Eastern Bank

Liquidity Ratio
Cash Position
Indicator

2008

Liquid Securities Liquid Securities

TA

Hot Money
Ratio

Loans
TA

#DIV/0!

#DIV/0!
0

#DIV/0!

0
#DIV/0!

#DIV/0!

#DIV/0!

10233759904
24486148343
0.417940779

#DIV/0!

#DIV/0!

4393679353
29192341198
0.150507947

#DIV/0!

#DIV/0!

1459342905
54351795983
0.026849948

#DIV/0!

Demand Deposits

Time Deposits
Loan
Commitment
Ratio

6924870086
54351795983
0.127408303
4923272085
54351795983
0.09058159
39427383891
54351795983
0.725410875

Money Market Assets

Money Market Liabilities

Deposit
Composition
Ratio

2010

Cash
TA

Capacity Ratio

2009

Unused Loan
Commitment
TA

0
#DIV/0!

Profitability
Ratio
ROA

ROE

Net Interest
Margin

Net Income after Tax

TA
Net Income after Tax
TE
Interest Income Interest Expense
TA

798353197
54351795983
0.014688626
798353197
4733358667
0.168665266
1549032394
54351795983
0.028500114

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#REF!

Net Non
Non Interest Income Interest Margin Non Interest Expense
TA
Net Operating
Margin

834193839
54351795983
0.015348046

Net Operating Income

2383226233

0
#DIV/0!

0
#DIV/0!

54351795983
0.04384816
798353197

TA
EPS

DPS

Net Income after Tax

Number of Common
Stock holders
Outstanding

13869000
57.56386163

0
#DIV/0!

0
#DIV/0!

#DIV/0!

#DIV/0!

Dividend for CS holders

416070000
Number of Common
Stock holders
Outstanding

Dividend Yield

13869000
30

#DIV/0!

0
#DIV/0!

30

#DIV/0!

#DIV/0!

589
0.050933786

#DIV/0!

#DIV/0!

30
57.56386163
0.52116031

#DIV/0!
#DIV/0!
#DIV/0!

#DIV/0!
#DIV/0!
#DIV/0!

0.47883969

#DIV/0!

#DIV/0!

DPS
Market Value per share

Dividend Payout DPS

Ratio
EPS
Retention Rate 1- Dividend Payout Ratio
1-.521

Net Profit
Margin

Net Income after Tax

798353197

Total Operating Revenue

6607014351
0.120834185

#DIV/0!

#DIV/0!

Efficiency Ratio
Expence Control Net Operating Income
Efficiency
before Tax
1930540159
Total Operating Revenue
6607014351
0.292195545
Tax
Management
Ratio

0
#DIV/0!

0
#DIV/0!

Net Income after Tax

798353197

1930540159
0.413538767

Net Income before Tax

#DIV/0!

#DIV/0!

Operating
Total Operating Expense
Efficiency Ratio
1318406597
Total Operating Revenue
6607014351
0.199546501
Employee
Productivity
Ratio

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

Net Operating Income

2383226232
Number of full time
employees

763
3123494.406

Asset Utilization Total Operating Revenue

Ratio
6607014351
54351795983
0.121560185
Earning Spread (Interest Income/Earning (5224413145/468310000
Asset) - (Interest
00)Expense/Interest Bearing (3675380751/412665312
Liabilities)
30)

0
0

TA

#DIV/0!

0
0
#DIV/0!

0.022494417
Financial Risk
Ratio
Equity
Multiplier

TA
TE

Leverage Ratio

#DIV/0!

0
0
#DIV/0!

49618437316
54351795983
0.912912562

0
#DIV/0!

0
#DIV/0!

Market Value per share

EPS

M/B Ratio

0
0

TL
TA

Market Ratio
P/E Ratio

54351795983
4733358667
11.48271234

589
57.56386163
10.2321141

0
#DIV/0!
#DIV/0!

589
341.291
1.725802242

#DIV/0!
#DIV/0!

0
#DIV/0!
#DIV/0!

Market Value per share

Book Value per share

Book Value per (AssetShare

(Liabilities+Preffered
Stock))

4733358667

0
#DIV/0!
#DIV/0!

Number of Common
Stock holders
Outstanding
Provision for
Bad Debt
Provision for
Bad Debt

Total Provision for Loan

Loss
Total Operating revenue

13869000
341.291

#DIV/0!

0
#DIV/0!

452686073
6607014351
0.068515981

Capital
Adequacy

0.1271

0
#DIV/0!

0
#DIV/0!

2011

#DIV/0!

2012

#DIV/0!
0

#DIV/0!

0
#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!
#DIV/0!
#DIV/0!

#DIV/0!
#DIV/0!
#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

0
#DIV/0!

#DIV/0!

0
#DIV/0!

0
#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

0
0
#DIV/0!

0
0
#DIV/0!

0
0
#DIV/0!

0
0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!
#DIV/0!

0
#DIV/0!
#DIV/0!

0
#DIV/0!
#DIV/0!

0
#DIV/0!
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!

0
#DIV/0!