and death.
An important tip to prevent identity theft was passed on by Beverly Dudley, who is an avid traveler.
Never write your address on your luggage. Write your name and phone number in case of loss.
There just may be a criminal casing the suitcases for home addresses. The person is going to
know that you wont be home because youre packed and ready to take off. The worst case scenario
is that they will nd papers with your personal inormation and steal your identity while you`re
enjoying the breezes in sunny Florida.
Finally, we all want to enjoy our lives. Its unfortunate that it has become necessary to be so
vigilant in our everyday activities. However, the alternative to not practicing awareness of our
surroundings can result in dire consequences. Lets all commit to a life which includes watching
out for ourselves and our neighbors.
Sandy Nolan, Board Liaison
Court Captain Committee
38
HEATING and
COOLING CO.
PROMPT EFFICIENT SALES
SERVICE & INSTALLATION
Service & Parts for Most Makes
Since 1954
Central Air Conditioning
Electric Air Cleaners
Power Humidifers
Duct Fabrication
Maintenance Contracts
Electrical Wiring & Repair
Custom Sheet Metal
Boilers/ Water Heaters
Calls Taken 24 Hours
(248) 476-7022
19140 Farmington Road at 7 Mile Livonia
Visit Our ShowroomsSee Before You Buy
Open Daily 8:00 AM 5:00 PM
Sat 9:00 AM 2:00 PM
- Deep Cleaning
- Expert Stain & Odor Removal
- Safe For Children & Pets
- Environmentally Friendly
- Process Most Recommended
by Carpet Manufacturers
(248) 773-5134
klean-ritecarpet.com
Expert
S
tain
&
O
dor
R
em
oval
Commercial & Residential
Licensed & Insured
ATTENTION
ALLERGY SUFFERERS
Our method prevents
mold, removes more
dust, kills dust mites
and leaves a non-
intrusive fresh scent
$49.95 - 2 Rooms & Hall
KLEAN-RITE - (248) 773-5134
With this coupon.
Not valid with other offers or prior services
$99 - 5 Room Special
Up to 200 sq. ft. per room
KLEAN-RITE - (248) 773-5134
With this coupon.
Not valid with other offers or prior services
sofa - $44.95 chair - $24.95
loveseat - $34.95
KLEAN-RITE - (248) 773-5134
With this coupon.
Not valid with other offers or prior services
EXCLUSIVE Low-Moisture Cleaning
Process for Carpets and Upholstery
Family Owned & Operated Since 1987
IS IT TIME FOR A FRESH
COAT OF INTERIOR PAINT?
Mark Adams: 248.935.8990
The As s o c i at i o n s Pai nt e r
Im ofering special rates for the
months of February & March!
Expert Painting
Professional Color Consultation
+ Association Discounts
+ 10 Year Warranty on Glass
+ "Low E" Reective & Tinted Glass
+ Lowest Prices in Town
+ Parts Available for Most Windows
+ Completed Promptly & Efhciently
+ Two Weeks Service on Most Jobs
DO YOUR WINDOWS HAVE...
+ Seal Failure? Moisture in Glass?
+ Windows Don't Stay Up?
+ Stripe Failure?
+ Is Your Window Manufacturer
out of Business?
NO TRIP
CHARGE
FREE
ESTIMATE
CALL NOWl
RICK THE WINDOW DOCl
(734) 379-5355
R & H GLAZING, INC.
L!CENSED 8 !NSURED - 23 YEARS EXPER!ENCE - GUARANTEED WORK
WE REPAIR ANY WOOD, VINYL OR ALUMINUM WINDOW
SPECIALIZING IN BROKEN, SEALFAILED & FOGGED
(734) 379-5355
OR
(734) 422-5355
39
Join us for a Highland Lakes
CRAFTERS
EVENING
Every Tuesday
Evening at 6:00 p.m.
COME WHEN YOU CAN
Come for a night of Knitting,
Scrapbooking, Crocheting,
Quilting, and Much More!
Beginners & Experts Welcome.
GET STARTED ON YOUR HOLIDAY PROJECTS!
Share with each other and learn from one another.
LIGHT REFRESHMENTS PROVIDED.
For more information, Contact Kathy
Baldwin: 248-380-6429
40
41
SNOW REMOVAL PROCEDURES
1. NORMAL SNOW EVENTS:
2-3 inches - Clearing will begin during the snowfall and maintenance will work normal hours
following the established Snow Policy.
4 inches or more Maintenance will clear on weekends and at night following the Snow Policy.
2. LARGE SNOW EVENTS:
6 inches or nore - Mainlenance viII legin cIearing nain sidevaIks and lrafhc Ianes during the snow
event. If necessary, they will continue the removal effort until 10:00 p.m. The next morning they will
begin a second clearing effort and work until all walks and courts are cleared, or until 8:00 p.m.
3. SNOW EMERGENCIES/BLIZZARDS:
More lhan 1O inches - Lfforls viII le focused on keeping nain roads, lrafhc Ianes and nain sidevaIks
open lo energency lrafhc only. Once those elements are clear, work will begin on approach sidewalks
and courts. Maintenance will work up to 14 hours per day, until the roads, courts and walks are
clear. Contractors may be called in if necessary. The priority treatment of the handicapped list will be
suspended during these events. Exceptions for emergencies will be handled on a case basis.
4. PARKING SPACES: After the primary snow removal efforts are completed, maintenance will begin clearing parking
spaces if cars are out of the court. Management encourages Court Captains to facilitate the removal of cars and contact
the Clubhouse to advise when their court is clear and management will then contact maintenance to begin plowing the
parking spaces within that court. If maintenance is ready to plow a court, the Association may also contact the court
captains to facilitate the movement of parked vehicles.
5. OVERALL GOAL: The Association shall have the sidewalks, courts (not parking spots), and roads, clear within 48 hours
of the cessation of a snow event.
6. HAZARDOUS CONDITIONS: During the winter, the weather conditions favor the potential
for slippery sidewalks, porches and roads. Please use due care and caution during
this time of the year and keep a supply of ice-melter, which is available at the
Clubhouse, at your home for your use.
During the weekend, how much snowfall is required before maintenance will be called in?
ANSWER: 4 inches or more measured in more than three areas on the property.
Why does my court seem to be last during the recent snowfall?
ANSWER: To attempt to bring some semblance of fairness, the starting point of snow
removal efforts change each time.
Why does it seem to take so long to clean my parking spaces?
ANSWER: Maintenance depends on the cooperation of the Co-Owners to empty the courts of cars
before plows can safely plow the spaces. The plows cannot ft in between parked cars.
Why did Maintenance leave a small amount of snow on the sidewalk this time?
ANSWER: Leaving a small amount of snow provides traction to more safely walk.
Why does the Association have an adopted snow policy?
ANSWER: (A) To keep our Co-Owners informed of what to expect from the Association
(B) It is required as part of our Risk Management procedures.
80N l0 8000l0 ll l8k0 N8ll0800 l0 00M#l0l0l l80 80N f0M098l 0ll0fl8F
ANSWER: 48 hours or less depending on the weather and the amount of snow.
In what order, and when, is snow blowing and plowing handled?
ANSWER: FIRST DAY SECOND DAY
1 Streets 5 Approach Walks
2 Clubhouse 6 Porches
3 Main Sidewalks 7 Parking Spaces
4 Centers of Courts (Only if courts are clear of cars)
S
n
o
w
R
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m
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v
a
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F
A
Q
42
HIGHLAND LAKES HERALD AD RATES
The Highland Lakes Herald is distributed monthly to 691 homes. All advertising accepted on a prepaid basis.
New ads will be charged set-up fee as per the schedule below.
THE HERALD DEADLINE IS THE 20TH OF EACH MONTH
Make checks payable to Highland Lakes Condominium Association.
For more information, contact Shannon in the Clubhouse: 248-349-4006 or email shannon@hlca.us
CLASSIFIED ADS Resident Non-Resident
up to 30 words (200 Characters) $3.00 $5.00
FLYERS - Let us insert your pre-printed hyers or brochures into the Herald:
JUST $50 PER MONTH
PLUS PRE-PAY FOR 4 MONTHS AND GET A MONTH FREE!
- Please provide us with 725 copies of your hyer for each month we insert. -
PREMIUM SPACE AVAILABLE!
FULL PAGE CENTERFOLD / FRONT COVER / BACK INSIDE COVER
FULL PAGE: $75.00/mo or $825.00/yr
AD SIZE
1/8 PAGE
3-3/4 X 2-1/2
1/4 PAGE
3-3/4 X 5
1/2 PAGE
7-1/2 X 5
FULL PAGE
7-1/2 X 10
1/8
1/4 1/2
Full Page
MONTHLY FEE
(Add $25 Set up fee for new ads)
$15.00 $25.00 $40.00 $65.00
PRE-PAID 6 MO.
(PAY FOR 6 MONTHS, AND
WELL WAIVE THE SET UP FEE!)
$90.00 $150.00 $240.00 $390.00
Prepaid Yearly Price Includes ONE FREE MONTH!!
PRE-PAID YEARLY
(PAY FOR 11 MONTHS, GET 1
MONTH FREE!)
$165.00 $275.00 $440.00 $715.00
Mon - Fri 8AM- 6PM Sat 9AM-1PM
32431 Ford Road Garden City, MI 48135
(2 blocks East of Venoy Rd.)
(734) 425-1790
43
Merrick Maris III
122 S. Rawles St., Ste. 115
Romeo
Thank You
586-752-4861
Fax: 586-752-9649
merrick.maris@fbinsmi.com
FarmBureauInsurance.com
Highland Lakes
Condominium Association
The Maris Insurance Agency wants
to thank you for trusting us with
your insurnace needs. We are
extremely proud of our oftoe
and the services we provide.
FEBRUARY 2014
SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
1
2 3
Clubhouse
Committee
- 7:00 p.m.
4
CRAFTERS
NIGHT
- 6:00 p.m.
Lakes Ecology
Committee
- 7:00 p.m.
5
Ladies Pinochle
- 12:30 p.m.
6
Womens
Luncheon
- 12:00 noon
Court Captain
Committee
- 7:00 p.m.
7 8
Valentines
Luncheon
- 12:00 noon
9 10
Herald
Committee
- 7:00 p.m.
11
CRAFTERS
NIGHT
- 6:00 p.m.
12
Ladies Pinochle -
12:30 p.m.
Engineering
Committee
- 3:00 p.m.
13 14
VALENTINES
DAY
Euchre Club
- 7:00 p.m.
15
16 17
PRESIDENTS
DAY
Board Meeting
- 7:30 p.m.
18
CRAFTERS
NIGHT
- 6:00 p.m.
19
Ladies Pinochle
- 12:30 p.m.
Finance
Committee
- 6:30 p.m.
20 21 22
23 24 25
CRAFTERS
NIGHT
- 6:00 p.m.
26
Ladies Pinochle
- 12:30 p.m.
27 28
Euchre Club
- 7:00 p.m.
1
2 3
Clubhouse
Committee
- 7:00 p.m.
4
CRAFTERS
NIGHT
- 6:00 p.m.
Lakes Ecology
Committee
- 7:00 p.m.
5
Ladies Pinochle
- 12:30 p.m.
6
Womens
Luncheon
- 12:00 noon
Court Captain
Committee
- 7:00 p.m.
7 8
CLUBHOUSE WINTER HOURS
Monday - Wednesday.....9:00 a.m. - 5:00 p.m. Saturday.................................Noon - 9:00 p.m.
Thursday - Friday............9:00 a.m. - 9:00 p.m. Sunday...................................Noon - 5:00 p.m.